Mid-Missouri Bank Mortgage Lending & HMDA Data, 2011
In 2011, Mid-Missouri Bank of Springfield, MO reported 368 mortgage applications totaling $36.8 million, up 3% from 2010. The average application was for $100,119, and applicants reported an average income of $55,423. 74% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Springfield, MO (113), Joplin, MO (42) and Kansas City, MO-KS (2) (applications in parentheses).
| Mortgage Company & Address | Mid-Missouri Bank 3546 East Sunshine Springfield, MO 65804 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 368 |
| Total Mortgage Loan Application Amount | $36,844,000 |
| Average Mortgage Loan Application Amount | $100,119 |
| Highest Mortgage Loan Application Amount | $4,030,000 |
| Average Applicant Income | $55,423 |
| Highest Applicant Income | $514,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mid-Missouri Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cedar, Missouri | 60 | $ 3,395,000 | $ 56,583 | $ 46,000 |
| Laclede, Missouri | 56 | $ 3,854,000 | $ 68,821 | $ 48,000 |
| Lawrence, Missouri | 54 | $ 6,688,000 | $ 123,851 | $ 75,000 |
| Greene, Missouri | 50 | $ 8,141,000 | $ 162,820 | $ 34,000 |
| Polk, Missouri | 43 | $ 2,381,000 | $ 55,372 | $ 49,000 |
| Jasper, Missouri | 36 | $ 2,929,000 | $ 81,361 | $ 66,000 |
| Christian, Missouri | 18 | $ 2,569,000 | $ 142,722 | $ 46,000 |
| Barry, Missouri | 7 | $ 2,179,000 | $ 311,285 | $ 122,000 |
| Newton, Missouri | 6 | $ 321,000 | $ 53,500 | $ 39,000 |
| St. Clair, Missouri | 6 | $ 211,000 | $ 35,166 | $ 43,000 |
| Henry, Missouri | 4 | $ 140,000 | $ 35,000 | $ 8,000 |
| Dade, Missouri | 3 | $ 379,000 | $ 126,333 | $ 79,000 |
| Stone, Missouri | 3 | $ 220,000 | $ 73,333 | $ 115,000 |
| Camden, Missouri | 2 | $ 296,000 | $ 148,000 | $ 105,000 |
| Jackson, Missouri | 2 | $ 162,000 | $ 81,000 | $ 41,000 |
| Taney, Missouri | 2 | $ 458,000 | $ 229,000 | $ 128,000 |
| Benton, Arkansas | 1 | $ 400,000 | $ 400,000 | $ 155,000 |
| Carroll, Arkansas | 1 | $ 656,000 | $ 656,000 | $ 0 |
| Barton, Missouri | 1 | $ 18,000 | $ 18,000 | $ 69,000 |
| Dallas, Missouri | 1 | $ 40,000 | $ 40,000 | $ 27,000 |
| Morgan, Missouri | 1 | $ 31,000 | $ 31,000 | $ 46,000 |
| Pulaski, Missouri | 1 | $ 184,000 | $ 184,000 | $ 47,000 |
| Texas, Missouri | 1 | $ 51,000 | $ 51,000 | $ 328,000 |
| Vernon, Missouri | 1 | $ 20,000 | $ 20,000 | $ 136,000 |
| Webster, Missouri | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Wright, Missouri | 1 | $ 6,000 | $ 6,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Mid-Missouri Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 179 | $14,492,000 | $80,000 | $700,000 | $51,000 | $514,000 |
| Refinancing | 118 | $20,348,000 | $172,000 | $4,030,000 | $66,000 | $316,000 |
| Home Improvement | 71 | $2,004,000 | $28,000 | $320,000 | $49,000 | $367,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 302 | $26,034,000 | $86,000 | $1,902,000 | $65,000 | $514,000 |
| Not applicable | 56 | $10,017,000 | $178,000 | $4,030,000 | $0 | $0 |
| Hispanic | 4 | $417,000 | $104,000 | $320,000 | $118,000 | $367,000 |
| Asian | 2 | $338,000 | $169,000 | $208,000 | $81,000 | $116,000 |
| Black or African American | 2 | $3,000 | $1,000 | $2,000 | $26,000 | $26,000 |
| Not Provided | 1 | $30,000 | $30,000 | $30,000 | $3,000 | $3,000 |
| American Indian or Alaskan Native | 1 | $5,000 | $5,000 | $5,000 | $70,000 | $70,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 358 | $31,733,000 | $88,000 | $4,030,000 | $53,000 | $514,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $4,871,000 | $695,000 | $1,902,000 | $178,000 | $305,000 |
| FHA-insured (Federal Housing Administration) | 2 | $177,000 | $88,000 | $117,000 | $66,000 | $67,000 |
| VA-guaranteed (Veterans Administration) | 1 | $63,000 | $63,000 | $63,000 | $26,000 | $26,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 271 | $24,794,000 | $91,000 | $4,030,000 | $53,000 | $514,000 |
| Application Denied By Financial Institution | 62 | $4,636,000 | $74,000 | $1,200,000 | $41,000 | $239,000 |
| Application Withdrawn By Applicant | 26 | $6,153,000 | $236,000 | $1,902,000 | $96,000 | $367,000 |
| Preapproval Denied by Financial Institution | 4 | $217,000 | $54,000 | $99,000 | $35,000 | $65,000 |
| Preapproval Approved but not Accepted | 3 | $963,000 | $321,000 | $700,000 | $115,000 | $235,000 |
| Application Approved But Not Accepted | 2 | $81,000 | $40,000 | $51,000 | $267,000 | $328,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mid-Missouri Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mid-Missouri Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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