Merchants Mortgage & Trust Corporation Mortgage Lending & HMDA Data, 2024
In 2024, Merchants Mortgage & Trust Corporation of Greenwood Village, CO reported 1,488 mortgage applications totaling $830.2 million, up 23% from 2023. The average application was for $557,923, and applicants reported an average income of $0. 88% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (211), Denver-Aurora-Lakewood, CO (206) and Riverside-San Bernardino-Ontario, CA (109) (applications in parentheses).
| Mortgage Company & Address | Merchants Mortgage & Trust Corporation 7400 E Crestline Cir #250 Greenwood Village, CO 80111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2019 2018 |
| Total Number of Mortgage Applications | 1,488 |
| Total Mortgage Loan Application Amount | $830,190,000 |
| Average Mortgage Loan Application Amount | $557,923 |
| Highest Mortgage Loan Application Amount | $5,005,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Merchants Mortgage & Trust Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Merchants Mortgage & Trust Corporation in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,360 | $719,700,000 | $529,000 | $5,005,000 | $0 | $0 |
| Refinancing | 108 | $99,470,000 | $921,000 | $4,835,000 | $0 | $0 |
| Cash-out Refinancing | 19 | $10,895,000 | $573,000 | $3,855,000 | $0 | $0 |
| Home Improvement | 1 | $125,000 | $125,000 | $125,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 595 | $359,905,000 | $604,000 | $4,835,000 | $0 | $0 |
| Hispanic | 395 | $172,025,000 | $435,000 | $1,715,000 | $0 | $0 |
| Not Provided | 284 | $184,600,000 | $650,000 | $5,005,000 | $0 | $0 |
| Asian | 142 | $79,450,000 | $559,000 | $2,025,000 | $0 | $0 |
| Black or African American | 60 | $24,100,000 | $401,000 | $1,635,000 | $0 | $0 |
| American Indian or Alaskan Native | 10 | $9,190,000 | $919,000 | $2,935,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $920,000 | $460,000 | $675,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,487 | $829,895,000 | $558,000 | $5,005,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $295,000 | $295,000 | $295,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,306 | $732,190,000 | $560,000 | $5,005,000 | $0 | $0 |
| Application Withdrawn By Applicant | 182 | $98,000,000 | $538,000 | $3,645,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,488 | $830,190,000 | $557,000 | $5,005,000 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Merchants Mortgage & Trust Corporation's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Merchants Mortgage & Trust Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
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