Midcountry Bank Mortgage Lending & HMDA Data, 2008

In 2008, Midcountry Bank of Marion, IL reported 2,098 mortgage applications totaling $438.1 million, up 53% from 2007. The average application was for $208,821, and applicants reported an average income of $79,274. 53% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (801), St. Cloud, MN (75) and Phoenix-Mesa-Scottsdale, AZ (27) (applications in parentheses).

Mortgage Company & Address Midcountry Bank
2611 Blue Heron Dr.
Marion, IL 62959
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,098
Total Mortgage Loan Application Amount $438,108,000
Average Mortgage Loan Application Amount $208,821
Highest Mortgage Loan Application Amount $2,785,000
Average Applicant Income $79,274
Highest Applicant Income $1,635,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midcountry Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Midcountry Bank by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin, Minnesota 283 $ 45,806,000 $ 161,858 $ 66,000
Ramsey, Minnesota 122 $ 19,089,000 $ 156,467 $ 61,000
Dakota, Minnesota 109 $ 19,101,000 $ 175,238 $ 57,000
Anoka, Minnesota 68 $ 12,853,000 $ 189,014 $ 68,000
Washington, Minnesota 67 $ 12,323,000 $ 183,925 $ 71,000
McLeod, Minnesota 64 $ 5,715,000 $ 89,296 $ 50,000
Stearns, Minnesota 56 $ 8,699,000 $ 155,339 $ 111,000
Scott, Minnesota 39 $ 8,763,000 $ 224,692 $ 79,000
Jefferson, Illinois 37 $ 5,190,000 $ 140,270 $ 126,000
Carver, Minnesota 37 $ 8,071,000 $ 218,135 $ 91,000
Franklin, Illinois 34 $ 1,475,000 $ 43,382 $ 46,000
Williamson, Illinois 34 $ 3,262,000 $ 95,941 $ 57,000
Wright, Minnesota 28 $ 4,109,000 $ 146,750 $ 47,000
Meeker, Minnesota 25 $ 2,675,000 $ 107,000 $ 54,000
Saline, Illinois 23 $ 1,559,000 $ 67,782 $ 71,000
Itasca, Minnesota 20 $ 2,419,000 $ 120,950 $ 86,000
Benton, Minnesota 19 $ 4,474,000 $ 235,473 $ 44,000
Sherburne, Minnesota 19 $ 4,344,000 $ 228,631 $ 82,000
Olmsted, Minnesota 18 $ 2,785,000 $ 154,722 $ 65,000
Maricopa, Arizona 15 $ 7,680,000 $ 512,000 $ 126,000
Crow Wing, Minnesota 15 $ 3,351,000 $ 223,400 $ 212,000
Pinal, Arizona 12 $ 4,341,000 $ 361,750 $ 110,000
Isanti, Minnesota 12 $ 2,110,000 $ 175,833 $ 65,000
Yavapai, Arizona 11 $ 3,427,000 $ 311,545 $ 89,000
Los Angeles, California 11 $ 3,418,000 $ 310,727 $ 80,000
San Bernardino, California 10 $ 3,293,000 $ 329,300 $ 91,000
San Juan, New Mexico 10 $ 2,882,000 $ 288,200 $ 79,000
Pima, Arizona 9 $ 5,454,000 $ 606,000 $ 129,000
Riverside, California 9 $ 4,326,000 $ 480,666 $ 115,000
Kandiyohi, Minnesota 9 $ 1,757,000 $ 195,222 $ 77,000
St. Croix, Wisconsin 9 $ 2,060,000 $ 228,888 $ 82,000
Mille Lacs, Minnesota 8 $ 1,487,000 $ 185,875 $ 46,000
Montgomery, Texas 8 $ 1,935,000 $ 241,875 $ 134,000
Graham, Arizona 7 $ 1,766,000 $ 252,285 $ 76,000
Jackson, Illinois 7 $ 1,104,000 $ 157,714 $ 35,000
Massac, Illinois 7 $ 410,000 $ 58,571 $ 58,000
Prince George's, Maryland 7 $ 2,623,000 $ 374,714 $ 79,000
Chisago, Minnesota 7 $ 1,983,000 $ 283,285 $ 104,000
Otter Tail, Minnesota 7 $ 1,256,000 $ 179,428 $ 54,000
Lee, Florida 6 $ 1,361,000 $ 226,833 $ 91,000
Orange, Florida 6 $ 2,472,000 $ 412,000 $ 133,000
Blue Earth, Minnesota 6 $ 1,484,000 $ 247,333 $ 173,000
Sibley, Minnesota 6 $ 447,000 $ 74,500 $ 50,000
Kern, California 5 $ 1,497,000 $ 299,400 $ 42,000
Pueblo, Colorado 5 $ 1,196,000 $ 239,200 $ 114,000
Perry, Illinois 5 $ 466,000 $ 93,200 $ 42,000
Aitkin, Minnesota 5 $ 1,106,000 $ 221,200 $ 96,000
Kanabec, Minnesota 5 $ 533,000 $ 106,600 $ 46,000
Le Sueur, Minnesota 5 $ 1,223,000 $ 244,600 $ 135,000
Brevard, Florida 4 $ 750,000 $ 187,500 $ 53,000
Clay, Florida 4 $ 1,246,000 $ 311,500 $ 85,000
Marion, Illinois 4 $ 304,000 $ 76,000 $ 68,000
Morrison, Minnesota 4 $ 854,000 $ 213,500 $ 58,000
Pine, Minnesota 4 $ 778,000 $ 194,500 $ 298,000
Rice, Minnesota 4 $ 981,000 $ 245,250 $ 55,000
Todd, Minnesota 4 $ 258,000 $ 64,500 $ 46,000
Yellow Medicine, Minnesota 4 $ 354,000 $ 88,500 $ 60,000
Harris, Texas 4 $ 1,626,000 $ 406,500 $ 219,000
Washington, Utah 4 $ 1,410,000 $ 352,500 $ 65,000
Pierce, Washington 4 $ 1,092,000 $ 273,000 $ 74,000
Thurston, Washington 4 $ 933,000 $ 233,250 $ 94,000
Whatcom, Washington 4 $ 1,204,000 $ 301,000 $ 62,000
Barron, Wisconsin 4 $ 599,000 $ 149,750 $ 43,000
Milwaukee, Wisconsin 4 $ 728,000 $ 182,000 $ 69,000
Polk, Wisconsin 4 $ 429,000 $ 107,250 $ 59,000
Waukesha, Wisconsin 4 $ 1,603,000 $ 400,750 $ 73,000
Uinta, Wyoming 4 $ 1,409,000 $ 352,250 $ 127,000
Navajo, Arizona 3 $ 887,000 $ 295,666 $ 80,000
Santa Cruz, Arizona 3 $ 1,100,000 $ 366,666 $ 118,000
Calaveras, California 3 $ 895,000 $ 298,333 $ 146,000
Fresno, California 3 $ 1,144,000 $ 381,333 $ 166,000
Nevada, California 3 $ 1,108,000 $ 369,333 $ 84,000
Sacramento, California 3 $ 1,345,000 $ 448,333 $ 121,000
Shasta, California 3 $ 996,000 $ 332,000 $ 84,000
Yuba, California 3 $ 970,000 $ 323,333 $ 83,000
El Paso, Colorado 3 $ 1,249,000 $ 416,333 $ 153,000
Logan, Colorado 3 $ 509,000 $ 169,666 $ 64,000
Lake, Florida 3 $ 1,067,000 $ 355,666 $ 95,000
Pasco, Florida 3 $ 1,037,000 $ 345,666 $ 95,000
Walton, Florida 3 $ 695,000 $ 231,666 $ 56,000
Cook, Illinois 3 $ 1,693,000 $ 564,333 $ 212,000
DuPage, Illinois 3 $ 1,414,000 $ 471,333 $ 133,000
Gallatin, Illinois 3 $ 24,000 $ 8,000 $ 32,000
Johnson, Illinois 3 $ 158,000 $ 52,666 $ 37,000
Union, Illinois 3 $ 334,000 $ 111,333 $ 24,000
Plymouth, Massachusetts 3 $ 916,000 $ 305,333 $ 105,000
Washtenaw, Michigan 3 $ 665,000 $ 221,666 $ 80,000
Cass, Minnesota 3 $ 423,000 $ 141,000 $ 52,000
Douglas, Minnesota 3 $ 911,000 $ 303,666 $ 103,000
Faribault, Minnesota 3 $ 622,000 $ 207,333 $ 23,000
St. Louis, Minnesota 3 $ 480,000 $ 160,000 $ 46,000
Yellowstone, Montana 3 $ 691,000 $ 230,333 $ 73,000
Storey, Nevada 3 $ 1,433,000 $ 477,666 $ 107,000
Carroll, New Hampshire 3 $ 585,000 $ 195,000 $ 30,000
Rockingham, New Hampshire 3 $ 919,000 $ 306,333 $ 89,000
Sullivan, New Hampshire 3 $ 523,000 $ 174,333 $ 49,000
Bernalillo, New Mexico 3 $ 653,000 $ 217,666 $ 106,000
Summit, Ohio 3 $ 673,000 $ 224,333 $ 75,000
Clackamas, Oregon 3 $ 933,000 $ 311,000 $ 152,000
Douglas, Oregon 3 $ 441,000 $ 147,000 $ 63,000
Berks, Pennsylvania 3 $ 790,000 $ 263,333 $ 72,000
Chester, Pennsylvania 3 $ 1,084,000 $ 361,333 $ 198,000
Erie, Pennsylvania 3 $ 651,000 $ 217,000 $ 77,000
Tarrant, Texas 3 $ 762,000 $ 254,000 $ 71,000
Travis, Texas 3 $ 1,085,000 $ 361,666 $ 107,000
Wilson, Texas 3 $ 364,000 $ 121,333 $ 47,000
King, Washington 3 $ 1,609,000 $ 536,333 $ 107,000
Kitsap, Washington 3 $ 768,000 $ 256,000 $ 72,000
Calhoun, Alabama 2 $ 300,000 $ 150,000 $ 105,000
DeKalb, Alabama 2 $ 720,000 $ 360,000 $ 174,000
Mobile, Alabama 2 $ 715,000 $ 357,500 $ 167,000
Yuma, Arizona 2 $ 890,000 $ 445,000 $ 104,000
Boone, Arkansas 2 $ 120,000 $ 60,000 $ 55,000
Pulaski, Arkansas 2 $ 410,000 $ 205,000 $ 99,000
Madera, California 2 $ 615,000 $ 307,500 $ 116,000
Placer, California 2 $ 947,000 $ 473,500 $ 112,000
San Diego, California 2 $ 648,000 $ 324,000 $ 105,000
Siskiyou, California 2 $ 500,000 $ 250,000 $ 73,000
Solano, California 2 $ 1,199,000 $ 599,500 $ 102,000
Ventura, California 2 $ 1,035,000 $ 517,500 $ 124,000
Huerfano, Colorado 2 $ 817,000 $ 408,500 $ 212,000
La Plata, Colorado 2 $ 642,000 $ 321,000 $ 68,000
Larimer, Colorado 2 $ 188,000 $ 94,000 $ 38,000
Montezuma, Colorado 2 $ 652,000 $ 326,000 $ 104,000
Fairfield, Connecticut 2 $ 725,000 $ 362,500 $ 130,000
Litchfield, Connecticut 2 $ 834,000 $ 417,000 $ 268,000
Alachua, Florida 2 $ 634,000 $ 317,000 $ 116,000
Duval, Florida 2 $ 455,000 $ 227,500 $ 75,000
Hillsborough, Florida 2 $ 570,000 $ 285,000 $ 115,000
Putnam, Florida 2 $ 599,000 $ 299,500 $ 97,000
Sarasota, Florida 2 $ 317,000 $ 158,500 $ 243,000
Volusia, Florida 2 $ 458,000 $ 229,000 $ 81,000
Fulton, Georgia 2 $ 450,000 $ 225,000 $ 52,000
Houston, Georgia 2 $ 376,000 $ 188,000 $ 25,000
Bannock, Idaho 2 $ 470,000 $ 235,000 $ 67,000
Jersey, Illinois 2 $ 557,000 $ 278,500 $ 126,000
Pulaski, Illinois 2 $ 103,000 $ 51,500 $ 49,000
Hancock, Indiana 2 $ 163,000 $ 81,500 $ 129,000
LaPorte, Indiana 2 $ 275,000 $ 137,500 $ 37,000
Douglas, Kansas 2 $ 188,000 $ 94,000 $ 69,000
Lyon, Kansas 2 $ 197,000 $ 98,500 $ 82,000
Allegan, Michigan 2 $ 246,000 $ 123,000 $ 19,000
Jackson, Michigan 2 $ 372,000 $ 186,000 $ 91,000
Kalamazoo, Michigan 2 $ 444,000 $ 222,000 $ 69,000
Livingston, Michigan 2 $ 701,000 $ 350,500 $ 53,000
Monroe, Michigan 2 $ 358,000 $ 179,000 $ 64,000
Shiawassee, Michigan 2 $ 480,000 $ 240,000 $ 77,000
Becker, Minnesota 2 $ 588,000 $ 294,000 $ 100,000
Dodge, Minnesota 2 $ 258,000 $ 129,000 $ 34,000
Fillmore, Minnesota 2 $ 289,000 $ 144,500 $ 49,000
Wabasha, Minnesota 2 $ 245,000 $ 122,500 $ 16,000
Wadena, Minnesota 2 $ 224,000 $ 112,000 $ 45,000
Buchanan, Missouri 2 $ 342,000 $ 171,000 $ 32,000
Jackson, Missouri 2 $ 484,000 $ 242,000 $ 88,000
Jefferson, Missouri 2 $ 567,000 $ 283,500 $ 99,000
Lawrence, Missouri 2 $ 783,000 $ 391,500 $ 96,000
Newton, Missouri 2 $ 375,000 $ 187,500 $ 54,000
Ste. Genevieve, Missouri 2 $ 149,000 $ 74,500 $ 98,000
Clark, Nevada 2 $ 540,000 $ 270,000 $ 117,000
Elko, Nevada 2 $ 448,000 $ 224,000 $ 91,000
Humboldt, Nevada 2 $ 228,000 $ 114,000 $ 40,000
Nye, Nevada 2 $ 600,000 $ 300,000 $ 84,000
Belknap, New Hampshire 2 $ 369,000 $ 184,500 $ 58,000
Strafford, New Hampshire 2 $ 397,000 $ 198,500 $ 50,000
Gloucester, New Jersey 2 $ 380,000 $ 190,000 $ 38,000
Monmouth, New Jersey 2 $ 834,000 $ 417,000 $ 124,000
Dona Ana, New Mexico 2 $ 225,000 $ 112,500 $ 61,000
Santa Fe, New Mexico 2 $ 518,000 $ 259,000 $ 107,000
Livingston, New York 2 $ 188,000 $ 94,000 $ 124,000
Montgomery, New York 2 $ 490,000 $ 245,000 $ 57,000
Orange, New York 2 $ 1,201,000 $ 600,500 $ 127,000
Rensselaer, New York 2 $ 669,000 $ 334,500 $ 115,000
Rockland, New York 2 $ 977,000 $ 488,500 $ 112,000
Ulster, New York 2 $ 544,000 $ 272,000 $ 69,000
Wayne, New York 2 $ 283,000 $ 141,500 $ 55,000
Gaston, North Carolina 2 $ 275,000 $ 137,500 $ 49,000
Mecklenburg, North Carolina 2 $ 761,000 $ 380,500 $ 98,000
Wake, North Carolina 2 $ 406,000 $ 203,000 $ 58,000
Williams, North Dakota 2 $ 450,000 $ 225,000 $ 129,000
Belmont, Ohio 2 $ 280,000 $ 140,000 $ 41,000
Fairfield, Ohio 2 $ 575,000 $ 287,500 $ 52,000
Union, Ohio 2 $ 770,000 $ 385,000 $ 1,070,000
Tulsa, Oklahoma 2 $ 489,000 $ 244,500 $ 100,000
Benton, Oregon 2 $ 279,000 $ 139,500 $ 71,000
Delaware, Pennsylvania 2 $ 210,000 $ 105,000 $ 86,000
Lancaster, Pennsylvania 2 $ 501,000 $ 250,500 $ 131,000
Luzerne, Pennsylvania 2 $ 774,000 $ 387,000 $ 139,000
Wayne, Pennsylvania 2 $ 424,000 $ 212,000 $ 55,000
York, Pennsylvania 2 $ 499,000 $ 249,500 $ 98,000
Lexington, South Carolina 2 $ 640,000 $ 320,000 $ 149,000
Cheatham, Tennessee 2 $ 369,000 $ 184,500 $ 76,000
Dickson, Tennessee 2 $ 240,000 $ 120,000 $ 74,000
Hamilton, Tennessee 2 $ 339,000 $ 169,500 $ 64,000
Hardin, Tennessee 2 $ 339,000 $ 169,500 $ 43,000
Humphreys, Tennessee 2 $ 600,000 $ 300,000 $ 69,000
Montgomery, Tennessee 2 $ 543,000 $ 271,500 $ 58,000
Bandera, Texas 2 $ 622,000 $ 311,000 $ 79,000
Bell, Texas 2 $ 777,000 $ 388,500 $ 73,000
Bexar, Texas 2 $ 600,000 $ 300,000 $ 115,000
Cameron, Texas 2 $ 463,000 $ 231,500 $ 85,000
Ector, Texas 2 $ 412,000 $ 206,000 $ 102,000
Parker, Texas 2 $ 643,000 $ 321,500 $ 105,000
Williamson, Texas 2 $ 370,000 $ 185,000 $ 139,000
Windham, Vermont 2 $ 567,000 $ 283,500 $ 100,000
Chesterfield, Virginia 2 $ 592,000 $ 296,000 $ 89,000
King George, Virginia 2 $ 632,000 $ 316,000 $ 45,000
Louisa, Virginia 2 $ 556,000 $ 278,000 $ 58,000
Montgomery, Virginia 2 $ 750,000 $ 375,000 $ 105,000
Roanoke, Virginia 2 $ 740,000 $ 370,000 $ 65,000
Grant, Washington 2 $ 702,000 $ 351,000 $ 73,000
Kittitas, Washington 2 $ 536,000 $ 268,000 $ 69,000
Mason, Washington 2 $ 612,000 $ 306,000 $ 83,000
Snohomish, Washington 2 $ 1,020,000 $ 510,000 $ 126,000
Burnett, Wisconsin 2 $ 412,000 $ 206,000 $ 134,000
Columbia, Wisconsin 2 $ 443,000 $ 221,500 $ 46,000
Racine, Wisconsin 2 $ 725,000 $ 362,500 $ 100,000
Sawyer, Wisconsin 2 $ 677,000 $ 338,500 $ 206,000
Washburn, Wisconsin 2 $ 380,000 $ 190,000 $ 69,000
Colbert, Alabama 1 $ 200,000 $ 200,000 $ 93,000
Covington, Alabama 1 $ 203,000 $ 203,000 $ 84,000
Cullman, Alabama 1 $ 260,000 $ 260,000 $ 100,000
Dale, Alabama 1 $ 198,000 $ 198,000 $ 86,000
Madison, Alabama 1 $ 329,000 $ 329,000 $ 124,000
Marshall, Alabama 1 $ 243,000 $ 243,000 $ 56,000
Apache, Arizona 1 $ 320,000 $ 320,000 $ 100,000
Coconino, Arizona 1 $ 246,000 $ 246,000 $ 53,000
Gila, Arizona 1 $ 281,000 $ 281,000 $ 102,000
Mohave, Arizona 1 $ 130,000 $ 130,000 $ 32,000
Benton, Arkansas 1 $ 105,000 $ 105,000 $ 26,000
Crawford, Arkansas 1 $ 110,000 $ 110,000 $ 29,000
Garland, Arkansas 1 $ 261,000 $ 261,000 $ 67,000
Grant, Arkansas 1 $ 243,000 $ 243,000 $ 89,000
Jefferson, Arkansas 1 $ 225,000 $ 225,000 $ 78,000
Lonoke, Arkansas 1 $ 220,000 $ 220,000 $ 90,000
Sebastian, Arkansas 1 $ 180,000 $ 180,000 $ 71,000
Alameda, California 1 $ 650,000 $ 650,000 $ 152,000
Amador, California 1 $ 417,000 $ 417,000 $ 114,000
Del Norte, California 1 $ 650,000 $ 650,000 $ 0
El Dorado, California 1 $ 235,000 $ 235,000 $ 71,000
Lake, California 1 $ 417,000 $ 417,000 $ 100,000
Merced, California 1 $ 417,000 $ 417,000 $ 90,000
Napa, California 1 $ 450,000 $ 450,000 $ 142,000
Plumas, California 1 $ 300,000 $ 300,000 $ 72,000
Tehama, California 1 $ 298,000 $ 298,000 $ 73,000
Tuolumne, California 1 $ 150,000 $ 150,000 $ 33,000
Adams, Colorado 1 $ 390,000 $ 390,000 $ 89,000
Arapahoe, Colorado 1 $ 417,000 $ 417,000 $ 75,000
Boulder, Colorado 1 $ 199,000 $ 199,000 $ 41,000
Chaffee, Colorado 1 $ 1,000,000 $ 1,000,000 $ 305,000
Costilla, Colorado 1 $ 110,000 $ 110,000 $ 29,000
Crowley, Colorado 1 $ 144,000 $ 144,000 $ 41,000
Delta, Colorado 1 $ 338,000 $ 338,000 $ 92,000
Douglas, Colorado 1 $ 450,000 $ 450,000 $ 222,000
Garfield, Colorado 1 $ 417,000 $ 417,000 $ 105,000
Grand, Colorado 1 $ 212,000 $ 212,000 $ 141,000
Lincoln, Colorado 1 $ 128,000 $ 128,000 $ 60,000
Mesa, Colorado 1 $ 417,000 $ 417,000 $ 104,000
Otero, Colorado 1 $ 181,000 $ 181,000 $ 33,000
Summit, Colorado 1 $ 417,000 $ 417,000 $ 219,000
Hartford, Connecticut 1 $ 335,000 $ 335,000 $ 71,000
Middlesex, Connecticut 1 $ 360,000 $ 360,000 $ 121,000
Windham, Connecticut 1 $ 270,000 $ 270,000 $ 68,000
Kent, Delaware 1 $ 350,000 $ 350,000 $ 113,000
New Castle, Delaware 1 $ 250,000 $ 250,000 $ 121,000
Baker, Florida 1 $ 225,000 $ 225,000 $ 62,000
Broward, Florida 1 $ 316,000 $ 316,000 $ 119,000
Escambia, Florida 1 $ 360,000 $ 360,000 $ 97,000
Flagler, Florida 1 $ 225,000 $ 225,000 $ 0
Gilchrist, Florida 1 $ 404,000 $ 404,000 $ 135,000
Gulf, Florida 1 $ 175,000 $ 175,000 $ 99,000
Jefferson, Florida 1 $ 340,000 $ 340,000 $ 78,000
Leon, Florida 1 $ 190,000 $ 190,000 $ 47,000
Levy, Florida 1 $ 165,000 $ 165,000 $ 46,000
Okaloosa, Florida 1 $ 119,000 $ 119,000 $ 36,000
Osceola, Florida 1 $ 417,000 $ 417,000 $ 124,000
Santa Rosa, Florida 1 $ 230,000 $ 230,000 $ 61,000
Seminole, Florida 1 $ 250,000 $ 250,000 $ 71,000
St. Johns, Florida 1 $ 400,000 $ 400,000 $ 100,000
Suwannee, Florida 1 $ 158,000 $ 158,000 $ 75,000
Bulloch, Georgia 1 $ 100,000 $ 100,000 $ 51,000
Carroll, Georgia 1 $ 408,000 $ 408,000 $ 78,000
Cherokee, Georgia 1 $ 215,000 $ 215,000 $ 113,000
Cobb, Georgia 1 $ 167,000 $ 167,000 $ 82,000
Dawson, Georgia 1 $ 193,000 $ 193,000 $ 40,000
Fayette, Georgia 1 $ 288,000 $ 288,000 $ 51,000
Grady, Georgia 1 $ 417,000 $ 417,000 $ 99,000
Habersham, Georgia 1 $ 231,000 $ 231,000 $ 88,000
Henry, Georgia 1 $ 417,000 $ 417,000 $ 71,000
Rockdale, Georgia 1 $ 101,000 $ 101,000 $ 34,000
Spalding, Georgia 1 $ 197,000 $ 197,000 $ 57,000
Troup, Georgia 1 $ 225,000 $ 225,000 $ 64,000
Boise, Idaho 1 $ 175,000 $ 175,000 $ 52,000
Bonner, Idaho 1 $ 300,000 $ 300,000 $ 61,000
Gooding, Idaho 1 $ 144,000 $ 144,000 $ 38,000
Latah, Idaho 1 $ 261,000 $ 261,000 $ 74,000
Clark, Illinois 1 $ 116,000 $ 116,000 $ 45,000
Hardin, Illinois 1 $ 56,000 $ 56,000 $ 22,000
Kankakee, Illinois 1 $ 120,000 $ 120,000 $ 42,000
Lake, Illinois 1 $ 177,000 $ 177,000 $ 84,000
Morgan, Illinois 1 $ 244,000 $ 244,000 $ 122,000
Randolph, Illinois 1 $ 38,000 $ 38,000 $ 22,000
White, Illinois 1 $ 47,000 $ 47,000 $ 27,000
Will, Illinois 1 $ 350,000 $ 350,000 $ 124,000
Winnebago, Illinois 1 $ 153,000 $ 153,000 $ 19,000
Cass, Indiana 1 $ 230,000 $ 230,000 $ 62,000
Crawford, Indiana 1 $ 200,000 $ 200,000 $ 86,000
Elkhart, Indiana 1 $ 150,000 $ 150,000 $ 75,000
Jefferson, Indiana 1 $ 415,000 $ 415,000 $ 120,000
Jennings, Indiana 1 $ 230,000 $ 230,000 $ 100,000
Lake, Indiana 1 $ 310,000 $ 310,000 $ 99,000
Marion, Indiana 1 $ 200,000 $ 200,000 $ 87,000
Porter, Indiana 1 $ 160,000 $ 160,000 $ 69,000
Scott, Indiana 1 $ 140,000 $ 140,000 $ 54,000
Warrick, Indiana 1 $ 225,000 $ 225,000 $ 80,000
Boone, Iowa 1 $ 325,000 $ 325,000 $ 246,000
Story, Iowa 1 $ 417,000 $ 417,000 $ 0
Warren, Iowa 1 $ 412,000 $ 412,000 $ 195,000
Finney, Kansas 1 $ 145,000 $ 145,000 $ 60,000
Leavenworth, Kansas 1 $ 174,000 $ 174,000 $ 119,000
Neosho, Kansas 1 $ 250,000 $ 250,000 $ 72,000
Wyandotte, Kansas 1 $ 319,000 $ 319,000 $ 131,000
Bourbon, Kentucky 1 $ 300,000 $ 300,000 $ 75,000
Greenup, Kentucky 1 $ 400,000 $ 400,000 $ 104,000
Jefferson, Kentucky 1 $ 281,000 $ 281,000 $ 173,000
Lewis, Kentucky 1 $ 120,000 $ 120,000 $ 72,000
Avoyelles, Louisiana 1 $ 236,000 $ 236,000 $ 160,000
Beauregard, Louisiana 1 $ 133,000 $ 133,000 $ 58,000
Bossier, Louisiana 1 $ 335,000 $ 335,000 $ 118,000
Orleans, Louisiana 1 $ 125,000 $ 125,000 $ 55,000
St. James, Louisiana 1 $ 228,000 $ 228,000 $ 61,000
Kennebec, Maine 1 $ 100,000 $ 100,000 $ 30,000
York, Maine 1 $ 232,000 $ 232,000 $ 61,000
Anne Arundel, Maryland 1 $ 298,000 $ 298,000 $ 100,000
Harford, Maryland 1 $ 550,000 $ 550,000 $ 137,000
Howard, Maryland 1 $ 368,000 $ 368,000 $ 68,000
Kent, Maryland 1 $ 3,000 $ 3,000 $ 86,000
Worcester, Maryland 1 $ 383,000 $ 383,000 $ 123,000
Berkshire, Massachusetts 1 $ 417,000 $ 417,000 $ 113,000
Middlesex, Massachusetts 1 $ 499,000 $ 499,000 $ 127,000
Worcester, Massachusetts 1 $ 417,000 $ 417,000 $ 100,000
Berrien, Michigan 1 $ 270,000 $ 270,000 $ 50,000
Cass, Michigan 1 $ 120,000 $ 120,000 $ 60,000
Genesee, Michigan 1 $ 375,000 $ 375,000 $ 74,000
Gogebic, Michigan 1 $ 280,000 $ 280,000 $ 76,000
Kent, Michigan 1 $ 200,000 $ 200,000 $ 72,000
Lenawee, Michigan 1 $ 360,000 $ 360,000 $ 124,000
Newaygo, Michigan 1 $ 204,000 $ 204,000 $ 56,000
Wayne, Michigan 1 $ 162,000 $ 162,000 $ 57,000
Brown, Minnesota 1 $ 97,000 $ 97,000 $ 61,000
Carlton, Minnesota 1 $ 216,000 $ 216,000 $ 85,000
Clay, Minnesota 1 $ 184,000 $ 184,000 $ 91,000
Jackson, Minnesota 1 $ 200,000 $ 200,000 $ 74,000
Lake of the Woods, Minnesota 1 $ 272,000 $ 272,000 $ 218,000
Nicollet, Minnesota 1 $ 233,000 $ 233,000 $ 107,000
Pennington, Minnesota 1 $ 82,000 $ 82,000 $ 76,000
Renville, Minnesota 1 $ 36,000 $ 36,000 $ 36,000
Rock, Minnesota 1 $ 110,000 $ 110,000 $ 29,000
Stevens, Minnesota 1 $ 251,000 $ 251,000 $ 66,000
Winona, Minnesota 1 $ 203,000 $ 203,000 $ 68,000
Alcorn, Mississippi 1 $ 248,000 $ 248,000 $ 124,000
Copiah, Mississippi 1 $ 212,000 $ 212,000 $ 134,000
DeSoto, Mississippi 1 $ 270,000 $ 270,000 $ 55,000
Franklin, Mississippi 1 $ 240,000 $ 240,000 $ 144,000
Grenada, Mississippi 1 $ 270,000 $ 270,000 $ 85,000
Itawamba, Mississippi 1 $ 180,000 $ 180,000 $ 86,000
Oktibbeha, Mississippi 1 $ 225,000 $ 225,000 $ 52,000
Panola, Mississippi 1 $ 248,000 $ 248,000 $ 79,000
Pearl River, Mississippi 1 $ 120,000 $ 120,000 $ 44,000
Rankin, Mississippi 1 $ 259,000 $ 259,000 $ 104,000
Yazoo, Mississippi 1 $ 150,000 $ 150,000 $ 44,000
Camden, Missouri 1 $ 256,000 $ 256,000 $ 404,000
Cass, Missouri 1 $ 257,000 $ 257,000 $ 66,000
Johnson, Missouri 1 $ 188,000 $ 188,000 $ 72,000
Lincoln, Missouri 1 $ 360,000 $ 360,000 $ 108,000
New Madrid, Missouri 1 $ 110,000 $ 110,000 $ 49,000
Pike, Missouri 1 $ 325,000 $ 325,000 $ 56,000
Polk, Missouri 1 $ 150,000 $ 150,000 $ 36,000
Pulaski, Missouri 1 $ 126,000 $ 126,000 $ 44,000
Sullivan, Missouri 1 $ 265,000 $ 265,000 $ 92,000
Flathead, Montana 1 $ 312,000 $ 312,000 $ 68,000
Silver Bow, Montana 1 $ 286,000 $ 286,000 $ 74,000
Lancaster, Nebraska 1 $ 417,000 $ 417,000 $ 117,000
Carson City, Nevada 1 $ 292,000 $ 292,000 $ 69,000
Washoe, Nevada 1 $ 234,000 $ 234,000 $ 80,000
Coos, New Hampshire 1 $ 200,000 $ 200,000 $ 71,000
Grafton, New Hampshire 1 $ 135,000 $ 135,000 $ 49,000
Hillsborough, New Hampshire 1 $ 200,000 $ 200,000 $ 42,000
Merrimack, New Hampshire 1 $ 275,000 $ 275,000 $ 85,000
Bergen, New Jersey 1 $ 650,000 $ 650,000 $ 0
Burlington, New Jersey 1 $ 324,000 $ 324,000 $ 80,000
Camden, New Jersey 1 $ 417,000 $ 417,000 $ 105,000
Hunterdon, New Jersey 1 $ 360,000 $ 360,000 $ 86,000
Morris, New Jersey 1 $ 378,000 $ 378,000 $ 75,000
Passaic, New Jersey 1 $ 400,000 $ 400,000 $ 103,000
Somerset, New Jersey 1 $ 600,000 $ 600,000 $ 163,000
Sussex, New Jersey 1 $ 500,000 $ 500,000 $ 0
Lincoln, New Mexico 1 $ 300,000 $ 300,000 $ 96,000
Sandoval, New Mexico 1 $ 230,000 $ 230,000 $ 78,000
Taos, New Mexico 1 $ 210,000 $ 210,000 $ 78,000
Albany, New York 1 $ 200,000 $ 200,000 $ 29,000
Chautauqua, New York 1 $ 200,000 $ 200,000 $ 42,000
Chenango, New York 1 $ 100,000 $ 100,000 $ 27,000
Columbia, New York 1 $ 231,000 $ 231,000 $ 36,000
Delaware, New York 1 $ 316,000 $ 316,000 $ 89,000
Dutchess, New York 1 $ 300,000 $ 300,000 $ 74,000
Erie, New York 1 $ 315,000 $ 315,000 $ 94,000
Fulton, New York 1 $ 141,000 $ 141,000 $ 66,000
New York, New York 1 $ 1,020,000 $ 1,020,000 $ 230,000
Onondaga, New York 1 $ 302,000 $ 302,000 $ 82,000
Queens, New York 1 $ 650,000 $ 650,000 $ 171,000
Schenectady, New York 1 $ 306,000 $ 306,000 $ 65,000
St. Lawrence, New York 1 $ 150,000 $ 150,000 $ 56,000
Tompkins, New York 1 $ 65,000 $ 65,000 $ 37,000
Washington, New York 1 $ 136,000 $ 136,000 $ 29,000
Buncombe, North Carolina 1 $ 250,000 $ 250,000 $ 96,000
Cabarrus, North Carolina 1 $ 71,000 $ 71,000 $ 115,000
Caldwell, North Carolina 1 $ 366,000 $ 366,000 $ 97,000
Carteret, North Carolina 1 $ 240,000 $ 240,000 $ 66,000
Columbus, North Carolina 1 $ 180,000 $ 180,000 $ 47,000
Dare, North Carolina 1 $ 414,000 $ 414,000 $ 204,000
Franklin, North Carolina 1 $ 296,000 $ 296,000 $ 111,000
Guilford, North Carolina 1 $ 200,000 $ 200,000 $ 77,000
Lee, North Carolina 1 $ 171,000 $ 171,000 $ 65,000
Madison, North Carolina 1 $ 290,000 $ 290,000 $ 105,000
Nash, North Carolina 1 $ 272,000 $ 272,000 $ 70,000
Onslow, North Carolina 1 $ 650,000 $ 650,000 $ 168,000
Pender, North Carolina 1 $ 260,000 $ 260,000 $ 65,000
Perquimans, North Carolina 1 $ 234,000 $ 234,000 $ 75,000
Scotland, North Carolina 1 $ 160,000 $ 160,000 $ 47,000
Surry, North Carolina 1 $ 174,000 $ 174,000 $ 54,000
Transylvania, North Carolina 1 $ 260,000 $ 260,000 $ 89,000
Union, North Carolina 1 $ 370,000 $ 370,000 $ 34,000
Wilkes, North Carolina 1 $ 163,000 $ 163,000 $ 37,000
McKenzie, North Dakota 1 $ 280,000 $ 280,000 $ 84,000
Champaign, Ohio 1 $ 132,000 $ 132,000 $ 31,000
Clermont, Ohio 1 $ 150,000 $ 150,000 $ 57,000
Columbiana, Ohio 1 $ 160,000 $ 160,000 $ 45,000
Cuyahoga, Ohio 1 $ 125,000 $ 125,000 $ 104,000
Hardin, Ohio 1 $ 191,000 $ 191,000 $ 47,000
Licking, Ohio 1 $ 216,000 $ 216,000 $ 61,000
Lucas, Ohio 1 $ 332,000 $ 332,000 $ 168,000
Medina, Ohio 1 $ 280,000 $ 280,000 $ 174,000
Monroe, Ohio 1 $ 141,000 $ 141,000 $ 69,000
Montgomery, Ohio 1 $ 276,000 $ 276,000 $ 86,000
Ross, Ohio 1 $ 238,000 $ 238,000 $ 105,000
Choctaw, Oklahoma 1 $ 280,000 $ 280,000 $ 238,000
Cleveland, Oklahoma 1 $ 156,000 $ 156,000 $ 58,000
Logan, Oklahoma 1 $ 135,000 $ 135,000 $ 48,000
Okmulgee, Oklahoma 1 $ 104,000 $ 104,000 $ 63,000
Pottawatomie, Oklahoma 1 $ 200,000 $ 200,000 $ 55,000
Rogers, Oklahoma 1 $ 120,000 $ 120,000 $ 33,000
Columbia, Oregon 1 $ 230,000 $ 230,000 $ 91,000
Deschutes, Oregon 1 $ 214,000 $ 214,000 $ 43,000
Jackson, Oregon 1 $ 300,000 $ 300,000 $ 64,000
Klamath, Oregon 1 $ 272,000 $ 272,000 $ 96,000
Lincoln, Oregon 1 $ 417,000 $ 417,000 $ 103,000
Multnomah, Oregon 1 $ 417,000 $ 417,000 $ 80,000
Wasco, Oregon 1 $ 290,000 $ 290,000 $ 64,000
Yamhill, Oregon 1 $ 385,000 $ 385,000 $ 100,000
Adams, Pennsylvania 1 $ 312,000 $ 312,000 $ 68,000
Cambria, Pennsylvania 1 $ 243,000 $ 243,000 $ 66,000
Crawford, Pennsylvania 1 $ 216,000 $ 216,000 $ 37,000
Elk, Pennsylvania 1 $ 175,000 $ 175,000 $ 41,000
Fayette, Pennsylvania 1 $ 140,000 $ 140,000 $ 73,000
Monroe, Pennsylvania 1 $ 468,000 $ 468,000 $ 141,000
Montgomery, Pennsylvania 1 $ 383,000 $ 383,000 $ 85,000
Northampton, Pennsylvania 1 $ 260,000 $ 260,000 $ 59,000
Northumberland, Pennsylvania 1 $ 204,000 $ 204,000 $ 71,000
Perry, Pennsylvania 1 $ 265,000 $ 265,000 $ 74,000
Philadelphia, Pennsylvania 1 $ 235,000 $ 235,000 $ 50,000
Somerset, Pennsylvania 1 $ 150,000 $ 150,000 $ 54,000
Tioga, Pennsylvania 1 $ 90,000 $ 90,000 $ 56,000
Venango, Pennsylvania 1 $ 152,000 $ 152,000 $ 32,000
Washington, Pennsylvania 1 $ 660,000 $ 660,000 $ 148,000
Westmoreland, Pennsylvania 1 $ 220,000 $ 220,000 $ 66,000
Anderson, South Carolina 1 $ 383,000 $ 383,000 $ 98,000
Beaufort, South Carolina 1 $ 327,000 $ 327,000 $ 76,000
Fairfield, South Carolina 1 $ 300,000 $ 300,000 $ 54,000
Georgetown, South Carolina 1 $ 194,000 $ 194,000 $ 45,000
Greenville, South Carolina 1 $ 268,000 $ 268,000 $ 74,000
Newberry, South Carolina 1 $ 93,000 $ 93,000 $ 28,000
Richland, South Carolina 1 $ 409,000 $ 409,000 $ 155,000
York, South Carolina 1 $ 145,000 $ 145,000 $ 54,000
Bledsoe, Tennessee 1 $ 94,000 $ 94,000 $ 94,000
Carter, Tennessee 1 $ 160,000 $ 160,000 $ 40,000
Henry, Tennessee 1 $ 111,000 $ 111,000 $ 55,000
Knox, Tennessee 1 $ 175,000 $ 175,000 $ 47,000
Maury, Tennessee 1 $ 417,000 $ 417,000 $ 127,000
Shelby, Tennessee 1 $ 440,000 $ 440,000 $ 130,000
Stewart, Tennessee 1 $ 227,000 $ 227,000 $ 64,000
Williamson, Tennessee 1 $ 417,000 $ 417,000 $ 120,000
Atascosa, Texas 1 $ 162,000 $ 162,000 $ 86,000
Bastrop, Texas 1 $ 180,000 $ 180,000 $ 102,000
Brazoria, Texas 1 $ 293,000 $ 293,000 $ 91,000
Burnet, Texas 1 $ 305,000 $ 305,000 $ 79,000
Comal, Texas 1 $ 338,000 $ 338,000 $ 130,000
Fort Bend, Texas 1 $ 80,000 $ 80,000 $ 50,000
Gaines, Texas 1 $ 187,000 $ 187,000 $ 55,000
Gillespie, Texas 1 $ 157,000 $ 157,000 $ 33,000
Grayson, Texas 1 $ 170,000 $ 170,000 $ 59,000
Page:

Mortgage Loan Application Detail Totals for Midcountry Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,410 $323,232,000 $229,000 $1,840,000 $81,000 $1,635,000
Refinancing 609 $107,599,000 $176,000 $2,785,000 $77,000 $1,070,000
Home Improvement 79 $7,277,000 $92,000 $417,000 $66,000 $444,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,446 $302,578,000 $209,000 $1,840,000 $88,000 $1,635,000
Not Provided 275 $77,236,000 $280,000 $1,300,000 $83,000 $360,000
Not applicable 192 $17,207,000 $89,000 $2,785,000 $9,000 $240,000
Black or African American 81 $18,268,000 $225,000 $700,000 $82,000 $426,000
Hispanic 72 $14,710,000 $204,000 $600,000 $65,000 $208,000
Asian 22 $5,748,000 $261,000 $550,000 $114,000 $480,000
American Indian or Alaskan Native 10 $2,361,000 $236,000 $750,000 $86,000 $300,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,728 $377,372,000 $218,000 $2,785,000 $84,000 $1,635,000
FHA-insured (Federal Housing Administration) 321 $55,223,000 $172,000 $367,000 $60,000 $190,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 33 $2,992,000 $90,000 $200,000 $37,000 $76,000
VA-guaranteed (Veterans Administration) 16 $2,521,000 $157,000 $341,000 $58,000 $119,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,110 $219,652,000 $197,000 $2,785,000 $86,000 $1,635,000
Application Denied By Financial Institution 567 $147,913,000 $260,000 $1,300,000 $83,000 $448,000
Application Withdrawn By Applicant 193 $45,241,000 $234,000 $1,100,000 $92,000 $630,000
Loan Purchased By The Institution 144 $5,147,000 $35,000 $118,000 $0 $0
Application Approved But Not Accepted 72 $17,007,000 $236,000 $539,000 $79,000 $238,000
File Closed For Incompleteness 12 $3,148,000 $262,000 $626,000 $75,000 $187,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 258 $76,976,000 $298,000 $1,000,000 $89,000 $426,000
Credit Application Incomplete 172 $42,569,000 $247,000 $1,300,000 $79,000 $302,000
Debt-To-Income Ratio 45 $7,907,000 $175,000 $560,000 $58,000 $250,000
Credit History 39 $6,218,000 $159,000 $700,000 $62,000 $303,000
Collateral 31 $8,537,000 $275,000 $960,000 $108,000 $448,000
Insufficient Cash (Downpayment, Closing Cost) 14 $3,955,000 $282,000 $594,000 $83,000 $168,000
Unverifiable Information 6 $1,495,000 $249,000 $417,000 $109,000 $204,000
Employment History 2 $256,000 $128,000 $136,000 $47,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midcountry Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midcountry Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet with aggregated HMDA statistics today.

Download the Illinois Lender List