Nations Home Funding, Inc Mortgage Lending & HMDA Data, 2008

In 2008, Nations Home Funding, Inc of Brentwood, TN reported 991 mortgage applications totaling $221.6 million, down 49% from 2007. The average application was for $223,614, and applicants reported an average income of $114,395. 88% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (159), Washington-Arlington-Alexandria, DC-VA-MD-WV (78) and Raleigh-Cary, NC (67) (applications in parentheses).

Mortgage Company & Address Nations Home Funding, Inc
761 Old Hickory Blvd., Ste 400
Brentwood, TN 37027
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  
Total Number of Mortgage Applications 991
Total Mortgage Loan Application Amount $221,602,000
Average Mortgage Loan Application Amount $223,614
Highest Mortgage Loan Application Amount $2,500,000
Average Applicant Income $114,395
Highest Applicant Income $6,864,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nations Home Funding, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nations Home Funding, Inc by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 153 $ 29,999,000 $ 196,071 $ 105,000
Wake, North Carolina 58 $ 11,936,000 $ 205,793 $ 88,000
Orange, California 32 $ 13,846,000 $ 432,687 $ 200,000
Durham, North Carolina 29 $ 5,084,000 $ 175,310 $ 121,000
Fairfax, Virginia 26 $ 9,836,000 $ 378,307 $ 162,000
Washoe, Nevada 19 $ 5,734,000 $ 301,789 $ 59,000
El Paso, Colorado 18 $ 4,002,000 $ 222,333 $ 84,000
Snohomish, Washington 17 $ 4,138,000 $ 243,411 $ 72,000
Los Angeles, California 15 $ 5,431,000 $ 362,066 $ 158,000
York, Pennsylvania 15 $ 2,120,000 $ 141,333 $ 67,000
Orange, North Carolina 14 $ 5,454,000 $ 389,571 $ 275,000
Prince William, Virginia 14 $ 3,921,000 $ 280,071 $ 287,000
Forsyth, North Carolina 13 $ 2,116,000 $ 162,769 $ 73,000
Loudoun, Virginia 13 $ 5,005,000 $ 385,000 $ 141,000
Pinellas, Florida 12 $ 2,157,000 $ 179,750 $ 70,000
Mecklenburg, North Carolina 12 $ 2,213,000 $ 184,416 $ 96,000
Anne Arundel, Maryland 10 $ 3,503,000 $ 350,300 $ 118,000
Adams, Pennsylvania 10 $ 2,646,000 $ 264,600 $ 85,000
Leon, Florida 9 $ 1,535,000 $ 170,555 $ 97,000
Chester, Pennsylvania 9 $ 2,030,000 $ 225,555 $ 97,000
Guilford, North Carolina 8 $ 1,226,000 $ 153,250 $ 79,000
Johnston, North Carolina 8 $ 1,607,000 $ 200,875 $ 70,000
Allegheny, Pennsylvania 8 $ 1,023,000 $ 127,875 $ 75,000
Clark, Washington 8 $ 1,720,000 $ 215,000 $ 79,000
Howard, Maryland 7 $ 2,032,000 $ 290,285 $ 188,000
Carteret, North Carolina 7 $ 1,446,000 $ 206,571 $ 133,000
Benton, Washington 7 $ 1,266,000 $ 180,857 $ 77,000
Spokane, Washington 7 $ 1,464,000 $ 209,142 $ 77,000
Pima, Arizona 6 $ 712,000 $ 118,666 $ 95,000
Pinal, Arizona 6 $ 862,000 $ 143,666 $ 66,000
Larimer, Colorado 6 $ 1,363,000 $ 227,166 $ 67,000
Duval, Florida 6 $ 724,000 $ 120,666 $ 56,000
Hillsborough, Florida 6 $ 1,087,000 $ 181,166 $ 101,000
Chatham, North Carolina 6 $ 2,195,000 $ 365,833 $ 199,000
Pueblo, Colorado 5 $ 900,000 $ 180,000 $ 82,000
Polk, Florida 5 $ 679,000 $ 135,800 $ 81,000
Carroll, Maryland 5 $ 914,000 $ 182,800 $ 60,000
Cabarrus, North Carolina 5 $ 851,000 $ 170,200 $ 64,000
King, Washington 5 $ 1,331,000 $ 266,200 $ 73,000
Cochise, Arizona 4 $ 656,000 $ 164,000 $ 140,000
Riverside, California 4 $ 1,334,000 $ 333,500 $ 240,000
San Bernardino, California 4 $ 1,010,000 $ 252,500 $ 322,000
Adams, Colorado 4 $ 637,000 $ 159,250 $ 101,000
Arapahoe, Colorado 4 $ 1,089,000 $ 272,250 $ 99,000
Seminole, Florida 4 $ 626,000 $ 156,500 $ 97,000
Volusia, Florida 4 $ 461,000 $ 115,250 $ 79,000
Alamance, North Carolina 4 $ 740,000 $ 185,000 $ 95,000
Craven, North Carolina 4 $ 575,000 $ 143,750 $ 37,000
Henderson, North Carolina 4 $ 830,000 $ 207,500 $ 67,000
Rockingham, North Carolina 4 $ 328,000 $ 82,000 $ 54,000
Westmoreland, Pennsylvania 4 $ 326,000 $ 81,500 $ 57,000
Fauquier, Virginia 4 $ 1,529,000 $ 382,250 $ 209,000
Montgomery, Virginia 4 $ 685,000 $ 171,250 $ 70,000
Pulaski, Virginia 4 $ 623,000 $ 155,750 $ 45,000
Jefferson, Alabama 3 $ 399,000 $ 133,000 $ 71,000
Gila, Arizona 3 $ 815,000 $ 271,666 $ 116,000
Douglas, Colorado 3 $ 794,000 $ 264,666 $ 85,000
Kent, Delaware 3 $ 491,000 $ 163,666 $ 68,000
New Castle, Delaware 3 $ 728,000 $ 242,666 $ 68,000
District of Columbia, District Of Columbia 3 $ 1,117,000 $ 372,333 $ 138,000
Brevard, Florida 3 $ 524,000 $ 174,666 $ 76,000
Collier, Florida 3 $ 363,000 $ 121,000 $ 77,000
Hernando, Florida 3 $ 351,000 $ 117,000 $ 69,000
Marion, Florida 3 $ 533,000 $ 177,666 $ 52,000
Charles, Maryland 3 $ 738,000 $ 246,000 $ 66,000
Bernalillo, New Mexico 3 $ 357,000 $ 119,000 $ 70,000
Cleveland, North Carolina 3 $ 621,000 $ 207,000 $ 70,000
Union, North Carolina 3 $ 364,000 $ 121,333 $ 66,000
Bucks, Pennsylvania 3 $ 932,000 $ 310,666 $ 109,000
Cumberland, Pennsylvania 3 $ 508,000 $ 169,333 $ 81,000
Dauphin, Pennsylvania 3 $ 339,000 $ 113,000 $ 54,000
Bedford, Virginia 3 $ 578,000 $ 192,666 $ 42,000
Chesapeake, Virginia 3 $ 482,000 $ 160,666 $ 53,000
Lynchburg, Virginia 3 $ 301,000 $ 100,333 $ 54,000
Manassas, Virginia 3 $ 393,000 $ 131,000 $ 492,000
Roanoke, Virginia 3 $ 320,000 $ 106,666 $ 35,000
Grant, Washington 3 $ 398,000 $ 132,666 $ 95,000
Marshall, Alabama 2 $ 182,000 $ 91,000 $ 75,000
Morgan, Alabama 2 $ 261,000 $ 130,500 $ 79,000
Shelby, Alabama 2 $ 304,000 $ 152,000 $ 99,000
Yavapai, Arizona 2 $ 467,000 $ 233,500 $ 83,000
San Diego, California 2 $ 664,000 $ 332,000 $ 180,000
Denver, Colorado 2 $ 287,000 $ 143,500 $ 112,000
Eagle, Colorado 2 $ 717,000 $ 358,500 $ 118,000
La Plata, Colorado 2 $ 771,000 $ 385,500 $ 174,000
Weld, Colorado 2 $ 433,000 $ 216,500 $ 92,000
Sussex, Delaware 2 $ 481,000 $ 240,500 $ 84,000
Broward, Florida 2 $ 212,000 $ 106,000 $ 50,000
Clay, Florida 2 $ 347,000 $ 173,500 $ 89,000
Columbia, Florida 2 $ 254,000 $ 127,000 $ 45,000
Flagler, Florida 2 $ 440,000 $ 220,000 $ 203,000
Lake, Florida 2 $ 204,000 $ 102,000 $ 64,000
Manatee, Florida 2 $ 373,000 $ 186,500 $ 58,000
Martin, Florida 2 $ 621,000 $ 310,500 $ 118,000
Pasco, Florida 2 $ 341,000 $ 170,500 $ 80,000
Wakulla, Florida 2 $ 323,000 $ 161,500 $ 43,000
Frederick, Maryland 2 $ 856,000 $ 428,000 $ 154,000
Harford, Maryland 2 $ 592,000 $ 296,000 $ 108,000
Montgomery, Maryland 2 $ 682,000 $ 341,000 $ 61,000
Prince George's, Maryland 2 $ 617,000 $ 308,500 $ 107,000
Clark, Nevada 2 $ 389,000 $ 194,500 $ 212,000
Douglas, Nevada 2 $ 601,000 $ 300,500 $ 26,000
Lyon, Nevada 2 $ 537,000 $ 268,500 $ 42,000
Buncombe, North Carolina 2 $ 328,000 $ 164,000 $ 46,000
Davidson, North Carolina 2 $ 278,000 $ 139,000 $ 68,000
Davie, North Carolina 2 $ 390,000 $ 195,000 $ 63,000
Gaston, North Carolina 2 $ 182,000 $ 91,000 $ 46,000
Iredell, North Carolina 2 $ 274,000 $ 137,000 $ 70,000
Moore, North Carolina 2 $ 262,000 $ 131,000 $ 60,000
New Hanover, North Carolina 2 $ 442,000 $ 221,000 $ 70,000
Onslow, North Carolina 2 $ 397,000 $ 198,500 $ 37,000
Pitt, North Carolina 2 $ 305,000 $ 152,500 $ 69,000
Rowan, North Carolina 2 $ 337,000 $ 168,500 $ 88,000
Stokes, North Carolina 2 $ 221,000 $ 110,500 $ 64,000
Wayne, North Carolina 2 $ 245,000 $ 122,500 $ 64,000
Beaver, Pennsylvania 2 $ 159,000 $ 79,500 $ 42,000
Centre, Pennsylvania 2 $ 339,000 $ 169,500 $ 48,000
Huntingdon, Pennsylvania 2 $ 418,000 $ 209,000 $ 69,000
Lancaster, Pennsylvania 2 $ 236,000 $ 118,000 $ 59,000
Susquehanna, Pennsylvania 2 $ 272,000 $ 136,000 $ 56,000
Washington, Pennsylvania 2 $ 180,000 $ 90,000 $ 71,000
Horry, South Carolina 2 $ 268,000 $ 134,000 $ 119,000
Alexandria, Virginia 2 $ 613,000 $ 306,500 $ 127,000
Arlington, Virginia 2 $ 1,342,000 $ 671,000 $ 612,000
Charlottesville, Virginia 2 $ 322,000 $ 161,000 $ 91,000
Chesterfield, Virginia 2 $ 518,000 $ 259,000 $ 100,000
Culpeper, Virginia 2 $ 396,000 $ 198,000 $ 80,000
Floyd, Virginia 2 $ 297,000 $ 148,500 $ 42,000
Henrico, Virginia 2 $ 537,000 $ 268,500 $ 110,000
James City, Virginia 2 $ 481,000 $ 240,500 $ 66,000
Louisa, Virginia 2 $ 953,000 $ 476,500 $ 1,093,000
Warren, Virginia 2 $ 473,000 $ 236,500 $ 76,000
Waynesboro, Virginia 2 $ 227,000 $ 113,500 $ 39,000
Cowlitz, Washington 2 $ 434,000 $ 217,000 $ 69,000
Island, Washington 2 $ 283,000 $ 141,500 $ 47,000
Pierce, Washington 2 $ 525,000 $ 262,500 $ 62,000
Baldwin, Alabama 1 $ 145,000 $ 145,000 $ 48,000
Blount, Alabama 1 $ 104,000 $ 104,000 $ 69,000
Calhoun, Alabama 1 $ 129,000 $ 129,000 $ 0
Chambers, Alabama 1 $ 141,000 $ 141,000 $ 47,000
Chilton, Alabama 1 $ 274,000 $ 274,000 $ 102,000
Lauderdale, Alabama 1 $ 113,000 $ 113,000 $ 59,000
Limestone, Alabama 1 $ 266,000 $ 266,000 $ 95,000
Montgomery, Alabama 1 $ 357,000 $ 357,000 $ 141,000
Pickens, Alabama 1 $ 146,000 $ 146,000 $ 110,000
Tuscaloosa, Alabama 1 $ 130,000 $ 130,000 $ 146,000
Apache, Arizona 1 $ 200,000 $ 200,000 $ 54,000
Coconino, Arizona 1 $ 187,000 $ 187,000 $ 49,000
Mohave, Arizona 1 $ 129,000 $ 129,000 $ 82,000
Santa Clara, California 1 $ 650,000 $ 650,000 $ 195,000
Santa Cruz, California 1 $ 767,000 $ 767,000 $ 10,000
Siskiyou, California 1 $ 320,000 $ 320,000 $ 234,000
Boulder, Colorado 1 $ 325,000 $ 325,000 $ 137,000
Broomfield, Colorado 1 $ 208,000 $ 208,000 $ 128,000
Chaffee, Colorado 1 $ 190,000 $ 190,000 $ 95,000
Fremont, Colorado 1 $ 116,000 $ 116,000 $ 73,000
Garfield, Colorado 1 $ 417,000 $ 417,000 $ 180,000
Jefferson, Colorado 1 $ 249,000 $ 249,000 $ 82,000
Pitkin, Colorado 1 $ 2,500,000 $ 2,500,000 $ 6,864,000
Alachua, Florida 1 $ 155,000 $ 155,000 $ 58,000
Bay, Florida 1 $ 237,000 $ 237,000 $ 64,000
Charlotte, Florida 1 $ 247,000 $ 247,000 $ 98,000
Hendry, Florida 1 $ 160,000 $ 160,000 $ 80,000
Indian River, Florida 1 $ 192,000 $ 192,000 $ 80,000
Levy, Florida 1 $ 150,000 $ 150,000 $ 67,000
Miami-Dade, Florida 1 $ 192,000 $ 192,000 $ 158,000
Nassau, Florida 1 $ 171,000 $ 171,000 $ 53,000
Palm Beach, Florida 1 $ 148,000 $ 148,000 $ 92,000
St. Johns, Florida 1 $ 272,000 $ 272,000 $ 130,000
St. Lucie, Florida 1 $ 146,000 $ 146,000 $ 153,000
Marion, Indiana 1 $ 94,000 $ 94,000 $ 141,000
Cass, Iowa 1 $ 172,000 $ 172,000 $ 94,000
Allegany, Maryland 1 $ 167,000 $ 167,000 $ 43,000
Baltimore, Maryland 1 $ 153,000 $ 153,000 $ 54,000
Calvert, Maryland 1 $ 612,000 $ 612,000 $ 225,000
Caroline, Maryland 1 $ 158,000 $ 158,000 $ 67,000
Cecil, Maryland 1 $ 158,000 $ 158,000 $ 56,000
Queen Anne's, Maryland 1 $ 356,000 $ 356,000 $ 187,000
Wicomico, Maryland 1 $ 213,000 $ 213,000 $ 126,000
Oakland, Michigan 1 $ 137,000 $ 137,000 $ 68,000
Jackson, Missouri 1 $ 114,000 $ 114,000 $ 88,000
Carson City, Nevada 1 $ 350,000 $ 350,000 $ 84,000
Mineral, Nevada 1 $ 120,000 $ 120,000 $ 22,000
Nye, Nevada 1 $ 165,000 $ 165,000 $ 19,000
San Juan, New Mexico 1 $ 160,000 $ 160,000 $ 141,000
Sandoval, New Mexico 1 $ 168,000 $ 168,000 $ 84,000
Santa Fe, New Mexico 1 $ 200,000 $ 200,000 $ 74,000
Alleghany, North Carolina 1 $ 175,000 $ 175,000 $ 44,000
Brunswick, North Carolina 1 $ 180,000 $ 180,000 $ 114,000
Burke, North Carolina 1 $ 123,000 $ 123,000 $ 56,000
Caldwell, North Carolina 1 $ 65,000 $ 65,000 $ 35,000
Catawba, North Carolina 1 $ 128,000 $ 128,000 $ 61,000
Cherokee, North Carolina 1 $ 167,000 $ 167,000 $ 89,000
Cumberland, North Carolina 1 $ 148,000 $ 148,000 $ 78,000
Franklin, North Carolina 1 $ 258,000 $ 258,000 $ 59,000
Halifax, North Carolina 1 $ 117,000 $ 117,000 $ 47,000
Harnett, North Carolina 1 $ 122,000 $ 122,000 $ 69,000
Jackson, North Carolina 1 $ 175,000 $ 175,000 $ 361,000
Madison, North Carolina 1 $ 173,000 $ 173,000 $ 70,000
Martin, North Carolina 1 $ 259,000 $ 259,000 $ 79,000
McDowell, North Carolina 1 $ 106,000 $ 106,000 $ 70,000
Nash, North Carolina 1 $ 65,000 $ 65,000 $ 36,000
Pender, North Carolina 1 $ 296,000 $ 296,000 $ 88,000
Person, North Carolina 1 $ 240,000 $ 240,000 $ 113,000
Randolph, North Carolina 1 $ 120,000 $ 120,000 $ 59,000
Robeson, North Carolina 1 $ 60,000 $ 60,000 $ 41,000
Surry, North Carolina 1 $ 96,000 $ 96,000 $ 48,000
Transylvania, North Carolina 1 $ 1,000,000 $ 1,000,000 $ 358,000
Vance, North Carolina 1 $ 172,000 $ 172,000 $ 86,000
Watauga, North Carolina 1 $ 160,000 $ 160,000 $ 42,000
Yadkin, North Carolina 1 $ 98,000 $ 98,000 $ 55,000
Armstrong, Pennsylvania 1 $ 65,000 $ 65,000 $ 36,000
Berks, Pennsylvania 1 $ 144,000 $ 144,000 $ 70,000
Blair, Pennsylvania 1 $ 96,000 $ 96,000 $ 62,000
Butler, Pennsylvania 1 $ 45,000 $ 45,000 $ 27,000
Clearfield, Pennsylvania 1 $ 42,000 $ 42,000 $ 31,000
Crawford, Pennsylvania 1 $ 42,000 $ 42,000 $ 50,000
Delaware, Pennsylvania 1 $ 345,000 $ 345,000 $ 73,000
Fulton, Pennsylvania 1 $ 274,000 $ 274,000 $ 73,000
Lackawanna, Pennsylvania 1 $ 151,000 $ 151,000 $ 143,000
Lawrence, Pennsylvania 1 $ 166,000 $ 166,000 $ 70,000
Lebanon, Pennsylvania 1 $ 162,000 $ 162,000 $ 63,000
Lehigh, Pennsylvania 1 $ 175,000 $ 175,000 $ 103,000
Monroe, Pennsylvania 1 $ 241,000 $ 241,000 $ 99,000
Montgomery, Pennsylvania 1 $ 160,000 $ 160,000 $ 127,000
Philadelphia, Pennsylvania 1 $ 109,000 $ 109,000 $ 60,000
Venango, Pennsylvania 1 $ 103,000 $ 103,000 $ 31,000
Wayne, Pennsylvania 1 $ 110,000 $ 110,000 $ 29,000
Greenville, South Carolina 1 $ 210,000 $ 210,000 $ 108,000
Richland, South Carolina 1 $ 450,000 $ 450,000 $ 100,000
Hamblen, Tennessee 1 $ 41,000 $ 41,000 $ 62,000
Knox, Tennessee 1 $ 249,000 $ 249,000 $ 102,000
Shelby, Tennessee 1 $ 215,000 $ 215,000 $ 114,000
Warren, Tennessee 1 $ 140,000 $ 140,000 $ 38,000
Williamson, Tennessee 1 $ 239,000 $ 239,000 $ 87,000
Caroline, Virginia 1 $ 253,000 $ 253,000 $ 118,000
Frederick, Virginia 1 $ 287,000 $ 287,000 $ 73,000
Giles, Virginia 1 $ 133,000 $ 133,000 $ 60,000
King George, Virginia 1 $ 142,000 $ 142,000 $ 79,000
Newport News, Virginia 1 $ 128,000 $ 128,000 $ 91,000
Richmond City, Virginia 1 $ 200,000 $ 200,000 $ 98,000
Roanoke City, Virginia 1 $ 83,000 $ 83,000 $ 66,000
Spotsylvania, Virginia 1 $ 256,000 $ 256,000 $ 102,000
Stafford, Virginia 1 $ 392,000 $ 392,000 $ 30,000
Washington, Virginia 1 $ 162,000 $ 162,000 $ 118,000
Clallam, Washington 1 $ 268,000 $ 268,000 $ 67,000
Franklin, Washington 1 $ 165,000 $ 165,000 $ 92,000
Grays Harbor, Washington 1 $ 207,000 $ 207,000 $ 98,000
Jefferson, Washington 1 $ 140,000 $ 140,000 $ 48,000
Kitsap, Washington 1 $ 327,000 $ 327,000 $ 86,000
Mason, Washington 1 $ 185,000 $ 185,000 $ 53,000
Okanogan, Washington 1 $ 259,000 $ 259,000 $ 71,000
Stevens, Washington 1 $ 41,000 $ 41,000 $ 25,000
Whatcom, Washington 1 $ 167,000 $ 167,000 $ 47,000
Whitman, Washington 1 $ 65,000 $ 65,000 $ 39,000
Fayette, West Virginia 1 $ 181,000 $ 181,000 $ 36,000
Greenbrier, West Virginia 1 $ 95,000 $ 95,000 $ 77,000
Hampshire, West Virginia 1 $ 81,000 $ 81,000 $ 58,000
Jefferson, West Virginia 1 $ 172,000 $ 172,000 $ 76,000
Mason, West Virginia 1 $ 113,000 $ 113,000 $ 49,000
Wayne, West Virginia 1 $ 100,000 $ 100,000 $ 35,000

Mortgage Loan Application Detail Totals for Nations Home Funding, Inc in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 655 $145,644,000 $222,000 $2,500,000 $110,000 $6,864,000
Home Purchase 330 $74,212,000 $224,000 $1,423,000 $117,000 $1,362,000
Home Improvement 6 $1,746,000 $291,000 $800,000 $451,000 $2,142,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 708 $163,634,000 $231,000 $2,500,000 $124,000 $6,864,000
Not Provided 184 $37,390,000 $203,000 $820,000 $85,000 $259,000
Black or African American 56 $11,266,000 $201,000 $728,000 $87,000 $300,000
Hispanic 34 $7,769,000 $228,000 $688,000 $107,000 $780,000
Asian 6 $940,000 $156,000 $417,000 $109,000 $191,000
American Indian or Alaskan Native 2 $248,000 $124,000 $132,000 $100,000 $128,000
Native Hawaiian or Other Pacific Islander 1 $355,000 $355,000 $355,000 $86,000 $86,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 722 $163,981,000 $227,000 $2,500,000 $130,000 $6,864,000
FHA-insured (Federal Housing Administration) 240 $50,768,000 $211,000 $683,000 $72,000 $265,000
VA-guaranteed (Veterans Administration) 28 $6,705,000 $239,000 $417,000 $71,000 $135,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $148,000 $148,000 $148,000 $38,000 $38,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 872 $195,080,000 $223,000 $2,500,000 $115,000 $6,864,000
Application Withdrawn By Applicant 90 $21,526,000 $239,000 $1,423,000 $113,000 $548,000
Application Denied By Financial Institution 25 $4,296,000 $171,000 $424,000 $81,000 $163,000
Application Approved But Not Accepted 4 $700,000 $175,000 $230,000 $80,000 $171,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 9 $1,393,000 $154,000 $274,000 $83,000 $163,000
Credit History 6 $1,304,000 $217,000 $424,000 $85,000 $133,000
Debt-To-Income Ratio 5 $807,000 $161,000 $253,000 $72,000 $153,000
Employment History 3 $371,000 $123,000 $202,000 $82,000 $102,000
Other 2 $421,000 $210,000 $269,000 $85,000 $93,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nations Home Funding, Inc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nations Home Funding, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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