Mortgage Center Lc Mortgage Lending & HMDA Data, 2025

In 2025, Mortgage Center Lc of Southfield, MI reported 3,556 mortgage applications totaling $848.4 million, up 44% from 2024. The average application was for $238,585, and applicants reported an average income of $132,897. 72% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (1,338), Detroit-Dearborn-Livonia, MI (535) and Kalamazoo-Portage, MI (176) (applications in parentheses).

Mortgage Company & Address Mortgage Center Lc
26555 Evergreen Rd Suite 900
Southfield, MI 48076
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,556
Total Mortgage Loan Application Amount $848,410,000
Average Mortgage Loan Application Amount $238,585
Highest Mortgage Loan Application Amount $2,875,000
Average Applicant Income $132,897
Highest Applicant Income $7,800,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mortgage Center Lc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mortgage Center Lc by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wayne, Michigan 535 $ 110,075,000 $ 205,747 $ 115,000
Oakland, Michigan 533 $ 183,825,000 $ 344,887 $ 163,000
Macomb, Michigan 398 $ 88,340,000 $ 221,959 $ 141,000
St. Clair, Michigan 198 $ 28,670,000 $ 144,797 $ 91,000
Livingston, Michigan 192 $ 67,280,000 $ 350,416 $ 154,000
Kalamazoo, Michigan 176 $ 32,120,000 $ 182,500 $ 110,000
Ingham, Michigan 92 $ 16,770,000 $ 182,282 $ 90,000
Washtenaw, Michigan 89 $ 29,875,000 $ 335,674 $ 151,000
Calhoun, Michigan 75 $ 10,705,000 $ 142,733 $ 90,000
Rock, Wisconsin 69 $ 11,385,000 $ 165,000 $ 109,000
Genesee, Michigan 56 $ 15,610,000 $ 278,750 $ 137,000
Allegan, Michigan 54 $ 14,060,000 $ 260,370 $ 343,000
Barry, Michigan 48 $ 9,840,000 $ 205,000 $ 106,000
Kent, Michigan 46 $ 13,310,000 $ 289,347 $ 134,000
Monroe, Michigan 43 $ 9,465,000 $ 220,116 $ 103,000
Clinton, Michigan 42 $ 9,080,000 $ 216,190 $ 105,000
Van Buren, Michigan 39 $ 5,815,000 $ 149,102 $ 100,000
Ottawa, Michigan 37 $ 10,135,000 $ 273,918 $ 151,000
McHenry, Illinois 35 $ 8,275,000 $ 236,428 $ 121,000
Eaton, Michigan 34 $ 7,750,000 $ 227,941 $ 110,000
Walworth, Wisconsin 34 $ 7,320,000 $ 215,294 $ 107,000
Jackson, Michigan 33 $ 5,375,000 $ 162,878 $ 92,000
Cook, Illinois 29 $ 9,275,000 $ 319,827 $ 167,000
Cuyahoga, Ohio 27 $ 4,955,000 $ 183,518 $ 100,000
Summit, Ohio 27 $ 3,105,000 $ 115,000 $ 105,000
Lake, Ohio 25 $ 3,075,000 $ 123,000 $ 86,000
Lucas, Ohio 25 $ 3,015,000 $ 120,600 $ 76,000
Rock Island, Illinois 24 $ 1,940,000 $ 80,833 $ 90,000
Winnebago, Illinois 24 $ 3,310,000 $ 137,916 $ 90,000
Shiawassee, Michigan 21 $ 4,525,000 $ 215,476 $ 91,000
Muskegon, Michigan 18 $ 4,930,000 $ 273,888 $ 115,000
Sanilac, Michigan 18 $ 2,750,000 $ 152,777 $ 81,000
Lapeer, Michigan 17 $ 4,165,000 $ 245,000 $ 134,000
Henry, Illinois 16 $ 1,500,000 $ 93,750 $ 87,000
Lenawee, Michigan 15 $ 3,455,000 $ 230,333 $ 108,000
Roscommon, Michigan 14 $ 2,880,000 $ 205,714 $ 117,000
Lake, Illinois 13 $ 5,345,000 $ 411,153 $ 301,000
DuPage, Illinois 12 $ 9,290,000 $ 774,166 $ 275,000
Gratiot, Michigan 11 $ 1,945,000 $ 176,818 $ 103,000
Isabella, Michigan 11 $ 2,465,000 $ 224,090 $ 100,000
St. Joseph, Michigan 10 $ 2,100,000 $ 210,000 $ 143,000
Saginaw, Michigan 9 $ 1,645,000 $ 182,777 $ 82,000
Waukesha, Wisconsin 9 $ 3,115,000 $ 346,111 $ 197,000
Alcona, Michigan 8 $ 1,380,000 $ 172,500 $ 120,000
Benzie, Michigan 8 $ 1,860,000 $ 232,500 $ 167,000
Cass, Michigan 8 $ 970,000 $ 121,250 $ 60,000
Clare, Michigan 8 $ 1,150,000 $ 143,750 $ 93,000
Montcalm, Michigan 8 $ 1,490,000 $ 186,250 $ 120,000
Kenosha, Wisconsin 8 $ 2,100,000 $ 262,500 $ 115,000
Will, Illinois 7 $ 2,785,000 $ 397,857 $ 197,000
Scott, Iowa 7 $ 1,255,000 $ 179,285 $ 144,000
Gladwin, Michigan 7 $ 1,835,000 $ 262,142 $ 200,000
Huron, Michigan 7 $ 1,005,000 $ 143,571 $ 98,000
Midland, Michigan 7 $ 1,395,000 $ 199,285 $ 121,000
Oscoda, Michigan 7 $ 895,000 $ 127,857 $ 111,000
Otsego, Michigan 7 $ 1,555,000 $ 222,142 $ 136,000
Antrim, Michigan 6 $ 1,590,000 $ 265,000 $ 163,000
Ogemaw, Michigan 6 $ 970,000 $ 161,666 $ 106,000
Lee, Florida 5 $ 1,445,000 $ 289,000 $ 193,000
Chippewa, Michigan 5 $ 1,495,000 $ 299,000 $ 162,000
Hillsdale, Michigan 5 $ 815,000 $ 163,000 $ 76,000
Ionia, Michigan 5 $ 885,000 $ 177,000 $ 149,000
Mecosta, Michigan 5 $ 825,000 $ 165,000 $ 75,000
Newaygo, Michigan 5 $ 1,115,000 $ 223,000 $ 134,000
Oceana, Michigan 5 $ 1,105,000 $ 221,000 $ 198,000
Medina, Ohio 5 $ 1,345,000 $ 269,000 $ 85,000
Milwaukee, Wisconsin 5 $ 665,000 $ 133,000 $ 112,000
DeKalb, Illinois 4 $ 640,000 $ 160,000 $ 110,000
Alpena, Michigan 4 $ 520,000 $ 130,000 $ 61,000
Houghton, Michigan 4 $ 820,000 $ 205,000 $ 136,000
Iosco, Michigan 4 $ 380,000 $ 95,000 $ 93,000
Manistee, Michigan 4 $ 530,000 $ 132,500 $ 86,000
Missaukee, Michigan 4 $ 520,000 $ 130,000 $ 53,000
Osceola, Michigan 4 $ 440,000 $ 110,000 $ 108,000
Presque Isle, Michigan 4 $ 810,000 $ 202,500 $ 107,000
Tuscola, Michigan 4 $ 730,000 $ 182,500 $ 81,000
Wexford, Michigan 4 $ 370,000 $ 92,500 $ 94,000
Wayne, Ohio 4 $ 390,000 $ 97,500 $ 58,000
Racine, Wisconsin 4 $ 2,020,000 $ 505,000 $ 200,000
Palm Beach, Florida 3 $ 2,015,000 $ 671,666 $ 1,381,000
Pinellas, Florida 3 $ 1,735,000 $ 578,333 $ 1,723,000
Vermilion, Illinois 3 $ 145,000 $ 48,333 $ 52,000
Clinton, Iowa 3 $ 245,000 $ 81,666 $ 138,000
Berrien, Michigan 3 $ 385,000 $ 128,333 $ 113,000
Branch, Michigan 3 $ 505,000 $ 168,333 $ 68,000
Emmet, Michigan 3 $ 1,205,000 $ 401,666 $ 248,000
Montmorency, Michigan 3 $ 485,000 $ 161,666 $ 84,000
Geauga, Ohio 3 $ 735,000 $ 245,000 $ 100,000
Manatee, Florida 2 $ 530,000 $ 265,000 $ 86,000
Marion, Florida 2 $ 370,000 $ 185,000 $ 124,000
Orange, Florida 2 $ 370,000 $ 185,000 $ 198,000
Wayne, Indiana 2 $ 340,000 $ 170,000 $ 58,000
Bay, Michigan 2 $ 420,000 $ 210,000 $ 144,000
Cheboygan, Michigan 2 $ 1,000,000 $ 500,000 $ 272,000
Crawford, Michigan 2 $ 220,000 $ 110,000 $ 120,000
Kalkaska, Michigan 2 $ 590,000 $ 295,000 $ 252,000
Lake, Michigan 2 $ 300,000 $ 150,000 $ 147,000
Luce, Michigan 2 $ 280,000 $ 140,000 $ 87,000
Mecklenburg, North Carolina 2 $ 390,000 $ 195,000 $ 148,000
Wood, Ohio 2 $ 1,200,000 $ 600,000 $ 275,000
Berks, Pennsylvania 2 $ 190,000 $ 95,000 $ 26,000
Ozaukee, Wisconsin 2 $ 780,000 $ 390,000 $ 151,000
Washington, Wisconsin 2 $ 740,000 $ 370,000 $ 133,000
Brevard, Florida 1 $ 505,000 $ 505,000 $ 156,000
Citrus, Florida 1 $ 115,000 $ 115,000 $ 29,000
Collier, Florida 1 $ 1,135,000 $ 1,135,000 $ 410,000
Highlands, Florida 1 $ 95,000 $ 95,000 $ 151,000
Hillsborough, Florida 1 $ 475,000 $ 475,000 $ 96,000
Indian River, Florida 1 $ 385,000 $ 385,000 $ 201,000
Lake, Florida 1 $ 585,000 $ 585,000 $ 61,000
Monroe, Florida 1 $ 225,000 $ 225,000 $ 89,000
Pasco, Florida 1 $ 45,000 $ 45,000 $ 23,000
Polk, Florida 1 $ 225,000 $ 225,000 $ 76,000
Sarasota, Florida 1 $ 465,000 $ 465,000 $ 104,000
St. Johns, Florida 1 $ 665,000 $ 665,000 $ 300,000
Sumter, Florida 1 $ 65,000 $ 65,000 $ 102,000
Volusia, Florida 1 $ 65,000 $ 65,000 $ 75,000
Chatham, Georgia 1 $ 175,000 $ 175,000 $ 36,000
Gwinnett, Georgia 1 $ 355,000 $ 355,000 $ 157,000
Muscogee, Georgia 1 $ 155,000 $ 155,000 $ 123,000
Carroll, Illinois 1 $ 95,000 $ 95,000 $ 176,000
Jo Daviess, Illinois 1 $ 245,000 $ 245,000 $ 134,000
Kane, Illinois 1 $ 115,000 $ 115,000 $ 63,000
Kendall, Illinois 1 $ 365,000 $ 365,000 $ 86,000
Knox, Illinois 1 $ 195,000 $ 195,000 $ 150,000
McLean, Illinois 1 $ 145,000 $ 145,000 $ 84,000
Ogle, Illinois 1 $ 75,000 $ 75,000 $ 56,000
Sangamon, Illinois 1 $ 665,000 $ 665,000 $ 536,000
Stephenson, Illinois 1 $ 135,000 $ 135,000 $ 64,000
Whiteside, Illinois 1 $ 195,000 $ 195,000 $ 95,000
Fulton, Indiana 1 $ 355,000 $ 355,000 $ 164,000
Hancock, Indiana 1 $ 25,000 $ 25,000 $ 200,000
Porter, Indiana 1 $ 435,000 $ 435,000 $ 111,000
Dallas, Iowa 1 $ 435,000 $ 435,000 $ 204,000
Dubuque, Iowa 1 $ 145,000 $ 145,000 $ 42,000
Jackson, Iowa 1 $ 45,000 $ 45,000 $ 56,000
Plymouth, Iowa 1 $ 135,000 $ 135,000 $ 78,000
Polk, Iowa 1 $ 1,115,000 $ 1,115,000 $ 725,000
Baraga, Michigan 1 $ 105,000 $ 105,000 $ 48,000
Charlevoix, Michigan 1 $ 495,000 $ 495,000 $ 200,000
Grand Traverse, Michigan 1 $ 1,235,000 $ 1,235,000 $ 300,000
Iron, Michigan 1 $ 315,000 $ 315,000 $ 94,000
Mason, Michigan 1 $ 385,000 $ 385,000 $ 170,000
Yancey, North Carolina 1 $ 285,000 $ 285,000 $ 58,000
Erie, Ohio 1 $ 345,000 $ 345,000 $ 207,000
Fulton, Ohio 1 $ 75,000 $ 75,000 $ 60,000
Lorain, Ohio 1 $ 405,000 $ 405,000 $ 305,000
Montgomery, Ohio 1 $ 185,000 $ 185,000 $ 60,000
Portage, Ohio 1 $ 565,000 $ 565,000 $ 124,000
Trumbull, Ohio 1 $ 65,000 $ 65,000 $ 53,000
Allegheny, Pennsylvania 1 $ 315,000 $ 315,000 $ 98,000
Anderson, South Carolina 1 $ 125,000 $ 125,000 $ 26,000
Giles, Tennessee 1 $ 85,000 $ 85,000 $ 71,000
Hancock, Tennessee 1 $ 445,000 $ 445,000 $ 235,000
Frederick, Virginia 1 $ 85,000 $ 85,000 $ 124,000
Hampton, Virginia 1 $ 335,000 $ 335,000 $ 102,000
Portsmouth, Virginia 1 $ 175,000 $ 175,000 $ 19,000
Ashland, Wisconsin 1 $ 135,000 $ 135,000 $ 110,000
Crawford, Wisconsin 1 $ 285,000 $ 285,000 $ 125,000
Dane, Wisconsin 1 $ 485,000 $ 485,000 $ 77,000
Forest, Wisconsin 1 $ 355,000 $ 355,000 $ 185,000
Green, Wisconsin 1 $ 175,000 $ 175,000 $ 105,000
Juneau, Wisconsin 1 $ 85,000 $ 85,000 $ 94,000
Marinette, Wisconsin 1 $ 235,000 $ 235,000 $ 122,000
Oconto, Wisconsin 1 $ 305,000 $ 305,000 $ 137,000
Oneida, Wisconsin 1 $ 215,000 $ 215,000 $ 244,000
St. Croix, Wisconsin 1 $ 315,000 $ 315,000 $ 84,000

Mortgage Loan Application Detail Totals for Mortgage Center Lc in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,816 $551,130,000 $303,000 $2,765,000 $152,000 $6,760,000
Other Purpose 1,029 $147,525,000 $143,000 $2,875,000 $111,000 $7,800,000
Cash-out Refinancing 408 $67,870,000 $166,000 $1,145,000 $102,000 $753,000
Refinancing 266 $78,890,000 $296,000 $1,745,000 $140,000 $1,410,000
Home Improvement 37 $2,995,000 $80,000 $375,000 $94,000 $209,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,491 $574,625,000 $230,000 $2,405,000 $128,000 $4,667,000
Not Provided 635 $161,205,000 $253,000 $2,875,000 $145,000 $6,760,000
Black or African American 198 $29,850,000 $150,000 $1,635,000 $90,000 $1,118,000
Asian 112 $53,060,000 $473,000 $1,125,000 $255,000 $7,800,000
Hispanic 98 $25,300,000 $258,000 $715,000 $121,000 $800,000
American Indian or Alaskan Native 19 $3,815,000 $200,000 $715,000 $117,000 $425,000
Native Hawaiian or Other Pacific Islander 3 $555,000 $185,000 $215,000 $73,000 $93,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,331 $803,185,000 $241,000 $2,875,000 $136,000 $7,800,000
FHA-insured (Federal Housing Administration) 192 $35,390,000 $184,000 $515,000 $79,000 $271,000
VA-guaranteed (Veterans Administration) 33 $9,835,000 $298,000 $705,000 $118,000 $269,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,562 $624,770,000 $243,000 $2,765,000 $136,000 $6,760,000
Application Withdrawn By Applicant 695 $172,715,000 $248,000 $2,875,000 $137,000 $7,800,000
Application Denied By Financial Institution 233 $39,265,000 $168,000 $675,000 $93,000 $536,000
File Closed For Incompleteness 57 $9,695,000 $170,000 $1,625,000 $87,000 $375,000
Application Approved But Not Accepted 9 $1,965,000 $218,000 $385,000 $107,000 $185,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,323 $809,145,000 $243,000 $2,875,000 $136,000 $7,800,000
Debt-To-Income Ratio 54 $9,780,000 $181,000 $675,000 $67,000 $301,000
Credit Application Incomplete 52 $9,850,000 $189,000 $665,000 $100,000 $300,000
Credit History 52 $8,280,000 $159,000 $545,000 $93,000 $420,000
Collateral 42 $6,430,000 $153,000 $675,000 $107,000 $536,000
Other 18 $2,010,000 $111,000 $385,000 $107,000 $275,000
Unverifiable Information 10 $1,560,000 $156,000 $325,000 $91,000 $220,000
Insufficient Cash (Downpayment, Closing Cost) 4 $1,060,000 $265,000 $315,000 $130,000 $171,000
Employment History 1 $295,000 $295,000 $295,000 $131,000 $131,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mortgage Center Lc's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mortgage Center Lc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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