Merchants Mortgage & Trust Corporation Mortgage Lending & HMDA Data, 2018
In 2018, Merchants Mortgage & Trust Corporation of Greenwood Village, CO reported 270 mortgage applications totaling $99.6 million. The average application was for $368,814, and applicants reported an average income of $325,677. 97% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (103), Denver-Aurora-Lakewood, CO (53) and Los Angeles-Long Beach-Glendale, CA (26) (applications in parentheses).
| Mortgage Company & Address | Merchants Mortgage & Trust Corporation 7400 E Crestline Cir #250 Greenwood Village, CO 80111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2019 2018 |
| Total Number of Mortgage Applications | 270 |
| Total Mortgage Loan Application Amount | $99,580,000 |
| Average Mortgage Loan Application Amount | $368,814 |
| Highest Mortgage Loan Application Amount | $2,275,000 |
| Average Applicant Income | $325,677 |
| Highest Applicant Income | $1,858,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Merchants Mortgage & Trust Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Merchants Mortgage & Trust Corporation in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 263 | $97,165,000 | $369,000 | $2,275,000 | $320,000 | $1,858,000 |
| Refinancing | 7 | $2,415,000 | $345,000 | $1,305,000 | $539,000 | $794,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 190 | $62,250,000 | $327,000 | $1,885,000 | $311,000 | $1,858,000 |
| Asian | 41 | $22,735,000 | $554,000 | $2,275,000 | $601,000 | $1,525,000 |
| Hispanic | 31 | $11,985,000 | $386,000 | $1,805,000 | $196,000 | $471,000 |
| Black or African American | 6 | $2,130,000 | $355,000 | $565,000 | $191,000 | $307,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $480,000 | $240,000 | $245,000 | $122,000 | $139,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 270 | $99,580,000 | $368,000 | $2,275,000 | $323,000 | $1,858,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 262 | $97,270,000 | $371,000 | $2,275,000 | $318,000 | $1,858,000 |
| Application Withdrawn By Applicant | 4 | $1,370,000 | $342,000 | $655,000 | $543,000 | $992,000 |
| File Closed For Incompleteness | 3 | $375,000 | $125,000 | $175,000 | $0 | $0 |
| Application Denied By Financial Institution | 1 | $565,000 | $565,000 | $565,000 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 269 | $99,015,000 | $368,000 | $2,275,000 | $323,000 | $1,858,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $565,000 | $565,000 | $565,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Merchants Mortgage & Trust Corporation's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Merchants Mortgage & Trust Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
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