Mid-Missouri Bank Mortgage Lending & HMDA Data, 2008
In 2008, Mid-Missouri Bank of Springfield, MO reported 424 mortgage applications totaling $38.5 million, down 33% from 2007. The average application was for $90,700, and applicants reported an average income of $54,834. 70% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Springfield, MO (105), Joplin, MO (64) and Kansas City, MO-KS (3) (applications in parentheses).
| Mortgage Company & Address | Mid-Missouri Bank 3546 East Sunshine Springfield, MO 65804 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 424 |
| Total Mortgage Loan Application Amount | $38,457,000 |
| Average Mortgage Loan Application Amount | $90,700 |
| Highest Mortgage Loan Application Amount | $3,840,000 |
| Average Applicant Income | $54,834 |
| Highest Applicant Income | $566,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mid-Missouri Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cedar, Missouri | 77 | $ 3,725,000 | $ 48,376 | $ 43,000 |
| Laclede, Missouri | 65 | $ 5,118,000 | $ 78,738 | $ 47,000 |
| Jasper, Missouri | 57 | $ 4,087,000 | $ 71,701 | $ 54,000 |
| Lawrence, Missouri | 55 | $ 3,717,000 | $ 67,581 | $ 60,000 |
| Greene, Missouri | 47 | $ 6,377,000 | $ 135,680 | $ 74,000 |
| Polk, Missouri | 30 | $ 6,300,000 | $ 210,000 | $ 44,000 |
| Christian, Missouri | 22 | $ 3,346,000 | $ 152,090 | $ 77,000 |
| Vernon, Missouri | 20 | $ 985,000 | $ 49,250 | $ 36,000 |
| Henry, Missouri | 13 | $ 162,000 | $ 12,461 | $ 31,000 |
| Newton, Missouri | 7 | $ 1,331,000 | $ 190,142 | $ 142,000 |
| St. Clair, Missouri | 4 | $ 426,000 | $ 106,500 | $ 37,000 |
| Bates, Missouri | 3 | $ 86,000 | $ 28,666 | $ 22,000 |
| Dallas, Missouri | 3 | $ 420,000 | $ 140,000 | $ 99,000 |
| Webster, Missouri | 3 | $ 159,000 | $ 53,000 | $ 30,000 |
| Crawford, Kansas | 2 | $ 158,000 | $ 79,000 | $ 125,000 |
| Barry, Missouri | 2 | $ 452,000 | $ 226,000 | $ 17,000 |
| Benton, Missouri | 2 | $ 182,000 | $ 91,000 | $ 42,000 |
| Camden, Missouri | 2 | $ 127,000 | $ 63,500 | $ 104,000 |
| Hickory, Missouri | 2 | $ 52,000 | $ 26,000 | $ 95,000 |
| Wright, Missouri | 2 | $ 54,000 | $ 27,000 | $ 35,000 |
| Carroll, Arkansas | 1 | $ 195,000 | $ 195,000 | $ 358,000 |
| Cherokee, Kansas | 1 | $ 30,000 | $ 30,000 | $ 39,000 |
| Barton, Missouri | 1 | $ 63,000 | $ 63,000 | $ 29,000 |
| Pulaski, Missouri | 1 | $ 772,000 | $ 772,000 | $ 0 |
| Stone, Missouri | 1 | $ 108,000 | $ 108,000 | $ 34,000 |
| Delaware, Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 14,000 |
Mortgage Loan Application Detail Totals for Mid-Missouri Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 189 | $22,266,000 | $117,000 | $3,840,000 | $58,000 | $566,000 |
| Refinancing | 144 | $13,055,000 | $90,000 | $750,000 | $55,000 | $456,000 |
| Home Improvement | 91 | $3,136,000 | $34,000 | $447,000 | $48,000 | $168,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 386 | $28,382,000 | $73,000 | $750,000 | $57,000 | $566,000 |
| Not applicable | 24 | $9,142,000 | $380,000 | $3,840,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $561,000 | $112,000 | $233,000 | $147,000 | $456,000 |
| Hispanic | 5 | $297,000 | $59,000 | $90,000 | $53,000 | $120,000 |
| Black or African American | 2 | $20,000 | $10,000 | $15,000 | $34,000 | $40,000 |
| Not Provided | 1 | $20,000 | $20,000 | $20,000 | $30,000 | $30,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $35,000 | $35,000 | $35,000 | $66,000 | $66,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 414 | $37,496,000 | $90,000 | $3,840,000 | $55,000 | $566,000 |
| FHA-insured (Federal Housing Administration) | 5 | $526,000 | $105,000 | $143,000 | $46,000 | $71,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $255,000 | $63,000 | $85,000 | $39,000 | $50,000 |
| VA-guaranteed (Veterans Administration) | 1 | $180,000 | $180,000 | $180,000 | $100,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 297 | $28,967,000 | $97,000 | $3,840,000 | $59,000 | $566,000 |
| Application Denied By Financial Institution | 92 | $5,310,000 | $57,000 | $378,000 | $39,000 | $186,000 |
| Application Withdrawn By Applicant | 34 | $4,077,000 | $119,000 | $468,000 | $63,000 | $224,000 |
| File Closed For Incompleteness | 1 | $103,000 | $103,000 | $103,000 | $32,000 | $32,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid-Missouri Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mid-Missouri Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About