National Bank of St Anne Mortgage Lending & HMDA Data, 2010

In 2010, National Bank of St Anne of St Anne, IL reported 1,410 mortgage applications totaling $204.6 million, up 46% from 2009. The average application was for $145,078, and applicants reported an average income of $57,751. 1% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Rochester, MN (181), Lake County-Kenosha County, IL-WI (79) and Chattanooga, TN-GA (62) (applications in parentheses).

Mortgage Company & Address National Bank of St Anne
158 West Station St
St Anne, IL 60964
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 1,410
Total Mortgage Loan Application Amount $204,560,000
Average Mortgage Loan Application Amount $145,078
Highest Mortgage Loan Application Amount $417,000
Average Applicant Income $57,751
Highest Applicant Income $1,488,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records National Bank of St Anne filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for National Bank of St Anne by Metropolitan Area in 2010

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Rochester, MN 181 $ 30,058,000 $ 166,066 $ 103,000
Lake County-Kenosha County, IL-WI 79 $ 15,585,000 $ 197,278 $ 3,443
Chattanooga, TN-GA 62 $ 8,446,000 $ 136,225 $ 0
La Crosse, WI-MN 54 $ 7,594,000 $ 140,629 $ 6,185
Milwaukee-Waukesha-West Allis, WI 39 $ 5,656,000 $ 145,025 $ 68,000
Chicago-Joliet-Naperville, IL 37 $ 7,937,000 $ 214,513 $ 31,000
Spartanburg, SC 26 $ 4,109,000 $ 158,038 $ 67,000
Florence-Muscle Shoals, AL 24 $ 2,247,000 $ 93,625 $ 59,000
Janesville, WI 23 $ 2,227,000 $ 96,826 $ 13,000
Madison, WI 22 $ 3,620,000 $ 164,545 $ 70,000
Albany, GA 21 $ 2,336,000 $ 111,238 $ 55,000
Kankakee-Bradley, IL 20 $ 1,988,000 $ 99,400 $ 78,000
Phoenix-Mesa-Glendale, AZ 20 $ 4,301,000 $ 215,050 $ 166,000
Knoxville, TN 19 $ 2,457,000 $ 129,315 $ 87,000
Canton-Massillon, OH 17 $ 1,358,000 $ 79,882 $ 54,000
Tampa-St. Petersburg-Clearwater, FL 16 $ 3,029,000 $ 189,312 $ 115,000
Indianapolis-Carmel, IN 15 $ 2,412,000 $ 160,800 $ 101,000
Lansing-East Lansing, MI 15 $ 1,792,000 $ 119,466 $ 66,000
Davenport-Moline-Rock Island, IA-IL 14 $ 1,623,000 $ 115,928 $ 61,000
Greenville-Mauldin-Easley, SC 14 $ 1,632,000 $ 116,571 $ 2,000
Rockford, IL 14 $ 1,586,000 $ 113,285 $ 71,000
Wausau, WI 13 $ 1,633,000 $ 125,615 $ 0
St. Louis, MO-IL 12 $ 1,992,000 $ 166,000 $ 69,166
Portland-Vancouver-Hillsboro, OR-WA 11 $ 2,377,000 $ 216,090 $ 37,000
Spokane, WA 11 $ 1,942,000 $ 176,545 $ 86,000
Appleton, WI 10 $ 1,480,000 $ 148,000 $ 0
Cape Coral-Fort Myers, FL 10 $ 1,524,000 $ 152,400 $ 158,000
Charleston-North Charleston-Summerville, SC 9 $ 1,286,000 $ 142,888 $ 22,000
Cleveland, TN 8 $ 970,000 $ 121,250 $ 0
Gainesville, FL 7 $ 1,009,000 $ 144,142 $ 0
St. Cloud, MN 7 $ 935,000 $ 133,571 $ 78,000
Greensboro-High Point, NC 6 $ 670,000 $ 111,666 $ 63,000
Minneapolis-St. Paul-Bloomington, MN-WI 6 $ 1,253,000 $ 208,833 $ 165,000
Bremerton-Silverdale, WA 5 $ 714,000 $ 142,800 $ 0
Charlotte-Gastonia-Rock Hill, NC-SC 5 $ 651,000 $ 130,200 $ 24,200
Crestview-Fort Walton Beach-Destin, FL 5 $ 876,000 $ 175,200 $ 114,000
Green Bay, WI 5 $ 583,000 $ 116,600 $ 16,000
Orlando-Kissimmee-Sanford, FL 5 $ 458,000 $ 91,600 $ 35,000
Raleigh-Cary, NC 5 $ 1,029,000 $ 205,800 $ 69,000
Bloomington-Normal, IL 4 $ 653,000 $ 163,250 $ 99,000
Jacksonville, FL 4 $ 537,000 $ 134,250 $ 172,000
Ocala, FL 4 $ 676,000 $ 169,000 $ 0
Winston-Salem, NC 4 $ 373,000 $ 93,250 $ 71,000
Louisville-Jefferson County, KY-IN 3 $ 597,000 $ 199,000 $ 97,000
Springfield, OH 3 $ 246,000 $ 82,000 $ 59,000
Atlanta-Sandy Springs-Marietta, GA 2 $ 246,000 $ 123,000 $ 75,000
Beaumont-Port Arthur, TX 2 $ 234,000 $ 117,000 $ 174,000
Bend, OR 2 $ 266,000 $ 133,000 $ 71,000
Cincinnati-Middletown, OH-KY-IN 2 $ 194,000 $ 97,000 $ 15,000
Deltona-Daytona Beach-Ormond Beach, FL 2 $ 407,000 $ 203,500 $ 84,000
Eau Claire, WI 2 $ 399,000 $ 199,500 $ 82,000
Fond Du Lac, WI 2 $ 246,000 $ 123,000 $ 48,000
Gary, IN 2 $ 428,000 $ 214,000 $ 119,000
Hickory-Lenoir-Morganton, NC 2 $ 216,000 $ 108,000 $ 85,000
Iowa City, IA 2 $ 500,000 $ 250,000 $ 155,000
Kansas City, MO-KS 2 $ 156,000 $ 78,000 $ 46,000
North Port-Bradenton-Sarasota, FL 2 $ 191,000 $ 95,500 $ 12,000
Pensacola-Ferry Pass-Brent, FL 2 $ 152,000 $ 76,000 $ 31,000
Peoria, IL 2 $ 340,000 $ 170,000 $ 75,000
Racine, WI 2 $ 208,000 $ 104,000 $ 0
Rockingham County-Strafford County, NH 2 $ 282,000 $ 141,000 $ 0
Sacramento--Arden-Arcade--Roseville, CA 2 $ 282,000 $ 141,000 $ 832,000
Seattle-Bellevue-Everett, WA 2 $ 504,000 $ 252,000 $ 22,000
Sheboygan, WI 2 $ 418,000 $ 209,000 $ 84,000
Yuba City, CA 2 $ 350,000 $ 175,000 $ 78,000
Baltimore-Towson, MD 1 $ 56,000 $ 56,000 $ 84,000
Boulder, CO 1 $ 167,000 $ 167,000 $ 0
Cambridge-Newton-Framingham, MA 1 $ 333,000 $ 333,000 $ 0
Cape Girardeau-Jackson, MO-IL 1 $ 93,000 $ 93,000 $ 97,000
Charleston, WV 1 $ 248,000 $ 248,000 $ 320,000
Coeur D'Alene, ID 1 $ 125,000 $ 125,000 $ 30,000
Colorado Springs, CO 1 $ 275,000 $ 275,000 $ 101,000
Columbia, SC 1 $ 114,000 $ 114,000 $ 0
Columbus, OH 1 $ 241,000 $ 241,000 $ 0
Denver-Aurora-Broomfield, CO 1 $ 237,000 $ 237,000 $ 0
Duluth, MN-WI 1 $ 125,000 $ 125,000 $ 31,000
Fargo, ND-MN 1 $ 106,000 $ 106,000 $ 40,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1 $ 245,000 $ 245,000 $ 0
Fort Worth-Arlington, TX 1 $ 240,000 $ 240,000 $ 0
Harrisburg-Carlisle, PA 1 $ 58,000 $ 58,000 $ 37,000
Houston-Sugar Land-Baytown, TX 1 $ 115,000 $ 115,000 $ 79,000
Huntsville, AL 1 $ 124,000 $ 124,000 $ 0
Lakeland-Winter Haven, FL 1 $ 84,000 $ 84,000 $ 35,000
Lexington-Fayette, KY 1 $ 104,000 $ 104,000 $ 40,000
Manchester-Nashua, NH 1 $ 220,000 $ 220,000 $ 0
Mankato-North Mankato, MN 1 $ 156,000 $ 156,000 $ 100,000
Memphis, TN-MS-AR 1 $ 113,000 $ 113,000 $ 0
Morristown, TN 1 $ 215,000 $ 215,000 $ 0
Mount Vernon-Anacortes, WA 1 $ 240,000 $ 240,000 $ 93,000
Naples-Marco Island, FL 1 $ 390,000 $ 390,000 $ 0
Omaha-Council Bluffs, NE-IA 1 $ 21,000 $ 21,000 $ 99,000
Oshkosh-Neenah, WI 1 $ 94,000 $ 94,000 $ 0
Philadelphia, PA 1 $ 41,000 $ 41,000 $ 26,000
Pittsburgh, PA 1 $ 140,000 $ 140,000 $ 0
Port St. Lucie, FL 1 $ 61,000 $ 61,000 $ 59,000
Pueblo, CO 1 $ 131,000 $ 131,000 $ 0
San Antonio-New Braunfels, TX 1 $ 152,000 $ 152,000 $ 114,000
San Jose-Sunnyvale-Santa Clara, CA 1 $ 263,000 $ 263,000 $ 0
Savannah, GA 1 $ 286,000 $ 286,000 $ 181,000
Sherman-Denison, TX 1 $ 120,000 $ 120,000 $ 0
Syracuse, NY 1 $ 50,000 $ 50,000 $ 36,000
Tacoma, WA 1 $ 120,000 $ 120,000 $ 0
Toledo, OH 1 $ 11,000 $ 11,000 $ 25,000
Virginia Beach-Norfolk-Newport News, VA-NC 1 $ 241,000 $ 241,000 $ 0
Warren-Troy-Farmington Hills, MI 1 $ 70,000 $ 70,000 $ 23,000
Wilmington, NC 1 $ 150,000 $ 150,000 $ 0

Mortgage Loan Application Detail Totals for National Bank of St Anne in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,043 $151,943,000 $145,000 $417,000 $55,000 $602,000
Home Purchase 334 $48,110,000 $144,000 $417,000 $68,000 $1,488,000
Home Improvement 33 $4,507,000 $136,000 $288,000 $41,000 $196,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 812 $112,090,000 $138,000 $417,000 $86,000 $1,488,000
Not applicable 495 $74,622,000 $150,000 $417,000 $0 $0
Not Provided 53 $9,816,000 $185,000 $417,000 $130,000 $572,000
Asian 16 $3,538,000 $221,000 $417,000 $157,000 $560,000
Hispanic 16 $1,885,000 $117,000 $351,000 $83,000 $250,000
Black or African American 13 $1,471,000 $113,000 $264,000 $64,000 $137,000
American Indian or Alaskan Native 5 $1,138,000 $227,000 $323,000 $95,000 $199,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,377 $200,019,000 $145,000 $417,000 $58,000 $1,488,000
FHA-insured (Federal Housing Administration) 17 $2,354,000 $138,000 $232,000 $57,000 $101,000
VA-guaranteed (Veterans Administration) 16 $2,187,000 $136,000 $275,000 $63,000 $101,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 1,389 $202,599,000 $145,000 $417,000 $57,000 $1,488,000
Loan Originated 19 $1,761,000 $92,000 $313,000 $85,000 $347,000
Application Denied By Financial Institution 2 $200,000 $100,000 $100,000 $86,000 $92,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2 $200,000 $100,000 $100,000 $86,000 $92,000
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into National Bank of St Anne's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess National Bank of St Anne's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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