Zillow Home Loans, LLC Mortgage Lending & HMDA Data, 2025

In 2025, Zillow Home Loans, LLC of Irvine, CA reported 20,173 mortgage applications totaling $6.6 billion, up 54% from 2024. The average application was for $328,512, and applicants reported an average income of $127,067. 71% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,010), Denver-Aurora-Lakewood, CO (714) and Phoenix-Mesa-Scottsdale, AZ (714) (applications in parentheses).

Mortgage Company & Address Zillow Home Loans, LLC
2600 Michelson Drive
Irvine, CA 92612
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 20,173
Total Mortgage Loan Application Amount $6,627,085,000
Average Mortgage Loan Application Amount $328,512
Highest Mortgage Loan Application Amount $2,165,000
Average Applicant Income $127,067
Highest Applicant Income $2,607,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Zillow Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Zillow Home Loans, LLC by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 1,737 $ 391,515,000 $ 225,397 $ 96,760
Atlanta-Sandy Springs-Roswell, GA 1,010 $ 323,670,000 $ 320,465 $ 125,000
Denver-Aurora-Lakewood, CO 714 $ 318,480,000 $ 446,050 $ 148,000
Phoenix-Mesa-Scottsdale, AZ 714 $ 264,470,000 $ 370,406 $ 130,000
Charlotte-Concord-Gastonia, NC-SC 648 $ 220,360,000 $ 340,061 $ 131,209
Dallas-Plano-Irving, TX 623 $ 221,385,000 $ 355,353 $ 148,000
Houston-The Woodlands-Sugar Land, TX 482 $ 137,820,000 $ 285,933 $ 130,000
Los Angeles-Long Beach-Glendale, CA 417 $ 261,955,000 $ 628,189 $ 203,000
San Antonio-New Braunfels, TX 379 $ 107,415,000 $ 283,416 $ 115,000
Raleigh, NC 375 $ 129,015,000 $ 344,040 $ 128,000
Riverside-San Bernardino-Ontario, CA 352 $ 161,690,000 $ 459,346 $ 148,000
Chicago-Naperville, IL 346 $ 99,770,000 $ 288,352 $ 123,000
Orlando-Kissimmee-Sanford, FL 323 $ 110,275,000 $ 341,408 $ 135,000
Portland-Vancouver-Hillsboro, OR-WA 317 $ 131,025,000 $ 413,328 $ 134,810
Warren-Troy-Farmington Hills, MI 315 $ 82,905,000 $ 263,190 $ 117,000
Arlington-Alexandria-Reston, VA-WV 313 $ 155,565,000 $ 497,012 $ 177,632
Las Vegas-Henderson-Paradise, NV 309 $ 107,085,000 $ 346,553 $ 141,000
Fort Worth-Arlington, TX 305 $ 89,635,000 $ 293,885 $ 118,000
Marietta, GA 295 $ 105,745,000 $ 358,457 $ 130,000
Austin-Round Rock, TX 285 $ 100,505,000 $ 352,649 $ 151,000
Minneapolis-St. Paul-Bloomington, MN-WI 278 $ 80,430,000 $ 289,316 $ 112,546
San Diego-Carlsbad, CA 265 $ 163,285,000 $ 616,169 $ 203,000
Baltimore-Columbia-Towson, MD 236 $ 82,870,000 $ 351,144 $ 127,000
Oklahoma City, OK 229 $ 54,645,000 $ 238,624 $ 100,000
Tampa, FL 222 $ 65,090,000 $ 293,198 $ 124,000
Cleveland, OH 212 $ 44,490,000 $ 209,858 $ 87,000
Jacksonville, FL 208 $ 57,210,000 $ 275,048 $ 111,000
St. Louis, MO-IL 195 $ 43,915,000 $ 225,205 $ 101,846
Seattle-Bellevue-Everett, WA 193 $ 108,125,000 $ 560,233 $ 186,000
Sacramento--Roseville--Arden-Arcade, CA 192 $ 84,200,000 $ 438,541 $ 159,000
Fayetteville-Springdale-Rogers, AR-MO 170 $ 56,020,000 $ 329,529 $ 135,000
Detroit-Dearborn-Livonia, MI 168 $ 32,970,000 $ 196,250 $ 91,000
Anaheim-Santa Ana-Irvine, CA 157 $ 109,615,000 $ 698,184 $ 232,000
Palm Bay-Melbourne-Titusville, FL 156 $ 45,240,000 $ 290,000 $ 109,000
North Port-Sarasota-Bradenton, FL 152 $ 45,990,000 $ 302,565 $ 156,000
Kansas City, MO-KS 142 $ 36,780,000 $ 259,014 $ 99,021
Indianapolis-Carmel-Anderson, IN 140 $ 33,460,000 $ 239,000 $ 94,000
Deltona-Daytona Beach-Ormond Beach, FL 138 $ 38,030,000 $ 275,579 $ 112,000
Cincinnati, OH-KY-IN 131 $ 29,895,000 $ 228,206 $ 96,748
Washington, DC-MD 125 $ 53,325,000 $ 426,600 $ 146,144
Ocala, FL 121 $ 29,665,000 $ 245,165 $ 98,000
Durham-Chapel Hill, NC 119 $ 44,075,000 $ 370,378 $ 164,000
Cape Coral-Fort Myers, FL 116 $ 35,450,000 $ 305,603 $ 131,000
Virginia Beach-Norfolk-Newport News, VA-NC 115 $ 34,105,000 $ 296,565 $ 108,165
Washington-Baltimore-Arlington, DC 110 $ 52,640,000 $ 478,545 $ 173,000
Lakeland-Winter Haven, FL 108 $ 27,940,000 $ 258,703 $ 109,000
Philadelphia, PA 107 $ 32,115,000 $ 300,140 $ 124,000
Pittsburgh, PA 103 $ 20,235,000 $ 196,456 $ 88,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 102 $ 36,330,000 $ 356,176 $ 142,000
St. Petersburg-Clearwater-Largo, FL 100 $ 31,240,000 $ 312,400 $ 168,000
Montgomery County-Bucks County-Chester County, PA 94 $ 34,260,000 $ 364,468 $ 158,000
Camden, NJ 88 $ 29,230,000 $ 332,159 $ 124,000
Louisville/Jefferson County, KY-IN 76 $ 18,630,000 $ 245,131 $ 88,105
Punta Gorda, FL 76 $ 22,280,000 $ 293,157 $ 133,000
Richmond, VA 72 $ 22,650,000 $ 314,583 $ 130,000
Everett, WA 71 $ 37,875,000 $ 533,450 $ 179,000
Columbia, SC 67 $ 15,825,000 $ 236,194 $ 93,000
Akron, OH 66 $ 13,680,000 $ 207,272 $ 90,000
Charleston-North Charleston, SC 64 $ 20,910,000 $ 326,718 $ 106,000
Omaha-Council Bluffs, NE-IA 64 $ 17,310,000 $ 270,468 $ 120,750
Lake County-Porter County-Jasper County, IN 63 $ 14,365,000 $ 228,015 $ 90,000
Oakland-Hayward-Berkeley, CA 60 $ 36,380,000 $ 606,333 $ 213,000
Flint, MI 58 $ 11,350,000 $ 195,689 $ 78,000
West Palm Beach-Boca Raton-Delray Beach, FL 56 $ 19,100,000 $ 341,071 $ 151,000
Dayton-Springfield-Kettering, OH 53 $ 10,125,000 $ 191,037 $ 80,000
Miami-Miami Beach-Kendall, FL 53 $ 19,975,000 $ 376,886 $ 154,000
Wilmington, NC 53 $ 16,865,000 $ 318,207 $ 140,000
Tacoma-Lakewood, WA 52 $ 24,010,000 $ 461,730 $ 125,000
Port St. Lucie, FL 50 $ 13,230,000 $ 264,600 $ 114,000
Grand Rapids-Wyoming, MI 49 $ 12,135,000 $ 247,653 $ 106,000
Columbus, OH 48 $ 12,140,000 $ 252,916 $ 115,000
Tucson, AZ 47 $ 13,755,000 $ 292,659 $ 117,000
Colorado Springs, CO 46 $ 16,610,000 $ 361,086 $ 122,000
Lake County-Kenosha County, IL-WI 46 $ 12,850,000 $ 279,347 $ 117,000
Elgin, IL 45 $ 13,405,000 $ 297,888 $ 112,000
Greenville-Anderson-Mauldin, SC 45 $ 11,775,000 $ 261,666 $ 87,000
Bakersfield, CA 44 $ 14,150,000 $ 321,590 $ 103,000
Savannah, GA 44 $ 13,390,000 $ 304,318 $ 126,000
Milwaukee-Waukesha-West Allis, WI 43 $ 10,315,000 $ 239,883 $ 95,000
Nashville-Davidson--Murfreesboro--Franklin, TN 41 $ 17,545,000 $ 427,926 $ 165,000
Memphis, TN-MS-AR 40 $ 8,430,000 $ 210,750 $ 83,125
Tulsa, OK 40 $ 8,330,000 $ 208,250 $ 93,000
Homosassa Springs, FL 39 $ 8,965,000 $ 229,871 $ 90,000
Pensacola-Ferry Pass-Brent, FL 39 $ 10,455,000 $ 268,076 $ 108,000
Gainesville, FL 38 $ 11,600,000 $ 305,263 $ 162,000
Birmingham-Hoover, AL 37 $ 7,545,000 $ 203,918 $ 95,000
Des Moines-West Des Moines, IA 36 $ 8,130,000 $ 225,833 $ 94,000
Huntsville, AL 36 $ 9,640,000 $ 267,777 $ 106,000
Spokane-Spokane Valley, WA 36 $ 13,340,000 $ 370,555 $ 110,000
Augusta-Richmond County, GA-SC 35 $ 8,805,000 $ 251,571 $ 115,714
Crestview-Fort Walton Beach-Destin, FL 35 $ 12,225,000 $ 349,285 $ 121,000
Knoxville, TN 35 $ 10,465,000 $ 299,000 $ 108,000
Little Rock-North Little Rock-Conway, AR 35 $ 5,885,000 $ 168,142 $ 68,000
Jacksonville, NC 34 $ 8,990,000 $ 264,411 $ 99,000
San Jose-Sunnyvale-Santa Clara, CA 34 $ 26,440,000 $ 777,647 $ 277,000
Lansing-East Lansing, MI 33 $ 6,745,000 $ 204,393 $ 100,000
Ann Arbor, MI 31 $ 9,505,000 $ 306,612 $ 137,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 31 $ 7,635,000 $ 246,290 $ 132,000
Winston-Salem, NC 31 $ 7,695,000 $ 248,225 $ 103,000
Fayetteville, NC 30 $ 7,810,000 $ 260,333 $ 106,000
Toledo, OH 30 $ 5,870,000 $ 195,666 $ 73,000
Canton-Massillon, OH 29 $ 5,735,000 $ 197,758 $ 70,000
Greensboro-High Point, NC 29 $ 8,315,000 $ 286,724 $ 118,000
Fort Wayne, IN 28 $ 5,000,000 $ 178,571 $ 66,000
Gainesville, GA 28 $ 9,550,000 $ 341,071 $ 122,000
Hartford-West Hartford-East Hartford, CT 28 $ 7,540,000 $ 269,285 $ 103,000
Worcester, MA-CT 27 $ 10,705,000 $ 396,481 $ 128,000
Albuquerque, NM 26 $ 7,350,000 $ 282,692 $ 111,000
Allentown-Bethlehem-Easton, PA-NJ 26 $ 6,360,000 $ 244,615 $ 107,923
Beaumont-Port Arthur, TX 26 $ 4,310,000 $ 165,769 $ 104,000
Cambridge-Newton-Framingham, MA 26 $ 12,600,000 $ 484,615 $ 157,000
Chattanooga, TN-GA 26 $ 6,750,000 $ 259,615 $ 84,615
Hagerstown-Martinsburg, MD-WV 26 $ 6,540,000 $ 251,538 $ 103,000
Kenosha, WI 26 $ 6,780,000 $ 260,769 $ 93,000
Macon-Bibb County, GA 25 $ 4,935,000 $ 197,400 $ 128,000
Reno, NV 25 $ 10,645,000 $ 425,800 $ 133,000
Youngstown-Warren-Boardman, OH-PA 25 $ 3,775,000 $ 151,000 $ 69,000
Lakewood-New Brunswick, NJ 23 $ 10,075,000 $ 438,043 $ 197,000
Oxnard-Thousand Oaks-Ventura, CA 23 $ 13,825,000 $ 601,086 $ 183,000
El Paso, TX 22 $ 5,070,000 $ 230,454 $ 93,000
Hilton Head Island-Bluffton-Beaufort, SC 22 $ 7,850,000 $ 356,818 $ 131,000
Naples-Immokalee-Marco Island, FL 22 $ 7,370,000 $ 335,000 $ 163,000
Providence-Warwick, RI-MA 22 $ 8,390,000 $ 381,363 $ 111,000
Columbus, GA-AL 21 $ 3,965,000 $ 188,809 $ 93,285
Evansville, IN-KY 21 $ 4,575,000 $ 217,857 $ 98,000
New Orleans-Metairie, LA 21 $ 4,985,000 $ 237,380 $ 90,000
Sebastian-Vero Beach, FL 21 $ 6,695,000 $ 318,809 $ 158,000
South Bend-Mishawaka, IN-MI 21 $ 3,785,000 $ 180,238 $ 87,095
St. Cloud, MN 21 $ 4,695,000 $ 223,571 $ 72,000
Boulder, CO 20 $ 8,790,000 $ 439,500 $ 174,000
Corpus Christi, TX 20 $ 3,820,000 $ 191,000 $ 87,000
Davenport-Moline-Rock Island, IA-IL 20 $ 2,630,000 $ 131,500 $ 103,450
Eugene, OR 20 $ 6,560,000 $ 328,000 $ 116,000
Fresno, CA 20 $ 6,940,000 $ 347,000 $ 135,000
Lake Havasu City-Kingman, AZ 20 $ 5,660,000 $ 283,000 $ 141,000
Sherman-Denison, TX 20 $ 4,880,000 $ 244,000 $ 121,000
Wichita, KS 20 $ 3,400,000 $ 170,000 $ 85,000
Boston, MA 19 $ 7,915,000 $ 416,578 $ 149,000
Killeen-Temple, TX 19 $ 3,975,000 $ 209,210 $ 74,000
Lexington Park, MD 19 $ 7,645,000 $ 402,368 $ 148,000
Salt Lake City, UT 19 $ 9,015,000 $ 474,473 $ 154,000
San Francisco-Redwood City-South San Francisco, CA 19 $ 16,435,000 $ 865,000 $ 324,000
Wilmington, DE-MD-NJ 19 $ 5,695,000 $ 299,736 $ 105,000
York-Hanover, PA 19 $ 4,795,000 $ 252,368 $ 101,000
Asheville, NC 18 $ 6,140,000 $ 341,111 $ 126,000
Battle Creek, MI 18 $ 3,260,000 $ 181,111 $ 78,000
Erie, PA 18 $ 3,150,000 $ 175,000 $ 88,000
Salem, OR 18 $ 6,780,000 $ 376,666 $ 123,000
Stockton-Lodi, CA 18 $ 7,260,000 $ 403,333 $ 133,000
Terre Haute, IN 18 $ 2,860,000 $ 158,888 $ 71,000
Greeley, CO 17 $ 7,305,000 $ 429,705 $ 289,000
Harrisburg-Carlisle, PA 17 $ 3,875,000 $ 227,941 $ 77,000
Newark, NJ-PA 17 $ 8,055,000 $ 473,823 $ 166,000
Baton Rouge, LA 16 $ 3,230,000 $ 201,875 $ 89,000
Bremerton-Silverdale, WA 16 $ 6,740,000 $ 421,250 $ 156,000
Gulfport-Biloxi-Pascagoula, MS 16 $ 3,180,000 $ 198,750 $ 66,000
Madison, WI 16 $ 4,590,000 $ 286,875 $ 129,000
Olympia-Tumwater, WA 16 $ 7,440,000 $ 465,000 $ 147,000
Tallahassee, FL 16 $ 3,340,000 $ 208,750 $ 98,000
Vallejo-Fairfield, CA 16 $ 7,920,000 $ 495,000 $ 162,000
Bridgeport-Stamford-Norwalk, CT 15 $ 5,335,000 $ 355,666 $ 130,000
Racine, WI 15 $ 3,705,000 $ 247,000 $ 86,000
Scranton--Wilkes-Barre--Hazleton, PA 15 $ 2,625,000 $ 175,000 $ 72,000
Jackson, MS 14 $ 2,220,000 $ 158,571 $ 105,000
Lexington-Fayette, KY 14 $ 4,090,000 $ 292,142 $ 112,000
New York-Jersey City-White Plains, NY-NJ 14 $ 7,000,000 $ 500,000 $ 193,000
Prescott Valley-Prescott, AZ 14 $ 4,850,000 $ 346,428 $ 140,000
Spartanburg, SC 14 $ 2,580,000 $ 184,285 $ 64,000
Clarksville, TN-KY 13 $ 3,415,000 $ 262,692 $ 70,615
Lake Charles, LA 13 $ 2,225,000 $ 171,153 $ 92,000
Lincoln, NE 13 $ 3,035,000 $ 233,461 $ 108,000
Montgomery, AL 13 $ 2,155,000 $ 165,769 $ 69,000
Muncie, IN 13 $ 2,125,000 $ 163,461 $ 70,000
Norwich-New London, CT 13 $ 3,715,000 $ 285,769 $ 157,000
Ogden-Clearfield, UT 13 $ 4,585,000 $ 352,692 $ 121,000
Reading, PA 13 $ 4,415,000 $ 339,615 $ 100,000
Roanoke, VA 13 $ 3,365,000 $ 258,846 $ 111,000
Sebring, FL 13 $ 2,995,000 $ 230,384 $ 85,000
Springfield, OH 13 $ 2,405,000 $ 185,000 $ 70,000
Waterbury-Shelton, CT 13 $ 3,525,000 $ 271,153 $ 93,000
Burlington, NC 12 $ 3,020,000 $ 251,666 $ 88,000
Hickory-Lenoir-Morganton, NC 12 $ 2,710,000 $ 225,833 $ 138,000
Kingsport-Bristol-Bristol, TN-VA 12 $ 2,970,000 $ 247,500 $ 112,500
Lafayette, LA 12 $ 2,250,000 $ 187,500 $ 84,000
Muskegon, MI 12 $ 2,290,000 $ 190,833 $ 81,000
Shreveport-Bossier City, LA 12 $ 1,570,000 $ 130,833 $ 64,000
Springfield, MO 12 $ 3,000,000 $ 250,000 $ 82,000
Athens-Clarke County, GA 11 $ 2,915,000 $ 265,000 $ 78,000
Hinesville, GA 11 $ 3,055,000 $ 277,727 $ 84,000
Hot Springs, AR 11 $ 2,005,000 $ 182,272 $ 109,000
Jackson, TN 11 $ 2,225,000 $ 202,272 $ 65,000
Lancaster, PA 11 $ 2,735,000 $ 248,636 $ 129,000
Saginaw, MI 11 $ 1,695,000 $ 154,090 $ 62,000
Springfield, MA 11 $ 3,185,000 $ 289,545 $ 101,000
Daphne-Fairhope-Foley, AL 10 $ 2,380,000 $ 238,000 $ 98,000
Fort Collins, CO 10 $ 4,620,000 $ 462,000 $ 181,000
Kokomo, IN 10 $ 1,730,000 $ 173,000 $ 85,000
Longview, TX 10 $ 1,940,000 $ 194,000 $ 102,000
Mobile, AL 10 $ 2,440,000 $ 244,000 $ 88,000
Peoria, IL 10 $ 1,570,000 $ 157,000 $ 94,000
Pueblo, CO 10 $ 2,770,000 $ 277,000 $ 69,000
Traverse City, MI 10 $ 2,610,000 $ 261,000 $ 132,000
Urban Honolulu, HI 10 $ 4,750,000 $ 475,000 $ 142,000
Warner Robins, GA 10 $ 2,200,000 $ 220,000 $ 117,000
Anchorage, AK 9 $ 4,045,000 $ 449,444 $ 217,000
Charleston, WV 9 $ 1,175,000 $ 130,555 $ 71,000
Chico, CA 9 $ 2,765,000 $ 307,222 $ 95,000
Duluth, MN-WI 9 $ 1,635,000 $ 181,666 $ 75,333
Fort Smith, AR-OK 9 $ 1,555,000 $ 172,777 $ 74,000
Huntington-Ashland, WV-KY-OH 9 $ 2,195,000 $ 243,888 $ 129,444
Jackson, MI 9 $ 2,105,000 $ 233,888 $ 93,000
Michigan City-La Porte, IN 9 $ 1,465,000 $ 162,777 $ 65,000
Modesto, CA 9 $ 3,315,000 $ 368,333 $ 104,000
Panama City, FL 9 $ 1,905,000 $ 211,666 $ 84,000
Rockford, IL 9 $ 1,155,000 $ 128,333 $ 56,000
San Rafael, CA 9 $ 7,045,000 $ 782,777 $ 313,000
Springfield, IL 9 $ 1,555,000 $ 172,777 $ 123,000
Trenton, NJ 9 $ 3,845,000 $ 427,222 $ 193,000
Winchester, VA-WV 9 $ 2,575,000 $ 286,111 $ 107,000
Bend-Redmond, OR 8 $ 3,490,000 $ 436,250 $ 171,000
Champaign-Urbana, IL 8 $ 1,430,000 $ 178,750 $ 87,000
Charlottesville, VA 8 $ 2,890,000 $ 361,250 $ 130,000
Goldsboro, NC 8 $ 1,890,000 $ 236,250 $ 90,000
Las Cruces, NM 8 $ 2,520,000 $ 315,000 $ 111,000
Longview, WA 8 $ 2,990,000 $ 373,750 $ 153,000
Lynchburg, VA 8 $ 1,990,000 $ 248,750 $ 103,000
Niles-Benton Harbor, MI 8 $ 1,510,000 $ 188,750 $ 94,000
Pittsfield, MA 8 $ 2,250,000 $ 281,250 $ 125,000
Rochester, MN 8 $ 2,380,000 $ 297,500 $ 87,000
Rocky Mount, NC 8 $ 1,940,000 $ 242,500 $ 69,000
St. Joseph, MO-KS 8 $ 1,630,000 $ 203,750 $ 82,000
Wichita Falls, TX 8 $ 1,460,000 $ 182,500 $ 77,000
Bangor, ME 7 $ 1,265,000 $ 180,714 $ 92,000
Beckley, WV 7 $ 1,025,000 $ 146,428 $ 67,000
Boise City, ID 7 $ 1,925,000 $ 275,000 $ 59,000
Brownsville-Harlingen, TX 7 $ 1,615,000 $ 230,714 $ 72,000
Dalton, GA 7 $ 1,515,000 $ 216,428 $ 78,000
Decatur, AL 7 $ 1,725,000 $ 246,428 $ 89,000
Decatur, IL 7 $ 925,000 $ 132,142 $ 71,000
Dover, DE 7 $ 2,525,000 $ 360,714 $ 140,000
Houma-Thibodaux, LA 7 $ 925,000 $ 132,142 $ 84,000
Jonesboro, AR 7 $ 1,645,000 $ 235,000 $ 109,000
Kalamazoo-Portage, MI 7 $ 1,365,000 $ 195,000 $ 78,000
Lubbock, TX 7 $ 1,055,000 $ 150,714 $ 49,000
Medford, OR 7 $ 2,935,000 $ 419,285 $ 128,000
Provo-Orem, UT 7 $ 3,245,000 $ 463,571 $ 130,000
Santa Cruz-Watsonville, CA 7 $ 5,815,000 $ 830,714 $ 239,000
Santa Rosa, CA 7 $ 4,105,000 $ 586,428 $ 179,000
Sioux Falls, SD 7 $ 1,615,000 $ 230,714 $ 91,000
Slidell-Mandeville-Covington, LA 7 $ 1,795,000 $ 256,428 $ 103,000
Texarkana, TX-AR 7 $ 1,595,000 $ 227,857 $ 118,142
Visalia-Porterville, CA 7 $ 2,155,000 $ 307,857 $ 179,000
Atlantic City-Hammonton, NJ 6 $ 2,100,000 $ 350,000 $ 119,000
Chambersburg-Waynesboro, PA 6 $ 1,760,000 $ 293,333 $ 71,000
Fond Du Lac, WI 6 $ 1,220,000 $ 203,333 $ 68,000
Johnstown, PA 6 $ 450,000 $ 75,000 $ 91,000
Joplin, MO 6 $ 990,000 $ 165,000 $ 124,000
Kennewick-Richland, WA 6 $ 1,930,000 $ 321,666 $ 100,000
Manchester-Nashua, NH 6 $ 2,210,000 $ 368,333 $ 118,000
McAllen-Edinburg-Mission, TX 6 $ 1,250,000 $ 208,333 $ 85,000
Minot, ND 6 $ 1,110,000 $ 185,000 $ 65,000
Monroe, LA 6 $ 1,310,000 $ 218,333 $ 89,000
Monroe, MI 6 $ 1,350,000 $ 225,000 $ 89,000
Portland-South Portland, ME 6 $ 2,270,000 $ 378,333 $ 116,000
Weirton-Steubenville, WV-OH 6 $ 820,000 $ 136,666 $ 61,000
Wildwood-The Villages, FL 6 $ 1,600,000 $ 266,666 $ 133,000
Yuba City, CA 6 $ 2,070,000 $ 345,000 $ 88,000
Albany, OR 5 $ 2,015,000 $ 403,000 $ 134,000
Amarillo, TX 5 $ 1,165,000 $ 233,000 $ 94,000
Appleton, WI 5 $ 1,245,000 $ 249,000 $ 75,000
Blacksburg-Christiansburg-Radford, VA 5 $ 1,425,000 $ 285,000 $ 142,000
Cleveland, TN 5 $ 1,775,000 $ 355,000 $ 122,000
Florence-Muscle Shoals, AL 5 $ 475,000 $ 95,000 $ 52,000
Janesville-Beloit, WI 5 $ 1,095,000 $ 219,000 $ 74,000
Lafayette-West Lafayette, IN 5 $ 1,025,000 $ 205,000 $ 99,000
Morgantown, WV 5 $ 1,205,000 $ 241,000 $ 91,000
Mount Vernon-Anacortes, WA 5 $ 2,265,000 $ 453,000 $ 224,000
New Haven-Milford, CT 5 $ 1,125,000 $ 225,000 $ 69,000
Oshkosh-Neenah, WI 5 $ 935,000 $ 187,000 $ 79,000
Paducah, KY-IL 5 $ 775,000 $ 155,000 $ 73,000
Salisbury, MD-DE 5 $ 1,155,000 $ 231,000 $ 111,000
Sandusky, OH 5 $ 1,025,000 $ 205,000 $ 92,000
Topeka, KS 5 $ 1,005,000 $ 201,000 $ 112,000
Tuscaloosa, AL 5 $ 1,675,000 $ 335,000 $ 122,000
Valdosta, GA 5 $ 1,095,000 $ 219,000 $ 92,000
Williamsport, PA 5 $ 1,145,000 $ 229,000 $ 77,000
Altoona, PA 4 $ 420,000 $ 105,000 $ 48,000
Anniston-Oxford-Jacksonville, AL 4 $ 830,000 $ 207,500 $ 75,000
Barnstable Town, MA 4 $ 1,600,000 $ 400,000 $ 110,000
Billings, MT 4 $ 1,300,000 $ 325,000 $ 133,000
Bloomington, IL 4 $ 1,040,000 $ 260,000 $ 130,000
Bowling Green, KY 4 $ 640,000 $ 160,000 $ 81,000
Cedar Rapids, IA 4 $ 970,000 $ 242,500 $ 98,000
Columbia, MO 4 $ 1,230,000 $ 307,500 $ 103,000
Columbus, IN 4 $ 910,000 $ 227,500 $ 73,000
Eau Claire, WI 4 $ 1,090,000 $ 272,500 $ 99,000
Florence, SC 4 $ 620,000 $ 155,000 $ 60,000
Green Bay, WI 4 $ 1,380,000 $ 345,000 $ 128,000
Helena, MT 4 $ 1,670,000 $ 417,500 $ 107,000
Idaho Falls, ID 4 $ 1,090,000 $ 272,500 $ 117,000
Jefferson City, MO 4 $ 560,000 $ 140,000 $ 82,000
Johnson City, TN 4 $ 1,290,000 $ 322,500 $ 114,000
La Crosse-Onalaska, WI-MN 4 $ 860,000 $ 215,000 $ 66,000
Lawton, OK 4 $ 610,000 $ 152,500 $ 63,000
Lewiston-Auburn, ME 4 $ 1,360,000 $ 340,000 $ 83,000
Morristown, TN 4 $ 1,300,000 $ 325,000 $ 75,000
Owensboro, KY 4 $ 910,000 $ 227,500 $ 118,000
Parkersburg-Vienna, WV 4 $ 580,000 $ 145,000 $ 61,000
Rockingham County-Strafford County, NH 4 $ 1,680,000 $ 420,000 $ 127,000
Rome, GA 4 $ 510,000 $ 127,500 $ 69,000
Santa Maria-Santa Barbara, CA 4 $ 2,250,000 $ 562,500 $ 150,000
State College, PA 4 $ 850,000 $ 212,500 $ 96,000
Tyler, TX 4 $ 1,190,000 $ 297,500 $ 74,000
Vineland-Bridgeton, NJ 4 $ 1,090,000 $ 272,500 $ 92,000
Waco, TX 4 $ 900,000 $ 225,000 $ 70,000
Wausau, WI 4 $ 760,000 $ 190,000 $ 62,000
Wheeling, WV-OH 4 $ 570,000 $ 142,500 $ 59,250
Abilene, TX 3 $ 445,000 $ 148,333 $ 158,000
Alexandria, LA 3 $ 345,000 $ 115,000 $ 94,000
Ames, IA 3 $ 675,000 $ 225,000 $ 67,000
Amherst Town-Northampton, MA 3 $ 1,075,000 $ 358,333 $ 85,000
Auburn-Opelika, AL 3 $ 885,000 $ 295,000 $ 98,000
Brunswick, GA 3 $ 655,000 $ 218,333 $ 151,000
Cape Girardeau, MO-IL 3 $ 965,000 $ 321,666 $ 105,000
Carson City, NV 3 $ 1,125,000 $ 375,000 $ 101,000
Dothan, AL 3 $ 665,000 $ 221,666 $ 92,000
El Centro, CA 3 $ 855,000 $ 285,000 $ 125,000
Elkhart-Goshen, IN 3 $ 765,000 $ 255,000 $ 181,000
Fargo, ND-MN 3 $ 875,000 $ 291,666 $ 133,000
Farmington, NM 3 $ 655,000 $ 218,333 $ 58,000
Gadsden, AL 3 $ 785,000 $ 261,666 $ 128,000
Gettysburg, PA 3 $ 785,000 $ 261,666 $ 69,000
Grand Forks, ND-MN 3 $ 735,000 $ 245,000 $ 97,666
Greenville, NC 3 $ 715,000 $ 238,333 $ 120,000
Harrisonburg, VA 3 $ 1,015,000 $ 338,333 $ 118,000
Kankakee, IL 3 $ 975,000 $ 325,000 $ 120,000
Lawrence, KS 3 $ 715,000 $ 238,333 $ 64,000
Lebanon, PA 3 $ 695,000 $ 231,666 $ 89,000
Lima, OH 3 $ 415,000 $ 138,333 $ 54,000
Mankato-North Mankato, MN 3 $ 705,000 $ 235,000 $ 110,000
Mansfield, OH 3 $ 535,000 $ 178,333 $ 78,000
Merced, CA 3 $ 1,185,000 $ 395,000 $ 136,000
Midland, MI 3 $ 525,000 $ 175,000 $ 141,000
Midland, TX 3 $ 825,000 $ 275,000 $ 102,000
Odessa, TX 3 $ 895,000 $ 298,333 $ 148,000
Salinas, CA 3 $ 1,335,000 $ 445,000 $ 137,000
Sheboygan, WI 3 $ 685,000 $ 228,333 $ 99,000
St. George, UT 3 $ 1,185,000 $ 395,000 $ 118,000
Staunton-Waynesboro, VA 3 $ 975,000 $ 325,000 $ 102,000
Sumter, SC 3 $ 375,000 $ 125,000 $ 50,000
Yakima, WA 3 $ 745,000 $ 248,333 $ 83,000
Yuma, AZ 3 $ 835,000 $ 278,333 $ 127,000
Bay City, MI 2 $ 350,000 $ 175,000 $ 66,000
Bellingham, WA 2 $ 1,300,000 $ 650,000 $ 167,000
Bismarck, ND 2 $ 460,000 $ 230,000 $ 67,000
Bloomington, IN 2 $ 370,000 $ 185,000 $ 37,000
Bozeman, MT 2 $ 650,000 $ 325,000 $ 166,000
Cheyenne, WY 2 $ 630,000 $ 315,000 $ 77,000
Coeur D'Alene, ID 2 $ 780,000 $ 390,000 $ 96,000
College Station-Bryan, TX 2 $ 490,000 $ 245,000 $ 111,000
Corvallis, OR 2 $ 1,030,000 $ 515,000 $ 215,000
Elizabethtown-Fort Knox, KY 2 $ 390,000 $ 195,000 $ 24,000
Enid, OK 2 $ 290,000 $ 145,000 $ 86,000
Grants Pass, OR 2 $ 750,000 $ 375,000 $ 111,000
Great Falls, MT 2 $ 540,000 $ 270,000 $ 77,000
Hammond, LA 2 $ 450,000 $ 225,000 $ 115,000
Hattiesburg, MS 2 $ 630,000 $ 315,000 $ 124,000
Laredo, TX 2 $ 550,000 $ 275,000 $ 146,000
Pinehurst-Southern Pines, NC 2 $ 550,000 $ 275,000 $ 80,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 2 $ 1,170,000 $ 585,000 $ 336,000
Santa Fe, NM 2 $ 780,000 $ 390,000 $ 111,000
Sierra Vista-Douglas, AZ 2 $ 640,000 $ 320,000 $ 426,000
Sioux City, IA-NE-SD 2 $ 590,000 $ 295,000 $ 108,500
Twin Falls, ID 2 $ 660,000 $ 330,000 $ 179,000
Albany, GA 1 $ 175,000 $ 175,000 $ 48,000
Burlington-South Burlington, VT 1 $ 445,000 $ 445,000 $ 99,000
Casper, WY 1 $ 355,000 $ 355,000 $ 117,000
Dubuque, IA 1 $ 305,000 $ 305,000 $ 122,000
Eagle Pass, TX 1 $ 285,000 $ 285,000 $ 126,000
Grand Island, NE 1 $ 425,000 $ 425,000 $ 221,000
Grand Junction, CO 1 $ 345,000 $ 345,000 $ 99,000
Logan, UT-ID 1 $ 285,000 $ 285,000 $ 76,000
Manhattan, KS 1 $ 165,000 $ 165,000 $ 37,000
Rapid City, SD 1 $ 265,000 $ 265,000 $ 64,000
Redding, CA 1 $ 715,000 $ 715,000 $ 316,000
San Angelo, TX 1 $ 245,000 $ 245,000 $ 127,000
Victoria, TX 1 $ 165,000 $ 165,000 $ 75,000
Walla Walla, WA 1 $ 445,000 $ 445,000 $ 245,000
Waterloo-Cedar Falls, IA 1 $ 105,000 $ 105,000 $ 53,000
Wenatchee, WA 1 $ 345,000 $ 345,000 $ 82,000

Mortgage Loan Application Detail Totals for Zillow Home Loans, LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 20,025 $6,573,975,000 $328,000 $2,165,000 $127,000 $2,607,000
Refinancing 78 $32,940,000 $422,000 $845,000 $158,000 $425,000
Cash-out Refinancing 55 $15,315,000 $278,000 $1,015,000 $107,000 $419,000
Other Purpose 13 $4,015,000 $308,000 $575,000 $124,000 $228,000
Home Improvement 2 $840,000 $420,000 $585,000 $172,000 $178,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,609 $2,663,475,000 $309,000 $1,795,000 $124,000 $2,381,000
Not Provided 6,752 $2,317,690,000 $343,000 $2,165,000 $131,000 $2,607,000
Hispanic 2,153 $711,555,000 $330,000 $1,545,000 $118,000 $1,448,000
Black or African American 1,273 $382,795,000 $300,000 $1,535,000 $110,000 $1,020,000
Asian 1,196 $498,290,000 $416,000 $1,525,000 $159,000 $1,030,000
American Indian or Alaskan Native 135 $36,655,000 $271,000 $725,000 $93,000 $244,000
Native Hawaiian or Other Pacific Islander 28 $9,880,000 $352,000 $805,000 $137,000 $308,000
Not applicable 26 $6,430,000 $247,000 $765,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,707 $4,808,375,000 $326,000 $2,165,000 $134,000 $2,607,000
FHA-insured (Federal Housing Administration) 3,837 $1,164,075,000 $303,000 $1,325,000 $101,000 $736,000
VA-guaranteed (Veterans Administration) 1,629 $654,635,000 $401,000 $1,365,000 $124,000 $833,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 14,357 $4,759,265,000 $331,000 $2,165,000 $129,000 $2,607,000
Application Withdrawn By Applicant 4,384 $1,449,770,000 $330,000 $1,965,000 $127,000 $2,381,000
Application Denied By Financial Institution 1,161 $334,025,000 $287,000 $1,765,000 $95,000 $2,181,000
Application Approved But Not Accepted 220 $68,440,000 $311,000 $1,205,000 $115,000 $562,000
Loan Purchased By The Institution 26 $6,430,000 $247,000 $765,000 $0 $0
File Closed For Incompleteness 25 $9,155,000 $366,000 $755,000 $159,000 $943,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 19,012 $6,293,060,000 $331,000 $2,165,000 $129,000 $2,607,000
Debt-To-Income Ratio 529 $166,055,000 $313,000 $1,285,000 $77,000 $793,000
Collateral 334 $79,260,000 $237,000 $1,205,000 $110,000 $745,000
Other 175 $49,095,000 $280,000 $1,265,000 $103,000 $434,000
Unverifiable Information 61 $18,365,000 $301,000 $695,000 $95,000 $1,071,000
Credit History 52 $17,600,000 $338,000 $1,765,000 $161,000 $2,181,000
Employment History 9 $3,415,000 $379,000 $885,000 $87,000 $207,000
Insufficient Cash (Downpayment, Closing Cost) 1 $235,000 $235,000 $235,000 $150,000 $150,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Zillow Home Loans, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Zillow Home Loans, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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