Michigan Mutual, Inc Mortgage Lending & HMDA Data, 2025

In 2025, Michigan Mutual, Inc of Port Huron, MI reported 2,692 mortgage applications totaling $729.2 million, down 52% from 2024. The average application was for $270,858, and applicants reported an average income of $114,270. 55% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (425), Detroit-Dearborn-Livonia, MI (189) and Tampa, FL (78) (applications in parentheses).

Mortgage Company & Address Michigan Mutual, Inc
911 Military Street
Port Huron, MI 48060
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 2,692
Total Mortgage Loan Application Amount $729,150,000
Average Mortgage Loan Application Amount $270,858
Highest Mortgage Loan Application Amount $2,555,000
Average Applicant Income $114,270
Highest Applicant Income $1,534,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Michigan Mutual, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Michigan Mutual, Inc by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wayne, Michigan 189 $ 29,375,000 $ 155,423 $ 77,000
St. Clair, Michigan 168 $ 27,530,000 $ 163,869 $ 81,000
Oakland, Michigan 118 $ 36,590,000 $ 310,084 $ 134,000
Macomb, Michigan 111 $ 25,095,000 $ 226,081 $ 93,000
Maricopa, Arizona 62 $ 20,640,000 $ 332,903 $ 106,000
Kern, California 58 $ 23,170,000 $ 399,482 $ 198,000
Genesee, Michigan 39 $ 5,495,000 $ 140,897 $ 76,000
Philadelphia, Pennsylvania 36 $ 8,230,000 $ 228,611 $ 122,000
Lucas, Ohio 34 $ 4,000,000 $ 117,647 $ 64,000
Broward, Florida 32 $ 13,370,000 $ 417,812 $ 117,000
Hillsborough, Florida 32 $ 10,410,000 $ 325,312 $ 134,000
Pinellas, Florida 30 $ 10,010,000 $ 333,666 $ 131,000
Miami-Dade, Florida 29 $ 13,495,000 $ 465,344 $ 206,000
Pasco, Florida 26 $ 7,040,000 $ 270,769 $ 108,000
Cook, Illinois 26 $ 7,450,000 $ 286,538 $ 99,000
Wayne, North Carolina 25 $ 7,135,000 $ 285,400 $ 116,000
Polk, Florida 24 $ 5,870,000 $ 244,583 $ 104,000
Los Angeles, California 23 $ 18,635,000 $ 810,217 $ 212,000
Kent, Michigan 23 $ 4,665,000 $ 202,826 $ 85,000
Tarrant, Texas 23 $ 7,075,000 $ 307,608 $ 134,000
Hernando, Florida 20 $ 5,000,000 $ 250,000 $ 102,000
Marquette, Michigan 20 $ 3,530,000 $ 176,500 $ 95,000
Ingham, Michigan 19 $ 2,125,000 $ 111,842 $ 87,000
Lapeer, Michigan 18 $ 4,370,000 $ 242,777 $ 123,000
Allegheny, Pennsylvania 18 $ 4,240,000 $ 235,555 $ 127,000
Palm Beach, Florida 17 $ 5,175,000 $ 304,411 $ 113,000
Chaves, New Mexico 17 $ 3,445,000 $ 202,647 $ 104,000
Tuscola, Michigan 16 $ 1,460,000 $ 91,250 $ 55,000
Luzerne, Pennsylvania 16 $ 3,090,000 $ 193,125 $ 99,000
Sanilac, Michigan 15 $ 2,525,000 $ 168,333 $ 66,000
Washtenaw, Michigan 15 $ 4,145,000 $ 276,333 $ 113,000
Riverside, California 14 $ 7,550,000 $ 539,285 $ 206,000
San Bernardino, California 14 $ 5,740,000 $ 410,000 $ 117,000
Cuyahoga, Ohio 14 $ 2,750,000 $ 196,428 $ 111,000
Pinal, Arizona 13 $ 5,735,000 $ 441,153 $ 117,000
Osceola, Florida 13 $ 4,245,000 $ 326,538 $ 107,000
Baltimore City, Maryland 13 $ 3,505,000 $ 269,615 $ 97,000
Pontotoc, Oklahoma 13 $ 2,605,000 $ 200,384 $ 95,000
Hamilton, Tennessee 13 $ 1,695,000 $ 130,384 $ 94,000
Ventura, California 12 $ 7,610,000 $ 634,166 $ 307,000
El Paso, Colorado 12 $ 4,640,000 $ 386,666 $ 137,000
Lee, Florida 12 $ 3,830,000 $ 319,166 $ 163,000
Volusia, Florida 12 $ 3,080,000 $ 256,666 $ 137,000
Kalamazoo, Michigan 12 $ 1,940,000 $ 161,666 $ 66,000
Mobile, Alabama 11 $ 2,645,000 $ 240,454 $ 100,000
Pima, Arizona 11 $ 3,105,000 $ 282,272 $ 116,000
St. Lucie, Florida 11 $ 3,205,000 $ 291,363 $ 108,000
Lake, Indiana 11 $ 2,275,000 $ 206,818 $ 39,000
Polk, Iowa 11 $ 2,795,000 $ 254,090 $ 100,000
Muskegon, Michigan 11 $ 1,055,000 $ 95,909 $ 71,000
Schuylkill, Pennsylvania 11 $ 1,605,000 $ 145,909 $ 76,000
Fort Bend, Texas 11 $ 3,585,000 $ 325,909 $ 118,000
Harris, Texas 11 $ 3,365,000 $ 305,909 $ 139,000
Montgomery, Alabama 10 $ 1,270,000 $ 127,000 $ 116,000
Lake, Florida 10 $ 2,780,000 $ 278,000 $ 108,000
Prince George's, Maryland 10 $ 4,180,000 $ 418,000 $ 120,000
Jackson, Michigan 10 $ 1,440,000 $ 144,000 $ 87,000
Livingston, Michigan 10 $ 2,640,000 $ 264,000 $ 124,000
Mahoning, Ohio 10 $ 1,580,000 $ 158,000 $ 99,000
Dallas, Texas 10 $ 2,080,000 $ 208,000 $ 76,000
Orange, California 9 $ 8,165,000 $ 907,222 $ 357,000
Sacramento, California 9 $ 3,895,000 $ 432,777 $ 145,000
Jefferson, Colorado 9 $ 4,805,000 $ 533,888 $ 209,000
Manatee, Florida 9 $ 3,455,000 $ 383,888 $ 196,000
Marion, Indiana 9 $ 2,285,000 $ 253,888 $ 85,000
Scott, Iowa 9 $ 2,045,000 $ 227,222 $ 87,000
Centre, Pennsylvania 9 $ 3,415,000 $ 379,444 $ 147,000
Shelby, Tennessee 9 $ 855,000 $ 95,000 $ 49,000
Duval, Florida 8 $ 2,020,000 $ 252,500 $ 84,000
Hendricks, Indiana 8 $ 1,680,000 $ 210,000 $ 70,000
Gaston, North Carolina 8 $ 2,660,000 $ 332,500 $ 117,000
Montgomery, Pennsylvania 8 $ 2,500,000 $ 312,500 $ 155,000
Northumberland, Pennsylvania 8 $ 1,040,000 $ 130,000 $ 56,000
Collin, Texas 8 $ 2,640,000 $ 330,000 $ 155,000
Berkeley, West Virginia 8 $ 2,490,000 $ 311,250 $ 98,000
Marion, Florida 7 $ 1,255,000 $ 179,285 $ 77,000
Orange, Florida 7 $ 1,845,000 $ 263,571 $ 83,000
Sumter, Florida 7 $ 1,995,000 $ 285,000 $ 90,000
Jefferson, Kentucky 7 $ 1,875,000 $ 267,857 $ 69,000
Baltimore, Maryland 7 $ 2,105,000 $ 300,714 $ 92,000
Ottawa, Michigan 7 $ 2,295,000 $ 327,857 $ 127,000
Saginaw, Michigan 7 $ 1,305,000 $ 186,428 $ 66,000
Clark, Nevada 7 $ 2,045,000 $ 292,142 $ 86,000
San Juan, New Mexico 7 $ 1,915,000 $ 273,571 $ 87,000
Mecklenburg, North Carolina 7 $ 2,075,000 $ 296,428 $ 94,000
Trumbull, Ohio 7 $ 1,345,000 $ 192,142 $ 69,000
Bradford, Pennsylvania 7 $ 1,005,000 $ 143,571 $ 81,000
Lycoming, Pennsylvania 7 $ 885,000 $ 126,428 $ 55,000
Tioga, Pennsylvania 7 $ 925,000 $ 132,142 $ 68,000
Knox, Tennessee 7 $ 1,775,000 $ 253,571 $ 112,000
Arapahoe, Colorado 6 $ 2,170,000 $ 361,666 $ 176,000
Douglas, Colorado 6 $ 4,100,000 $ 683,333 $ 272,000
Seminole, Florida 6 $ 2,360,000 $ 393,333 $ 156,000
Sedgwick, Kansas 6 $ 630,000 $ 105,000 $ 62,000
Dona Ana, New Mexico 6 $ 1,460,000 $ 243,333 $ 105,000
Catawba, North Carolina 6 $ 1,280,000 $ 213,333 $ 102,000
Harnett, North Carolina 6 $ 1,090,000 $ 181,666 $ 104,000
Moore, North Carolina 6 $ 2,050,000 $ 341,666 $ 179,000
Lorain, Ohio 6 $ 550,000 $ 91,666 $ 65,000
Columbia, Pennsylvania 6 $ 1,120,000 $ 186,666 $ 106,000
York, Pennsylvania 6 $ 1,330,000 $ 221,666 $ 90,000
Tipton, Tennessee 6 $ 1,410,000 $ 235,000 $ 89,000
Brown, Wisconsin 6 $ 1,440,000 $ 240,000 $ 87,000
Butte, California 5 $ 1,865,000 $ 373,000 $ 257,000
Inyo, California 5 $ 1,055,000 $ 211,000 $ 80,000
San Mateo, California 5 $ 4,235,000 $ 847,000 $ 308,000
Adams, Colorado 5 $ 1,245,000 $ 249,000 $ 137,000
Denver, Colorado 5 $ 4,135,000 $ 827,000 $ 162,000
Weld, Colorado 5 $ 2,505,000 $ 501,000 $ 201,000
Brevard, Florida 5 $ 1,945,000 $ 389,000 $ 139,000
Citrus, Florida 5 $ 915,000 $ 183,000 $ 57,000
Collier, Florida 5 $ 2,255,000 $ 451,000 $ 261,000
Rock Island, Illinois 5 $ 815,000 $ 163,000 $ 88,000
Allen, Indiana 5 $ 1,005,000 $ 201,000 $ 138,000
LaPorte, Indiana 5 $ 675,000 $ 135,000 $ 45,000
Orleans, Louisiana 5 $ 1,575,000 $ 315,000 $ 162,000
Washington, Maryland 5 $ 1,205,000 $ 241,000 $ 96,000
Barry, Michigan 5 $ 1,275,000 $ 255,000 $ 118,000
Calhoun, Michigan 5 $ 485,000 $ 97,000 $ 58,000
Medina, Ohio 5 $ 1,665,000 $ 333,000 $ 140,000
Seneca, Ohio 5 $ 495,000 $ 99,000 $ 47,000
Clinton, Pennsylvania 5 $ 1,375,000 $ 275,000 $ 104,000
Washington, Pennsylvania 5 $ 665,000 $ 133,000 $ 84,000
Ellis, Texas 5 $ 2,205,000 $ 441,000 $ 160,000
Jefferson, Alabama 4 $ 470,000 $ 117,500 $ 64,000
Stanislaus, California 4 $ 2,050,000 $ 512,500 $ 143,000
District of Columbia, District Of Columbia 4 $ 1,420,000 $ 355,000 $ 250,000
Bay, Florida 4 $ 1,510,000 $ 377,500 $ 98,000
Charlotte, Florida 4 $ 560,000 $ 140,000 $ 119,000
Kane, Illinois 4 $ 1,310,000 $ 327,500 $ 104,000
Will, Illinois 4 $ 1,090,000 $ 272,500 $ 182,000
Warren, Iowa 4 $ 1,150,000 $ 287,500 $ 91,000
Anne Arundel, Maryland 4 $ 1,560,000 $ 390,000 $ 101,000
Bay, Michigan 4 $ 590,000 $ 147,500 $ 78,000
Cheboygan, Michigan 4 $ 570,000 $ 142,500 $ 41,000
Eaton, Michigan 4 $ 700,000 $ 175,000 $ 94,000
Monroe, Michigan 4 $ 750,000 $ 187,500 $ 126,000
Anoka, Minnesota 4 $ 1,360,000 $ 340,000 $ 93,000
Dakota, Minnesota 4 $ 860,000 $ 215,000 $ 62,000
St. Charles, Missouri 4 $ 1,180,000 $ 295,000 $ 112,000
St. Louis, Missouri 4 $ 1,480,000 $ 370,000 $ 149,000
Brunswick, North Carolina 4 $ 1,070,000 $ 267,500 $ 86,000
Cabarrus, North Carolina 4 $ 1,450,000 $ 362,500 $ 112,000
Iredell, North Carolina 4 $ 590,000 $ 147,500 $ 183,000
Johnston, North Carolina 4 $ 1,260,000 $ 315,000 $ 108,000
Lenoir, North Carolina 4 $ 1,040,000 $ 260,000 $ 110,000
Franklin, Ohio 4 $ 770,000 $ 192,500 $ 88,000
Hamilton, Ohio 4 $ 1,420,000 $ 355,000 $ 156,000
Ottawa, Ohio 4 $ 420,000 $ 105,000 $ 49,000
Berks, Pennsylvania 4 $ 730,000 $ 182,500 $ 76,000
Lackawanna, Pennsylvania 4 $ 1,050,000 $ 262,500 $ 104,000
Lawrence, Pennsylvania 4 $ 710,000 $ 177,500 $ 87,000
Union, Pennsylvania 4 $ 610,000 $ 152,500 $ 117,000
Greenville, South Carolina 4 $ 1,280,000 $ 320,000 $ 100,000
Richland, South Carolina 4 $ 670,000 $ 167,500 $ 50,000
Bexar, Texas 4 $ 2,140,000 $ 535,000 $ 172,000
Wise, Texas 4 $ 850,000 $ 212,500 $ 365,000
King, Washington 4 $ 1,670,000 $ 417,500 $ 107,000
Houston, Alabama 3 $ 875,000 $ 291,666 $ 112,000
Madison, Alabama 3 $ 775,000 $ 258,333 $ 157,000
Yavapai, Arizona 3 $ 785,000 $ 261,666 $ 78,000
Alameda, California 3 $ 1,625,000 $ 541,666 $ 220,000
El Dorado, California 3 $ 1,905,000 $ 635,000 $ 266,000
San Diego, California 3 $ 2,075,000 $ 691,666 $ 165,000
San Francisco, California 3 $ 3,005,000 $ 1,001,666 $ 320,000
Sarasota, Florida 3 $ 765,000 $ 255,000 $ 97,000
Fulton, Georgia 3 $ 715,000 $ 238,333 $ 134,000
Henry, Illinois 3 $ 545,000 $ 181,666 $ 64,000
Clark, Indiana 3 $ 545,000 $ 181,666 $ 113,000
Porter, Indiana 3 $ 1,465,000 $ 488,333 $ 830,000
Putnam, Indiana 3 $ 885,000 $ 295,000 $ 77,000
Harford, Maryland 3 $ 995,000 $ 331,666 $ 115,000
Howard, Maryland 3 $ 1,375,000 $ 458,333 $ 118,000
Montgomery, Maryland 3 $ 625,000 $ 208,333 $ 99,000
Alpena, Michigan 3 $ 415,000 $ 138,333 $ 90,000
Hillsdale, Michigan 3 $ 445,000 $ 148,333 $ 136,000
Huron, Michigan 3 $ 255,000 $ 85,000 $ 35,000
Isabella, Michigan 3 $ 185,000 $ 61,666 $ 64,000
Montmorency, Michigan 3 $ 325,000 $ 108,333 $ 81,000
Newaygo, Michigan 3 $ 985,000 $ 328,333 $ 101,000
Hunterdon, New Jersey 3 $ 1,265,000 $ 421,666 $ 182,000
Morris, New Jersey 3 $ 1,675,000 $ 558,333 $ 176,000
Bernalillo, New Mexico 3 $ 1,035,000 $ 345,000 $ 108,000
Guilford, North Carolina 3 $ 605,000 $ 201,666 $ 158,000
Clark, Ohio 3 $ 735,000 $ 245,000 $ 108,000
Lake, Ohio 3 $ 395,000 $ 131,666 $ 81,000
Pittsburg, Oklahoma 3 $ 265,000 $ 88,333 $ 102,000
Lehigh, Pennsylvania 3 $ 455,000 $ 151,666 $ 0
Humphreys, Tennessee 3 $ 805,000 $ 268,333 $ 104,000
Sevier, Tennessee 3 $ 1,255,000 $ 418,333 $ 186,000
Parker, Texas 3 $ 545,000 $ 181,666 $ 531,000
Travis, Texas 3 $ 1,535,000 $ 511,666 $ 205,000
Utah, Utah 3 $ 1,355,000 $ 451,666 $ 83,000
Clark, Washington 3 $ 1,195,000 $ 398,333 $ 105,000
Spokane, Washington 3 $ 1,275,000 $ 425,000 $ 126,000
Jefferson, West Virginia 3 $ 1,525,000 $ 508,333 $ 147,000
Baldwin, Alabama 2 $ 950,000 $ 475,000 $ 193,000
Coffee, Alabama 2 $ 430,000 $ 215,000 $ 217,000
Yuma, Arizona 2 $ 570,000 $ 285,000 $ 164,000
Lake, California 2 $ 820,000 $ 410,000 $ 232,000
Merced, California 2 $ 670,000 $ 335,000 $ 0
Napa, California 2 $ 2,680,000 $ 1,340,000 $ 0
Placer, California 2 $ 1,950,000 $ 975,000 $ 621,000
Santa Barbara, California 2 $ 740,000 $ 370,000 $ 0
Santa Clara, California 2 $ 1,140,000 $ 570,000 $ 221,000
Santa Cruz, California 2 $ 910,000 $ 455,000 $ 99,000
Huerfano, Colorado 2 $ 750,000 $ 375,000 $ 137,000
Larimer, Colorado 2 $ 760,000 $ 380,000 $ 128,000
Mesa, Colorado 2 $ 320,000 $ 160,000 $ 77,000
Naugatuck Valley Planning Region, Connecticut 2 $ 610,000 $ 305,000 $ 7,000
New Castle, Delaware 2 $ 200,000 $ 100,000 $ 48,000
Flagler, Florida 2 $ 630,000 $ 315,000 $ 82,000
Santa Rosa, Florida 2 $ 170,000 $ 85,000 $ 150,000
Suwannee, Florida 2 $ 260,000 $ 130,000 $ 76,000
Bartow, Georgia 2 $ 620,000 $ 310,000 $ 114,000
Cobb, Georgia 2 $ 650,000 $ 325,000 $ 104,000
Glynn, Georgia 2 $ 240,000 $ 120,000 $ 102,000
Gwinnett, Georgia 2 $ 1,040,000 $ 520,000 $ 115,000
Polk, Georgia 2 $ 330,000 $ 165,000 $ 49,000
Fulton, Illinois 2 $ 510,000 $ 255,000 $ 159,000
Lake, Illinois 2 $ 430,000 $ 215,000 $ 127,000
St. Clair, Illinois 2 $ 130,000 $ 65,000 $ 62,000
Bartholomew, Indiana 2 $ 330,000 $ 165,000 $ 35,000
Hamilton, Indiana 2 $ 400,000 $ 200,000 $ 78,000
Jefferson, Indiana 2 $ 260,000 $ 130,000 $ 100,000
St. Joseph, Indiana 2 $ 730,000 $ 365,000 $ 86,000
Dallas, Iowa 2 $ 630,000 $ 315,000 $ 72,000
Jasper, Iowa 2 $ 320,000 $ 160,000 $ 50,000
Cecil, Maryland 2 $ 530,000 $ 265,000 $ 105,000
Frederick, Maryland 2 $ 1,160,000 $ 580,000 $ 159,000
Antrim, Michigan 2 $ 400,000 $ 200,000 $ 81,000
Cass, Michigan 2 $ 470,000 $ 235,000 $ 107,000
Charlevoix, Michigan 2 $ 1,110,000 $ 555,000 $ 281,000
Crawford, Michigan 2 $ 340,000 $ 170,000 $ 39,000
Grand Traverse, Michigan 2 $ 1,370,000 $ 685,000 $ 146,000
Ionia, Michigan 2 $ 530,000 $ 265,000 $ 129,000
Iosco, Michigan 2 $ 560,000 $ 280,000 $ 132,000
Kalkaska, Michigan 2 $ 760,000 $ 380,000 $ 120,000
Lenawee, Michigan 2 $ 230,000 $ 115,000 $ 83,000
Mecosta, Michigan 2 $ 440,000 $ 220,000 $ 80,000
Midland, Michigan 2 $ 520,000 $ 260,000 $ 105,000
Roscommon, Michigan 2 $ 460,000 $ 230,000 $ 108,000
Shiawassee, Michigan 2 $ 730,000 $ 365,000 $ 55,000
Mower, Minnesota 2 $ 180,000 $ 90,000 $ 53,000
DeSoto, Mississippi 2 $ 310,000 $ 155,000 $ 92,000
Jefferson, Missouri 2 $ 640,000 $ 320,000 $ 92,000
Sandoval, New Mexico 2 $ 850,000 $ 425,000 $ 229,000
Santa Fe, New Mexico 2 $ 1,130,000 $ 565,000 $ 206,000
Columbus, North Carolina 2 $ 180,000 $ 90,000 $ 89,000
Davidson, North Carolina 2 $ 700,000 $ 350,000 $ 136,000
Lee, North Carolina 2 $ 780,000 $ 390,000 $ 168,000
Lincoln, North Carolina 2 $ 570,000 $ 285,000 $ 57,000
Orange, North Carolina 2 $ 720,000 $ 360,000 $ 149,000
Pitt, North Carolina 2 $ 600,000 $ 300,000 $ 98,000
Rowan, North Carolina 2 $ 700,000 $ 350,000 $ 87,000
Wilson, North Carolina 2 $ 600,000 $ 300,000 $ 63,000
Ashtabula, Ohio 2 $ 610,000 $ 305,000 $ 125,000
Butler, Ohio 2 $ 530,000 $ 265,000 $ 97,000
Highland, Ohio 2 $ 180,000 $ 90,000 $ 53,000
Madison, Ohio 2 $ 240,000 $ 120,000 $ 55,000
Montgomery, Ohio 2 $ 740,000 $ 370,000 $ 153,000
Stark, Ohio 2 $ 640,000 $ 320,000 $ 92,000
Summit, Ohio 2 $ 590,000 $ 295,000 $ 105,000
Williams, Ohio 2 $ 270,000 $ 135,000 $ 125,000
Wood, Ohio 2 $ 390,000 $ 195,000 $ 73,000
Caddo, Oklahoma 2 $ 260,000 $ 130,000 $ 86,000
Washington, Oregon 2 $ 1,310,000 $ 655,000 $ 169,000
Adams, Pennsylvania 2 $ 320,000 $ 160,000 $ 42,000
Beaver, Pennsylvania 2 $ 370,000 $ 185,000 $ 88,000
Cumberland, Pennsylvania 2 $ 390,000 $ 195,000 $ 42,000
Dauphin, Pennsylvania 2 $ 690,000 $ 345,000 $ 133,000
Franklin, Pennsylvania 2 $ 190,000 $ 95,000 $ 50,000
Indiana, Pennsylvania 2 $ 240,000 $ 120,000 $ 92,000
Lebanon, Pennsylvania 2 $ 490,000 $ 245,000 $ 174,000
Mifflin, Pennsylvania 2 $ 310,000 $ 155,000 $ 48,000
Monroe, Pennsylvania 2 $ 150,000 $ 75,000 $ 42,000
Northampton, Pennsylvania 2 $ 670,000 $ 335,000 $ 0
Westmoreland, Pennsylvania 2 $ 370,000 $ 185,000 $ 68,000
Charleston, South Carolina 2 $ 900,000 $ 450,000 $ 213,000
Horry, South Carolina 2 $ 520,000 $ 260,000 $ 119,000
Bradley, Tennessee 2 $ 230,000 $ 115,000 $ 0
Scott, Tennessee 2 $ 630,000 $ 315,000 $ 75,000
Comal, Texas 2 $ 950,000 $ 475,000 $ 0
Denton, Texas 2 $ 540,000 $ 270,000 $ 88,000
El Paso, Texas 2 $ 700,000 $ 350,000 $ 168,000
Jefferson, Texas 2 $ 230,000 $ 115,000 $ 84,000
Johnson, Texas 2 $ 570,000 $ 285,000 $ 96,000
Smith, Texas 2 $ 480,000 $ 240,000 $ 125,000
Williamson, Texas 2 $ 650,000 $ 325,000 $ 125,000
Chesterfield, Virginia 2 $ 540,000 $ 270,000 $ 78,000
Roanoke, Virginia 2 $ 550,000 $ 275,000 $ 77,000
Manitowoc, Wisconsin 2 $ 340,000 $ 170,000 $ 80,000
Marinette, Wisconsin 2 $ 280,000 $ 140,000 $ 54,000
Shawano, Wisconsin 2 $ 430,000 $ 215,000 $ 63,000
Dale, Alabama 1 $ 245,000 $ 245,000 $ 109,000
Elmore, Alabama 1 $ 155,000 $ 155,000 $ 64,000
Geneva, Alabama 1 $ 255,000 $ 255,000 $ 130,000
Shelby, Alabama 1 $ 205,000 $ 205,000 $ 45,000
Tuscaloosa, Alabama 1 $ 155,000 $ 155,000 $ 85,000
Walker, Alabama 1 $ 125,000 $ 125,000 $ 59,000
Cochise, Arizona 1 $ 335,000 $ 335,000 $ 74,000
Coconino, Arizona 1 $ 305,000 $ 305,000 $ 218,000
Gila, Arizona 1 $ 265,000 $ 265,000 $ 0
Navajo, Arizona 1 $ 405,000 $ 405,000 $ 90,000
Grant, Arkansas 1 $ 265,000 $ 265,000 $ 89,000
Pulaski, Arkansas 1 $ 255,000 $ 255,000 $ 61,000
Amador, California 1 $ 385,000 $ 385,000 $ 127,000
Contra Costa, California 1 $ 535,000 $ 535,000 $ 187,000
Fresno, California 1 $ 425,000 $ 425,000 $ 163,000
Madera, California 1 $ 245,000 $ 245,000 $ 145,000
Marin, California 1 $ 605,000 $ 605,000 $ 213,000
San Joaquin, California 1 $ 365,000 $ 365,000 $ 119,000
Sonoma, California 1 $ 155,000 $ 155,000 $ 48,000
Tulare, California 1 $ 215,000 $ 215,000 $ 127,000
Elbert, Colorado 1 $ 205,000 $ 205,000 $ 166,000
Fremont, Colorado 1 $ 155,000 $ 155,000 $ 68,000
Montezuma, Colorado 1 $ 235,000 $ 235,000 $ 51,000
Park, Colorado 1 $ 425,000 $ 425,000 $ 108,000
Teller, Colorado 1 $ 535,000 $ 535,000 $ 186,000
Northeastern Connecticut Planning Region, Connecticut 1 $ 215,000 $ 215,000 $ 25,000
Sussex, Delaware 1 $ 485,000 $ 485,000 $ 278,000
Alachua, Florida 1 $ 385,000 $ 385,000 $ 160,000
DeSoto, Florida 1 $ 515,000 $ 515,000 $ 122,000
Gilchrist, Florida 1 $ 645,000 $ 645,000 $ 160,000
Leon, Florida 1 $ 185,000 $ 185,000 $ 85,000
Levy, Florida 1 $ 335,000 $ 335,000 $ 126,000
Putnam, Florida 1 $ 535,000 $ 535,000 $ 124,000
St. Johns, Florida 1 $ 325,000 $ 325,000 $ 86,000
Taylor, Florida 1 $ 85,000 $ 85,000 $ 0
Barrow, Georgia 1 $ 225,000 $ 225,000 $ 44,000
Bryan, Georgia 1 $ 265,000 $ 265,000 $ 107,000
Chatham, Georgia 1 $ 285,000 $ 285,000 $ 56,000
DeKalb, Georgia 1 $ 265,000 $ 265,000 $ 260,000
Douglas, Georgia 1 $ 355,000 $ 355,000 $ 85,000
Fayette, Georgia 1 $ 565,000 $ 565,000 $ 192,000
Liberty, Georgia 1 $ 255,000 $ 255,000 $ 84,000
Morgan, Georgia 1 $ 225,000 $ 225,000 $ 67,000
Newton, Georgia 1 $ 175,000 $ 175,000 $ 0
Paulding, Georgia 1 $ 315,000 $ 315,000 $ 107,000
Kootenai, Idaho 1 $ 675,000 $ 675,000 $ 0
Alexander, Illinois 1 $ 75,000 $ 75,000 $ 0
DuPage, Illinois 1 $ 305,000 $ 305,000 $ 210,000
Kendall, Illinois 1 $ 305,000 $ 305,000 $ 106,000
LaSalle, Illinois 1 $ 145,000 $ 145,000 $ 90,000
McHenry, Illinois 1 $ 285,000 $ 285,000 $ 137,000
Floyd, Indiana 1 $ 115,000 $ 115,000 $ 99,000
Hancock, Indiana 1 $ 345,000 $ 345,000 $ 132,000
Howard, Indiana 1 $ 155,000 $ 155,000 $ 49,000
Huntington, Indiana 1 $ 105,000 $ 105,000 $ 128,000
Jasper, Indiana 1 $ 265,000 $ 265,000 $ 97,000
Johnson, Indiana 1 $ 305,000 $ 305,000 $ 87,000
Knox, Indiana 1 $ 285,000 $ 285,000 $ 125,000
Lawrence, Indiana 1 $ 135,000 $ 135,000 $ 52,000
Marshall, Indiana 1 $ 125,000 $ 125,000 $ 37,000
Morgan, Indiana 1 $ 255,000 $ 255,000 $ 75,000
Orange, Indiana 1 $ 165,000 $ 165,000 $ 97,000
Owen, Indiana 1 $ 185,000 $ 185,000 $ 66,000
Rush, Indiana 1 $ 135,000 $ 135,000 $ 37,000
Cedar, Iowa 1 $ 105,000 $ 105,000 $ 57,000
Clinton, Iowa 1 $ 225,000 $ 225,000 $ 96,000
Greene, Iowa 1 $ 205,000 $ 205,000 $ 52,000
Johnson, Iowa 1 $ 295,000 $ 295,000 $ 190,000
Marion, Iowa 1 $ 105,000 $ 105,000 $ 70,000
Muscatine, Iowa 1 $ 235,000 $ 235,000 $ 0
Finney, Kansas 1 $ 285,000 $ 285,000 $ 84,000
Neosho, Kansas 1 $ 95,000 $ 95,000 $ 0
Boone, Kentucky 1 $ 225,000 $ 225,000 $ 77,000
Breckinridge, Kentucky 1 $ 165,000 $ 165,000 $ 80,000
Christian, Kentucky 1 $ 225,000 $ 225,000 $ 0
Larue, Kentucky 1 $ 225,000 $ 225,000 $ 74,000
Jefferson, Louisiana 1 $ 285,000 $ 285,000 $ 146,000
Jefferson Davis, Louisiana 1 $ 95,000 $ 95,000 $ 36,000
St. Tammany, Louisiana 1 $ 165,000 $ 165,000 $ 78,000
Oxford, Maine 1 $ 315,000 $ 315,000 $ 114,000
Carroll, Maryland 1 $ 375,000 $ 375,000 $ 135,000
Queen Anne's, Maryland 1 $ 345,000 $ 345,000 $ 83,000
St. Mary's, Maryland 1 $ 245,000 $ 245,000 $ 42,000
Alcona, Michigan 1 $ 145,000 $ 145,000 $ 73,000
Alger, Michigan 1 $ 305,000 $ 305,000 $ 94,000
Allegan, Michigan 1 $ 505,000 $ 505,000 $ 42,000
Clinton, Michigan 1 $ 265,000 $ 265,000 $ 0
Dickinson, Michigan 1 $ 295,000 $ 295,000 $ 80,000
Emmet, Michigan 1 $ 235,000 $ 235,000 $ 63,000
Lake, Michigan 1 $ 145,000 $ 145,000 $ 241,000
Oceana, Michigan 1 $ 285,000 $ 285,000 $ 72,000
Ogemaw, Michigan 1 $ 125,000 $ 125,000 $ 113,000
Van Buren, Michigan 1 $ 275,000 $ 275,000 $ 79,000
Wexford, Michigan 1 $ 195,000 $ 195,000 $ 56,000
Hennepin, Minnesota 1 $ 325,000 $ 325,000 $ 288,000
Isanti, Minnesota 1 $ 175,000 $ 175,000 $ 48,000
Pine, Minnesota 1 $ 215,000 $ 215,000 $ 87,000
Scott, Minnesota 1 $ 195,000 $ 195,000 $ 67,000
St. Louis, Minnesota 1 $ 115,000 $ 115,000 $ 0
Atlantic, New Jersey 1 $ 205,000 $ 205,000 $ 242,000
Camden, New Jersey 1 $ 415,000 $ 415,000 $ 105,000
Cumberland, New Jersey 1 $ 305,000 $ 305,000 $ 178,000
Hudson, New Jersey 1 $ 895,000 $ 895,000 $ 248,000
Mercer, New Jersey 1 $ 335,000 $ 335,000 $ 128,000
Monmouth, New Jersey 1 $ 415,000 $ 415,000 $ 0
Union, New Jersey 1 $ 295,000 $ 295,000 $ 89,000
Eddy, New Mexico 1 $ 455,000 $ 455,000 $ 315,000
Lea, New Mexico 1 $ 305,000 $ 305,000 $ 74,000
Luna, New Mexico 1 $ 95,000 $ 95,000 $ 45,000
Otero, New Mexico 1 $ 265,000 $ 265,000 $ 67,000
Caldwell, North Carolina 1 $ 255,000 $ 255,000 $ 94,000
Carteret, North Carolina 1 $ 305,000 $ 305,000 $ 60,000
Cleveland, North Carolina 1 $ 125,000 $ 125,000 $ 108,000
Cumberland, North Carolina 1 $ 225,000 $ 225,000 $ 51,000
Forsyth, North Carolina 1 $ 285,000 $ 285,000 $ 56,000
Sampson, North Carolina 1 $ 195,000 $ 195,000 $ 83,000
Stokes, North Carolina 1 $ 195,000 $ 195,000 $ 44,000
Wake, North Carolina 1 $ 565,000 $ 565,000 $ 112,000
Athens, Ohio 1 $ 145,000 $ 145,000 $ 38,000
Delaware, Ohio 1 $ 805,000 $ 805,000 $ 286,000
Erie, Ohio 1 $ 315,000 $ 315,000 $ 125,000
Geauga, Ohio 1 $ 215,000 $ 215,000 $ 86,000
Huron, Ohio 1 $ 235,000 $ 235,000 $ 0
Pike, Ohio 1 $ 205,000 $ 205,000 $ 76,000
Portage, Ohio 1 $ 135,000 $ 135,000 $ 34,000
Preble, Ohio 1 $ 295,000 $ 295,000 $ 121,000
Warren, Ohio 1 $ 395,000 $ 395,000 $ 104,000
Wayne, Ohio 1 $ 245,000 $ 245,000 $ 0
Carter, Oklahoma 1 $ 125,000 $ 125,000 $ 44,000
Murray, Oklahoma 1 $ 205,000 $ 205,000 $ 86,000
Muskogee, Oklahoma 1 $ 165,000 $ 165,000 $ 69,000
Oklahoma, Oklahoma 1 $ 335,000 $ 335,000 $ 209,000
Douglas, Oregon 1 $ 265,000 $ 265,000 $ 66,000
Jackson, Oregon 1 $ 215,000 $ 215,000 $ 194,000
Josephine, Oregon 1 $ 465,000 $ 465,000 $ 0
Multnomah, Oregon 1 $ 235,000 $ 235,000 $ 47,000
Butler, Pennsylvania 1 $ 265,000 $ 265,000 $ 81,000
Crawford, Pennsylvania 1 $ 115,000 $ 115,000 $ 39,000
Huntingdon, Pennsylvania 1 $ 235,000 $ 235,000 $ 61,000
Lancaster, Pennsylvania 1 $ 505,000 $ 505,000 $ 158,000
Mercer, Pennsylvania 1 $ 305,000 $ 305,000 $ 130,000
Montour, Pennsylvania 1 $ 185,000 $ 185,000 $ 82,000
Potter, Pennsylvania 1 $ 205,000 $ 205,000 $ 60,000
Wyoming, Pennsylvania 1 $ 195,000 $ 195,000 $ 94,000
Beaufort, South Carolina 1 $ 545,000 $ 545,000 $ 148,000
Chesterfield, South Carolina 1 $ 255,000 $ 255,000 $ 76,000
Florence, South Carolina 1 $ 165,000 $ 165,000 $ 119,000
Orangeburg, South Carolina 1 $ 175,000 $ 175,000 $ 46,000
Pickens, South Carolina 1 $ 245,000 $ 245,000 $ 68,000
Cheatham, Tennessee 1 $ 325,000 $ 325,000 $ 125,000
Davidson, Tennessee 1 $ 125,000 $ 125,000 $ 0
Dickson, Tennessee 1 $ 535,000 $ 535,000 $ 149,000
Giles, Tennessee 1 $ 325,000 $ 325,000 $ 88,000
Jackson, Tennessee 1 $ 125,000 $ 125,000 $ 0
McNairy, Tennessee 1 $ 155,000 $ 155,000 $ 65,000
Montgomery, Tennessee 1 $ 355,000 $ 355,000 $ 0
Rutherford, Tennessee 1 $ 265,000 $ 265,000 $ 161,000
Warren, Tennessee 1 $ 475,000 $ 475,000 $ 213,000
Archer, Texas 1 $ 95,000 $ 95,000 $ 253,000
Brazoria, Texas 1 $ 215,000 $ 215,000 $ 122,000
Grimes, Texas 1 $ 125,000 $ 125,000 $ 0
Hood, Texas 1 $ 405,000 $ 405,000 $ 128,000
Lamar, Texas 1 $ 205,000 $ 205,000 $ 80,000
Lavaca, Texas 1 $ 165,000 $ 165,000 $ 0
Liberty, Texas 1 $ 155,000 $ 155,000 $ 54,000
Navarro, Texas 1 $ 645,000 $ 645,000 $ 730,000
Nueces, Texas 1 $ 205,000 $ 205,000 $ 70,000
Orange, Texas 1 $ 275,000 $ 275,000 $ 0
Randall, Texas 1 $ 265,000 $ 265,000 $ 71,000
Rockwall, Texas 1 $ 805,000 $ 805,000 $ 353,000
Wichita, Texas 1 $ 105,000 $ 105,000 $ 0
Wilson, Texas 1 $ 275,000 $ 275,000 $ 119,000
Campbell, Virginia 1 $ 255,000 $ 255,000 $ 72,000
Culpeper, Virginia 1 $ 495,000 $ 495,000 $ 140,000
Fairfax, Virginia 1 $ 675,000 $ 675,000 $ 206,000
Frederick, Virginia 1 $ 355,000 $ 355,000 $ 86,000
Mecklenburg, Virginia 1 $ 255,000 $ 255,000 $ 107,000
Newport News, Virginia 1 $ 145,000 $ 145,000 $ 50,000
Prince William, Virginia 1 $ 325,000 $ 325,000 $ 62,000
Virginia Beach, Virginia 1 $ 405,000 $ 405,000 $ 75,000
Franklin, Washington 1 $ 485,000 $ 485,000 $ 0
Island, Washington 1 $ 515,000 $ 515,000 $ 342,000
Pierce, Washington 1 $ 315,000 $ 315,000 $ 71,000
Skagit, Washington 1 $ 545,000 $ 545,000 $ 146,000
Kenosha, Wisconsin 1 $ 245,000 $ 245,000 $ 90,000
Outagamie, Wisconsin 1 $ 205,000 $ 205,000 $ 67,000
Ozaukee, Wisconsin 1 $ 135,000 $ 135,000 $ 22,000
Racine, Wisconsin 1 $ 165,000 $ 165,000 $ 167,000
Waukesha, Wisconsin 1 $ 285,000 $ 285,000 $ 124,000
Winnebago, Wisconsin 1 $ 125,000 $ 125,000 $ 78,000

Mortgage Loan Application Detail Totals for Michigan Mutual, Inc in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,228 $585,910,000 $262,000 $2,555,000 $112,000 $1,534,000
Refinancing 272 $90,960,000 $334,000 $1,115,000 $126,000 $496,000
Cash-out Refinancing 192 $52,280,000 $272,000 $1,125,000 $124,000 $529,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,537 $410,855,000 $267,000 $2,555,000 $117,000 $1,534,000
Not Provided 389 $108,385,000 $278,000 $1,525,000 $118,000 $732,000
Hispanic 342 $97,970,000 $286,000 $1,225,000 $104,000 $555,000
Black or African American 309 $69,255,000 $224,000 $735,000 $93,000 $723,000
Asian 84 $34,240,000 $407,000 $1,555,000 $153,000 $666,000
American Indian or Alaskan Native 19 $4,265,000 $224,000 $425,000 $90,000 $189,000
Native Hawaiian or Other Pacific Islander 8 $3,090,000 $386,000 $645,000 $166,000 $351,000
Not applicable 4 $1,090,000 $272,000 $305,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,558 $418,260,000 $268,000 $2,555,000 $129,000 $1,534,000
FHA-insured (Federal Housing Administration) 900 $237,050,000 $263,000 $1,225,000 $91,000 $723,000
VA-guaranteed (Veterans Administration) 196 $65,270,000 $333,000 $1,275,000 $109,000 $500,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 38 $8,570,000 $225,000 $525,000 $78,000 $116,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,473 $396,365,000 $269,000 $1,615,000 $116,000 $1,534,000
Application Approved But Not Accepted 574 $158,830,000 $276,000 $1,275,000 $112,000 $819,000
Application Withdrawn By Applicant 352 $88,900,000 $252,000 $1,105,000 $96,000 $122,000
Application Denied By Financial Institution 215 $62,255,000 $289,000 $2,555,000 $105,000 $1,045,000
File Closed For Incompleteness 66 $20,540,000 $311,000 $1,345,000 $253,000 $253,000
Preapproval Approved but not Accepted 7 $1,155,000 $165,000 $415,000 $88,000 $242,000
Loan Purchased By The Institution 4 $1,090,000 $272,000 $305,000 $0 $0
Preapproval Denied by Financial Institution 1 $15,000 $15,000 $15,000 $83,000 $83,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,476 $666,880,000 $269,000 $1,615,000 $115,000 $1,534,000
Debt-To-Income Ratio 128 $34,880,000 $272,000 $1,275,000 $82,000 $366,000
Collateral 27 $7,625,000 $282,000 $2,505,000 $138,000 $968,000
Credit History 23 $4,875,000 $211,000 $1,285,000 $129,000 $1,045,000
Employment History 13 $3,395,000 $261,000 $735,000 $110,000 $286,000
Other 12 $6,890,000 $574,000 $2,555,000 $185,000 $968,000
Unverifiable Information 9 $3,025,000 $336,000 $655,000 $149,000 $331,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,165,000 $388,000 $745,000 $166,000 $244,000
Credit Application Incomplete 1 $415,000 $415,000 $415,000 $106,000 $106,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Michigan Mutual, Inc's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Michigan Mutual, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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