Mlsg, Inc. Mortgage Lending & HMDA Data, 2006
In 2006, Mlsg, Inc. of Reno, NV reported 4,419 mortgage applications totaling $931.0 million, down 43% from 2005. The average application was for $210,683, and applicants reported an average income of $197,972. 37% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (422), Los Angeles-Long Beach-Glendale, CA (399) and Phoenix-Mesa-Scottsdale, AZ (258) (applications in parentheses).
| Mortgage Company & Address | Mlsg, Inc. 10615 Professional Circle Reno, NV 89521 |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,419 |
| Total Mortgage Loan Application Amount | $931,012,000 |
| Average Mortgage Loan Application Amount | $210,683 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $197,972 |
| Highest Applicant Income | $3,192,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mlsg, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 399 | $ 111,672,000 | $ 279,879 | $ 252,000 |
| San Bernardino, California | 250 | $ 58,227,000 | $ 232,908 | $ 192,000 |
| Maricopa, Arizona | 236 | $ 45,052,000 | $ 190,898 | $ 151,000 |
| Clark, Nevada | 230 | $ 42,617,000 | $ 185,291 | $ 168,000 |
| Riverside, California | 172 | $ 45,420,000 | $ 264,069 | $ 274,000 |
| Sacramento, California | 168 | $ 38,969,000 | $ 231,958 | $ 206,000 |
| Washoe, Nevada | 120 | $ 23,070,000 | $ 192,250 | $ 159,000 |
| Kern, California | 96 | $ 17,482,000 | $ 182,104 | $ 181,000 |
| Fresno, California | 95 | $ 17,599,000 | $ 185,252 | $ 173,000 |
| San Joaquin, California | 77 | $ 19,888,000 | $ 258,285 | $ 229,000 |
| Alameda, California | 73 | $ 19,839,000 | $ 271,767 | $ 257,000 |
| Orange, California | 72 | $ 23,939,000 | $ 332,486 | $ 377,000 |
| San Diego, California | 69 | $ 19,489,000 | $ 282,449 | $ 349,000 |
| Solano, California | 69 | $ 17,809,000 | $ 258,101 | $ 182,000 |
| Tulare, California | 63 | $ 10,329,000 | $ 163,952 | $ 143,000 |
| Stanislaus, California | 61 | $ 12,929,000 | $ 211,950 | $ 168,000 |
| Contra Costa, California | 59 | $ 16,529,000 | $ 280,152 | $ 322,000 |
| King, Washington | 59 | $ 13,750,000 | $ 233,050 | $ 257,000 |
| Multnomah, Oregon | 57 | $ 8,982,000 | $ 157,578 | $ 129,000 |
| Imperial, California | 56 | $ 9,930,000 | $ 177,321 | $ 129,000 |
| Clackamas, Oregon | 49 | $ 9,264,000 | $ 189,061 | $ 165,000 |
| Salt Lake, Utah | 40 | $ 6,206,000 | $ 155,150 | $ 110,000 |
| Santa Clara, California | 38 | $ 11,605,000 | $ 305,394 | $ 325,000 |
| Marion, Oregon | 37 | $ 5,220,000 | $ 141,081 | $ 122,000 |
| Pierce, Washington | 35 | $ 6,253,000 | $ 178,657 | $ 160,000 |
| Virginia Beach, Virginia | 34 | $ 5,378,000 | $ 158,176 | $ 119,000 |
| Clark, Washington | 34 | $ 4,559,000 | $ 134,088 | $ 121,000 |
| Pima, Arizona | 33 | $ 5,013,000 | $ 151,909 | $ 116,000 |
| Chesterfield, Virginia | 31 | $ 3,879,000 | $ 125,129 | $ 115,000 |
| Norfolk, Virginia | 30 | $ 3,742,000 | $ 124,733 | $ 87,000 |
| Placer, California | 28 | $ 8,204,000 | $ 293,000 | $ 182,000 |
| Washington, Oregon | 26 | $ 5,247,000 | $ 201,807 | $ 165,000 |
| Chesapeake, Virginia | 25 | $ 5,014,000 | $ 200,560 | $ 195,000 |
| Merced, California | 23 | $ 4,511,000 | $ 196,130 | $ 201,000 |
| Prince William, Virginia | 23 | $ 5,940,000 | $ 258,260 | $ 180,000 |
| Pinal, Arizona | 22 | $ 4,122,000 | $ 187,363 | $ 149,000 |
| Snohomish, Washington | 22 | $ 4,568,000 | $ 207,636 | $ 184,000 |
| Lyon, Nevada | 21 | $ 3,887,000 | $ 185,095 | $ 185,000 |
| Sonoma, California | 19 | $ 4,360,000 | $ 229,473 | $ 231,000 |
| Henrico, Virginia | 19 | $ 2,460,000 | $ 129,473 | $ 124,000 |
| Linn, Oregon | 18 | $ 1,784,000 | $ 99,111 | $ 75,000 |
| Portsmouth, Virginia | 17 | $ 2,432,000 | $ 143,058 | $ 90,000 |
| Spokane, Washington | 17 | $ 1,887,000 | $ 111,000 | $ 113,000 |
| Humboldt, California | 16 | $ 3,001,000 | $ 187,562 | $ 254,000 |
| Santa Barbara, California | 16 | $ 4,742,000 | $ 296,375 | $ 283,000 |
| Utah, Utah | 16 | $ 2,570,000 | $ 160,625 | $ 162,000 |
| Washington, Utah | 16 | $ 2,802,000 | $ 175,125 | $ 238,000 |
| Madera, California | 15 | $ 2,524,000 | $ 168,266 | $ 134,000 |
| Davis, Utah | 15 | $ 2,173,000 | $ 144,866 | $ 115,000 |
| Cochise, Arizona | 14 | $ 1,693,000 | $ 120,928 | $ 86,000 |
| Napa, California | 13 | $ 4,269,000 | $ 328,384 | $ 175,000 |
| Weber, Utah | 13 | $ 1,863,000 | $ 143,307 | $ 145,000 |
| San Benito, California | 12 | $ 3,201,000 | $ 266,750 | $ 250,000 |
| Nevada, California | 11 | $ 3,446,000 | $ 313,272 | $ 297,000 |
| Santa Cruz, California | 11 | $ 4,030,000 | $ 366,363 | $ 445,000 |
| Adams, Colorado | 11 | $ 1,333,000 | $ 121,181 | $ 147,000 |
| St. Tammany, Louisiana | 11 | $ 1,786,000 | $ 162,363 | $ 199,000 |
| Fairfax, Virginia | 11 | $ 2,362,000 | $ 214,727 | $ 236,000 |
| Mohave, Arizona | 10 | $ 1,169,000 | $ 116,900 | $ 77,000 |
| El Dorado, California | 10 | $ 2,953,000 | $ 295,300 | $ 239,000 |
| Kings, California | 10 | $ 1,610,000 | $ 161,000 | $ 122,000 |
| Shasta, California | 10 | $ 1,424,000 | $ 142,400 | $ 114,000 |
| Richmond City, Virginia | 10 | $ 1,223,000 | $ 122,300 | $ 108,000 |
| Yolo, California | 9 | $ 2,199,000 | $ 244,333 | $ 255,000 |
| Jackson, Oregon | 9 | $ 1,600,000 | $ 177,777 | $ 178,000 |
| Yakima, Washington | 9 | $ 1,056,000 | $ 117,333 | $ 138,000 |
| Lake, California | 8 | $ 1,552,000 | $ 194,000 | $ 246,000 |
| San Francisco, California | 8 | $ 2,216,000 | $ 277,000 | $ 290,000 |
| Denver, Colorado | 8 | $ 964,000 | $ 120,500 | $ 104,000 |
| Bannock, Idaho | 8 | $ 610,000 | $ 76,250 | $ 83,000 |
| Hennepin, Minnesota | 8 | $ 936,000 | $ 117,000 | $ 151,000 |
| Suffolk, Virginia | 8 | $ 1,904,000 | $ 238,000 | $ 205,000 |
| Kitsap, Washington | 8 | $ 1,391,000 | $ 173,875 | $ 149,000 |
| Amador, California | 7 | $ 1,654,000 | $ 236,285 | $ 223,000 |
| Monterey, California | 7 | $ 1,830,000 | $ 261,428 | $ 157,000 |
| Ventura, California | 7 | $ 2,353,000 | $ 336,142 | $ 270,000 |
| Arapahoe, Colorado | 7 | $ 742,000 | $ 106,000 | $ 93,000 |
| Douglas, Colorado | 7 | $ 1,200,000 | $ 171,428 | $ 91,000 |
| Carson City, Nevada | 7 | $ 1,540,000 | $ 220,000 | $ 118,000 |
| Elko, Nevada | 7 | $ 902,000 | $ 128,857 | $ 106,000 |
| Clatsop, Oregon | 7 | $ 1,064,000 | $ 152,000 | $ 156,000 |
| Hampton, Virginia | 7 | $ 1,111,000 | $ 158,714 | $ 111,000 |
| Loudoun, Virginia | 7 | $ 1,245,000 | $ 177,857 | $ 239,000 |
| Newport News, Virginia | 7 | $ 886,000 | $ 126,571 | $ 102,000 |
| Calaveras, California | 6 | $ 1,469,000 | $ 244,833 | $ 238,000 |
| San Mateo, California | 6 | $ 1,107,000 | $ 184,500 | $ 299,000 |
| Yuba, California | 6 | $ 1,086,000 | $ 181,000 | $ 282,000 |
| Lake, Indiana | 6 | $ 912,000 | $ 152,000 | $ 143,000 |
| St. Louis, Missouri | 6 | $ 660,000 | $ 110,000 | $ 144,000 |
| Cuyahoga, Ohio | 6 | $ 919,000 | $ 153,166 | $ 198,000 |
| Columbia, Oregon | 6 | $ 708,000 | $ 118,000 | $ 109,000 |
| Polk, Oregon | 6 | $ 656,000 | $ 109,333 | $ 121,000 |
| Yuma, Arizona | 5 | $ 593,000 | $ 118,600 | $ 73,000 |
| Butte, California | 5 | $ 947,000 | $ 189,400 | $ 152,000 |
| Mendocino, California | 5 | $ 1,122,000 | $ 224,400 | $ 266,000 |
| Jefferson, Colorado | 5 | $ 1,404,000 | $ 280,800 | $ 326,000 |
| East Baton Rouge, Louisiana | 5 | $ 796,000 | $ 159,200 | $ 167,000 |
| Josephine, Oregon | 5 | $ 1,278,000 | $ 255,600 | $ 210,000 |
| Grays Harbor, Washington | 5 | $ 530,000 | $ 106,000 | $ 119,000 |
| Lewis, Washington | 5 | $ 536,000 | $ 107,200 | $ 101,000 |
| Santa Cruz, Arizona | 4 | $ 573,000 | $ 143,250 | $ 153,000 |
| San Luis Obispo, California | 4 | $ 1,146,000 | $ 286,500 | $ 333,000 |
| Sutter, California | 4 | $ 747,000 | $ 186,750 | $ 141,000 |
| Tehama, California | 4 | $ 924,000 | $ 231,000 | $ 173,000 |
| Ada, Idaho | 4 | $ 588,000 | $ 147,000 | $ 175,000 |
| Kootenai, Idaho | 4 | $ 675,000 | $ 168,750 | $ 62,000 |
| Clark, Indiana | 4 | $ 322,000 | $ 80,500 | $ 97,000 |
| Oakland, Michigan | 4 | $ 1,083,000 | $ 270,750 | $ 423,000 |
| Chisago, Minnesota | 4 | $ 425,000 | $ 106,250 | $ 64,000 |
| Douglas, Nevada | 4 | $ 677,000 | $ 169,250 | $ 102,000 |
| Franklin, Ohio | 4 | $ 216,000 | $ 54,000 | $ 61,000 |
| Deschutes, Oregon | 4 | $ 907,000 | $ 226,750 | $ 169,000 |
| Douglas, Oregon | 4 | $ 479,000 | $ 119,750 | $ 132,000 |
| Yamhill, Oregon | 4 | $ 576,000 | $ 144,000 | $ 138,000 |
| Culpeper, Virginia | 4 | $ 1,074,000 | $ 268,500 | $ 278,000 |
| Hopewell, Virginia | 4 | $ 230,000 | $ 57,500 | $ 63,000 |
| Manassas, Virginia | 4 | $ 519,000 | $ 129,750 | $ 202,000 |
| Orange, Virginia | 4 | $ 517,000 | $ 129,250 | $ 38,000 |
| Yavapai, Arizona | 3 | $ 566,000 | $ 188,666 | $ 72,000 |
| Plumas, California | 3 | $ 364,000 | $ 121,333 | $ 65,000 |
| Pueblo, Colorado | 3 | $ 335,000 | $ 111,666 | $ 174,000 |
| Weld, Colorado | 3 | $ 494,000 | $ 164,666 | $ 113,000 |
| Allen, Indiana | 3 | $ 255,000 | $ 85,000 | $ 84,000 |
| Floyd, Indiana | 3 | $ 207,000 | $ 69,000 | $ 38,000 |
| Terrebonne, Louisiana | 3 | $ 332,000 | $ 110,666 | $ 142,000 |
| Wayne, Michigan | 3 | $ 279,000 | $ 93,000 | $ 145,000 |
| Anoka, Minnesota | 3 | $ 401,000 | $ 133,666 | $ 128,000 |
| Dakota, Minnesota | 3 | $ 459,000 | $ 153,000 | $ 239,000 |
| Lane, Oregon | 3 | $ 300,000 | $ 100,000 | $ 38,000 |
| Jefferson, Tennessee | 3 | $ 728,000 | $ 242,666 | $ 379,000 |
| Arlington, Virginia | 3 | $ 405,000 | $ 135,000 | $ 146,000 |
| Caroline, Virginia | 3 | $ 519,000 | $ 173,000 | $ 125,000 |
| Frederick, Virginia | 3 | $ 628,000 | $ 209,333 | $ 164,000 |
| Manassas Park, Virginia | 3 | $ 688,000 | $ 229,333 | $ 79,000 |
| Stafford, Virginia | 3 | $ 536,000 | $ 178,666 | $ 168,000 |
| Mason, Washington | 3 | $ 306,000 | $ 102,000 | $ 83,000 |
| Laramie, Wyoming | 3 | $ 366,000 | $ 122,000 | $ 67,000 |
| Coconino, Arizona | 2 | $ 362,000 | $ 181,000 | $ 283,000 |
| Graham, Arizona | 2 | $ 226,000 | $ 113,000 | $ 61,000 |
| Garfield, Colorado | 2 | $ 136,000 | $ 68,000 | $ 106,000 |
| Twin Falls, Idaho | 2 | $ 110,000 | $ 55,000 | $ 86,000 |
| Marion, Indiana | 2 | $ 179,000 | $ 89,500 | $ 89,000 |
| Porter, Indiana | 2 | $ 310,000 | $ 155,000 | $ 67,000 |
| St. Joseph, Indiana | 2 | $ 155,000 | $ 77,500 | $ 77,000 |
| Tippecanoe, Indiana | 2 | $ 230,000 | $ 115,000 | $ 180,000 |
| Lafourche, Louisiana | 2 | $ 198,000 | $ 99,000 | $ 54,000 |
| Livingston, Louisiana | 2 | $ 451,000 | $ 225,500 | $ 181,000 |
| Rapides, Louisiana | 2 | $ 218,000 | $ 109,000 | $ 84,000 |
| Emmet, Michigan | 2 | $ 159,000 | $ 79,500 | $ 124,000 |
| Macomb, Michigan | 2 | $ 82,000 | $ 41,000 | $ 26,000 |
| Isanti, Minnesota | 2 | $ 203,000 | $ 101,500 | $ 64,000 |
| Le Sueur, Minnesota | 2 | $ 389,000 | $ 194,500 | $ 51,000 |
| Mille Lacs, Minnesota | 2 | $ 162,000 | $ 81,000 | $ 48,000 |
| Ramsey, Minnesota | 2 | $ 317,000 | $ 158,500 | $ 62,000 |
| Sherburne, Minnesota | 2 | $ 174,000 | $ 87,000 | $ 136,000 |
| Jackson, Missouri | 2 | $ 240,000 | $ 120,000 | $ 187,000 |
| St. Louis City, Missouri | 2 | $ 235,000 | $ 117,500 | $ 184,000 |
| Humboldt, Nevada | 2 | $ 104,000 | $ 52,000 | $ 25,000 |
| Nye, Nevada | 2 | $ 551,000 | $ 275,500 | $ 457,000 |
| Butler, Ohio | 2 | $ 530,000 | $ 265,000 | $ 241,000 |
| Ottawa, Oklahoma | 2 | $ 213,000 | $ 106,500 | $ 166,000 |
| Rogers, Oklahoma | 2 | $ 153,000 | $ 76,500 | $ 64,000 |
| Benton, Oregon | 2 | $ 279,000 | $ 139,500 | $ 86,000 |
| Lincoln, Oregon | 2 | $ 162,000 | $ 81,000 | $ 123,000 |
| Morrow, Oregon | 2 | $ 125,000 | $ 62,500 | $ 97,000 |
| Union, Oregon | 2 | $ 154,000 | $ 77,000 | $ 93,000 |
| Beaufort, South Carolina | 2 | $ 545,000 | $ 272,500 | $ 315,000 |
| Colonial Heights, Virginia | 2 | $ 165,000 | $ 82,500 | $ 129,000 |
| Fauquier, Virginia | 2 | $ 235,000 | $ 117,500 | $ 67,000 |
| Halifax, Virginia | 2 | $ 128,000 | $ 64,000 | $ 75,000 |
| Petersburg, Virginia | 2 | $ 100,000 | $ 50,000 | $ 78,000 |
| Roanoke City, Virginia | 2 | $ 177,000 | $ 88,500 | $ 100,000 |
| Spotsylvania, Virginia | 2 | $ 462,000 | $ 231,000 | $ 203,000 |
| Thurston, Washington | 2 | $ 260,000 | $ 130,000 | $ 70,000 |
| Colusa, California | 1 | $ 318,000 | $ 318,000 | $ 71,000 |
| Glenn, California | 1 | $ 206,000 | $ 206,000 | $ 322,000 |
| Inyo, California | 1 | $ 176,000 | $ 176,000 | $ 55,000 |
| Marin, California | 1 | $ 120,000 | $ 120,000 | $ 180,000 |
| Sierra, California | 1 | $ 228,000 | $ 228,000 | $ 38,000 |
| Tuolumne, California | 1 | $ 223,000 | $ 223,000 | $ 348,000 |
| El Paso, Colorado | 1 | $ 178,000 | $ 178,000 | $ 278,000 |
| Fremont, Colorado | 1 | $ 129,000 | $ 129,000 | $ 80,000 |
| Larimer, Colorado | 1 | $ 187,000 | $ 187,000 | $ 54,000 |
| Park, Colorado | 1 | $ 60,000 | $ 60,000 | $ 73,000 |
| Gwinnett, Georgia | 1 | $ 142,000 | $ 142,000 | $ 222,000 |
| Bonner, Idaho | 1 | $ 275,000 | $ 275,000 | $ 430,000 |
| Bonneville, Idaho | 1 | $ 60,000 | $ 60,000 | $ 94,000 |
| Canyon, Idaho | 1 | $ 59,000 | $ 59,000 | $ 61,000 |
| Gem, Idaho | 1 | $ 373,000 | $ 373,000 | $ 56,000 |
| Power, Idaho | 1 | $ 72,000 | $ 72,000 | $ 39,000 |
| Adams, Indiana | 1 | $ 76,000 | $ 76,000 | $ 119,000 |
| Huntington, Indiana | 1 | $ 77,000 | $ 77,000 | $ 120,000 |
| Madison, Indiana | 1 | $ 68,000 | $ 68,000 | $ 106,000 |
| Putnam, Indiana | 1 | $ 54,000 | $ 54,000 | $ 84,000 |
| Vanderburgh, Indiana | 1 | $ 50,000 | $ 50,000 | $ 78,000 |
| Whitley, Indiana | 1 | $ 105,000 | $ 105,000 | $ 164,000 |
| Fayette, Kentucky | 1 | $ 401,000 | $ 401,000 | $ 627,000 |
| Ascension, Louisiana | 1 | $ 92,000 | $ 92,000 | $ 67,000 |
| Jefferson, Louisiana | 1 | $ 180,000 | $ 180,000 | $ 59,000 |
| St. Mary, Louisiana | 1 | $ 173,000 | $ 173,000 | $ 60,000 |
| Washington, Louisiana | 1 | $ 109,000 | $ 109,000 | $ 62,000 |
| Washington, Minnesota | 1 | $ 203,000 | $ 203,000 | $ 84,000 |
| Taney, Missouri | 1 | $ 154,000 | $ 154,000 | $ 31,000 |
| Carbon, Montana | 1 | $ 149,000 | $ 149,000 | $ 233,000 |
| Custer, Montana | 1 | $ 150,000 | $ 150,000 | $ 234,000 |
| Gallatin, Montana | 1 | $ 159,000 | $ 159,000 | $ 54,000 |
| Ravalli, Montana | 1 | $ 107,000 | $ 107,000 | $ 167,000 |
| Yellowstone, Montana | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Churchill, Nevada | 1 | $ 189,000 | $ 189,000 | $ 54,000 |
| Lander, Nevada | 1 | $ 85,000 | $ 85,000 | $ 133,000 |
| White Pine, Nevada | 1 | $ 60,000 | $ 60,000 | $ 94,000 |
| Fairfield, Ohio | 1 | $ 158,000 | $ 158,000 | $ 247,000 |
| Mahoning, Ohio | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| Wayne, Ohio | 1 | $ 62,000 | $ 62,000 | $ 53,000 |
| Delaware, Oklahoma | 1 | $ 188,000 | $ 188,000 | $ 294,000 |
| Klamath, Oregon | 1 | $ 90,000 | $ 90,000 | $ 44,000 |
| Charleston, South Carolina | 1 | $ 379,000 | $ 379,000 | $ 170,000 |
| Horry, South Carolina | 1 | $ 504,000 | $ 504,000 | $ 118,000 |
| Cocke, Tennessee | 1 | $ 67,000 | $ 67,000 | $ 33,000 |
| Davidson, Tennessee | 1 | $ 327,000 | $ 327,000 | $ 68,000 |
| Fayette, Tennessee | 1 | $ 165,000 | $ 165,000 | $ 131,000 |
| Franklin, Tennessee | 1 | $ 106,000 | $ 106,000 | $ 166,000 |
| Grainger, Tennessee | 1 | $ 52,000 | $ 52,000 | $ 81,000 |
| Hamblen, Tennessee | 1 | $ 131,000 | $ 131,000 | $ 205,000 |
| Knox, Tennessee | 1 | $ 144,000 | $ 144,000 | $ 29,000 |
| Lewis, Tennessee | 1 | $ 148,000 | $ 148,000 | $ 231,000 |
| Iron, Utah | 1 | $ 140,000 | $ 140,000 | $ 78,000 |
| Tooele, Utah | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| Uintah, Utah | 1 | $ 180,000 | $ 180,000 | $ 50,000 |
| Charles City, Virginia | 1 | $ 270,000 | $ 270,000 | $ 55,000 |
| Goochland, Virginia | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| Greene, Virginia | 1 | $ 210,000 | $ 210,000 | $ 40,000 |
| Hanover, Virginia | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| James City, Virginia | 1 | $ 233,000 | $ 233,000 | $ 364,000 |
| King George, Virginia | 1 | $ 137,000 | $ 137,000 | $ 30,000 |
| Lynchburg, Virginia | 1 | $ 141,000 | $ 141,000 | $ 44,000 |
| New Kent, Virginia | 1 | $ 240,000 | $ 240,000 | $ 79,000 |
| Nottoway, Virginia | 1 | $ 132,000 | $ 132,000 | $ 34,000 |
| Prince Edward, Virginia | 1 | $ 230,000 | $ 230,000 | $ 359,000 |
| Roanoke, Virginia | 1 | $ 136,000 | $ 136,000 | $ 144,000 |
| Southampton, Virginia | 1 | $ 128,000 | $ 128,000 | $ 200,000 |
| Warren, Virginia | 1 | $ 153,000 | $ 153,000 | $ 239,000 |
| York, Virginia | 1 | $ 155,000 | $ 155,000 | $ 242,000 |
| Island, Washington | 1 | $ 226,000 | $ 226,000 | $ 39,000 |
| Skagit, Washington | 1 | $ 159,000 | $ 159,000 | $ 60,000 |
| Stevens, Washington | 1 | $ 50,000 | $ 50,000 | $ 78,000 |
| Whatcom, Washington | 1 | $ 61,000 | $ 61,000 | $ 95,000 |
Mortgage Loan Application Detail Totals for Mlsg, Inc. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,508 | $568,953,000 | $226,000 | $1,200,000 | $201,000 | $3,192,000 |
| Home Purchase | 1,911 | $362,059,000 | $189,000 | $940,000 | $194,000 | $1,469,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,965 | $418,664,000 | $213,000 | $1,200,000 | $285,000 | $1,875,000 |
| White | 1,140 | $222,912,000 | $195,000 | $927,000 | $116,000 | $1,289,000 |
| Hispanic | 803 | $173,726,000 | $216,000 | $1,000,000 | $139,000 | $3,192,000 |
| Black or African American | 338 | $72,413,000 | $214,000 | $808,000 | $116,000 | $1,263,000 |
| Asian | 122 | $31,185,000 | $255,000 | $1,000,000 | $184,000 | $1,469,000 |
| Native Hawaiian or Other Pacific Islander | 32 | $8,194,000 | $256,000 | $570,000 | $195,000 | $891,000 |
| American Indian or Alaskan Native | 19 | $3,918,000 | $206,000 | $632,000 | $119,000 | $277,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,419 | $931,012,000 | $210,000 | $1,200,000 | $198,000 | $3,192,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,636 | $338,280,000 | $206,000 | $1,000,000 | $91,000 | $3,192,000 |
| Application Denied By Financial Institution | 1,365 | $284,358,000 | $208,000 | $1,000,000 | $227,000 | $1,563,000 |
| Application Approved But Not Accepted | 1,133 | $246,383,000 | $217,000 | $1,200,000 | $288,000 | $1,875,000 |
| Application Withdrawn By Applicant | 285 | $61,991,000 | $217,000 | $910,000 | $310,000 | $1,422,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 867 | $191,094,000 | $220,000 | $1,000,000 | $256,000 | $1,563,000 |
| Credit History | 138 | $21,997,000 | $159,000 | $743,000 | $174,000 | $939,000 |
| Debt-To-Income Ratio | 131 | $25,036,000 | $191,000 | $652,000 | $232,000 | $1,020,000 |
| Employment History | 116 | $21,802,000 | $187,000 | $500,000 | $139,000 | $674,000 |
| Unverifiable Information | 72 | $18,404,000 | $255,000 | $750,000 | $168,000 | $906,000 |
| Collateral | 39 | $5,451,000 | $139,000 | $467,000 | $135,000 | $730,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $574,000 | $287,000 | $289,000 | $283,000 | $452,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mlsg, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mlsg, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nevada, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About