The Money House Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

The Money House Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address The Money House Inc.
#52 Calle Paseo Covandonga
San Juan, PR 00901
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 743
Total Mortgage Loan Application Amount $82,725,000
Average Mortgage Loan Application Amount $100,666
Highest Mortgage Loan Application Amount $635,000
Average Applicant Income $41,000
Highest Applicant Income $275,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with The Money House Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Money House Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2018 breaks down The Money House Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Money House Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by The Money House Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Money House Inc.'s mortgage activity for 2018.

Mortgage Loan Application Totals for The Money House Inc. by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Ponce County Puerto Rico 73 $ 6,685,000 $ 91,000 $ 43,000
San Juan County Puerto Rico 67 $ 8,025,000 $ 119,000 $ 55,000
Bayamon County Puerto Rico 57 $ 5,595,000 $ 98,000 $ 38,000
Carolina County Puerto Rico 50 $ 5,040,000 $ 100,000 $ 49,000
Toa Baja County Puerto Rico 24 $ 2,760,000 $ 115,000 $ 62,000
Caguas County Puerto Rico 19 $ 2,705,000 $ 142,000 $ 50,000
Cabo Rojo County Puerto Rico 18 $ 1,880,000 $ 104,000 $ 53,000
Guaynabo County Puerto Rico 18 $ 3,160,000 $ 175,000 $ 64,000
Toa Alta County Puerto Rico 17 $ 2,205,000 $ 129,000 $ 53,000
Orange County Florida 16 $ 3,360,000 $ 210,000 $ 79,000
Vega Alta County Puerto Rico 15 $ 1,965,000 $ 131,000 $ 54,000
Yauco County Puerto Rico 15 $ 1,335,000 $ 89,000 $ 37,000
Gurabo County Puerto Rico 14 $ 1,520,000 $ 108,000 $ 41,000
Juana Diaz County Puerto Rico 14 $ 1,190,000 $ 85,000 $ 43,000
Coamo County Puerto Rico 13 $ 1,415,000 $ 108,000 $ 66,000
Humacao County Puerto Rico 13 $ 2,195,000 $ 168,000 $ 63,000
Rio Grande County Puerto Rico 13 $ 1,435,000 $ 110,000 $ 51,000
Vega Baja County Puerto Rico 13 $ 1,315,000 $ 101,000 $ 57,000
Canovanas County Puerto Rico 12 $ 1,680,000 $ 140,000 $ 53,000
Guayama County Puerto Rico 12 $ 1,070,000 $ 89,000 $ 45,000
Mayaguez County Puerto Rico 12 $ 1,160,000 $ 96,000 $ 47,000
Fajardo County Puerto Rico 11 $ 895,000 $ 81,000 $ 30,000
Trujillo Alto County Puerto Rico 11 $ 1,155,000 $ 105,000 $ 39,000
Aguadilla County Puerto Rico 10 $ 910,000 $ 91,000 $ 64,000
Polk County Florida 9 $ 1,495,000 $ 166,000 $ 80,000
Dorado County Puerto Rico 9 $ 1,175,000 $ 130,000 $ 48,000
Osceola County Florida 8 $ 1,730,000 $ 216,000 $ 67,000
Ceiba County Puerto Rico 8 $ 680,000 $ 85,000 $ 51,000
Naguabo County Puerto Rico 8 $ 500,000 $ 62,000 $ 30,000
Arecibo County Puerto Rico 7 $ 395,000 $ 56,000 $ 16,000
Juncos County Puerto Rico 7 $ 445,000 $ 63,000 $ 23,000
Sabana Grande County Puerto Rico 7 $ 605,000 $ 86,000 $ 48,000
San German County Puerto Rico 7 $ 625,000 $ 89,000 $ 34,000
Aguas Buenas County Puerto Rico 6 $ 490,000 $ 81,000 $ 40,000
Hatillo County Puerto Rico 6 $ 680,000 $ 113,000 $ 64,000
Salinas County Puerto Rico 6 $ 450,000 $ 75,000 $ 24,000
Aguada County Puerto Rico 5 $ 545,000 $ 109,000 $ 35,000
Barceloneta County Puerto Rico 5 $ 545,000 $ 109,000 $ 37,000
Catano County Puerto Rico 5 $ 415,000 $ 83,000 $ 34,000
Cayey County Puerto Rico 5 $ 495,000 $ 99,000 $ 38,000
Cidra County Puerto Rico 4 $ 540,000 $ 135,000 $ 59,000
Hormigueros County Puerto Rico 4 $ 370,000 $ 92,000 $ 43,000
Isabela County Puerto Rico 4 $ 540,000 $ 135,000 $ 110,000
Jayuya County Puerto Rico 4 $ 350,000 $ 87,000 $ 30,000
Las Piedras County Puerto Rico 4 $ 440,000 $ 110,000 $ 48,000
Luquillo County Puerto Rico 4 $ 340,000 $ 85,000 $ 32,000
Manati County Puerto Rico 4 $ 420,000 $ 105,000 $ 65,000
Moca County Puerto Rico 4 $ 540,000 $ 135,000 $ 62,000
Penuelas County Puerto Rico 4 $ 340,000 $ 85,000 $ 21,000
Rincon County Puerto Rico 4 $ 630,000 $ 157,000 $ 65,000
Brevard County Florida 3 $ 345,000 $ 115,000 $ 43,000
Corozal County Puerto Rico 3 $ 235,000 $ 78,000 $ 24,000
Guayanilla County Puerto Rico 3 $ 275,000 $ 91,000 $ 44,000
Lajas County Puerto Rico 3 $ 265,000 $ 88,000 $ 65,000
Patillas County Puerto Rico 3 $ 215,000 $ 71,000 $ 31,000
San Lorenzo County Puerto Rico 3 $ 335,000 $ 111,000 $ 42,000
San Sebastian County Puerto Rico 3 $ 325,000 $ 108,000 $ 40,000
Santa Isabel County Puerto Rico 3 $ 245,000 $ 81,000 $ 28,000
Lake County Florida 2 $ 350,000 $ 175,000 $ 44,000
Seminole County Florida 2 $ 460,000 $ 230,000 $ 94,000
Adjuntas County Puerto Rico 2 $ 190,000 $ 95,000 $ 26,000
Arroyo County Puerto Rico 2 $ 170,000 $ 85,000 $ 36,000
Barranquitas County Puerto Rico 2 $ 160,000 $ 80,000 $ 25,000
Guanica County Puerto Rico 2 $ 90,000 $ 45,000 $ 26,000
Loiza County Puerto Rico 2 $ 120,000 $ 60,000 $ 27,000
Morovis County Puerto Rico 2 $ 180,000 $ 90,000 $ 18,000
Orocovis County Puerto Rico 2 $ 260,000 $ 130,000 $ 51,000
Vieques County Puerto Rico 2 $ 140,000 $ 70,000 $ 38,000
Broward County Florida 1 $ 225,000 $ 225,000 $ 74,000
Clay County Florida 1 $ 155,000 $ 155,000 $ 10,000
Marion County Florida 1 $ 125,000 $ 125,000 $ 31,000
Fulton County Georgia 1 $ 305,000 $ 305,000 $ 103,000
Anasco County Puerto Rico 1 $ 25,000 $ 25,000 $ 23,000
Camuy County Puerto Rico 1 $ 255,000 $ 255,000 $ 265,000
Florida County Puerto Rico 1 $ 135,000 $ 135,000 $ 43,000
Lares County Puerto Rico 1 $ 45,000 $ 45,000 $ 56,000
Maricao County Puerto Rico 1 $ 35,000 $ 35,000 $ 29,000
Maunabo County Puerto Rico 1 $ 45,000 $ 45,000 $ 156,000
Naranjito County Puerto Rico 1 $ 195,000 $ 195,000 $ 74,000
Utuado County Puerto Rico 1 $ 115,000 $ 115,000 $ 42,000
Yabucoa County Puerto Rico 1 $ 75,000 $ 75,000 $ 35,000

Mortgage Loan Application Detail Totals for The Money House Inc. in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 650 $73,910,000 $113,000 $635,000 $51,000 $275,000
Refinancing 53 $5,035,000 $95,000 $325,000 $43,000 $212,000
Cash-out Refinancing 40 $3,780,000 $94,000 $455,000 $29,000 $109,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 713 $78,945,000 $110,000 $635,000 $49,000 $275,000
Not Provided 15 $1,795,000 $119,000 $455,000 $49,000 $231,000
White 11 $1,655,000 $150,000 $255,000 $64,000 $205,000
Not applicable 1 $65,000 $65,000 $65,000 $17,000 $17,000
American Indian or Alaskan Native 1 $85,000 $85,000 $85,000 $140,000 $140,000
Asian 1 $105,000 $105,000 $105,000 $93,000 $93,000
Black or African American 1 $75,000 $75,000 $75,000 $18,000 $18,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 493 $51,455,000 $104,000 $455,000 $42,000 $254,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 112 $14,930,000 $133,000 $635,000 $88,000 $275,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 89 $8,865,000 $99,000 $255,000 $35,000 $91,000
VA-guaranteed (Veterans Administration) 49 $7,475,000 $152,000 $285,000 $56,000 $130,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 356 $41,280,000 $115,000 $635,000 $52,000 $275,000
Application Denied By Financial Institution 185 $18,905,000 $102,000 $285,000 $42,000 $231,000
Application Withdrawn By Applicant 117 $13,555,000 $115,000 $375,000 $53,000 $265,000
File Closed For Incompleteness 85 $8,985,000 $105,000 $455,000 $46,000 $212,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 558 $63,820,000 $114,000 $635,000 $51,000 $275,000
Debt-To-Income Ratio 68 $7,010,000 $103,000 $285,000 $41,000 $228,000
Collateral 50 $4,840,000 $96,000 $225,000 $41,000 $231,000
Credit History 40 $4,210,000 $105,000 $245,000 $43,000 $105,000
Insufficient Cash (Downpayment, Closing Cost) 20 $2,160,000 $108,000 $255,000 $44,000 $88,000
Employment History 3 $275,000 $91,000 $115,000 $57,000 $97,000
Unverifiable Information 2 $200,000 $100,000 $175,000 $26,000 $51,000
Mortgage Insurance Denied 1 $55,000 $55,000 $55,000 $25,000 $25,000
Other 1 $155,000 $155,000 $155,000 $56,000 $56,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Money House Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Money House Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Puerto Rico, download the full spreadsheet with aggregated HMDA statistics today.

Download the Puerto Rico Lender List