Merrill Lynch Bank & Trust FSB Mortgage Lending & HMDA Data, 2009
In 2009, Merrill Lynch Bank & Trust FSB of Westlake Village, CA reported 4,304 mortgage applications totaling $3.9 billion, down 27% from 2008. The average application was for $901,936, and applicants reported an average income of $522,931. 75% of its applications resulted in an originated loan and 2% were denied. Its largest markets were San Francisco-San Mateo-Redwood City, CA (1,508), New York-White Plains-Wayne, NY-NJ (451) and Los Angeles-Long Beach-Glendale, CA (377) (applications in parentheses).
| Mortgage Company & Address | Merrill Lynch Bank & Trust FSB 30930 Russell Ranch Rd Ms Ca6-916-02-07 Westlake Village, CA 91362 |
| Federal Regulator | * available with data download |
| Years | 2009 2008 |
| Total Number of Mortgage Applications | 4,304 |
| Total Mortgage Loan Application Amount | $3,881,936,000 |
| Average Mortgage Loan Application Amount | $901,936 |
| Highest Mortgage Loan Application Amount | $10,450,000 |
| Average Applicant Income | $522,931 |
| Highest Applicant Income | $9,951,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Merrill Lynch Bank & Trust FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Francisco, California | 913 | $ 786,134,000 | $ 861,044 | $ 367,000 |
| Los Angeles, California | 377 | $ 399,386,000 | $ 1,059,379 | $ 621,000 |
| San Mateo, California | 357 | $ 358,821,000 | $ 1,005,100 | $ 519,000 |
| New York, New York | 334 | $ 437,611,000 | $ 1,310,212 | $ 749,000 |
| Santa Clara, California | 275 | $ 220,081,000 | $ 800,294 | $ 365,000 |
| Marin, California | 238 | $ 192,444,000 | $ 808,588 | $ 450,000 |
| Alameda, California | 184 | $ 132,728,000 | $ 721,347 | $ 339,000 |
| Contra Costa, California | 147 | $ 97,507,000 | $ 663,312 | $ 405,000 |
| Orange, California | 137 | $ 135,334,000 | $ 987,839 | $ 486,000 |
| San Diego, California | 127 | $ 104,913,000 | $ 826,086 | $ 340,000 |
| Sonoma, California | 86 | $ 63,569,000 | $ 739,174 | $ 402,000 |
| Suffolk, Massachusetts | 62 | $ 52,909,000 | $ 853,370 | $ 593,000 |
| Middlesex, Massachusetts | 61 | $ 43,097,000 | $ 706,508 | $ 508,000 |
| Suffolk, New York | 57 | $ 75,845,000 | $ 1,330,614 | $ 933,000 |
| Norfolk, Massachusetts | 54 | $ 36,296,000 | $ 672,148 | $ 554,000 |
| Napa, California | 51 | $ 50,607,000 | $ 992,294 | $ 654,000 |
| Fairfield, Connecticut | 49 | $ 73,021,000 | $ 1,490,224 | $ 1,059,000 |
| Santa Barbara, California | 48 | $ 44,568,000 | $ 928,500 | $ 486,000 |
| Westchester, New York | 38 | $ 40,107,000 | $ 1,055,447 | $ 675,000 |
| Kings, New York | 36 | $ 38,506,000 | $ 1,069,611 | $ 859,000 |
| Placer, California | 31 | $ 28,725,000 | $ 926,612 | $ 655,000 |
| Multnomah, Oregon | 30 | $ 10,524,000 | $ 350,800 | $ 158,000 |
| Washington, Oregon | 28 | $ 18,698,000 | $ 667,785 | $ 110,000 |
| Monterey, California | 26 | $ 28,962,000 | $ 1,113,923 | $ 690,000 |
| Riverside, California | 26 | $ 16,393,000 | $ 630,500 | $ 694,000 |
| Barnstable, Massachusetts | 19 | $ 12,843,000 | $ 675,947 | $ 1,095,000 |
| Nassau, New York | 19 | $ 19,006,000 | $ 1,000,315 | $ 505,000 |
| Solano, California | 18 | $ 4,912,000 | $ 272,888 | $ 1,192,000 |
| Ventura, California | 18 | $ 6,834,000 | $ 379,666 | $ 450,000 |
| Essex, Massachusetts | 18 | $ 10,880,000 | $ 604,444 | $ 564,000 |
| Plymouth, Massachusetts | 18 | $ 9,451,000 | $ 525,055 | $ 567,000 |
| Santa Cruz, California | 17 | $ 8,404,000 | $ 494,352 | $ 320,000 |
| Queens, New York | 15 | $ 9,910,000 | $ 660,666 | $ 379,000 |
| Maricopa, Arizona | 13 | $ 6,281,000 | $ 483,153 | $ 283,000 |
| Clackamas, Oregon | 13 | $ 8,785,000 | $ 675,769 | $ 825,000 |
| Hudson, New Jersey | 11 | $ 7,123,000 | $ 647,545 | $ 428,000 |
| Nantucket, Massachusetts | 10 | $ 19,167,000 | $ 1,916,700 | $ 937,000 |
| Bergen, New Jersey | 10 | $ 6,542,000 | $ 654,200 | $ 581,000 |
| Nevada, California | 9 | $ 5,296,000 | $ 588,444 | $ 324,000 |
| Essex, New Jersey | 9 | $ 5,678,000 | $ 630,888 | $ 297,000 |
| King, Washington | 9 | $ 4,330,000 | $ 481,111 | $ 391,000 |
| Miami-Dade, Florida | 8 | $ 5,799,000 | $ 724,875 | $ 1,108,000 |
| Monmouth, New Jersey | 8 | $ 3,712,000 | $ 464,000 | $ 561,000 |
| Morris, New Jersey | 8 | $ 6,272,000 | $ 784,000 | $ 448,000 |
| El Dorado, California | 7 | $ 2,358,000 | $ 336,857 | $ 194,000 |
| Litchfield, Connecticut | 7 | $ 3,805,000 | $ 543,571 | $ 580,000 |
| Collier, Florida | 7 | $ 5,475,000 | $ 782,142 | $ 1,252,000 |
| Blaine, Idaho | 7 | $ 9,540,000 | $ 1,362,857 | $ 637,000 |
| Clark, Nevada | 7 | $ 4,589,000 | $ 655,571 | $ 496,000 |
| Washoe, Nevada | 7 | $ 4,785,000 | $ 683,571 | $ 413,000 |
| Pitkin, Colorado | 6 | $ 24,161,000 | $ 4,026,833 | $ 4,120,000 |
| District of Columbia, District Of Columbia | 6 | $ 3,628,000 | $ 604,666 | $ 389,000 |
| Honolulu, Hawaii | 6 | $ 4,020,000 | $ 670,000 | $ 459,000 |
| Palm Beach, Florida | 5 | $ 5,722,000 | $ 1,144,400 | $ 1,675,000 |
| Dukes, Massachusetts | 5 | $ 7,949,000 | $ 1,589,800 | $ 860,000 |
| Rockingham, New Hampshire | 5 | $ 2,675,000 | $ 535,000 | $ 109,000 |
| Mercer, New Jersey | 5 | $ 1,952,000 | $ 390,400 | $ 127,000 |
| Sarasota, Florida | 4 | $ 2,968,000 | $ 742,000 | $ 1,121,000 |
| Kauai, Hawaii | 4 | $ 3,852,000 | $ 963,000 | $ 1,024,000 |
| Bristol, Massachusetts | 4 | $ 1,763,000 | $ 440,750 | $ 801,000 |
| Carroll, New Hampshire | 4 | $ 2,102,000 | $ 525,500 | $ 495,000 |
| Clark, Washington | 4 | $ 550,000 | $ 137,500 | $ 97,000 |
| Teton, Wyoming | 4 | $ 8,123,000 | $ 2,030,750 | $ 2,675,000 |
| Mendocino, California | 3 | $ 1,901,000 | $ 633,666 | $ 332,000 |
| San Bernardino, California | 3 | $ 2,828,000 | $ 942,666 | $ 569,000 |
| Eagle, Colorado | 3 | $ 2,627,000 | $ 875,666 | $ 718,000 |
| Lee, Florida | 3 | $ 2,142,000 | $ 714,000 | $ 1,148,000 |
| Maui, Hawaii | 3 | $ 3,100,000 | $ 1,033,333 | $ 360,000 |
| York, Maine | 3 | $ 5,150,000 | $ 1,716,666 | $ 483,000 |
| Belknap, New Hampshire | 3 | $ 2,000,000 | $ 666,666 | $ 3,181,000 |
| Merrimack, New Hampshire | 3 | $ 973,000 | $ 324,333 | $ 411,000 |
| Somerset, New Jersey | 3 | $ 3,337,000 | $ 1,112,333 | $ 978,000 |
| Union, New Jersey | 3 | $ 1,898,000 | $ 632,666 | $ 550,000 |
| Putnam, New York | 3 | $ 1,474,000 | $ 491,333 | $ 350,000 |
| Saratoga, New York | 3 | $ 793,000 | $ 264,333 | $ 171,000 |
| Lane, Oregon | 3 | $ 1,072,000 | $ 357,333 | $ 227,000 |
| Newport, Rhode Island | 3 | $ 2,592,000 | $ 864,000 | $ 717,000 |
| Dallas, Texas | 3 | $ 2,884,000 | $ 961,333 | $ 202,000 |
| Kern, California | 2 | $ 407,000 | $ 203,500 | $ 249,000 |
| Sacramento, California | 2 | $ 825,000 | $ 412,500 | $ 327,000 |
| Yolo, California | 2 | $ 1,311,000 | $ 655,500 | $ 316,000 |
| Boulder, Colorado | 2 | $ 1,525,000 | $ 762,500 | $ 3,733,000 |
| Denver, Colorado | 2 | $ 917,000 | $ 458,500 | $ 424,000 |
| Indian River, Florida | 2 | $ 1,710,000 | $ 855,000 | $ 497,000 |
| Hawaii, Hawaii | 2 | $ 1,790,000 | $ 895,000 | $ 2,264,000 |
| Ada, Idaho | 2 | $ 593,000 | $ 296,500 | $ 0 |
| Kootenai, Idaho | 2 | $ 763,000 | $ 381,500 | $ 375,000 |
| Cook, Illinois | 2 | $ 2,268,000 | $ 1,134,000 | $ 930,000 |
| Knox, Maine | 2 | $ 623,000 | $ 311,500 | $ 435,000 |
| Montgomery, Maryland | 2 | $ 582,000 | $ 291,000 | $ 104,000 |
| Gallatin, Montana | 2 | $ 1,113,000 | $ 556,500 | $ 121,000 |
| Cape May, New Jersey | 2 | $ 1,492,000 | $ 746,000 | $ 353,000 |
| Albany, New York | 2 | $ 2,655,000 | $ 1,327,500 | $ 1,568,000 |
| Columbia, New York | 2 | $ 1,908,000 | $ 954,000 | $ 743,000 |
| Dutchess, New York | 2 | $ 2,140,000 | $ 1,070,000 | $ 4,093,000 |
| Orange, New York | 2 | $ 905,000 | $ 452,500 | $ 52,000 |
| Ulster, New York | 2 | $ 759,000 | $ 379,500 | $ 523,000 |
| Cuyahoga, Ohio | 2 | $ 1,069,000 | $ 534,500 | $ 803,000 |
| Oklahoma, Oklahoma | 2 | $ 824,000 | $ 412,000 | $ 244,000 |
| Deschutes, Oregon | 2 | $ 600,000 | $ 300,000 | $ 319,000 |
| Lincoln, Oregon | 2 | $ 663,000 | $ 331,500 | $ 119,000 |
| Allegheny, Pennsylvania | 2 | $ 596,000 | $ 298,000 | $ 184,000 |
| Washington, Rhode Island | 2 | $ 1,200,000 | $ 600,000 | $ 610,000 |
| Beaufort, South Carolina | 2 | $ 3,400,000 | $ 1,700,000 | $ 1,012,000 |
| Charleston, South Carolina | 2 | $ 1,915,000 | $ 957,500 | $ 1,990,000 |
| Summit, Utah | 2 | $ 4,500,000 | $ 2,250,000 | $ 2,889,000 |
| Windsor, Vermont | 2 | $ 543,000 | $ 271,500 | $ 1,296,000 |
| Albemarle, Virginia | 2 | $ 6,625,000 | $ 3,312,500 | $ 1,455,000 |
| Arlington, Virginia | 2 | $ 3,917,000 | $ 1,958,500 | $ 2,434,000 |
| Coconino, Arizona | 1 | $ 2,000,000 | $ 2,000,000 | $ 570,000 |
| Alpine, California | 1 | $ 308,000 | $ 308,000 | $ 370,000 |
| Amador, California | 1 | $ 400,000 | $ 400,000 | $ 662,000 |
| Calaveras, California | 1 | $ 200,000 | $ 200,000 | $ 239,000 |
| Fresno, California | 1 | $ 168,000 | $ 168,000 | $ 643,000 |
| Mono, California | 1 | $ 475,000 | $ 475,000 | $ 909,000 |
| Plumas, California | 1 | $ 350,000 | $ 350,000 | $ 347,000 |
| San Joaquin, California | 1 | $ 105,000 | $ 105,000 | $ 332,000 |
| San Luis Obispo, California | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Shasta, California | 1 | $ 349,000 | $ 349,000 | $ 1,012,000 |
| Tuolumne, California | 1 | $ 417,000 | $ 417,000 | $ 218,000 |
| Garfield, Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,087,000 |
| Jefferson, Colorado | 1 | $ 265,000 | $ 265,000 | $ 126,000 |
| New Haven, Connecticut | 1 | $ 94,000 | $ 94,000 | $ 212,000 |
| New London, Connecticut | 1 | $ 1,000,000 | $ 1,000,000 | $ 342,000 |
| Broward, Florida | 1 | $ 2,500,000 | $ 2,500,000 | $ 2,279,000 |
| Leon, Florida | 1 | $ 240,000 | $ 240,000 | $ 85,000 |
| Manatee, Florida | 1 | $ 358,000 | $ 358,000 | $ 1,472,000 |
| Orange, Florida | 1 | $ 1,100,000 | $ 1,100,000 | $ 408,000 |
| Walton, Florida | 1 | $ 880,000 | $ 880,000 | $ 0 |
| Fulton, Georgia | 1 | $ 397,000 | $ 397,000 | $ 450,000 |
| Valley, Idaho | 1 | $ 1,665,000 | $ 1,665,000 | $ 286,000 |
| Orleans, Louisiana | 1 | $ 410,000 | $ 410,000 | $ 628,000 |
| Cumberland, Maine | 1 | $ 391,000 | $ 391,000 | $ 146,000 |
| Waldo, Maine | 1 | $ 417,000 | $ 417,000 | $ 13,000 |
| Harford, Maryland | 1 | $ 417,000 | $ 417,000 | $ 2,086,000 |
| Berkshire, Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 875,000 |
| Worcester, Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 866,000 |
| Leelanau, Michigan | 1 | $ 310,000 | $ 310,000 | $ 710,000 |
| Oakland, Michigan | 1 | $ 176,000 | $ 176,000 | $ 127,000 |
| Hennepin, Minnesota | 1 | $ 1,011,000 | $ 1,011,000 | $ 888,000 |
| Olmsted, Minnesota | 1 | $ 288,000 | $ 288,000 | $ 158,000 |
| Flathead, Montana | 1 | $ 215,000 | $ 215,000 | $ 487,000 |
| Grafton, New Hampshire | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Hillsborough, New Hampshire | 1 | $ 1,260,000 | $ 1,260,000 | $ 7,749,000 |
| Gloucester, New Jersey | 1 | $ 1,496,000 | $ 1,496,000 | $ 582,000 |
| Middlesex, New Jersey | 1 | $ 300,000 | $ 300,000 | $ 259,000 |
| Passaic, New Jersey | 1 | $ 2,500,000 | $ 2,500,000 | $ 0 |
| Sussex, New Jersey | 1 | $ 292,000 | $ 292,000 | $ 500,000 |
| Bronx, New York | 1 | $ 620,000 | $ 620,000 | $ 548,000 |
| Delaware, New York | 1 | $ 176,000 | $ 176,000 | $ 343,000 |
| Richmond, New York | 1 | $ 316,000 | $ 316,000 | $ 155,000 |
| Rockland, New York | 1 | $ 1,435,000 | $ 1,435,000 | $ 444,000 |
| Sullivan, New York | 1 | $ 240,000 | $ 240,000 | $ 268,000 |
| Buncombe, North Carolina | 1 | $ 1,510,000 | $ 1,510,000 | $ 1,411,000 |
| Currituck, North Carolina | 1 | $ 1,500,000 | $ 1,500,000 | $ 1,880,000 |
| Gaston, North Carolina | 1 | $ 391,000 | $ 391,000 | $ 0 |
| Licking, Ohio | 1 | $ 417,000 | $ 417,000 | $ 614,000 |
| Clatsop, Oregon | 1 | $ 1,200,000 | $ 1,200,000 | $ 595,000 |
| Curry, Oregon | 1 | $ 220,000 | $ 220,000 | $ 152,000 |
| Marion, Oregon | 1 | $ 2,021,000 | $ 2,021,000 | $ 0 |
| Bucks, Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 710,000 |
| Butler, Pennsylvania | 1 | $ 830,000 | $ 830,000 | $ 372,000 |
| Delaware, Pennsylvania | 1 | $ 189,000 | $ 189,000 | $ 92,000 |
| Philadelphia, Pennsylvania | 1 | $ 1,565,000 | $ 1,565,000 | $ 2,400,000 |
| Pike, Pennsylvania | 1 | $ 340,000 | $ 340,000 | $ 600,000 |
| Bristol, Rhode Island | 1 | $ 2,760,000 | $ 2,760,000 | $ 1,510,000 |
| Providence, Rhode Island | 1 | $ 268,000 | $ 268,000 | $ 308,000 |
| Harris, Texas | 1 | $ 992,000 | $ 992,000 | $ 452,000 |
| Travis, Texas | 1 | $ 417,000 | $ 417,000 | $ 1,331,000 |
| Utah, Utah | 1 | $ 570,000 | $ 570,000 | $ 450,000 |
| Washington, Utah | 1 | $ 825,000 | $ 825,000 | $ 7,476,000 |
| Bennington, Vermont | 1 | $ 412,000 | $ 412,000 | $ 1,173,000 |
| Orange, Vermont | 1 | $ 331,000 | $ 331,000 | $ 1,861,000 |
| Alexandria, Virginia | 1 | $ 287,000 | $ 287,000 | $ 169,000 |
| Fauquier, Virginia | 1 | $ 1,500,000 | $ 1,500,000 | $ 414,000 |
| Pacific, Washington | 1 | $ 401,000 | $ 401,000 | $ 318,000 |
| Pierce, Washington | 1 | $ 300,000 | $ 300,000 | $ 182,000 |
| Skamania, Washington | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Snohomish, Washington | 1 | $ 216,000 | $ 216,000 | $ 125,000 |
| Door, Wisconsin | 1 | $ 978,000 | $ 978,000 | $ 493,000 |
Mortgage Loan Application Detail Totals for Merrill Lynch Bank & Trust FSB in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,731 | $2,231,797,000 | $817,000 | $10,450,000 | $514,000 | $9,600,000 |
| Home Purchase | 1,456 | $1,547,334,000 | $1,062,000 | $10,000,000 | $549,000 | $9,951,000 |
| Home Improvement | 117 | $102,805,000 | $878,000 | $6,000,000 | $407,000 | $2,532,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,965 | $1,891,031,000 | $962,000 | $10,450,000 | $622,000 | $9,951,000 |
| White | 1,856 | $1,551,383,000 | $835,000 | $7,700,000 | $497,000 | $7,476,000 |
| Not applicable | 213 | $243,226,000 | $1,141,000 | $10,000,000 | $0 | $0 |
| Asian | 197 | $146,124,000 | $741,000 | $6,035,000 | $415,000 | $9,600,000 |
| Hispanic | 47 | $26,756,000 | $569,000 | $2,080,000 | $236,000 | $1,110,000 |
| Black or African American | 18 | $18,256,000 | $1,014,000 | $5,500,000 | $567,000 | $2,300,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $3,837,000 | $639,000 | $1,415,000 | $201,000 | $809,000 |
| American Indian or Alaskan Native | 2 | $1,323,000 | $661,000 | $730,000 | $1,870,000 | $3,531,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,304 | $3,881,936,000 | $901,000 | $10,450,000 | $523,000 | $9,951,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,244 | $2,967,219,000 | $914,000 | $10,000,000 | $536,000 | $9,430,000 |
| Application Withdrawn By Applicant | 833 | $706,675,000 | $848,000 | $10,000,000 | $455,000 | $9,951,000 |
| Application Denied By Financial Institution | 100 | $86,303,000 | $863,000 | $5,000,000 | $372,000 | $3,994,000 |
| File Closed For Incompleteness | 77 | $63,294,000 | $822,000 | $3,500,000 | $750,000 | $9,600,000 |
| Application Approved But Not Accepted | 46 | $57,480,000 | $1,249,000 | $10,450,000 | $820,000 | $4,092,000 |
| Loan Purchased By The Institution | 4 | $965,000 | $241,000 | $250,000 | $55,000 | $69,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 39 | $29,578,000 | $758,000 | $2,100,000 | $201,000 | $1,000,000 |
| Collateral | 38 | $40,134,000 | $1,056,000 | $5,000,000 | $612,000 | $3,994,000 |
| Other | 15 | $9,211,000 | $614,000 | $2,600,000 | $303,000 | $798,000 |
| Credit History | 7 | $5,880,000 | $840,000 | $2,500,000 | $161,000 | $338,000 |
| Employment History | 1 | $1,500,000 | $1,500,000 | $1,500,000 | $396,000 | $396,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Merrill Lynch Bank & Trust FSB's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Merrill Lynch Bank & Trust FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About