National Bank of Kansas City Mortgage Lending & HMDA Data, 2005

In 2005, National Bank of Kansas City of Overland Park, KS reported 4,269 mortgage applications totaling $962.6 million, down 56% from 2004. The average application was for $225,486, and applicants reported an average income of $105,995. 90% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Kansas City, MO-KS (424), Topeka, KS (272) and Phoenix-Mesa-Scottsdale, AZ (158) (applications in parentheses).

Mortgage Company & Address National Bank of Kansas City
10700 Nall Avenue
Overland Park, KS 66211
Tel #: available with data download
Federal Regulator * available with data download
Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,269
Total Mortgage Loan Application Amount $962,603,000
Average Mortgage Loan Application Amount $225,486
Highest Mortgage Loan Application Amount $1,360,000
Average Applicant Income $105,995
Highest Applicant Income $5,022,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records National Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for National Bank of Kansas City by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Shawnee, Kansas 233 $ 19,204,000 $ 82,420 $ 41,000
Johnson, Kansas 194 $ 31,891,000 $ 164,386 $ 100,000
Jackson, Missouri 191 $ 25,875,000 $ 135,471 $ 63,000
Maricopa, Arizona 153 $ 36,831,000 $ 240,725 $ 90,000
Clay, Missouri 143 $ 15,889,000 $ 111,111 $ 83,000
Los Angeles, California 89 $ 28,047,000 $ 315,134 $ 96,000
Clark, Nevada 84 $ 20,965,000 $ 249,583 $ 101,000
King, Washington 82 $ 23,266,000 $ 283,731 $ 109,000
San Diego, California 62 $ 19,491,000 $ 314,370 $ 94,000
Middlesex, New Jersey 55 $ 14,366,000 $ 261,200 $ 98,000
Platte, Missouri 50 $ 6,897,000 $ 137,940 $ 87,000
Fairfax, Virginia 45 $ 15,176,000 $ 337,244 $ 126,000
Riverside, California 39 $ 11,908,000 $ 305,333 $ 186,000
Cook, Illinois 39 $ 9,909,000 $ 254,076 $ 166,000
Morris, New Jersey 39 $ 9,802,000 $ 251,333 $ 150,000
Orange, California 38 $ 15,314,000 $ 403,000 $ 114,000
San Bernardino, California 38 $ 10,155,000 $ 267,236 $ 113,000
District of Columbia, District Of Columbia 37 $ 11,639,000 $ 314,567 $ 115,000
Washoe, Nevada 36 $ 10,400,000 $ 288,888 $ 127,000
Washington, Oregon 35 $ 7,580,000 $ 216,571 $ 121,000
Bergen, New Jersey 34 $ 11,563,000 $ 340,088 $ 122,000
Fulton, Georgia 31 $ 7,236,000 $ 233,419 $ 101,000
Alameda, California 30 $ 11,360,000 $ 378,666 $ 118,000
Santa Clara, California 29 $ 11,991,000 $ 413,482 $ 127,000
Contra Costa, California 27 $ 8,556,000 $ 316,888 $ 116,000
Sacramento, California 26 $ 8,025,000 $ 308,653 $ 115,000
Somerset, New Jersey 26 $ 7,242,000 $ 278,538 $ 151,000
Palm Beach, Florida 25 $ 6,345,000 $ 253,800 $ 115,000
Osage, Kansas 25 $ 1,888,000 $ 75,520 $ 49,000
Multnomah, Oregon 25 $ 4,551,000 $ 182,040 $ 97,000
Cass, Missouri 22 $ 2,607,000 $ 118,500 $ 70,000
Monmouth, New Jersey 22 $ 6,561,000 $ 298,227 $ 147,000
El Paso, Colorado 21 $ 3,751,000 $ 178,619 $ 55,000
Burlington, New Jersey 21 $ 4,597,000 $ 218,904 $ 98,000
Salt Lake, Utah 21 $ 3,612,000 $ 172,000 $ 135,000
Snohomish, Washington 21 $ 5,293,000 $ 252,047 $ 107,000
Honolulu, Hawaii 20 $ 5,692,000 $ 284,600 $ 88,000
Essex, New Jersey 20 $ 7,466,000 $ 373,300 $ 129,000
Ocean, New Jersey 20 $ 5,712,000 $ 285,600 $ 115,000
Passaic, New Jersey 20 $ 4,763,000 $ 238,150 $ 102,000
Union, New Jersey 20 $ 5,545,000 $ 277,250 $ 132,000
Montgomery, Pennsylvania 20 $ 3,914,000 $ 195,700 $ 111,000
Loudoun, Virginia 20 $ 8,341,000 $ 417,050 $ 163,000
Wyandotte, Kansas 19 $ 1,845,000 $ 97,105 $ 59,000
Middlesex, Massachusetts 19 $ 5,322,000 $ 280,105 $ 100,000
Clackamas, Oregon 19 $ 4,473,000 $ 235,421 $ 141,000
Pima, Arizona 18 $ 4,577,000 $ 254,277 $ 98,000
Cuyahoga, Ohio 18 $ 2,323,000 $ 129,055 $ 70,000
Bucks, Pennsylvania 18 $ 5,175,000 $ 287,500 $ 121,000
Chester, Pennsylvania 18 $ 4,775,000 $ 265,277 $ 128,000
Hartford, Connecticut 17 $ 3,457,000 $ 203,352 $ 129,000
New Castle, Delaware 17 $ 4,110,000 $ 241,764 $ 115,000
Clark, Washington 17 $ 4,129,000 $ 242,882 $ 87,000
Fresno, California 16 $ 5,150,000 $ 321,875 $ 106,000
Ventura, California 16 $ 5,574,000 $ 348,375 $ 86,000
Oakland, Michigan 16 $ 4,154,000 $ 259,625 $ 106,000
Mercer, New Jersey 16 $ 3,343,000 $ 208,937 $ 85,000
Henrico, Virginia 16 $ 2,912,000 $ 182,000 $ 128,000
Fairfield, Connecticut 15 $ 5,638,000 $ 375,866 $ 140,000
DuPage, Illinois 15 $ 3,765,000 $ 251,000 $ 130,000
Anne Arundel, Maryland 15 $ 4,511,000 $ 300,733 $ 120,000
Nassau, New York 15 $ 4,819,000 $ 321,266 $ 131,000
Solano, California 14 $ 4,751,000 $ 339,357 $ 91,000
Hennepin, Minnesota 14 $ 3,322,000 $ 237,285 $ 94,000
Gloucester, New Jersey 14 $ 3,384,000 $ 241,714 $ 125,000
Mecklenburg, North Carolina 14 $ 4,354,000 $ 311,000 $ 800,000
Kitsap, Washington 14 $ 3,628,000 $ 259,142 $ 94,000
Kern, California 13 $ 3,025,000 $ 232,692 $ 93,000
Ada, Idaho 13 $ 2,324,000 $ 178,769 $ 128,000
Montgomery, Maryland 13 $ 4,384,000 $ 337,230 $ 158,000
Hunterdon, New Jersey 13 $ 3,791,000 $ 291,615 $ 106,000
Suffolk, New York 13 $ 3,864,000 $ 297,230 $ 138,000
Delaware, Pennsylvania 13 $ 2,614,000 $ 201,076 $ 103,000
Wake, North Carolina 12 $ 2,452,000 $ 204,333 $ 132,000
Prince William, Virginia 12 $ 3,729,000 $ 310,750 $ 108,000
Pierce, Washington 12 $ 2,210,000 $ 184,166 $ 53,000
Stanislaus, California 11 $ 2,948,000 $ 268,000 $ 78,000
Broward, Florida 11 $ 2,241,000 $ 203,727 $ 70,000
Douglas, Kansas 11 $ 1,055,000 $ 95,909 $ 70,000
Ray, Missouri 11 $ 1,006,000 $ 91,454 $ 93,000
St. Louis, Missouri 11 $ 2,174,000 $ 197,636 $ 101,000
Hudson, New Jersey 11 $ 3,161,000 $ 287,363 $ 164,000
Franklin, Ohio 11 $ 2,302,000 $ 209,272 $ 81,000
Shelby, Tennessee 11 $ 2,173,000 $ 197,545 $ 88,000
Harris, Texas 11 $ 2,469,000 $ 224,454 $ 174,000
San Joaquin, California 10 $ 2,831,000 $ 283,100 $ 90,000
Miami-Dade, Florida 10 $ 1,765,000 $ 176,500 $ 93,000
DeKalb, Georgia 10 $ 2,118,000 $ 211,800 $ 154,000
Miami, Kansas 10 $ 1,552,000 $ 155,200 $ 65,000
Camden, New Jersey 10 $ 2,208,000 $ 220,800 $ 84,000
Sussex, New Jersey 10 $ 2,450,000 $ 245,000 $ 123,000
Arlington, Virginia 10 $ 3,814,000 $ 381,400 $ 135,000
El Dorado, California 9 $ 3,554,000 $ 394,888 $ 129,000
Placer, California 9 $ 3,153,000 $ 350,333 $ 147,000
Douglas, Colorado 9 $ 1,907,000 $ 211,888 $ 128,000
Jefferson, Colorado 9 $ 2,643,000 $ 293,666 $ 142,000
Seminole, Florida 9 $ 2,618,000 $ 290,888 $ 138,000
Lake, Illinois 9 $ 2,662,000 $ 295,777 $ 132,000
Leavenworth, Kansas 9 $ 1,298,000 $ 144,222 $ 50,000
Jefferson, Kentucky 9 $ 2,318,000 $ 257,555 $ 91,000
Frederick, Maryland 9 $ 3,011,000 $ 334,555 $ 111,000
Prince George's, Maryland 9 $ 2,167,000 $ 240,777 $ 120,000
Northampton, Pennsylvania 9 $ 1,344,000 $ 149,333 $ 94,000
Williamson, Tennessee 9 $ 2,024,000 $ 224,888 $ 73,000
Travis, Texas 9 $ 2,062,000 $ 229,111 $ 129,000
Washington, Utah 9 $ 1,554,000 $ 172,666 $ 120,000
Spokane, Washington 9 $ 1,910,000 $ 212,222 $ 119,000
Denver, Colorado 8 $ 1,765,000 $ 220,625 $ 91,000
New Haven, Connecticut 8 $ 2,017,000 $ 252,125 $ 107,000
Will, Illinois 8 $ 1,904,000 $ 238,000 $ 111,000
York, Maine 8 $ 1,566,000 $ 195,750 $ 145,000
Worcester, Massachusetts 8 $ 2,035,000 $ 254,375 $ 137,000
Warren, New Jersey 8 $ 1,843,000 $ 230,375 $ 94,000
Union, North Carolina 8 $ 2,501,000 $ 312,625 $ 168,000
Deschutes, Oregon 8 $ 2,376,000 $ 297,000 $ 132,000
Allegheny, Pennsylvania 8 $ 1,595,000 $ 199,375 $ 115,000
Philadelphia, Pennsylvania 8 $ 1,101,000 $ 137,625 $ 74,000
York, Pennsylvania 8 $ 1,722,000 $ 215,250 $ 98,000
Nueces, Texas 8 $ 1,444,000 $ 180,500 $ 166,000
San Francisco, California 7 $ 2,474,000 $ 353,428 $ 113,000
Santa Barbara, California 7 $ 2,262,000 $ 323,142 $ 102,000
Hillsborough, Florida 7 $ 1,383,000 $ 197,571 $ 89,000
Cobb, Georgia 7 $ 1,589,000 $ 227,000 $ 181,000
Hawaii, Hawaii 7 $ 2,028,000 $ 289,714 $ 117,000
McHenry, Illinois 7 $ 1,453,000 $ 207,571 $ 131,000
Sedgwick, Kansas 7 $ 1,028,000 $ 146,857 $ 78,000
Kings, New York 7 $ 2,038,000 $ 291,142 $ 121,000
Queens, New York 7 $ 2,388,000 $ 341,142 $ 160,000
Providence, Rhode Island 7 $ 1,128,000 $ 161,142 $ 79,000
Horry, South Carolina 7 $ 1,243,000 $ 177,571 $ 116,000
Collin, Texas 7 $ 1,473,000 $ 210,428 $ 127,000
Denton, Texas 7 $ 1,317,000 $ 188,142 $ 100,000
Tarrant, Texas 7 $ 1,942,000 $ 277,428 $ 146,000
Yavapai, Arizona 6 $ 1,765,000 $ 294,166 $ 104,000
Monterey, California 6 $ 2,743,000 $ 457,166 $ 180,000
San Luis Obispo, California 6 $ 1,760,000 $ 293,333 $ 133,000
Duval, Florida 6 $ 1,378,000 $ 229,666 $ 97,000
Orange, Florida 6 $ 1,479,000 $ 246,500 $ 78,000
Maui, Hawaii 6 $ 1,755,000 $ 292,500 $ 119,000
Crawford, Kansas 6 $ 768,000 $ 128,000 $ 210,000
Jackson, Kansas 6 $ 495,000 $ 82,500 $ 37,000
Jefferson, Kansas 6 $ 530,000 $ 88,333 $ 65,000
Baltimore, Maryland 6 $ 1,427,000 $ 237,833 $ 124,000
Douglas, Nebraska 6 $ 922,000 $ 153,666 $ 132,000
Bernalillo, New Mexico 6 $ 1,225,000 $ 204,166 $ 150,000
Lane, Oregon 6 $ 1,059,000 $ 176,500 $ 128,000
Pinal, Arizona 5 $ 811,000 $ 162,200 $ 92,000
Benton, Arkansas 5 $ 1,407,000 $ 281,400 $ 167,000
Madera, California 5 $ 1,834,000 $ 366,800 $ 175,000
Santa Cruz, California 5 $ 1,722,000 $ 344,400 $ 141,000
Pasco, Florida 5 $ 882,000 $ 176,400 $ 90,000
Cherokee, Georgia 5 $ 1,236,000 $ 247,200 $ 127,000
Gwinnett, Georgia 5 $ 1,312,000 $ 262,400 $ 127,000
Hamilton, Indiana 5 $ 1,581,000 $ 316,200 $ 286,000
Polk, Iowa 5 $ 519,000 $ 103,800 $ 93,000
St. Tammany, Louisiana 5 $ 1,199,000 $ 239,800 $ 102,000
Howard, Maryland 5 $ 1,681,000 $ 336,200 $ 110,000
Essex, Massachusetts 5 $ 1,616,000 $ 323,200 $ 90,000
Hampden, Massachusetts 5 $ 977,000 $ 195,400 $ 139,000
Scott, Minnesota 5 $ 894,000 $ 178,800 $ 149,000
St. Charles, Missouri 5 $ 715,000 $ 143,000 $ 83,000
Hillsborough, New Hampshire 5 $ 1,430,000 $ 286,000 $ 110,000
Otero, New Mexico 5 $ 673,000 $ 134,600 $ 63,000
Marion, Oregon 5 $ 771,000 $ 154,200 $ 39,000
Monroe, Pennsylvania 5 $ 1,089,000 $ 217,800 $ 108,000
Davidson, Tennessee 5 $ 1,092,000 $ 218,400 $ 99,000
Hamilton, Tennessee 5 $ 875,000 $ 175,000 $ 80,000
Bexar, Texas 5 $ 1,231,000 $ 246,200 $ 69,000
Williamson, Texas 5 $ 871,000 $ 174,200 $ 114,000
Windsor, Vermont 5 $ 1,283,000 $ 256,600 $ 136,000
Chesterfield, Virginia 5 $ 1,413,000 $ 282,600 $ 130,000
Benton, Washington 5 $ 613,000 $ 122,600 $ 84,000
Thurston, Washington 5 $ 812,000 $ 162,400 $ 94,000
Jefferson, Alabama 4 $ 796,000 $ 199,000 $ 105,000
Madison, Alabama 4 $ 644,000 $ 161,000 $ 135,000
Mohave, Arizona 4 $ 859,000 $ 214,750 $ 91,000
Butte, California 4 $ 1,028,000 $ 257,000 $ 81,000
Mono, California 4 $ 963,000 $ 240,750 $ 125,000
Nevada, California 4 $ 1,101,000 $ 275,250 $ 90,000
San Mateo, California 4 $ 1,681,000 $ 420,250 $ 161,000
Shasta, California 4 $ 1,456,000 $ 364,000 $ 233,000
Sonoma, California 4 $ 1,777,000 $ 444,250 $ 130,000
Tulare, California 4 $ 891,000 $ 222,750 $ 63,000
Sussex, Delaware 4 $ 1,197,000 $ 299,250 $ 184,000
Manatee, Florida 4 $ 1,089,000 $ 272,250 $ 131,000
St. Johns, Florida 4 $ 612,000 $ 153,000 $ 138,000
Forsyth, Georgia 4 $ 1,212,000 $ 303,000 $ 131,000
Kootenai, Idaho 4 $ 1,121,000 $ 280,250 $ 109,000
Androscoggin, Maine 4 $ 411,000 $ 102,750 $ 62,000
Cumberland, Maine 4 $ 1,150,000 $ 287,500 $ 153,000
Baltimore City, Maryland 4 $ 392,000 $ 98,000 $ 81,000
Norfolk, Massachusetts 4 $ 1,398,000 $ 349,500 $ 114,000
Wayne, Michigan 4 $ 1,143,000 $ 285,750 $ 157,000
Carver, Minnesota 4 $ 1,139,000 $ 284,750 $ 175,000
Dakota, Minnesota 4 $ 815,000 $ 203,750 $ 106,000
Buchanan, Missouri 4 $ 430,000 $ 107,500 $ 52,000
Camden, Missouri 4 $ 1,556,000 $ 389,000 $ 207,000
Rockingham, New Hampshire 4 $ 1,285,000 $ 321,250 $ 108,000
Atlantic, New Jersey 4 $ 1,207,000 $ 301,750 $ 148,000
Cape May, New Jersey 4 $ 1,391,000 $ 347,750 $ 169,000
Santa Fe, New Mexico 4 $ 866,000 $ 216,500 $ 96,000
Dutchess, New York 4 $ 833,000 $ 208,250 $ 101,000
Orange, New York 4 $ 1,323,000 $ 330,750 $ 111,000
Westchester, New York 4 $ 1,212,000 $ 303,000 $ 131,000
Durham, North Carolina 4 $ 526,000 $ 131,500 $ 63,000
Fairfield, Ohio 4 $ 381,000 $ 95,250 $ 68,000
Hamilton, Ohio 4 $ 854,000 $ 213,500 $ 119,000
Oklahoma, Oklahoma 4 $ 956,000 $ 239,000 $ 87,000
Lebanon, Pennsylvania 4 $ 656,000 $ 164,000 $ 114,000
Wayne, Pennsylvania 4 $ 600,000 $ 150,000 $ 195,000
Beaufort, South Carolina 4 $ 992,000 $ 248,000 $ 530,000
El Paso, Texas 4 $ 599,000 $ 149,750 $ 192,000
Utah, Utah 4 $ 667,000 $ 166,750 $ 88,000
Weber, Utah 4 $ 1,097,000 $ 274,250 $ 94,000
James City, Virginia 4 $ 1,066,000 $ 266,500 $ 131,000
Spotsylvania, Virginia 4 $ 952,000 $ 238,000 $ 88,000
Whatcom, Washington 4 $ 1,055,000 $ 263,750 $ 86,000
Dane, Wisconsin 4 $ 1,343,000 $ 335,750 $ 160,000
Waukesha, Wisconsin 4 $ 1,144,000 $ 286,000 $ 134,000
Autauga, Alabama 3 $ 473,000 $ 157,666 $ 106,000
Shelby, Alabama 3 $ 355,000 $ 118,333 $ 85,000
Gila, Arizona 3 $ 312,000 $ 104,000 $ 97,000
Arapahoe, Colorado 3 $ 1,503,000 $ 501,000 $ 221,000
Boulder, Colorado 3 $ 645,000 $ 215,000 $ 117,000
Litchfield, Connecticut 3 $ 724,000 $ 241,333 $ 66,000
Tolland, Connecticut 3 $ 582,000 $ 194,000 $ 130,000
Lee, Florida 3 $ 556,000 $ 185,333 $ 75,000
Pinellas, Florida 3 $ 376,000 $ 125,333 $ 26,000
Sarasota, Florida 3 $ 777,000 $ 259,000 $ 149,000
Chatham, Georgia 3 $ 847,000 $ 282,333 $ 100,000
Hall, Georgia 3 $ 629,000 $ 209,666 $ 107,000
Scott, Iowa 3 $ 283,000 $ 94,333 $ 62,000
Wilson, Kansas 3 $ 160,000 $ 53,333 $ 31,000
Calcasieu, Louisiana 3 $ 332,000 $ 110,666 $ 90,000
East Baton Rouge, Louisiana 3 $ 398,000 $ 132,666 $ 110,000
Hancock, Maine 3 $ 641,000 $ 213,666 $ 99,000
Carroll, Maryland 3 $ 895,000 $ 298,333 $ 107,000
Harford, Maryland 3 $ 1,040,000 $ 346,666 $ 124,000
Plymouth, Massachusetts 3 $ 508,000 $ 169,333 $ 81,000
Sherburne, Minnesota 3 $ 523,000 $ 174,333 $ 99,000
Bates, Missouri 3 $ 369,000 $ 123,000 $ 101,000
Benton, Missouri 3 $ 269,000 $ 89,666 $ 120,000
Clinton, Missouri 3 $ 344,000 $ 114,666 $ 64,000
Johnson, Missouri 3 $ 489,000 $ 163,000 $ 65,000
Morgan, Missouri 3 $ 265,000 $ 88,333 $ 133,000
Douglas, Nevada 3 $ 738,000 $ 246,000 $ 95,000
Merrimack, New Hampshire 3 $ 627,000 $ 209,000 $ 53,000
Bronx, New York 3 $ 781,000 $ 260,333 $ 92,000
Putnam, New York 3 $ 1,116,000 $ 372,000 $ 108,000
Brunswick, North Carolina 3 $ 1,051,000 $ 350,333 $ 95,000
Moore, North Carolina 3 $ 755,000 $ 251,666 $ 156,000
Orange, North Carolina 3 $ 743,000 $ 247,666 $ 141,000
Butler, Ohio 3 $ 421,000 $ 140,333 $ 113,000
Delaware, Ohio 3 $ 852,000 $ 284,000 $ 117,000
Erie, Ohio 3 $ 957,000 $ 319,000 $ 111,000
Lorain, Ohio 3 $ 771,000 $ 257,000 $ 114,000
Lucas, Ohio 3 $ 391,000 $ 130,333 $ 77,000
Warren, Ohio 3 $ 517,000 $ 172,333 $ 112,000
Jackson, Oregon 3 $ 753,000 $ 251,000 $ 104,000
Polk, Oregon 3 $ 448,000 $ 149,333 $ 133,000
Berks, Pennsylvania 3 $ 720,000 $ 240,000 $ 97,000
Luzerne, Pennsylvania 3 $ 250,000 $ 83,333 $ 48,000
Newport, Rhode Island 3 $ 597,000 $ 199,000 $ 112,000
Aiken, South Carolina 3 $ 318,000 $ 106,000 $ 67,000
Charleston, South Carolina 3 $ 953,000 $ 317,666 $ 81,000
Florence, South Carolina 3 $ 535,000 $ 178,333 $ 103,000
Dallas, Texas 3 $ 403,000 $ 134,333 $ 174,000
Alexandria, Virginia 3 $ 1,135,000 $ 378,333 $ 130,000
Chesapeake, Virginia 3 $ 643,000 $ 214,333 $ 86,000
Hampton, Virginia 3 $ 633,000 $ 211,000 $ 93,000
Virginia Beach, Virginia 3 $ 691,000 $ 230,333 $ 130,000
Milwaukee, Wisconsin 3 $ 797,000 $ 265,666 $ 105,000
Teton, Wyoming 3 $ 1,090,000 $ 363,333 $ 440,000
Baldwin, Alabama 2 $ 558,000 $ 279,000 $ 126,000
Lee, Alabama 2 $ 198,000 $ 99,000 $ 49,000
Anchorage, Alaska 2 $ 559,000 $ 279,500 $ 87,000
Matanuska-Susitna, Alaska 2 $ 525,000 $ 262,500 $ 69,000
Yuma, Arizona 2 $ 820,000 $ 410,000 $ 144,000
Pulaski, Arkansas 2 $ 981,000 $ 490,500 $ 229,000
Calaveras, California 2 $ 407,000 $ 203,500 $ 175,000
Humboldt, California 2 $ 515,000 $ 257,500 $ 79,000
Kings, California 2 $ 371,000 $ 185,500 $ 86,000
Marin, California 2 $ 601,000 $ 300,500 $ 90,000
Mariposa, California 2 $ 565,000 $ 282,500 $ 65,000
Merced, California 2 $ 467,000 $ 233,500 $ 47,000
Napa, California 2 $ 512,000 $ 256,000 $ 78,000
Grand, Colorado 2 $ 716,000 $ 358,000 $ 192,000
Larimer, Colorado 2 $ 227,000 $ 113,500 $ 57,000
Summit, Colorado 2 $ 837,000 $ 418,500 $ 331,000
Brevard, Florida 2 $ 339,000 $ 169,500 $ 104,000
Escambia, Florida 2 $ 213,000 $ 106,500 $ 48,000
Okaloosa, Florida 2 $ 529,000 $ 264,500 $ 83,000
Osceola, Florida 2 $ 419,000 $ 209,500 $ 100,000
Polk, Florida 2 $ 576,000 $ 288,000 $ 128,000
St. Lucie, Florida 2 $ 409,000 $ 204,500 $ 104,000
Columbia, Georgia 2 $ 408,000 $ 204,000 $ 69,000
Henry, Georgia 2 $ 586,000 $ 293,000 $ 123,000
Houston, Georgia 2 $ 371,000 $ 185,500 $ 73,000
Spalding, Georgia 2 $ 236,000 $ 118,000 $ 51,000
Union, Georgia 2 $ 641,000 $ 320,500 $ 198,000
Boone, Illinois 2 $ 283,000 $ 141,500 $ 92,000
Kane, Illinois 2 $ 557,000 $ 278,500 $ 137,000
Madison, Illinois 2 $ 288,000 $ 144,000 $ 58,000
Johnson, Indiana 2 $ 226,000 $ 113,000 $ 100,000
Kosciusko, Indiana 2 $ 210,000 $ 105,000 $ 91,000
Lake, Indiana 2 $ 199,000 $ 99,500 $ 40,000
Madison, Indiana 2 $ 315,000 $ 157,500 $ 76,000
Porter, Indiana 2 $ 172,000 $ 86,000 $ 75,000
Bremer, Iowa 2 $ 400,000 $ 200,000 $ 104,000
Allen, Kansas 2 $ 174,000 $ 87,000 $ 40,000
Franklin, Kansas 2 $ 222,000 $ 111,000 $ 24,000
Kiowa, Kansas 2 $ 119,000 $ 59,500 $ 104,000
Sumner, Kansas 2 $ 277,000 $ 138,500 $ 105,000
Wabaunsee, Kansas 2 $ 145,000 $ 72,500 $ 55,000
Boone, Kentucky 2 $ 194,000 $ 97,000 $ 82,000
Bullitt, Kentucky 2 $ 200,000 $ 100,000 $ 59,000
Orleans, Louisiana 2 $ 520,000 $ 260,000 $ 127,000
Ouachita, Louisiana 2 $ 181,000 $ 90,500 $ 172,000
St. Charles, Louisiana 2 $ 195,000 $ 97,500 $ 97,000
Calvert, Maryland 2 $ 511,000 $ 255,500 $ 125,000
Charles, Maryland 2 $ 548,000 $ 274,000 $ 122,000
Worcester, Maryland 2 $ 179,000 $ 89,500 $ 68,000
Suffolk, Massachusetts 2 $ 597,000 $ 298,500 $ 214,000
Kalamazoo, Michigan 2 $ 210,000 $ 105,000 $ 109,000
Crow Wing, Minnesota 2 $ 720,000 $ 360,000 $ 150,000
Lake, Minnesota 2 $ 73,000 $ 36,500 $ 29,000
Polk, Minnesota 2 $ 162,000 $ 81,000 $ 59,000
Christian, Missouri 2 $ 718,000 $ 359,000 $ 72,000
Lewis, Missouri 2 $ 194,000 $ 97,000 $ 65,000
St. Louis City, Missouri 2 $ 291,000 $ 145,500 $ 128,000
Flathead, Montana 2 $ 593,000 $ 296,500 $ 519,000
Gallatin, Montana 2 $ 373,000 $ 186,500 $ 73,000
Missoula, Montana 2 $ 465,000 $ 232,500 $ 58,000
Park, Montana 2 $ 94,000 $ 47,000 $ 34,000
Lancaster, Nebraska 2 $ 199,000 $ 99,500 $ 103,000
Nemaha, Nebraska 2 $ 209,000 $ 104,500 $ 91,000
Sarpy, Nebraska 2 $ 289,000 $ 144,500 $ 42,000
Carson City, Nevada 2 $ 493,000 $ 246,500 $ 61,000
Churchill, Nevada 2 $ 507,000 $ 253,500 $ 73,000
Lyon, Nevada 2 $ 404,000 $ 202,000 $ 135,000
Grafton, New Hampshire 2 $ 176,000 $ 88,000 $ 75,000
Salem, New Jersey 2 $ 630,000 $ 315,000 $ 118,000
Albany, New York 2 $ 342,000 $ 171,000 $ 95,000
Erie, New York 2 $ 336,000 $ 168,000 $ 113,000
Onondaga, New York 2 $ 223,000 $ 111,500 $ 91,000
Rockland, New York 2 $ 750,000 $ 375,000 $ 105,000
Saratoga, New York 2 $ 375,000 $ 187,500 $ 103,000
Warren, New York 2 $ 176,000 $ 88,000 $ 84,000
Clay, North Carolina 2 $ 480,000 $ 240,000 $ 222,000
Forsyth, North Carolina 2 $ 371,000 $ 185,500 $ 140,000
Gaston, North Carolina 2 $ 329,000 $ 164,500 $ 139,000
Jackson, North Carolina 2 $ 616,000 $ 308,000 $ 242,000
Allen, Ohio 2 $ 161,000 $ 80,500 $ 52,000
Clermont, Ohio 2 $ 290,000 $ 145,000 $ 85,000
Lake, Ohio 2 $ 333,000 $ 166,500 $ 130,000
Summit, Ohio 2 $ 438,000 $ 219,000 $ 169,000
Union, Ohio 2 $ 532,000 $ 266,000 $ 132,000
Wayne, Ohio 2 $ 261,000 $ 130,500 $ 120,000
Osage, Oklahoma 2 $ 166,000 $ 83,000 $ 85,000
Tulsa, Oklahoma 2 $ 849,000 $ 424,500 $ 440,000
Columbia, Oregon 2 $ 274,000 $ 137,000 $ 96,000
Coos, Oregon 2 $ 214,000 $ 107,000 $ 98,000
Douglas, Oregon 2 $ 324,000 $ 162,000 $ 162,000
Hood River, Oregon 2 $ 257,000 $ 128,500 $ 96,000
Josephine, Oregon 2 $ 328,000 $ 164,000 $ 85,000
Klamath, Oregon 2 $ 591,000 $ 295,500 $ 163,000
Linn, Oregon 2 $ 159,000 $ 79,500 $ 57,000
Beaver, Pennsylvania 2 $ 176,000 $ 88,000 $ 106,000
Butler, Pennsylvania 2 $ 312,000 $ 156,000 $ 105,000
Cambria, Pennsylvania 2 $ 190,000 $ 95,000 $ 192,000
Centre, Pennsylvania 2 $ 195,000 $ 97,500 $ 57,000
Lackawanna, Pennsylvania 2 $ 344,000 $ 172,000 $ 180,000
Lawrence, Pennsylvania 2 $ 554,000 $ 277,000 $ 112,000
Lycoming, Pennsylvania 2 $ 140,000 $ 70,000 $ 65,000
Washington, Pennsylvania 2 $ 176,000 $ 88,000 $ 141,000
Washington, Rhode Island 2 $ 399,000 $ 199,500 $ 58,000
Spartanburg, South Carolina 2 $ 369,000 $ 184,500 $ 64,000
Minnehaha, South Dakota 2 $ 217,000 $ 108,500 $ 65,000
Union, South Dakota 2 $ 146,000 $ 73,000 $ 72,000
Claiborne, Tennessee 2 $ 99,000 $ 49,500 $ 185,000
Knox, Tennessee 2 $ 189,000 $ 94,500 $ 106,000
Rutherford, Tennessee 2 $ 204,000 $ 102,000 $ 160,000
Sevier, Tennessee 2 $ 203,000 $ 101,500 $ 86,000
Galveston, Texas 2 $ 285,000 $ 142,500 $ 110,000
Grayson, Texas 2 $ 162,000 $ 81,000 $ 115,000
Wichita, Texas 2 $ 210,000 $ 105,000 $ 84,000
Davis, Utah 2 $ 472,000 $ 236,000 $ 103,000
Morgan, Utah 2 $ 230,000 $ 115,000 $ 70,000
Summit, Utah 2 $ 830,000 $ 415,000 $ 173,000
Tooele, Utah 2 $ 291,000 $ 145,500 $ 79,000
Grand Isle, Vermont 2 $ 460,000 $ 230,000 $ 102,000
Rutland, Vermont 2 $ 543,000 $ 271,500 $ 86,000
Augusta, Virginia 2 $ 301,000 $ 150,500 $ 72,000
Montgomery, Virginia 2 $ 273,000 $ 136,500 $ 55,000
Stafford, Virginia 2 $ 618,000 $ 309,000 $ 103,000
Warren, Virginia 2 $ 700,000 $ 350,000 $ 67,000
Westmoreland, Virginia 2 $ 375,000 $ 187,500 $ 236,000
Clallam, Washington 2 $ 654,000 $ 327,000 $ 63,000
Cowlitz, Washington 2 $ 275,000 $ 137,500 $ 78,000
Putnam, West Virginia 2 $ 219,000 $ 109,500 $ 123,000
Marathon, Wisconsin 2 $ 860,000 $ 430,000 $ 224,000
Polk, Wisconsin 2 $ 479,000 $ 239,500 $ 99,000
Racine, Wisconsin 2 $ 483,000 $ 241,500 $ 149,000
Rock, Wisconsin 2 $ 500,000 $ 250,000 $ 84,000
Sauk, Wisconsin 2 $ 214,000 $ 107,000 $ 95,000
Shawano, Wisconsin 2 $ 223,000 $ 111,500 $ 84,000
Sheboygan, Wisconsin 2 $ 166,000 $ 83,000 $ 96,000
St. Croix, Wisconsin 2 $ 560,000 $ 280,000 $ 124,000
Washington, Wisconsin 2 $ 611,000 $ 305,500 $ 85,000
Cullman, Alabama 1 $ 300,000 $ 300,000 $ 168,000
Marion, Alabama 1 $ 260,000 $ 260,000 $ 108,000
Montgomery, Alabama 1 $ 160,000 $ 160,000 $ 85,000
Randolph, Alabama 1 $ 280,000 $ 280,000 $ 84,000
Tuscaloosa, Alabama 1 $ 330,000 $ 330,000 $ 62,000
Cochise, Arizona 1 $ 232,000 $ 232,000 $ 138,000
Coconino, Arizona 1 $ 263,000 $ 263,000 $ 44,000
Navajo, Arizona 1 $ 448,000 $ 448,000 $ 350,000
Santa Cruz, Arizona 1 $ 130,000 $ 130,000 $ 74,000
Craighead, Arkansas 1 $ 168,000 $ 168,000 $ 49,000
Grant, Arkansas 1 $ 135,000 $ 135,000 $ 79,000
Logan, Arkansas 1 $ 121,000 $ 121,000 $ 31,000
Sebastian, Arkansas 1 $ 125,000 $ 125,000 $ 72,000
Mendocino, California 1 $ 405,000 $ 405,000 $ 106,000
Plumas, California 1 $ 158,000 $ 158,000 $ 94,000
Yolo, California 1 $ 360,000 $ 360,000 $ 148,000
Adams, Colorado 1 $ 300,000 $ 300,000 $ 108,000
Broomfield, Colorado 1 $ 196,000 $ 196,000 $ 117,000
Garfield, Colorado 1 $ 200,000 $ 200,000 $ 65,000
Pueblo, Colorado 1 $ 160,000 $ 160,000 $ 78,000
Teller, Colorado 1 $ 432,000 $ 432,000 $ 185,000
Alachua, Florida 1 $ 164,000 $ 164,000 $ 148,000
Charlotte, Florida 1 $ 229,000 $ 229,000 $ 97,000
Collier, Florida 1 $ 308,000 $ 308,000 $ 71,000
Flagler, Florida 1 $ 100,000 $ 100,000 $ 47,000
Highlands, Florida 1 $ 200,000 $ 200,000 $ 85,000
Lake, Florida 1 $ 329,000 $ 329,000 $ 98,000
Leon, Florida 1 $ 117,000 $ 117,000 $ 86,000
Monroe, Florida 1 $ 206,000 $ 206,000 $ 0
Sumter, Florida 1 $ 176,000 $ 176,000 $ 108,000
Volusia, Florida 1 $ 150,000 $ 150,000 $ 72,000
Barrow, Georgia 1 $ 110,000 $ 110,000 $ 84,000
Bryan, Georgia 1 $ 216,000 $ 216,000 $ 170,000
Fayette, Georgia 1 $ 187,000 $ 187,000 $ 67,000
Lumpkin, Georgia 1 $ 305,000 $ 305,000 $ 174,000
Oconee, Georgia 1 $ 348,000 $ 348,000 $ 135,000
Paulding, Georgia 1 $ 253,000 $ 253,000 $ 120,000
Pickens, Georgia 1 $ 266,000 $ 266,000 $ 97,000
Walker, Georgia 1 $ 235,000 $ 235,000 $ 66,000
Bonner, Idaho 1 $ 544,000 $ 544,000 $ 258,000
Bonneville, Idaho 1 $ 234,000 $ 234,000 $ 61,000
Gooding, Idaho 1 $ 200,000 $ 200,000 $ 138,000
Latah, Idaho 1 $ 186,000 $ 186,000 $ 75,000
Lemhi, Idaho 1 $ 248,000 $ 248,000 $ 77,000
Valley, Idaho 1 $ 316,000 $ 316,000 $ 165,000
Champaign, Illinois 1 $ 345,000 $ 345,000 $ 126,000
LaSalle, Illinois 1 $ 157,000 $ 157,000 $ 87,000
Peoria, Illinois 1 $ 125,000 $ 125,000 $ 130,000
Allen, Indiana 1 $ 260,000 $ 260,000 $ 163,000
Bartholomew, Indiana 1 $ 216,000 $ 216,000 $ 137,000
Dearborn, Indiana 1 $ 176,000 $ 176,000 $ 112,000
Hendricks, Indiana 1 $ 450,000 $ 450,000 $ 196,000
Marion, Indiana 1 $ 443,000 $ 443,000 $ 338,000
Monroe, Indiana 1 $ 334,000 $ 334,000 $ 124,000
Ripley, Indiana 1 $ 290,000 $ 290,000 $ 115,000
Vanderburgh, Indiana 1 $ 359,000 $ 359,000 $ 144,000
Warren, Iowa 1 $ 124,000 $ 124,000 $ 120,000
Anderson, Kansas 1 $ 57,000 $ 57,000 $ 16,000
Butler, Kansas 1 $ 90,000 $ 90,000 $ 45,000
Finney, Kansas 1 $ 203,000 $ 203,000 $ 129,000
Linn, Kansas 1 $ 86,000 $ 86,000 $ 44,000
Riley, Kansas 1 $ 306,000 $ 306,000 $ 72,000
Shelby, Kentucky 1 $ 180,000 $ 180,000 $ 67,000
Avoyelles, Louisiana 1 $ 143,000 $ 143,000 $ 40,000
Bossier, Louisiana 1 $ 206,000 $ 206,000 $ 75,000
Jefferson, Louisiana 1 $ 200,000 $ 200,000 $ 66,000
Livingston, Louisiana 1 $ 181,000 $ 181,000 $ 131,000
Rapides, Louisiana 1 $ 242,000 $ 242,000 $ 117,000
Somerset, Maine 1 $ 44,000 $ 44,000 $ 105,000
Queen Anne's, Maryland 1 $ 537,000 $ 537,000 $ 205,000
St. Mary's, Maryland 1 $ 223,000 $ 223,000 $ 68,000
Wicomico, Maryland 1 $ 187,000 $ 187,000 $ 80,000
Bristol, Massachusetts 1 $ 335,000 $ 335,000 $ 756,000
Franklin, Massachusetts 1 $ 240,000 $ 240,000 $ 75,000
Benzie, Michigan 1 $ 300,000 $ 300,000 $ 504,000
Cass, Michigan 1 $ 360,000 $ 360,000 $ 204,000
Ingham, Michigan 1 $ 353,000 $ 353,000 $ 165,000
Kent, Michigan 1 $ 570,000 $ 570,000 $ 269,000
Livingston, Michigan 1 $ 200,000 $ 200,000 $ 85,000
Macomb, Michigan 1 $ 188,000 $ 188,000 $ 0
Mason, Michigan 1 $ 174,000 $ 174,000 $ 50,000
Muskegon, Michigan 1 $ 230,000 $ 230,000 $ 0
Ottawa, Michigan 1 $ 128,000 $ 128,000 $ 0
St. Clair, Michigan 1 $ 230,000 $ 230,000 $ 69,000
Washtenaw, Michigan 1 $ 230,000 $ 230,000 $ 150,000
Anoka, Minnesota 1 $ 220,000 $ 220,000 $ 96,000
Brown, Minnesota 1 $ 228,000 $ 228,000 $ 139,000
Cass, Minnesota 1 $ 376,000 $ 376,000 $ 160,000
Ramsey, Minnesota 1 $ 268,000 $ 268,000 $ 214,000
Hancock, Mississippi 1 $ 168,000 $ 168,000 $ 147,000
Harrison, Mississippi 1 $ 194,000 $ 194,000 $ 88,000
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Mortgage Loan Application Detail Totals for National Bank of Kansas City in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,157 $404,476,000 $201,941 $816,000 $118,607 $972,000
Refinancing 2,105 $556,500,000 $262,122 $1,000,000 $128,816 $5,022,000
Home Improvement 7 $1,627,000 $171,000 $1,360,000 $100,000 $384,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,813 $607,144,000 $226,333 $1,000,000 $122,549 $5,022,000
Not Provided 812 $202,901,000 $245,659 $1,360,000 $124,045 $972,000
Asian 329 $86,451,000 $237,764 $712,000 $116,264 $501,000
Hispanic 194 $40,756,000 $206,826 $903,000 $108,217 $324,000
Black or African American 91 $18,125,000 $232,818 $536,000 $96,590 $219,000
American Indian or Alaskan Native 16 $4,187,000 $270,833 $500,000 $85,833 $258,000
Not applicable 8 $1,199,000 $121,000 $525,000 $23,333 $70,000
Native Hawaiian or Other Pacific Islander 6 $1,840,000 $305,600 $419,000 $92,200 $138,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,977 $923,542,000 $228,117 $1,360,000 $127,372 $5,022,000
VA-guaranteed (Veterans Administration) 138 $24,645,000 $194,411 $351,000 $63,617 $164,000
FHA-insured (Federal Housing Administration) 136 $12,039,000 $97,000 $198,000 $50,500 $320,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $2,377,000 $132,000 $174,000 $54,000 $117,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,848 $881,817,000 $228,440 $1,360,000 $121,980 $1,195,000
Application Approved But Not Accepted 223 $46,712,000 $245,764 $1,000,000 $135,529 $5,022,000
Application Withdrawn By Applicant 111 $20,774,000 $208,129 $800,000 $122,580 $468,000
Application Denied By Financial Institution 85 $13,128,000 $226,083 $960,000 $103,500 $408,000
File Closed For Incompleteness 2 $172,000 $86,000 $138,000 $101,000 $117,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 28 $3,310,000 $264,500 $751,000 $109,750 $240,000
Collateral 27 $5,318,000 $211,625 $960,000 $105,750 $408,000
Debt-To-Income Ratio 18 $2,944,000 $171,100 $512,000 $77,000 $216,000
Employment History 5 $653,000 $149,750 $400,000 $125,000 $225,000
Other 3 $490,000 $163,333 $235,000 $43,000 $88,000
Unverifiable Information 3 $369,000 $163,500 $286,000 $36,000 $93,000
Insufficient Cash (Downpayment, Closing Cost) 1 $44,000 $44,000 $44,000 $24,000 $24,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into National Bank of Kansas City's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess National Bank of Kansas City's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

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