Natbank N.A. Mortgage Lending & HMDA Data, 2014

In 2014, Natbank N.A. of Hollywood, FL reported 168 mortgage applications totaling $33.0 million, down 5% from 2013. The average application was for $196,583, and applicants reported an average income of $90,089. 73% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (77), West Palm Beach-Boca Raton-Delray Beach, FL (50) and Miami-Miami Beach-Kendall, FL (17) (applications in parentheses).

Mortgage Company & Address Natbank N.A.
4031 Oakwood Boulevard
Hollywood, FL 33020
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 168
Total Mortgage Loan Application Amount $33,026,000
Average Mortgage Loan Application Amount $196,583
Highest Mortgage Loan Application Amount $1,300,000
Average Applicant Income $90,089
Highest Applicant Income $534,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Natbank N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Natbank N.A. by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Broward, Florida 77 $ 15,998,000 $ 207,766 $ 99,000
Palm Beach, Florida 50 $ 10,093,000 $ 201,860 $ 87,000
Miami-Dade, Florida 17 $ 3,575,000 $ 210,294 $ 70,000
Orange, Florida 7 $ 724,000 $ 103,428 $ 15,000
St. Lucie, Florida 6 $ 1,219,000 $ 203,166 $ 23,000
Lee, Florida 2 $ 188,000 $ 94,000 $ 306,000
Polk, Florida 2 $ 356,000 $ 178,000 $ 78,000
Sarasota, Florida 2 $ 192,000 $ 96,000 $ 89,000
Charlotte, Florida 1 $ 102,000 $ 102,000 $ 156,000
Collier, Florida 1 $ 150,000 $ 150,000 $ 0
Manatee, Florida 1 $ 207,000 $ 207,000 $ 366,000

Mortgage Loan Application Detail Totals for Natbank N.A. in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 85 $18,325,000 $215,000 $1,300,000 $56,000 $297,000
Home Purchase 83 $14,701,000 $177,000 $930,000 $125,000 $534,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 110 $21,300,000 $193,000 $1,300,000 $129,000 $534,000
Not applicable 48 $9,937,000 $207,000 $750,000 $1,000 $91,000
Not Provided 7 $1,151,000 $164,000 $371,000 $102,000 $217,000
Asian 2 $597,000 $298,000 $310,000 $54,000 $108,000
Black or African American 1 $41,000 $41,000 $41,000 $43,000 $43,000
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 168 $33,026,000 $196,000 $1,300,000 $90,000 $534,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 122 $23,225,000 $190,000 $930,000 $102,000 $534,000
Application Withdrawn By Applicant 23 $3,925,000 $170,000 $400,000 $17,000 $196,000
Application Denied By Financial Institution 14 $3,961,000 $282,000 $1,300,000 $107,000 $466,000
Application Approved But Not Accepted 5 $590,000 $118,000 $158,000 $150,000 $297,000
File Closed For Incompleteness 4 $1,325,000 $331,000 $600,000 $18,000 $74,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 5 $2,266,000 $453,000 $1,300,000 $128,000 $272,000
Collateral 4 $857,000 $214,000 $427,000 $174,000 $466,000
Other 4 $722,000 $180,000 $287,000 $39,000 $89,000
Credit Application Incomplete 1 $116,000 $116,000 $116,000 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Natbank N.A.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Natbank N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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