National Bank of Kansas City Mortgage Lending & HMDA Data, 2012

In 2012, National Bank of Kansas City of Overland Park, KS reported 9,906 mortgage applications totaling $2.8 billion, up 41% from 2011. The average application was for $282,896, and applicants reported an average income of $80,419. 85% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Kansas City, MO-KS (704), Washington-Arlington-Alexandria, DC-VA-MD-WV (585) and Los Angeles-Long Beach-Glendale, CA (197) (applications in parentheses).

Mortgage Company & Address National Bank of Kansas City
10700 Nall Avenue
Overland Park, KS 66211
Tel #: available with data download
Federal Regulator * available with data download
Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 9,906
Total Mortgage Loan Application Amount $2,802,369,000
Average Mortgage Loan Application Amount $282,896
Highest Mortgage Loan Application Amount $1,520,000
Average Applicant Income $80,419
Highest Applicant Income $2,839,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records National Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for National Bank of Kansas City by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson, Kansas 377 $ 86,486,000 $ 229,405 $ 108,000
Los Angeles, California 197 $ 75,736,000 $ 384,446 $ 106,000
Fairfax, Virginia 182 $ 84,800,000 $ 465,934 $ 89,000
San Diego, California 174 $ 69,925,000 $ 401,867 $ 78,000
Maricopa, Arizona 160 $ 42,943,000 $ 268,393 $ 113,000
Jackson, Missouri 131 $ 26,261,000 $ 200,465 $ 78,000
Clark, Nevada 131 $ 33,237,000 $ 253,717 $ 66,000
El Paso, Colorado 110 $ 28,664,000 $ 260,581 $ 43,000
Orange, California 94 $ 38,768,000 $ 412,425 $ 101,000
Riverside, California 89 $ 25,023,000 $ 281,157 $ 50,000
Bexar, Texas 88 $ 21,442,000 $ 243,659 $ 49,000
Cook, Illinois 85 $ 24,782,000 $ 291,552 $ 121,000
Middlesex, Massachusetts 84 $ 28,325,000 $ 337,202 $ 106,000
Montgomery, Maryland 82 $ 33,891,000 $ 413,304 $ 131,000
King, Washington 82 $ 30,979,000 $ 377,792 $ 108,000
Prince William, Virginia 77 $ 29,152,000 $ 378,597 $ 44,000
Harnett, North Carolina 76 $ 18,390,000 $ 241,973 $ 29,000
Loudoun, Virginia 74 $ 31,271,000 $ 422,581 $ 108,000
Honolulu, Hawaii 70 $ 31,970,000 $ 456,714 $ 65,000
Anne Arundel, Maryland 70 $ 25,462,000 $ 363,742 $ 59,000
Clay, Missouri 66 $ 12,308,000 $ 186,484 $ 77,000
District of Columbia, District Of Columbia 58 $ 22,190,000 $ 382,586 $ 121,000
Pima, Arizona 57 $ 14,687,000 $ 257,666 $ 54,000
Ventura, California 56 $ 20,548,000 $ 366,928 $ 78,000
Contra Costa, California 55 $ 21,776,000 $ 395,927 $ 110,000
Santa Clara, California 54 $ 24,219,000 $ 448,500 $ 137,000
Harris, Texas 53 $ 14,155,000 $ 267,075 $ 141,000
Anchorage, Alaska 52 $ 17,890,000 $ 344,038 $ 66,000
Cumberland, North Carolina 51 $ 10,868,000 $ 213,098 $ 24,000
San Bernardino, California 49 $ 12,435,000 $ 253,775 $ 74,000
Montgomery, Tennessee 49 $ 10,617,000 $ 216,673 $ 22,000
Wake, North Carolina 47 $ 14,156,000 $ 301,191 $ 94,000
Virginia Beach, Virginia 46 $ 14,732,000 $ 320,260 $ 67,000
Platte, Missouri 44 $ 11,263,000 $ 255,977 $ 76,000
Tarrant, Texas 43 $ 9,748,000 $ 226,697 $ 82,000
Arapahoe, Colorado 42 $ 12,275,000 $ 292,261 $ 127,000
Cobb, Georgia 42 $ 11,216,000 $ 267,047 $ 74,000
Bergen, New Jersey 42 $ 15,829,000 $ 376,880 $ 136,000
Travis, Texas 42 $ 11,644,000 $ 277,238 $ 57,000
Alameda, California 40 $ 16,772,000 $ 419,300 $ 145,000
Pierce, Washington 40 $ 12,623,000 $ 315,575 $ 57,000
Douglas, Colorado 38 $ 12,342,000 $ 324,789 $ 82,000
Montgomery, Pennsylvania 38 $ 10,740,000 $ 282,631 $ 126,000
Stafford, Virginia 38 $ 13,228,000 $ 348,105 $ 57,000
Okaloosa, Florida 37 $ 9,779,000 $ 264,297 $ 41,000
Oakland, Michigan 37 $ 9,485,000 $ 256,351 $ 113,000
Sacramento, California 36 $ 10,115,000 $ 280,972 $ 70,000
Collin, Texas 36 $ 9,423,000 $ 261,750 $ 72,000
Davis, Utah 36 $ 10,262,000 $ 285,055 $ 23,000
Fulton, Georgia 35 $ 9,920,000 $ 283,428 $ 79,000
Denton, Texas 35 $ 8,600,000 $ 245,714 $ 83,000
Solano, California 34 $ 10,656,000 $ 313,411 $ 37,000
Bernalillo, New Mexico 33 $ 10,250,000 $ 310,606 $ 79,000
Madison, Alabama 32 $ 9,030,000 $ 282,187 $ 55,000
Hillsborough, Florida 32 $ 8,661,000 $ 270,656 $ 89,000
Howard, Maryland 32 $ 13,463,000 $ 420,718 $ 94,000
Mecklenburg, North Carolina 32 $ 8,758,000 $ 273,687 $ 98,000
Arlington, Virginia 32 $ 16,017,000 $ 500,531 $ 122,000
Broward, Florida 31 $ 8,275,000 $ 266,935 $ 88,000
Orange, Florida 31 $ 7,561,000 $ 243,903 $ 64,000
Bossier, Louisiana 31 $ 7,049,000 $ 227,387 $ 35,000
Suffolk, New York 31 $ 10,300,000 $ 332,258 $ 94,000
Hennepin, Minnesota 30 $ 9,269,000 $ 308,966 $ 129,000
Middlesex, New Jersey 30 $ 10,083,000 $ 336,100 $ 122,000
Snohomish, Washington 30 $ 10,064,000 $ 335,466 $ 61,000
Morris, New Jersey 29 $ 10,455,000 $ 360,517 $ 99,000
Union, New Jersey 29 $ 10,139,000 $ 349,620 $ 118,000
Dallas, Texas 29 $ 7,979,000 $ 275,137 $ 127,000
Cochise, Arizona 28 $ 6,693,000 $ 239,035 $ 46,000
Denver, Colorado 28 $ 8,464,000 $ 302,285 $ 108,000
Worcester, Massachusetts 28 $ 8,853,000 $ 316,178 $ 91,000
Moore, North Carolina 28 $ 8,343,000 $ 297,964 $ 61,000
Oklahoma, Oklahoma 28 $ 6,163,000 $ 220,107 $ 94,000
Kent, Delaware 27 $ 6,217,000 $ 230,259 $ 21,000
Duval, Florida 27 $ 5,478,000 $ 202,888 $ 30,000
Fort Bend, Texas 27 $ 6,298,000 $ 233,259 $ 72,000
San Francisco, California 26 $ 10,710,000 $ 411,923 $ 193,000
Cass, Missouri 26 $ 5,405,000 $ 207,884 $ 89,000
Essex, New Jersey 26 $ 8,716,000 $ 335,230 $ 167,000
Nassau, New York 26 $ 8,821,000 $ 339,269 $ 142,000
Onslow, North Carolina 26 $ 5,250,000 $ 201,923 $ 11,000
Washington, Oregon 26 $ 7,825,000 $ 300,961 $ 72,000
Adams, Colorado 25 $ 6,350,000 $ 254,000 $ 35,000
Jefferson, Colorado 25 $ 7,407,000 $ 296,280 $ 96,000
York, Maine 25 $ 6,132,000 $ 245,280 $ 66,000
Prince George's, Maryland 25 $ 8,404,000 $ 336,160 $ 79,000
Monmouth, New Jersey 25 $ 8,178,000 $ 327,120 $ 181,000
Clackamas, Oregon 25 $ 8,030,000 $ 321,200 $ 112,000
Chester, Pennsylvania 25 $ 7,870,000 $ 314,800 $ 140,000
Bell, Texas 25 $ 4,749,000 $ 189,960 $ 24,000
Salt Lake, Utah 25 $ 7,566,000 $ 302,640 $ 86,000
Palm Beach, Florida 24 $ 8,103,000 $ 337,625 $ 134,000
Santa Rosa, Florida 24 $ 5,965,000 $ 248,541 $ 41,000
Rockingham, New Hampshire 24 $ 6,866,000 $ 286,083 $ 94,000
Westchester, New York 24 $ 8,615,000 $ 358,958 $ 147,000
Pulaski, Arkansas 23 $ 5,196,000 $ 225,913 $ 49,000
Placer, California 23 $ 6,789,000 $ 295,173 $ 112,000
San Mateo, California 23 $ 12,731,000 $ 553,521 $ 288,000
Bristol, Massachusetts 23 $ 6,567,000 $ 285,521 $ 62,000
Hillsborough, New Hampshire 23 $ 6,676,000 $ 290,260 $ 107,000
Alexandria, Virginia 23 $ 10,953,000 $ 476,217 $ 88,000
Thurston, Washington 23 $ 5,186,000 $ 225,478 $ 45,000
Miami-Dade, Florida 22 $ 6,318,000 $ 287,181 $ 105,000
Ada, Idaho 22 $ 5,400,000 $ 245,454 $ 40,000
DuPage, Illinois 22 $ 5,901,000 $ 268,227 $ 79,000
Washoe, Nevada 22 $ 6,525,000 $ 296,590 $ 74,000
Greenville, South Carolina 22 $ 5,180,000 $ 235,454 $ 60,000
New Castle, Delaware 21 $ 5,490,000 $ 261,428 $ 55,000
Norfolk, Massachusetts 21 $ 6,979,000 $ 332,333 $ 91,000
Somerset, New Jersey 21 $ 7,304,000 $ 347,809 $ 142,000
Cleveland, Oklahoma 21 $ 4,527,000 $ 215,571 $ 46,000
Charleston, South Carolina 21 $ 5,961,000 $ 283,857 $ 42,000
Spotsylvania, Virginia 21 $ 6,483,000 $ 308,714 $ 48,000
Lee, Florida 20 $ 5,203,000 $ 260,150 $ 120,000
Gwinnett, Georgia 20 $ 4,302,000 $ 215,100 $ 75,000
Leavenworth, Kansas 20 $ 5,093,000 $ 254,650 $ 63,000
Burlington, New Jersey 20 $ 5,231,000 $ 261,550 $ 58,000
Spokane, Washington 20 $ 4,645,000 $ 232,250 $ 29,000
Shelby, Alabama 19 $ 4,992,000 $ 262,736 $ 103,000
Camden, Georgia 19 $ 3,610,000 $ 190,000 $ 27,000
Essex, Massachusetts 19 $ 6,190,000 $ 325,789 $ 88,000
Beaufort, South Carolina 19 $ 5,291,000 $ 278,473 $ 86,000
Sonoma, California 18 $ 6,022,000 $ 334,555 $ 145,000
Fairfield, Connecticut 18 $ 5,958,000 $ 331,000 $ 100,000
Hartford, Connecticut 18 $ 4,918,000 $ 273,222 $ 60,000
New Haven, Connecticut 18 $ 5,264,000 $ 292,444 $ 91,000
Polk, Iowa 18 $ 4,260,000 $ 236,666 $ 75,000
Plymouth, Massachusetts 18 $ 5,091,000 $ 282,833 $ 77,000
Tulsa, Oklahoma 18 $ 3,943,000 $ 219,055 $ 108,000
Bucks, Pennsylvania 18 $ 5,743,000 $ 319,055 $ 97,000
Richland, South Carolina 18 $ 3,366,000 $ 187,000 $ 14,000
Comal, Texas 18 $ 5,634,000 $ 313,000 $ 70,000
Williamson, Texas 18 $ 4,349,000 $ 241,611 $ 110,000
Chesapeake, Virginia 18 $ 5,881,000 $ 326,722 $ 65,000
Clark, Washington 18 $ 4,281,000 $ 237,833 $ 52,000
Kitsap, Washington 18 $ 4,695,000 $ 260,833 $ 51,000
Chatham, Georgia 17 $ 4,024,000 $ 236,705 $ 80,000
Houston, Georgia 17 $ 3,595,000 $ 211,470 $ 35,000
Will, Illinois 17 $ 4,059,000 $ 238,764 $ 86,000
Baltimore, Maryland 17 $ 4,591,000 $ 270,058 $ 62,000
St. Mary's, Maryland 17 $ 5,685,000 $ 334,411 $ 37,000
St. Charles, Missouri 17 $ 5,081,000 $ 298,882 $ 68,000
St. Louis, Missouri 17 $ 4,542,000 $ 267,176 $ 95,000
Douglas, Nebraska 17 $ 4,323,000 $ 254,294 $ 87,000
Multnomah, Oregon 17 $ 5,348,000 $ 314,588 $ 95,000
Cumberland, Pennsylvania 17 $ 4,781,000 $ 281,235 $ 62,000
Philadelphia, Pennsylvania 17 $ 4,428,000 $ 260,470 $ 75,000
York, South Carolina 17 $ 4,085,000 $ 240,294 $ 66,000
El Paso, Texas 17 $ 3,666,000 $ 215,647 $ 46,000
Fresno, California 16 $ 3,629,000 $ 226,812 $ 122,000
Orleans, Louisiana 16 $ 4,505,000 $ 281,562 $ 191,000
Suffolk, Massachusetts 16 $ 5,407,000 $ 337,937 $ 124,000
Johnson, Missouri 16 $ 3,047,000 $ 190,437 $ 40,000
Santa Fe, New Mexico 16 $ 5,222,000 $ 326,375 $ 80,000
Dorchester, South Carolina 16 $ 3,711,000 $ 231,937 $ 28,000
Guadalupe, Texas 16 $ 3,479,000 $ 217,437 $ 47,000
Weber, Utah 16 $ 4,052,000 $ 253,250 $ 82,000
San Joaquin, California 15 $ 3,800,000 $ 253,333 $ 98,000
Boulder, Colorado 15 $ 4,423,000 $ 294,866 $ 111,000
Pinellas, Florida 15 $ 3,297,000 $ 219,800 $ 95,000
Sarasota, Florida 15 $ 4,783,000 $ 318,866 $ 101,000
Forsyth, Georgia 15 $ 4,194,000 $ 279,600 $ 82,000
Lake, Illinois 15 $ 4,046,000 $ 269,733 $ 40,000
Douglas, Kansas 15 $ 3,548,000 $ 236,533 $ 116,000
Sedgwick, Kansas 15 $ 3,615,000 $ 241,000 $ 46,000
Frederick, Maryland 15 $ 4,717,000 $ 314,466 $ 81,000
Harford, Maryland 15 $ 5,457,000 $ 363,800 $ 37,000
Dakota, Minnesota 15 $ 3,926,000 $ 261,733 $ 102,000
Hunterdon, New Jersey 15 $ 5,114,000 $ 340,933 $ 111,000
Orange, New York 15 $ 4,312,000 $ 287,466 $ 42,000
Klamath, Oregon 15 $ 4,802,000 $ 320,133 $ 28,000
Delaware, Pennsylvania 15 $ 4,217,000 $ 281,133 $ 117,000
Galveston, Texas 15 $ 3,904,000 $ 260,266 $ 107,000
Brevard, Florida 14 $ 3,202,000 $ 228,714 $ 63,000
Pasco, Florida 14 $ 2,854,000 $ 203,857 $ 68,000
Maui, Hawaii 14 $ 6,123,000 $ 437,357 $ 133,000
St. Clair, Illinois 14 $ 3,118,000 $ 222,714 $ 20,000
Washtenaw, Michigan 14 $ 4,203,000 $ 300,214 $ 78,000
Allegheny, Pennsylvania 14 $ 3,166,000 $ 226,142 $ 127,000
Berkeley, South Carolina 14 $ 3,351,000 $ 239,357 $ 45,000
Cherokee, Georgia 13 $ 3,417,000 $ 262,846 $ 50,000
DeKalb, Georgia 13 $ 4,345,000 $ 334,230 $ 67,000
Wyandotte, Kansas 13 $ 1,997,000 $ 153,615 $ 67,000
Charles, Maryland 13 $ 3,968,000 $ 305,230 $ 76,000
Gloucester, New Jersey 13 $ 3,769,000 $ 289,923 $ 91,000
Hudson, New Jersey 13 $ 4,380,000 $ 336,923 $ 155,000
Carteret, North Carolina 13 $ 3,927,000 $ 302,076 $ 44,000
Williamson, Tennessee 13 $ 4,304,000 $ 331,076 $ 103,000
Chesterfield, Virginia 13 $ 3,702,000 $ 284,769 $ 63,000
Newport News, Virginia 13 $ 3,200,000 $ 246,153 $ 29,000
Norfolk, Virginia 13 $ 5,718,000 $ 439,846 $ 43,000
York, Virginia 13 $ 4,861,000 $ 373,923 $ 35,000
Fairbanks North Star, Alaska 12 $ 3,596,000 $ 299,666 $ 52,000
Matanuska-Susitna, Alaska 12 $ 2,741,000 $ 228,416 $ 68,000
Kern, California 12 $ 2,870,000 $ 239,166 $ 147,000
Marin, California 12 $ 6,339,000 $ 528,250 $ 228,000
San Luis Obispo, California 12 $ 4,958,000 $ 413,166 $ 82,000
Weld, Colorado 12 $ 2,634,000 $ 219,500 $ 59,000
New London, Connecticut 12 $ 3,199,000 $ 266,583 $ 62,000
Kane, Illinois 12 $ 2,746,000 $ 228,833 $ 39,000
Madison, Illinois 12 $ 2,891,000 $ 240,916 $ 52,000
Caddo, Louisiana 12 $ 2,715,000 $ 226,250 $ 44,000
Carroll, Maryland 12 $ 4,528,000 $ 377,333 $ 120,000
Wayne, Michigan 12 $ 2,589,000 $ 215,750 $ 55,000
Cabarrus, North Carolina 12 $ 2,446,000 $ 203,833 $ 44,000
Hoke, North Carolina 12 $ 2,358,000 $ 196,500 $ 8,000
Hamilton, Ohio 12 $ 3,464,000 $ 288,666 $ 82,000
Taylor, Texas 12 $ 2,350,000 $ 195,833 $ 29,000
Fauquier, Virginia 12 $ 4,742,000 $ 395,166 $ 32,000
El Dorado, California 11 $ 5,074,000 $ 461,272 $ 70,000
Santa Barbara, California 11 $ 3,570,000 $ 324,545 $ 66,000
Clay, Florida 11 $ 2,875,000 $ 261,363 $ 67,000
Lake, Florida 11 $ 2,456,000 $ 223,272 $ 78,000
Manatee, Florida 11 $ 3,303,000 $ 300,272 $ 148,000
Seminole, Florida 11 $ 2,736,000 $ 248,727 $ 115,000
St. Johns, Florida 11 $ 3,025,000 $ 275,000 $ 60,000
Henry, Georgia 11 $ 1,843,000 $ 167,545 $ 37,000
Muscogee, Georgia 11 $ 2,557,000 $ 232,454 $ 27,000
Hamilton, Indiana 11 $ 2,866,000 $ 260,545 $ 104,000
Miami, Kansas 11 $ 2,349,000 $ 213,545 $ 97,000
Jefferson, Kentucky 11 $ 2,600,000 $ 236,363 $ 54,000
St. Tammany, Louisiana 11 $ 2,845,000 $ 258,636 $ 70,000
Barnstable, Massachusetts 11 $ 2,938,000 $ 267,090 $ 133,000
Hampden, Massachusetts 11 $ 2,332,000 $ 212,000 $ 43,000
Sarpy, Nebraska 11 $ 2,263,000 $ 205,727 $ 49,000
Dona Ana, New Mexico 11 $ 2,403,000 $ 218,454 $ 71,000
Union, North Carolina 11 $ 3,172,000 $ 288,363 $ 68,000
Butler, Ohio 11 $ 2,080,000 $ 189,090 $ 59,000
Cuyahoga, Ohio 11 $ 2,814,000 $ 255,818 $ 74,000
Lexington, South Carolina 11 $ 2,956,000 $ 268,727 $ 75,000
Knox, Tennessee 11 $ 3,057,000 $ 277,909 $ 188,000
Montgomery, Texas 11 $ 2,876,000 $ 261,454 $ 109,000
Laramie, Wyoming 11 $ 2,788,000 $ 253,454 $ 74,000
Yavapai, Arizona 10 $ 2,093,000 $ 209,300 $ 57,000
Monterey, California 10 $ 3,117,000 $ 311,700 $ 47,000
Bay, Florida 10 $ 3,021,000 $ 302,100 $ 62,000
Indian River, Florida 10 $ 2,072,000 $ 207,200 $ 125,000
Columbia, Georgia 10 $ 2,186,000 $ 218,600 $ 18,000
Cumberland, Maine 10 $ 3,095,000 $ 309,500 $ 93,000
Calvert, Maryland 10 $ 3,211,000 $ 321,100 $ 51,000
Cascade, Montana 10 $ 2,855,000 $ 285,500 $ 68,000
Merrimack, New Hampshire 10 $ 3,102,000 $ 310,200 $ 125,000
Kings, New York 10 $ 3,456,000 $ 345,600 $ 98,000
Franklin, Ohio 10 $ 2,099,000 $ 209,900 $ 189,000
Garfield, Oklahoma 10 $ 2,079,000 $ 207,900 $ 61,000
York, Pennsylvania 10 $ 2,763,000 $ 276,300 $ 106,000
Newport, Rhode Island 10 $ 4,136,000 $ 413,600 $ 62,000
Davidson, Tennessee 10 $ 2,494,000 $ 249,400 $ 67,000
Shelby, Tennessee 10 $ 2,517,000 $ 251,700 $ 79,000
Utah, Utah 10 $ 2,845,000 $ 284,500 $ 49,000
Albemarle, Virginia 10 $ 3,789,000 $ 378,900 $ 48,000
Henrico, Virginia 10 $ 2,929,000 $ 292,900 $ 112,000
James City, Virginia 10 $ 2,662,000 $ 266,200 $ 79,000
Island, Washington 10 $ 2,917,000 $ 291,700 $ 46,000
Coffee, Alabama 9 $ 2,126,000 $ 236,222 $ 43,000
Juneau, Alaska 9 $ 2,983,000 $ 331,444 $ 59,000
Mohave, Arizona 9 $ 1,441,000 $ 160,111 $ 35,000
Larimer, Colorado 9 $ 3,132,000 $ 348,000 $ 122,000
Collier, Florida 9 $ 2,624,000 $ 291,555 $ 178,000
Walton, Florida 9 $ 2,738,000 $ 304,222 $ 190,000
McHenry, Illinois 9 $ 2,427,000 $ 269,666 $ 51,000
Lake, Indiana 9 $ 2,164,000 $ 240,444 $ 97,000
Porter, Indiana 9 $ 2,032,000 $ 225,777 $ 56,000
Riley, Kansas 9 $ 1,935,000 $ 215,000 $ 36,000
Livingston, Michigan 9 $ 1,816,000 $ 201,777 $ 70,000
DeSoto, Mississippi 9 $ 1,928,000 $ 214,222 $ 55,000
Cape May, New Jersey 9 $ 2,880,000 $ 320,000 $ 121,000
Mercer, New Jersey 9 $ 3,044,000 $ 338,222 $ 197,000
Ocean, New Jersey 9 $ 2,426,000 $ 269,555 $ 75,000
Erie, New York 9 $ 1,843,000 $ 204,777 $ 54,000
Richmond, New York 9 $ 2,897,000 $ 321,888 $ 88,000
Guilford, North Carolina 9 $ 2,034,000 $ 226,000 $ 81,000
Comanche, Oklahoma 9 $ 1,604,000 $ 178,222 $ 30,000
Wagoner, Oklahoma 9 $ 1,724,000 $ 191,555 $ 96,000
Lehigh, Pennsylvania 9 $ 2,106,000 $ 234,000 $ 86,000
Sumter, South Carolina 9 $ 1,946,000 $ 216,222 $ 50,000
Pennington, South Dakota 9 $ 1,921,000 $ 213,444 $ 53,000
Hamilton, Tennessee 9 $ 1,892,000 $ 210,222 $ 102,000
Chittenden, Vermont 9 $ 2,751,000 $ 305,666 $ 116,000
Kenosha, Wisconsin 9 $ 2,249,000 $ 249,888 $ 61,000
Waukesha, Wisconsin 9 $ 2,771,000 $ 307,888 $ 91,000
Baldwin, Alabama 8 $ 1,883,000 $ 235,375 $ 75,000
Jefferson, Alabama 8 $ 1,590,000 $ 198,750 $ 44,000
Montgomery, Alabama 8 $ 1,710,000 $ 213,750 $ 89,000
Elbert, Colorado 8 $ 2,412,000 $ 301,500 $ 63,000
Sussex, Delaware 8 $ 1,990,000 $ 248,750 $ 94,000
Escambia, Florida 8 $ 1,730,000 $ 216,250 $ 62,000
Bryan, Georgia 8 $ 2,406,000 $ 300,750 $ 51,000
Shawnee, Kansas 8 $ 1,572,000 $ 196,500 $ 119,000
Hardin, Kentucky 8 $ 1,869,000 $ 233,625 $ 45,000
East Baton Rouge, Louisiana 8 $ 2,228,000 $ 278,500 $ 131,000
Lafayette, Louisiana 8 $ 1,645,000 $ 205,625 $ 37,000
Boone, Missouri 8 $ 1,421,000 $ 177,625 $ 71,000
Camden, Missouri 8 $ 1,949,000 $ 243,625 $ 95,000
Stone, Missouri 8 $ 2,320,000 $ 290,000 $ 179,000
Curry, New Mexico 8 $ 1,746,000 $ 218,250 $ 49,000
Sandoval, New Mexico 8 $ 1,815,000 $ 226,875 $ 46,000
Montgomery, Ohio 8 $ 1,917,000 $ 239,625 $ 90,000
Lancaster, Pennsylvania 8 $ 1,697,000 $ 212,125 $ 134,000
Rutherford, Tennessee 8 $ 1,726,000 $ 215,750 $ 41,000
Suffolk, Virginia 8 $ 2,033,000 $ 254,125 $ 9,000
Benton, Washington 8 $ 2,016,000 $ 252,000 $ 53,000
Whatcom, Washington 8 $ 2,254,000 $ 281,750 $ 102,000
Berkeley, West Virginia 8 $ 1,712,000 $ 214,000 $ 39,000
Dane, Wisconsin 8 $ 2,221,000 $ 277,625 $ 85,000
Pinal, Arizona 7 $ 1,106,000 $ 158,000 $ 35,000
Benton, Arkansas 7 $ 1,986,000 $ 283,714 $ 133,000
Lonoke, Arkansas 7 $ 1,550,000 $ 221,428 $ 48,000
Washington, Arkansas 7 $ 1,904,000 $ 272,000 $ 168,000
Butte, California 7 $ 1,849,000 $ 264,142 $ 79,000
Kings, California 7 $ 1,874,000 $ 267,714 $ 0
Nevada, California 7 $ 2,905,000 $ 415,000 $ 203,000
Monroe, Florida 7 $ 2,206,000 $ 315,142 $ 93,000
St. Lucie, Florida 7 $ 968,000 $ 138,285 $ 85,000
Volusia, Florida 7 $ 1,160,000 $ 165,714 $ 72,000
Coweta, Georgia 7 $ 1,479,000 $ 211,285 $ 43,000
Hawaii, Hawaii 7 $ 2,560,000 $ 365,714 $ 133,000
Bonneville, Idaho 7 $ 1,542,000 $ 220,285 $ 27,000
Marion, Indiana 7 $ 1,247,000 $ 178,142 $ 42,000
Macomb, Michigan 7 $ 1,295,000 $ 185,000 $ 97,000
Scott, Minnesota 7 $ 1,871,000 $ 267,285 $ 69,000
Washington, Minnesota 7 $ 1,989,000 $ 284,142 $ 122,000
Flathead, Montana 7 $ 1,879,000 $ 268,428 $ 84,000
Camden, New Jersey 7 $ 1,977,000 $ 282,428 $ 81,000
Passaic, New Jersey 7 $ 2,253,000 $ 321,857 $ 136,000
Queens, New York 7 $ 2,612,000 $ 373,142 $ 103,000
Saratoga, New York 7 $ 1,497,000 $ 213,857 $ 55,000
Durham, North Carolina 7 $ 1,633,000 $ 233,285 $ 129,000
Ward, North Dakota 7 $ 1,434,000 $ 204,857 $ 52,000
Greene, Ohio 7 $ 1,387,000 $ 198,142 $ 37,000
Northampton, Pennsylvania 7 $ 2,051,000 $ 293,000 $ 76,000
Providence, Rhode Island 7 $ 1,588,000 $ 226,857 $ 35,000
Aiken, South Carolina 7 $ 1,382,000 $ 197,428 $ 61,000
Spartanburg, South Carolina 7 $ 1,599,000 $ 228,428 $ 80,000
Summit, Utah 7 $ 3,108,000 $ 444,000 $ 300,000
Washington, Utah 7 $ 1,827,000 $ 261,000 $ 78,000
Jefferson, West Virginia 7 $ 2,052,000 $ 293,142 $ 51,000
Putnam, West Virginia 7 $ 1,666,000 $ 238,000 $ 92,000
Autauga, Alabama 6 $ 1,204,000 $ 200,666 $ 39,000
Lee, Alabama 6 $ 1,346,000 $ 224,333 $ 32,000
Limestone, Alabama 6 $ 1,253,000 $ 208,833 $ 9,000
Mobile, Alabama 6 $ 1,346,000 $ 224,333 $ 68,000
Faulkner, Arkansas 6 $ 1,430,000 $ 238,333 $ 61,000
Madera, California 6 $ 1,354,000 $ 225,666 $ 107,000
Yolo, California 6 $ 1,975,000 $ 329,166 $ 104,000
Tolland, Connecticut 6 $ 1,784,000 $ 297,333 $ 72,000
Charlotte, Florida 6 $ 1,671,000 $ 278,500 $ 115,000
Nassau, Florida 6 $ 1,215,000 $ 202,500 $ 54,000
Polk, Florida 6 $ 1,800,000 $ 300,000 $ 78,000
Fayette, Georgia 6 $ 1,817,000 $ 302,833 $ 37,000
Lowndes, Georgia 6 $ 1,049,000 $ 174,833 $ 35,000
Paulding, Georgia 6 $ 850,000 $ 141,666 $ 26,000
Linn, Iowa 6 $ 1,407,000 $ 234,500 $ 47,000
Oldham, Kentucky 6 $ 2,367,000 $ 394,500 $ 147,000
Queen Anne's, Maryland 6 $ 2,713,000 $ 452,166 $ 34,000
Berrien, Michigan 6 $ 1,680,000 $ 280,000 $ 116,000
Kalamazoo, Michigan 6 $ 1,317,000 $ 219,500 $ 120,000
Carver, Minnesota 6 $ 2,314,000 $ 385,666 $ 109,000
Ramsey, Minnesota 6 $ 1,676,000 $ 279,333 $ 65,000
Madison, Mississippi 6 $ 1,783,000 $ 297,166 $ 151,000
Jefferson, Missouri 6 $ 1,334,000 $ 222,333 $ 78,000
Sussex, New Jersey 6 $ 1,633,000 $ 272,166 $ 72,000
Albany, New York 6 $ 2,055,000 $ 342,500 $ 106,000
Dutchess, New York 6 $ 1,786,000 $ 297,666 $ 118,000
Monroe, New York 6 $ 1,001,000 $ 166,833 $ 50,000
Rockland, New York 6 $ 2,372,000 $ 395,333 $ 141,000
Craven, North Carolina 6 $ 1,148,000 $ 191,333 $ 38,000
New Hanover, North Carolina 6 $ 1,423,000 $ 237,166 $ 26,000
Delaware, Ohio 6 $ 1,941,000 $ 323,500 $ 138,000
Stark, Ohio 6 $ 895,000 $ 149,166 $ 54,000
Summit, Ohio 6 $ 1,253,000 $ 208,833 $ 114,000
Canadian, Oklahoma 6 $ 1,508,000 $ 251,333 $ 33,000
Lane, Oregon 6 $ 1,670,000 $ 278,333 $ 104,000
Butler, Pennsylvania 6 $ 1,793,000 $ 298,833 $ 134,000
Washington, Rhode Island 6 $ 1,656,000 $ 276,000 $ 128,000
Nueces, Texas 6 $ 1,179,000 $ 196,500 $ 16,000
Parker, Texas 6 $ 1,629,000 $ 271,500 $ 84,000
Randall, Texas 6 $ 1,421,000 $ 236,833 $ 47,000
Webb, Texas 6 $ 1,004,000 $ 167,333 $ 24,000
Frederick, Virginia 6 $ 1,577,000 $ 262,833 $ 112,000
Hampton, Virginia 6 $ 1,771,000 $ 295,166 $ 86,000
Isle of Wight, Virginia 6 $ 1,899,000 $ 316,500 $ 62,000
Milwaukee, Wisconsin 6 $ 1,085,000 $ 180,833 $ 89,000
Kenai Peninsula, Alaska 5 $ 1,305,000 $ 261,000 $ 102,000
Yuma, Arizona 5 $ 1,183,000 $ 236,600 $ 11,000
Shasta, California 5 $ 1,016,000 $ 203,200 $ 16,000
Tulare, California 5 $ 1,235,000 $ 247,000 $ 73,000
Pueblo, Colorado 5 $ 1,313,000 $ 262,600 $ 67,000
Sumter, Florida 5 $ 902,000 $ 180,400 $ 93,000
Kootenai, Idaho 5 $ 1,167,000 $ 233,400 $ 19,000
Allen, Indiana 5 $ 897,000 $ 179,400 $ 34,000
Hendricks, Indiana 5 $ 894,000 $ 178,800 $ 91,000
Butler, Kansas 5 $ 1,243,000 $ 248,600 $ 41,000
Geary, Kansas 5 $ 982,000 $ 196,400 $ 29,000
Bullitt, Kentucky 5 $ 944,000 $ 188,800 $ 0
Fayette, Kentucky 5 $ 1,234,000 $ 246,800 $ 50,000
Madison, Kentucky 5 $ 982,000 $ 196,400 $ 96,000
Calcasieu, Louisiana 5 $ 857,000 $ 171,400 $ 30,000
Rapides, Louisiana 5 $ 1,047,000 $ 209,400 $ 81,000
Kent, Michigan 5 $ 1,050,000 $ 210,000 $ 82,000
Olmsted, Minnesota 5 $ 944,000 $ 188,800 $ 67,000
Sherburne, Minnesota 5 $ 1,218,000 $ 243,600 $ 59,000
Harrison, Mississippi 5 $ 677,000 $ 135,400 $ 111,000
Caldwell, Missouri 5 $ 923,000 $ 184,600 $ 75,000
Greene, Missouri 5 $ 782,000 $ 156,400 $ 92,000
Taney, Missouri 5 $ 823,000 $ 164,600 $ 87,000
Yellowstone, Montana 5 $ 1,089,000 $ 217,800 $ 59,000
Lancaster, Nebraska 5 $ 1,003,000 $ 200,600 $ 51,000
Douglas, Nevada 5 $ 1,361,000 $ 272,200 $ 59,000
Strafford, New Hampshire 5 $ 1,524,000 $ 304,800 $ 73,000
Warren, New Jersey 5 $ 1,182,000 $ 236,400 $ 59,000
San Juan, New Mexico 5 $ 1,179,000 $ 235,800 $ 86,000
Bronx, New York 5 $ 1,481,000 $ 296,200 $ 121,000
Brunswick, North Carolina 5 $ 1,353,000 $ 270,600 $ 34,000
Forsyth, North Carolina 5 $ 961,000 $ 192,200 $ 63,000
Pasquotank, North Carolina 5 $ 932,000 $ 186,400 $ 12,000
Grand Forks, North Dakota 5 $ 992,000 $ 198,400 $ 81,000
Marion, Oregon 5 $ 1,390,000 $ 278,000 $ 0
Dauphin, Pennsylvania 5 $ 1,220,000 $ 244,000 $ 29,000
Westmoreland, Pennsylvania 5 $ 882,000 $ 176,400 $ 59,000
Horry, South Carolina 5 $ 937,000 $ 187,400 $ 66,000
Sumner, Tennessee 5 $ 1,620,000 $ 324,000 $ 23,000
Washington, Tennessee 5 $ 1,147,000 $ 229,400 $ 74,000
Brazoria, Texas 5 $ 930,000 $ 186,000 $ 39,000
Hidalgo, Texas 5 $ 673,000 $ 134,600 $ 45,000
Smith, Texas 5 $ 800,000 $ 160,000 $ 20,000
Wichita, Texas 5 $ 953,000 $ 190,600 $ 40,000
Bedford, Virginia 5 $ 1,132,000 $ 226,400 $ 110,000
King George, Virginia 5 $ 1,450,000 $ 290,000 $ 29,000
Cowlitz, Washington 5 $ 1,190,000 $ 238,000 $ 54,000
Washington, Wisconsin 5 $ 1,086,000 $ 217,200 $ 59,000
Fremont, Wyoming 5 $ 1,072,000 $ 214,400 $ 84,000
Dale, Alabama 4 $ 619,000 $ 154,750 $ 27,000
Tuscaloosa, Alabama 4 $ 1,344,000 $ 336,000 $ 64,000
Napa, California 4 $ 1,783,000 $ 445,750 $ 89,000
Stanislaus, California 4 $ 1,121,000 $ 280,250 $ 52,000
Summit, Colorado 4 $ 1,124,000 $ 281,000 $ 143,000
Middlesex, Connecticut 4 $ 697,000 $ 174,250 $ 107,000
Leon, Florida 4 $ 1,009,000 $ 252,250 $ 95,000
Glynn, Georgia 4 $ 1,661,000 $ 415,250 $ 3,000
Canyon, Idaho 4 $ 846,000 $ 211,500 $ 77,000
Elmore, Idaho 4 $ 990,000 $ 247,500 $ 0
Kendall, Illinois 4 $ 1,061,000 $ 265,250 $ 42,000
Johnson, Indiana 4 $ 853,000 $ 213,250 $ 96,000
Tangipahoa, Louisiana 4 $ 895,000 $ 223,750 $ 34,000
Vernon, Louisiana 4 $ 731,000 $ 182,750 $ 10,000
Baltimore City, Maryland 4 $ 907,000 $ 226,750 $ 78,000
Hampshire, Massachusetts 4 $ 932,000 $ 233,000 $ 0
Anoka, Minnesota 4 $ 666,000 $ 166,500 $ 76,000
Wright, Minnesota 4 $ 926,000 $ 231,500 $ 58,000
Buchanan, Missouri 4 $ 482,000 $ 120,500 $ 43,000
Gallatin, Montana 4 $ 949,000 $ 237,250 $ 90,000
Missoula, Montana 4 $ 975,000 $ 243,750 $ 62,000
Grafton, New Hampshire 4 $ 691,000 $ 172,750 $ 50,000
Atlantic, New Jersey 4 $ 1,045,000 $ 261,250 $ 126,000
Eddy, New Mexico 4 $ 874,000 $ 218,500 $ 33,000
Otero, New Mexico 4 $ 1,087,000 $ 271,750 $ 39,000
Jefferson, New York 4 $ 980,000 $ 245,000 $ 41,000
Ulster, New York 4 $ 1,007,000 $ 251,750 $ 79,000
Buncombe, North Carolina 4 $ 822,000 $ 205,500 $ 63,000
Franklin, North Carolina 4 $ 873,000 $ 218,250 $ 86,000
Pender, North Carolina 4 $ 1,220,000 $ 305,000 $ 0
Miami, Ohio 4 $ 938,000 $ 234,500 $ 12,000
Creek, Oklahoma 4 $ 682,000 $ 170,500 $ 40,000
Grady, Oklahoma 4 $ 699,000 $ 174,750 $ 23,000
Rogers, Oklahoma 4 $ 999,000 $ 249,750 $ 94,000
Deschutes, Oregon 4 $ 1,545,000 $ 386,250 $ 67,000
Douglas, Oregon 4 $ 1,077,000 $ 269,250 $ 37,000
Jackson, Oregon 4 $ 1,441,000 $ 360,250 $ 111,000
Berks, Pennsylvania 4 $ 948,000 $ 237,000 $ 107,000
Centre, Pennsylvania 4 $ 1,112,000 $ 278,000 $ 97,000
Franklin, Pennsylvania 4 $ 925,000 $ 231,250 $ 33,000
Bristol, Rhode Island 4 $ 1,519,000 $ 379,750 $ 92,000
Maury, Tennessee 4 $ 849,000 $ 212,250 $ 85,000
Wilson, Tennessee 4 $ 942,000 $ 235,500 $ 120,000
Bastrop, Texas 4 $ 618,000 $ 154,500 $ 103,000
Hays, Texas 4 $ 965,000 $ 241,250 $ 72,000
Hanover, Virginia 4 $ 730,000 $ 182,500 $ 39,000
Portsmouth, Virginia 4 $ 1,160,000 $ 290,000 $ 52,000
Harrison, West Virginia 4 $ 827,000 $ 206,750 $ 80,000
Calumet, Wisconsin 4 $ 766,000 $ 191,500 $ 0
Calhoun, Alabama 3 $ 668,000 $ 222,666 $ 51,000
Elmore, Alabama 3 $ 634,000 $ 211,333 $ 56,000
Houston, Alabama 3 $ 854,000 $ 284,666 $ 60,000
Kodiak Island, Alaska 3 $ 780,000 $ 260,000 $ 118,000
Santa Cruz, California 3 $ 1,297,000 $ 432,333 $ 177,000
Yuba, California 3 $ 814,000 $ 271,333 $ 25,000
Clear Creek, Colorado 3 $ 762,000 $ 254,000 $ 158,000
Eagle, Colorado 3 $ 1,587,000 $ 529,000 $ 52,000
Park, Colorado 3 $ 1,064,000 $ 354,666 $ 83,000
Douglas, Georgia 3 $ 544,000 $ 181,333 $ 74,000
Newton, Georgia 3 $ 416,000 $ 138,666 $ 13,000
Oconee, Georgia 3 $ 750,000 $ 250,000 $ 108,000
Rockdale, Georgia 3 $ 741,000 $ 247,000 $ 16,000
Kauai, Hawaii 3 $ 1,328,000 $ 442,666 $ 87,000
Nez Perce, Idaho 3 $ 578,000 $ 192,666 $ 11,000
Champaign, Illinois 3 $ 606,000 $ 202,000 $ 49,000
Marion, Illinois 3 $ 442,000 $ 147,333 $ 41,000
McLean, Illinois 3 $ 665,000 $ 221,666 $ 151,000
Ogle, Illinois 3 $ 939,000 $ 313,000 $ 0
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Mortgage Loan Application Detail Totals for National Bank of Kansas City in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 7,894 $2,294,205,000 $290,000 $1,200,000 $73,000 $2,839,000
Home Purchase 1,878 $469,348,000 $249,000 $1,520,000 $108,000 $1,432,000
Home Improvement 134 $38,816,000 $289,000 $866,000 $131,000 $366,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,480 $2,081,267,000 $278,000 $1,157,000 $80,000 $2,839,000
Not Provided 1,034 $307,204,000 $297,000 $1,000,000 $93,000 $1,432,000
Asian 458 $154,074,000 $336,000 $1,128,000 $119,000 $777,000
Hispanic 447 $124,243,000 $277,000 $907,000 $55,000 $480,000
Black or African American 375 $100,910,000 $269,000 $920,000 $49,000 $433,000
American Indian or Alaskan Native 58 $15,378,000 $265,000 $892,000 $74,000 $476,000
Native Hawaiian or Other Pacific Islander 47 $14,671,000 $312,000 $696,000 $45,000 $186,000
Not applicable 7 $4,622,000 $660,000 $1,520,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 5,101 $1,473,705,000 $288,000 $1,157,000 $34,000 $1,668,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,924 $1,122,330,000 $286,000 $1,520,000 $145,000 $2,839,000
FHA-insured (Federal Housing Administration) 861 $203,573,000 $236,000 $743,000 $64,000 $331,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $2,761,000 $138,000 $277,000 $51,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,435 $2,413,808,000 $286,000 $1,520,000 $78,000 $2,839,000
Application Denied By Financial Institution 938 $254,666,000 $271,000 $999,000 $98,000 $1,432,000
Application Approved But Not Accepted 321 $90,151,000 $280,000 $945,000 $91,000 $600,000
Application Withdrawn By Applicant 149 $39,956,000 $268,000 $1,185,000 $100,000 $578,000
Loan Purchased By The Institution 63 $3,788,000 $60,000 $135,000 $66,000 $312,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 576 $162,521,000 $282,000 $999,000 $108,000 $1,432,000
Debt-To-Income Ratio 157 $41,269,000 $262,000 $711,000 $61,000 $222,000
Credit History 83 $18,952,000 $228,000 $635,000 $81,000 $476,000
Other 40 $10,295,000 $257,000 $616,000 $129,000 $576,000
Employment History 28 $7,316,000 $261,000 $479,000 $79,000 $224,000
Credit Application Incomplete 18 $4,753,000 $264,000 $417,000 $110,000 $234,000
Unverifiable Information 17 $4,554,000 $267,000 $499,000 $113,000 $294,000
Insufficient Cash (Downpayment, Closing Cost) 12 $3,174,000 $264,000 $577,000 $112,000 $340,000
Mortgage Insurance Denied 7 $1,832,000 $261,000 $670,000 $28,000 $85,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into National Bank of Kansas City's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess National Bank of Kansas City's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

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