Mwabank Mortgage Lending & HMDA Data, 2010
In 2010, Mwabank of Rock Island, IL reported 570 mortgage applications totaling $68.5 million, down 5% from 2009. The average application was for $120,238, and applicants reported an average income of $99,701. 61% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Davenport-Moline-Rock Island, IA-IL (253), Tulsa, OK (10) and Phoenix-Mesa-Glendale, AZ (9) (applications in parentheses).
| Mortgage Company & Address | Mwabank 1701 1st Avenue Rock Island, IL 61201 |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 570 |
| Total Mortgage Loan Application Amount | $68,536,000 |
| Average Mortgage Loan Application Amount | $120,238 |
| Highest Mortgage Loan Application Amount | $1,763,000 |
| Average Applicant Income | $99,701 |
| Highest Applicant Income | $1,231,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mwabank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Scott, Iowa | 119 | $ 11,793,000 | $ 99,100 | $ 81,000 |
| Rock Island, Illinois | 117 | $ 11,077,000 | $ 94,675 | $ 86,000 |
| Sauk, Wisconsin | 16 | $ 4,056,000 | $ 253,500 | $ 221,000 |
| Mercer, Illinois | 11 | $ 1,140,000 | $ 103,636 | $ 86,000 |
| Muscatine, Iowa | 7 | $ 728,000 | $ 104,000 | $ 57,000 |
| Wood, Ohio | 7 | $ 483,000 | $ 69,000 | $ 88,000 |
| Maricopa, Arizona | 6 | $ 4,533,000 | $ 755,500 | $ 555,000 |
| Henry, Illinois | 6 | $ 439,000 | $ 73,166 | $ 71,000 |
| Clinton, Iowa | 6 | $ 501,000 | $ 83,500 | $ 56,000 |
| Tulsa, Oklahoma | 5 | $ 387,000 | $ 77,400 | $ 63,000 |
| Sutter, California | 4 | $ 489,000 | $ 122,250 | $ 50,000 |
| Escambia, Florida | 4 | $ 507,000 | $ 126,750 | $ 63,000 |
| Knox, Illinois | 4 | $ 103,000 | $ 25,750 | $ 64,000 |
| Louisa, Iowa | 4 | $ 506,000 | $ 126,500 | $ 109,000 |
| McNairy, Tennessee | 4 | $ 270,000 | $ 67,500 | $ 62,000 |
| Tuscaloosa, Alabama | 3 | $ 553,000 | $ 184,333 | $ 86,000 |
| Graham, Arizona | 3 | $ 364,000 | $ 121,333 | $ 64,000 |
| Pinal, Arizona | 3 | $ 136,000 | $ 45,333 | $ 104,000 |
| El Paso, Colorado | 3 | $ 388,000 | $ 129,333 | $ 83,000 |
| Dubuque, Iowa | 3 | $ 142,000 | $ 47,333 | $ 50,000 |
| Linn, Iowa | 3 | $ 200,000 | $ 66,666 | $ 53,000 |
| Poweshiek, Iowa | 3 | $ 841,000 | $ 280,333 | $ 362,000 |
| Hennepin, Minnesota | 3 | $ 537,000 | $ 179,000 | $ 461,000 |
| Osage, Oklahoma | 3 | $ 68,000 | $ 22,666 | $ 72,000 |
| Yamhill, Oregon | 3 | $ 675,000 | $ 225,000 | $ 63,000 |
| Hamblen, Tennessee | 3 | $ 156,000 | $ 52,000 | $ 42,000 |
| Davis, Utah | 3 | $ 688,000 | $ 229,333 | $ 113,000 |
| Dane, Wisconsin | 3 | $ 561,000 | $ 187,000 | $ 90,000 |
| Dodge, Wisconsin | 3 | $ 278,000 | $ 92,666 | $ 65,000 |
| Milwaukee, Wisconsin | 3 | $ 304,000 | $ 101,333 | $ 112,000 |
| Faulkner, Arkansas | 2 | $ 95,000 | $ 47,500 | $ 76,000 |
| Independence, Arkansas | 2 | $ 126,000 | $ 63,000 | $ 89,000 |
| Jackson, Arkansas | 2 | $ 181,000 | $ 90,500 | $ 64,000 |
| Lawrence, Arkansas | 2 | $ 90,000 | $ 45,000 | $ 51,000 |
| Jefferson, Colorado | 2 | $ 249,000 | $ 124,500 | $ 90,000 |
| Marion, Florida | 2 | $ 190,000 | $ 95,000 | $ 116,000 |
| Paulding, Georgia | 2 | $ 191,000 | $ 95,500 | $ 50,000 |
| Bureau, Illinois | 2 | $ 137,000 | $ 68,500 | $ 74,000 |
| Cook, Illinois | 2 | $ 300,000 | $ 150,000 | $ 194,000 |
| Franklin, Illinois | 2 | $ 77,000 | $ 38,500 | $ 58,000 |
| LaSalle, Illinois | 2 | $ 59,000 | $ 29,500 | $ 71,000 |
| Marion, Illinois | 2 | $ 443,000 | $ 221,500 | $ 311,000 |
| Whiteside, Illinois | 2 | $ 210,000 | $ 105,000 | $ 48,000 |
| Delaware, Iowa | 2 | $ 207,000 | $ 103,500 | $ 54,000 |
| Marion, Iowa | 2 | $ 64,000 | $ 32,000 | $ 24,000 |
| Riley, Kansas | 2 | $ 188,000 | $ 94,000 | $ 64,000 |
| Wyandotte, Kansas | 2 | $ 76,000 | $ 38,000 | $ 152,000 |
| Warren, Kentucky | 2 | $ 322,000 | $ 161,000 | $ 207,000 |
| Rapides, Louisiana | 2 | $ 227,000 | $ 113,500 | $ 170,000 |
| Cumberland, Maine | 2 | $ 195,000 | $ 97,500 | $ 59,000 |
| Montcalm, Michigan | 2 | $ 89,000 | $ 44,500 | $ 73,000 |
| Van Buren, Michigan | 2 | $ 468,000 | $ 234,000 | $ 75,000 |
| Le Sueur, Minnesota | 2 | $ 375,000 | $ 187,500 | $ 152,000 |
| Jackson, Missouri | 2 | $ 91,000 | $ 45,500 | $ 42,000 |
| New Madrid, Missouri | 2 | $ 59,000 | $ 29,500 | $ 23,000 |
| Halifax, North Carolina | 2 | $ 824,000 | $ 412,000 | $ 201,000 |
| Wake, North Carolina | 2 | $ 250,000 | $ 125,000 | $ 165,000 |
| Ross, Ohio | 2 | $ 184,000 | $ 92,000 | $ 59,000 |
| Oklahoma, Oklahoma | 2 | $ 40,000 | $ 20,000 | $ 45,000 |
| Blount, Tennessee | 2 | $ 208,000 | $ 104,000 | $ 80,000 |
| Randall, Texas | 2 | $ 530,000 | $ 265,000 | $ 480,000 |
| Travis, Texas | 2 | $ 291,000 | $ 145,500 | $ 57,000 |
| Weber, Utah | 2 | $ 408,000 | $ 204,000 | $ 56,000 |
| Chesterfield, Virginia | 2 | $ 262,000 | $ 131,000 | $ 163,000 |
| Harrison, West Virginia | 2 | $ 142,000 | $ 71,000 | $ 65,000 |
| Limestone, Alabama | 1 | $ 119,000 | $ 119,000 | $ 61,000 |
| Madison, Alabama | 1 | $ 150,000 | $ 150,000 | $ 95,000 |
| Mobile, Alabama | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Lonoke, Arkansas | 1 | $ 266,000 | $ 266,000 | $ 100,000 |
| Pulaski, Arkansas | 1 | $ 150,000 | $ 150,000 | $ 96,000 |
| Sebastian, Arkansas | 1 | $ 176,000 | $ 176,000 | $ 65,000 |
| Stone, Arkansas | 1 | $ 232,000 | $ 232,000 | $ 191,000 |
| White, Arkansas | 1 | $ 81,000 | $ 81,000 | $ 71,000 |
| Douglas, Colorado | 1 | $ 280,000 | $ 280,000 | $ 175,000 |
| Otero, Colorado | 1 | $ 16,000 | $ 16,000 | $ 33,000 |
| Weld, Colorado | 1 | $ 124,000 | $ 124,000 | $ 62,000 |
| District of Columbia, District Of Columbia | 1 | $ 746,000 | $ 746,000 | $ 237,000 |
| Hillsborough, Florida | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Lake, Florida | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Lee, Florida | 1 | $ 144,000 | $ 144,000 | $ 245,000 |
| Monroe, Florida | 1 | $ 400,000 | $ 400,000 | $ 536,000 |
| Orange, Florida | 1 | $ 111,000 | $ 111,000 | $ 31,000 |
| Polk, Florida | 1 | $ 256,000 | $ 256,000 | $ 77,000 |
| Santa Rosa, Florida | 1 | $ 345,000 | $ 345,000 | $ 260,000 |
| Sumter, Florida | 1 | $ 73,000 | $ 73,000 | $ 39,000 |
| Chattooga, Georgia | 1 | $ 36,000 | $ 36,000 | $ 43,000 |
| Henry, Georgia | 1 | $ 30,000 | $ 30,000 | $ 44,000 |
| Pike, Georgia | 1 | $ 240,000 | $ 240,000 | $ 114,000 |
| Tift, Georgia | 1 | $ 88,000 | $ 88,000 | $ 75,000 |
| Ada, Idaho | 1 | $ 178,000 | $ 178,000 | $ 65,000 |
| Bonneville, Idaho | 1 | $ 280,000 | $ 280,000 | $ 155,000 |
| Carroll, Illinois | 1 | $ 106,000 | $ 106,000 | $ 93,000 |
| Champaign, Illinois | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Clay, Illinois | 1 | $ 48,000 | $ 48,000 | $ 39,000 |
| DeKalb, Illinois | 1 | $ 295,000 | $ 295,000 | $ 50,000 |
| Jo Daviess, Illinois | 1 | $ 61,000 | $ 61,000 | $ 120,000 |
| Kankakee, Illinois | 1 | $ 74,000 | $ 74,000 | $ 100,000 |
| Saline, Illinois | 1 | $ 52,000 | $ 52,000 | $ 26,000 |
| Will, Illinois | 1 | $ 144,000 | $ 144,000 | $ 84,000 |
| LaPorte, Indiana | 1 | $ 268,000 | $ 268,000 | $ 55,000 |
| Vanderburgh, Indiana | 1 | $ 51,000 | $ 51,000 | $ 42,000 |
| Warrick, Indiana | 1 | $ 23,000 | $ 23,000 | $ 78,000 |
| Henry, Iowa | 1 | $ 107,000 | $ 107,000 | $ 80,000 |
| Lee, Iowa | 1 | $ 63,000 | $ 63,000 | $ 78,000 |
| Page, Iowa | 1 | $ 120,000 | $ 120,000 | $ 115,000 |
| Polk, Iowa | 1 | $ 14,000 | $ 14,000 | $ 84,000 |
| Winneshiek, Iowa | 1 | $ 63,000 | $ 63,000 | $ 111,000 |
| Morton, Kansas | 1 | $ 76,000 | $ 76,000 | $ 60,000 |
| Norton, Kansas | 1 | $ 50,000 | $ 50,000 | $ 40,000 |
| Sedgwick, Kansas | 1 | $ 109,000 | $ 109,000 | $ 45,000 |
| Shawnee, Kansas | 1 | $ 276,000 | $ 276,000 | $ 211,000 |
| Allen, Kentucky | 1 | $ 15,000 | $ 15,000 | $ 11,000 |
| Jefferson, Kentucky | 1 | $ 100,000 | $ 100,000 | $ 89,000 |
| Monroe, Kentucky | 1 | $ 96,000 | $ 96,000 | $ 95,000 |
| Rockcastle, Kentucky | 1 | $ 90,000 | $ 90,000 | $ 35,000 |
| Androscoggin, Maine | 1 | $ 40,000 | $ 40,000 | $ 44,000 |
| Kennebec, Maine | 1 | $ 206,000 | $ 206,000 | $ 163,000 |
| Penobscot, Maine | 1 | $ 185,000 | $ 185,000 | $ 129,000 |
| Sagadahoc, Maine | 1 | $ 72,000 | $ 72,000 | $ 88,000 |
| York, Maine | 1 | $ 60,000 | $ 60,000 | $ 79,000 |
| Anne Arundel, Maryland | 1 | $ 805,000 | $ 805,000 | $ 465,000 |
| Barnstable, Massachusetts | 1 | $ 27,000 | $ 27,000 | $ 114,000 |
| Hampden, Massachusetts | 1 | $ 32,000 | $ 32,000 | $ 132,000 |
| Barry, Michigan | 1 | $ 207,000 | $ 207,000 | $ 63,000 |
| Eaton, Michigan | 1 | $ 36,000 | $ 36,000 | $ 195,000 |
| St. Joseph, Michigan | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Dakota, Minnesota | 1 | $ 180,000 | $ 180,000 | $ 101,000 |
| Dodge, Minnesota | 1 | $ 101,000 | $ 101,000 | $ 107,000 |
| Douglas, Minnesota | 1 | $ 250,000 | $ 250,000 | $ 92,000 |
| Itawamba, Mississippi | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Cape Girardeau, Missouri | 1 | $ 90,000 | $ 90,000 | $ 55,000 |
| Carter, Missouri | 1 | $ 160,000 | $ 160,000 | $ 44,000 |
| Holt, Missouri | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Newton, Missouri | 1 | $ 120,000 | $ 120,000 | $ 51,000 |
| Polk, Missouri | 1 | $ 129,000 | $ 129,000 | $ 141,000 |
| St. Louis, Missouri | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Wayne, Missouri | 1 | $ 30,000 | $ 30,000 | $ 12,000 |
| Lancaster, Nebraska | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| Nuckolls, Nebraska | 1 | $ 23,000 | $ 23,000 | $ 73,000 |
| Richardson, Nebraska | 1 | $ 53,000 | $ 53,000 | $ 61,000 |
| Washington, Nebraska | 1 | $ 37,000 | $ 37,000 | $ 130,000 |
| Webster, Nebraska | 1 | $ 24,000 | $ 24,000 | $ 92,000 |
| Belknap, New Hampshire | 1 | $ 20,000 | $ 20,000 | $ 100,000 |
| Grafton, New Hampshire | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Merrimack, New Hampshire | 1 | $ 360,000 | $ 360,000 | $ 196,000 |
| Oswego, New York | 1 | $ 88,000 | $ 88,000 | $ 72,000 |
| Westchester, New York | 1 | $ 250,000 | $ 250,000 | $ 76,000 |
| Cabarrus, North Carolina | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Cumberland, North Carolina | 1 | $ 45,000 | $ 45,000 | $ 19,000 |
| Forsyth, North Carolina | 1 | $ 66,000 | $ 66,000 | $ 96,000 |
| Northampton, North Carolina | 1 | $ 451,000 | $ 451,000 | $ 131,000 |
| Randolph, North Carolina | 1 | $ 174,000 | $ 174,000 | $ 170,000 |
| Union, North Carolina | 1 | $ 80,000 | $ 80,000 | $ 203,000 |
| Grand Forks, North Dakota | 1 | $ 109,000 | $ 109,000 | $ 64,000 |
| Stutsman, North Dakota | 1 | $ 5,000 | $ 5,000 | $ 379,000 |
| Adams, Ohio | 1 | $ 104,000 | $ 104,000 | $ 77,000 |
| Ashland, Ohio | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Erie, Ohio | 1 | $ 313,000 | $ 313,000 | $ 395,000 |
| Fairfield, Ohio | 1 | $ 98,000 | $ 98,000 | $ 63,000 |
| Henry, Ohio | 1 | $ 10,000 | $ 10,000 | $ 8,000 |
| Jackson, Ohio | 1 | $ 10,000 | $ 10,000 | $ 39,000 |
| Marion, Ohio | 1 | $ 68,000 | $ 68,000 | $ 70,000 |
| Warren, Ohio | 1 | $ 58,000 | $ 58,000 | $ 168,000 |
| Canadian, Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 46,000 |
| Creek, Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Jefferson, Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Mayes, Oklahoma | 1 | $ 52,000 | $ 52,000 | $ 59,000 |
| Wagoner, Oklahoma | 1 | $ 26,000 | $ 26,000 | $ 172,000 |
| Chester, Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 175,000 |
| Schuylkill, Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Somerset, Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 39,000 |
| Florence, South Carolina | 1 | $ 285,000 | $ 285,000 | $ 145,000 |
| Greenville, South Carolina | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Brookings, South Dakota | 1 | $ 140,000 | $ 140,000 | $ 139,000 |
| Brule, South Dakota | 1 | $ 76,000 | $ 76,000 | $ 52,000 |
| Davison, South Dakota | 1 | $ 60,000 | $ 60,000 | $ 109,000 |
| Day, South Dakota | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| McPherson, South Dakota | 1 | $ 29,000 | $ 29,000 | $ 42,000 |
| Spink, South Dakota | 1 | $ 40,000 | $ 40,000 | $ 37,000 |
| Cumberland, Tennessee | 1 | $ 217,000 | $ 217,000 | $ 61,000 |
| Grainger, Tennessee | 1 | $ 195,000 | $ 195,000 | $ 205,000 |
| Robertson, Tennessee | 1 | $ 148,000 | $ 148,000 | $ 44,000 |
| Wilson, Tennessee | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Augusta, Virginia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Gloucester, Virginia | 1 | $ 83,000 | $ 83,000 | $ 69,000 |
| Page, Virginia | 1 | $ 50,000 | $ 50,000 | $ 87,000 |
| Spotsylvania, Virginia | 1 | $ 109,000 | $ 109,000 | $ 83,000 |
| Benton, Washington | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Pierce, Washington | 1 | $ 40,000 | $ 40,000 | $ 104,000 |
| Pendleton, West Virginia | 1 | $ 273,000 | $ 273,000 | $ 60,000 |
| Fond du Lac, Wisconsin | 1 | $ 57,000 | $ 57,000 | $ 57,000 |
| Forest, Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Kenosha, Wisconsin | 1 | $ 192,000 | $ 192,000 | $ 230,000 |
| Lincoln, Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 61,000 |
| Ozaukee, Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 55,000 |
| Portage, Wisconsin | 1 | $ 202,000 | $ 202,000 | $ 73,000 |
| Racine, Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 152,000 |
| Washington, Wisconsin | 1 | $ 87,000 | $ 87,000 | $ 48,000 |
| Waukesha, Wisconsin | 1 | $ 210,000 | $ 210,000 | $ 231,000 |
| Teton, Wyoming | 1 | $ 150,000 | $ 150,000 | $ 131,000 |
Mortgage Loan Application Detail Totals for Mwabank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 286 | $39,793,000 | $139,000 | $805,000 | $100,000 | $1,203,000 |
| Home Purchase | 210 | $25,013,000 | $119,000 | $1,763,000 | $108,000 | $1,231,000 |
| Home Improvement | 74 | $3,730,000 | $50,000 | $200,000 | $75,000 | $379,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 481 | $60,151,000 | $125,000 | $1,763,000 | $103,000 | $1,231,000 |
| Not Provided | 29 | $2,883,000 | $99,000 | $315,000 | $100,000 | $310,000 |
| Black or African American | 20 | $1,528,000 | $76,000 | $285,000 | $108,000 | $287,000 |
| American Indian or Alaskan Native | 16 | $1,348,000 | $84,000 | $200,000 | $72,000 | $158,000 |
| Hispanic | 13 | $1,175,000 | $90,000 | $189,000 | $67,000 | $131,000 |
| Not applicable | 8 | $1,154,000 | $144,000 | $385,000 | $0 | $0 |
| Asian | 2 | $264,000 | $132,000 | $220,000 | $107,000 | $144,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $33,000 | $33,000 | $33,000 | $114,000 | $114,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 570 | $68,536,000 | $120,000 | $1,763,000 | $100,000 | $1,231,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 349 | $39,391,000 | $112,000 | $1,763,000 | $101,000 | $1,231,000 |
| Application Withdrawn By Applicant | 96 | $15,888,000 | $165,000 | $1,000,000 | $115,000 | $525,000 |
| Application Denied By Financial Institution | 76 | $8,246,000 | $108,000 | $360,000 | $79,000 | $379,000 |
| Application Approved But Not Accepted | 49 | $5,011,000 | $102,000 | $400,000 | $98,000 | $536,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 32 | $2,879,000 | $89,000 | $320,000 | $91,000 | $379,000 |
| Debt-To-Income Ratio | 23 | $3,230,000 | $140,000 | $331,000 | $59,000 | $130,000 |
| Collateral | 15 | $1,575,000 | $105,000 | $360,000 | $92,000 | $266,000 |
| Credit Application Incomplete | 2 | $273,000 | $136,000 | $185,000 | $100,000 | $129,000 |
| Other | 2 | $170,000 | $85,000 | $150,000 | $38,000 | $44,000 |
| Unverifiable Information | 1 | $62,000 | $62,000 | $62,000 | $19,000 | $19,000 |
| Employment History | 1 | $57,000 | $57,000 | $57,000 | $57,000 | $57,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mwabank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mwabank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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