7 mortgage lenders are based in Midlothian, VA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Chesterfield County, VA in 2025.
In 2025, 388 lenders made 10,860 home loans worth $3.6 billion in Chesterfield County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Chesterfield County, which includes Midlothian.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Virginia Federal Credit Union Richmond, VA | 688 | $114.3M | $166,000 | 6.3% |
| 2 | United Wholesale Mortgage Plymouth, MI | 566 | $207.4M | $366,000 | 5.2% |
| 3 | NVR Mortgage Finance, Inc. Pittsburgh, PA | 363 | $151.7M | $418,000 | 3.3% |
| 4 | Truist Bank Raleigh, NC | 323 | $89.5M | $277,000 | 3.0% |
| 5 | Navy Federal Credit Union Vienna, VA | 319 | $67.8M | $213,000 | 2.9% |
| 6 | Capital Center LLC Glen Allen, VA | 318 | $108.1M | $340,000 | 2.9% |
| 7 | PennyMac Loan Services LLC Westlake Village, CA | 274 | $72.8M | $266,000 | 2.5% |
| 8 | C&F Mortgage Corporation Midlothian, VA | 258 | $94.2M | $365,000 | 2.4% |
| 9 | First Heritage Mortgage, LLC Fairfax, VA | 245 | $86.3M | $352,000 | 2.3% |
| 10 | Freedom Mortgage Corporation Boca Raton, FL | 215 | $83.2M | $387,000 | 2.0% |
See every lender in Chesterfield County and its 2025 mortgage data · top lenders in Virginia · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Bank of Virginia
11730 HULL STREET ROAD MIDLOTHIAN, VA 23112 |
* | 247 | $80,412,000 |
| C&F Mortgage Corporation
1400 ALVERSER DRIVE MIDLOTHIAN, VA 23113 |
* | 105,990 | $22,526,122,000 |
| C&F Select LLC
1 PARK WEST CIRCLE SUITE 203 MIDLOTHIAN, VA 23113 |
* | 1,238 | $394,100,000 |
| River City Bank
15521 MIDLOTHIAN TURNPIKE, SUITE 200 MIDLOTHIAN, VA 23113 |
* | 77 | $14,802,000 |
| Village Bank and Trust Financial Corp
P.O. BOX 330 MIDLOTHIAN, VA 23113 |
* | 366 | $70,180,000 |
| Village Bank and Trust Financial Corp.
P. O. BOX 330 MIDLOTHIAN, VA 23113 |
* | 1,362 | $210,828,000 |
| Village Bank Mortgage
13305 MIDLOTHIAN TURNPIKE MIDLOTHIAN, VA 23113 |
* | 26,656 | $4,684,123,000 |
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