National Bank of Kansas City Mortgage Lending & HMDA Data, 2005
In 2005, National Bank of Kansas City of Overland Park, KS reported 4,269 mortgage applications totaling $962.6 million, down 56% from 2004. The average application was for $225,486, and applicants reported an average income of $105,995. 90% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Kansas City, MO-KS (424), Topeka, KS (272) and Phoenix-Mesa-Scottsdale, AZ (158) (applications in parentheses).
| Mortgage Company & Address | National Bank of Kansas City 10700 Nall Avenue Overland Park, KS 66211 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,269 |
| Total Mortgage Loan Application Amount | $962,603,000 |
| Average Mortgage Loan Application Amount | $225,486 |
| Highest Mortgage Loan Application Amount | $1,360,000 |
| Average Applicant Income | $105,995 |
| Highest Applicant Income | $5,022,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records National Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kansas City, MO-KS | 424 | $ 53,071,000 | $ 125,167 | $ 75,000 |
| Topeka, KS | 272 | $ 22,262,000 | $ 81,845 | $ 43,000 |
| Phoenix-Mesa-Scottsdale, AZ | 158 | $ 37,642,000 | $ 238,240 | $ 91,000 |
| Edison, NJ | 123 | $ 33,881,000 | $ 275,455 | $ 121,000 |
| Seattle-Bellevue-Everett, WA | 103 | $ 28,559,000 | $ 277,271 | $ 108,000 |
| Newark-Union, NJ-PA | 102 | $ 29,054,000 | $ 284,843 | $ 131,000 |
| Los Angeles-Long Beach-Glendale, CA | 89 | $ 28,047,000 | $ 315,134 | $ 96,000 |
| Las Vegas-Paradise, NV | 84 | $ 20,965,000 | $ 249,583 | $ 101,000 |
| Portland-Vancouver-Beaverton, OR-WA | 81 | $ 16,878,000 | $ 208,370 | $ 122,000 |
| Philadelphia, PA | 77 | $ 17,579,000 | $ 228,298 | $ 107,000 |
| Riverside-San Bernardino-Ontario, CA | 77 | $ 22,063,000 | $ 286,532 | $ 156,000 |
| Chicago-Naperville-Joliet, IL | 71 | $ 17,588,000 | $ 247,718 | $ 147,000 |
| Atlanta-Sandy Springs-Marietta, GA | 70 | $ 16,341,000 | $ 233,442 | $ 123,000 |
| San Diego-Carlsbad-San Marcos, CA | 62 | $ 19,491,000 | $ 314,370 | $ 94,000 |
| Oakland-Fremont-Hayward, CA | 57 | $ 19,916,000 | $ 349,403 | $ 117,000 |
| Camden, NJ | 45 | $ 10,189,000 | $ 226,422 | $ 102,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 45 | $ 15,092,000 | $ 335,377 | $ 128,000 |
| Santa Ana-Anaheim-Irvine, CA | 38 | $ 15,314,000 | $ 403,000 | $ 114,000 |
| Baltimore-Towson, MD | 37 | $ 10,483,000 | $ 283,324 | $ 119,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 37 | $ 11,639,000 | $ 314,567 | $ 115,000 |
| Reno-Sparks, NV | 36 | $ 10,400,000 | $ 288,888 | $ 127,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 32 | $ 7,181,000 | $ 224,406 | $ 123,000 |
| Denver-Aurora, CO | 31 | $ 8,314,000 | $ 268,193 | $ 132,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 29 | $ 11,991,000 | $ 413,482 | $ 127,000 |
| Nassau-Suffolk, NY | 28 | $ 8,683,000 | $ 310,107 | $ 133,000 |
| New York-Wayne-White Plains, NY-NJ | 26 | $ 8,285,000 | $ 318,653 | $ 128,000 |
| Salt Lake City, UT | 25 | $ 4,733,000 | $ 189,320 | $ 137,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 25 | $ 6,345,000 | $ 253,800 | $ 115,000 |
| Charlotte-Gastonia-Concord, NC-SC | 24 | $ 7,184,000 | $ 299,333 | $ 506,000 |
| Cleveland-Elyria-Mentor, OH | 23 | $ 3,427,000 | $ 149,000 | $ 91,000 |
| Bethesda-Frederick-Gaithersburg, MD | 22 | $ 7,395,000 | $ 336,136 | $ 131,000 |
| Colorado Springs, CO | 22 | $ 4,183,000 | $ 190,136 | $ 66,000 |
| Richmond, VA | 22 | $ 4,593,000 | $ 208,772 | $ 128,000 |
| Columbus, OH | 21 | $ 4,371,000 | $ 208,142 | $ 94,000 |
| Hartford-West Hartford-East Hartford, CT | 20 | $ 4,039,000 | $ 201,950 | $ 129,000 |
| Honolulu, HI | 20 | $ 5,692,000 | $ 284,600 | $ 88,000 |
| St. Louis, MO-IL | 20 | $ 3,451,000 | $ 172,550 | $ 92,000 |
| Cambridge-Newton-Framingham, MA | 19 | $ 5,322,000 | $ 280,105 | $ 100,000 |
| Dallas-Plano-Irving, TX | 19 | $ 3,573,000 | $ 188,052 | $ 127,000 |
| Warren-Farmington Hills-Troy, MI | 19 | $ 4,772,000 | $ 251,157 | $ 88,000 |
| Nashville-Davidson--Murfreesboro, TN | 18 | $ 3,683,000 | $ 204,611 | $ 92,000 |
| Orlando, FL | 18 | $ 4,845,000 | $ 269,166 | $ 111,000 |
| Tucson, AZ | 18 | $ 4,577,000 | $ 254,277 | $ 98,000 |
| Wilmington, DE-MD-NJ | 17 | $ 4,110,000 | $ 241,764 | $ 115,000 |
| Fresno, CA | 16 | $ 5,150,000 | $ 321,875 | $ 106,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 16 | $ 5,574,000 | $ 348,375 | $ 86,000 |
| Trenton-Ewing, NJ | 16 | $ 3,343,000 | $ 208,937 | $ 85,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 16 | $ 3,830,000 | $ 239,375 | $ 108,000 |
| Austin-Round Rock, TX | 15 | $ 3,157,000 | $ 210,466 | $ 113,000 |
| Bridgeport-Stamford-Norwalk, CT | 15 | $ 5,638,000 | $ 375,866 | $ 140,000 |
| Houston-Baytown-Sugar Land, TX | 15 | $ 3,331,000 | $ 222,066 | $ 156,000 |
| Tampa-St. Petersburg-Clearwater, FL | 15 | $ 2,641,000 | $ 176,066 | $ 78,000 |
| Bremerton-Silverdale, WA | 14 | $ 3,628,000 | $ 259,142 | $ 94,000 |
| Pittsburgh, PA | 14 | $ 2,259,000 | $ 161,357 | $ 116,000 |
| Vallejo-Fairfield, CA | 14 | $ 4,751,000 | $ 339,357 | $ 91,000 |
| Bakersfield, CA | 13 | $ 3,025,000 | $ 232,692 | $ 93,000 |
| Boise City-Nampa, ID | 13 | $ 2,324,000 | $ 178,769 | $ 128,000 |
| Providence-New Bedford-Fall River, RI-MA | 13 | $ 2,407,000 | $ 185,153 | $ 88,000 |
| San Francisco-San Mateo-Redwood City, CA | 13 | $ 4,756,000 | $ 365,846 | $ 120,000 |
| Cincinnati-Middletown, OH-KY-IN | 12 | $ 2,082,000 | $ 173,500 | $ 111,000 |
| Louisville, KY-IN | 12 | $ 2,698,000 | $ 224,833 | $ 82,000 |
| Portland-South Portland-Biddeford, ME | 12 | $ 2,716,000 | $ 226,333 | $ 148,000 |
| Raleigh-Cary, NC | 12 | $ 2,452,000 | $ 204,333 | $ 132,000 |
| Tacoma, WA | 12 | $ 2,210,000 | $ 184,166 | $ 53,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 11 | $ 2,241,000 | $ 203,727 | $ 70,000 |
| Lawrence, KS | 11 | $ 1,055,000 | $ 95,909 | $ 70,000 |
| Memphis, TN-MS-AR | 11 | $ 2,173,000 | $ 197,545 | $ 88,000 |
| Modesto, CA | 11 | $ 2,948,000 | $ 268,000 | $ 78,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 10 | $ 1,676,000 | $ 167,600 | $ 110,000 |
| Jacksonville, FL | 10 | $ 1,990,000 | $ 199,000 | $ 118,000 |
| Miami-Miami Beach-Kendall, FL | 10 | $ 1,765,000 | $ 176,500 | $ 93,000 |
| Milwaukee-Waukesha-West Allis, WI | 10 | $ 3,352,000 | $ 335,200 | $ 123,000 |
| New Orleans-Metairie-Kenner, LA | 10 | $ 2,114,000 | $ 211,400 | $ 99,000 |
| Stockton, CA | 10 | $ 2,831,000 | $ 283,100 | $ 90,000 |
| Wichita, KS | 10 | $ 1,395,000 | $ 139,500 | $ 77,000 |
| Boston-Quincy, MA | 9 | $ 2,503,000 | $ 278,111 | $ 121,000 |
| Corpus Christi, TX | 9 | $ 1,773,000 | $ 197,000 | $ 193,000 |
| Indianapolis, IN | 9 | $ 2,700,000 | $ 300,000 | $ 249,000 |
| Lake County-Kenosha County, IL-WI | 9 | $ 2,662,000 | $ 295,777 | $ 132,000 |
| Spokane, WA | 9 | $ 1,910,000 | $ 212,222 | $ 119,000 |
| St. George, UT | 9 | $ 1,554,000 | $ 172,666 | $ 120,000 |
| Bend, OR | 8 | $ 2,376,000 | $ 297,000 | $ 132,000 |
| Durham, NC | 8 | $ 1,409,000 | $ 176,125 | $ 86,000 |
| Fort Worth-Arlington, TX | 8 | $ 2,175,000 | $ 271,875 | $ 133,000 |
| New Haven-Milford, CT | 8 | $ 2,017,000 | $ 252,125 | $ 107,000 |
| Ogden-Clearfield, UT | 8 | $ 1,799,000 | $ 224,875 | $ 90,000 |
| Omaha-Council Bluffs, NE-IA | 8 | $ 1,211,000 | $ 151,375 | $ 102,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 8 | $ 2,156,000 | $ 269,500 | $ 106,000 |
| Salem, OR | 8 | $ 1,219,000 | $ 152,375 | $ 77,000 |
| Worcester, MA | 8 | $ 2,035,000 | $ 254,375 | $ 137,000 |
| York-Hanover, PA | 8 | $ 1,722,000 | $ 215,250 | $ 98,000 |
| Birmingham-Hoover, AL | 7 | $ 1,151,000 | $ 164,428 | $ 95,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 7 | $ 1,243,000 | $ 177,571 | $ 116,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 7 | $ 2,262,000 | $ 323,142 | $ 102,000 |
| Sarasota-Bradenton-Venice, FL | 7 | $ 1,866,000 | $ 266,571 | $ 137,000 |
| Albuquerque, NM | 6 | $ 1,225,000 | $ 204,166 | $ 150,000 |
| Des Moines, IA | 6 | $ 643,000 | $ 107,166 | $ 102,000 |
| Eugene-Springfield, OR | 6 | $ 1,059,000 | $ 176,500 | $ 128,000 |
| Prescott, AZ | 6 | $ 1,765,000 | $ 294,166 | $ 104,000 |
| Salinas, CA | 6 | $ 2,743,000 | $ 457,166 | $ 180,000 |
| San Luis Obispo-Paso Robles, CA | 6 | $ 1,760,000 | $ 293,333 | $ 133,000 |
| Springfield, MA | 6 | $ 1,217,000 | $ 202,833 | $ 123,000 |
| Chattanooga, TN-GA | 5 | $ 875,000 | $ 175,000 | $ 80,000 |
| Essex County, MA | 5 | $ 1,616,000 | $ 323,200 | $ 90,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 1,407,000 | $ 281,400 | $ 167,000 |
| Kennewick-Richland-Pasco, WA | 5 | $ 613,000 | $ 122,600 | $ 84,000 |
| Madera, CA | 5 | $ 1,834,000 | $ 366,800 | $ 175,000 |
| Manchester-Nashua, NH | 5 | $ 1,430,000 | $ 286,000 | $ 110,000 |
| Oklahoma City, OK | 5 | $ 1,096,000 | $ 219,200 | $ 86,000 |
| Olympia, WA | 5 | $ 812,000 | $ 162,400 | $ 94,000 |
| San Antonio, TX | 5 | $ 1,231,000 | $ 246,200 | $ 69,000 |
| Santa Cruz-Watsonville, CA | 5 | $ 1,722,000 | $ 344,400 | $ 141,000 |
| Scranton--Wilkes-Barre, PA | 5 | $ 594,000 | $ 118,800 | $ 92,000 |
| Albany-Schenectady-Troy, NY | 4 | $ 717,000 | $ 179,250 | $ 100,000 |
| Anchorage, AK | 4 | $ 1,084,000 | $ 271,000 | $ 81,000 |
| Atlantic City, NJ | 4 | $ 1,207,000 | $ 301,750 | $ 148,000 |
| Baton Rouge, LA | 4 | $ 579,000 | $ 144,750 | $ 117,000 |
| Bellingham, WA | 4 | $ 1,055,000 | $ 263,750 | $ 86,000 |
| Burlington-South Burlington, VT | 4 | $ 1,107,000 | $ 276,750 | $ 170,000 |
| Chico, CA | 4 | $ 1,028,000 | $ 257,000 | $ 81,000 |
| Coeur D'Alene, ID | 4 | $ 1,121,000 | $ 280,250 | $ 109,000 |
| Detroit-Livonia-Dearborn, MI | 4 | $ 1,143,000 | $ 285,750 | $ 157,000 |
| El Paso, TX | 4 | $ 599,000 | $ 149,750 | $ 192,000 |
| Gary, IN | 4 | $ 371,000 | $ 92,750 | $ 57,000 |
| Huntsville, AL | 4 | $ 644,000 | $ 161,000 | $ 135,000 |
| Lebanon, PA | 4 | $ 656,000 | $ 164,000 | $ 114,000 |
| Lewiston-Auburn, ME | 4 | $ 411,000 | $ 102,750 | $ 62,000 |
| Madison, WI | 4 | $ 1,343,000 | $ 335,750 | $ 160,000 |
| Montgomery, AL | 4 | $ 633,000 | $ 158,250 | $ 99,000 |
| Ocean City, NJ | 4 | $ 1,391,000 | $ 347,750 | $ 169,000 |
| Provo-Orem, UT | 4 | $ 667,000 | $ 166,750 | $ 88,000 |
| Redding, CA | 4 | $ 1,456,000 | $ 364,000 | $ 233,000 |
| Rockingham County-Strafford County, NH | 4 | $ 1,285,000 | $ 321,250 | $ 108,000 |
| Santa Fe, NM | 4 | $ 866,000 | $ 216,500 | $ 96,000 |
| Santa Rosa-Petaluma, CA | 4 | $ 1,777,000 | $ 444,250 | $ 130,000 |
| Savannah, GA | 4 | $ 1,063,000 | $ 265,750 | $ 118,000 |
| St. Joseph, MO-KS | 4 | $ 430,000 | $ 107,500 | $ 52,000 |
| Toledo, OH | 4 | $ 646,000 | $ 161,500 | $ 94,000 |
| Tulsa, OK | 4 | $ 1,015,000 | $ 253,750 | $ 322,000 |
| Visalia-Porterville, CA | 4 | $ 891,000 | $ 222,750 | $ 63,000 |
| Wilmington, NC | 4 | $ 1,367,000 | $ 341,750 | $ 168,000 |
| Boulder, CO | 3 | $ 645,000 | $ 215,000 | $ 117,000 |
| Cape Coral-Fort Myers, FL | 3 | $ 556,000 | $ 185,333 | $ 75,000 |
| Charleston-North Charleston, SC | 3 | $ 953,000 | $ 317,666 | $ 81,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 283,000 | $ 94,333 | $ 62,000 |
| Dayton, OH | 3 | $ 548,000 | $ 182,666 | $ 110,000 |
| Florence, SC | 3 | $ 535,000 | $ 178,333 | $ 103,000 |
| Gainesville, GA | 3 | $ 629,000 | $ 209,666 | $ 107,000 |
| Lake Charles, LA | 3 | $ 332,000 | $ 110,666 | $ 90,000 |
| Little Rock-North Little Rock, AR | 3 | $ 1,116,000 | $ 372,000 | $ 179,000 |
| Medford, OR | 3 | $ 753,000 | $ 251,000 | $ 104,000 |
| Reading, PA | 3 | $ 720,000 | $ 240,000 | $ 97,000 |
| Sandusky, OH | 3 | $ 957,000 | $ 319,000 | $ 111,000 |
| Springfield, MO | 3 | $ 860,000 | $ 286,666 | $ 74,000 |
| Akron, OH | 2 | $ 438,000 | $ 219,000 | $ 169,000 |
| Anderson, IN | 2 | $ 315,000 | $ 157,500 | $ 76,000 |
| Auburn-Opelika, AL | 2 | $ 198,000 | $ 99,000 | $ 49,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 408,000 | $ 204,000 | $ 69,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 273,000 | $ 136,500 | $ 55,000 |
| Buffalo-Niagara Falls, NY | 2 | $ 336,000 | $ 168,000 | $ 113,000 |
| Carson City, NV | 2 | $ 493,000 | $ 246,500 | $ 61,000 |
| Charleston, WV | 2 | $ 219,000 | $ 109,500 | $ 123,000 |
| Fort Collins-Loveland, CO | 2 | $ 227,000 | $ 113,500 | $ 57,000 |
| Fort Walton Beach-Crestview-Destin, FL | 2 | $ 529,000 | $ 264,500 | $ 83,000 |
| Glens Falls, NY | 2 | $ 176,000 | $ 88,000 | $ 84,000 |
| Gulfport-Biloxi, MS | 2 | $ 362,000 | $ 181,000 | $ 117,000 |
| Hanford-Corcoran, CA | 2 | $ 371,000 | $ 185,500 | $ 86,000 |
| Janesville, WI | 2 | $ 500,000 | $ 250,000 | $ 84,000 |
| Johnstown, PA | 2 | $ 190,000 | $ 95,000 | $ 192,000 |
| Kalamazoo-Portage, MI | 2 | $ 210,000 | $ 105,000 | $ 109,000 |
| Knoxville, TN | 2 | $ 189,000 | $ 94,500 | $ 106,000 |
| Lakeland, FL | 2 | $ 576,000 | $ 288,000 | $ 128,000 |
| Lima, OH | 2 | $ 161,000 | $ 80,500 | $ 52,000 |
| Lincoln, NE | 2 | $ 199,000 | $ 99,500 | $ 103,000 |
| Longview, WA | 2 | $ 275,000 | $ 137,500 | $ 78,000 |
| Merced, CA | 2 | $ 467,000 | $ 233,500 | $ 47,000 |
| Missoula, MT | 2 | $ 465,000 | $ 232,500 | $ 58,000 |
| Monroe, LA | 2 | $ 181,000 | $ 90,500 | $ 172,000 |
| Napa, CA | 2 | $ 512,000 | $ 256,000 | $ 78,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 339,000 | $ 169,500 | $ 104,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 213,000 | $ 106,500 | $ 48,000 |
| Port St. Lucie-Fort Pierce, FL | 2 | $ 409,000 | $ 204,500 | $ 104,000 |
| Racine, WI | 2 | $ 483,000 | $ 241,500 | $ 149,000 |
| Rapid City, SD | 2 | $ 422,000 | $ 211,000 | $ 52,000 |
| Rockford, IL | 2 | $ 283,000 | $ 141,500 | $ 92,000 |
| Sheboygan, WI | 2 | $ 166,000 | $ 83,000 | $ 96,000 |
| Sherman-Denison, TX | 2 | $ 162,000 | $ 81,000 | $ 115,000 |
| Sioux Falls, SD | 2 | $ 217,000 | $ 108,500 | $ 65,000 |
| Spartanburg, SC | 2 | $ 369,000 | $ 184,500 | $ 64,000 |
| State College, PA | 2 | $ 195,000 | $ 97,500 | $ 57,000 |
| Syracuse, NY | 2 | $ 223,000 | $ 111,500 | $ 91,000 |
| Warner Robins, GA | 2 | $ 371,000 | $ 185,500 | $ 73,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 400,000 | $ 200,000 | $ 104,000 |
| Wausau, WI | 2 | $ 860,000 | $ 430,000 | $ 224,000 |
| Wichita Falls, TX | 2 | $ 210,000 | $ 105,000 | $ 84,000 |
| Williamsport, PA | 2 | $ 140,000 | $ 70,000 | $ 65,000 |
| Winston-Salem, NC | 2 | $ 371,000 | $ 185,500 | $ 140,000 |
| Yuma, AZ | 2 | $ 820,000 | $ 410,000 | $ 144,000 |
| Alexandria, LA | 1 | $ 242,000 | $ 242,000 | $ 117,000 |
| Ann Arbor, MI | 1 | $ 230,000 | $ 230,000 | $ 150,000 |
| Appleton, WI | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Asheville, NC | 1 | $ 218,000 | $ 218,000 | $ 71,000 |
| Athens-Clarke County, GA | 1 | $ 348,000 | $ 348,000 | $ 135,000 |
| Bloomington, IN | 1 | $ 334,000 | $ 334,000 | $ 124,000 |
| Champaign-Urbana, IL | 1 | $ 345,000 | $ 345,000 | $ 126,000 |
| Charlottesville, VA | 1 | $ 266,000 | $ 266,000 | $ 84,000 |
| Clarksville, TN-KY | 1 | $ 189,000 | $ 189,000 | $ 84,000 |
| Columbia, MO | 1 | $ 97,000 | $ 97,000 | $ 111,000 |
| Columbia, SC | 1 | $ 255,000 | $ 255,000 | $ 101,000 |
| Columbus, IN | 1 | $ 216,000 | $ 216,000 | $ 137,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Evansville, IN-KY | 1 | $ 359,000 | $ 359,000 | $ 144,000 |
| Fayetteville, NC | 1 | $ 154,000 | $ 154,000 | $ 82,000 |
| Flagstaff, AZ | 1 | $ 263,000 | $ 263,000 | $ 44,000 |
| Fort Smith, AR-OK | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Fort Wayne, IN | 1 | $ 260,000 | $ 260,000 | $ 163,000 |
| Gainesville, FL | 1 | $ 164,000 | $ 164,000 | $ 148,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 570,000 | $ 570,000 | $ 269,000 |
| Great Falls, MT | 1 | $ 246,000 | $ 246,000 | $ 44,000 |
| Greensboro-High Point, NC | 1 | $ 350,000 | $ 350,000 | $ 108,000 |
| Harrisburg-Carlisle, PA | 1 | $ 372,000 | $ 372,000 | $ 147,000 |
| Harrisonburg, VA | 1 | $ 272,000 | $ 272,000 | $ 90,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 203,000 | $ 203,000 | $ 105,000 |
| Holland-Grand Haven, MI | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Idaho Falls, ID | 1 | $ 234,000 | $ 234,000 | $ 61,000 |
| Jacksonville, NC | 1 | $ 360,000 | $ 360,000 | $ 140,000 |
| Jonesboro, AR | 1 | $ 168,000 | $ 168,000 | $ 49,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 201,000 | $ 201,000 | $ 96,000 |
| La Crosse, WI-MN | 1 | $ 184,000 | $ 184,000 | $ 52,000 |
| Lancaster, PA | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Lansing-East Lansing, MI | 1 | $ 353,000 | $ 353,000 | $ 165,000 |
| Muskegon-Norton Shores, MI | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Naples-Marco Island, FL | 1 | $ 308,000 | $ 308,000 | $ 71,000 |
| Pascagoula, MS | 1 | $ 170,000 | $ 170,000 | $ 42,000 |
| Peoria, IL | 1 | $ 125,000 | $ 125,000 | $ 130,000 |
| Pueblo, CO | 1 | $ 160,000 | $ 160,000 | $ 78,000 |
| Punta Gorda, FL | 1 | $ 229,000 | $ 229,000 | $ 97,000 |
| Salisbury, MD | 1 | $ 187,000 | $ 187,000 | $ 80,000 |
| Shreveport-Bossier City, LA | 1 | $ 206,000 | $ 206,000 | $ 75,000 |
| Tallahassee, FL | 1 | $ 117,000 | $ 117,000 | $ 86,000 |
| Tuscaloosa, AL | 1 | $ 330,000 | $ 330,000 | $ 62,000 |
| Wheeling, WV-OH | 1 | $ 295,000 | $ 295,000 | $ 155,000 |
Mortgage Loan Application Detail Totals for National Bank of Kansas City in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,157 | $404,476,000 | $201,941 | $816,000 | $118,607 | $972,000 |
| Refinancing | 2,105 | $556,500,000 | $262,122 | $1,000,000 | $128,816 | $5,022,000 |
| Home Improvement | 7 | $1,627,000 | $171,000 | $1,360,000 | $100,000 | $384,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,813 | $607,144,000 | $226,333 | $1,000,000 | $122,549 | $5,022,000 |
| Not Provided | 812 | $202,901,000 | $245,659 | $1,360,000 | $124,045 | $972,000 |
| Asian | 329 | $86,451,000 | $237,764 | $712,000 | $116,264 | $501,000 |
| Hispanic | 194 | $40,756,000 | $206,826 | $903,000 | $108,217 | $324,000 |
| Black or African American | 91 | $18,125,000 | $232,818 | $536,000 | $96,590 | $219,000 |
| American Indian or Alaskan Native | 16 | $4,187,000 | $270,833 | $500,000 | $85,833 | $258,000 |
| Not applicable | 8 | $1,199,000 | $121,000 | $525,000 | $23,333 | $70,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,840,000 | $305,600 | $419,000 | $92,200 | $138,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,977 | $923,542,000 | $228,117 | $1,360,000 | $127,372 | $5,022,000 |
| VA-guaranteed (Veterans Administration) | 138 | $24,645,000 | $194,411 | $351,000 | $63,617 | $164,000 |
| FHA-insured (Federal Housing Administration) | 136 | $12,039,000 | $97,000 | $198,000 | $50,500 | $320,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $2,377,000 | $132,000 | $174,000 | $54,000 | $117,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,848 | $881,817,000 | $228,440 | $1,360,000 | $121,980 | $1,195,000 |
| Application Approved But Not Accepted | 223 | $46,712,000 | $245,764 | $1,000,000 | $135,529 | $5,022,000 |
| Application Withdrawn By Applicant | 111 | $20,774,000 | $208,129 | $800,000 | $122,580 | $468,000 |
| Application Denied By Financial Institution | 85 | $13,128,000 | $226,083 | $960,000 | $103,500 | $408,000 |
| File Closed For Incompleteness | 2 | $172,000 | $86,000 | $138,000 | $101,000 | $117,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 28 | $3,310,000 | $264,500 | $751,000 | $109,750 | $240,000 |
| Collateral | 27 | $5,318,000 | $211,625 | $960,000 | $105,750 | $408,000 |
| Debt-To-Income Ratio | 18 | $2,944,000 | $171,100 | $512,000 | $77,000 | $216,000 |
| Employment History | 5 | $653,000 | $149,750 | $400,000 | $125,000 | $225,000 |
| Other | 3 | $490,000 | $163,333 | $235,000 | $43,000 | $88,000 |
| Unverifiable Information | 3 | $369,000 | $163,500 | $286,000 | $36,000 | $93,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $44,000 | $44,000 | $44,000 | $24,000 | $24,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into National Bank of Kansas City's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess National Bank of Kansas City's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About