N A Nationwide Mortgage Mortgage Lending & HMDA Data, 2007
In 2007, N A Nationwide Mortgage of Mission Viejo, CA reported 110 mortgage applications totaling $34.2 million, down 29% from 2006. The average application was for $310,727, and applicants reported an average income of $143,509. 28% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Las Vegas-Paradise, NV (16), Los Angeles-Long Beach-Glendale, CA (13) and Houston-Sugar Land-Baytown, TX (6) (applications in parentheses).
| Mortgage Company & Address | N A Nationwide Mortgage 26361 Crown Valley Parkway Suite 200 Mission Viejo, CA 92691 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 110 |
| Total Mortgage Loan Application Amount | $34,180,000 |
| Average Mortgage Loan Application Amount | $310,727 |
| Highest Mortgage Loan Application Amount | $1,680,000 |
| Average Applicant Income | $143,509 |
| Highest Applicant Income | $1,033,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records N A Nationwide Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Las Vegas-Paradise, NV | 16 | $ 5,010,000 | $ 313,125 | $ 161,000 |
| Los Angeles-Long Beach-Glendale, CA | 13 | $ 6,273,000 | $ 482,538 | $ 119,000 |
| Houston-Sugar Land-Baytown, TX | 6 | $ 879,000 | $ 146,500 | $ 90,000 |
| Dallas-Plano-Irving, TX | 5 | $ 2,257,000 | $ 451,400 | $ 249,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 4 | $ 1,014,000 | $ 253,500 | $ 129,000 |
| Santa Ana-Anaheim-Irvine, CA | 4 | $ 3,220,000 | $ 805,000 | $ 303,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 4 | $ 1,192,000 | $ 298,000 | $ 141,500 |
| Colorado Springs, CO | 3 | $ 624,000 | $ 208,000 | $ 56,000 |
| Greenville-Mauldin-Easley, SC | 3 | $ 316,000 | $ 105,333 | $ 322,000 |
| Riverside-San Bernardino-Ontario, CA | 3 | $ 971,000 | $ 323,666 | $ 108,000 |
| Eugene-Springfield, OR | 2 | $ 378,000 | $ 189,000 | $ 142,000 |
| Fort Worth-Arlington, TX | 2 | $ 515,000 | $ 257,500 | $ 174,000 |
| Honolulu, HI | 2 | $ 491,000 | $ 245,500 | $ 80,000 |
| New York-White Plains-Wayne, NY-NJ | 2 | $ 2,098,000 | $ 1,049,000 | $ 293,000 |
| Oakland-Fremont-Hayward, CA | 2 | $ 637,000 | $ 318,500 | $ 87,000 |
| Atlanta-Sandy Springs-Marietta, GA | 1 | $ 192,000 | $ 192,000 | $ 144,000 |
| Austin-Round Rock, TX | 1 | $ 272,000 | $ 272,000 | $ 362,000 |
| Carson City, NV | 1 | $ 311,000 | $ 311,000 | $ 179,000 |
| Cheyenne, WY | 1 | $ 112,000 | $ 112,000 | $ 51,000 |
| Denver-Aurora, CO | 1 | $ 315,000 | $ 315,000 | $ 131,000 |
| Jackson, MS | 1 | $ 167,000 | $ 167,000 | $ 54,000 |
| Knoxville, TN | 1 | $ 148,000 | $ 148,000 | $ 34,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 131,000 | $ 131,000 | $ 79,000 |
| Modesto, CA | 1 | $ 315,000 | $ 315,000 | $ 61,000 |
| Muskegon-Norton Shores, MI | 1 | $ 410,000 | $ 410,000 | $ 144,000 |
| New Haven-Milford, CT | 1 | $ 260,000 | $ 260,000 | $ 1,033,000 |
| Newark-Union, NJ-PA | 1 | $ 182,000 | $ 182,000 | $ 73,000 |
| Ocala, FL | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1 | $ 203,000 | $ 203,000 | $ 54,000 |
| Provo-Orem, UT | 1 | $ 184,000 | $ 184,000 | $ 46,000 |
| Punta Gorda, FL | 1 | $ 342,000 | $ 342,000 | $ 193,000 |
| Salt Lake City, UT | 1 | $ 250,000 | $ 250,000 | $ 71,000 |
| San Antonio, TX | 1 | $ 112,000 | $ 112,000 | $ 76,000 |
| San Diego-Carlsbad-San Marcos, CA | 1 | $ 200,000 | $ 200,000 | $ 47,000 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| Savannah, GA | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 210,000 | $ 210,000 | $ 38,000 |
| St. Louis, MO-IL | 1 | $ 198,000 | $ 198,000 | $ 122,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1 | $ 161,000 | $ 161,000 | $ 28,000 |
| Visalia-Porterville, CA | 1 | $ 169,000 | $ 169,000 | $ 44,000 |
| Yuma, AZ | 1 | $ 143,000 | $ 143,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for N A Nationwide Mortgage in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 68 | $20,498,000 | $301,000 | $1,138,000 | $108,000 | $1,033,000 |
| Home Purchase | 42 | $13,682,000 | $325,000 | $1,680,000 | $201,000 | $780,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 59 | $18,847,000 | $319,000 | $1,680,000 | $163,000 | $1,033,000 |
| Not Provided | 16 | $6,823,000 | $426,000 | $1,138,000 | $180,000 | $470,000 |
| Hispanic | 13 | $2,916,000 | $224,000 | $385,000 | $74,000 | $179,000 |
| Asian | 10 | $2,281,000 | $228,000 | $410,000 | $116,000 | $174,000 |
| Black or African American | 10 | $3,099,000 | $309,000 | $480,000 | $105,000 | $194,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $214,000 | $107,000 | $108,000 | $77,000 | $128,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 103 | $32,503,000 | $315,000 | $1,680,000 | $149,000 | $1,033,000 |
| FHA-insured (Federal Housing Administration) | 7 | $1,677,000 | $239,000 | $315,000 | $68,000 | $122,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 33 | $11,079,000 | $335,000 | $1,680,000 | $136,000 | $780,000 |
| Loan Originated | 31 | $8,640,000 | $278,000 | $1,000,000 | $135,000 | $420,000 |
| Application Withdrawn By Applicant | 26 | $8,362,000 | $321,000 | $672,000 | $184,000 | $1,033,000 |
| File Closed For Incompleteness | 20 | $6,099,000 | $304,000 | $568,000 | $117,000 | $355,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into N A Nationwide Mortgage's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess N A Nationwide Mortgage's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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