Mortgage One Solutions, Inc. Mortgage Lending & HMDA Data, 2019
In 2019, Mortgage One Solutions, Inc. of Vienna, VA reported 641 mortgage applications totaling $191.3 million, up 11% from 2018. The average application was for $298,416, and applicants reported an average income of $83,785. 87% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (434), Richmond, VA (46) and Washington-Baltimore-Arlington, DC (37) (applications in parentheses).
| Mortgage Company & Address | Mortgage One Solutions, Inc. 8609 Westwood Center Dr Suite 200 Vienna, VA 22182 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 |
| Total Number of Mortgage Applications | 641 |
| Total Mortgage Loan Application Amount | $191,285,000 |
| Average Mortgage Loan Application Amount | $298,416 |
| Highest Mortgage Loan Application Amount | $1,445,000 |
| Average Applicant Income | $83,785 |
| Highest Applicant Income | $776,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mortgage One Solutions, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's, Maryland | 137 | $ 39,355,000 | $ 287,262 | $ 80,000 |
| Prince William, Virginia | 97 | $ 30,225,000 | $ 311,597 | $ 72,000 |
| Fairfax, Virginia | 76 | $ 31,320,000 | $ 412,105 | $ 99,000 |
| Loudoun, Virginia | 30 | $ 11,990,000 | $ 399,666 | $ 107,000 |
| Montgomery, Maryland | 28 | $ 8,630,000 | $ 308,214 | $ 71,000 |
| Henrico, Virginia | 24 | $ 5,840,000 | $ 243,333 | $ 84,000 |
| Stafford, Virginia | 21 | $ 5,775,000 | $ 275,000 | $ 70,000 |
| Spotsylvania, Virginia | 18 | $ 4,770,000 | $ 265,000 | $ 62,000 |
| Dauphin, Pennsylvania | 17 | $ 3,035,000 | $ 178,529 | $ 69,000 |
| Chesterfield, Virginia | 16 | $ 3,440,000 | $ 215,000 | $ 55,000 |
| Manassas, Virginia | 14 | $ 4,710,000 | $ 336,428 | $ 74,000 |
| Anne Arundel, Maryland | 13 | $ 3,525,000 | $ 271,153 | $ 68,000 |
| Cumberland, Pennsylvania | 13 | $ 2,685,000 | $ 206,538 | $ 72,000 |
| Charles, Maryland | 11 | $ 2,775,000 | $ 252,272 | $ 79,000 |
| York, Pennsylvania | 10 | $ 1,740,000 | $ 174,000 | $ 63,000 |
| Manassas Park, Virginia | 10 | $ 3,260,000 | $ 326,000 | $ 87,000 |
| Frederick, Maryland | 9 | $ 2,195,000 | $ 243,888 | $ 68,000 |
| Baltimore, Maryland | 7 | $ 1,275,000 | $ 182,142 | $ 110,000 |
| Howard, Maryland | 7 | $ 2,025,000 | $ 289,285 | $ 67,000 |
| Arlington, Virginia | 7 | $ 2,145,000 | $ 306,428 | $ 90,000 |
| Frederick, Virginia | 6 | $ 1,620,000 | $ 270,000 | $ 67,000 |
| District of Columbia, District Of Columbia | 3 | $ 1,405,000 | $ 468,333 | $ 332,000 |
| Baltimore City, Maryland | 3 | $ 325,000 | $ 108,333 | $ 33,000 |
| Carroll, Maryland | 3 | $ 825,000 | $ 275,000 | $ 70,000 |
| Delaware, Pennsylvania | 3 | $ 935,000 | $ 311,666 | $ 84,000 |
| Philadelphia, Pennsylvania | 3 | $ 595,000 | $ 198,333 | $ 54,000 |
| Fairfax City, Virginia | 3 | $ 1,175,000 | $ 391,666 | $ 98,000 |
| Fauquier, Virginia | 3 | $ 1,085,000 | $ 361,666 | $ 79,000 |
| Hanover, Virginia | 3 | $ 555,000 | $ 185,000 | $ 49,000 |
| Orange, Virginia | 3 | $ 725,000 | $ 241,666 | $ 65,000 |
| St. Mary's, Maryland | 2 | $ 370,000 | $ 185,000 | $ 37,000 |
| Washington, Maryland | 2 | $ 480,000 | $ 240,000 | $ 106,000 |
| Lancaster, Pennsylvania | 2 | $ 420,000 | $ 210,000 | $ 69,000 |
| Montgomery, Pennsylvania | 2 | $ 640,000 | $ 320,000 | $ 89,000 |
| Perry, Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 54,000 |
| Colonial Heights, Virginia | 2 | $ 360,000 | $ 180,000 | $ 36,000 |
| Culpeper, Virginia | 2 | $ 390,000 | $ 195,000 | $ 73,000 |
| Shenandoah, Virginia | 2 | $ 270,000 | $ 135,000 | $ 458,000 |
| Broward, Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Escambia, Florida | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Leon, Florida | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Miami-Dade, Florida | 1 | $ 1,445,000 | $ 1,445,000 | $ 768,000 |
| Orange, Florida | 1 | $ 215,000 | $ 215,000 | $ 146,000 |
| Palm Beach, Florida | 1 | $ 305,000 | $ 305,000 | $ 71,000 |
| Polk, Florida | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Bucks, Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Clarion, Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Erie, Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Lebanon, Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 150,000 |
| Northampton, Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 125,000 |
| Alexandria, Virginia | 1 | $ 395,000 | $ 395,000 | $ 120,000 |
| Fredericksburg, Virginia | 1 | $ 195,000 | $ 195,000 | $ 37,000 |
| Hampton, Virginia | 1 | $ 165,000 | $ 165,000 | $ 112,000 |
| Norfolk, Virginia | 1 | $ 235,000 | $ 235,000 | $ 127,000 |
| Richmond City, Virginia | 1 | $ 215,000 | $ 215,000 | $ 420,000 |
| Roanoke City, Virginia | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Virginia Beach, Virginia | 1 | $ 335,000 | $ 335,000 | $ 118,000 |
| Winchester, Virginia | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Mortgage One Solutions, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 505 | $150,015,000 | $297,000 | $1,235,000 | $79,000 | $458,000 |
| Refinancing | 86 | $25,220,000 | $293,000 | $685,000 | $99,000 | $732,000 |
| Cash-out Refinancing | 29 | $9,045,000 | $311,000 | $1,445,000 | $122,000 | $776,000 |
| Other Purpose | 21 | $7,005,000 | $333,000 | $525,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 401 | $119,185,000 | $297,000 | $965,000 | $78,000 | $776,000 |
| Asian | 121 | $37,995,000 | $314,000 | $1,235,000 | $88,000 | $458,000 |
| White | 58 | $15,840,000 | $273,000 | $645,000 | $83,000 | $193,000 |
| Black or African American | 31 | $8,705,000 | $280,000 | $475,000 | $71,000 | $126,000 |
| Not Provided | 28 | $8,730,000 | $311,000 | $1,445,000 | $142,000 | $768,000 |
| American Indian or Alaskan Native | 1 | $415,000 | $415,000 | $415,000 | $95,000 | $95,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 414 | $125,720,000 | $303,000 | $645,000 | $75,000 | $260,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 221 | $63,865,000 | $288,000 | $1,445,000 | $95,000 | $776,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,700,000 | $283,000 | $415,000 | $90,000 | $132,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 558 | $167,510,000 | $300,000 | $1,445,000 | $81,000 | $776,000 |
| Application Withdrawn By Applicant | 43 | $12,855,000 | $298,000 | $685,000 | $101,000 | $732,000 |
| Application Denied By Financial Institution | 35 | $9,535,000 | $272,000 | $535,000 | $85,000 | $420,000 |
| File Closed For Incompleteness | 5 | $1,385,000 | $277,000 | $325,000 | $83,000 | $127,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 606 | $181,750,000 | $299,000 | $1,445,000 | $83,000 | $776,000 |
| Credit History | 14 | $4,120,000 | $294,000 | $535,000 | $83,000 | $127,000 |
| Collateral | 12 | $3,120,000 | $260,000 | $365,000 | $97,000 | $420,000 |
| Unverifiable Information | 6 | $1,600,000 | $266,000 | $425,000 | $73,000 | $117,000 |
| Debt-To-Income Ratio | 3 | $695,000 | $231,000 | $325,000 | $68,000 | $84,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mortgage One Solutions, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mortgage One Solutions, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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