Morgan Stanley Private Bank, National Association 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Morgan Stanley Private Bank, National Association 2000 Westchester Ave New York, NY 10577 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 16,213 |
| Total Mortgage Loan Application Amount | $11,277,774,000 |
| Average Mortgage Loan Application Amount | $728,666 |
| Highest Mortgage Loan Application Amount | $72,164,000 |
| Average Applicant Income | $319,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Morgan Stanley Private Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Morgan Stanley Private Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Morgan Stanley Private Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Morgan Stanley Private Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Morgan Stanley Private Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Morgan Stanley Private Bank, National Association's mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,479 | $ 1,465,007,000 | $ 886,500 | $ 402,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,284 | $ 1,579,862,000 | $ 1,230,000 | $ 525,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 489 | $ 257,201,000 | $ 525,000 | $ 273,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 409 | $ 387,036,000 | $ 946,000 | $ 489,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 403 | $ 264,137,000 | $ 581,666 | $ 333,666 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 391 | $ 219,426,000 | $ 561,000 | $ 318,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 364 | $ 371,356,000 | $ 1,020,000 | $ 388,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 363 | $ 179,128,000 | $ 493,000 | $ 247,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 349 | $ 242,001,000 | $ 693,000 | $ 262,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 343 | $ 207,105,000 | $ 603,000 | $ 308,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 341 | $ 264,926,000 | $ 776,000 | $ 297,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 311 | $ 313,011,000 | $ 1,006,000 | $ 340,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 309 | $ 346,332,000 | $ 1,120,000 | $ 389,000 |
| SAN DIEGO-CARLSBAD, CA | 306 | $ 250,562,000 | $ 818,000 | $ 328,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 301 | $ 166,647,000 | $ 553,000 | $ 239,000 |
| NEWARK, NJ-PA | 291 | $ 160,914,000 | $ 552,000 | $ 297,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 267 | $ 323,658,000 | $ 1,212,000 | $ 367,000 |
| DALLAS-PLANO-IRVING, TX | 189 | $ 118,576,000 | $ 627,000 | $ 365,000 |
| DENVER-AURORA-LAKEWOOD, CO | 187 | $ 85,897,000 | $ 459,000 | $ 202,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 186 | $ 173,501,000 | $ 932,000 | $ 561,000 |
| BOSTON, MA | 177 | $ 139,525,000 | $ 788,000 | $ 344,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 175 | $ 85,040,000 | $ 485,000 | $ 279,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 167 | $ 141,031,000 | $ 844,000 | $ 397,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 156 | $ 55,690,000 | $ 356,000 | $ 186,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 144 | $ 92,275,000 | $ 640,000 | $ 298,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 140 | $ 109,611,000 | $ 782,000 | $ 360,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 134 | $ 128,512,000 | $ 959,000 | $ 402,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 131 | $ 62,488,000 | $ 423,000 | $ 225,500 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 124 | $ 52,910,000 | $ 426,000 | $ 269,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 122 | $ 80,768,000 | $ 662,000 | $ 353,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 115 | $ 51,249,000 | $ 445,000 | $ 218,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 111 | $ 38,957,000 | $ 350,000 | $ 186,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 108 | $ 50,594,000 | $ 419,500 | $ 194,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 107 | $ 48,946,000 | $ 457,000 | $ 213,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 106 | $ 47,628,000 | $ 362,000 | $ 224,500 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 103 | $ 72,416,000 | $ 703,000 | $ 410,000 |
| AUSTIN-ROUND ROCK, TX | 93 | $ 49,369,000 | $ 530,000 | $ 269,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 92 | $ 49,888,000 | $ 426,000 | $ 241,500 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 92 | $ 45,687,000 | $ 496,000 | $ 314,000 |
| SAN RAFAEL, CA | 91 | $ 100,350,000 | $ 1,102,000 | $ 388,000 |
| SANTA ROSA, CA | 91 | $ 50,958,000 | $ 559,000 | $ 212,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 90 | $ 46,795,000 | $ 519,000 | $ 203,000 |
| JACKSONVILLE, FL | 87 | $ 47,325,000 | $ 543,000 | $ 294,000 |
| CAPE CORAL-FORT MYERS, FL | 86 | $ 32,171,000 | $ 374,000 | $ 270,000 |
| ST. LOUIS, MO-IL | 81 | $ 35,053,000 | $ 337,000 | $ 178,000 |
| PHILADELPHIA, PA | 78 | $ 37,599,000 | $ 482,000 | $ 296,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 72 | $ 52,906,000 | $ 734,000 | $ 321,000 |
| NEW ORLEANS-METAIRIE, LA | 71 | $ 25,194,000 | $ 354,000 | $ 182,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 66 | $ 23,766,000 | $ 360,000 | $ 232,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 66 | $ 26,331,000 | $ 633,500 | $ 251,000 |
| RALEIGH, NC | 64 | $ 19,438,000 | $ 303,000 | $ 177,000 |
| SANTA MARIA-SANTA BARBARA, CA | 64 | $ 82,661,000 | $ 1,291,000 | $ 400,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 63 | $ 29,421,000 | $ 467,000 | $ 219,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 62 | $ 26,708,000 | $ 299,500 | $ 275,000 |
| CINCINNATI, OH-KY-IN | 55 | $ 20,403,000 | $ 324,000 | $ 277,500 |
| TUCSON, AZ | 53 | $ 20,477,000 | $ 386,000 | $ 159,000 |
| CAMDEN, NJ | 52 | $ 17,915,000 | $ 344,000 | $ 180,000 |
| FORT WORTH-ARLINGTON, TX | 51 | $ 21,617,000 | $ 423,000 | $ 202,000 |
| PROVIDENCE-WARWICK, RI-MA | 51 | $ 28,506,000 | $ 476,000 | $ 303,000 |
| TACOMA-LAKEWOOD, WA | 50 | $ 17,300,000 | $ 346,000 | $ 150,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 49 | $ 26,872,000 | $ 548,000 | $ 246,000 |
| KANSAS CITY, MO-KS | 48 | $ 12,674,000 | $ 276,000 | $ 144,500 |
| SALISBURY, MD-DE | 47 | $ 21,933,000 | $ 390,500 | $ 334,500 |
| URBAN HONOLULU, HI | 47 | $ 40,953,000 | $ 871,000 | $ 295,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 44 | $ 13,736,000 | $ 312,000 | $ 153,000 |
| RENO, NV | 44 | $ 27,041,000 | $ 614,000 | $ 381,000 |
| BOULDER, CO | 42 | $ 24,330,000 | $ 579,000 | $ 261,000 |
| CHARLOTTESVILLE, VA | 42 | $ 23,465,000 | $ 558,000 | $ 297,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 41 | $ 19,735,000 | $ 481,000 | $ 308,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 39 | $ 24,134,000 | $ 618,000 | $ 346,000 |
| MADISON, WI | 38 | $ 13,529,000 | $ 356,000 | $ 182,000 |
| NEW HAVEN-MILFORD, CT | 38 | $ 14,782,000 | $ 389,000 | $ 221,000 |
| RICHMOND, VA | 38 | $ 13,102,000 | $ 344,000 | $ 178,000 |
| ALBUQUERQUE, NM | 37 | $ 11,564,000 | $ 312,000 | $ 194,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 37 | $ 10,830,000 | $ 292,000 | $ 225,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 36 | $ 11,076,000 | $ 307,000 | $ 166,000 |
| PORT ST. LUCIE, FL | 36 | $ 17,586,000 | $ 488,000 | $ 269,000 |
| BARNSTABLE TOWN, MA | 35 | $ 27,725,000 | $ 792,000 | $ 446,000 |
| SALINAS, CA | 35 | $ 27,855,000 | $ 795,000 | $ 534,000 |
| SANTA CRUZ-WATSONVILLE, CA | 35 | $ 21,798,000 | $ 622,000 | $ 231,000 |
| PITTSBURGH, PA | 34 | $ 11,629,000 | $ 342,000 | $ 248,000 |
| SANTA FE, NM | 34 | $ 14,140,000 | $ 415,000 | $ 201,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 33 | $ 8,149,000 | $ 218,500 | $ 138,000 |
| CLEVELAND-ELYRIA, OH | 33 | $ 12,419,000 | $ 376,000 | $ 255,000 |
| SALT LAKE CITY, UT | 33 | $ 12,466,000 | $ 377,000 | $ 160,000 |
| BIRMINGHAM-HOOVER, AL | 32 | $ 10,864,000 | $ 339,000 | $ 193,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 31 | $ 22,269,000 | $ 718,000 | $ 420,000 |
| OCEAN CITY, NJ | 31 | $ 23,748,000 | $ 766,000 | $ 470,000 |
| PORTLAND-SOUTH PORTLAND, ME | 30 | $ 14,151,000 | $ 471,000 | $ 389,000 |
| OKLAHOMA CITY, OK | 29 | $ 9,407,000 | $ 324,000 | $ 191,000 |
| SEBASTIAN-VERO BEACH, FL | 29 | $ 14,500,000 | $ 500,000 | $ 258,000 |
| BEND-REDMOND, OR | 28 | $ 10,417,000 | $ 372,000 | $ 339,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 27 | $ 14,493,000 | $ 536,000 | $ 252,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 27 | $ 8,801,000 | $ 327,000 | $ 204,500 |
| DURHAM-CHAPEL HILL, NC | 26 | $ 14,497,000 | $ 557,000 | $ 213,000 |
| TULSA, OK | 26 | $ 6,887,000 | $ 264,000 | $ 119,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 25 | $ 6,487,000 | $ 259,000 | $ 171,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 25 | $ 11,495,000 | $ 459,000 | $ 325,000 |
| BOISE CITY, ID | 24 | $ 8,373,000 | $ 348,000 | $ 197,000 |
| NAPA, CA | 24 | $ 16,909,000 | $ 704,000 | $ 292,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 24 | $ 4,824,000 | $ 201,000 | $ 108,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 23 | $ 7,039,000 | $ 306,000 | $ 251,000 |
| GRAND RAPIDS-WYOMING, MI | 23 | $ 6,935,000 | $ 301,000 | $ 171,000 |
| TRENTON, NJ | 23 | $ 12,232,000 | $ 531,000 | $ 294,000 |
| BATON ROUGE, LA | 21 | $ 6,354,000 | $ 302,000 | $ 155,000 |
| ASHEVILLE, NC | 20 | $ 7,513,000 | $ 375,000 | $ 247,000 |
| DES MOINES-WEST DES MOINES, IA | 20 | $ 7,151,000 | $ 357,000 | $ 327,000 |
| EL PASO, TX | 20 | $ 3,733,000 | $ 186,000 | $ 203,000 |
| GREEN BAY, WI | 20 | $ 4,305,000 | $ 215,000 | $ 123,000 |
| COLUMBUS, OH | 19 | $ 6,323,000 | $ 332,000 | $ 159,000 |
| KNOXVILLE, TN | 19 | $ 8,640,000 | $ 454,000 | $ 361,000 |
| ALBANY-SCHENECTADY-TROY, NY | 18 | $ 6,754,000 | $ 375,000 | $ 193,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 18 | $ 4,696,000 | $ 260,000 | $ 189,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 18 | $ 10,336,000 | $ 574,000 | $ 262,000 |
| ELGIN, IL | 18 | $ 4,703,000 | $ 261,000 | $ 174,000 |
| MEDFORD, OR | 18 | $ 6,491,000 | $ 360,000 | $ 156,000 |
| ROCHESTER, NY | 18 | $ 4,845,000 | $ 269,000 | $ 240,000 |
| WILMINGTON, NC | 18 | $ 7,520,000 | $ 417,000 | $ 322,000 |
| COLORADO SPRINGS, CO | 17 | $ 7,868,000 | $ 462,000 | $ 219,000 |
| LANCASTER, PA | 17 | $ 3,405,000 | $ 200,000 | $ 103,000 |
| MEMPHIS, TN-MS-AR | 17 | $ 6,650,000 | $ 308,000 | $ 243,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 17 | $ 6,957,000 | $ 409,000 | $ 279,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 17 | $ 6,349,000 | $ 373,000 | $ 245,000 |
| SAVANNAH, GA | 17 | $ 5,931,000 | $ 348,000 | $ 204,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 16 | $ 6,713,000 | $ 419,000 | $ 391,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 16 | $ 5,612,000 | $ 394,000 | $ 239,000 |
| ANN ARBOR, MI | 15 | $ 4,140,000 | $ 276,000 | $ 208,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 15 | $ 5,285,000 | $ 333,000 | $ 202,000 |
| BREMERTON-SILVERDALE, WA | 15 | $ 8,626,000 | $ 575,000 | $ 253,000 |
| CORPUS CHRISTI, TX | 15 | $ 5,086,000 | $ 339,000 | $ 294,000 |
| OLYMPIA-TUMWATER, WA | 15 | $ 2,921,000 | $ 194,000 | $ 132,000 |
| STOCKTON-LODI, CA | 15 | $ 5,958,000 | $ 397,000 | $ 200,000 |
| WORCESTER, MA-CT | 15 | $ 4,118,000 | $ 258,500 | $ 154,000 |
| EUGENE, OR | 14 | $ 4,742,000 | $ 338,000 | $ 135,000 |
| FORT COLLINS, CO | 14 | $ 7,264,000 | $ 518,000 | $ 212,000 |
| LAFAYETTE, LA | 14 | $ 4,413,000 | $ 315,000 | $ 152,000 |
| TALLAHASSEE, FL | 14 | $ 3,410,000 | $ 243,000 | $ 103,000 |
| CHATTANOOGA, TN-GA | 13 | $ 3,400,000 | $ 232,500 | $ 149,500 |
| DAYTON, OH | 13 | $ 2,832,000 | $ 217,000 | $ 138,000 |
| FRESNO, CA | 13 | $ 3,863,000 | $ 297,000 | $ 278,000 |
| GAINESVILLE, FL | 13 | $ 2,463,000 | $ 189,000 | $ 131,000 |
| HARRISBURG-CARLISLE, PA | 13 | $ 2,559,000 | $ 196,000 | $ 123,000 |
| PUNTA GORDA, FL | 13 | $ 2,995,000 | $ 230,000 | $ 133,000 |
| WICHITA, KS | 13 | $ 3,467,000 | $ 266,000 | $ 129,000 |
| LANSING-EAST LANSING, MI | 12 | $ 3,085,000 | $ 257,000 | $ 129,000 |
| THE VILLAGES, FL | 12 | $ 2,848,000 | $ 237,000 | $ 88,000 |
| WILMINGTON, DE-MD-NJ | 12 | $ 3,701,000 | $ 289,500 | $ 115,000 |
| GARY, IN | 11 | $ 2,626,000 | $ 238,000 | $ 131,000 |
| LEXINGTON-FAYETTE, KY | 11 | $ 3,683,000 | $ 334,000 | $ 218,000 |
| MIDLAND, TX | 11 | $ 2,818,000 | $ 256,000 | $ 145,000 |
| PRESCOTT, AZ | 11 | $ 3,312,000 | $ 301,000 | $ 123,000 |
| SALEM, OR | 11 | $ 1,926,000 | $ 175,000 | $ 74,000 |
| FLAGSTAFF, AZ | 10 | $ 4,220,000 | $ 422,000 | $ 180,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 10 | $ 2,929,000 | $ 292,000 | $ 155,000 |
| MANCHESTER-NASHUA, NH | 10 | $ 2,502,000 | $ 250,000 | $ 151,000 |
| NORWICH-NEW LONDON, CT | 10 | $ 5,564,000 | $ 556,000 | $ 390,000 |
| APPLETON, WI | 9 | $ 7,192,000 | $ 799,000 | $ 344,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 9 | $ 3,770,000 | $ 418,000 | $ 308,000 |
| BRUNSWICK, GA | 9 | $ 3,736,000 | $ 415,000 | $ 134,000 |
| CHICO, CA | 9 | $ 4,203,000 | $ 467,000 | $ 262,000 |
| COLLEGE STATION-BRYAN, TX | 9 | $ 1,116,000 | $ 124,000 | $ 111,000 |
| LAKELAND-WINTER HAVEN, FL | 9 | $ 2,096,000 | $ 232,000 | $ 127,000 |
| MACON, GA | 9 | $ 1,926,000 | $ 214,000 | $ 209,000 |
| ROANOKE, VA | 9 | $ 1,996,000 | $ 221,000 | $ 159,000 |
| SYRACUSE, NY | 9 | $ 2,800,000 | $ 311,000 | $ 126,000 |
| AKRON, OH | 8 | $ 2,245,000 | $ 280,000 | $ 179,000 |
| BAKERSFIELD, CA | 8 | $ 1,777,000 | $ 222,000 | $ 166,000 |
| COEUR D'ALENE, ID | 8 | $ 5,127,000 | $ 640,000 | $ 405,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 8 | $ 5,061,000 | $ 632,000 | $ 201,000 |
| LAS CRUCES, NM | 8 | $ 1,876,000 | $ 234,000 | $ 111,000 |
| MOBILE, AL | 8 | $ 1,278,000 | $ 159,000 | $ 106,000 |
| MODESTO, CA | 8 | $ 3,324,000 | $ 415,000 | $ 148,000 |
| MONTGOMERY, AL | 8 | $ 2,223,000 | $ 277,000 | $ 162,000 |
| VALLEJO-FAIRFIELD, CA | 8 | $ 3,525,000 | $ 440,000 | $ 166,000 |
| AMARILLO, TX | 7 | $ 2,640,000 | $ 377,000 | $ 279,000 |
| COLUMBUS, GA-AL | 7 | $ 1,783,000 | $ 207,000 | $ 74,000 |
| EAST STROUDSBURG, PA | 7 | $ 1,481,000 | $ 211,000 | $ 197,000 |
| GREELEY, CO | 7 | $ 10,428,000 | $ 1,489,000 | $ 80,000 |
| HUNTSVILLE, AL | 7 | $ 2,590,000 | $ 370,000 | $ 262,000 |
| MOUNT VERNON-ANACORTES, WA | 7 | $ 3,105,000 | $ 443,000 | $ 149,000 |
| PROVO-OREM, UT | 7 | $ 2,859,000 | $ 408,000 | $ 149,000 |
| READING, PA | 7 | $ 2,017,000 | $ 288,000 | $ 151,000 |
| ROCHESTER, MN | 7 | $ 1,887,000 | $ 269,000 | $ 136,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 7 | $ 1,103,000 | $ 157,000 | $ 83,000 |
| SHREVEPORT-BOSSIER CITY, LA | 7 | $ 3,810,000 | $ 544,000 | $ 297,000 |
| SPARTANBURG, SC | 7 | $ 2,366,000 | $ 338,000 | $ 216,000 |
| SPOKANE-SPOKANE VALLEY, WA | 7 | $ 1,736,000 | $ 248,000 | $ 151,000 |
| SPRINGFIELD, MO | 7 | $ 1,749,000 | $ 249,000 | $ 187,000 |
| VISALIA-PORTERVILLE, CA | 7 | $ 2,153,000 | $ 307,000 | $ 128,000 |
| WACO, TX | 7 | $ 3,941,000 | $ 563,000 | $ 294,000 |
| DULUTH, MN-WI | 6 | $ 1,663,000 | $ 274,500 | $ 172,000 |
| FAYETTEVILLE, NC | 6 | $ 993,000 | $ 165,000 | $ 144,000 |
| FLINT, MI | 6 | $ 1,744,000 | $ 290,000 | $ 113,000 |
| GAINESVILLE, GA | 6 | $ 1,541,000 | $ 256,000 | $ 87,000 |
| JACKSON, MS | 6 | $ 2,021,000 | $ 336,000 | $ 230,000 |
| MUSKEGON, MI | 6 | $ 2,030,000 | $ 338,000 | $ 253,000 |
| PEORIA, IL | 6 | $ 2,342,000 | $ 390,000 | $ 246,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 6 | $ 1,853,000 | $ 344,000 | $ 509,000 |
| SPRINGFIELD, MA | 6 | $ 1,205,000 | $ 200,000 | $ 108,000 |
| STATE COLLEGE, PA | 6 | $ 2,776,000 | $ 462,000 | $ 209,000 |
| UTICA-ROME, NY | 6 | $ 1,265,000 | $ 210,000 | $ 96,000 |
| YORK-HANOVER, PA | 6 | $ 1,870,000 | $ 311,000 | $ 176,000 |
| ANCHORAGE, AK | 5 | $ 1,275,000 | $ 255,000 | $ 127,000 |
| ATHENS-CLARKE COUNTY, GA | 5 | $ 695,000 | $ 139,000 | $ 72,000 |
| AUBURN-OPELIKA, AL | 5 | $ 1,671,000 | $ 334,000 | $ 127,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 5 | $ 1,858,000 | $ 381,500 | $ 110,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 5 | $ 1,247,000 | $ 249,000 | $ 152,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 5 | $ 1,507,000 | $ 342,000 | $ 211,000 |
| KENNEWICK-RICHLAND, WA | 5 | $ 660,000 | $ 132,000 | $ 100,000 |
| KINGSTON, NY | 5 | $ 2,557,000 | $ 511,000 | $ 414,000 |
| LAKE CHARLES, LA | 5 | $ 1,233,000 | $ 246,000 | $ 168,000 |
| LONGVIEW, TX | 5 | $ 1,397,000 | $ 279,000 | $ 206,000 |
| OCALA, FL | 5 | $ 1,478,000 | $ 295,000 | $ 106,000 |
| PANAMA CITY, FL | 5 | $ 1,919,000 | $ 383,000 | $ 334,000 |
| PITTSFIELD, MA | 5 | $ 3,354,000 | $ 670,000 | $ 797,000 |
| REDDING, CA | 5 | $ 877,000 | $ 175,000 | $ 307,000 |
| ST. GEORGE, UT | 5 | $ 1,407,000 | $ 281,000 | $ 97,000 |
| WINSTON-SALEM, NC | 5 | $ 1,246,000 | $ 249,000 | $ 116,000 |
| YAKIMA, WA | 5 | $ 1,453,000 | $ 290,000 | $ 185,000 |
| BELLINGHAM, WA | 4 | $ 1,301,000 | $ 325,000 | $ 144,000 |
| BILLINGS, MT | 4 | $ 827,000 | $ 206,000 | $ 133,000 |
| GETTYSBURG, PA | 4 | $ 992,000 | $ 248,000 | $ 147,000 |
| GLENS FALLS, NY | 4 | $ 2,141,000 | $ 535,000 | $ 211,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 4 | $ 1,075,000 | $ 268,000 | $ 130,000 |
| HOUMA-THIBODAUX, LA | 4 | $ 1,207,000 | $ 301,000 | $ 184,000 |
| JONESBORO, AR | 4 | $ 482,000 | $ 120,000 | $ 143,000 |
| KALAMAZOO-PORTAGE, MI | 4 | $ 2,135,000 | $ 533,000 | $ 273,000 |
| LYNCHBURG, VA | 4 | $ 1,205,000 | $ 301,000 | $ 295,000 |
| MICHIGAN CITY-LA PORTE, IN | 4 | $ 990,000 | $ 247,000 | $ 208,000 |
| NILES-BENTON HARBOR, MI | 4 | $ 1,570,000 | $ 392,000 | $ 316,000 |
| OGDEN-CLEARFIELD, UT | 4 | $ 1,355,000 | $ 338,000 | $ 126,000 |
| OSHKOSH-NEENAH, WI | 4 | $ 817,000 | $ 204,000 | $ 92,000 |
| SEBRING, FL | 4 | $ 1,163,000 | $ 290,000 | $ 237,000 |
| TYLER, TX | 4 | $ 1,218,000 | $ 304,000 | $ 331,000 |
| WENATCHEE, WA | 4 | $ 3,117,000 | $ 779,000 | $ 471,000 |
| WICHITA FALLS, TX | 4 | $ 1,243,000 | $ 310,000 | $ 353,000 |
| ABILENE, TX | 3 | $ 931,000 | $ 310,000 | $ 265,000 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 339,000 | $ 113,000 | $ 114,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 3 | $ 588,000 | $ 196,000 | $ 74,000 |
| BROWNSVILLE-HARLINGEN, TX | 3 | $ 732,000 | $ 244,000 | $ 143,000 |
| CANTON-MASSILLON, OH | 3 | $ 717,000 | $ 239,000 | $ 379,000 |
| CARSON CITY, NV | 3 | $ 746,000 | $ 248,000 | $ 118,000 |
| CHARLESTON, WV | 3 | $ 1,188,000 | $ 396,000 | $ 239,000 |
| COLUMBIA, SC | 3 | $ 514,000 | $ 171,000 | $ 95,000 |
| CORVALLIS, OR | 3 | $ 646,000 | $ 215,000 | $ 92,000 |
| FARMINGTON, NM | 3 | $ 764,000 | $ 254,000 | $ 89,000 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 909,000 | $ 303,000 | $ 139,000 |
| KILLEEN-TEMPLE, TX | 3 | $ 524,000 | $ 174,000 | $ 72,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 3 | $ 994,000 | $ 331,000 | $ 128,000 |
| LAWRENCE, KS | 3 | $ 940,000 | $ 313,000 | $ 125,000 |
| LINCOLN, NE | 3 | $ 1,082,000 | $ 360,000 | $ 270,000 |
| LUBBOCK, TX | 3 | $ 596,000 | $ 198,000 | $ 76,000 |
| RAPID CITY, SD | 3 | $ 623,000 | $ 207,000 | $ 122,000 |
| SHEBOYGAN, WI | 3 | $ 897,000 | $ 299,000 | $ 231,000 |
| TERRE HAUTE, IN | 3 | $ 263,000 | $ 87,000 | $ 116,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 3 | $ 879,000 | $ 271,500 | $ 197,500 |
| BINGHAMTON, NY | 2 | $ 432,000 | $ 216,000 | $ 87,000 |
| BISMARCK, ND | 2 | $ 376,000 | $ 188,000 | $ 129,000 |
| BLOOMINGTON, IN | 2 | $ 302,000 | $ 151,000 | $ 108,000 |
| BURLINGTON, NC | 2 | $ 252,000 | $ 126,000 | $ 59,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 2 | $ 1,193,000 | $ 596,000 | $ 220,000 |
| CASPER, WY | 2 | $ 449,000 | $ 224,000 | $ 74,000 |
| CEDAR RAPIDS, IA | 2 | $ 731,000 | $ 365,000 | $ 189,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 323,000 | $ 161,000 | $ 167,000 |
| COLUMBIA, MO | 2 | $ 166,000 | $ 83,000 | $ 48,000 |
| DALTON, GA | 2 | $ 315,000 | $ 157,000 | $ 119,000 |
| EL CENTRO, CA | 2 | $ 509,000 | $ 254,000 | $ 123,000 |
| ELMIRA, NY | 2 | $ 178,000 | $ 89,000 | $ 112,000 |
| ERIE, PA | 2 | $ 263,000 | $ 131,000 | $ 87,000 |
| FLORENCE, SC | 2 | $ 814,000 | $ 407,000 | $ 294,000 |
| GRANTS PASS, OR | 2 | $ 222,000 | $ 111,000 | $ 38,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 387,000 | $ 193,000 | $ 150,000 |
| HANFORD-CORCORAN, CA | 2 | $ 497,000 | $ 248,000 | $ 134,000 |
| ITHACA, NY | 2 | $ 990,000 | $ 495,000 | $ 259,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 250,000 | $ 125,000 | $ 109,000 |
| LAWTON, OK | 2 | $ 162,000 | $ 81,000 | $ 218,000 |
| LEBANON, PA | 2 | $ 336,000 | $ 168,000 | $ 93,000 |
| LONGVIEW, WA | 2 | $ 398,000 | $ 199,000 | $ 194,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 476,000 | $ 238,000 | $ 131,000 |
| MISSOULA, MT | 2 | $ 642,000 | $ 321,000 | $ 113,000 |
| PUEBLO, CO | 2 | $ 539,000 | $ 269,000 | $ 61,000 |
| RACINE, WI | 2 | $ 430,000 | $ 215,000 | $ 85,000 |
| ROCKFORD, IL | 2 | $ 614,000 | $ 307,000 | $ 448,000 |
| ROME, GA | 2 | $ 775,000 | $ 387,000 | $ 177,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 230,000 | $ 115,000 | $ 267,000 |
| SIOUX FALLS, SD | 2 | $ 299,000 | $ 149,000 | $ 104,000 |
| SPRINGFIELD, IL | 2 | $ 695,000 | $ 347,000 | $ 478,000 |
| TOPEKA, KS | 2 | $ 669,000 | $ 334,000 | $ 297,000 |
| TUSCALOOSA, AL | 2 | $ 626,000 | $ 313,000 | $ 291,000 |
| WAUSAU, WI | 2 | $ 300,000 | $ 150,000 | $ 97,000 |
| WILLIAMSPORT, PA | 2 | $ 348,000 | $ 174,000 | $ 93,000 |
| AMES, IA | 1 | $ 80,000 | $ 80,000 | $ 140,000 |
| BANGOR, ME | 1 | $ 104,000 | $ 104,000 | $ 140,000 |
| BATTLE CREEK, MI | 1 | $ 167,000 | $ 167,000 | $ 111,000 |
| BECKLEY, WV | 1 | $ 110,000 | $ 110,000 | $ 38,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 152,000 | $ 152,000 | $ 97,000 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 215,000 | $ 215,000 | $ 47,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 540,000 | $ 540,000 | $ 353,000 |
| CHEYENNE, WY | 1 | $ 189,000 | $ 189,000 | $ 41,000 |
| CLARKSVILLE, TN-KY | 1 | $ 125,000 | $ 125,000 | $ 128,000 |
| DECATUR, AL | 1 | $ 560,000 | $ 560,000 | $ 208,000 |
| DECATUR, IL | 1 | $ 89,000 | $ 89,000 | $ 68,000 |
| DOTHAN, AL | 1 | $ 104,000 | $ 104,000 | $ 36,000 |
| DUBUQUE, IA | 1 | $ 391,000 | $ 391,000 | $ 756,000 |
| EVANSVILLE, IN-KY | 1 | $ 126,000 | $ 126,000 | $ 105,000 |
| FARGO, ND-MN | 1 | $ 250,000 | $ 250,000 | $ 168,000 |
| FOND DU LAC, WI | 1 | $ 82,000 | $ 82,000 | $ 221,000 |
| FORT WAYNE, IN | 1 | $ 43,000 | $ 43,000 | $ 200,000 |
| GRAND FORKS, ND-MN | 1 | $ 172,000 | $ 172,000 | $ 131,000 |
| GRAND JUNCTION, CO | 1 | $ 276,000 | $ 276,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 1 | $ 120,000 | $ 120,000 | $ 132,000 |
| HOT SPRINGS, AR | 1 | $ 203,000 | $ 203,000 | $ 73,000 |
| IOWA CITY, IA | 1 | $ 222,000 | $ 222,000 | $ 26,000 |
| JACKSON, TN | 1 | $ 197,000 | $ 197,000 | $ 180,000 |
| JACKSONVILLE, NC | 1 | $ 143,000 | $ 143,000 | $ 49,000 |
| JOHNSON CITY, TN | 1 | $ 319,000 | $ 319,000 | $ 126,000 |
| JOHNSTOWN, PA | 1 | $ 103,000 | $ 103,000 | $ 205,000 |
| JOPLIN, MO | 1 | $ 160,000 | $ 160,000 | $ 67,000 |
| KANKAKEE, IL | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| KOKOMO, IN | 1 | $ 156,000 | $ 156,000 | $ 42,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| LEWISTON-AUBURN, ME | 1 | $ 66,000 | $ 66,000 | $ 61,000 |
| MADERA, CA | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| MANHATTAN, KS | 1 | $ 138,000 | $ 138,000 | $ 98,000 |
| MONROE, LA | 1 | $ 390,000 | $ 390,000 | $ 265,000 |
| MORGANTOWN, WV | 1 | $ 123,000 | $ 123,000 | $ 65,000 |
| MORRISTOWN, TN | 1 | $ 97,000 | $ 97,000 | $ 68,000 |
| NEW BERN, NC | 1 | $ 58,000 | $ 58,000 | $ 66,000 |
| ODESSA, TX | 1 | $ 280,000 | $ 280,000 | $ 69,000 |
| POCATELLO, ID | 1 | $ 675,000 | $ 675,000 | $ 550,000 |
| SPRINGFIELD, OH | 1 | $ 150,000 | $ 150,000 | $ 33,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 163,000 | $ 163,000 | $ 102,000 |
| TOLEDO, OH | 1 | $ 212,000 | $ 212,000 | $ 60,000 |
| VALDOSTA, GA | 1 | $ 79,000 | $ 79,000 | $ 43,000 |
| VICTORIA, TX | 1 | $ 93,000 | $ 93,000 | $ 77,000 |
| WALLA WALLA, WA | 1 | $ 329,000 | $ 329,000 | $ 157,000 |
| WARNER ROBINS, GA | 1 | $ 368,000 | $ 368,000 | $ 103,000 |
| WATERTOWN-FORT DRUM, NY | 1 | $ 103,000 | $ 103,000 | $ 124,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 72,000 | $ 72,000 | $ 135,000 |
| WHEELING, WV-OH | 1 | $ 490,000 | $ 490,000 | $ 270,000 |
| WINCHESTER, VA-WV | 1 | $ 157,000 | $ 157,000 | $ 97,000 |
| YUBA CITY, CA | 1 | $ 348,000 | $ 348,000 | $ 75,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,812 | $6,930,242,000 | $706,000 | $72,164,000 | $317,000 | $9,999,000 |
| Home Purchase | 6,314 | $4,277,607,000 | $677,000 | $23,000,000 | $340,000 | $9,999,000 |
| Home Improvement | 87 | $69,925,000 | $803,000 | $6,650,000 | $302,000 | $2,807,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,854 | $8,608,818,000 | $669,000 | $25,000,000 | $318,000 | $9,999,000 |
| Not Provided | 1,716 | $1,300,481,000 | $757,000 | $19,200,000 | $383,000 | $9,999,000 |
| Asian | 765 | $596,132,000 | $779,000 | $10,000,000 | $356,000 | $9,999,000 |
| Hispanic | 513 | $300,293,000 | $585,000 | $7,060,000 | $308,000 | $9,999,000 |
| Black or African American | 256 | $126,658,000 | $494,000 | $3,600,000 | $349,000 | $9,894,000 |
| American Indian or Alaskan Native | 55 | $25,353,000 | $460,000 | $1,575,000 | $242,000 | $2,103,000 |
| Native Hawaiian or Other Pacific Islander | 37 | $19,518,000 | $527,000 | $2,700,000 | $197,000 | $508,000 |
| Not applicable | 17 | $300,521,000 | $17,677,000 | $72,164,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16,213 | $11,277,774,000 | $695,000 | $72,164,000 | $326,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,321 | $6,967,811,000 | $675,000 | $69,900,000 | $337,000 | $9,999,000 |
| Application Withdrawn By Applicant | 2,459 | $1,821,034,000 | $740,000 | $72,164,000 | $353,000 | $9,999,000 |
| Application Denied By Financial Institution | 2,342 | $1,582,524,000 | $675,000 | $9,600,000 | $224,000 | $7,113,000 |
| File Closed For Incompleteness | 927 | $756,438,000 | $816,000 | $10,000,000 | $357,000 | $7,577,000 |
| Application Approved But Not Accepted | 164 | $149,967,000 | $914,000 | $15,500,000 | $477,000 | $5,796,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,117 | $842,977,000 | $754,000 | $9,600,000 | $132,000 | $1,808,000 |
| Collateral | 460 | $259,836,000 | $564,000 | $7,500,000 | $284,000 | $4,183,000 |
| Other | 187 | $152,519,000 | $815,000 | $6,550,000 | $406,000 | $7,113,000 |
| Credit History | 178 | $96,165,000 | $540,000 | $2,240,000 | $295,000 | $2,200,000 |
| Credit Application Incomplete | 176 | $96,803,000 | $550,000 | $4,100,000 | $320,000 | $4,843,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 123 | $78,064,000 | $634,000 | $6,279,000 | $320,000 | $2,085,000 |
| Unverifiable Information | 59 | $30,157,000 | $511,000 | $2,750,000 | $291,000 | $2,709,000 |
| Employment History | 41 | $25,883,000 | $631,000 | $3,583,000 | $150,000 | $1,000,000 |
| Mortgage Insurance Denied | 1 | $120,000 | $120,000 | $120,000 | $87,000 | $87,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Morgan Stanley Private Bank, National Association's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Morgan Stanley Private Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.