Michigan Mutual, Inc Mortgage Lending & HMDA Data, 2025
In 2025, Michigan Mutual, Inc of Port Huron, MI reported 2,692 mortgage applications totaling $729.2 million, down 52% from 2024. The average application was for $270,858, and applicants reported an average income of $114,270. 55% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (425), Detroit-Dearborn-Livonia, MI (189) and Tampa, FL (78) (applications in parentheses).
| Mortgage Company & Address | Michigan Mutual, Inc 911 Military Street Port Huron, MI 48060 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,692 |
| Total Mortgage Loan Application Amount | $729,150,000 |
| Average Mortgage Loan Application Amount | $270,858 |
| Highest Mortgage Loan Application Amount | $2,555,000 |
| Average Applicant Income | $114,270 |
| Highest Applicant Income | $1,534,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Michigan Mutual, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Warren-Troy-Farmington Hills, MI | 425 | $ 96,225,000 | $ 226,411 | $ 102,000 |
| Outside any metro area | 318 | $ 63,780,000 | $ 200,566 | $ 95,333 |
| Detroit-Dearborn-Livonia, MI | 189 | $ 29,375,000 | $ 155,423 | $ 77,000 |
| Tampa, FL | 78 | $ 22,450,000 | $ 287,820 | $ 116,000 |
| Phoenix-Mesa-Scottsdale, AZ | 75 | $ 26,375,000 | $ 351,666 | $ 108,000 |
| Bakersfield, CA | 58 | $ 23,170,000 | $ 399,482 | $ 198,000 |
| Flint, MI | 39 | $ 5,495,000 | $ 140,897 | $ 76,000 |
| Grand Rapids-Wyoming, MI | 37 | $ 8,765,000 | $ 236,891 | $ 101,000 |
| Orlando-Kissimmee-Sanford, FL | 36 | $ 11,230,000 | $ 311,944 | $ 112,000 |
| Philadelphia, PA | 36 | $ 8,230,000 | $ 228,611 | $ 122,000 |
| Toledo, OH | 36 | $ 4,390,000 | $ 121,944 | $ 64,000 |
| Denver-Aurora-Lakewood, CO | 33 | $ 17,085,000 | $ 517,727 | $ 191,000 |
| Baltimore-Columbia-Towson, MD | 32 | $ 10,260,000 | $ 320,625 | $ 100,000 |
| Chicago-Naperville, IL | 32 | $ 9,130,000 | $ 285,312 | $ 114,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 32 | $ 13,370,000 | $ 417,812 | $ 117,000 |
| Fort Worth-Arlington, TX | 32 | $ 9,040,000 | $ 282,500 | $ 202,000 |
| Pittsburgh, PA | 32 | $ 6,620,000 | $ 206,875 | $ 107,000 |
| Cleveland, OH | 31 | $ 6,185,000 | $ 199,516 | $ 106,000 |
| St. Petersburg-Clearwater-Largo, FL | 30 | $ 10,010,000 | $ 333,666 | $ 131,000 |
| Miami-Miami Beach-Kendall, FL | 29 | $ 13,495,000 | $ 465,344 | $ 206,000 |
| Riverside-San Bernardino-Ontario, CA | 28 | $ 13,290,000 | $ 474,642 | $ 160,000 |
| Charlotte-Concord-Gastonia, NC-SC | 27 | $ 8,045,000 | $ 297,962 | $ 115,000 |
| Dallas-Plano-Irving, TX | 26 | $ 8,270,000 | $ 318,076 | $ 141,000 |
| Goldsboro, NC | 25 | $ 7,135,000 | $ 285,400 | $ 116,000 |
| Houston-The Woodlands-Sugar Land, TX | 24 | $ 7,320,000 | $ 305,000 | $ 125,000 |
| Lakeland-Winter Haven, FL | 24 | $ 5,870,000 | $ 244,583 | $ 104,000 |
| Lansing-East Lansing, MI | 24 | $ 3,090,000 | $ 128,750 | $ 88,000 |
| Los Angeles-Long Beach-Glendale, CA | 23 | $ 18,635,000 | $ 810,217 | $ 212,000 |
| Indianapolis-Carmel-Anderson, IN | 22 | $ 5,270,000 | $ 239,545 | $ 81,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 21 | $ 4,335,000 | $ 206,428 | $ 99,000 |
| Des Moines-West Des Moines, IA | 19 | $ 4,895,000 | $ 257,631 | $ 90,000 |
| Davenport-Moline-Rock Island, IA-IL | 17 | $ 3,405,000 | $ 200,294 | $ 83,235 |
| Memphis, TN-MS-AR | 17 | $ 2,575,000 | $ 151,470 | $ 69,941 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 17 | $ 5,175,000 | $ 304,411 | $ 113,000 |
| Youngstown-Warren-Boardman, OH-PA | 17 | $ 2,925,000 | $ 172,058 | $ 84,000 |
| Ann Arbor, MI | 15 | $ 4,145,000 | $ 276,333 | $ 113,000 |
| Lake County-Porter County-Jasper County, IN | 15 | $ 4,005,000 | $ 267,000 | $ 175,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 14 | $ 3,710,000 | $ 265,000 | $ 129,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 14 | $ 7,750,000 | $ 553,571 | $ 246,000 |
| Washington, DC-MD | 14 | $ 5,600,000 | $ 400,000 | $ 157,142 |
| Chattanooga, TN-GA | 13 | $ 1,695,000 | $ 130,384 | $ 94,000 |
| Colorado Springs, CO | 13 | $ 5,175,000 | $ 398,076 | $ 142,000 |
| Hagerstown-Martinsburg, MD-WV | 13 | $ 3,695,000 | $ 284,230 | $ 97,230 |
| Cape Coral-Fort Myers, FL | 12 | $ 3,830,000 | $ 319,166 | $ 163,000 |
| Kalamazoo-Portage, MI | 12 | $ 1,940,000 | $ 161,666 | $ 66,000 |
| North Port-Sarasota-Bradenton, FL | 12 | $ 4,220,000 | $ 351,666 | $ 169,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 12 | $ 7,610,000 | $ 634,166 | $ 307,000 |
| St. Louis, MO-IL | 12 | $ 3,430,000 | $ 285,833 | $ 113,666 |
| Atlanta-Sandy Springs-Roswell, GA | 11 | $ 3,565,000 | $ 324,090 | $ 129,000 |
| Louisville/Jefferson County, KY-IN | 11 | $ 2,535,000 | $ 230,454 | $ 83,909 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 11 | $ 2,915,000 | $ 265,000 | $ 93,000 |
| Mobile, AL | 11 | $ 2,645,000 | $ 240,454 | $ 100,000 |
| Montgomery, AL | 11 | $ 1,425,000 | $ 129,545 | $ 110,000 |
| Muskegon, MI | 11 | $ 1,055,000 | $ 95,909 | $ 71,000 |
| Port St. Lucie, FL | 11 | $ 3,205,000 | $ 291,363 | $ 108,000 |
| Tucson, AZ | 11 | $ 3,105,000 | $ 282,272 | $ 116,000 |
| Jackson, MI | 10 | $ 1,440,000 | $ 144,000 | $ 87,000 |
| Anaheim-Santa Ana-Irvine, CA | 9 | $ 8,165,000 | $ 907,222 | $ 357,000 |
| Jacksonville, FL | 9 | $ 2,345,000 | $ 260,555 | $ 84,000 |
| State College, PA | 9 | $ 3,415,000 | $ 379,444 | $ 147,000 |
| Cincinnati, OH-KY-IN | 8 | $ 2,570,000 | $ 321,250 | $ 125,125 |
| Montgomery County-Bucks County-Chester County, PA | 8 | $ 2,500,000 | $ 312,500 | $ 155,000 |
| San Francisco-Redwood City-South San Francisco, CA | 8 | $ 7,240,000 | $ 905,000 | $ 312,000 |
| Columbus, OH | 7 | $ 1,815,000 | $ 259,285 | $ 114,000 |
| Farmington, NM | 7 | $ 1,915,000 | $ 273,571 | $ 87,000 |
| Hickory-Lenoir-Morganton, NC | 7 | $ 1,535,000 | $ 219,285 | $ 101,000 |
| Knoxville, TN | 7 | $ 1,775,000 | $ 253,571 | $ 112,000 |
| Las Vegas-Henderson-Paradise, NV | 7 | $ 2,045,000 | $ 292,142 | $ 86,000 |
| Newark, NJ-PA | 7 | $ 3,235,000 | $ 462,142 | $ 166,000 |
| Ocala, FL | 7 | $ 1,255,000 | $ 179,285 | $ 77,000 |
| Saginaw, MI | 7 | $ 1,305,000 | $ 186,428 | $ 66,000 |
| San Antonio-New Braunfels, TX | 7 | $ 3,365,000 | $ 480,714 | $ 158,000 |
| Wildwood-The Villages, FL | 7 | $ 1,995,000 | $ 285,000 | $ 90,000 |
| Williamsport, PA | 7 | $ 885,000 | $ 126,428 | $ 55,000 |
| Arlington-Alexandria-Reston, VA-WV | 6 | $ 3,020,000 | $ 503,333 | $ 141,500 |
| Birmingham-Hoover, AL | 6 | $ 800,000 | $ 133,333 | $ 60,000 |
| Green Bay, WI | 6 | $ 1,440,000 | $ 240,000 | $ 87,000 |
| Las Cruces, NM | 6 | $ 1,460,000 | $ 243,333 | $ 105,000 |
| New Orleans-Metairie, LA | 6 | $ 1,860,000 | $ 310,000 | $ 158,000 |
| Pinehurst-Southern Pines, NC | 6 | $ 2,050,000 | $ 341,666 | $ 179,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 6 | $ 2,740,000 | $ 456,666 | $ 116,500 |
| Wichita, KS | 6 | $ 630,000 | $ 105,000 | $ 62,000 |
| York-Hanover, PA | 6 | $ 1,330,000 | $ 221,666 | $ 90,000 |
| Albuquerque, NM | 5 | $ 1,885,000 | $ 377,000 | $ 168,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 5 | $ 1,125,000 | $ 225,000 | $ 0 |
| Austin-Round Rock, TX | 5 | $ 2,185,000 | $ 437,000 | $ 178,000 |
| Battle Creek, MI | 5 | $ 485,000 | $ 97,000 | $ 58,000 |
| Chico, CA | 5 | $ 1,865,000 | $ 373,000 | $ 257,000 |
| Elgin, IL | 5 | $ 1,615,000 | $ 323,000 | $ 104,000 |
| Fort Wayne, IN | 5 | $ 1,005,000 | $ 201,000 | $ 138,000 |
| Greeley, CO | 5 | $ 2,505,000 | $ 501,000 | $ 201,000 |
| Greenville-Anderson-Mauldin, SC | 5 | $ 1,525,000 | $ 305,000 | $ 94,000 |
| Homosassa Springs, FL | 5 | $ 915,000 | $ 183,000 | $ 57,000 |
| Marietta, GA | 5 | $ 1,585,000 | $ 317,000 | $ 108,000 |
| Michigan City-La Porte, IN | 5 | $ 675,000 | $ 135,000 | $ 45,000 |
| Naples-Immokalee-Marco Island, FL | 5 | $ 2,255,000 | $ 451,000 | $ 261,000 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 1,945,000 | $ 389,000 | $ 139,000 |
| Raleigh, NC | 5 | $ 1,825,000 | $ 365,000 | $ 109,000 |
| Sandusky, OH | 5 | $ 735,000 | $ 147,000 | $ 68,000 |
| Washington-Baltimore-Arlington, DC | 5 | $ 1,785,000 | $ 357,000 | $ 129,000 |
| Bay City, MI | 4 | $ 590,000 | $ 147,500 | $ 78,000 |
| Columbia, SC | 4 | $ 670,000 | $ 167,500 | $ 50,000 |
| Dothan, AL | 4 | $ 1,130,000 | $ 282,500 | $ 116,000 |
| Harrisburg-Carlisle, PA | 4 | $ 1,080,000 | $ 270,000 | $ 87,000 |
| Modesto, CA | 4 | $ 2,050,000 | $ 512,500 | $ 143,000 |
| Monroe, MI | 4 | $ 750,000 | $ 187,500 | $ 126,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4 | $ 1,250,000 | $ 312,500 | $ 145,000 |
| Oakland-Hayward-Berkeley, CA | 4 | $ 2,160,000 | $ 540,000 | $ 211,000 |
| Panama City, FL | 4 | $ 1,510,000 | $ 377,500 | $ 98,000 |
| Punta Gorda, FL | 4 | $ 560,000 | $ 140,000 | $ 119,000 |
| Reading, PA | 4 | $ 730,000 | $ 182,500 | $ 76,000 |
| Seattle-Bellevue-Everett, WA | 4 | $ 1,670,000 | $ 417,500 | $ 107,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 1,200,000 | $ 300,000 | $ 96,500 |
| Traverse City, MI | 4 | $ 2,130,000 | $ 532,500 | $ 128,000 |
| Wilmington, DE-MD-NJ | 4 | $ 730,000 | $ 182,500 | $ 76,500 |
| Wilmington, NC | 4 | $ 1,070,000 | $ 267,500 | $ 86,000 |
| Winston-Salem, NC | 4 | $ 1,180,000 | $ 295,000 | $ 93,000 |
| Akron, OH | 3 | $ 725,000 | $ 241,666 | $ 81,000 |
| Beaumont-Port Arthur, TX | 3 | $ 505,000 | $ 168,333 | $ 84,000 |
| Gainesville, FL | 3 | $ 1,365,000 | $ 455,000 | $ 148,000 |
| Greensboro-High Point, NC | 3 | $ 605,000 | $ 201,666 | $ 158,000 |
| Huntsville, AL | 3 | $ 775,000 | $ 258,333 | $ 157,000 |
| Prescott Valley-Prescott, AZ | 3 | $ 785,000 | $ 261,666 | $ 78,000 |
| Provo-Orem, UT | 3 | $ 1,355,000 | $ 451,666 | $ 83,000 |
| San Diego-Carlsbad, CA | 3 | $ 2,075,000 | $ 691,666 | $ 165,000 |
| Spokane-Spokane Valley, WA | 3 | $ 1,275,000 | $ 425,000 | $ 126,000 |
| Springfield, OH | 3 | $ 735,000 | $ 245,000 | $ 108,000 |
| Brunswick, GA | 2 | $ 240,000 | $ 120,000 | $ 102,000 |
| Canton-Massillon, OH | 2 | $ 640,000 | $ 320,000 | $ 92,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 190,000 | $ 95,000 | $ 50,000 |
| Charleston-North Charleston, SC | 2 | $ 900,000 | $ 450,000 | $ 213,000 |
| Clarksville, TN-KY | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Cleveland, TN | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Columbus, IN | 2 | $ 330,000 | $ 165,000 | $ 35,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 950,000 | $ 475,000 | $ 193,000 |
| Dayton-Springfield-Kettering, OH | 2 | $ 740,000 | $ 370,000 | $ 153,000 |
| Durham-Chapel Hill, NC | 2 | $ 720,000 | $ 360,000 | $ 149,000 |
| El Paso, TX | 2 | $ 700,000 | $ 350,000 | $ 168,000 |
| Fort Collins, CO | 2 | $ 760,000 | $ 380,000 | $ 128,000 |
| Fresno, CA | 2 | $ 670,000 | $ 335,000 | $ 154,000 |
| Gettysburg, PA | 2 | $ 320,000 | $ 160,000 | $ 42,000 |
| Grand Junction, CO | 2 | $ 320,000 | $ 160,000 | $ 77,000 |
| Greenville, NC | 2 | $ 600,000 | $ 300,000 | $ 98,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 430,000 | $ 215,000 | $ 127,000 |
| Lebanon, PA | 2 | $ 490,000 | $ 245,000 | $ 174,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 520,000 | $ 260,000 | $ 75,000 |
| Merced, CA | 2 | $ 670,000 | $ 335,000 | $ 0 |
| Midland, MI | 2 | $ 520,000 | $ 260,000 | $ 105,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 420,000 | $ 210,000 | $ 73,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 520,000 | $ 260,000 | $ 119,000 |
| Napa, CA | 2 | $ 2,680,000 | $ 1,340,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 170,000 | $ 85,000 | $ 150,000 |
| Richmond, VA | 2 | $ 540,000 | $ 270,000 | $ 78,000 |
| Roanoke, VA | 2 | $ 550,000 | $ 275,000 | $ 77,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 1,140,000 | $ 570,000 | $ 221,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 910,000 | $ 455,000 | $ 99,000 |
| Santa Fe, NM | 2 | $ 1,130,000 | $ 565,000 | $ 206,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Savannah, GA | 2 | $ 550,000 | $ 275,000 | $ 81,000 |
| Tyler, TX | 2 | $ 480,000 | $ 240,000 | $ 125,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2 | $ 550,000 | $ 275,000 | $ 62,000 |
| Waterbury-Shelton, CT | 2 | $ 610,000 | $ 305,000 | $ 7,000 |
| Wichita Falls, TX | 2 | $ 200,000 | $ 100,000 | $ 253,000 |
| Yuma, AZ | 2 | $ 570,000 | $ 285,000 | $ 164,000 |
| Amarillo, TX | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Appleton, WI | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 205,000 | $ 205,000 | $ 242,000 |
| Bloomington, IN | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Camden, NJ | 1 | $ 415,000 | $ 415,000 | $ 105,000 |
| Cape Girardeau, MO-IL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Coeur D'Alene, ID | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Corpus Christi, TX | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Duluth, MN-WI | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Elizabethtown-Fort Knox, KY | 1 | $ 225,000 | $ 225,000 | $ 74,000 |
| Fayetteville, NC | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Flagstaff, AZ | 1 | $ 305,000 | $ 305,000 | $ 218,000 |
| Florence, SC | 1 | $ 165,000 | $ 165,000 | $ 119,000 |
| Grants Pass, OR | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 545,000 | $ 545,000 | $ 148,000 |
| Hinesville, GA | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Iowa City, IA | 1 | $ 295,000 | $ 295,000 | $ 190,000 |
| Kennewick-Richland, WA | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Kenosha, WI | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Kokomo, IN | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Lake Charles, LA | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Lakewood-New Brunswick, NJ | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Lancaster, PA | 1 | $ 505,000 | $ 505,000 | $ 158,000 |
| Lexington Park, MD | 1 | $ 245,000 | $ 245,000 | $ 42,000 |
| Lynchburg, VA | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Medford, OR | 1 | $ 215,000 | $ 215,000 | $ 194,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 545,000 | $ 545,000 | $ 146,000 |
| New York-Jersey City-White Plains, NY-NJ | 1 | $ 895,000 | $ 895,000 | $ 248,000 |
| Oklahoma City, OK | 1 | $ 335,000 | $ 335,000 | $ 209,000 |
| Oshkosh-Neenah, WI | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Racine, WI | 1 | $ 165,000 | $ 165,000 | $ 167,000 |
| San Rafael, CA | 1 | $ 605,000 | $ 605,000 | $ 213,000 |
| Santa Rosa, CA | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 335,000 | $ 335,000 | $ 74,000 |
| Slidell-Mandeville-Covington, LA | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Stockton-Lodi, CA | 1 | $ 365,000 | $ 365,000 | $ 119,000 |
| Tacoma-Lakewood, WA | 1 | $ 315,000 | $ 315,000 | $ 71,000 |
| Tallahassee, FL | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Trenton, NJ | 1 | $ 335,000 | $ 335,000 | $ 128,000 |
| Tuscaloosa, AL | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Vineland-Bridgeton, NJ | 1 | $ 305,000 | $ 305,000 | $ 178,000 |
| Visalia-Porterville, CA | 1 | $ 215,000 | $ 215,000 | $ 127,000 |
| Winchester, VA-WV | 1 | $ 355,000 | $ 355,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for Michigan Mutual, Inc in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,228 | $585,910,000 | $262,000 | $2,555,000 | $112,000 | $1,534,000 |
| Refinancing | 272 | $90,960,000 | $334,000 | $1,115,000 | $126,000 | $496,000 |
| Cash-out Refinancing | 192 | $52,280,000 | $272,000 | $1,125,000 | $124,000 | $529,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,537 | $410,855,000 | $267,000 | $2,555,000 | $117,000 | $1,534,000 |
| Not Provided | 389 | $108,385,000 | $278,000 | $1,525,000 | $118,000 | $732,000 |
| Hispanic | 342 | $97,970,000 | $286,000 | $1,225,000 | $104,000 | $555,000 |
| Black or African American | 309 | $69,255,000 | $224,000 | $735,000 | $93,000 | $723,000 |
| Asian | 84 | $34,240,000 | $407,000 | $1,555,000 | $153,000 | $666,000 |
| American Indian or Alaskan Native | 19 | $4,265,000 | $224,000 | $425,000 | $90,000 | $189,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $3,090,000 | $386,000 | $645,000 | $166,000 | $351,000 |
| Not applicable | 4 | $1,090,000 | $272,000 | $305,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,558 | $418,260,000 | $268,000 | $2,555,000 | $129,000 | $1,534,000 |
| FHA-insured (Federal Housing Administration) | 900 | $237,050,000 | $263,000 | $1,225,000 | $91,000 | $723,000 |
| VA-guaranteed (Veterans Administration) | 196 | $65,270,000 | $333,000 | $1,275,000 | $109,000 | $500,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 38 | $8,570,000 | $225,000 | $525,000 | $78,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,473 | $396,365,000 | $269,000 | $1,615,000 | $116,000 | $1,534,000 |
| Application Approved But Not Accepted | 574 | $158,830,000 | $276,000 | $1,275,000 | $112,000 | $819,000 |
| Application Withdrawn By Applicant | 352 | $88,900,000 | $252,000 | $1,105,000 | $96,000 | $122,000 |
| Application Denied By Financial Institution | 215 | $62,255,000 | $289,000 | $2,555,000 | $105,000 | $1,045,000 |
| File Closed For Incompleteness | 66 | $20,540,000 | $311,000 | $1,345,000 | $253,000 | $253,000 |
| Preapproval Approved but not Accepted | 7 | $1,155,000 | $165,000 | $415,000 | $88,000 | $242,000 |
| Loan Purchased By The Institution | 4 | $1,090,000 | $272,000 | $305,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 1 | $15,000 | $15,000 | $15,000 | $83,000 | $83,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,476 | $666,880,000 | $269,000 | $1,615,000 | $115,000 | $1,534,000 |
| Debt-To-Income Ratio | 128 | $34,880,000 | $272,000 | $1,275,000 | $82,000 | $366,000 |
| Collateral | 27 | $7,625,000 | $282,000 | $2,505,000 | $138,000 | $968,000 |
| Credit History | 23 | $4,875,000 | $211,000 | $1,285,000 | $129,000 | $1,045,000 |
| Employment History | 13 | $3,395,000 | $261,000 | $735,000 | $110,000 | $286,000 |
| Other | 12 | $6,890,000 | $574,000 | $2,555,000 | $185,000 | $968,000 |
| Unverifiable Information | 9 | $3,025,000 | $336,000 | $655,000 | $149,000 | $331,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,165,000 | $388,000 | $745,000 | $166,000 | $244,000 |
| Credit Application Incomplete | 1 | $415,000 | $415,000 | $415,000 | $106,000 | $106,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Michigan Mutual, Inc's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Michigan Mutual, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About