Mortgage Lion, Inc. Mortgage Lending & HMDA Data, 2004

In 2004, Mortgage Lion, Inc. of Fitzgerald, GA reported 2,017 mortgage applications totaling $372.7 million. The average application was for $184,766, and applicants reported an average income of $95,472. 77% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Port St. Lucie-Fort Pierce, FL (206), Atlanta-Sandy Springs-Marietta, GA (159) and Orlando, FL (148) (applications in parentheses).

Mortgage Company & Address Mortgage Lion, Inc.
327 S. Main Street
Fitzgerald, GA 31750
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  
Total Number of Mortgage Applications 2,017
Total Mortgage Loan Application Amount $372,674,000
Average Mortgage Loan Application Amount $184,766
Highest Mortgage Loan Application Amount $1,350,000
Average Applicant Income $95,472
Highest Applicant Income $1,440,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mortgage Lion, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mortgage Lion, Inc. by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Lucie, Florida 201 $ 36,115,000 $ 179,676 $ 69,000
Palm Beach, Florida 117 $ 26,552,000 $ 226,940 $ 92,000
Flagler, Florida 115 $ 18,312,000 $ 159,234 $ 88,000
Duval, Florida 65 $ 13,376,000 $ 205,784 $ 133,000
Hillsborough, Florida 56 $ 11,548,000 $ 206,214 $ 103,000
Orange, Florida 55 $ 8,973,000 $ 163,145 $ 80,000
Marion, Florida 51 $ 7,391,000 $ 144,921 $ 63,000
Osceola, Florida 51 $ 7,513,000 $ 147,313 $ 62,000
Polk, Florida 49 $ 7,582,000 $ 154,734 $ 66,000
Volusia, Florida 48 $ 7,225,000 $ 150,520 $ 78,000
Brevard, Florida 44 $ 6,606,000 $ 150,136 $ 76,000
St. Johns, Florida 36 $ 8,643,000 $ 240,083 $ 104,000
Pinellas, Florida 33 $ 5,269,000 $ 159,666 $ 85,000
Fulton, Georgia 30 $ 6,144,000 $ 204,800 $ 107,000
Cobb, Georgia 29 $ 6,782,000 $ 233,862 $ 105,000
Lake, Florida 26 $ 3,949,000 $ 151,884 $ 64,000
Pasco, Florida 26 $ 4,564,000 $ 175,538 $ 74,000
Lee, Florida 20 $ 3,523,000 $ 176,150 $ 84,000
Sarasota, Florida 19 $ 2,615,000 $ 137,631 $ 66,000
DeKalb, Georgia 19 $ 4,087,000 $ 215,105 $ 88,000
Manatee, Florida 18 $ 3,263,000 $ 181,277 $ 98,000
Greenville, South Carolina 17 $ 2,132,000 $ 125,411 $ 62,000
Seminole, Florida 16 $ 2,614,000 $ 163,375 $ 67,000
Gwinnett, Georgia 15 $ 2,880,000 $ 192,000 $ 71,000
Indian River, Florida 14 $ 1,818,000 $ 129,857 $ 58,000
Nassau, Florida 14 $ 2,552,000 $ 182,285 $ 101,000
Cook, Illinois 13 $ 4,215,000 $ 324,230 $ 156,000
Baker, Florida 12 $ 2,252,000 $ 187,666 $ 80,000
Broward, Florida 12 $ 2,762,000 $ 230,166 $ 87,000
Clay, Florida 12 $ 1,897,000 $ 158,083 $ 61,000
Hernando, Florida 12 $ 1,818,000 $ 151,500 $ 130,000
Hillsborough, New Hampshire 11 $ 2,171,000 $ 197,363 $ 86,000
Leon, Florida 10 $ 2,552,000 $ 255,200 $ 120,000
Fayette, Georgia 10 $ 3,107,000 $ 310,700 $ 118,000
Citrus, Florida 9 $ 1,154,000 $ 128,222 $ 52,000
Mecklenburg, North Carolina 9 $ 1,973,000 $ 219,222 $ 90,000
Wakulla, Florida 8 $ 1,524,000 $ 190,500 $ 147,000
Coweta, Georgia 8 $ 1,732,000 $ 216,500 $ 108,000
Douglas, Georgia 8 $ 1,511,000 $ 188,875 $ 113,000
Bibb, Georgia 7 $ 1,622,000 $ 231,714 $ 123,000
Baltimore City, Maryland 7 $ 717,000 $ 102,428 $ 59,000
Clark, Nevada 7 $ 1,524,000 $ 217,714 $ 143,000
Rockingham, New Hampshire 7 $ 1,291,000 $ 184,428 $ 82,000
Aiken, South Carolina 7 $ 1,325,000 $ 189,285 $ 71,000
Charleston, South Carolina 7 $ 2,242,000 $ 320,285 $ 136,000
Fairfax, Virginia 7 $ 1,768,000 $ 252,571 $ 143,000
Maricopa, Arizona 6 $ 1,126,000 $ 187,666 $ 107,000
Collier, Florida 6 $ 1,382,000 $ 230,333 $ 119,000
Okaloosa, Florida 6 $ 1,221,000 $ 203,500 $ 334,000
Walton, Florida 6 $ 1,280,000 $ 213,333 $ 111,000
Henry, Georgia 6 $ 1,253,000 $ 208,833 $ 90,000
Oakland, Michigan 6 $ 1,035,000 $ 172,500 $ 79,000
Harrison, Mississippi 6 $ 648,000 $ 108,000 $ 73,000
Ocean, New Jersey 6 $ 983,000 $ 163,833 $ 80,000
Hamilton, Ohio 6 $ 550,000 $ 91,666 $ 60,000
Chester, Pennsylvania 6 $ 711,000 $ 118,500 $ 131,000
Horry, South Carolina 6 $ 625,000 $ 104,166 $ 91,000
Richland, South Carolina 6 $ 866,000 $ 144,333 $ 113,000
Los Angeles, California 5 $ 1,565,000 $ 313,000 $ 192,000
New Haven, Connecticut 5 $ 747,000 $ 149,400 $ 70,000
Bay, Florida 5 $ 1,214,000 $ 242,800 $ 120,000
Escambia, Florida 5 $ 944,000 $ 188,800 $ 187,000
Franklin, Florida 5 $ 1,596,000 $ 319,200 $ 250,000
Martin, Florida 5 $ 1,422,000 $ 284,400 $ 114,000
Santa Rosa, Florida 5 $ 1,007,000 $ 201,400 $ 96,000
Clayton, Georgia 5 $ 708,000 $ 141,600 $ 53,000
Bristol, Massachusetts 5 $ 1,048,000 $ 209,600 $ 111,000
Cherokee, North Carolina 5 $ 889,000 $ 177,800 $ 103,000
Jackson, North Carolina 5 $ 980,000 $ 196,000 $ 205,000
Providence, Rhode Island 5 $ 858,000 $ 171,600 $ 61,000
Beaufort, South Carolina 5 $ 1,172,000 $ 234,400 $ 124,000
Lexington, South Carolina 5 $ 1,049,000 $ 209,800 $ 89,000
Sevier, Tennessee 5 $ 1,180,000 $ 236,000 $ 138,000
Orange, California 4 $ 2,036,000 $ 509,000 $ 88,000
Alachua, Florida 4 $ 457,000 $ 114,250 $ 81,000
Columbia, Florida 4 $ 446,000 $ 111,500 $ 60,000
Cherokee, Georgia 4 $ 839,000 $ 209,750 $ 119,000
Forsyth, Georgia 4 $ 1,138,000 $ 284,500 $ 154,000
Richmond, Georgia 4 $ 567,000 $ 141,750 $ 66,000
Rockdale, Georgia 4 $ 952,000 $ 238,000 $ 114,000
Lake, Indiana 4 $ 558,000 $ 139,500 $ 69,000
Montgomery, Maryland 4 $ 876,000 $ 219,000 $ 83,000
Hampden, Massachusetts 4 $ 537,000 $ 134,250 $ 58,000
Macon, North Carolina 4 $ 998,000 $ 249,500 $ 227,000
Polk, North Carolina 4 $ 949,000 $ 237,250 $ 337,000
Rutherford, North Carolina 4 $ 582,000 $ 145,500 $ 136,000
Allegheny, Pennsylvania 4 $ 293,000 $ 73,250 $ 60,000
Kent, Rhode Island 4 $ 831,000 $ 207,750 $ 62,000
Oconee, South Carolina 4 $ 865,000 $ 216,250 $ 163,000
Shelby, Tennessee 4 $ 597,000 $ 149,250 $ 82,000
Harris, Texas 4 $ 365,000 $ 91,250 $ 37,000
Pulaski, Arkansas 3 $ 284,000 $ 94,666 $ 70,000
Sacramento, California 3 $ 717,000 $ 239,000 $ 83,000
San Diego, California 3 $ 928,000 $ 309,333 $ 89,000
Fairfield, Connecticut 3 $ 1,095,000 $ 365,000 $ 147,000
New Castle, Delaware 3 $ 511,000 $ 170,333 $ 68,000
Charlotte, Florida 3 $ 392,000 $ 130,666 $ 63,000
Monroe, Florida 3 $ 745,000 $ 248,333 $ 85,000
Barrow, Georgia 3 $ 378,000 $ 126,000 $ 60,000
Candler, Georgia 3 $ 187,000 $ 62,333 $ 57,000
Carroll, Georgia 3 $ 439,000 $ 146,333 $ 58,000
Chatham, Georgia 3 $ 612,000 $ 204,000 $ 74,000
Columbia, Georgia 3 $ 480,000 $ 160,000 $ 75,000
Lumpkin, Georgia 3 $ 313,000 $ 104,333 $ 53,000
Monroe, Georgia 3 $ 618,000 $ 206,000 $ 85,000
Paulding, Georgia 3 $ 524,000 $ 174,666 $ 64,000
Tift, Georgia 3 $ 375,000 $ 125,000 $ 63,000
St. Tammany, Louisiana 3 $ 300,000 $ 100,000 $ 60,000
Baltimore, Maryland 3 $ 650,000 $ 216,666 $ 66,000
Hampshire, Massachusetts 3 $ 344,000 $ 114,666 $ 13,000
Suffolk, Massachusetts 3 $ 800,000 $ 266,666 $ 141,000
Essex, New Jersey 3 $ 699,000 $ 233,000 $ 48,000
Monmouth, New Jersey 3 $ 515,000 $ 171,666 $ 103,000
Guilford, North Carolina 3 $ 788,000 $ 262,666 $ 142,000
Pender, North Carolina 3 $ 1,246,000 $ 415,333 $ 226,000
Butler, Ohio 3 $ 576,000 $ 192,000 $ 73,000
Cuyahoga, Ohio 3 $ 380,000 $ 126,666 $ 54,000
Montgomery, Ohio 3 $ 449,000 $ 149,666 $ 68,000
Montgomery, Pennsylvania 3 $ 642,000 $ 214,000 $ 86,000
Anderson, South Carolina 3 $ 471,000 $ 157,000 $ 165,000
Sumter, South Carolina 3 $ 587,000 $ 195,666 $ 52,000
York, South Carolina 3 $ 345,000 $ 115,000 $ 72,000
Hamilton, Tennessee 3 $ 424,000 $ 141,333 $ 62,000
Dallas, Texas 3 $ 503,000 $ 167,666 $ 133,000
Tarrant, Texas 3 $ 310,000 $ 103,333 $ 124,000
Cochise, Arizona 2 $ 137,000 $ 68,500 $ 62,000
Sebastian, Arkansas 2 $ 244,000 $ 122,000 $ 48,000
San Bernardino, California 2 $ 434,000 $ 217,000 $ 66,000
Boulder, Colorado 2 $ 585,000 $ 292,500 $ 102,000
Hartford, Connecticut 2 $ 399,000 $ 199,500 $ 128,000
Gulf, Florida 2 $ 479,000 $ 239,500 $ 143,000
Hendry, Florida 2 $ 208,000 $ 104,000 $ 98,000
Putnam, Florida 2 $ 368,000 $ 184,000 $ 146,000
Sumter, Florida 2 $ 287,000 $ 143,500 $ 46,000
Suwannee, Florida 2 $ 226,000 $ 113,000 $ 43,000
Clarke, Georgia 2 $ 311,000 $ 155,500 $ 142,000
Glynn, Georgia 2 $ 427,000 $ 213,500 $ 64,000
Gordon, Georgia 2 $ 260,000 $ 130,000 $ 62,000
Jackson, Georgia 2 $ 361,000 $ 180,500 $ 74,000
Oconee, Georgia 2 $ 306,000 $ 153,000 $ 81,000
Pierce, Georgia 2 $ 372,000 $ 186,000 $ 90,000
Spalding, Georgia 2 $ 350,000 $ 175,000 $ 124,000
Walton, Georgia 2 $ 331,000 $ 165,500 $ 54,000
Honolulu, Hawaii 2 $ 610,000 $ 305,000 $ 112,000
Lake, Illinois 2 $ 968,000 $ 484,000 $ 150,000
Allen, Indiana 2 $ 521,000 $ 260,500 $ 97,000
Kosciusko, Indiana 2 $ 1,216,000 $ 608,000 $ 265,000
Monroe, Indiana 2 $ 315,000 $ 157,500 $ 80,000
Jefferson, Kentucky 2 $ 152,000 $ 76,000 $ 310,000
Jefferson, Louisiana 2 $ 720,000 $ 360,000 $ 242,000
St. John the Baptist, Louisiana 2 $ 192,000 $ 96,000 $ 67,000
York, Maine 2 $ 655,000 $ 327,500 $ 165,000
Anne Arundel, Maryland 2 $ 1,015,000 $ 507,500 $ 196,000
Carroll, Maryland 2 $ 692,000 $ 346,000 $ 142,000
Prince George's, Maryland 2 $ 816,000 $ 408,000 $ 148,000
Norfolk, Massachusetts 2 $ 512,000 $ 256,000 $ 69,000
Washtenaw, Michigan 2 $ 152,000 $ 76,000 $ 23,000
Hennepin, Minnesota 2 $ 158,000 $ 79,000 $ 52,000
Pike, Mississippi 2 $ 271,000 $ 135,500 $ 17,000
Camden, New Jersey 2 $ 198,000 $ 99,000 $ 121,000
Cape May, New Jersey 2 $ 321,000 $ 160,500 $ 243,000
Hudson, New Jersey 2 $ 425,000 $ 212,500 $ 54,000
Eddy, New Mexico 2 $ 409,000 $ 204,500 $ 89,000
Avery, North Carolina 2 $ 245,000 $ 122,500 $ 229,000
Buncombe, North Carolina 2 $ 347,000 $ 173,500 $ 130,000
Cumberland, North Carolina 2 $ 269,000 $ 134,500 $ 76,000
Dare, North Carolina 2 $ 427,000 $ 213,500 $ 62,000
Harnett, North Carolina 2 $ 247,000 $ 123,500 $ 75,000
Haywood, North Carolina 2 $ 260,000 $ 130,000 $ 62,000
Henderson, North Carolina 2 $ 236,000 $ 118,000 $ 95,000
McDowell, North Carolina 2 $ 293,000 $ 146,500 $ 67,000
New Hanover, North Carolina 2 $ 330,000 $ 165,000 $ 77,000
Franklin, Ohio 2 $ 286,000 $ 143,000 $ 72,000
Lorain, Ohio 2 $ 171,000 $ 85,500 $ 49,000
Summit, Ohio 2 $ 189,000 $ 94,500 $ 62,000
Beaver, Pennsylvania 2 $ 209,000 $ 104,500 $ 40,000
Northampton, Pennsylvania 2 $ 503,000 $ 251,500 $ 104,000
Philadelphia, Pennsylvania 2 $ 526,000 $ 263,000 $ 287,000
Edgefield, South Carolina 2 $ 281,000 $ 140,500 $ 42,000
Newberry, South Carolina 2 $ 268,000 $ 134,000 $ 33,000
Pickens, South Carolina 2 $ 142,000 $ 71,000 $ 572,000
Spartanburg, South Carolina 2 $ 127,000 $ 63,500 $ 35,000
Bradley, Tennessee 2 $ 182,000 $ 91,000 $ 38,000
Davidson, Tennessee 2 $ 288,000 $ 144,000 $ 58,000
Franklin, Tennessee 2 $ 161,000 $ 80,500 $ 56,000
Knox, Tennessee 2 $ 334,000 $ 167,000 $ 117,000
Polk, Tennessee 2 $ 378,000 $ 189,000 $ 68,000
Bexar, Texas 2 $ 266,000 $ 133,000 $ 65,000
Brazoria, Texas 2 $ 340,000 $ 170,000 $ 79,000
Cameron, Texas 2 $ 144,000 $ 72,000 $ 42,000
Denton, Texas 2 $ 840,000 $ 420,000 $ 346,000
Travis, Texas 2 $ 464,000 $ 232,000 $ 772,000
Williamson, Texas 2 $ 302,000 $ 151,000 $ 86,000
Carroll, Virginia 2 $ 309,000 $ 154,500 $ 114,000
Chesterfield, Virginia 2 $ 662,000 $ 331,000 $ 145,000
Hanover, Virginia 2 $ 545,000 $ 272,500 $ 125,000
Henrico, Virginia 2 $ 226,000 $ 113,000 $ 64,000
Loudoun, Virginia 2 $ 667,000 $ 333,500 $ 91,000
Pittsylvania, Virginia 2 $ 166,000 $ 83,000 $ 39,000
Prince William, Virginia 2 $ 376,000 $ 188,000 $ 79,000
Stafford, Virginia 2 $ 382,000 $ 191,000 $ 176,000
Morgan, West Virginia 2 $ 159,000 $ 79,500 $ 199,000
Mohave, Arizona 1 $ 90,000 $ 90,000 $ 121,000
Pima, Arizona 1 $ 223,000 $ 223,000 $ 92,000
Lake, California 1 $ 131,000 $ 131,000 $ 108,000
Monterey, California 1 $ 241,000 $ 241,000 $ 0
Placer, California 1 $ 125,000 $ 125,000 $ 47,000
San Francisco, California 1 $ 500,000 $ 500,000 $ 308,000
San Mateo, California 1 $ 1,000,000 $ 1,000,000 $ 170,000
Sonoma, California 1 $ 139,000 $ 139,000 $ 55,000
Stanislaus, California 1 $ 172,000 $ 172,000 $ 96,000
Tulare, California 1 $ 120,000 $ 120,000 $ 85,000
Ventura, California 1 $ 350,000 $ 350,000 $ 180,000
Arapahoe, Colorado 1 $ 359,000 $ 359,000 $ 168,000
Denver, Colorado 1 $ 494,000 $ 494,000 $ 174,000
Dixie, Florida 1 $ 110,000 $ 110,000 $ 107,000
Glades, Florida 1 $ 145,000 $ 145,000 $ 69,000
Jackson, Florida 1 $ 81,000 $ 81,000 $ 48,000
Levy, Florida 1 $ 85,000 $ 85,000 $ 15,000
Okeechobee, Florida 1 $ 72,000 $ 72,000 $ 63,000
Bartow, Georgia 1 $ 400,000 $ 400,000 $ 163,000
Ben Hill, Georgia 1 $ 20,000 $ 20,000 $ 36,000
Brantley, Georgia 1 $ 90,000 $ 90,000 $ 79,000
Bulloch, Georgia 1 $ 70,000 $ 70,000 $ 20,000
Catoosa, Georgia 1 $ 214,000 $ 214,000 $ 61,000
Charlton, Georgia 1 $ 99,000 $ 99,000 $ 90,000
Dade, Georgia 1 $ 423,000 $ 423,000 $ 108,000
Dooly, Georgia 1 $ 44,000 $ 44,000 $ 117,000
Dougherty, Georgia 1 $ 114,000 $ 114,000 $ 48,000
Habersham, Georgia 1 $ 147,000 $ 147,000 $ 69,000
Heard, Georgia 1 $ 115,000 $ 115,000 $ 30,000
Houston, Georgia 1 $ 284,000 $ 284,000 $ 92,000
Irwin, Georgia 1 $ 192,000 $ 192,000 $ 60,000
Marion, Georgia 1 $ 94,000 $ 94,000 $ 76,000
Newton, Georgia 1 $ 243,000 $ 243,000 $ 94,000
Pickens, Georgia 1 $ 104,000 $ 104,000 $ 29,000
Polk, Georgia 1 $ 110,000 $ 110,000 $ 42,000
Seminole, Georgia 1 $ 118,000 $ 118,000 $ 94,000
Thomas, Georgia 1 $ 60,000 $ 60,000 $ 22,000
Towns, Georgia 1 $ 75,000 $ 75,000 $ 126,000
Troup, Georgia 1 $ 162,000 $ 162,000 $ 62,000
Union, Georgia 1 $ 161,000 $ 161,000 $ 95,000
Washington, Georgia 1 $ 168,000 $ 168,000 $ 82,000
Whitfield, Georgia 1 $ 191,000 $ 191,000 $ 58,000
Hawaii, Hawaii 1 $ 190,000 $ 190,000 $ 39,000
Canyon, Idaho 1 $ 161,000 $ 161,000 $ 50,000
De Witt, Illinois 1 $ 114,000 $ 114,000 $ 30,000
DuPage, Illinois 1 $ 264,000 $ 264,000 $ 77,000
Kane, Illinois 1 $ 491,000 $ 491,000 $ 150,000
Rock Island, Illinois 1 $ 397,000 $ 397,000 $ 259,000
Fayette, Indiana 1 $ 93,000 $ 93,000 $ 43,000
Floyd, Indiana 1 $ 104,000 $ 104,000 $ 125,000
Madison, Indiana 1 $ 70,000 $ 70,000 $ 49,000
Marion, Indiana 1 $ 99,000 $ 99,000 $ 40,000
Vanderburgh, Indiana 1 $ 69,000 $ 69,000 $ 216,000
Jackson, Iowa 1 $ 180,000 $ 180,000 $ 55,000
Polk, Iowa 1 $ 71,000 $ 71,000 $ 38,000
Pottawattamie, Iowa 1 $ 110,000 $ 110,000 $ 121,000
Johnson, Kansas 1 $ 144,000 $ 144,000 $ 62,000
Sedgwick, Kansas 1 $ 147,000 $ 147,000 $ 72,000
Boone, Kentucky 1 $ 35,000 $ 35,000 $ 84,000
Orleans, Louisiana 1 $ 189,000 $ 189,000 $ 64,000
Cumberland, Maine 1 $ 308,000 $ 308,000 $ 150,000
Charles, Maryland 1 $ 181,000 $ 181,000 $ 84,000
Frederick, Maryland 1 $ 346,000 $ 346,000 $ 140,000
Howard, Maryland 1 $ 225,000 $ 225,000 $ 115,000
St. Mary's, Maryland 1 $ 77,000 $ 77,000 $ 120,000
Worcester, Maryland 1 $ 210,000 $ 210,000 $ 499,000
Essex, Massachusetts 1 $ 160,000 $ 160,000 $ 96,000
Worcester, Massachusetts 1 $ 104,000 $ 104,000 $ 116,000
Kent, Michigan 1 $ 287,000 $ 287,000 $ 108,000
Livingston, Michigan 1 $ 308,000 $ 308,000 $ 120,000
Anoka, Minnesota 1 $ 110,000 $ 110,000 $ 62,000
Carver, Minnesota 1 $ 436,000 $ 436,000 $ 101,000
Dakota, Minnesota 1 $ 160,000 $ 160,000 $ 30,000
Ramsey, Minnesota 1 $ 300,000 $ 300,000 $ 192,000
DeSoto, Mississippi 1 $ 141,000 $ 141,000 $ 175,000
Lauderdale, Mississippi 1 $ 85,000 $ 85,000 $ 90,000
Christian, Missouri 1 $ 105,000 $ 105,000 $ 35,000
Jackson, Missouri 1 $ 79,000 $ 79,000 $ 48,000
St. Louis City, Missouri 1 $ 248,000 $ 248,000 $ 70,000
Stoddard, Missouri 1 $ 58,000 $ 58,000 $ 19,000
Stone, Missouri 1 $ 108,000 $ 108,000 $ 79,000
Merrimack, New Hampshire 1 $ 120,000 $ 120,000 $ 60,000
Strafford, New Hampshire 1 $ 280,000 $ 280,000 $ 100,000
Bergen, New Jersey 1 $ 287,000 $ 287,000 $ 54,000
Cumberland, New Jersey 1 $ 127,000 $ 127,000 $ 79,000
Morris, New Jersey 1 $ 250,000 $ 250,000 $ 90,000
Passaic, New Jersey 1 $ 250,000 $ 250,000 $ 89,000
Somerset, New Jersey 1 $ 229,000 $ 229,000 $ 120,000
Santa Fe, New Mexico 1 $ 580,000 $ 580,000 $ 432,000
Valencia, New Mexico 1 $ 102,000 $ 102,000 $ 37,000
Beaufort, North Carolina 1 $ 292,000 $ 292,000 $ 134,000
Brunswick, North Carolina 1 $ 84,000 $ 84,000 $ 60,000
Cabarrus, North Carolina 1 $ 184,000 $ 184,000 $ 87,000
Carteret, North Carolina 1 $ 525,000 $ 525,000 $ 92,000
Caswell, North Carolina 1 $ 157,000 $ 157,000 $ 72,000
Catawba, North Carolina 1 $ 92,000 $ 92,000 $ 34,000
Clay, North Carolina 1 $ 104,000 $ 104,000 $ 81,000
Graham, North Carolina 1 $ 95,000 $ 95,000 $ 58,000
Lincoln, North Carolina 1 $ 216,000 $ 216,000 $ 76,000
Martin, North Carolina 1 $ 78,000 $ 78,000 $ 37,000
Nash, North Carolina 1 $ 131,000 $ 131,000 $ 59,000
Onslow, North Carolina 1 $ 206,000 $ 206,000 $ 107,000
Transylvania, North Carolina 1 $ 380,000 $ 380,000 $ 88,000
Union, North Carolina 1 $ 190,000 $ 190,000 $ 78,000
Vance, North Carolina 1 $ 123,000 $ 123,000 $ 36,000
Wake, North Carolina 1 $ 71,000 $ 71,000 $ 36,000
Watauga, North Carolina 1 $ 640,000 $ 640,000 $ 925,000
Cass, North Dakota 1 $ 85,000 $ 85,000 $ 23,000
Athens, Ohio 1 $ 70,000 $ 70,000 $ 31,000
Fairfield, Ohio 1 $ 110,000 $ 110,000 $ 70,000
Greene, Ohio 1 $ 128,000 $ 128,000 $ 86,000
Jefferson, Ohio 1 $ 54,000 $ 54,000 $ 41,000
Lake, Ohio 1 $ 207,000 $ 207,000 $ 74,000
Warren, Ohio 1 $ 243,000 $ 243,000 $ 84,000
Cleveland, Oklahoma 1 $ 96,000 $ 96,000 $ 147,000
Wagoner, Oklahoma 1 $ 126,000 $ 126,000 $ 88,000
Benton, Oregon 1 $ 236,000 $ 236,000 $ 88,000
Douglas, Oregon 1 $ 258,000 $ 258,000 $ 264,000
Linn, Oregon 1 $ 105,000 $ 105,000 $ 36,000
Malheur, Oregon 1 $ 86,000 $ 86,000 $ 42,000
Multnomah, Oregon 1 $ 119,000 $ 119,000 $ 95,000
Bucks, Pennsylvania 1 $ 122,000 $ 122,000 $ 31,000
Cumberland, Pennsylvania 1 $ 450,000 $ 450,000 $ 162,000
Dauphin, Pennsylvania 1 $ 225,000 $ 225,000 $ 55,000
Lawrence, Pennsylvania 1 $ 126,000 $ 126,000 $ 50,000
Lebanon, Pennsylvania 1 $ 88,000 $ 88,000 $ 33,000
Lehigh, Pennsylvania 1 $ 191,000 $ 191,000 $ 62,000
Pike, Pennsylvania 1 $ 92,000 $ 92,000 $ 187,000
Union, Pennsylvania 1 $ 140,000 $ 140,000 $ 52,000
Washington, Pennsylvania 1 $ 331,000 $ 331,000 $ 132,000
Bamberg, South Carolina 1 $ 64,000 $ 64,000 $ 47,000
Cherokee, South Carolina 1 $ 100,000 $ 100,000 $ 0
Chester, South Carolina 1 $ 268,000 $ 268,000 $ 136,000
Clarendon, South Carolina 1 $ 112,000 $ 112,000 $ 130,000
Georgetown, South Carolina 1 $ 221,000 $ 221,000 $ 56,000
Greenwood, South Carolina 1 $ 316,000 $ 316,000 $ 192,000
Lancaster, South Carolina 1 $ 334,000 $ 334,000 $ 145,000
Laurens, South Carolina 1 $ 328,000 $ 328,000 $ 275,000
Lawrence, South Dakota 1 $ 90,000 $ 90,000 $ 37,000
Bedford, Tennessee 1 $ 50,000 $ 50,000 $ 34,000
Loudon, Tennessee 1 $ 182,000 $ 182,000 $ 33,000
Rhea, Tennessee 1 $ 85,000 $ 85,000 $ 52,000
Rutherford, Tennessee 1 $ 224,000 $ 224,000 $ 72,000
Tipton, Tennessee 1 $ 129,000 $ 129,000 $ 96,000
Washington, Tennessee 1 $ 130,000 $ 130,000 $ 104,000
Wilson, Tennessee 1 $ 67,000 $ 67,000 $ 211,000
El Paso, Texas 1 $ 194,000 $ 194,000 $ 60,000
Fort Bend, Texas 1 $ 325,000 $ 325,000 $ 160,000
Gillespie, Texas 1 $ 130,000 $ 130,000 $ 73,000
Harrison, Texas 1 $ 338,000 $ 338,000 $ 300,000
Randall, Texas 1 $ 149,000 $ 149,000 $ 75,000
Smith, Texas 1 $ 60,000 $ 60,000 $ 300,000
Davis, Utah 1 $ 184,000 $ 184,000 $ 132,000
Salt Lake, Utah 1 $ 238,000 $ 238,000 $ 90,000
Summit, Utah 1 $ 150,000 $ 150,000 $ 120,000
Caledonia, Vermont 1 $ 132,000 $ 132,000 $ 48,000
Alexandria, Virginia 1 $ 200,000 $ 200,000 $ 58,000
Arlington, Virginia 1 $ 169,000 $ 169,000 $ 60,000
Botetourt, Virginia 1 $ 103,000 $ 103,000 $ 19,000
Chesapeake, Virginia 1 $ 177,000 $ 177,000 $ 71,000
James City, Virginia 1 $ 102,000 $ 102,000 $ 36,000
Spotsylvania, Virginia 1 $ 214,000 $ 214,000 $ 104,000
Warren, Virginia 1 $ 56,000 $ 56,000 $ 29,000
Clark, Washington 1 $ 128,000 $ 128,000 $ 190,000
Pierce, Washington 1 $ 235,000 $ 235,000 $ 93,000
Thurston, Washington 1 $ 276,000 $ 276,000 $ 87,000
Hardy, West Virginia 1 $ 108,000 $ 108,000 $ 119,000
Jefferson, West Virginia 1 $ 96,000 $ 96,000 $ 28,000
Mercer, West Virginia 1 $ 114,000 $ 114,000 $ 108,000
Brown, Wisconsin 1 $ 96,000 $ 96,000 $ 77,000
Green, Wisconsin 1 $ 90,000 $ 90,000 $ 156,000
Racine, Wisconsin 1 $ 130,000 $ 130,000 $ 44,000
Trempealeau, Wisconsin 1 $ 100,000 $ 100,000 $ 27,000
Walworth, Wisconsin 1 $ 74,000 $ 74,000 $ 137,000

Mortgage Loan Application Detail Totals for Mortgage Lion, Inc. in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,504 $282,236,000 $189,952 $1,350,000 $107,571 $1,440,000
Refinancing 513 $90,438,000 $184,184 $1,100,000 $95,315 $1,338,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,457 $273,901,000 $184,613 $1,350,000 $104,431 $1,440,000
Black or African American 179 $33,560,000 $184,647 $1,163,000 $74,176 $1,253,000
Hispanic 130 $21,093,000 $188,333 $472,000 $70,111 $354,000
Not Provided 119 $22,337,000 $192,571 $938,000 $96,095 $438,000
Asian 77 $13,480,000 $207,294 $431,000 $104,235 $264,000
Native Hawaiian or Other Pacific Islander 21 $3,264,000 $122,000 $208,000 $83,000 $115,000
Not applicable 18 $2,760,000 $153,000 $213,000 $101,000 $187,000
American Indian or Alaskan Native 16 $2,279,000 $120,600 $318,000 $56,600 $188,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,017 $372,674,000 $183,755 $1,350,000 $102,155 $1,440,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,552 $283,685,000 $184,522 $1,350,000 $102,045 $1,440,000
Application Denied By Financial Institution 264 $52,628,000 $198,000 $880,000 $99,750 $1,112,000
Application Approved But Not Accepted 112 $20,041,000 $180,444 $650,000 $96,611 $562,000
Application Withdrawn By Applicant 87 $15,851,000 $174,062 $650,000 $102,375 $600,000
File Closed For Incompleteness 1 $150,000 $150,000 $150,000 $0 $0
Preapproval Approved but not Accepted 1 $319,000 $319,000 $319,000 $230,000 $230,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 195 $39,676,000 $203,000 $880,000 $106,608 $925,000
Debt-To-Income Ratio 28 $6,283,000 $262,500 $834,000 $88,625 $1,112,000
Collateral 16 $2,956,000 $174,125 $394,000 $167,875 $455,000
Credit History 15 $2,132,000 $139,857 $238,000 $62,714 $126,000
Employment History 4 $829,000 $182,333 $302,000 $57,333 $86,000
Insufficient Cash (Downpayment, Closing Cost) 3 $400,000 $133,333 $176,000 $116,333 $231,000
Credit Application Incomplete 2 $301,000 $150,500 $220,000 $108,500 $169,000
Mortgage Insurance Denied 1 $51,000 $51,000 $51,000 $35,000 $35,000
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mortgage Lion, Inc.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mortgage Lion, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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