Nations Reliable Lending, LLC Mortgage Lending & HMDA Data, 2022
In 2022, Nations Reliable Lending, LLC of Houston, TX reported 8,093 mortgage applications totaling $2.3 billion, down 44% from 2021. The average application was for $283,414, and applicants reported an average income of $113,546. 66% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (2,381), Cincinnati, OH-KY-IN (988) and Austin-Round Rock, TX (427) (applications in parentheses).
| Mortgage Company & Address | Nations Reliable Lending, LLC Houston, TX 77057 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,093 |
| Total Mortgage Loan Application Amount | $2,293,675,000 |
| Average Mortgage Loan Application Amount | $283,414 |
| Highest Mortgage Loan Application Amount | $3,305,000 |
| Average Applicant Income | $113,546 |
| Highest Applicant Income | $2,927,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nations Reliable Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston-The Woodlands-Sugar Land, TX | 2,381 | $ 681,525,000 | $ 286,234 | $ 116,000 |
| Cincinnati, OH-KY-IN | 988 | $ 224,220,000 | $ 226,943 | $ 87,746 |
| Outside any metro area | 521 | $ 118,145,000 | $ 226,765 | $ 92,852 |
| Austin-Round Rock, TX | 427 | $ 171,205,000 | $ 400,948 | $ 157,000 |
| McAllen-Edinburg-Mission, TX | 313 | $ 71,275,000 | $ 227,715 | $ 90,000 |
| Dallas-Plano-Irving, TX | 287 | $ 101,845,000 | $ 354,860 | $ 133,000 |
| San Antonio-New Braunfels, TX | 279 | $ 85,105,000 | $ 305,035 | $ 132,000 |
| Amarillo, TX | 255 | $ 61,905,000 | $ 242,764 | $ 126,000 |
| Fort Worth-Arlington, TX | 177 | $ 54,295,000 | $ 306,751 | $ 119,000 |
| Brownsville-Harlingen, TX | 142 | $ 34,450,000 | $ 242,605 | $ 92,000 |
| Ocala, FL | 134 | $ 28,850,000 | $ 215,298 | $ 103,000 |
| Chicago-Naperville, IL | 130 | $ 33,580,000 | $ 258,307 | $ 96,000 |
| Odessa, TX | 123 | $ 30,945,000 | $ 251,585 | $ 96,000 |
| Riverside-San Bernardino-Ontario, CA | 105 | $ 40,765,000 | $ 388,238 | $ 118,000 |
| New Orleans-Metairie, LA | 103 | $ 32,935,000 | $ 319,757 | $ 139,000 |
| Milwaukee-Waukesha-West Allis, WI | 68 | $ 15,780,000 | $ 232,058 | $ 90,000 |
| Homosassa Springs, FL | 62 | $ 12,880,000 | $ 207,741 | $ 116,000 |
| Atlanta-Sandy Springs-Roswell, GA | 60 | $ 20,880,000 | $ 348,000 | $ 157,000 |
| Midland, TX | 59 | $ 17,235,000 | $ 292,118 | $ 118,000 |
| Shreveport-Bossier City, LA | 58 | $ 12,150,000 | $ 209,482 | $ 80,000 |
| Lake Charles, LA | 52 | $ 12,070,000 | $ 232,115 | $ 133,000 |
| Cambridge-Newton-Framingham, MA | 50 | $ 23,420,000 | $ 468,400 | $ 140,000 |
| Cape Coral-Fort Myers, FL | 48 | $ 16,230,000 | $ 338,125 | $ 209,000 |
| Phoenix-Mesa-Scottsdale, AZ | 45 | $ 17,055,000 | $ 379,000 | $ 138,000 |
| Orlando-Kissimmee-Sanford, FL | 44 | $ 12,650,000 | $ 287,500 | $ 107,000 |
| San Angelo, TX | 39 | $ 9,075,000 | $ 232,692 | $ 90,000 |
| Los Angeles-Long Beach-Glendale, CA | 36 | $ 16,510,000 | $ 458,611 | $ 128,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 35 | $ 17,205,000 | $ 491,571 | $ 184,114 |
| Columbus, OH | 34 | $ 10,890,000 | $ 320,294 | $ 124,000 |
| The Villages, FL | 33 | $ 9,165,000 | $ 277,727 | $ 115,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 33 | $ 16,035,000 | $ 485,909 | $ 225,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 32 | $ 7,130,000 | $ 222,812 | $ 121,000 |
| Killeen-Temple, TX | 31 | $ 7,345,000 | $ 236,935 | $ 97,000 |
| Dayton-Springfield-Kettering, OH | 30 | $ 6,750,000 | $ 225,000 | $ 89,000 |
| Tampa-St. Petersburg-Clearwater, FL | 29 | $ 13,935,000 | $ 480,517 | $ 151,000 |
| Boston, MA | 27 | $ 13,505,000 | $ 500,185 | $ 177,000 |
| Naples-Immokalee-Marco Island, FL | 27 | $ 11,555,000 | $ 427,962 | $ 185,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 26 | $ 10,420,000 | $ 400,769 | $ 131,000 |
| Warren-Troy-Farmington Hills, MI | 26 | $ 6,160,000 | $ 236,923 | $ 130,000 |
| Lakeland-Winter Haven, FL | 23 | $ 7,375,000 | $ 320,652 | $ 87,000 |
| Tacoma-Lakewood, WA | 23 | $ 9,305,000 | $ 404,565 | $ 94,000 |
| Beaumont-Port Arthur, TX | 20 | $ 3,780,000 | $ 189,000 | $ 87,000 |
| Waco, TX | 20 | $ 6,410,000 | $ 320,500 | $ 118,000 |
| Indianapolis-Carmel-Anderson, IN | 19 | $ 4,495,000 | $ 236,578 | $ 80,000 |
| Racine, WI | 19 | $ 3,345,000 | $ 176,052 | $ 74,000 |
| Victoria, TX | 18 | $ 4,090,000 | $ 227,222 | $ 82,000 |
| Detroit-Dearborn-Livonia, MI | 17 | $ 3,475,000 | $ 204,411 | $ 71,000 |
| Oklahoma City, OK | 17 | $ 3,935,000 | $ 231,470 | $ 108,000 |
| Charlotte-Concord-Gastonia, NC-SC | 16 | $ 5,290,000 | $ 330,625 | $ 102,437 |
| Miami-Miami Beach-Kendall, FL | 16 | $ 7,840,000 | $ 490,000 | $ 147,000 |
| Knoxville, TN | 15 | $ 4,415,000 | $ 294,333 | $ 100,000 |
| Corpus Christi, TX | 14 | $ 3,870,000 | $ 276,428 | $ 275,000 |
| Port St. Lucie, FL | 14 | $ 5,060,000 | $ 361,428 | $ 126,000 |
| Baton Rouge, LA | 13 | $ 4,095,000 | $ 315,000 | $ 125,000 |
| Kankakee, IL | 13 | $ 2,305,000 | $ 177,307 | $ 83,000 |
| Prescott Valley-Prescott, AZ | 13 | $ 3,785,000 | $ 291,153 | $ 76,000 |
| Tyler, TX | 12 | $ 3,250,000 | $ 270,833 | $ 83,000 |
| Cleveland-Elyria, OH | 11 | $ 1,885,000 | $ 171,363 | $ 71,000 |
| Madison, WI | 11 | $ 2,525,000 | $ 229,545 | $ 101,000 |
| Abilene, TX | 10 | $ 2,000,000 | $ 200,000 | $ 112,000 |
| College Station-Bryan, TX | 10 | $ 3,320,000 | $ 332,000 | $ 209,000 |
| Elgin, IL | 10 | $ 2,760,000 | $ 276,000 | $ 103,000 |
| Rockingham County-Strafford County, NH | 10 | $ 3,050,000 | $ 305,000 | $ 104,000 |
| Harrisonburg, VA | 9 | $ 2,075,000 | $ 230,555 | $ 57,000 |
| Johnstown, PA | 9 | $ 905,000 | $ 100,555 | $ 55,000 |
| North Port-Sarasota-Bradenton, FL | 9 | $ 2,365,000 | $ 262,777 | $ 121,000 |
| Seattle-Bellevue-Everett, WA | 9 | $ 5,265,000 | $ 585,000 | $ 210,000 |
| Toledo, OH | 9 | $ 1,095,000 | $ 121,666 | $ 112,000 |
| Gainesville, FL | 8 | $ 1,980,000 | $ 247,500 | $ 115,000 |
| Lexington-Fayette, KY | 8 | $ 1,960,000 | $ 245,000 | $ 103,000 |
| Baltimore-Columbia-Towson, MD | 7 | $ 2,285,000 | $ 326,428 | $ 109,000 |
| Lake County-Kenosha County, IL-WI | 7 | $ 1,865,000 | $ 266,428 | $ 99,142 |
| Longview, TX | 7 | $ 1,315,000 | $ 187,857 | $ 75,000 |
| Lubbock, TX | 7 | $ 1,485,000 | $ 212,142 | $ 75,000 |
| San Diego-Carlsbad, CA | 7 | $ 2,855,000 | $ 407,857 | $ 117,000 |
| Anaheim-Santa Ana-Irvine, CA | 6 | $ 2,760,000 | $ 460,000 | $ 129,000 |
| Denver-Aurora-Lakewood, CO | 6 | $ 2,180,000 | $ 363,333 | $ 105,000 |
| Pensacola-Ferry Pass-Brent, FL | 6 | $ 1,900,000 | $ 316,666 | $ 160,000 |
| Raleigh, NC | 6 | $ 2,000,000 | $ 333,333 | $ 95,000 |
| Sebring, FL | 6 | $ 1,490,000 | $ 248,333 | $ 63,000 |
| Sherman-Denison, TX | 6 | $ 1,600,000 | $ 266,666 | $ 96,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 5 | $ 1,715,000 | $ 343,000 | $ 535,000 |
| Jacksonville, FL | 5 | $ 2,075,000 | $ 415,000 | $ 133,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 5 | $ 1,635,000 | $ 327,000 | $ 123,600 |
| Oakland-Hayward-Berkeley, CA | 5 | $ 3,095,000 | $ 619,000 | $ 208,000 |
| Savannah, GA | 5 | $ 645,000 | $ 129,000 | $ 119,000 |
| Sheboygan, WI | 5 | $ 685,000 | $ 137,000 | $ 40,000 |
| Washington-Baltimore-Arlington, DC | 5 | $ 1,875,000 | $ 375,000 | $ 133,000 |
| Winston-Salem, NC | 5 | $ 875,000 | $ 175,000 | $ 61,000 |
| Worcester, MA-CT | 5 | $ 2,065,000 | $ 413,000 | $ 120,000 |
| Gary, IN | 4 | $ 980,000 | $ 245,000 | $ 94,000 |
| Louisville/Jefferson County, KY-IN | 4 | $ 850,000 | $ 212,500 | $ 92,250 |
| Manchester-Nashua, NH | 4 | $ 1,440,000 | $ 360,000 | $ 190,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 1,030,000 | $ 257,500 | $ 73,000 |
| Punta Gorda, FL | 4 | $ 1,120,000 | $ 280,000 | $ 76,000 |
| Rockford, IL | 4 | $ 660,000 | $ 165,000 | $ 55,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 4 | $ 1,640,000 | $ 410,000 | $ 61,000 |
| Stockton-Lodi, CA | 4 | $ 1,140,000 | $ 285,000 | $ 128,000 |
| Asheville, NC | 3 | $ 1,175,000 | $ 391,666 | $ 85,000 |
| Auburn-Opelika, AL | 3 | $ 1,055,000 | $ 351,666 | $ 111,000 |
| Bakersfield, CA | 3 | $ 895,000 | $ 298,333 | $ 96,000 |
| Columbus, GA-AL | 3 | $ 475,000 | $ 158,333 | $ 78,666 |
| Durham-Chapel Hill, NC | 3 | $ 675,000 | $ 225,000 | $ 142,000 |
| Fond Du Lac, WI | 3 | $ 585,000 | $ 195,000 | $ 65,000 |
| Hammond, LA | 3 | $ 585,000 | $ 195,000 | $ 121,000 |
| Janesville-Beloit, WI | 3 | $ 375,000 | $ 125,000 | $ 65,000 |
| Lansing-East Lansing, MI | 3 | $ 505,000 | $ 168,333 | $ 50,000 |
| Modesto, CA | 3 | $ 1,115,000 | $ 371,666 | $ 117,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 3 | $ 855,000 | $ 285,000 | $ 225,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3 | $ 755,000 | $ 251,666 | $ 100,000 |
| New Bern, NC | 3 | $ 385,000 | $ 128,333 | $ 42,000 |
| Richmond, VA | 3 | $ 1,245,000 | $ 415,000 | $ 163,000 |
| Santa Rosa, CA | 3 | $ 1,895,000 | $ 631,666 | $ 137,000 |
| Springfield, OH | 3 | $ 435,000 | $ 145,000 | $ 65,000 |
| Tallahassee, FL | 3 | $ 805,000 | $ 268,333 | $ 119,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 300,000 | $ 150,000 | $ 12,000 |
| Birmingham-Hoover, AL | 2 | $ 190,000 | $ 95,000 | $ 88,000 |
| Chico, CA | 2 | $ 660,000 | $ 330,000 | $ 189,000 |
| Clarksville, TN-KY | 2 | $ 550,000 | $ 275,000 | $ 75,000 |
| Cleveland, TN | 2 | $ 370,000 | $ 185,000 | $ 95,000 |
| Colorado Springs, CO | 2 | $ 1,560,000 | $ 780,000 | $ 438,000 |
| El Paso, TX | 2 | $ 240,000 | $ 120,000 | $ 36,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 410,000 | $ 205,000 | $ 56,000 |
| Flint, MI | 2 | $ 180,000 | $ 90,000 | $ 37,000 |
| Houma-Thibodaux, LA | 2 | $ 300,000 | $ 150,000 | $ 111,000 |
| Johnson City, TN | 2 | $ 420,000 | $ 210,000 | $ 62,000 |
| La Crosse-Onalaska, WI-MN | 2 | $ 330,000 | $ 165,000 | $ 260,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 700,000 | $ 350,000 | $ 208,000 |
| Lima, OH | 2 | $ 230,000 | $ 115,000 | $ 151,000 |
| Macon-Bibb County, GA | 2 | $ 110,000 | $ 55,000 | $ 133,000 |
| Pittsburgh, PA | 2 | $ 630,000 | $ 315,000 | $ 37,000 |
| Portland-South Portland, ME | 2 | $ 490,000 | $ 245,000 | $ 88,000 |
| Providence-Warwick, RI-MA | 2 | $ 850,000 | $ 425,000 | $ 98,000 |
| St. George, UT | 2 | $ 610,000 | $ 305,000 | $ 97,000 |
| Staunton-Waynesboro, VA | 2 | $ 360,000 | $ 180,000 | $ 61,000 |
| Terre Haute, IN | 2 | $ 300,000 | $ 150,000 | $ 38,000 |
| Tucson, AZ | 2 | $ 370,000 | $ 185,000 | $ 173,000 |
| Tulsa, OK | 2 | $ 350,000 | $ 175,000 | $ 121,000 |
| Visalia-Porterville, CA | 2 | $ 470,000 | $ 235,000 | $ 72,000 |
| Warner Robins, GA | 2 | $ 320,000 | $ 160,000 | $ 89,000 |
| Wichita Falls, TX | 2 | $ 290,000 | $ 145,000 | $ 55,000 |
| Wilmington, NC | 2 | $ 800,000 | $ 400,000 | $ 169,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 250,000 | $ 125,000 | $ 50,000 |
| Akron, OH | 1 | $ 265,000 | $ 265,000 | $ 62,000 |
| Altoona, PA | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Anchorage, AK | 1 | $ 405,000 | $ 405,000 | $ 500,000 |
| Ann Arbor, MI | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Appleton, WI | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Athens-Clarke County, GA | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Battle Creek, MI | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Bowling Green, KY | 1 | $ 255,000 | $ 255,000 | $ 45,000 |
| Cedar Rapids, IA | 1 | $ 225,000 | $ 225,000 | $ 129,000 |
| Chattanooga, TN-GA | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Decatur, AL | 1 | $ 65,000 | $ 65,000 | $ 16,000 |
| Des Moines-West Des Moines, IA | 1 | $ 265,000 | $ 265,000 | $ 150,000 |
| Dubuque, IA | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| East Stroudsburg, PA | 1 | $ 205,000 | $ 205,000 | $ 243,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Erie, PA | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Evansville, IN-KY | 1 | $ 315,000 | $ 315,000 | $ 82,000 |
| Fargo, ND-MN | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Flagstaff, AZ | 1 | $ 855,000 | $ 855,000 | $ 83,000 |
| Fort Wayne, IN | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Fresno, CA | 1 | $ 305,000 | $ 305,000 | $ 50,000 |
| Grants Pass, OR | 1 | $ 585,000 | $ 585,000 | $ 160,000 |
| Greensboro-High Point, NC | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Hot Springs, AR | 1 | $ 185,000 | $ 185,000 | $ 106,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Huntsville, AL | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Jackson, TN | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Jacksonville, NC | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| Jonesboro, AR | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Kalamazoo-Portage, MI | 1 | $ 255,000 | $ 255,000 | $ 98,000 |
| Kansas City, MO-KS | 1 | $ 125,000 | $ 125,000 | $ 116,000 |
| Kennewick-Richland, WA | 1 | $ 395,000 | $ 395,000 | $ 101,000 |
| Lafayette, LA | 1 | $ 165,000 | $ 165,000 | $ 196,000 |
| Lewiston-Auburn, ME | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Manhattan, KS | 1 | $ 255,000 | $ 255,000 | $ 94,000 |
| Memphis, TN-MS-AR | 1 | $ 285,000 | $ 285,000 | $ 143,000 |
| Napa, CA | 1 | $ 405,000 | $ 405,000 | $ 40,000 |
| New York-Newark, NY | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Newark, NJ-PA | 1 | $ 355,000 | $ 355,000 | $ 157,000 |
| Olympia-Tumwater, WA | 1 | $ 575,000 | $ 575,000 | $ 162,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 425,000 | $ 425,000 | $ 79,000 |
| Panama City, FL | 1 | $ 355,000 | $ 355,000 | $ 119,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1 | $ 305,000 | $ 305,000 | $ 152,000 |
| Reading, PA | 1 | $ 85,000 | $ 85,000 | $ 106,000 |
| Rochester, MN | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Rome, GA | 1 | $ 215,000 | $ 215,000 | $ 113,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 985,000 | $ 985,000 | $ 150,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 305,000 | $ 305,000 | $ 140,000 |
| Santa Fe, NM | 1 | $ 365,000 | $ 365,000 | $ 150,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 485,000 | $ 485,000 | $ 83,000 |
| Sebastian-Vero Beach, FL | 1 | $ 445,000 | $ 445,000 | $ 119,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 315,000 | $ 315,000 | $ 136,000 |
| Springfield, IL | 1 | $ 255,000 | $ 255,000 | $ 169,000 |
| St. Cloud, MN | 1 | $ 155,000 | $ 155,000 | $ 29,000 |
| Tuscaloosa, AL | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Wichita, KS | 1 | $ 235,000 | $ 235,000 | $ 127,000 |
| Yakima, WA | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| York-Hanover, PA | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Yuma, AZ | 1 | $ 405,000 | $ 405,000 | $ 116,000 |
Mortgage Loan Application Detail Totals for Nations Reliable Lending, LLC in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,567 | $1,892,285,000 | $288,000 | $3,305,000 | $112,000 | $2,927,000 |
| Cash-out Refinancing | 1,033 | $278,955,000 | $270,000 | $2,005,000 | $116,000 | $1,426,000 |
| Refinancing | 493 | $122,435,000 | $248,000 | $1,135,000 | $129,000 | $1,231,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,918 | $1,128,420,000 | $288,000 | $2,445,000 | $125,000 | $2,927,000 |
| Hispanic | 2,156 | $558,860,000 | $259,000 | $2,405,000 | $94,000 | $1,613,000 |
| Black or African American | 1,081 | $317,255,000 | $293,000 | $2,125,000 | $108,000 | $773,000 |
| Not Provided | 571 | $169,255,000 | $296,000 | $3,305,000 | $112,000 | $812,000 |
| Asian | 288 | $100,070,000 | $347,000 | $2,005,000 | $137,000 | $1,195,000 |
| American Indian or Alaskan Native | 54 | $12,730,000 | $235,000 | $455,000 | $117,000 | $1,374,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $3,910,000 | $325,000 | $575,000 | $103,000 | $200,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,899 | $1,454,615,000 | $296,000 | $3,305,000 | $132,000 | $2,927,000 |
| FHA-insured (Federal Housing Administration) | 2,621 | $659,095,000 | $251,000 | $925,000 | $85,000 | $1,270,000 |
| VA-guaranteed (Veterans Administration) | 488 | $162,800,000 | $333,000 | $1,525,000 | $96,000 | $560,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 85 | $17,165,000 | $201,000 | $405,000 | $64,000 | $123,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,342 | $1,479,330,000 | $276,000 | $2,405,000 | $111,000 | $2,191,000 |
| Application Withdrawn By Applicant | 1,431 | $440,285,000 | $307,000 | $3,305,000 | $120,000 | $1,613,000 |
| File Closed For Incompleteness | 882 | $255,840,000 | $290,000 | $2,005,000 | $125,000 | $2,377,000 |
| Application Denied By Financial Institution | 381 | $101,585,000 | $266,000 | $2,445,000 | $101,000 | $2,927,000 |
| Application Approved But Not Accepted | 54 | $15,110,000 | $279,000 | $945,000 | $114,000 | $422,000 |
| Preapproval Approved but not Accepted | 2 | $1,090,000 | $545,000 | $595,000 | $167,000 | $207,000 |
| Preapproval Denied by Financial Institution | 1 | $435,000 | $435,000 | $435,000 | $98,000 | $98,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,711 | $2,191,655,000 | $284,000 | $3,305,000 | $114,000 | $2,377,000 |
| Debt-To-Income Ratio | 104 | $29,440,000 | $283,000 | $855,000 | $74,000 | $238,000 |
| Other | 95 | $24,135,000 | $254,000 | $985,000 | $93,000 | $500,000 |
| Credit History | 53 | $13,235,000 | $249,000 | $645,000 | $138,000 | $1,081,000 |
| Collateral | 50 | $14,320,000 | $286,000 | $2,445,000 | $163,000 | $2,927,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 37 | $10,275,000 | $277,000 | $515,000 | $87,000 | $208,000 |
| Employment History | 25 | $5,515,000 | $220,000 | $305,000 | $85,000 | $419,000 |
| Unverifiable Information | 13 | $3,205,000 | $246,000 | $435,000 | $68,000 | $148,000 |
| Credit Application Incomplete | 5 | $1,895,000 | $379,000 | $715,000 | $103,000 | $158,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nations Reliable Lending, LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nations Reliable Lending, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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