Nationwide Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nationwide Bank One Nationwide Plaza Columbus, OH 43215 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,861 |
| Total Mortgage Loan Application Amount | $380,558,000 |
| Average Mortgage Loan Application Amount | $196,333 |
| Highest Mortgage Loan Application Amount | $1,941,000 |
| Average Applicant Income | $109,333 |
| Highest Applicant Income | $2,864,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Nationwide Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nationwide Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Nationwide Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nationwide Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Nationwide Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nationwide Bank's mortgage activity for 2014.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| COLUMBUS, OH | 529 | $ 66,993,000 | $ 126,000 | $ 70,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 261 | $ 165,988,000 | $ 635,000 | $ 224,000 |
| DES MOINES-WEST DES MOINES, IA | 50 | $ 7,760,000 | $ 155,000 | $ 89,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 42 | $ 6,310,000 | $ 150,000 | $ 95,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 28 | $ 3,718,000 | $ 132,000 | $ 117,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 28 | $ 12,983,000 | $ 442,000 | $ 191,500 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 22 | $ 2,405,000 | $ 109,000 | $ 116,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 22 | $ 3,090,000 | $ 140,000 | $ 114,000 |
| DENVER-AURORA-LAKEWOOD, CO | 19 | $ 3,185,000 | $ 167,000 | $ 74,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 19 | $ 2,987,000 | $ 157,000 | $ 108,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 19 | $ 2,375,000 | $ 127,666 | $ 84,666 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 18 | $ 3,978,000 | $ 190,500 | $ 101,500 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 18 | $ 2,117,000 | $ 117,000 | $ 108,000 |
| DALLAS-PLANO-IRVING, TX | 15 | $ 5,218,000 | $ 347,000 | $ 325,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 15 | $ 1,029,000 | $ 68,000 | $ 91,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 12 | $ 1,048,000 | $ 93,000 | $ 77,000 |
| RICHMOND, VA | 12 | $ 1,713,000 | $ 142,000 | $ 111,000 |
| ST. LOUIS, MO-IL | 12 | $ 1,415,000 | $ 85,000 | $ 76,500 |
| PITTSBURGH, PA | 11 | $ 648,000 | $ 58,000 | $ 47,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 11 | $ 2,638,000 | $ 239,000 | $ 287,000 |
| HARRISBURG-CARLISLE, PA | 10 | $ 1,424,000 | $ 142,000 | $ 84,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 9 | $ 3,029,000 | $ 336,000 | $ 216,000 |
| CLEVELAND-ELYRIA, OH | 9 | $ 771,000 | $ 85,000 | $ 60,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 9 | $ 1,665,000 | $ 185,000 | $ 74,000 |
| SAN DIEGO-CARLSBAD, CA | 9 | $ 1,722,000 | $ 191,000 | $ 166,000 |
| GAINESVILLE, FL | 8 | $ 1,273,000 | $ 159,000 | $ 83,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 8 | $ 1,376,000 | $ 172,000 | $ 202,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 8 | $ 1,601,000 | $ 192,500 | $ 139,500 |
| PHILADELPHIA, PA | 8 | $ 624,000 | $ 78,000 | $ 54,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 8 | $ 4,098,000 | $ 512,000 | $ 306,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 8 | $ 283,000 | $ 35,000 | $ 76,000 |
| CINCINNATI, OH-KY-IN | 7 | $ 721,000 | $ 111,000 | $ 64,500 |
| DETROIT-DEARBORN-LIVONIA, MI | 7 | $ 136,000 | $ 19,000 | $ 66,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 7 | $ 1,080,000 | $ 154,000 | $ 120,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 7 | $ 450,000 | $ 64,000 | $ 65,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 7 | $ 502,000 | $ 71,000 | $ 85,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 7 | $ 1,040,000 | $ 148,000 | $ 120,000 |
| WILMINGTON, DE-MD-NJ | 7 | $ 837,000 | $ 119,000 | $ 76,000 |
| ALBANY-SCHENECTADY-TROY, NY | 6 | $ 240,000 | $ 40,000 | $ 45,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 6 | $ 1,056,000 | $ 176,000 | $ 316,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 6 | $ 214,000 | $ 35,000 | $ 66,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 6 | $ 687,000 | $ 114,000 | $ 88,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 6 | $ 903,000 | $ 150,000 | $ 76,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 6 | $ 4,381,000 | $ 730,000 | $ 243,000 |
| AUSTIN-ROUND ROCK, TX | 5 | $ 707,000 | $ 141,000 | $ 69,000 |
| COEUR D'ALENE, ID | 5 | $ 1,534,000 | $ 306,000 | $ 123,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 5 | $ 825,000 | $ 165,000 | $ 638,000 |
| JACKSONVILLE, FL | 5 | $ 407,000 | $ 81,000 | $ 87,000 |
| KANSAS CITY, MO-KS | 5 | $ 462,000 | $ 92,000 | $ 43,000 |
| MOBILE, AL | 5 | $ 191,000 | $ 38,000 | $ 33,000 |
| NEW HAVEN-MILFORD, CT | 5 | $ 449,000 | $ 89,000 | $ 89,000 |
| OKLAHOMA CITY, OK | 5 | $ 388,000 | $ 77,000 | $ 56,000 |
| RALEIGH, NC | 5 | $ 1,130,000 | $ 226,000 | $ 107,000 |
| SALT LAKE CITY, UT | 5 | $ 411,000 | $ 82,000 | $ 91,000 |
| AKRON, OH | 4 | $ 303,000 | $ 75,000 | $ 52,000 |
| ASHEVILLE, NC | 4 | $ 456,000 | $ 114,000 | $ 99,000 |
| BAKERSFIELD, CA | 4 | $ 345,000 | $ 86,000 | $ 69,000 |
| BIRMINGHAM-HOOVER, AL | 4 | $ 509,000 | $ 127,000 | $ 72,000 |
| BOISE CITY, ID | 4 | $ 1,486,000 | $ 371,000 | $ 159,000 |
| BREMERTON-SILVERDALE, WA | 4 | $ 1,627,000 | $ 406,000 | $ 143,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 4 | $ 849,000 | $ 212,000 | $ 159,000 |
| CEDAR RAPIDS, IA | 4 | $ 341,000 | $ 85,000 | $ 118,000 |
| DAYTON, OH | 4 | $ 47,000 | $ 11,000 | $ 30,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 4 | $ 607,000 | $ 151,000 | $ 105,000 |
| FORT WORTH-ARLINGTON, TX | 4 | $ 365,000 | $ 91,000 | $ 61,000 |
| FRESNO, CA | 4 | $ 290,000 | $ 72,000 | $ 76,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 4 | $ 138,000 | $ 34,000 | $ 70,500 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 4 | $ 233,000 | $ 58,000 | $ 58,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 4 | $ 356,000 | $ 89,000 | $ 68,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 4 | $ 720,000 | $ 180,000 | $ 122,000 |
| NEW ORLEANS-METAIRIE, LA | 4 | $ 144,000 | $ 36,000 | $ 88,000 |
| PROVIDENCE-WARWICK, RI-MA | 4 | $ 440,000 | $ 109,500 | $ 228,500 |
| WINSTON-SALEM, NC | 4 | $ 208,000 | $ 52,000 | $ 25,000 |
| ALBUQUERQUE, NM | 3 | $ 63,000 | $ 21,000 | $ 29,000 |
| ALEXANDRIA, LA | 3 | $ 85,000 | $ 28,000 | $ 91,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 3 | $ 919,000 | $ 306,000 | $ 111,000 |
| BARNSTABLE TOWN, MA | 3 | $ 55,000 | $ 18,000 | $ 62,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 3 | $ 35,000 | $ 11,000 | $ 30,000 |
| CANTON-MASSILLON, OH | 3 | $ 111,000 | $ 37,000 | $ 33,000 |
| CHATTANOOGA, TN-GA | 3 | $ 281,000 | $ 115,500 | $ 57,500 |
| COLUMBIA, SC | 3 | $ 227,000 | $ 75,000 | $ 97,000 |
| EUGENE, OR | 3 | $ 799,000 | $ 266,000 | $ 78,000 |
| GOLDSBORO, NC | 3 | $ 63,000 | $ 21,000 | $ 38,000 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 30,000 | $ 10,000 | $ 54,000 |
| GREENSBORO-HIGH POINT, NC | 3 | $ 285,000 | $ 95,000 | $ 71,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 3 | $ 164,000 | $ 54,000 | $ 67,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 140,000 | $ 38,500 | $ 79,000 |
| LAFAYETTE, LA | 3 | $ 45,000 | $ 15,000 | $ 109,000 |
| MEMPHIS, TN-MS-AR | 3 | $ 180,000 | $ 60,000 | $ 70,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 3 | $ 255,000 | $ 85,000 | $ 73,000 |
| OCALA, FL | 3 | $ 28,000 | $ 9,000 | $ 26,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 3 | $ 506,000 | $ 168,000 | $ 158,000 |
| PORTLAND-SOUTH PORTLAND, ME | 3 | $ 336,000 | $ 112,000 | $ 43,000 |
| ROCHESTER, NY | 3 | $ 38,000 | $ 12,000 | $ 52,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 3 | $ 438,000 | $ 146,000 | $ 84,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 3 | $ 179,000 | $ 64,500 | $ 124,500 |
| BANGOR, ME | 2 | $ 170,000 | $ 85,000 | $ 52,000 |
| BATTLE CREEK, MI | 2 | $ 35,000 | $ 17,000 | $ 29,000 |
| BINGHAMTON, NY | 2 | $ 45,000 | $ 22,000 | $ 28,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 65,000 | $ 32,000 | $ 76,000 |
| BOSTON, MA | 2 | $ 55,000 | $ 27,000 | $ 106,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 2 | $ 181,000 | $ 90,000 | $ 35,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 35,000 | $ 17,000 | $ 32,000 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 125,000 | $ 62,000 | $ 58,000 |
| CHARLESTON, WV | 2 | $ 32,000 | $ 16,000 | $ 77,000 |
| CLARKSVILLE, TN-KY | 2 | $ 199,000 | $ 99,000 | $ 65,000 |
| COLORADO SPRINGS, CO | 2 | $ 18,000 | $ 9,000 | $ 70,000 |
| DOVER, DE | 2 | $ 38,000 | $ 19,000 | $ 85,000 |
| DURHAM-CHAPEL HILL, NC | 2 | $ 115,000 | $ 57,000 | $ 17,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 2 | $ 280,000 | $ 140,000 | $ 133,000 |
| EAST STROUDSBURG, PA | 2 | $ 125,000 | $ 62,000 | $ 50,000 |
| GARY, IN | 2 | $ 125,000 | $ 62,000 | $ 63,000 |
| HARRISONBURG, VA | 2 | $ 416,000 | $ 208,000 | $ 60,000 |
| HOUMA-THIBODAUX, LA | 2 | $ 110,000 | $ 55,000 | $ 118,000 |
| JACKSON, MS | 2 | $ 80,000 | $ 40,000 | $ 67,000 |
| JANESVILLE-BELOIT, WI | 2 | $ 50,000 | $ 25,000 | $ 25,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 2 | $ 30,000 | $ 15,000 | $ 38,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 27,000 | $ 13,000 | $ 58,000 |
| LINCOLN, NE | 2 | $ 533,000 | $ 266,000 | $ 140,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 100,000 | $ 50,000 | $ 9,000 |
| MODESTO, CA | 2 | $ 65,000 | $ 32,000 | $ 32,000 |
| MONROE, MI | 2 | $ 29,000 | $ 14,000 | $ 129,000 |
| MUNCIE, IN | 2 | $ 45,000 | $ 22,000 | $ 34,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 2 | $ 880,000 | $ 440,000 | $ 254,000 |
| NEWARK, NJ-PA | 2 | $ 406,000 | $ 203,000 | $ 57,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 195,000 | $ 97,000 | $ 30,000 |
| SALINAS, CA | 2 | $ 705,000 | $ 352,000 | $ 187,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 2 | $ 591,000 | $ 295,000 | $ 140,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 23,000 | $ 11,000 | $ 38,000 |
| SPARTANBURG, SC | 2 | $ 23,000 | $ 11,000 | $ 51,000 |
| STOCKTON-LODI, CA | 2 | $ 80,000 | $ 40,000 | $ 73,000 |
| SYRACUSE, NY | 2 | $ 223,000 | $ 111,000 | $ 136,000 |
| TACOMA-LAKEWOOD, WA | 2 | $ 596,000 | $ 298,000 | $ 170,000 |
| UTICA-ROME, NY | 2 | $ 65,000 | $ 32,000 | $ 49,000 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 427,000 | $ 213,000 | $ 123,000 |
| WAUSAU, WI | 2 | $ 285,000 | $ 142,000 | $ 129,000 |
| WICHITA, KS | 2 | $ 45,000 | $ 22,000 | $ 63,000 |
| WORCESTER, MA-CT | 2 | $ 50,000 | $ 25,000 | $ 83,000 |
| ABILENE, TX | 1 | $ 10,000 | $ 10,000 | $ 58,000 |
| AMES, IA | 1 | $ 207,000 | $ 207,000 | $ 78,000 |
| ANN ARBOR, MI | 1 | $ 16,000 | $ 16,000 | $ 85,000 |
| BAY CITY, MI | 1 | $ 10,000 | $ 10,000 | $ 17,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 30,000 | $ 30,000 | $ 75,000 |
| BLOOMINGTON, IL | 1 | $ 196,000 | $ 196,000 | $ 76,000 |
| BURLINGTON, NC | 1 | $ 361,000 | $ 361,000 | $ 187,000 |
| CAMDEN, NJ | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 152,000 | $ 152,000 | $ 95,000 |
| COLUMBUS, GA-AL | 1 | $ 140,000 | $ 140,000 | $ 52,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 40,000 | $ 40,000 | $ 100,000 |
| DALTON, GA | 1 | $ 20,000 | $ 20,000 | $ 55,000 |
| DANVILLE, IL | 1 | $ 25,000 | $ 25,000 | $ 17,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 1 | $ 40,000 | $ 40,000 | $ 39,000 |
| DECATUR, AL | 1 | $ 50,000 | $ 50,000 | $ 250,000 |
| DUBUQUE, IA | 1 | $ 34,000 | $ 34,000 | $ 82,000 |
| DULUTH, MN-WI | 1 | $ 84,000 | $ 84,000 | $ 15,000 |
| EL PASO, TX | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| ELGIN, IL | 1 | $ 36,000 | $ 36,000 | $ 100,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| EVANSVILLE, IN-KY | 1 | $ 10,000 | $ 10,000 | $ 4,000 |
| FLAGSTAFF, AZ | 1 | $ 126,000 | $ 126,000 | $ 168,000 |
| FLINT, MI | 1 | $ 20,000 | $ 20,000 | $ 54,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 20,000 | $ 20,000 | $ 32,000 |
| FOND DU LAC, WI | 1 | $ 162,000 | $ 162,000 | $ 128,000 |
| GETTYSBURG, PA | 1 | $ 566,000 | $ 566,000 | $ 231,000 |
| GREELEY, CO | 1 | $ 300,000 | $ 300,000 | $ 59,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 25,000 | $ 25,000 | $ 94,000 |
| HATTIESBURG, MS | 1 | $ 275,000 | $ 275,000 | $ 94,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 138,000 | $ 138,000 | $ 83,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 30,000 | $ 30,000 | $ 0 |
| HUNTSVILLE, AL | 1 | $ 206,000 | $ 206,000 | $ 34,000 |
| IOWA CITY, IA | 1 | $ 39,000 | $ 39,000 | $ 36,000 |
| JACKSONVILLE, NC | 1 | $ 25,000 | $ 25,000 | $ 98,000 |
| JONESBORO, AR | 1 | $ 12,000 | $ 12,000 | $ 30,000 |
| JOPLIN, MO | 1 | $ 93,000 | $ 93,000 | $ 101,000 |
| KINGSTON, NY | 1 | $ 258,000 | $ 258,000 | $ 86,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 40,000 | $ 40,000 | $ 68,000 |
| LANCASTER, PA | 1 | $ 200,000 | $ 200,000 | $ 0 |
| LANSING-EAST LANSING, MI | 1 | $ 20,000 | $ 20,000 | $ 29,000 |
| LEWISTON-AUBURN, ME | 1 | $ 82,000 | $ 82,000 | $ 32,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 150,000 | $ 150,000 | $ 104,000 |
| LIMA, OH | 1 | $ 25,000 | $ 25,000 | $ 116,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 233,000 | $ 233,000 | $ 106,000 |
| LONGVIEW, WA | 1 | $ 451,000 | $ 451,000 | $ 115,000 |
| MACON, GA | 1 | $ 50,000 | $ 50,000 | $ 41,000 |
| MADERA, CA | 1 | $ 500,000 | $ 500,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 1 | $ 100,000 | $ 100,000 | $ 138,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
| MERCED, CA | 1 | $ 20,000 | $ 20,000 | $ 100,000 |
| MISSOULA, MT | 1 | $ 50,000 | $ 50,000 | $ 100,000 |
| MONTGOMERY, AL | 1 | $ 20,000 | $ 20,000 | $ 90,000 |
| NEW BERN, NC | 1 | $ 254,000 | $ 254,000 | $ 59,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 20,000 | $ 20,000 | $ 33,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 349,000 | $ 349,000 | $ 235,000 |
| ODESSA, TX | 1 | $ 20,000 | $ 20,000 | $ 90,000 |
| OLYMPIA-TUMWATER, WA | 1 | $ 515,000 | $ 515,000 | $ 169,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 969,000 | $ 969,000 | $ 1,864,000 |
| PEORIA, IL | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| PINE BLUFF, AR | 1 | $ 20,000 | $ 20,000 | $ 35,000 |
| PORT ST. LUCIE, FL | 1 | $ 20,000 | $ 20,000 | $ 47,000 |
| PRESCOTT, AZ | 1 | $ 40,000 | $ 40,000 | $ 82,000 |
| REDDING, CA | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 10,000 | $ 10,000 | $ 52,000 |
| SALEM, OR | 1 | $ 220,000 | $ 220,000 | $ 77,000 |
| SALISBURY, MD-DE | 1 | $ 15,000 | $ 15,000 | $ 20,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| SANTA ROSA, CA | 1 | $ 100,000 | $ 100,000 | $ 150,000 |
| SAVANNAH, GA | 1 | $ 168,000 | $ 168,000 | $ 71,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 1 | $ 938,000 | $ 938,000 | $ 273,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| SPRINGFIELD, MA | 1 | $ 295,000 | $ 295,000 | $ 144,000 |
| SPRINGFIELD, MO | 1 | $ 8,000 | $ 8,000 | $ 25,000 |
| SPRINGFIELD, OH | 1 | $ 118,000 | $ 118,000 | $ 125,000 |
| ST. GEORGE, UT | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| ST. JOSEPH, MO-KS | 1 | $ 20,000 | $ 20,000 | $ 16,000 |
| SUMTER, SC | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| TOLEDO, OH | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| TOPEKA, KS | 1 | $ 8,000 | $ 8,000 | $ 25,000 |
| TULSA, OK | 1 | $ 10,000 | $ 10,000 | $ 26,000 |
| TYLER, TX | 1 | $ 10,000 | $ 10,000 | $ 76,000 |
| URBAN HONOLULU, HI | 1 | $ 738,000 | $ 738,000 | $ 282,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 50,000 | $ 50,000 | $ 85,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 74,000 | $ 74,000 | $ 62,000 |
| WHEELING, WV-OH | 1 | $ 10,000 | $ 10,000 | $ 35,000 |
| WILMINGTON, NC | 1 | $ 104,000 | $ 104,000 | $ 49,000 |
| WINCHESTER, VA-WV | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| YAKIMA, WA | 1 | $ 19,000 | $ 19,000 | $ 99,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 681 | $229,717,000 | $337,000 | $1,941,000 | $145,000 | $2,864,000 |
| Refinancing | 599 | $128,814,000 | $215,000 | $1,499,000 | $109,000 | $1,434,000 |
| Home Improvement | 581 | $22,027,000 | $37,000 | $1,000,000 | $74,000 | $624,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,310 | $253,569,000 | $193,000 | $1,904,000 | $110,000 | $2,864,000 |
| Not Provided | 185 | $62,156,000 | $335,000 | $1,941,000 | $156,000 | $1,075,000 |
| Black or African American | 163 | $15,824,000 | $97,000 | $709,000 | $69,000 | $492,000 |
| Asian | 97 | $37,140,000 | $382,000 | $1,393,000 | $141,000 | $388,000 |
| Hispanic | 94 | $8,750,000 | $93,000 | $507,000 | $75,000 | $275,000 |
| American Indian or Alaskan Native | 10 | $2,899,000 | $289,000 | $1,000,000 | $164,000 | $624,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $220,000 | $110,000 | $150,000 | $117,000 | $198,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,768 | $369,846,000 | $209,000 | $1,941,000 | $115,000 | $2,864,000 |
| FHA-insured (Federal Housing Administration) | 65 | $7,394,000 | $113,000 | $210,000 | $46,000 | $130,000 |
| VA-guaranteed (Veterans Administration) | 25 | $3,101,000 | $124,000 | $271,000 | $48,000 | $110,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $217,000 | $72,000 | $99,000 | $38,000 | $48,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 713 | $255,889,000 | $358,000 | $1,941,000 | $149,000 | $2,864,000 |
| Application Denied By Financial Institution | 687 | $40,683,000 | $59,000 | $1,000,000 | $69,000 | $805,000 |
| Loan Originated | 273 | $49,016,000 | $179,000 | $480,000 | $119,000 | $583,000 |
| Application Approved But Not Accepted | 171 | $33,857,000 | $197,000 | $995,000 | $112,000 | $540,000 |
| Application Withdrawn By Applicant | 17 | $1,113,000 | $65,000 | $200,000 | $106,000 | $370,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 499 | $23,637,000 | $47,000 | $1,000,000 | $60,000 | $624,000 |
| Debt-To-Income Ratio | 70 | $8,616,000 | $123,000 | $417,000 | $70,000 | $805,000 |
| Collateral | 33 | $3,515,000 | $106,000 | $400,000 | $92,000 | $295,000 |
| Credit Application Incomplete | 32 | $1,606,000 | $50,000 | $300,000 | $105,000 | $250,000 |
| Other | 29 | $1,325,000 | $45,000 | $300,000 | $115,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $804,000 | $73,000 | $500,000 | $160,000 | $568,000 |
| Unverifiable Information | 9 | $913,000 | $101,000 | $417,000 | $65,000 | $157,000 |
| Employment History | 4 | $267,000 | $66,000 | $116,000 | $58,000 | $130,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nationwide Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nationwide Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.