Midfirst Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Midfirst Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midfirst Bank 501 Nw Grand Blvd. Oklahoma City, OK 73118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 37,296 |
| Total Mortgage Loan Application Amount | $2,326,474,000 |
| Average Mortgage Loan Application Amount | $64,058 |
| Highest Mortgage Loan Application Amount | $17,600,000 |
| Average Applicant Income | $37,084 |
| Highest Applicant Income | $9,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Midfirst Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midfirst Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Midfirst Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midfirst Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midfirst Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midfirst Bank's mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| OKLAHOMA CITY, OK | 1,848 | $ 142,183,000 | $ 76,000 | $ 60,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 1,234 | $ 59,275,000 | $ 48,000 | $ 51,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 1,015 | $ 72,947,000 | $ 71,000 | $ 40,000 |
| DALLAS-PLANO-IRVING, TX | 1,014 | $ 53,185,000 | $ 52,000 | $ 44,000 |
| SAN ANTONIO, TX | 688 | $ 30,039,000 | $ 43,000 | $ 48,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 669 | $ 44,484,000 | $ 66,000 | $ 39,000 |
| FORT WORTH-ARLINGTON, TX | 659 | $ 30,767,000 | $ 46,000 | $ 47,000 |
| PHILADELPHIA, PA | 642 | $ 35,271,000 | $ 54,000 | $ 42,000 |
| INDIANAPOLIS, IN | 601 | $ 52,701,000 | $ 87,000 | $ 36,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 574 | $ 37,441,000 | $ 65,000 | $ 40,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 542 | $ 27,144,000 | $ 50,000 | $ 34,000 |
| TULSA, OK | 524 | $ 40,058,000 | $ 76,000 | $ 50,000 |
| ORLANDO, FL | 503 | $ 37,690,000 | $ 74,000 | $ 37,000 |
| BALTIMORE-TOWSON, MD | 475 | $ 30,463,000 | $ 64,000 | $ 44,000 |
| MEMPHIS, TN-MS-AR | 473 | $ 23,890,000 | $ 50,000 | $ 38,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 455 | $ 57,845,000 | $ 127,000 | $ 47,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 430 | $ 27,879,000 | $ 64,000 | $ 42,000 |
| EL PASO, TX | 409 | $ 17,647,000 | $ 43,000 | $ 34,000 |
| BUFFALO-NIAGARA FALLS, NY | 402 | $ 20,276,000 | $ 50,000 | $ 39,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 396 | $ 29,472,000 | $ 74,000 | $ 48,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 385 | $ 24,521,000 | $ 63,000 | $ 31,000 |
| ST. LOUIS, MO-IL | 385 | $ 23,309,000 | $ 60,000 | $ 34,000 |
| ROCHESTER, NY | 349 | $ 17,600,000 | $ 50,000 | $ 35,000 |
| JACKSONVILLE, FL | 345 | $ 19,159,000 | $ 55,000 | $ 43,000 |
| RICHMOND, VA | 328 | $ 19,487,000 | $ 59,000 | $ 32,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 310 | $ 48,460,000 | $ 156,000 | $ 48,000 |
| CAMDEN, NJ | 302 | $ 20,700,000 | $ 68,000 | $ 48,000 |
| PITTSBURGH, PA | 295 | $ 13,825,000 | $ 46,000 | $ 38,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 293 | $ 16,357,000 | $ 55,000 | $ 35,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 289 | $ 23,634,000 | $ 81,000 | $ 47,000 |
| AUSTIN-ROUND ROCK, TX | 286 | $ 16,049,000 | $ 56,000 | $ 49,000 |
| SYRACUSE, NY | 286 | $ 15,618,000 | $ 54,000 | $ 37,000 |
| BIRMINGHAM-HOOVER, AL | 262 | $ 12,538,000 | $ 47,000 | $ 35,000 |
| DENVER-AURORA, CO | 259 | $ 19,107,000 | $ 73,000 | $ 36,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 258 | $ 14,689,000 | $ 56,000 | $ 42,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 241 | $ 10,928,000 | $ 45,000 | $ 39,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 236 | $ 15,192,000 | $ 64,000 | $ 39,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 224 | $ 8,816,000 | $ 39,000 | $ 37,000 |
| LAS VEGAS-PARADISE, NV | 215 | $ 15,644,000 | $ 72,000 | $ 44,000 |
| CORPUS CHRISTI, TX | 209 | $ 9,419,000 | $ 45,000 | $ 43,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 206 | $ 11,998,000 | $ 58,000 | $ 39,000 |
| WICHITA, KS | 185 | $ 9,612,000 | $ 51,000 | $ 35,000 |
| COLUMBUS, OH | 176 | $ 10,060,000 | $ 57,000 | $ 41,000 |
| GREENSBORO-HIGH POINT, NC | 174 | $ 11,429,000 | $ 65,000 | $ 25,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 173 | $ 11,756,000 | $ 67,000 | $ 37,000 |
| LAKELAND, FL | 169 | $ 11,313,000 | $ 66,000 | $ 32,000 |
| NASSAU-SUFFOLK, NY | 163 | $ 14,974,000 | $ 91,000 | $ 57,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 162 | $ 8,251,000 | $ 50,000 | $ 46,000 |
| RALEIGH-CARY, NC | 156 | $ 13,251,000 | $ 84,000 | $ 45,000 |
| JACKSON, MS | 154 | $ 6,159,000 | $ 39,000 | $ 30,000 |
| BATON ROUGE, LA | 151 | $ 8,696,000 | $ 57,000 | $ 25,000 |
| SHREVEPORT-BOSSIER CITY, LA | 151 | $ 5,896,000 | $ 39,000 | $ 31,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 149 | $ 9,679,000 | $ 64,000 | $ 40,000 |
| GARY, IN | 146 | $ 6,537,000 | $ 44,000 | $ 32,000 |
| ALBANY-SCHENECTADY-TROY, NY | 144 | $ 9,288,000 | $ 64,000 | $ 43,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 144 | $ 9,351,000 | $ 64,000 | $ 45,000 |
| KANSAS CITY, MO-KS | 137 | $ 6,900,000 | $ 50,000 | $ 32,000 |
| NEWARK-UNION, NJ-PA | 137 | $ 12,827,000 | $ 93,000 | $ 50,000 |
| EDISON, NJ | 133 | $ 11,871,000 | $ 89,000 | $ 47,000 |
| MONTGOMERY, AL | 133 | $ 5,751,000 | $ 43,000 | $ 31,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 127 | $ 9,600,000 | $ 75,000 | $ 47,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 124 | $ 7,712,000 | $ 62,000 | $ 37,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 123 | $ 5,939,000 | $ 48,000 | $ 29,000 |
| COLUMBIA, SC | 122 | $ 6,208,000 | $ 50,000 | $ 30,000 |
| BAKERSFIELD, CA | 119 | $ 8,519,000 | $ 71,000 | $ 33,000 |
| TUCSON, AZ | 116 | $ 6,400,000 | $ 55,000 | $ 29,000 |
| LUBBOCK, TX | 113 | $ 4,818,000 | $ 42,000 | $ 46,000 |
| FAYETTEVILLE, NC | 112 | $ 6,048,000 | $ 54,000 | $ 33,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 107 | $ 7,746,000 | $ 72,000 | $ 31,000 |
| SARASOTA-BRADENTON-VENICE, FL | 101 | $ 7,090,000 | $ 70,000 | $ 35,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 99 | $ 4,703,000 | $ 47,000 | $ 35,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 96 | $ 5,771,000 | $ 60,000 | $ 38,000 |
| COLUMBUS, GA-AL | 95 | $ 5,046,000 | $ 53,000 | $ 34,000 |
| FRESNO, CA | 92 | $ 6,389,000 | $ 69,000 | $ 37,000 |
| DAYTON, OH | 91 | $ 4,966,000 | $ 54,000 | $ 30,000 |
| ALBUQUERQUE, NM | 89 | $ 5,209,000 | $ 58,000 | $ 39,000 |
| CAPE CORAL-FORT MYERS, FL | 88 | $ 6,735,000 | $ 76,000 | $ 37,000 |
| LOUISVILLE, KY-IN | 88 | $ 5,161,000 | $ 58,000 | $ 36,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 87 | $ 4,368,000 | $ 50,000 | $ 41,000 |
| HUNTSVILLE, AL | 83 | $ 4,000,000 | $ 48,000 | $ 35,000 |
| SALT LAKE CITY, UT | 82 | $ 6,614,000 | $ 80,000 | $ 37,000 |
| AKRON, OH | 81 | $ 3,242,000 | $ 40,000 | $ 36,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 80 | $ 4,742,000 | $ 59,000 | $ 33,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 80 | $ 6,756,000 | $ 84,000 | $ 57,000 |
| COLORADO SPRINGS, CO | 80 | $ 6,129,000 | $ 76,000 | $ 38,000 |
| BEAUMONT-PORT ARTHUR, TX | 78 | $ 3,110,000 | $ 39,000 | $ 32,000 |
| MOBILE, AL | 77 | $ 3,091,000 | $ 40,000 | $ 49,000 |
| SAVANNAH, GA | 74 | $ 4,517,000 | $ 61,000 | $ 42,000 |
| AMARILLO, TX | 73 | $ 3,088,000 | $ 42,000 | $ 26,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 72 | $ 10,551,000 | $ 146,000 | $ 39,000 |
| HARRISBURG-CARLISLE, PA | 71 | $ 4,092,000 | $ 57,000 | $ 33,000 |
| WACO, TX | 71 | $ 3,814,000 | $ 53,000 | $ 48,000 |
| ATLANTIC CITY, NJ | 70 | $ 4,690,000 | $ 67,000 | $ 45,000 |
| UTICA-ROME, NY | 70 | $ 3,584,000 | $ 51,000 | $ 31,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 69 | $ 3,693,000 | $ 53,000 | $ 46,000 |
| LONGVIEW, TX | 68 | $ 2,859,000 | $ 42,000 | $ 29,000 |
| WILMINGTON, DE-MD-NJ | 68 | $ 4,578,000 | $ 67,000 | $ 36,000 |
| FORT SMITH, AR-OK | 67 | $ 2,885,000 | $ 43,000 | $ 31,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 66 | $ 5,035,000 | $ 76,000 | $ 49,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 64 | $ 3,570,000 | $ 55,000 | $ 37,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 63 | $ 4,634,000 | $ 73,000 | $ 40,000 |
| DES MOINES, IA | 62 | $ 3,073,000 | $ 49,000 | $ 52,000 |
| ABILENE, TX | 61 | $ 2,349,000 | $ 38,000 | $ 34,000 |
| FORT WAYNE, IN | 61 | $ 3,879,000 | $ 63,000 | $ 32,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 61 | $ 5,490,000 | $ 90,000 | $ 50,000 |
| TOLEDO, OH | 58 | $ 3,052,000 | $ 52,000 | $ 36,000 |
| KNOXVILLE, TN | 56 | $ 2,660,000 | $ 47,000 | $ 35,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 56 | $ 3,280,000 | $ 58,000 | $ 29,000 |
| ALBANY, GA | 54 | $ 2,990,000 | $ 55,000 | $ 26,000 |
| TALLAHASSEE, FL | 53 | $ 2,956,000 | $ 55,000 | $ 35,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 53 | $ 3,002,000 | $ 56,000 | $ 37,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 52 | $ 3,816,000 | $ 73,000 | $ 37,000 |
| CHATTANOOGA, TN-GA | 51 | $ 2,522,000 | $ 49,000 | $ 22,000 |
| DURHAM, NC | 51 | $ 3,147,000 | $ 61,000 | $ 29,000 |
| OCALA, FL | 51 | $ 2,518,000 | $ 49,000 | $ 26,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 51 | $ 4,220,000 | $ 82,000 | $ 44,000 |
| GRAND RAPIDS-WYOMING, MI | 50 | $ 3,083,000 | $ 61,000 | $ 36,000 |
| PINE BLUFF, AR | 50 | $ 1,890,000 | $ 37,000 | $ 34,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 50 | $ 4,192,000 | $ 83,000 | $ 39,000 |
| YORK-HANOVER, PA | 49 | $ 2,977,000 | $ 60,000 | $ 34,000 |
| LAWTON, OK | 48 | $ 2,397,000 | $ 49,000 | $ 45,000 |
| WICHITA FALLS, TX | 48 | $ 2,239,000 | $ 46,000 | $ 31,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 47 | $ 3,734,000 | $ 79,000 | $ 31,000 |
| BROWNSVILLE-HARLINGEN, TX | 46 | $ 1,586,000 | $ 34,000 | $ 42,000 |
| HONOLULU, HI | 46 | $ 3,494,000 | $ 75,000 | $ 48,000 |
| LEXINGTON-FAYETTE, KY | 46 | $ 2,299,000 | $ 49,000 | $ 29,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 46 | $ 2,849,000 | $ 61,000 | $ 33,000 |
| ODESSA, TX | 46 | $ 1,789,000 | $ 38,000 | $ 35,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 46 | $ 3,672,000 | $ 79,000 | $ 34,000 |
| BINGHAMTON, NY | 45 | $ 2,632,000 | $ 58,000 | $ 34,000 |
| GAINESVILLE, FL | 45 | $ 1,956,000 | $ 43,000 | $ 36,000 |
| MACON, GA | 45 | $ 1,857,000 | $ 41,000 | $ 36,000 |
| ROCKFORD, IL | 45 | $ 3,021,000 | $ 67,000 | $ 54,000 |
| GULFPORT-BILOXI, MS | 44 | $ 2,228,000 | $ 50,000 | $ 35,000 |
| TYLER, TX | 44 | $ 2,133,000 | $ 48,000 | $ 33,000 |
| JACKSONVILLE, NC | 43 | $ 2,202,000 | $ 51,000 | $ 45,000 |
| READING, PA | 43 | $ 2,052,000 | $ 47,000 | $ 42,000 |
| VISALIA-PORTERVILLE, CA | 43 | $ 3,022,000 | $ 70,000 | $ 43,000 |
| LAFAYETTE, LA | 41 | $ 2,802,000 | $ 68,000 | $ 30,000 |
| GREENVILLE, SC | 40 | $ 1,955,000 | $ 48,000 | $ 35,000 |
| NEW HAVEN-MILFORD, CT | 40 | $ 3,291,000 | $ 82,000 | $ 43,000 |
| SHERMAN-DENISON, TX | 40 | $ 2,195,000 | $ 54,000 | $ 40,000 |
| HINESVILLE-FORT STEWART, GA | 39 | $ 2,131,000 | $ 54,000 | $ 30,000 |
| LANCASTER, PA | 39 | $ 2,568,000 | $ 65,000 | $ 31,000 |
| TACOMA, WA | 39 | $ 2,442,000 | $ 62,000 | $ 39,000 |
| ANNISTON-OXFORD, AL | 38 | $ 1,895,000 | $ 49,000 | $ 35,000 |
| BOISE CITY-NAMPA, ID | 38 | $ 1,816,000 | $ 47,000 | $ 31,000 |
| CLARKSVILLE, TN-KY | 38 | $ 2,107,000 | $ 55,000 | $ 36,000 |
| LANSING-EAST LANSING, MI | 38 | $ 1,573,000 | $ 41,000 | $ 30,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 38 | $ 1,956,000 | $ 51,000 | $ 26,000 |
| TOPEKA, KS | 38 | $ 1,488,000 | $ 39,000 | $ 29,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 37 | $ 2,705,000 | $ 73,000 | $ 46,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 37 | $ 1,588,000 | $ 42,000 | $ 33,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 36 | $ 2,719,000 | $ 75,000 | $ 43,000 |
| ROANOKE, VA | 36 | $ 1,900,000 | $ 52,000 | $ 35,000 |
| TRENTON-EWING, NJ | 36 | $ 2,880,000 | $ 80,000 | $ 45,000 |
| ALEXANDRIA, LA | 35 | $ 1,825,000 | $ 52,000 | $ 33,000 |
| ANCHORAGE, AK | 35 | $ 2,756,000 | $ 78,000 | $ 58,000 |
| KOKOMO, IN | 35 | $ 2,668,000 | $ 76,000 | $ 15,000 |
| MCALLEN-EDINBURG-PHARR, TX | 35 | $ 1,460,000 | $ 41,000 | $ 59,000 |
| SPOKANE, WA | 35 | $ 1,609,000 | $ 45,000 | $ 25,000 |
| WINSTON-SALEM, NC | 35 | $ 2,469,000 | $ 70,000 | $ 22,000 |
| CHARLESTON, WV | 34 | $ 1,728,000 | $ 50,000 | $ 39,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 34 | $ 2,277,000 | $ 66,000 | $ 29,000 |
| MIDLAND, TX | 34 | $ 1,396,000 | $ 41,000 | $ 40,000 |
| PANAMA CITY-LYNN HAVEN, FL | 34 | $ 1,219,000 | $ 35,000 | $ 31,000 |
| FLINT, MI | 33 | $ 1,959,000 | $ 59,000 | $ 24,000 |
| LAREDO, TX | 33 | $ 1,589,000 | $ 48,000 | $ 29,000 |
| ERIE, PA | 32 | $ 1,605,000 | $ 50,000 | $ 34,000 |
| COLLEGE STATION-BRYAN, TX | 31 | $ 2,202,000 | $ 71,000 | $ 33,000 |
| MONROE, LA | 31 | $ 1,562,000 | $ 50,000 | $ 27,000 |
| PUNTA GORDA, FL | 31 | $ 2,106,000 | $ 67,000 | $ 37,000 |
| SAN ANGELO, TX | 31 | $ 1,145,000 | $ 36,000 | $ 37,000 |
| SPRINGFIELD, MO | 31 | $ 1,771,000 | $ 57,000 | $ 18,000 |
| VICTORIA, TX | 31 | $ 1,599,000 | $ 51,000 | $ 35,000 |
| WARNER ROBINS, GA | 31 | $ 1,497,000 | $ 48,000 | $ 39,000 |
| SPRINGFIELD, IL | 30 | $ 1,562,000 | $ 52,000 | $ 28,000 |
| SCRANTON--WILKES-BARRE, PA | 29 | $ 1,723,000 | $ 59,000 | $ 42,000 |
| WILMINGTON, NC | 29 | $ 1,771,000 | $ 61,000 | $ 30,000 |
| DECATUR, AL | 28 | $ 1,390,000 | $ 49,000 | $ 29,000 |
| LINCOLN, NE | 28 | $ 1,719,000 | $ 61,000 | $ 36,000 |
| WORCESTER, MA | 28 | $ 2,582,000 | $ 92,000 | $ 38,000 |
| YUMA, AZ | 28 | $ 1,803,000 | $ 64,000 | $ 31,000 |
| BOSTON-QUINCY, MA | 27 | $ 2,195,000 | $ 81,000 | $ 49,000 |
| PASCAGOULA, MS | 27 | $ 1,534,000 | $ 56,000 | $ 35,000 |
| TEXARKANA, TX-TEXARKANA, AR | 27 | $ 902,000 | $ 33,000 | $ 25,000 |
| CANTON-MASSILLON, OH | 26 | $ 1,280,000 | $ 49,000 | $ 24,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 26 | $ 1,290,000 | $ 49,000 | $ 47,000 |
| DECATUR, IL | 26 | $ 1,213,000 | $ 46,000 | $ 19,000 |
| DOTHAN, AL | 26 | $ 1,249,000 | $ 48,000 | $ 28,000 |
| LAKE CHARLES, LA | 26 | $ 1,267,000 | $ 48,000 | $ 28,000 |
| OGDEN-CLEARFIELD, UT | 26 | $ 1,919,000 | $ 73,000 | $ 40,000 |
| KALAMAZOO-PORTAGE, MI | 25 | $ 1,423,000 | $ 56,000 | $ 28,000 |
| MANCHESTER-NASHUA, NH | 25 | $ 2,093,000 | $ 83,000 | $ 41,000 |
| MODESTO, CA | 25 | $ 2,024,000 | $ 80,000 | $ 30,000 |
| NORWICH-NEW LONDON, CT | 25 | $ 2,284,000 | $ 91,000 | $ 50,000 |
| SPRINGFIELD, MA | 25 | $ 1,961,000 | $ 78,000 | $ 36,000 |
| ANDERSON, IN | 23 | $ 1,901,000 | $ 82,000 | $ 22,000 |
| LYNCHBURG, VA | 23 | $ 1,362,000 | $ 59,000 | $ 23,000 |
| SIOUX CITY, IA-NE-SD | 23 | $ 1,533,000 | $ 66,000 | $ 38,000 |
| VALDOSTA, GA | 23 | $ 1,131,000 | $ 49,000 | $ 29,000 |
| GREENVILLE, NC | 22 | $ 1,366,000 | $ 62,000 | $ 34,000 |
| CHAMPAIGN-URBANA, IL | 21 | $ 1,074,000 | $ 51,000 | $ 38,000 |
| JONESBORO, AR | 21 | $ 1,071,000 | $ 51,000 | $ 22,000 |
| JOPLIN, MO | 21 | $ 1,085,000 | $ 51,000 | $ 15,000 |
| NILES-BENTON HARBOR, MI | 20 | $ 1,159,000 | $ 57,000 | $ 12,000 |
| ASHEVILLE, NC | 19 | $ 873,000 | $ 45,000 | $ 27,000 |
| CEDAR RAPIDS, IA | 19 | $ 518,000 | $ 27,000 | $ 14,000 |
| CLEVELAND, TN | 19 | $ 1,038,000 | $ 54,000 | $ 10,000 |
| EVANSVILLE, IN-KY | 19 | $ 1,100,000 | $ 57,000 | $ 19,000 |
| FLORENCE, SC | 19 | $ 1,068,000 | $ 56,000 | $ 24,000 |
| JACKSON, TN | 19 | $ 995,000 | $ 52,000 | $ 11,000 |
| PEORIA, IL | 19 | $ 988,000 | $ 52,000 | $ 33,000 |
| ST. JOSEPH, MO-KS | 19 | $ 868,000 | $ 45,000 | $ 22,000 |
| HANFORD-CORCORAN, CA | 18 | $ 1,119,000 | $ 62,000 | $ 49,000 |
| HOT SPRINGS, AR | 18 | $ 1,136,000 | $ 63,000 | $ 40,000 |
| MUSKEGON-NORTON SHORES, MI | 18 | $ 698,000 | $ 38,000 | $ 11,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 18 | $ 1,403,000 | $ 77,000 | $ 46,000 |
| SPARTANBURG, SC | 18 | $ 865,000 | $ 48,000 | $ 27,000 |
| SUMTER, SC | 18 | $ 1,150,000 | $ 63,000 | $ 42,000 |
| VALLEJO-FAIRFIELD, CA | 18 | $ 1,416,000 | $ 78,000 | $ 117,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 17 | $ 1,022,000 | $ 60,000 | $ 23,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 17 | $ 1,267,000 | $ 74,000 | $ 50,000 |
| ANDERSON, SC | 16 | $ 953,000 | $ 59,000 | $ 22,000 |
| BILLINGS, MT | 16 | $ 841,000 | $ 52,000 | $ 35,000 |
| CHARLOTTESVILLE, VA | 16 | $ 909,000 | $ 56,000 | $ 51,000 |
| DANVILLE, VA | 16 | $ 658,000 | $ 41,000 | $ 25,000 |
| KINGSTON, NY | 16 | $ 1,177,000 | $ 73,000 | $ 34,000 |
| LAFAYETTE, IN | 16 | $ 1,031,000 | $ 64,000 | $ 16,000 |
| LAS CRUCES, NM | 16 | $ 912,000 | $ 57,000 | $ 32,000 |
| PUEBLO, CO | 16 | $ 1,084,000 | $ 67,000 | $ 14,000 |
| ROME, GA | 16 | $ 776,000 | $ 48,000 | $ 23,000 |
| STOCKTON, CA | 16 | $ 1,359,000 | $ 84,000 | $ 51,000 |
| DOVER, DE | 15 | $ 700,000 | $ 46,000 | $ 45,000 |
| DULUTH, MN-WI | 15 | $ 565,000 | $ 37,000 | $ 36,000 |
| GLENS FALLS, NY | 15 | $ 729,000 | $ 48,000 | $ 36,000 |
| GOLDSBORO, NC | 15 | $ 645,000 | $ 43,000 | $ 25,000 |
| RENO-SPARKS, NV | 15 | $ 1,226,000 | $ 81,000 | $ 54,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 15 | $ 630,000 | $ 42,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 15 | $ 13,951,000 | $ 930,000 | $ 57,000 |
| DALTON, GA | 14 | $ 778,000 | $ 55,000 | $ 29,000 |
| KANKAKEE-BRADLEY, IL | 14 | $ 689,000 | $ 49,000 | $ 22,000 |
| MADERA, CA | 14 | $ 752,000 | $ 53,000 | $ 25,000 |
| ROCKY MOUNT, NC | 14 | $ 644,000 | $ 46,000 | $ 25,000 |
| BURLINGTON, NC | 13 | $ 1,047,000 | $ 80,000 | $ 56,000 |
| ELMIRA, NY | 13 | $ 526,000 | $ 40,000 | $ 29,000 |
| ESSEX COUNTY, MA | 13 | $ 1,951,000 | $ 150,000 | $ 29,000 |
| FARGO, ND-MN | 13 | $ 777,000 | $ 59,000 | $ 41,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 13 | $ 743,000 | $ 57,000 | $ 35,000 |
| HICKORY-LENOIR-MORGANTON, NC | 13 | $ 648,000 | $ 49,000 | $ 19,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 13 | $ 830,000 | $ 63,000 | $ 35,000 |
| SPRINGFIELD, OH | 13 | $ 735,000 | $ 56,000 | $ 34,000 |
| TUSCALOOSA, AL | 13 | $ 638,000 | $ 49,000 | $ 24,000 |
| BLOOMINGTON, IN | 12 | $ 589,000 | $ 49,000 | $ 32,000 |
| FLORENCE-MUSCLE SHOALS, AL | 12 | $ 396,000 | $ 33,000 | $ 9,000 |
| GADSDEN, AL | 12 | $ 402,000 | $ 33,000 | $ 13,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 12 | $ 782,000 | $ 65,000 | $ 22,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 12 | $ 578,000 | $ 48,000 | $ 29,000 |
| LEBANON, PA | 12 | $ 759,000 | $ 63,000 | $ 35,000 |
| MICHIGAN CITY-LA PORTE, IN | 12 | $ 783,000 | $ 65,000 | $ 25,000 |
| PITTSFIELD, MA | 12 | $ 769,000 | $ 64,000 | $ 41,000 |
| ATHENS-CLARKE COUNTY, GA | 11 | $ 512,000 | $ 46,000 | $ 11,000 |
| BATTLE CREEK, MI | 11 | $ 446,000 | $ 40,000 | $ 10,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 11 | $ 864,000 | $ 78,000 | $ 58,000 |
| CHEYENNE, WY | 11 | $ 721,000 | $ 65,000 | $ 17,000 |
| JACKSON, MI | 11 | $ 503,000 | $ 45,000 | $ 36,000 |
| VERO BEACH, FL | 11 | $ 612,000 | $ 55,000 | $ 34,000 |
| BREMERTON-SILVERDALE, WA | 10 | $ 553,000 | $ 55,000 | $ 29,000 |
| BRUNSWICK, GA | 10 | $ 443,000 | $ 44,000 | $ 34,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 10 | $ 1,129,000 | $ 112,000 | $ 42,000 |
| ELKHART-GOSHEN, IN | 10 | $ 549,000 | $ 54,000 | $ 27,000 |
| FORT COLLINS-LOVELAND, CO | 10 | $ 776,000 | $ 77,000 | $ 14,000 |
| GAINESVILLE, GA | 10 | $ 617,000 | $ 61,000 | $ 20,000 |
| GREELEY, CO | 10 | $ 892,000 | $ 89,000 | $ 57,000 |
| GREEN BAY, WI | 10 | $ 626,000 | $ 62,000 | $ 20,000 |
| IDAHO FALLS, ID | 10 | $ 507,000 | $ 50,000 | $ 32,000 |
| JOHNSON CITY, TN | 10 | $ 681,000 | $ 68,000 | $ 33,000 |
| OCEAN CITY, NJ | 10 | $ 956,000 | $ 95,000 | $ 36,000 |
| ROCHESTER, MN | 10 | $ 523,000 | $ 52,000 | $ 13,000 |
| CHICO, CA | 9 | $ 690,000 | $ 76,000 | $ 71,000 |
| DANVILLE, IL | 9 | $ 264,000 | $ 29,000 | $ 16,000 |
| JANESVILLE, WI | 9 | $ 531,000 | $ 59,000 | $ 32,000 |
| MERCED, CA | 9 | $ 540,000 | $ 60,000 | $ 39,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 9 | $ 436,000 | $ 48,000 | $ 24,000 |
| PROVO-OREM, UT | 9 | $ 636,000 | $ 70,000 | $ 29,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 9 | $ 728,000 | $ 80,000 | $ 55,000 |
| BOULDER, CO | 8 | $ 435,000 | $ 54,000 | $ 10,000 |
| FARMINGTON, NM | 8 | $ 443,000 | $ 55,000 | $ 35,000 |
| GRAND JUNCTION, CO | 8 | $ 460,000 | $ 57,000 | $ 41,000 |
| MEDFORD, OR | 8 | $ 701,000 | $ 87,000 | $ 55,000 |
| SALISBURY, MD | 8 | $ 340,000 | $ 42,000 | $ 24,000 |
| ST. CLOUD, MN | 8 | $ 328,000 | $ 41,000 | $ 5,000 |
| TERRE HAUTE, IN | 8 | $ 354,000 | $ 44,000 | $ 19,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 8 | $ 324,000 | $ 40,000 | $ 35,000 |
| WHEELING, WV-OH | 8 | $ 443,000 | $ 55,000 | $ 45,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 7 | $ 244,000 | $ 34,000 | $ 20,000 |
| BLOOMINGTON-NORMAL, IL | 7 | $ 430,000 | $ 61,000 | $ 37,000 |
| BOWLING GREEN, KY | 7 | $ 375,000 | $ 53,000 | $ 31,000 |
| EL CENTRO, CA | 7 | $ 354,000 | $ 50,000 | $ 8,000 |
| EUGENE-SPRINGFIELD, OR | 7 | $ 482,000 | $ 68,000 | $ 53,000 |
| FLAGSTAFF, AZ | 7 | $ 17,884,000 | $ 2,554,000 | $ 20,000 |
| GRAND FORKS, ND-MN | 7 | $ 412,000 | $ 58,000 | $ 45,000 |
| HATTIESBURG, MS | 7 | $ 406,000 | $ 58,000 | $ 24,000 |
| MANSFIELD, OH | 7 | $ 155,000 | $ 22,000 | $ 14,000 |
| MORGANTOWN, WV | 7 | $ 449,000 | $ 64,000 | $ 25,000 |
| NAPLES-MARCO ISLAND, FL | 7 | $ 593,000 | $ 84,000 | $ 25,000 |
| OWENSBORO, KY | 7 | $ 301,000 | $ 43,000 | $ 14,000 |
| PARKERSBURG-MARIETTA, WV-OH | 7 | $ 438,000 | $ 62,000 | $ 32,000 |
| PRESCOTT, AZ | 7 | $ 629,000 | $ 89,000 | $ 43,000 |
| RACINE, WI | 7 | $ 494,000 | $ 70,000 | $ 13,000 |
| REDDING, CA | 7 | $ 346,000 | $ 49,000 | $ 33,000 |
| SALEM, OR | 7 | $ 320,000 | $ 45,000 | $ 37,000 |
| SANDUSKY, OH | 7 | $ 356,000 | $ 50,000 | $ 27,000 |
| SIOUX FALLS, SD | 7 | $ 403,000 | $ 57,000 | $ 6,000 |
| YAKIMA, WA | 7 | $ 474,000 | $ 67,000 | $ 40,000 |
| BAY CITY, MI | 6 | $ 311,000 | $ 51,000 | $ 32,000 |
| BISMARCK, ND | 6 | $ 385,000 | $ 64,000 | $ 64,000 |
| CARSON CITY, NV | 6 | $ 204,000 | $ 34,000 | $ 16,000 |
| COLUMBIA, MO | 6 | $ 461,000 | $ 76,000 | $ 32,000 |
| ELIZABETHTOWN, KY | 6 | $ 334,000 | $ 55,000 | $ 24,000 |
| GREAT FALLS, MT | 6 | $ 234,000 | $ 39,000 | $ 15,000 |
| HOLLAND-GRAND HAVEN, MI | 6 | $ 418,000 | $ 69,000 | $ 11,000 |
| MADISON, WI | 6 | $ 346,000 | $ 57,000 | $ 39,000 |
| OLYMPIA, WA | 6 | $ 622,000 | $ 103,000 | $ 37,000 |
| RAPID CITY, SD | 6 | $ 434,000 | $ 72,000 | $ 54,000 |
| SALINAS, CA | 6 | $ 256,000 | $ 42,000 | $ 42,000 |
| WINCHESTER, VA-WV | 6 | $ 550,000 | $ 91,000 | $ 32,000 |
| YUBA CITY, CA | 6 | $ 671,000 | $ 111,000 | $ 47,000 |
| ALTOONA, PA | 5 | $ 263,000 | $ 52,000 | $ 15,000 |
| APPLETON, WI | 5 | $ 340,000 | $ 68,000 | $ 36,000 |
| AUBURN-OPELIKA, AL | 5 | $ 261,000 | $ 52,000 | $ 10,000 |
| CASPER, WY | 5 | $ 103,000 | $ 20,000 | $ 5,000 |
| COLUMBUS, IN | 5 | $ 455,000 | $ 91,000 | $ 26,000 |
| ITHACA, NY | 5 | $ 276,000 | $ 55,000 | $ 54,000 |
| LONGVIEW, WA | 5 | $ 207,000 | $ 41,000 | $ 31,000 |
| POCATELLO, ID | 5 | $ 451,000 | $ 90,000 | $ 18,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 5 | $ 210,000 | $ 42,000 | $ 18,000 |
| ANN ARBOR, MI | 4 | $ 325,000 | $ 81,000 | $ 62,000 |
| BANGOR, ME | 4 | $ 160,000 | $ 40,000 | $ 44,000 |
| BARNSTABLE TOWN, MA | 4 | $ 1,566,000 | $ 391,000 | $ 52,000 |
| BEND, OR | 4 | $ 267,000 | $ 66,000 | $ 18,000 |
| COEUR D'ALENE, ID | 4 | $ 192,000 | $ 48,000 | $ 13,000 |
| CUMBERLAND, MD-WV | 4 | $ 189,000 | $ 47,000 | $ 34,000 |
| EAU CLAIRE, WI | 4 | $ 242,000 | $ 60,000 | $ 0 |
| FAIRBANKS, AK | 4 | $ 393,000 | $ 98,000 | $ 36,000 |
| HARRISONBURG, VA | 4 | $ 197,000 | $ 49,000 | $ 21,000 |
| JEFFERSON CITY, MO | 4 | $ 174,000 | $ 43,000 | $ 19,000 |
| LIMA, OH | 4 | $ 117,000 | $ 29,000 | $ 29,000 |
| MONROE, MI | 4 | $ 227,000 | $ 56,000 | $ 48,000 |
| NAPA, CA | 4 | $ 260,000 | $ 65,000 | $ 33,000 |
| OSHKOSH-NEENAH, WI | 4 | $ 269,000 | $ 67,000 | $ 18,000 |
| WATERLOO-CEDAR FALLS, IA | 4 | $ 152,000 | $ 38,000 | $ 31,000 |
| WAUSAU, WI | 4 | $ 294,000 | $ 73,000 | $ 45,000 |
| WILLIAMSPORT, PA | 4 | $ 204,000 | $ 51,000 | $ 55,000 |
| BELLINGHAM, WA | 3 | $ 291,000 | $ 97,000 | $ 37,000 |
| CORVALLIS, OR | 3 | $ 82,000 | $ 27,000 | $ 28,000 |
| DUBUQUE, IA | 3 | $ 147,000 | $ 49,000 | $ 27,000 |
| IOWA CITY, IA | 3 | $ 71,000 | $ 23,000 | $ 8,000 |
| JOHNSTOWN, PA | 3 | $ 78,000 | $ 26,000 | $ 5,000 |
| LA CROSSE, WI-MN | 3 | $ 168,000 | $ 56,000 | $ 62,000 |
| LEWISTON-AUBURN, ME | 3 | $ 208,000 | $ 69,000 | $ 58,000 |
| MISSOULA, MT | 3 | $ 114,000 | $ 38,000 | $ 41,000 |
| MORRISTOWN, TN | 3 | $ 193,000 | $ 64,000 | $ 81,000 |
| SHEBOYGAN, WI | 3 | $ 231,000 | $ 77,000 | $ 23,000 |
| ST. GEORGE, UT | 3 | $ 277,000 | $ 92,000 | $ 48,000 |
| WENATCHEE, WA | 3 | $ 175,000 | $ 58,000 | $ 43,000 |
| FOND DU LAC, WI | 2 | $ 142,000 | $ 71,000 | $ 80,000 |
| LAWRENCE, KS | 2 | $ 158,000 | $ 79,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 163,000 | $ 81,000 | $ 27,000 |
| MUNCIE, IN | 2 | $ 18,000 | $ 9,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 2 | $ 101,000 | $ 50,000 | $ 63,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 103,000 | $ 51,000 | $ 0 |
| SANTA FE, NM | 2 | $ 216,000 | $ 108,000 | $ 0 |
| AMES, IA | 1 | $ 1,000 | $ 1,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 176,000 | $ 176,000 | $ 18,000 |
| SANTA ROSA-PETALUMA, CA | 1 | $ 50,000 | $ 50,000 | $ 118,000 |
| STATE COLLEGE, PA | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for Midfirst Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 19,848 | $1,320,805,000 | $70,549 | $1,200,000 | $39,392 | $1,487,000 |
| Home Purchase | 14,108 | $795,674,000 | $58,490 | $13,460,000 | $11,764 | $9,200,000 |
| Home Improvement | 3,340 | $209,995,000 | $63,137 | $17,600,000 | $60,098 | $1,800,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,730 | $750,912,000 | $58,254 | $17,600,000 | $3,411 | $9,200,000 |
| White | 13,255 | $886,428,000 | $68,156 | $1,000,000 | $49,470 | $1,800,000 |
| Black or African American | 4,805 | $318,224,000 | $69,577 | $403,000 | $44,044 | $360,000 |
| Not Provided | 2,494 | $163,365,000 | $64,196 | $1,742,000 | $37,176 | $566,000 |
| Hispanic | 2,468 | $163,807,000 | $70,444 | $387,000 | $37,266 | $960,000 |
| American Indian or Alaskan Native | 245 | $20,658,000 | $101,358 | $4,300,000 | $47,512 | $1,056,000 |
| Asian | 225 | $16,211,000 | $73,437 | $360,000 | $52,625 | $217,000 |
| Native Hawaiian or Other Pacific Islander | 74 | $6,869,000 | $79,208 | $368,000 | $54,291 | $576,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 22,314 | $1,233,877,000 | $57,705 | $433,000 | $24,117 | $728,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,953 | $789,522,000 | $83,803 | $17,600,000 | $59,098 | $9,200,000 |
| VA-guaranteed (Veterans Administration) | 5,914 | $296,662,000 | $57,666 | $251,000 | $29,901 | $1,032,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 115 | $6,413,000 | $56,666 | $162,000 | $300 | $36,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 13,707 | $676,121,000 | $51,764 | $500,000 | $78 | $362,000 |
| Loan Originated | 9,172 | $703,032,000 | $76,372 | $17,600,000 | $50,686 | $9,200,000 |
| Application Denied By Financial Institution | 7,466 | $492,730,000 | $68,313 | $4,300,000 | $48,294 | $1,800,000 |
| File Closed For Incompleteness | 3,716 | $222,536,000 | $62,450 | $268,000 | $29,568 | $960,000 |
| Application Withdrawn By Applicant | 2,797 | $205,028,000 | $75,680 | $650,000 | $43,160 | $1,800,000 |
| Application Approved But Not Accepted | 438 | $27,027,000 | $61,450 | $248,000 | $37,475 | $728,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 2,293 | $155,385,000 | $72,020 | $463,000 | $38,900 | $720,000 |
| Credit History | 1,959 | $132,065,000 | $74,458 | $4,300,000 | $54,166 | $600,000 |
| Credit Application Incomplete | 1,940 | $121,326,000 | $62,820 | $393,000 | $51,980 | $1,800,000 |
| Debt-To-Income Ratio | 760 | $50,286,000 | $67,326 | $665,000 | $47,836 | $260,000 |
| Collateral | 327 | $20,768,000 | $69,106 | $313,000 | $58,765 | $248,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 118 | $8,253,000 | $69,266 | $230,000 | $34,266 | $134,000 |
| Unverifiable Information | 46 | $3,165,000 | $62,478 | $375,000 | $38,739 | $150,000 |
| Employment History | 23 | $1,482,000 | $62,750 | $162,000 | $48,416 | $95,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midfirst Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.