National Bank of Kansas City Mortgage Lending & HMDA Data, 2012
In 2012, National Bank of Kansas City of Overland Park, KS reported 9,906 mortgage applications totaling $2.8 billion, up 41% from 2011. The average application was for $282,896, and applicants reported an average income of $80,419. 85% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Kansas City, MO-KS (704), Washington-Arlington-Alexandria, DC-VA-MD-WV (585) and Los Angeles-Long Beach-Glendale, CA (197) (applications in parentheses).
| Mortgage Company & Address | National Bank of Kansas City 10700 Nall Avenue Overland Park, KS 66211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,906 |
| Total Mortgage Loan Application Amount | $2,802,369,000 |
| Average Mortgage Loan Application Amount | $282,896 |
| Highest Mortgage Loan Application Amount | $1,520,000 |
| Average Applicant Income | $80,419 |
| Highest Applicant Income | $2,839,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records National Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kansas City, MO-KS | 704 | $ 153,828,000 | $ 218,505 | $ 93,223 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 585 | $ 240,734,000 | $ 411,511 | $ 83,143 |
| Los Angeles-Long Beach-Glendale, CA | 197 | $ 75,736,000 | $ 384,446 | $ 106,000 |
| Atlanta-Sandy Springs-Marietta, GA | 187 | $ 47,197,000 | $ 252,390 | $ 65,000 |
| San Diego-Carlsbad-San Marcos, CA | 174 | $ 69,925,000 | $ 401,867 | $ 78,000 |
| Denver-Aurora-Broomfield, CO | 172 | $ 51,076,000 | $ 296,953 | $ 93,000 |
| Phoenix-Mesa-Glendale, AZ | 167 | $ 44,049,000 | $ 263,766 | $ 110,000 |
| Baltimore-Towson, MD | 156 | $ 57,121,000 | $ 366,160 | $ 69,000 |
| Chicago-Joliet-Naperville, IL | 151 | $ 41,331,000 | $ 273,715 | $ 97,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 143 | $ 45,812,000 | $ 320,363 | $ 55,804 |
| Riverside-San Bernardino-Ontario, CA | 138 | $ 37,458,000 | $ 271,434 | $ 58,000 |
| Las Vegas-Paradise, NV | 131 | $ 33,237,000 | $ 253,717 | $ 66,000 |
| San Antonio-New Braunfels, TX | 128 | $ 31,858,000 | $ 248,890 | $ 51,000 |
| New York-White Plains-Wayne, NY-NJ | 126 | $ 44,892,000 | $ 356,285 | $ 133,396 |
| Houston-Sugar Land-Baytown, TX | 113 | $ 28,282,000 | $ 250,283 | $ 111,000 |
| Philadelphia, PA | 113 | $ 32,998,000 | $ 292,017 | $ 116,000 |
| Colorado Springs, CO | 112 | $ 29,344,000 | $ 262,000 | $ 42,000 |
| Seattle-Bellevue-Everett, WA | 112 | $ 41,043,000 | $ 366,455 | $ 95,000 |
| Dallas-Plano-Irving, TX | 109 | $ 28,707,000 | $ 263,366 | $ 88,000 |
| Newark-Union, NJ-PA | 105 | $ 36,057,000 | $ 343,400 | $ 121,000 |
| Bethesda-Rockville-Frederick, MD | 97 | $ 38,608,000 | $ 398,020 | $ 123,000 |
| Oakland-Fremont-Hayward, CA | 95 | $ 38,548,000 | $ 405,768 | $ 124,000 |
| Santa Ana-Anaheim-Irvine, CA | 94 | $ 38,768,000 | $ 412,425 | $ 101,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 87 | $ 24,913,000 | $ 286,356 | $ 102,172 |
| Portland-Vancouver-Hillsboro, OR-WA | 87 | $ 25,639,000 | $ 294,701 | $ 83,724 |
| Edison-New Brunswick, NJ | 85 | $ 27,991,000 | $ 329,305 | $ 139,000 |
| Cambridge-Newton-Framingham, MA | 84 | $ 28,325,000 | $ 337,202 | $ 106,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 76 | $ 23,953,000 | $ 315,171 | $ 85,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 74 | $ 18,704,000 | $ 252,756 | $ 77,554 |
| St. Louis, MO-IL | 72 | $ 18,311,000 | $ 254,319 | $ 59,875 |
| Honolulu, HI | 70 | $ 31,970,000 | $ 456,714 | $ 65,000 |
| Austin-Round Rock-San Marcos, TX | 68 | $ 17,576,000 | $ 258,470 | $ 75,000 |
| Anchorage, AK | 64 | $ 20,631,000 | $ 322,359 | $ 66,000 |
| Fayetteville, NC | 63 | $ 13,226,000 | $ 209,936 | $ 21,000 |
| Oklahoma City, OK | 62 | $ 13,334,000 | $ 215,064 | $ 67,000 |
| Tampa-St. Petersburg-Clearwater, FL | 62 | $ 15,050,000 | $ 242,741 | $ 85,000 |
| San Francisco-San Mateo-Redwood City, CA | 61 | $ 29,780,000 | $ 488,196 | $ 236,000 |
| Nassau-Suffolk, NY | 57 | $ 19,121,000 | $ 335,456 | $ 116,000 |
| Tucson, AZ | 57 | $ 14,687,000 | $ 257,666 | $ 54,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 56 | $ 20,548,000 | $ 366,928 | $ 78,000 |
| Boston-Quincy, MA | 55 | $ 17,477,000 | $ 317,763 | $ 96,000 |
| Jacksonville, FL | 55 | $ 12,593,000 | $ 228,963 | $ 46,000 |
| Orlando-Kissimmee-Sanford, FL | 55 | $ 13,124,000 | $ 238,618 | $ 76,000 |
| Warren-Troy-Farmington Hills, MI | 55 | $ 12,841,000 | $ 233,472 | $ 101,000 |
| Clarksville, TN-KY | 54 | $ 11,609,000 | $ 214,981 | $ 27,888 |
| Ogden-Clearfield, UT | 54 | $ 15,076,000 | $ 279,185 | $ 40,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 54 | $ 24,219,000 | $ 448,500 | $ 137,000 |
| Raleigh-Cary, NC | 53 | $ 15,362,000 | $ 289,849 | $ 90,000 |
| Fort Worth-Arlington, TX | 52 | $ 11,991,000 | $ 230,596 | $ 78,000 |
| Charleston-North Charleston-Summerville, SC | 51 | $ 13,023,000 | $ 255,352 | $ 39,000 |
| Providence-New Bedford-Fall River, RI-MA | 51 | $ 15,837,000 | $ 310,529 | $ 69,686 |
| Albuquerque, NM | 43 | $ 12,431,000 | $ 289,093 | $ 72,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 43 | $ 11,685,000 | $ 271,744 | $ 68,000 |
| Shreveport-Bossier City, LA | 43 | $ 9,764,000 | $ 227,069 | $ 37,000 |
| Camden, NJ | 40 | $ 10,977,000 | $ 274,425 | $ 73,000 |
| Tacoma, WA | 40 | $ 12,623,000 | $ 315,575 | $ 57,000 |
| Huntsville, AL | 38 | $ 10,283,000 | $ 270,605 | $ 48,000 |
| Crestview-Fort Walton Beach-Destin, FL | 37 | $ 9,779,000 | $ 264,297 | $ 41,000 |
| Little Rock-North Little Rock-Conway, AR | 37 | $ 8,397,000 | $ 226,945 | $ 51,000 |
| Richmond, VA | 37 | $ 9,726,000 | $ 262,864 | $ 66,000 |
| Portland-South Portland-Biddeford, ME | 36 | $ 9,448,000 | $ 262,444 | $ 75,000 |
| Tulsa, OK | 36 | $ 7,526,000 | $ 209,055 | $ 96,000 |
| New Orleans-Metairie-Kenner, LA | 35 | $ 9,298,000 | $ 265,657 | $ 114,000 |
| Salt Lake City, UT | 34 | $ 11,154,000 | $ 328,058 | $ 129,000 |
| Vallejo-Fairfield, CA | 34 | $ 10,656,000 | $ 313,411 | $ 37,000 |
| Omaha-Council Bluffs, NE-IA | 33 | $ 7,842,000 | $ 237,636 | $ 73,212 |
| Cincinnati-Middletown, OH-KY-IN | 32 | $ 7,737,000 | $ 241,781 | $ 62,375 |
| Pensacola-Ferry Pass-Brent, FL | 32 | $ 7,695,000 | $ 240,468 | $ 46,000 |
| Columbia, SC | 31 | $ 6,870,000 | $ 221,612 | $ 44,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 31 | $ 8,275,000 | $ 266,935 | $ 88,000 |
| Indianapolis-Carmel, IN | 31 | $ 6,653,000 | $ 214,612 | $ 85,000 |
| Louisville/Jefferson County, KY-IN | 29 | $ 7,361,000 | $ 253,827 | $ 55,310 |
| Pittsburgh, PA | 29 | $ 6,778,000 | $ 233,724 | $ 108,000 |
| Rockingham County-Strafford County, NH | 29 | $ 8,390,000 | $ 289,310 | $ 91,000 |
| Birmingham-Hoover, AL | 28 | $ 6,738,000 | $ 240,642 | $ 82,000 |
| Hartford-West Hartford-East Hartford, CT | 28 | $ 7,399,000 | $ 264,250 | $ 69,000 |
| Worcester, MA | 28 | $ 8,853,000 | $ 316,178 | $ 91,000 |
| Columbus, OH | 27 | $ 7,025,000 | $ 260,185 | $ 128,000 |
| Dover, DE | 27 | $ 6,217,000 | $ 230,259 | $ 21,000 |
| Killeen-Temple-Fort Hood, TX | 27 | $ 5,103,000 | $ 189,000 | $ 24,000 |
| Boise City-Nampa, ID | 26 | $ 6,246,000 | $ 240,230 | $ 45,000 |
| Jacksonville, NC | 26 | $ 5,250,000 | $ 201,923 | $ 11,000 |
| North Port-Bradenton-Sarasota, FL | 26 | $ 8,086,000 | $ 311,000 | $ 121,000 |
| Savannah, GA | 26 | $ 6,595,000 | $ 253,653 | $ 68,000 |
| Greenville-Mauldin-Easley, SC | 24 | $ 5,398,000 | $ 224,916 | $ 57,000 |
| Harrisburg-Carlisle, PA | 24 | $ 6,472,000 | $ 269,666 | $ 50,000 |
| Lake County-Kenosha County, IL-WI | 24 | $ 6,295,000 | $ 262,291 | $ 47,875 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 24 | $ 8,103,000 | $ 337,625 | $ 134,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 23 | $ 5,723,000 | $ 248,826 | $ 72,304 |
| Des Moines-West Des Moines, IA | 23 | $ 5,472,000 | $ 237,913 | $ 74,000 |
| Manchester-Nashua, NH | 23 | $ 6,676,000 | $ 290,260 | $ 107,000 |
| Memphis, TN-MS-AR | 23 | $ 5,179,000 | $ 225,173 | $ 57,173 |
| Olympia, WA | 23 | $ 5,186,000 | $ 225,478 | $ 45,000 |
| Wilmington, DE-MD-NJ | 23 | $ 5,759,000 | $ 250,391 | $ 58,130 |
| Miami-Miami Beach-Kendall, FL | 22 | $ 6,318,000 | $ 287,181 | $ 105,000 |
| Milwaukee-Waukesha-West Allis, WI | 22 | $ 5,313,000 | $ 241,500 | $ 80,000 |
| Reno-Sparks, NV | 22 | $ 6,525,000 | $ 296,590 | $ 74,000 |
| Wichita, KS | 22 | $ 5,050,000 | $ 229,545 | $ 45,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 21 | $ 6,098,000 | $ 290,380 | $ 63,000 |
| Augusta-Richmond County, GA-SC | 20 | $ 4,078,000 | $ 203,900 | $ 38,600 |
| Cape Coral-Fort Myers, FL | 20 | $ 5,203,000 | $ 260,150 | $ 120,000 |
| Cleveland-Elyria-Mentor, OH | 20 | $ 5,106,000 | $ 255,300 | $ 84,000 |
| Dayton, OH | 20 | $ 4,442,000 | $ 222,100 | $ 51,000 |
| Gary, IN | 20 | $ 4,580,000 | $ 229,000 | $ 76,000 |
| Spokane, WA | 20 | $ 4,645,000 | $ 232,250 | $ 29,000 |
| Peabody, MA | 19 | $ 6,190,000 | $ 325,789 | $ 88,000 |
| Albany-Schenectady-Troy, NY | 18 | $ 4,661,000 | $ 258,944 | $ 96,000 |
| Bremerton-Silverdale, WA | 18 | $ 4,695,000 | $ 260,833 | $ 51,000 |
| Bridgeport-Stamford-Norwalk, CT | 18 | $ 5,958,000 | $ 331,000 | $ 100,000 |
| New Haven-Milford, CT | 18 | $ 5,264,000 | $ 292,444 | $ 91,000 |
| Santa Rosa-Petaluma, CA | 18 | $ 6,022,000 | $ 334,555 | $ 145,000 |
| Charlottesville, VA | 17 | $ 5,691,000 | $ 334,764 | $ 51,000 |
| El Paso, TX | 17 | $ 3,666,000 | $ 215,647 | $ 46,000 |
| Montgomery, AL | 17 | $ 3,548,000 | $ 208,705 | $ 66,000 |
| Warner Robins, GA | 17 | $ 3,595,000 | $ 211,470 | $ 35,000 |
| Fresno, CA | 16 | $ 3,629,000 | $ 226,812 | $ 122,000 |
| Santa Fe, NM | 16 | $ 5,222,000 | $ 326,375 | $ 80,000 |
| Springfield, MA | 16 | $ 3,463,000 | $ 216,437 | $ 29,000 |
| Boulder, CO | 15 | $ 4,423,000 | $ 294,866 | $ 111,000 |
| Knoxville, TN | 15 | $ 3,881,000 | $ 258,733 | $ 144,000 |
| Lawrence, KS | 15 | $ 3,548,000 | $ 236,533 | $ 116,000 |
| Stockton, CA | 15 | $ 3,800,000 | $ 253,333 | $ 98,000 |
| Wilmington, NC | 15 | $ 3,996,000 | $ 266,400 | $ 22,000 |
| Ann Arbor, MI | 14 | $ 4,203,000 | $ 300,214 | $ 78,000 |
| Columbus, GA-AL | 14 | $ 3,130,000 | $ 223,571 | $ 47,428 |
| Fayetteville-Springdale-Rogers, AR-MO | 14 | $ 3,890,000 | $ 277,857 | $ 150,000 |
| Manhattan, KS | 14 | $ 2,917,000 | $ 208,357 | $ 33,000 |
| Palm Bay-Melbourne-Titusville, FL | 14 | $ 3,202,000 | $ 228,714 | $ 63,000 |
| Baton Rouge, LA | 13 | $ 3,625,000 | $ 278,846 | $ 110,000 |
| Greensboro-High Point, NC | 13 | $ 2,765,000 | $ 212,692 | $ 66,000 |
| Topeka, KS | 13 | $ 2,525,000 | $ 194,230 | $ 106,000 |
| Abilene, TX | 12 | $ 2,350,000 | $ 195,833 | $ 29,000 |
| Bakersfield-Delano, CA | 12 | $ 2,870,000 | $ 239,166 | $ 147,000 |
| Detroit-Livonia-Dearborn, MI | 12 | $ 2,589,000 | $ 215,750 | $ 55,000 |
| Fairbanks, AK | 12 | $ 3,596,000 | $ 299,666 | $ 52,000 |
| Greeley, CO | 12 | $ 2,634,000 | $ 219,500 | $ 59,000 |
| Norwich-New London, CT | 12 | $ 3,199,000 | $ 266,583 | $ 62,000 |
| San Luis Obispo-Paso Robles, CA | 12 | $ 4,958,000 | $ 413,166 | $ 82,000 |
| Barnstable Town, MA | 11 | $ 2,938,000 | $ 267,090 | $ 133,000 |
| Buffalo-Niagara Falls, NY | 11 | $ 2,111,000 | $ 191,909 | $ 61,000 |
| Chattanooga, TN-GA | 11 | $ 2,390,000 | $ 217,272 | $ 94,363 |
| Cheyenne, WY | 11 | $ 2,788,000 | $ 253,454 | $ 74,000 |
| Las Cruces, NM | 11 | $ 2,403,000 | $ 218,454 | $ 71,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 11 | $ 3,570,000 | $ 324,545 | $ 66,000 |
| Burlington-South Burlington, VT | 10 | $ 3,038,000 | $ 303,800 | $ 105,000 |
| Charleston, WV | 10 | $ 2,185,000 | $ 218,500 | $ 82,000 |
| Durham-Chapel Hill, NC | 10 | $ 2,473,000 | $ 247,300 | $ 102,000 |
| Great Falls, MT | 10 | $ 2,855,000 | $ 285,500 | $ 68,000 |
| Lexington-Fayette, KY | 10 | $ 2,274,000 | $ 227,400 | $ 58,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 10 | $ 3,021,000 | $ 302,100 | $ 62,000 |
| Prescott, AZ | 10 | $ 2,093,000 | $ 209,300 | $ 57,000 |
| Provo-Orem, UT | 10 | $ 2,845,000 | $ 284,500 | $ 49,000 |
| Rapid City, SD | 10 | $ 2,144,000 | $ 214,400 | $ 47,000 |
| Salinas, CA | 10 | $ 3,117,000 | $ 311,700 | $ 47,000 |
| Sebastian-Vero Beach, FL | 10 | $ 2,072,000 | $ 207,200 | $ 125,000 |
| York-Hanover, PA | 10 | $ 2,763,000 | $ 276,300 | $ 106,000 |
| Elizabethtown, KY | 9 | $ 2,004,000 | $ 222,666 | $ 52,000 |
| Fort Collins-Loveland, CO | 9 | $ 3,132,000 | $ 348,000 | $ 122,000 |
| Hagerstown-Martinsburg, MD-WV | 9 | $ 1,856,000 | $ 206,222 | $ 52,000 |
| Jackson, MS | 9 | $ 2,345,000 | $ 260,555 | $ 124,000 |
| Kennewick-Pasco-Richland, WA | 9 | $ 2,189,000 | $ 243,222 | $ 47,000 |
| Lake Havasu City-Kingman, AZ | 9 | $ 1,441,000 | $ 160,111 | $ 35,000 |
| Lawton, OK | 9 | $ 1,604,000 | $ 178,222 | $ 30,000 |
| Madison, WI | 9 | $ 2,514,000 | $ 279,333 | $ 89,000 |
| Naples-Marco Island, FL | 9 | $ 2,624,000 | $ 291,555 | $ 178,000 |
| Ocean City, NJ | 9 | $ 2,880,000 | $ 320,000 | $ 121,000 |
| Rochester, NY | 9 | $ 1,634,000 | $ 181,555 | $ 53,000 |
| Sumter, SC | 9 | $ 1,946,000 | $ 216,222 | $ 50,000 |
| Trenton-Ewing, NJ | 9 | $ 3,044,000 | $ 338,222 | $ 197,000 |
| Bellingham, WA | 8 | $ 2,254,000 | $ 281,750 | $ 102,000 |
| Columbia, MO | 8 | $ 1,421,000 | $ 177,625 | $ 71,000 |
| Idaho Falls, ID | 8 | $ 1,723,000 | $ 215,375 | $ 24,000 |
| Lafayette, LA | 8 | $ 1,645,000 | $ 205,625 | $ 37,000 |
| Lancaster, PA | 8 | $ 1,697,000 | $ 212,125 | $ 134,000 |
| Port St. Lucie, FL | 8 | $ 1,293,000 | $ 161,625 | $ 86,000 |
| Springfield, MO | 8 | $ 1,244,000 | $ 155,500 | $ 68,000 |
| Akron, OH | 7 | $ 1,499,000 | $ 214,142 | $ 98,000 |
| Amarillo, TX | 7 | $ 1,568,000 | $ 224,000 | $ 40,000 |
| Asheville, NC | 7 | $ 1,641,000 | $ 234,428 | $ 66,000 |
| Chico, CA | 7 | $ 1,849,000 | $ 264,142 | $ 79,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 7 | $ 1,160,000 | $ 165,714 | $ 72,000 |
| Grand Forks, ND-MN | 7 | $ 1,460,000 | $ 208,571 | $ 69,571 |
| Hanford-Corcoran, CA | 7 | $ 1,874,000 | $ 267,714 | $ 0 |
| Lynchburg, VA | 7 | $ 1,494,000 | $ 213,428 | $ 89,000 |
| Salem, OR | 7 | $ 1,773,000 | $ 253,285 | $ 17,000 |
| Spartanburg, SC | 7 | $ 1,599,000 | $ 228,428 | $ 80,000 |
| St. George, UT | 7 | $ 1,827,000 | $ 261,000 | $ 78,000 |
| Toledo, OH | 7 | $ 1,487,000 | $ 212,428 | $ 69,000 |
| Valdosta, GA | 7 | $ 1,234,000 | $ 176,285 | $ 30,000 |
| Alexandria, LA | 6 | $ 1,181,000 | $ 196,833 | $ 68,000 |
| Auburn-Opelika, AL | 6 | $ 1,346,000 | $ 224,333 | $ 32,000 |
| Canton-Massillon, OH | 6 | $ 895,000 | $ 149,166 | $ 54,000 |
| Cedar Rapids, IA | 6 | $ 1,407,000 | $ 234,500 | $ 47,000 |
| Corpus Christi, TX | 6 | $ 1,179,000 | $ 196,500 | $ 16,000 |
| Eugene-Springfield, OR | 6 | $ 1,670,000 | $ 278,333 | $ 104,000 |
| Gulfport-Biloxi, MS | 6 | $ 844,000 | $ 140,666 | $ 92,000 |
| Johnson City, TN | 6 | $ 1,245,000 | $ 207,500 | $ 69,000 |
| Kalamazoo-Portage, MI | 6 | $ 1,317,000 | $ 219,500 | $ 120,000 |
| Lakeland-Winter Haven, FL | 6 | $ 1,800,000 | $ 300,000 | $ 78,000 |
| Laredo, TX | 6 | $ 1,004,000 | $ 167,333 | $ 24,000 |
| Madera-Chowchilla, CA | 6 | $ 1,354,000 | $ 225,666 | $ 107,000 |
| Mobile, AL | 6 | $ 1,346,000 | $ 224,333 | $ 68,000 |
| Niles-Benton Harbor, MI | 6 | $ 1,680,000 | $ 280,000 | $ 116,000 |
| Punta Gorda, FL | 6 | $ 1,671,000 | $ 278,500 | $ 115,000 |
| Scranton--Wilkes-Barre, PA | 6 | $ 1,549,000 | $ 258,166 | $ 213,000 |
| St. Joseph, MO-KS | 6 | $ 849,000 | $ 141,500 | $ 55,333 |
| Winchester, VA-WV | 6 | $ 1,577,000 | $ 262,833 | $ 112,000 |
| Albany, GA | 5 | $ 1,122,000 | $ 224,400 | $ 72,000 |
| Athens-Clarke County, GA | 5 | $ 986,000 | $ 197,200 | $ 79,000 |
| Billings, MT | 5 | $ 1,089,000 | $ 217,800 | $ 59,000 |
| Brunswick, GA | 5 | $ 1,834,000 | $ 366,800 | $ 12,000 |
| Coeur D'Alene, ID | 5 | $ 1,167,000 | $ 233,400 | $ 19,000 |
| Cumberland, MD-WV | 5 | $ 1,171,000 | $ 234,200 | $ 149,200 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 1,131,000 | $ 226,200 | $ 56,200 |
| Dothan, AL | 5 | $ 1,331,000 | $ 266,200 | $ 51,000 |
| Evansville, IN-KY | 5 | $ 1,301,000 | $ 260,200 | $ 18,000 |
| Farmington, NM | 5 | $ 1,179,000 | $ 235,800 | $ 86,000 |
| Fort Wayne, IN | 5 | $ 897,000 | $ 179,400 | $ 34,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 1,050,000 | $ 210,000 | $ 82,000 |
| Hickory-Lenoir-Morganton, NC | 5 | $ 1,414,000 | $ 282,800 | $ 57,000 |
| Joplin, MO | 5 | $ 828,000 | $ 165,600 | $ 99,000 |
| Lake Charles, LA | 5 | $ 857,000 | $ 171,400 | $ 30,000 |
| Lewiston, ID-WA | 5 | $ 875,000 | $ 175,000 | $ 67,000 |
| Lincoln, NE | 5 | $ 1,003,000 | $ 200,600 | $ 51,000 |
| Longview, WA | 5 | $ 1,190,000 | $ 238,000 | $ 54,000 |
| McAllen-Edinburg-Mission, TX | 5 | $ 673,000 | $ 134,600 | $ 45,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 5 | $ 937,000 | $ 187,400 | $ 66,000 |
| Pueblo, CO | 5 | $ 1,313,000 | $ 262,600 | $ 67,000 |
| Redding, CA | 5 | $ 1,016,000 | $ 203,200 | $ 16,000 |
| Rochester, MN | 5 | $ 944,000 | $ 188,800 | $ 67,000 |
| Tallahassee, FL | 5 | $ 1,156,000 | $ 231,200 | $ 91,000 |
| Tyler, TX | 5 | $ 800,000 | $ 160,000 | $ 20,000 |
| Visalia-Porterville, CA | 5 | $ 1,235,000 | $ 247,000 | $ 73,000 |
| Wichita Falls, TX | 5 | $ 953,000 | $ 190,600 | $ 40,000 |
| Winston-Salem, NC | 5 | $ 961,000 | $ 192,200 | $ 63,000 |
| Yuma, AZ | 5 | $ 1,183,000 | $ 236,600 | $ 11,000 |
| Appleton, WI | 4 | $ 766,000 | $ 191,500 | $ 0 |
| Atlantic City-Hammonton, NJ | 4 | $ 1,045,000 | $ 261,250 | $ 126,000 |
| Beaumont-Port Arthur, TX | 4 | $ 362,000 | $ 90,500 | $ 64,000 |
| Bend, OR | 4 | $ 1,545,000 | $ 386,250 | $ 67,000 |
| Fort Smith, AR-OK | 4 | $ 733,000 | $ 183,250 | $ 15,000 |
| Kingston, NY | 4 | $ 1,007,000 | $ 251,750 | $ 79,000 |
| Medford, OR | 4 | $ 1,441,000 | $ 360,250 | $ 111,000 |
| Missoula, MT | 4 | $ 975,000 | $ 243,750 | $ 62,000 |
| Modesto, CA | 4 | $ 1,121,000 | $ 280,250 | $ 52,000 |
| Napa, CA | 4 | $ 1,783,000 | $ 445,750 | $ 89,000 |
| Peoria, IL | 4 | $ 847,000 | $ 211,750 | $ 77,000 |
| Reading, PA | 4 | $ 948,000 | $ 237,000 | $ 107,000 |
| Roanoke, VA | 4 | $ 1,284,000 | $ 321,000 | $ 111,000 |
| State College, PA | 4 | $ 1,112,000 | $ 278,000 | $ 97,000 |
| Syracuse, NY | 4 | $ 668,000 | $ 167,000 | $ 44,000 |
| Tuscaloosa, AL | 4 | $ 1,344,000 | $ 336,000 | $ 64,000 |
| Waterloo-Cedar Falls, IA | 4 | $ 790,000 | $ 197,500 | $ 61,000 |
| Wenatchee-East Wenatchee, WA | 4 | $ 1,268,000 | $ 317,000 | $ 141,000 |
| Altoona, PA | 3 | $ 413,000 | $ 137,666 | $ 31,000 |
| Anderson, SC | 3 | $ 386,000 | $ 128,666 | $ 60,000 |
| Anniston-Oxford, AL | 3 | $ 668,000 | $ 222,666 | $ 51,000 |
| Bismarck, ND | 3 | $ 641,000 | $ 213,666 | $ 33,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 1,086,000 | $ 362,000 | $ 33,000 |
| Bloomington, IN | 3 | $ 564,000 | $ 188,000 | $ 25,000 |
| Bloomington-Normal, IL | 3 | $ 665,000 | $ 221,666 | $ 151,000 |
| Champaign-Urbana, IL | 3 | $ 606,000 | $ 202,000 | $ 49,000 |
| Corvallis, OR | 3 | $ 733,000 | $ 244,333 | $ 64,000 |
| Greenville, NC | 3 | $ 607,000 | $ 202,333 | $ 79,000 |
| Hinesville-Fort Stewart, GA | 3 | $ 720,000 | $ 240,000 | $ 0 |
| Janesville, WI | 3 | $ 434,000 | $ 144,666 | $ 32,000 |
| Jefferson City, MO | 3 | $ 543,000 | $ 181,000 | $ 50,000 |
| Lansing-East Lansing, MI | 3 | $ 429,000 | $ 143,000 | $ 68,000 |
| Logan, UT-ID | 3 | $ 792,000 | $ 264,000 | $ 149,000 |
| Longview, TX | 3 | $ 188,000 | $ 62,666 | $ 63,000 |
| Monroe, MI | 3 | $ 467,000 | $ 155,666 | $ 24,000 |
| Morgantown, WV | 3 | $ 807,000 | $ 269,000 | $ 70,000 |
| Muskegon-Norton Shores, MI | 3 | $ 500,000 | $ 166,666 | $ 108,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 3 | $ 434,000 | $ 144,666 | $ 78,000 |
| Pittsfield, MA | 3 | $ 574,000 | $ 191,333 | $ 27,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 1,297,000 | $ 432,333 | $ 177,000 |
| Sioux City, IA-NE-SD | 3 | $ 469,000 | $ 156,333 | $ 24,333 |
| Sioux Falls, SD | 3 | $ 810,000 | $ 270,000 | $ 66,000 |
| Utica-Rome, NY | 3 | $ 557,000 | $ 185,666 | $ 29,000 |
| Victoria, TX | 3 | $ 218,000 | $ 72,666 | $ 45,000 |
| Yuba City, CA | 3 | $ 814,000 | $ 271,333 | $ 25,000 |
| Ames, IA | 2 | $ 320,000 | $ 160,000 | $ 65,000 |
| Binghamton, NY | 2 | $ 357,000 | $ 178,500 | $ 25,000 |
| Brownsville-Harlingen, TX | 2 | $ 355,000 | $ 177,500 | $ 68,000 |
| Burlington, NC | 2 | $ 541,000 | $ 270,500 | $ 0 |
| Cleveland, TN | 2 | $ 250,000 | $ 125,000 | $ 16,000 |
| College Station-Bryan, TX | 2 | $ 416,000 | $ 208,000 | $ 0 |
| Decatur, AL | 2 | $ 317,000 | $ 158,500 | $ 23,000 |
| Decatur, IL | 2 | $ 512,000 | $ 256,000 | $ 5,000 |
| Elkhart-Goshen, IN | 2 | $ 225,000 | $ 112,500 | $ 48,000 |
| Fargo, ND-MN | 2 | $ 537,000 | $ 268,500 | $ 124,000 |
| Flagstaff, AZ | 2 | $ 545,000 | $ 272,500 | $ 167,000 |
| Florence-Muscle Shoals, AL | 2 | $ 395,000 | $ 197,500 | $ 85,000 |
| Gainesville, FL | 2 | $ 600,000 | $ 300,000 | $ 142,000 |
| Gainesville, GA | 2 | $ 635,000 | $ 317,500 | $ 92,000 |
| Glens Falls, NY | 2 | $ 588,000 | $ 294,000 | $ 104,000 |
| Grand Junction, CO | 2 | $ 528,000 | $ 264,000 | $ 100,000 |
| Green Bay, WI | 2 | $ 375,000 | $ 187,500 | $ 30,000 |
| Hattiesburg, MS | 2 | $ 456,000 | $ 228,000 | $ 49,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 347,000 | $ 173,500 | $ 112,000 |
| La Crosse, WI-MN | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Lafayette, IN | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Lebanon, PA | 2 | $ 319,000 | $ 159,500 | $ 34,000 |
| Lima, OH | 2 | $ 325,000 | $ 162,500 | $ 0 |
| Lubbock, TX | 2 | $ 210,000 | $ 105,000 | $ 95,000 |
| Macon, GA | 2 | $ 317,000 | $ 158,500 | $ 113,000 |
| Merced, CA | 2 | $ 341,000 | $ 170,500 | $ 0 |
| Monroe, LA | 2 | $ 499,000 | $ 249,500 | $ 40,000 |
| Morristown, TN | 2 | $ 340,000 | $ 170,000 | $ 34,000 |
| Muncie, IN | 2 | $ 549,000 | $ 274,500 | $ 0 |
| Ocala, FL | 2 | $ 582,000 | $ 291,000 | $ 274,000 |
| Odessa, TX | 2 | $ 269,000 | $ 134,500 | $ 0 |
| Oshkosh-Neenah, WI | 2 | $ 384,000 | $ 192,000 | $ 48,000 |
| Pascagoula, MS | 2 | $ 511,000 | $ 255,500 | $ 271,000 |
| Rockford, IL | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Rocky Mount, NC | 2 | $ 350,000 | $ 175,000 | $ 100,000 |
| Sandusky, OH | 2 | $ 400,000 | $ 200,000 | $ 109,000 |
| Springfield, IL | 2 | $ 297,000 | $ 148,500 | $ 69,000 |
| Texarkana, Tx-Texarkana, AR | 2 | $ 431,000 | $ 215,500 | $ 113,500 |
| Waco, TX | 2 | $ 307,000 | $ 153,500 | $ 0 |
| Wheeling, WV-OH | 2 | $ 224,000 | $ 112,000 | $ 44,500 |
| Yakima, WA | 2 | $ 307,000 | $ 153,500 | $ 30,000 |
| Bangor, ME | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Bowling Green, KY | 1 | $ 118,000 | $ 118,000 | $ 62,000 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 299,000 | $ 299,000 | $ 63,000 |
| Carson City, NV | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Casper, WY | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Dubuque, IA | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Duluth, MN-WI | 1 | $ 375,000 | $ 375,000 | $ 650,000 |
| Eau Claire, WI | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Elmira, NY | 1 | $ 154,000 | $ 154,000 | $ 118,000 |
| Florence, SC | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Fond Du Lac, WI | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Gadsden, AL | 1 | $ 77,000 | $ 77,000 | $ 52,000 |
| Goldsboro, NC | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Holland-Grand Haven, MI | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Hot Springs, AR | 1 | $ 325,000 | $ 325,000 | $ 29,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 417,000 | $ 417,000 | $ 117,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 170,000 | $ 170,000 | $ 57,000 |
| Iowa City, IA | 1 | $ 329,000 | $ 329,000 | $ 325,000 |
| Jackson, TN | 1 | $ 93,000 | $ 93,000 | $ 166,000 |
| Johnstown, PA | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Kankakee-Bradley, IL | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Kokomo, IN | 1 | $ 273,000 | $ 273,000 | $ 130,000 |
| Michigan City-La Porte, IN | 1 | $ 90,000 | $ 90,000 | $ 47,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Owensboro, KY | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Palm Coast, FL | 1 | $ 161,000 | $ 161,000 | $ 80,000 |
| Pine Bluff, AR | 1 | $ 109,000 | $ 109,000 | $ 69,000 |
| Pocatello, ID | 1 | $ 277,000 | $ 277,000 | $ 30,000 |
| Racine, WI | 1 | $ 243,000 | $ 243,000 | $ 0 |
| Rome, GA | 1 | $ 294,000 | $ 294,000 | $ 96,000 |
| Salisbury, MD | 1 | $ 188,000 | $ 188,000 | $ 102,000 |
| San Angelo, TX | 1 | $ 70,000 | $ 70,000 | $ 106,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Springfield, OH | 1 | $ 238,000 | $ 238,000 | $ 0 |
| St. Cloud, MN | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Steubenville-Weirton, OH-WV | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Terre Haute, IN | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Williamsport, PA | 1 | $ 164,000 | $ 164,000 | $ 73,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 30,000 | $ 30,000 | $ 15,000 |
Mortgage Loan Application Detail Totals for National Bank of Kansas City in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,894 | $2,294,205,000 | $290,000 | $1,200,000 | $73,000 | $2,839,000 |
| Home Purchase | 1,878 | $469,348,000 | $249,000 | $1,520,000 | $108,000 | $1,432,000 |
| Home Improvement | 134 | $38,816,000 | $289,000 | $866,000 | $131,000 | $366,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,480 | $2,081,267,000 | $278,000 | $1,157,000 | $80,000 | $2,839,000 |
| Not Provided | 1,034 | $307,204,000 | $297,000 | $1,000,000 | $93,000 | $1,432,000 |
| Asian | 458 | $154,074,000 | $336,000 | $1,128,000 | $119,000 | $777,000 |
| Hispanic | 447 | $124,243,000 | $277,000 | $907,000 | $55,000 | $480,000 |
| Black or African American | 375 | $100,910,000 | $269,000 | $920,000 | $49,000 | $433,000 |
| American Indian or Alaskan Native | 58 | $15,378,000 | $265,000 | $892,000 | $74,000 | $476,000 |
| Native Hawaiian or Other Pacific Islander | 47 | $14,671,000 | $312,000 | $696,000 | $45,000 | $186,000 |
| Not applicable | 7 | $4,622,000 | $660,000 | $1,520,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 5,101 | $1,473,705,000 | $288,000 | $1,157,000 | $34,000 | $1,668,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,924 | $1,122,330,000 | $286,000 | $1,520,000 | $145,000 | $2,839,000 |
| FHA-insured (Federal Housing Administration) | 861 | $203,573,000 | $236,000 | $743,000 | $64,000 | $331,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $2,761,000 | $138,000 | $277,000 | $51,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,435 | $2,413,808,000 | $286,000 | $1,520,000 | $78,000 | $2,839,000 |
| Application Denied By Financial Institution | 938 | $254,666,000 | $271,000 | $999,000 | $98,000 | $1,432,000 |
| Application Approved But Not Accepted | 321 | $90,151,000 | $280,000 | $945,000 | $91,000 | $600,000 |
| Application Withdrawn By Applicant | 149 | $39,956,000 | $268,000 | $1,185,000 | $100,000 | $578,000 |
| Loan Purchased By The Institution | 63 | $3,788,000 | $60,000 | $135,000 | $66,000 | $312,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 576 | $162,521,000 | $282,000 | $999,000 | $108,000 | $1,432,000 |
| Debt-To-Income Ratio | 157 | $41,269,000 | $262,000 | $711,000 | $61,000 | $222,000 |
| Credit History | 83 | $18,952,000 | $228,000 | $635,000 | $81,000 | $476,000 |
| Other | 40 | $10,295,000 | $257,000 | $616,000 | $129,000 | $576,000 |
| Employment History | 28 | $7,316,000 | $261,000 | $479,000 | $79,000 | $224,000 |
| Credit Application Incomplete | 18 | $4,753,000 | $264,000 | $417,000 | $110,000 | $234,000 |
| Unverifiable Information | 17 | $4,554,000 | $267,000 | $499,000 | $113,000 | $294,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $3,174,000 | $264,000 | $577,000 | $112,000 | $340,000 |
| Mortgage Insurance Denied | 7 | $1,832,000 | $261,000 | $670,000 | $28,000 | $85,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into National Bank of Kansas City's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess National Bank of Kansas City's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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