Merchants Mortgage & Trust Corporation Mortgage Lending & HMDA Data, 2023
In 2023, Merchants Mortgage & Trust Corporation of Greenwood Village, CO reported 1,206 mortgage applications totaling $640.3 million, down 12% from 2022. The average application was for $530,928, and applicants reported an average income of $0. 91% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (239), Los Angeles-Long Beach-Glendale, CA (147) and Seattle-Bellevue-Everett, WA (82) (applications in parentheses).
| Mortgage Company & Address | Merchants Mortgage & Trust Corporation 7400 E Crestline Cir #250 Greenwood Village, CO 80111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2019 2018 |
| Total Number of Mortgage Applications | 1,206 |
| Total Mortgage Loan Application Amount | $640,300,000 |
| Average Mortgage Loan Application Amount | $530,928 |
| Highest Mortgage Loan Application Amount | $6,365,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Merchants Mortgage & Trust Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Merchants Mortgage & Trust Corporation in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,110 | $568,580,000 | $512,000 | $6,365,000 | $0 | $0 |
| Refinancing | 84 | $64,960,000 | $773,000 | $2,755,000 | $0 | $0 |
| Cash-out Refinancing | 7 | $2,875,000 | $410,000 | $655,000 | $0 | $0 |
| Home Improvement | 5 | $3,885,000 | $777,000 | $2,135,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 580 | $295,120,000 | $508,000 | $3,485,000 | $0 | $0 |
| Hispanic | 212 | $93,130,000 | $439,000 | $3,895,000 | $0 | $0 |
| Not Provided | 198 | $126,830,000 | $640,000 | $6,365,000 | $0 | $0 |
| Asian | 131 | $94,405,000 | $720,000 | $3,685,000 | $0 | $0 |
| Black or African American | 65 | $19,155,000 | $294,000 | $1,075,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $720,000 | $360,000 | $435,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $385,000 | $385,000 | $385,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,206 | $640,300,000 | $530,000 | $6,365,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,094 | $582,870,000 | $532,000 | $6,365,000 | $0 | $0 |
| Application Withdrawn By Applicant | 110 | $56,460,000 | $513,000 | $3,685,000 | $0 | $0 |
| Application Denied By Financial Institution | 2 | $970,000 | $485,000 | $895,000 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,204 | $639,330,000 | $531,000 | $6,365,000 | $0 | $0 |
| Collateral | 1 | $895,000 | $895,000 | $895,000 | $0 | $0 |
| Credit History | 1 | $75,000 | $75,000 | $75,000 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Merchants Mortgage & Trust Corporation's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Merchants Mortgage & Trust Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
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