Mortgage Lenders Network USA Mortgage Lending & HMDA Data, 2005
In 2005, Mortgage Lenders Network USA of Middletown, CT reported 75,957 mortgage applications totaling $11.7 billion, up 44% from 2004. The average application was for $154,015, and applicants reported an average income of $83,578. 39% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (2,649), Phoenix-Mesa-Scottsdale, AZ (1,948) and Chicago-Naperville-Joliet, IL (1,875) (applications in parentheses).
| Mortgage Company & Address | Mortgage Lenders Network USA 213 Court Street Middletown, CT 06457 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 75,957 |
| Total Mortgage Loan Application Amount | $11,698,564,000 |
| Average Mortgage Loan Application Amount | $154,015 |
| Highest Mortgage Loan Application Amount | $1,325,000 |
| Average Applicant Income | $83,578 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mortgage Lenders Network USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 2,649 | $ 370,466,000 | $ 139,851 | $ 92,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1,948 | $ 325,391,000 | $ 167,038 | $ 88,000 |
| Chicago-Naperville-Joliet, IL | 1,875 | $ 320,245,000 | $ 170,797 | $ 78,000 |
| Hartford-West Hartford-East Hartford, CT | 1,854 | $ 290,950,000 | $ 156,930 | $ 79,000 |
| Philadelphia, PA | 1,768 | $ 235,060,000 | $ 132,952 | $ 75,000 |
| Providence-New Bedford-Fall River, RI-MA | 1,426 | $ 265,414,000 | $ 186,124 | $ 83,000 |
| Boston-Quincy, MA | 1,351 | $ 301,456,000 | $ 223,135 | $ 95,000 |
| Baltimore-Towson, MD | 1,345 | $ 241,289,000 | $ 179,397 | $ 95,000 |
| Orlando, FL | 1,292 | $ 195,128,000 | $ 151,027 | $ 101,000 |
| Edison, NJ | 1,145 | $ 228,664,000 | $ 199,706 | $ 106,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,104 | $ 148,148,000 | $ 134,192 | $ 82,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,086 | $ 149,127,000 | $ 137,317 | $ 74,000 |
| New Haven-Milford, CT | 1,012 | $ 164,291,000 | $ 162,342 | $ 88,000 |
| New York-Wayne-White Plains, NY-NJ | 964 | $ 259,406,000 | $ 269,093 | $ 115,000 |
| Cambridge-Newton-Framingham, MA | 943 | $ 225,579,000 | $ 239,214 | $ 95,000 |
| Portland-South Portland-Biddeford, ME | 940 | $ 162,941,000 | $ 173,341 | $ 78,000 |
| Newark-Union, NJ-PA | 873 | $ 190,541,000 | $ 218,260 | $ 113,000 |
| Worcester, MA | 847 | $ 158,211,000 | $ 186,789 | $ 79,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 830 | $ 140,073,000 | $ 168,762 | $ 102,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 766 | $ 130,385,000 | $ 170,215 | $ 99,000 |
| Denver-Aurora, CO | 711 | $ 108,414,000 | $ 152,481 | $ 83,000 |
| Nassau-Suffolk, NY | 689 | $ 174,790,000 | $ 253,686 | $ 118,000 |
| Essex County, MA | 672 | $ 142,199,000 | $ 211,605 | $ 88,000 |
| Bridgeport-Stamford-Norwalk, CT | 659 | $ 150,661,000 | $ 228,620 | $ 98,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 635 | $ 114,864,000 | $ 180,888 | $ 126,000 |
| Birmingham-Hoover, AL | 625 | $ 70,008,000 | $ 112,012 | $ 84,000 |
| Camden, NJ | 611 | $ 93,456,000 | $ 152,955 | $ 88,000 |
| Pittsburgh, PA | 589 | $ 60,707,000 | $ 103,067 | $ 64,000 |
| Charlotte-Gastonia-Concord, NC-SC | 581 | $ 72,822,000 | $ 125,339 | $ 80,000 |
| Richmond, VA | 579 | $ 76,727,000 | $ 132,516 | $ 81,000 |
| Las Vegas-Paradise, NV | 529 | $ 100,186,000 | $ 189,387 | $ 115,000 |
| Columbus, OH | 522 | $ 67,923,000 | $ 130,120 | $ 69,000 |
| Tulsa, OK | 519 | $ 49,524,000 | $ 95,421 | $ 59,000 |
| Jacksonville, FL | 499 | $ 63,518,000 | $ 127,290 | $ 90,000 |
| Tucson, AZ | 467 | $ 62,800,000 | $ 134,475 | $ 125,000 |
| Rockingham County-Strafford County, NH | 453 | $ 79,030,000 | $ 174,459 | $ 79,000 |
| Detroit-Livonia-Dearborn, MI | 449 | $ 47,259,000 | $ 105,253 | $ 61,000 |
| Warren-Farmington Hills-Troy, MI | 437 | $ 69,897,000 | $ 159,947 | $ 78,000 |
| Indianapolis, IN | 412 | $ 46,108,000 | $ 111,912 | $ 74,000 |
| Bethesda-Frederick-Gaithersburg, MD | 404 | $ 103,443,000 | $ 256,047 | $ 95,000 |
| Cincinnati-Middletown, OH-KY-IN | 403 | $ 50,313,000 | $ 124,846 | $ 78,000 |
| Springfield, MA | 400 | $ 55,345,000 | $ 138,362 | $ 66,000 |
| Milwaukee-Waukesha-West Allis, WI | 399 | $ 55,319,000 | $ 138,644 | $ 76,000 |
| Oklahoma City, OK | 396 | $ 40,578,000 | $ 102,469 | $ 70,000 |
| Cleveland-Elyria-Mentor, OH | 390 | $ 51,118,000 | $ 131,071 | $ 75,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 385 | $ 90,679,000 | $ 235,529 | $ 123,000 |
| Los Angeles-Long Beach-Glendale, CA | 377 | $ 99,393,000 | $ 263,641 | $ 119,000 |
| St. Louis, MO-IL | 373 | $ 46,010,000 | $ 123,351 | $ 63,000 |
| Nashville-Davidson--Murfreesboro, TN | 362 | $ 41,766,000 | $ 115,375 | $ 79,000 |
| Memphis, TN-MS-AR | 361 | $ 40,589,000 | $ 112,434 | $ 101,000 |
| Riverside-San Bernardino-Ontario, CA | 350 | $ 83,750,000 | $ 239,285 | $ 133,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 347 | $ 41,476,000 | $ 119,527 | $ 75,000 |
| Burlington-South Burlington, VT | 329 | $ 60,837,000 | $ 184,914 | $ 80,000 |
| Raleigh-Cary, NC | 328 | $ 46,423,000 | $ 141,533 | $ 95,000 |
| Palm Bay-Melbourne-Titusville, FL | 322 | $ 44,059,000 | $ 136,829 | $ 88,000 |
| Louisville, KY-IN | 320 | $ 35,656,000 | $ 111,425 | $ 85,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 320 | $ 58,967,000 | $ 184,271 | $ 102,000 |
| Manchester-Nashua, NH | 310 | $ 55,495,000 | $ 179,016 | $ 89,000 |
| Norwich-New London, CT | 301 | $ 50,874,000 | $ 169,016 | $ 82,000 |
| Kansas City, MO-KS | 300 | $ 34,913,000 | $ 116,376 | $ 72,000 |
| Toledo, OH | 291 | $ 30,996,000 | $ 106,515 | $ 64,000 |
| Little Rock-North Little Rock, AR | 287 | $ 28,608,000 | $ 99,679 | $ 62,000 |
| Harrisburg-Carlisle, PA | 276 | $ 28,841,000 | $ 104,496 | $ 65,000 |
| Columbia, SC | 263 | $ 29,194,000 | $ 111,003 | $ 69,000 |
| Charleston-North Charleston, SC | 261 | $ 36,031,000 | $ 138,049 | $ 63,000 |
| Reading, PA | 256 | $ 25,922,000 | $ 101,257 | $ 75,000 |
| York-Hanover, PA | 253 | $ 28,183,000 | $ 111,395 | $ 60,000 |
| Albany-Schenectady-Troy, NY | 250 | $ 28,655,000 | $ 114,620 | $ 71,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 242 | $ 31,532,000 | $ 130,297 | $ 67,000 |
| Wilmington, DE-MD-NJ | 240 | $ 35,736,000 | $ 148,900 | $ 88,000 |
| Miami-Miami Beach-Kendall, FL | 237 | $ 38,644,000 | $ 163,054 | $ 124,000 |
| Sarasota-Bradenton-Venice, FL | 235 | $ 35,016,000 | $ 149,004 | $ 69,000 |
| Lakeland, FL | 233 | $ 27,185,000 | $ 116,673 | $ 78,000 |
| Barnstable Town, MA | 225 | $ 49,187,000 | $ 218,608 | $ 112,000 |
| Seattle-Bellevue-Everett, WA | 221 | $ 47,794,000 | $ 216,262 | $ 122,000 |
| Port St. Lucie-Fort Pierce, FL | 219 | $ 35,842,000 | $ 163,662 | $ 114,000 |
| Cape Coral-Fort Myers, FL | 217 | $ 34,333,000 | $ 158,216 | $ 85,000 |
| Grand Rapids-Wyoming, MI | 212 | $ 28,445,000 | $ 134,174 | $ 91,000 |
| Tacoma, WA | 208 | $ 34,251,000 | $ 164,668 | $ 86,000 |
| Buffalo-Niagara Falls, NY | 205 | $ 19,809,000 | $ 96,629 | $ 64,000 |
| Gary, IN | 204 | $ 18,774,000 | $ 92,029 | $ 58,000 |
| Dayton, OH | 199 | $ 21,769,000 | $ 109,391 | $ 80,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 199 | $ 24,389,000 | $ 122,557 | $ 121,000 |
| Scranton--Wilkes-Barre, PA | 195 | $ 19,038,000 | $ 97,630 | $ 58,000 |
| Fresno, CA | 194 | $ 34,933,000 | $ 180,067 | $ 157,000 |
| San Diego-Carlsbad-San Marcos, CA | 194 | $ 57,327,000 | $ 295,500 | $ 128,000 |
| Rochester, NY | 192 | $ 18,734,000 | $ 97,572 | $ 61,000 |
| Syracuse, NY | 188 | $ 16,812,000 | $ 89,425 | $ 64,000 |
| Greenville, SC | 177 | $ 21,015,000 | $ 118,728 | $ 56,000 |
| Greensboro-High Point, NC | 172 | $ 17,985,000 | $ 104,563 | $ 61,000 |
| Lancaster, PA | 167 | $ 19,591,000 | $ 117,311 | $ 61,000 |
| Oakland-Fremont-Hayward, CA | 166 | $ 50,367,000 | $ 303,415 | $ 152,000 |
| Akron, OH | 164 | $ 18,824,000 | $ 114,780 | $ 58,000 |
| Atlantic City, NJ | 162 | $ 27,358,000 | $ 168,876 | $ 71,000 |
| Trenton-Ewing, NJ | 161 | $ 24,405,000 | $ 151,583 | $ 90,000 |
| Dallas-Plano-Irving, TX | 152 | $ 18,502,000 | $ 121,723 | $ 80,000 |
| Baton Rouge, LA | 149 | $ 15,066,000 | $ 101,114 | $ 67,000 |
| Omaha-Council Bluffs, NE-IA | 147 | $ 16,617,000 | $ 113,040 | $ 63,000 |
| Lake County-Kenosha County, IL-WI | 142 | $ 27,481,000 | $ 193,528 | $ 86,000 |
| Houston-Baytown-Sugar Land, TX | 141 | $ 16,006,000 | $ 113,517 | $ 88,000 |
| Naples-Marco Island, FL | 141 | $ 29,334,000 | $ 208,042 | $ 136,000 |
| Colorado Springs, CO | 138 | $ 20,690,000 | $ 149,927 | $ 85,000 |
| Des Moines, IA | 124 | $ 14,467,000 | $ 116,669 | $ 61,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 123 | $ 17,252,000 | $ 140,260 | $ 243,000 |
| Charleston, WV | 119 | $ 13,758,000 | $ 115,613 | $ 82,000 |
| Winston-Salem, NC | 116 | $ 11,913,000 | $ 102,698 | $ 67,000 |
| Youngstown-Warren-Boardman, OH-PA | 113 | $ 11,636,000 | $ 102,973 | $ 64,000 |
| Madison, WI | 112 | $ 16,354,000 | $ 146,017 | $ 59,000 |
| Portland-Vancouver-Beaverton, OR-WA | 104 | $ 18,531,000 | $ 178,182 | $ 70,000 |
| Lewiston-Auburn, ME | 102 | $ 13,531,000 | $ 132,656 | $ 62,000 |
| Pensacola-Ferry Pass-Brent, FL | 101 | $ 12,110,000 | $ 119,900 | $ 72,000 |
| Canton-Massillon, OH | 96 | $ 9,548,000 | $ 99,458 | $ 56,000 |
| Lexington-Fayette, KY | 96 | $ 11,204,000 | $ 116,708 | $ 62,000 |
| Lansing-East Lansing, MI | 95 | $ 11,335,000 | $ 119,315 | $ 57,000 |
| Rockford, IL | 95 | $ 10,087,000 | $ 106,178 | $ 66,000 |
| Hagerstown-Martinsburg, MD-WV | 94 | $ 15,477,000 | $ 164,648 | $ 67,000 |
| Kingston, NY | 94 | $ 13,829,000 | $ 147,117 | $ 79,000 |
| Flint, MI | 93 | $ 9,201,000 | $ 98,935 | $ 52,000 |
| Durham, NC | 91 | $ 10,866,000 | $ 119,406 | $ 70,000 |
| Salt Lake City, UT | 88 | $ 12,658,000 | $ 143,840 | $ 140,000 |
| Boise City-Nampa, ID | 87 | $ 10,637,000 | $ 122,264 | $ 64,000 |
| Knoxville, TN | 87 | $ 8,623,000 | $ 99,114 | $ 70,000 |
| Columbus, GA-AL | 86 | $ 10,858,000 | $ 126,255 | $ 82,000 |
| Albuquerque, NM | 85 | $ 9,075,000 | $ 106,764 | $ 92,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 85 | $ 20,201,000 | $ 237,658 | $ 107,000 |
| Wichita, KS | 82 | $ 8,376,000 | $ 102,146 | $ 70,000 |
| Fort Wayne, IN | 81 | $ 8,264,000 | $ 102,024 | $ 61,000 |
| Modesto, CA | 80 | $ 16,448,000 | $ 205,600 | $ 114,000 |
| Santa Ana-Anaheim-Irvine, CA | 80 | $ 23,682,000 | $ 296,025 | $ 117,000 |
| Williamsport, PA | 80 | $ 6,240,000 | $ 78,000 | $ 67,000 |
| Vero Beach, FL | 77 | $ 11,259,000 | $ 146,220 | $ 111,000 |
| New Orleans-Metairie-Kenner, LA | 76 | $ 8,417,000 | $ 110,750 | $ 80,000 |
| Tallahassee, FL | 76 | $ 9,578,000 | $ 126,026 | $ 102,000 |
| Peoria, IL | 75 | $ 6,955,000 | $ 92,733 | $ 46,000 |
| Racine, WI | 75 | $ 10,061,000 | $ 134,146 | $ 77,000 |
| Dover, DE | 74 | $ 10,660,000 | $ 144,054 | $ 63,000 |
| Utica-Rome, NY | 74 | $ 6,384,000 | $ 86,270 | $ 54,000 |
| Green Bay, WI | 72 | $ 8,904,000 | $ 123,666 | $ 45,000 |
| Binghamton, NY | 71 | $ 5,587,000 | $ 78,690 | $ 61,000 |
| Bakersfield, CA | 70 | $ 11,737,000 | $ 167,671 | $ 247,000 |
| Bangor, ME | 70 | $ 9,083,000 | $ 129,757 | $ 64,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 70 | $ 23,226,000 | $ 331,800 | $ 155,000 |
| Huntsville, AL | 69 | $ 7,104,000 | $ 102,956 | $ 94,000 |
| Fort Worth-Arlington, TX | 68 | $ 7,437,000 | $ 109,367 | $ 75,000 |
| Mobile, AL | 67 | $ 6,647,000 | $ 99,208 | $ 63,000 |
| Kalamazoo-Portage, MI | 66 | $ 7,951,000 | $ 120,469 | $ 76,000 |
| Holland-Grand Haven, MI | 64 | $ 8,416,000 | $ 131,500 | $ 78,000 |
| Augusta-Richmond County, GA-SC | 63 | $ 6,321,000 | $ 100,333 | $ 54,000 |
| Spartanburg, SC | 62 | $ 7,049,000 | $ 113,693 | $ 41,000 |
| Ocala, FL | 59 | $ 6,173,000 | $ 104,627 | $ 90,000 |
| Lebanon, PA | 58 | $ 5,380,000 | $ 92,758 | $ 62,000 |
| Macon, GA | 58 | $ 5,950,000 | $ 102,586 | $ 55,000 |
| Savannah, GA | 58 | $ 7,543,000 | $ 130,051 | $ 72,000 |
| Stockton, CA | 57 | $ 14,407,000 | $ 252,754 | $ 115,000 |
| Fort Smith, AR-OK | 56 | $ 6,069,000 | $ 108,375 | $ 64,000 |
| Huntington-Ashland, WV-KY-OH | 56 | $ 4,577,000 | $ 81,732 | $ 50,000 |
| Erie, PA | 55 | $ 5,632,000 | $ 102,400 | $ 55,000 |
| Gainesville, GA | 55 | $ 7,065,000 | $ 128,454 | $ 66,000 |
| South Bend-Mishawaka, IN-MI | 55 | $ 5,352,000 | $ 97,309 | $ 50,000 |
| Anderson, SC | 54 | $ 6,671,000 | $ 123,537 | $ 72,000 |
| Olympia, WA | 54 | $ 8,183,000 | $ 151,537 | $ 64,000 |
| Roanoke, VA | 53 | $ 6,847,000 | $ 129,188 | $ 49,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 53 | $ 17,438,000 | $ 329,018 | $ 145,000 |
| Fort Walton Beach-Crestview-Destin, FL | 52 | $ 6,798,000 | $ 130,730 | $ 84,000 |
| Panama City-Lynn Haven, FL | 52 | $ 7,860,000 | $ 151,153 | $ 101,000 |
| Parkersburg-Marietta, WV-OH | 52 | $ 4,807,000 | $ 92,442 | $ 57,000 |
| Gainesville, FL | 51 | $ 5,827,000 | $ 114,254 | $ 82,000 |
| Montgomery, AL | 51 | $ 5,582,000 | $ 109,450 | $ 57,000 |
| Ocean City, NJ | 51 | $ 10,071,000 | $ 197,470 | $ 113,000 |
| San Francisco-San Mateo-Redwood City, CA | 51 | $ 18,943,000 | $ 371,431 | $ 135,000 |
| Cedar Rapids, IA | 49 | $ 4,448,000 | $ 90,775 | $ 57,000 |
| Spokane, WA | 49 | $ 6,984,000 | $ 142,530 | $ 58,000 |
| Wilmington, NC | 49 | $ 9,319,000 | $ 190,183 | $ 181,000 |
| Greeley, CO | 48 | $ 6,192,000 | $ 129,000 | $ 63,000 |
| Vallejo-Fairfield, CA | 48 | $ 13,795,000 | $ 287,395 | $ 107,000 |
| Florence, SC | 47 | $ 5,352,000 | $ 113,872 | $ 77,000 |
| Janesville, WI | 47 | $ 5,955,000 | $ 126,702 | $ 58,000 |
| Lynchburg, VA | 47 | $ 5,100,000 | $ 108,510 | $ 61,000 |
| Prescott, AZ | 47 | $ 8,277,000 | $ 176,106 | $ 115,000 |
| Vineland-Millville-Bridgeton, NJ | 47 | $ 6,287,000 | $ 133,765 | $ 62,000 |
| Cheyenne, WY | 46 | $ 6,036,000 | $ 131,217 | $ 82,000 |
| Springfield, OH | 46 | $ 4,555,000 | $ 99,021 | $ 54,000 |
| Evansville, IN-KY | 45 | $ 4,366,000 | $ 97,022 | $ 75,000 |
| Jackson, MS | 45 | $ 4,044,000 | $ 89,866 | $ 51,000 |
| Punta Gorda, FL | 45 | $ 6,233,000 | $ 138,511 | $ 84,000 |
| Shreveport-Bossier City, LA | 45 | $ 3,828,000 | $ 85,066 | $ 61,000 |
| Springfield, MO | 44 | $ 4,994,000 | $ 113,500 | $ 70,000 |
| Visalia-Porterville, CA | 44 | $ 6,717,000 | $ 152,659 | $ 89,000 |
| Altoona, PA | 43 | $ 3,530,000 | $ 82,093 | $ 58,000 |
| Niles-Benton Harbor, MI | 43 | $ 4,557,000 | $ 105,976 | $ 67,000 |
| Tuscaloosa, AL | 43 | $ 5,483,000 | $ 127,511 | $ 80,000 |
| Reno-Sparks, NV | 42 | $ 8,698,000 | $ 207,095 | $ 79,000 |
| Sioux Falls, SD | 42 | $ 5,243,000 | $ 124,833 | $ 53,000 |
| Topeka, KS | 42 | $ 3,660,000 | $ 87,142 | $ 67,000 |
| Winchester, VA-WV | 42 | $ 6,920,000 | $ 164,761 | $ 92,000 |
| Asheville, NC | 41 | $ 5,761,000 | $ 140,512 | $ 73,000 |
| Lincoln, NE | 41 | $ 5,203,000 | $ 126,902 | $ 95,000 |
| Salisbury, MD | 41 | $ 4,926,000 | $ 120,146 | $ 59,000 |
| Glens Falls, NY | 40 | $ 4,083,000 | $ 102,075 | $ 74,000 |
| Jonesboro, AR | 40 | $ 3,901,000 | $ 97,525 | $ 62,000 |
| Kingsport-Bristol-Bristol, TN-VA | 40 | $ 2,927,000 | $ 73,175 | $ 114,000 |
| Eau Claire, WI | 39 | $ 4,510,000 | $ 115,641 | $ 60,000 |
| Appleton, WI | 38 | $ 5,512,000 | $ 145,052 | $ 70,000 |
| Champaign-Urbana, IL | 37 | $ 3,282,000 | $ 88,702 | $ 56,000 |
| Hot Springs, AR | 37 | $ 5,339,000 | $ 144,297 | $ 119,000 |
| Mansfield, OH | 37 | $ 3,762,000 | $ 101,675 | $ 69,000 |
| Jackson, MI | 36 | $ 4,342,000 | $ 120,611 | $ 42,000 |
| Sheboygan, WI | 36 | $ 3,424,000 | $ 95,111 | $ 75,000 |
| Ann Arbor, MI | 35 | $ 6,721,000 | $ 192,028 | $ 72,000 |
| Hickory-Lenoir-Morganton, NC | 35 | $ 4,045,000 | $ 115,571 | $ 62,000 |
| Albany, GA | 34 | $ 3,050,000 | $ 89,705 | $ 60,000 |
| Bremerton-Silverdale, WA | 34 | $ 5,794,000 | $ 170,411 | $ 62,000 |
| McAllen-Edinburg-Pharr, TX | 33 | $ 3,275,000 | $ 99,242 | $ 104,000 |
| Morgantown, WV | 33 | $ 3,176,000 | $ 96,242 | $ 47,000 |
| Muskegon-Norton Shores, MI | 33 | $ 3,106,000 | $ 94,121 | $ 40,000 |
| Pittsfield, MA | 33 | $ 4,005,000 | $ 121,363 | $ 61,000 |
| Springfield, IL | 33 | $ 3,200,000 | $ 96,969 | $ 77,000 |
| Fayetteville, NC | 32 | $ 3,395,000 | $ 106,093 | $ 49,000 |
| Wheeling, WV-OH | 32 | $ 3,134,000 | $ 97,937 | $ 77,000 |
| Boulder, CO | 31 | $ 6,179,000 | $ 199,322 | $ 91,000 |
| Burlington, NC | 31 | $ 4,579,000 | $ 147,709 | $ 185,000 |
| Chattanooga, TN-GA | 31 | $ 3,388,000 | $ 109,290 | $ 181,000 |
| Decatur, IL | 31 | $ 2,488,000 | $ 80,258 | $ 54,000 |
| Kennewick-Richland-Pasco, WA | 31 | $ 3,463,000 | $ 111,709 | $ 57,000 |
| Michigan City-La Porte, IN | 31 | $ 3,327,000 | $ 107,322 | $ 66,000 |
| Monroe, MI | 31 | $ 4,381,000 | $ 141,322 | $ 77,000 |
| Weirton-Steubenville, WV-OH | 31 | $ 3,220,000 | $ 103,870 | $ 92,000 |
| Davenport-Moline-Rock Island, IA-IL | 30 | $ 2,808,000 | $ 93,600 | $ 61,000 |
| State College, PA | 30 | $ 2,667,000 | $ 88,900 | $ 64,000 |
| Anderson, IN | 28 | $ 2,593,000 | $ 92,607 | $ 87,000 |
| Battle Creek, MI | 28 | $ 2,705,000 | $ 96,607 | $ 45,000 |
| Charlottesville, VA | 28 | $ 3,914,000 | $ 139,785 | $ 77,000 |
| Fargo, ND-MN | 28 | $ 2,688,000 | $ 96,000 | $ 77,000 |
| Pine Bluff, AR | 28 | $ 2,432,000 | $ 86,857 | $ 201,000 |
| Provo-Orem, UT | 28 | $ 3,424,000 | $ 122,285 | $ 123,000 |
| Santa Rosa-Petaluma, CA | 28 | $ 7,054,000 | $ 251,928 | $ 146,000 |
| Clarksville, TN-KY | 27 | $ 2,445,000 | $ 90,555 | $ 57,000 |
| Coeur D'Alene, ID | 27 | $ 4,055,000 | $ 150,185 | $ 54,000 |
| Merced, CA | 27 | $ 6,167,000 | $ 228,407 | $ 227,000 |
| Wausau, WI | 27 | $ 3,066,000 | $ 113,555 | $ 39,000 |
| Athens-Clarke County, GA | 26 | $ 4,335,000 | $ 166,730 | $ 68,000 |
| Fort Collins-Loveland, CO | 26 | $ 4,703,000 | $ 180,884 | $ 90,000 |
| Muncie, IN | 26 | $ 2,170,000 | $ 83,461 | $ 56,000 |
| Pueblo, CO | 26 | $ 2,645,000 | $ 101,730 | $ 51,000 |
| Rapid City, SD | 26 | $ 3,236,000 | $ 124,461 | $ 62,000 |
| San Antonio, TX | 25 | $ 2,320,000 | $ 92,800 | $ 62,000 |
| Auburn-Opelika, AL | 24 | $ 3,120,000 | $ 130,000 | $ 133,000 |
| Bloomington, IN | 24 | $ 2,983,000 | $ 124,291 | $ 46,000 |
| Duluth, MN-WI | 24 | $ 2,883,000 | $ 120,125 | $ 89,000 |
| Greenville, NC | 24 | $ 2,605,000 | $ 108,541 | $ 69,000 |
| Johnstown, PA | 24 | $ 1,498,000 | $ 62,416 | $ 46,000 |
| Kokomo, IN | 24 | $ 2,769,000 | $ 115,375 | $ 64,000 |
| Yuba City, CA | 24 | $ 3,716,000 | $ 154,833 | $ 92,000 |
| Grand Junction, CO | 23 | $ 3,090,000 | $ 134,347 | $ 68,000 |
| Gulfport-Biloxi, MS | 23 | $ 2,037,000 | $ 88,565 | $ 54,000 |
| Lawton, OK | 23 | $ 1,997,000 | $ 86,826 | $ 54,000 |
| Oshkosh-Neenah, WI | 23 | $ 2,281,000 | $ 99,173 | $ 55,000 |
| Casper, WY | 22 | $ 2,571,000 | $ 116,863 | $ 49,000 |
| Johnson City, TN | 22 | $ 1,797,000 | $ 81,681 | $ 44,000 |
| La Crosse, WI-MN | 22 | $ 2,358,000 | $ 107,181 | $ 53,000 |
| Madera, CA | 22 | $ 4,060,000 | $ 184,545 | $ 72,000 |
| Sumter, SC | 22 | $ 2,330,000 | $ 105,909 | $ 49,000 |
| Elkhart-Goshen, IN | 21 | $ 2,226,000 | $ 106,000 | $ 51,000 |
| Fond Du Lac, WI | 21 | $ 2,689,000 | $ 128,047 | $ 54,000 |
| Lafayette, IN | 21 | $ 1,996,000 | $ 95,047 | $ 47,000 |
| Ogden-Clearfield, UT | 21 | $ 2,432,000 | $ 115,809 | $ 76,000 |
| Saginaw-Saginaw Township North, MI | 21 | $ 2,378,000 | $ 113,238 | $ 66,000 |
| St. Joseph, MO-KS | 21 | $ 1,935,000 | $ 92,142 | $ 42,000 |
| Billings, MT | 20 | $ 2,331,000 | $ 116,550 | $ 66,000 |
| Cumberland, MD-WV | 20 | $ 1,671,000 | $ 83,550 | $ 87,000 |
| Elmira, NY | 20 | $ 1,744,000 | $ 87,200 | $ 49,000 |
| Kankakee-Bradley, IL | 20 | $ 2,269,000 | $ 113,450 | $ 62,000 |
| Salem, OR | 20 | $ 3,258,000 | $ 162,900 | $ 62,000 |
| Sandusky, OH | 20 | $ 1,984,000 | $ 99,200 | $ 64,000 |
| Warner Robins, GA | 20 | $ 2,311,000 | $ 115,550 | $ 55,000 |
| Anniston-Oxford, AL | 19 | $ 2,102,000 | $ 110,631 | $ 74,000 |
| Bloomington-Normal, IL | 19 | $ 2,283,000 | $ 120,157 | $ 112,000 |
| Dalton, GA | 19 | $ 2,431,000 | $ 127,947 | $ 86,000 |
| Idaho Falls, ID | 19 | $ 1,945,000 | $ 102,368 | $ 81,000 |
| Jacksonville, NC | 19 | $ 2,195,000 | $ 115,526 | $ 70,000 |
| Joplin, MO | 19 | $ 1,500,000 | $ 78,947 | $ 35,000 |
| Rochester, MN | 19 | $ 2,071,000 | $ 109,000 | $ 53,000 |
| Rocky Mount, NC | 19 | $ 2,087,000 | $ 109,842 | $ 71,000 |
| Terre Haute, IN | 19 | $ 1,650,000 | $ 86,842 | $ 56,000 |
| Austin-Round Rock, TX | 18 | $ 2,138,000 | $ 118,777 | $ 75,000 |
| Blacksburg-Christiansburg-Radford, VA | 18 | $ 2,265,000 | $ 125,833 | $ 68,000 |
| Brunswick, GA | 18 | $ 2,542,000 | $ 141,222 | $ 86,000 |
| Lima, OH | 18 | $ 1,730,000 | $ 96,111 | $ 51,000 |
| Bay City, MI | 17 | $ 1,494,000 | $ 87,882 | $ 44,000 |
| Elizabethtown, KY | 17 | $ 1,741,000 | $ 102,411 | $ 56,000 |
| Valdosta, GA | 17 | $ 1,945,000 | $ 114,411 | $ 117,000 |
| Danville, VA | 16 | $ 1,610,000 | $ 100,625 | $ 62,000 |
| Great Falls, MT | 16 | $ 1,517,000 | $ 94,812 | $ 55,000 |
| Jackson, TN | 16 | $ 1,526,000 | $ 95,375 | $ 103,000 |
| Monroe, LA | 16 | $ 1,550,000 | $ 96,875 | $ 63,000 |
| Rome, GA | 16 | $ 1,938,000 | $ 121,125 | $ 69,000 |
| Yakima, WA | 16 | $ 1,573,000 | $ 98,312 | $ 46,000 |
| Yuma, AZ | 16 | $ 2,673,000 | $ 167,062 | $ 104,000 |
| Bowling Green, KY | 15 | $ 1,302,000 | $ 86,800 | $ 48,000 |
| Dothan, AL | 15 | $ 2,233,000 | $ 148,866 | $ 84,000 |
| Flagstaff, AZ | 15 | $ 3,341,000 | $ 222,733 | $ 164,000 |
| Mount Vernon-Anacortes, WA | 15 | $ 2,430,000 | $ 162,000 | $ 65,000 |
| St. Cloud, MN | 15 | $ 2,319,000 | $ 154,600 | $ 90,000 |
| Pascagoula, MS | 14 | $ 1,431,000 | $ 102,214 | $ 70,000 |
| Bellingham, WA | 13 | $ 1,941,000 | $ 149,307 | $ 68,000 |
| Bismarck, ND | 13 | $ 1,787,000 | $ 137,461 | $ 55,000 |
| Eugene-Springfield, OR | 13 | $ 1,826,000 | $ 140,461 | $ 66,000 |
| Missoula, MT | 13 | $ 2,051,000 | $ 157,769 | $ 61,000 |
| Waterloo-Cedar Falls, IA | 13 | $ 1,095,000 | $ 84,230 | $ 43,000 |
| Decatur, AL | 12 | $ 1,167,000 | $ 97,250 | $ 49,000 |
| Redding, CA | 12 | $ 1,902,000 | $ 158,500 | $ 49,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 12 | $ 4,398,000 | $ 366,500 | $ 103,000 |
| Columbus, IN | 11 | $ 1,300,000 | $ 118,181 | $ 54,000 |
| Hanford-Corcoran, CA | 11 | $ 1,572,000 | $ 142,909 | $ 70,000 |
| Ithaca, NY | 11 | $ 1,449,000 | $ 131,727 | $ 75,000 |
| Jefferson City, MO | 11 | $ 1,292,000 | $ 117,454 | $ 73,000 |
| Medford, OR | 11 | $ 2,253,000 | $ 204,818 | $ 81,000 |
| Santa Fe, NM | 11 | $ 1,950,000 | $ 177,272 | $ 430,000 |
| Hinesville-Fort Stewart, GA | 10 | $ 895,000 | $ 89,500 | $ 63,000 |
| Lafayette, LA | 10 | $ 973,000 | $ 97,300 | $ 61,000 |
| Grand Forks, ND-MN | 9 | $ 883,000 | $ 98,111 | $ 53,000 |
| Laredo, TX | 9 | $ 638,000 | $ 70,888 | $ 55,000 |
| Lawrence, KS | 9 | $ 1,382,000 | $ 153,555 | $ 70,000 |
| Longview, WA | 9 | $ 1,003,000 | $ 111,444 | $ 46,000 |
| Pocatello, ID | 9 | $ 953,000 | $ 105,888 | $ 61,000 |
| St. George, UT | 9 | $ 1,462,000 | $ 162,444 | $ 86,000 |
| Wenatchee, WA | 9 | $ 1,409,000 | $ 156,555 | $ 45,000 |
| Alexandria, LA | 8 | $ 836,000 | $ 104,500 | $ 59,000 |
| Chico, CA | 8 | $ 1,643,000 | $ 205,375 | $ 64,000 |
| Danville, IL | 8 | $ 562,000 | $ 70,250 | $ 52,000 |
| El Paso, TX | 8 | $ 523,000 | $ 65,375 | $ 39,000 |
| Goldsboro, NC | 8 | $ 665,000 | $ 83,125 | $ 35,000 |
| Iowa City, IA | 8 | $ 1,122,000 | $ 140,250 | $ 49,000 |
| Bend, OR | 7 | $ 1,173,000 | $ 167,571 | $ 54,000 |
| Cleveland, TN | 7 | $ 561,000 | $ 80,142 | $ 36,000 |
| Columbia, MO | 7 | $ 890,000 | $ 127,142 | $ 67,000 |
| Gadsden, AL | 7 | $ 579,000 | $ 82,714 | $ 46,000 |
| Harrisonburg, VA | 7 | $ 1,072,000 | $ 153,142 | $ 44,000 |
| Las Cruces, NM | 7 | $ 796,000 | $ 113,714 | $ 85,000 |
| San Luis Obispo-Paso Robles, CA | 7 | $ 2,481,000 | $ 354,428 | $ 1,493,000 |
| Wichita Falls, TX | 7 | $ 427,000 | $ 61,000 | $ 54,000 |
| Houma-Bayou Cane-Thibodaux, LA | 6 | $ 516,000 | $ 86,000 | $ 43,000 |
| Lewiston, ID-WA | 6 | $ 737,000 | $ 122,833 | $ 59,000 |
| Lubbock, TX | 6 | $ 426,000 | $ 71,000 | $ 46,000 |
| Sioux City, IA-NE-SD | 6 | $ 450,000 | $ 75,000 | $ 46,000 |
| Waco, TX | 6 | $ 253,000 | $ 42,166 | $ 36,000 |
| Ames, IA | 5 | $ 453,000 | $ 90,600 | $ 56,000 |
| Beaumont-Port Arthur, TX | 5 | $ 295,000 | $ 59,000 | $ 60,000 |
| Brownsville-Harlingen, TX | 5 | $ 442,000 | $ 88,400 | $ 69,000 |
| Corpus Christi, TX | 5 | $ 647,000 | $ 129,400 | $ 87,000 |
| Corvallis, OR | 5 | $ 510,000 | $ 102,000 | $ 43,000 |
| Florence-Muscle Shoals, AL | 5 | $ 460,000 | $ 92,000 | $ 48,000 |
| Hattiesburg, MS | 5 | $ 255,000 | $ 51,000 | $ 25,000 |
| Morristown, TN | 5 | $ 498,000 | $ 99,600 | $ 39,000 |
| Napa, CA | 5 | $ 1,364,000 | $ 272,800 | $ 107,000 |
| Dubuque, IA | 4 | $ 412,000 | $ 103,000 | $ 47,000 |
| Salinas, CA | 4 | $ 1,208,000 | $ 302,000 | $ 134,000 |
| San Angelo, TX | 4 | $ 256,000 | $ 64,000 | $ 42,000 |
| Santa Cruz-Watsonville, CA | 4 | $ 1,467,000 | $ 366,750 | $ 194,000 |
| Amarillo, TX | 3 | $ 186,000 | $ 62,000 | $ 63,000 |
| Carson City, NV | 3 | $ 758,000 | $ 252,666 | $ 93,000 |
| El Centro, CA | 3 | $ 280,000 | $ 93,333 | $ 140,000 |
| Killeen-Temple-Fort Hood, TX | 3 | $ 291,000 | $ 97,000 | $ 50,000 |
| Owensboro, KY | 2 | $ 260,000 | $ 130,000 | $ 48,000 |
| Texarkana, Tx-Texarkana, AR | 2 | $ 147,000 | $ 73,500 | $ 31,000 |
| Tyler, TX | 2 | $ 95,000 | $ 47,500 | $ 32,000 |
| Victoria, TX | 2 | $ 230,000 | $ 115,000 | $ 73,000 |
| Abilene, TX | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| College Station-Bryan, TX | 1 | $ 150,000 | $ 150,000 | $ 91,000 |
| Farmington, NM | 1 | $ 138,000 | $ 138,000 | $ 33,000 |
| Honolulu, HI | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Lake Charles, LA | 1 | $ 159,000 | $ 159,000 | $ 111,000 |
| Logan, UT-ID | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Midland, TX | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
| San Juan-Caguas-Guaynabo, PR | 1 | $ 80,000 | $ 80,000 | $ 332,000 |
| Sherman-Denison, TX | 1 | $ 150,000 | $ 150,000 | $ 109,000 |
Mortgage Loan Application Detail Totals for Mortgage Lenders Network USA in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 50,080 | $8,093,994,000 | $149,686 | $1,325,000 | $80,313 | $9,999,000 |
| Home Purchase | 23,740 | $3,466,478,000 | $125,156 | $1,100,000 | $84,921 | $9,749,000 |
| Home Improvement | 2,137 | $138,092,000 | $70,479 | $800,000 | $78,895 | $2,637,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 33,618 | $5,331,442,000 | $144,700 | $1,000,000 | $89,060 | $9,999,000 |
| Not Provided | 26,458 | $3,912,912,000 | $140,461 | $1,325,000 | $78,673 | $5,468,000 |
| Black or African American | 8,485 | $1,196,624,000 | $131,276 | $1,000,000 | $66,361 | $4,428,000 |
| Hispanic | 5,805 | $947,736,000 | $135,000 | $910,000 | $74,875 | $8,180,000 |
| Asian | 1,185 | $245,457,000 | $180,813 | $780,000 | $109,976 | $5,372,000 |
| American Indian or Alaskan Native | 205 | $29,597,000 | $145,368 | $675,000 | $114,657 | $1,825,000 |
| Native Hawaiian or Other Pacific Islander | 197 | $34,335,000 | $155,285 | $670,000 | $106,321 | $2,906,000 |
| Not applicable | 4 | $461,000 | $84,500 | $212,000 | $43,500 | $60,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 75,957 | $11,698,564,000 | $139,288 | $1,325,000 | $83,153 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 29,543 | $4,883,982,000 | $140,836 | $1,000,000 | $85,408 | $9,999,000 |
| Application Denied By Financial Institution | 22,577 | $3,227,461,000 | $135,816 | $1,325,000 | $75,102 | $7,113,000 |
| Application Withdrawn By Applicant | 16,612 | $2,474,832,000 | $146,941 | $1,100,000 | $77,215 | $6,000,000 |
| Application Approved But Not Accepted | 3,799 | $592,052,000 | $143,229 | $1,000,000 | $92,458 | $5,699,000 |
| Loan Purchased By The Institution | 2,920 | $436,036,000 | $138,605 | $960,000 | $117,078 | $5,240,000 |
| File Closed For Incompleteness | 378 | $67,574,000 | $159,857 | $750,000 | $87,547 | $836,000 |
| Preapproval Denied by Financial Institution | 128 | $16,627,000 | $129,000 | $495,000 | $45,000 | $1,044,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8,436 | $1,121,644,000 | $130,820 | $980,000 | $68,740 | $7,113,000 |
| Collateral | 3,422 | $480,047,000 | $138,920 | $1,325,000 | $92,920 | $2,404,000 |
| Other | 3,001 | $441,457,000 | $137,617 | $896,000 | $91,106 | $5,372,000 |
| Credit Application Incomplete | 2,953 | $466,701,000 | $147,875 | $969,000 | $75,979 | $1,964,000 |
| Debt-To-Income Ratio | 2,913 | $432,952,000 | $133,780 | $933,000 | $48,200 | $1,200,000 |
| Employment History | 989 | $141,692,000 | $135,777 | $713,000 | $70,155 | $900,000 |
| Unverifiable Information | 688 | $117,599,000 | $151,826 | $1,000,000 | $84,282 | $1,570,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 277 | $37,464,000 | $136,375 | $768,000 | $55,600 | $588,000 |
| Mortgage Insurance Denied | 14 | $2,219,000 | $155,181 | $245,000 | $96,727 | $900,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mortgage Lenders Network USA's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mortgage Lenders Network USA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Connecticut, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About