Nationwide Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Nationwide Bank One Nationwide Plaza Columbus, OH 43215 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,661 |
| Total Mortgage Loan Application Amount | $1,122,393,000 |
| Average Mortgage Loan Application Amount | $194,666 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $123,000 |
| Highest Applicant Income | $3,861,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Nationwide Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Nationwide Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Nationwide Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Nationwide Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Nationwide Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Nationwide Bank's mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DES MOINES-WEST DES MOINES, IA | 584 | $ 115,563,000 | $ 197,000 | $ 99,000 |
| COLUMBUS, OH | 339 | $ 58,166,000 | $ 171,000 | $ 314,000 |
| ST. LOUIS, MO-IL | 211 | $ 40,665,000 | $ 182,000 | $ 92,500 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 206 | $ 52,773,000 | $ 256,000 | $ 125,000 |
| LINCOLN, NE | 170 | $ 32,210,000 | $ 189,000 | $ 95,000 |
| CEDAR RAPIDS, IA | 167 | $ 25,767,000 | $ 154,000 | $ 88,000 |
| KANSAS CITY, MO-KS | 107 | $ 21,843,000 | $ 202,500 | $ 103,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 100 | $ 16,471,000 | $ 160,500 | $ 80,500 |
| SIOUX CITY, IA-NE-SD | 89 | $ 11,336,000 | $ 126,000 | $ 70,333 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 89 | $ 48,287,000 | $ 461,000 | $ 152,333 |
| BOSTON, MA | 87 | $ 66,873,000 | $ 768,000 | $ 356,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 83 | $ 21,073,000 | $ 253,000 | $ 168,000 |
| AMES, IA | 63 | $ 12,122,000 | $ 192,000 | $ 92,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 55 | $ 38,496,000 | $ 699,000 | $ 342,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 47 | $ 8,053,000 | $ 156,500 | $ 74,500 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 46 | $ 44,744,000 | $ 838,500 | $ 495,500 |
| RALEIGH, NC | 45 | $ 10,014,000 | $ 222,000 | $ 133,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 44 | $ 8,726,000 | $ 198,000 | $ 95,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 39 | $ 8,296,000 | $ 184,000 | $ 146,500 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 36 | $ 27,636,000 | $ 767,000 | $ 313,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 36 | $ 22,583,000 | $ 627,000 | $ 214,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 29 | $ 9,685,000 | $ 333,000 | $ 137,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 28 | $ 15,845,000 | $ 565,000 | $ 377,000 |
| WICHITA, KS | 28 | $ 4,750,000 | $ 169,000 | $ 94,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 27 | $ 5,302,000 | $ 196,000 | $ 116,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 25 | $ 15,867,000 | $ 634,000 | $ 178,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 25 | $ 5,092,000 | $ 203,000 | $ 83,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 24 | $ 9,465,000 | $ 394,000 | $ 145,000 |
| DALLAS-PLANO-IRVING, TX | 22 | $ 7,354,000 | $ 334,000 | $ 137,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 22 | $ 10,580,000 | $ 480,000 | $ 222,000 |
| WATERLOO-CEDAR FALLS, IA | 22 | $ 3,043,000 | $ 138,000 | $ 71,000 |
| RICHMOND, VA | 21 | $ 3,227,000 | $ 153,000 | $ 74,000 |
| TALLAHASSEE, FL | 21 | $ 4,699,000 | $ 223,000 | $ 103,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 20 | $ 5,905,000 | $ 295,000 | $ 186,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 19 | $ 4,329,000 | $ 227,000 | $ 198,000 |
| IOWA CITY, IA | 19 | $ 3,993,000 | $ 210,000 | $ 146,000 |
| JACKSONVILLE, FL | 19 | $ 3,213,000 | $ 169,000 | $ 139,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 19 | $ 5,313,000 | $ 279,000 | $ 219,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 18 | $ 3,528,000 | $ 196,000 | $ 86,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 17 | $ 11,088,000 | $ 652,000 | $ 249,000 |
| ELGIN, IL | 17 | $ 3,107,000 | $ 182,000 | $ 104,000 |
| NEW HAVEN-MILFORD, CT | 17 | $ 3,031,000 | $ 178,000 | $ 103,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 17 | $ 2,611,000 | $ 153,000 | $ 67,000 |
| WORCESTER, MA-CT | 17 | $ 3,838,000 | $ 189,000 | $ 127,500 |
| GREENSBORO-HIGH POINT, NC | 16 | $ 2,878,000 | $ 179,000 | $ 89,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 16 | $ 3,834,000 | $ 220,500 | $ 105,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 16 | $ 2,932,000 | $ 183,000 | $ 88,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 15 | $ 13,251,000 | $ 883,000 | $ 316,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 15 | $ 2,368,000 | $ 157,000 | $ 90,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 15 | $ 2,666,000 | $ 177,000 | $ 85,500 |
| SAN DIEGO-CARLSBAD, CA | 15 | $ 4,244,000 | $ 282,000 | $ 152,000 |
| MEMPHIS, TN-MS-AR | 14 | $ 2,118,000 | $ 170,666 | $ 83,666 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 14 | $ 3,704,000 | $ 247,500 | $ 172,000 |
| RAPID CITY, SD | 14 | $ 2,108,000 | $ 150,000 | $ 79,000 |
| SIOUX FALLS, SD | 14 | $ 2,670,000 | $ 190,000 | $ 82,000 |
| CINCINNATI, OH-KY-IN | 13 | $ 1,425,000 | $ 95,500 | $ 44,000 |
| DENVER-AURORA-LAKEWOOD, CO | 13 | $ 4,003,000 | $ 307,000 | $ 130,000 |
| DURHAM-CHAPEL HILL, NC | 13 | $ 2,021,000 | $ 155,000 | $ 93,000 |
| FORT WORTH-ARLINGTON, TX | 13 | $ 4,255,000 | $ 327,000 | $ 160,000 |
| GAINESVILLE, FL | 13 | $ 2,401,000 | $ 184,000 | $ 109,000 |
| HARRISBURG-CARLISLE, PA | 13 | $ 3,622,000 | $ 278,000 | $ 184,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 13 | $ 1,901,000 | $ 146,000 | $ 66,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 12 | $ 1,770,000 | $ 147,000 | $ 112,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 12 | $ 3,372,000 | $ 193,500 | $ 94,500 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 12 | $ 3,364,000 | $ 280,000 | $ 98,000 |
| ROANOKE, VA | 12 | $ 1,790,000 | $ 149,000 | $ 85,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 12 | $ 7,414,000 | $ 617,000 | $ 342,000 |
| BIRMINGHAM-HOOVER, AL | 11 | $ 1,344,000 | $ 122,000 | $ 68,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 11 | $ 3,900,000 | $ 354,000 | $ 195,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 11 | $ 2,526,000 | $ 229,000 | $ 121,000 |
| PITTSBURGH, PA | 11 | $ 1,364,000 | $ 124,000 | $ 78,000 |
| AUSTIN-ROUND ROCK, TX | 10 | $ 4,407,000 | $ 440,000 | $ 190,000 |
| CLEVELAND-ELYRIA, OH | 10 | $ 1,044,000 | $ 104,000 | $ 83,000 |
| LYNCHBURG, VA | 10 | $ 1,830,000 | $ 183,000 | $ 76,000 |
| PROVIDENCE-WARWICK, RI-MA | 10 | $ 3,687,000 | $ 412,500 | $ 258,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 10 | $ 1,943,000 | $ 194,000 | $ 81,000 |
| CAPE CORAL-FORT MYERS, FL | 9 | $ 1,913,000 | $ 212,000 | $ 147,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 9 | $ 2,319,000 | $ 257,000 | $ 108,000 |
| PHILADELPHIA, PA | 9 | $ 1,115,000 | $ 123,000 | $ 66,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 9 | $ 4,463,000 | $ 495,000 | $ 259,000 |
| BARNSTABLE TOWN, MA | 8 | $ 3,001,000 | $ 375,000 | $ 260,000 |
| CAPE GIRARDEAU, MO-IL | 8 | $ 1,109,000 | $ 138,000 | $ 73,000 |
| TYLER, TX | 8 | $ 1,732,000 | $ 216,000 | $ 113,000 |
| YORK-HANOVER, PA | 8 | $ 1,370,000 | $ 171,000 | $ 120,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 7 | $ 2,167,000 | $ 309,000 | $ 139,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 7 | $ 1,127,000 | $ 161,000 | $ 80,000 |
| LANCASTER, PA | 7 | $ 1,277,000 | $ 182,000 | $ 104,000 |
| NEWARK, NJ-PA | 7 | $ 3,545,000 | $ 307,500 | $ 200,500 |
| PORT ST. LUCIE, FL | 7 | $ 1,253,000 | $ 179,000 | $ 97,000 |
| SAN RAFAEL, CA | 7 | $ 5,213,000 | $ 744,000 | $ 337,000 |
| WILMINGTON, DE-MD-NJ | 7 | $ 1,295,000 | $ 161,000 | $ 97,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 6 | $ 1,035,000 | $ 172,000 | $ 45,000 |
| SALISBURY, MD-DE | 6 | $ 1,656,000 | $ 197,500 | $ 159,500 |
| TACOMA-LAKEWOOD, WA | 6 | $ 1,358,000 | $ 226,000 | $ 108,000 |
| TOLEDO, OH | 6 | $ 886,000 | $ 147,000 | $ 66,000 |
| TULSA, OK | 6 | $ 564,000 | $ 94,000 | $ 49,000 |
| WINSTON-SALEM, NC | 6 | $ 568,000 | $ 94,000 | $ 46,000 |
| ALBUQUERQUE, NM | 5 | $ 871,000 | $ 174,000 | $ 77,000 |
| DAYTON, OH | 5 | $ 502,000 | $ 100,000 | $ 47,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 5 | $ 555,000 | $ 111,000 | $ 179,000 |
| DUBUQUE, IA | 5 | $ 451,000 | $ 90,000 | $ 22,000 |
| GARY, IN | 5 | $ 1,032,000 | $ 206,000 | $ 124,000 |
| HICKORY-LENOIR-MORGANTON, NC | 5 | $ 802,000 | $ 160,000 | $ 144,000 |
| JACKSON, TN | 5 | $ 732,000 | $ 146,000 | $ 63,000 |
| KNOXVILLE, TN | 5 | $ 1,043,000 | $ 208,000 | $ 149,000 |
| LAWRENCE, KS | 5 | $ 850,000 | $ 170,000 | $ 70,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 5 | $ 495,000 | $ 99,000 | $ 73,000 |
| MONTGOMERY, AL | 5 | $ 330,000 | $ 66,000 | $ 50,000 |
| OKLAHOMA CITY, OK | 5 | $ 697,000 | $ 139,000 | $ 88,000 |
| RENO, NV | 5 | $ 1,663,000 | $ 332,000 | $ 385,000 |
| SANTA ROSA, CA | 5 | $ 2,035,000 | $ 407,000 | $ 187,000 |
| SYRACUSE, NY | 5 | $ 666,000 | $ 133,000 | $ 92,000 |
| WAUSAU, WI | 5 | $ 834,000 | $ 166,000 | $ 87,000 |
| AKRON, OH | 4 | $ 520,000 | $ 130,000 | $ 95,000 |
| CHATTANOOGA, TN-GA | 4 | $ 439,000 | $ 109,000 | $ 47,000 |
| COLORADO SPRINGS, CO | 4 | $ 770,000 | $ 192,000 | $ 69,000 |
| CORPUS CHRISTI, TX | 4 | $ 311,000 | $ 77,000 | $ 57,000 |
| FAYETTEVILLE, NC | 4 | $ 684,000 | $ 171,000 | $ 113,000 |
| FRESNO, CA | 4 | $ 257,000 | $ 64,000 | $ 26,000 |
| HUNTSVILLE, AL | 4 | $ 657,000 | $ 164,000 | $ 76,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 4 | $ 465,000 | $ 116,000 | $ 59,500 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 4 | $ 1,784,000 | $ 446,000 | $ 182,000 |
| OSHKOSH-NEENAH, WI | 4 | $ 384,000 | $ 96,000 | $ 60,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4 | $ 1,229,000 | $ 307,000 | $ 123,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 669,000 | $ 167,000 | $ 98,000 |
| PROVO-OREM, UT | 4 | $ 1,109,000 | $ 277,000 | $ 126,000 |
| PUEBLO, CO | 4 | $ 558,000 | $ 139,000 | $ 62,000 |
| ROCHESTER, MN | 4 | $ 1,071,000 | $ 267,000 | $ 141,000 |
| ROCHESTER, NY | 4 | $ 148,000 | $ 37,000 | $ 55,000 |
| ROCKFORD, IL | 4 | $ 526,000 | $ 131,000 | $ 80,000 |
| SALT LAKE CITY, UT | 4 | $ 836,000 | $ 209,000 | $ 68,000 |
| ST. GEORGE, UT | 4 | $ 510,000 | $ 127,000 | $ 40,000 |
| TRENTON, NJ | 4 | $ 1,289,000 | $ 322,000 | $ 160,000 |
| TUCSON, AZ | 4 | $ 1,104,000 | $ 276,000 | $ 103,000 |
| WILMINGTON, NC | 4 | $ 620,000 | $ 155,000 | $ 85,000 |
| ALBANY-SCHENECTADY-TROY, NY | 3 | $ 392,000 | $ 130,000 | $ 102,000 |
| AMARILLO, TX | 3 | $ 258,000 | $ 86,000 | $ 33,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 297,000 | $ 123,000 | $ 37,000 |
| BELLINGHAM, WA | 3 | $ 1,039,000 | $ 346,000 | $ 159,000 |
| BOULDER, CO | 3 | $ 1,000,000 | $ 333,000 | $ 122,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 3 | $ 365,000 | $ 121,000 | $ 79,000 |
| COLUMBIA, SC | 3 | $ 348,000 | $ 116,000 | $ 797,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 3 | $ 903,000 | $ 301,000 | $ 137,000 |
| DULUTH, MN-WI | 3 | $ 691,000 | $ 230,000 | $ 84,000 |
| FORT WAYNE, IN | 3 | $ 517,000 | $ 172,000 | $ 79,000 |
| GLENS FALLS, NY | 3 | $ 378,000 | $ 126,000 | $ 138,000 |
| GOLDSBORO, NC | 3 | $ 391,000 | $ 130,000 | $ 62,000 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 427,000 | $ 142,000 | $ 108,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 573,000 | $ 191,000 | $ 77,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 3 | $ 323,000 | $ 107,000 | $ 63,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 107,000 | $ 31,000 | $ 14,500 |
| LA CROSSE-ONALASKA, WI-MN | 3 | $ 513,000 | $ 168,000 | $ 80,000 |
| MANHATTAN, KS | 3 | $ 832,000 | $ 277,000 | $ 123,000 |
| MORGANTOWN, WV | 3 | $ 423,000 | $ 141,000 | $ 62,000 |
| MUSKEGON, MI | 3 | $ 329,000 | $ 109,000 | $ 43,000 |
| NEW BERN, NC | 3 | $ 430,000 | $ 143,000 | $ 112,000 |
| NORWICH-NEW LONDON, CT | 3 | $ 389,000 | $ 129,000 | $ 44,000 |
| READING, PA | 3 | $ 439,000 | $ 146,000 | $ 86,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 3 | $ 416,000 | $ 138,000 | $ 107,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 3 | $ 288,000 | $ 96,000 | $ 78,000 |
| SPRINGFIELD, MA | 3 | $ 676,000 | $ 225,000 | $ 87,000 |
| SPRINGFIELD, MO | 3 | $ 478,000 | $ 159,000 | $ 53,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 593,000 | $ 296,000 | $ 95,000 |
| ANCHORAGE, AK | 2 | $ 259,000 | $ 129,000 | $ 134,000 |
| ANN ARBOR, MI | 2 | $ 193,000 | $ 96,000 | $ 47,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 2 | $ 139,000 | $ 69,000 | $ 57,000 |
| ASHEVILLE, NC | 2 | $ 303,000 | $ 151,000 | $ 57,000 |
| BECKLEY, WV | 2 | $ 203,000 | $ 101,000 | $ 41,000 |
| BEND-REDMOND, OR | 2 | $ 538,000 | $ 269,000 | $ 145,000 |
| BURLINGTON, NC | 2 | $ 623,000 | $ 311,000 | $ 168,000 |
| CANTON-MASSILLON, OH | 2 | $ 242,000 | $ 121,000 | $ 62,000 |
| CHARLESTON, WV | 2 | $ 205,000 | $ 102,000 | $ 66,000 |
| CHARLOTTESVILLE, VA | 2 | $ 550,000 | $ 275,000 | $ 67,000 |
| COLUMBUS, GA-AL | 2 | $ 130,000 | $ 65,000 | $ 95,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 504,000 | $ 252,000 | $ 223,000 |
| DECATUR, AL | 2 | $ 196,000 | $ 98,000 | $ 181,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 2 | $ 134,000 | $ 67,000 | $ 27,000 |
| DOTHAN, AL | 2 | $ 75,000 | $ 37,000 | $ 22,000 |
| FLINT, MI | 2 | $ 117,000 | $ 58,000 | $ 24,000 |
| FOND DU LAC, WI | 2 | $ 249,000 | $ 124,000 | $ 90,000 |
| FORT COLLINS, CO | 2 | $ 358,000 | $ 179,000 | $ 79,000 |
| FORT SMITH, AR-OK | 2 | $ 169,000 | $ 84,000 | $ 0 |
| GREELEY, CO | 2 | $ 479,000 | $ 239,000 | $ 110,000 |
| GREEN BAY, WI | 2 | $ 366,000 | $ 183,000 | $ 100,000 |
| HANFORD-CORCORAN, CA | 2 | $ 244,000 | $ 122,000 | $ 63,000 |
| HARRISONBURG, VA | 2 | $ 389,000 | $ 194,000 | $ 59,000 |
| JACKSON, MS | 2 | $ 268,000 | $ 134,000 | $ 54,000 |
| JONESBORO, AR | 2 | $ 195,000 | $ 97,000 | $ 49,000 |
| JOPLIN, MO | 2 | $ 318,000 | $ 159,000 | $ 82,000 |
| KANKAKEE, IL | 2 | $ 434,000 | $ 217,000 | $ 131,000 |
| KENNEWICK-RICHLAND, WA | 2 | $ 335,000 | $ 167,000 | $ 120,000 |
| LAWTON, OK | 2 | $ 246,000 | $ 123,000 | $ 83,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 286,000 | $ 143,000 | $ 82,000 |
| MANSFIELD, OH | 2 | $ 213,000 | $ 106,000 | $ 53,000 |
| MOBILE, AL | 2 | $ 100,000 | $ 50,000 | $ 14,000 |
| MUNCIE, IN | 2 | $ 47,000 | $ 23,000 | $ 130,000 |
| NEW ORLEANS-METAIRIE, LA | 2 | $ 426,000 | $ 213,000 | $ 141,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 271,000 | $ 135,000 | $ 148,000 |
| PARKERSBURG-VIENNA, WV | 2 | $ 76,000 | $ 38,000 | $ 32,000 |
| PORTLAND-SOUTH PORTLAND, ME | 2 | $ 648,000 | $ 324,000 | $ 594,000 |
| RACINE, WI | 2 | $ 272,000 | $ 136,000 | $ 65,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 990,000 | $ 495,000 | $ 553,000 |
| SEBRING, FL | 2 | $ 127,000 | $ 63,000 | $ 74,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 396,000 | $ 198,000 | $ 130,500 |
| SPOKANE-SPOKANE VALLEY, WA | 2 | $ 320,000 | $ 160,000 | $ 72,000 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 257,000 | $ 128,000 | $ 47,000 |
| STOCKTON-LODI, CA | 2 | $ 866,000 | $ 433,000 | $ 134,000 |
| TUSCALOOSA, AL | 2 | $ 149,000 | $ 74,000 | $ 44,000 |
| UTICA-ROME, NY | 2 | $ 394,000 | $ 197,000 | $ 41,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 234,000 | $ 117,000 | $ 91,000 |
| YAKIMA, WA | 2 | $ 312,000 | $ 156,000 | $ 80,000 |
| ALBANY, OR | 1 | $ 76,000 | $ 76,000 | $ 75,000 |
| ALTOONA, PA | 1 | $ 92,000 | $ 92,000 | $ 150,000 |
| APPLETON, WI | 1 | $ 143,000 | $ 143,000 | $ 25,000 |
| BATON ROUGE, LA | 1 | $ 37,000 | $ 37,000 | $ 67,000 |
| BILLINGS, MT | 1 | $ 41,000 | $ 41,000 | $ 48,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 105,000 | $ 105,000 | $ 264,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 110,000 | $ 110,000 | $ 24,000 |
| BOISE CITY, ID | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| BOWLING GREEN, KY | 1 | $ 235,000 | $ 235,000 | $ 135,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 329,000 | $ 329,000 | $ 139,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 81,000 | $ 81,000 | $ 0 |
| BRUNSWICK, GA | 1 | $ 137,000 | $ 137,000 | $ 45,000 |
| CAMDEN, NJ | 1 | $ 385,000 | $ 385,000 | $ 240,000 |
| CARSON CITY, NV | 1 | $ 110,000 | $ 110,000 | $ 71,000 |
| CHICO, CA | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| COLUMBIA, MO | 1 | $ 274,000 | $ 274,000 | $ 164,000 |
| DOVER, DE | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 1 | $ 26,000 | $ 26,000 | $ 23,000 |
| EAU CLAIRE, WI | 1 | $ 68,000 | $ 68,000 | $ 0 |
| EL CENTRO, CA | 1 | $ 183,000 | $ 183,000 | $ 62,000 |
| EL PASO, TX | 1 | $ 111,000 | $ 111,000 | $ 65,000 |
| ELMIRA, NY | 1 | $ 140,000 | $ 140,000 | $ 86,000 |
| FAIRBANKS, AK | 1 | $ 172,000 | $ 172,000 | $ 80,000 |
| FARMINGTON, NM | 1 | $ 244,000 | $ 244,000 | $ 138,000 |
| FLORENCE, SC | 1 | $ 189,000 | $ 189,000 | $ 111,000 |
| GAINESVILLE, GA | 1 | $ 355,000 | $ 355,000 | $ 105,000 |
| GRAND ISLAND, NE | 1 | $ 50,000 | $ 50,000 | $ 18,000 |
| GREENVILLE, NC | 1 | $ 86,000 | $ 86,000 | $ 14,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 59,000 | $ 59,000 | $ 55,000 |
| HATTIESBURG, MS | 1 | $ 120,000 | $ 120,000 | $ 151,000 |
| HOMOSASSA SPRINGS, FL | 1 | $ 196,000 | $ 196,000 | $ 128,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 150,000 | $ 150,000 | $ 99,000 |
| IDAHO FALLS, ID | 1 | $ 130,000 | $ 130,000 | $ 42,000 |
| JACKSONVILLE, NC | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 157,000 | $ 157,000 | $ 132,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 136,000 | $ 136,000 | $ 49,000 |
| KINGSTON, NY | 1 | $ 158,000 | $ 158,000 | $ 130,000 |
| LAFAYETTE, LA | 1 | $ 154,000 | $ 154,000 | $ 47,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 168,000 | $ 168,000 | $ 122,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 184,000 | $ 184,000 | $ 92,000 |
| LONGVIEW, TX | 1 | $ 115,000 | $ 115,000 | $ 82,000 |
| MADISON, WI | 1 | $ 165,000 | $ 165,000 | $ 172,000 |
| MANCHESTER-NASHUA, NH | 1 | $ 215,000 | $ 215,000 | $ 184,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 237,000 | $ 237,000 | $ 115,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 132,000 | $ 132,000 | $ 0 |
| MISSOULA, MT | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| MODESTO, CA | 1 | $ 180,000 | $ 180,000 | $ 76,000 |
| MONROE, MI | 1 | $ 256,000 | $ 256,000 | $ 145,000 |
| MORRISTOWN, TN | 1 | $ 131,000 | $ 131,000 | $ 40,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 295,000 | $ 295,000 | $ 146,000 |
| OCALA, FL | 1 | $ 66,000 | $ 66,000 | $ 0 |
| OCEAN CITY, NJ | 1 | $ 550,000 | $ 550,000 | $ 583,000 |
| OLYMPIA-TUMWATER, WA | 1 | $ 120,000 | $ 120,000 | $ 94,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 143,000 | $ 143,000 | $ 75,000 |
| PITTSFIELD, MA | 1 | $ 140,000 | $ 140,000 | $ 90,000 |
| PUNTA GORDA, FL | 1 | $ 180,000 | $ 180,000 | $ 156,000 |
| ROME, GA | 1 | $ 63,000 | $ 63,000 | $ 103,000 |
| SALEM, OR | 1 | $ 144,000 | $ 144,000 | $ 121,000 |
| SALINAS, CA | 1 | $ 868,000 | $ 868,000 | $ 547,000 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 634,000 | $ 634,000 | $ 144,000 |
| SAVANNAH, GA | 1 | $ 810,000 | $ 810,000 | $ 319,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| SPARTANBURG, SC | 1 | $ 61,000 | $ 61,000 | $ 0 |
| SPRINGFIELD, IL | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| ST. JOSEPH, MO-KS | 1 | $ 142,000 | $ 142,000 | $ 50,000 |
| TERRE HAUTE, IN | 1 | $ 85,000 | $ 85,000 | $ 93,000 |
| TEXARKANA, TX-AR | 1 | $ 40,000 | $ 40,000 | $ 34,000 |
| TOPEKA, KS | 1 | $ 83,000 | $ 83,000 | $ 79,000 |
| VALDOSTA, GA | 1 | $ 109,000 | $ 109,000 | $ 28,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 150,000 | $ 150,000 | $ 95,000 |
| WACO, TX | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| WATERTOWN-FORT DRUM, NY | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| WHEELING, WV-OH | 1 | $ 106,000 | $ 106,000 | $ 55,000 |
| WILLIAMSPORT, PA | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,526 | $533,160,000 | $211,000 | $4,000,000 | $126,000 | $2,892,000 |
| Home Purchase | 2,056 | $582,119,000 | $283,000 | $3,751,000 | $158,000 | $3,861,000 |
| Home Improvement | 79 | $7,114,000 | $90,000 | $1,516,000 | $85,000 | $996,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,789 | $844,142,000 | $222,000 | $3,751,000 | $129,000 | $2,184,000 |
| Not Provided | 348 | $142,132,000 | $408,000 | $4,000,000 | $233,000 | $3,861,000 |
| Asian | 180 | $74,808,000 | $415,000 | $2,047,000 | $271,000 | $2,976,000 |
| Black or African American | 175 | $27,654,000 | $158,000 | $997,000 | $90,000 | $1,152,000 |
| Hispanic | 151 | $28,707,000 | $190,000 | $1,365,000 | $109,000 | $1,560,000 |
| American Indian or Alaskan Native | 14 | $3,574,000 | $255,000 | $768,000 | $88,000 | $243,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,376,000 | $344,000 | $736,000 | $151,000 | $225,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,388 | $1,082,635,000 | $246,000 | $4,000,000 | $144,000 | $3,861,000 |
| FHA-insured (Federal Housing Administration) | 182 | $23,476,000 | $128,000 | $369,000 | $49,000 | $176,000 |
| VA-guaranteed (Veterans Administration) | 91 | $16,282,000 | $178,000 | $416,000 | $96,000 | $1,265,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,170 | $719,775,000 | $331,000 | $4,000,000 | $196,000 | $3,861,000 |
| Loan Originated | 1,071 | $184,629,000 | $172,000 | $550,000 | $96,000 | $883,000 |
| Application Approved But Not Accepted | 792 | $131,836,000 | $166,000 | $1,000,000 | $96,000 | $787,000 |
| Application Denied By Financial Institution | 601 | $81,726,000 | $135,000 | $965,000 | $72,000 | $2,184,000 |
| Application Withdrawn By Applicant | 24 | $3,792,000 | $158,000 | $567,000 | $90,000 | $275,000 |
| File Closed For Incompleteness | 3 | $635,000 | $211,000 | $293,000 | $143,000 | $188,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 301 | $35,890,000 | $119,000 | $780,000 | $62,000 | $2,184,000 |
| Debt-To-Income Ratio | 125 | $19,940,000 | $159,000 | $965,000 | $67,000 | $1,265,000 |
| Other | 92 | $14,396,000 | $156,000 | $552,000 | $102,000 | $700,000 |
| Collateral | 45 | $6,145,000 | $136,000 | $460,000 | $79,000 | $264,000 |
| Credit Application Incomplete | 18 | $2,013,000 | $111,000 | $320,000 | $89,000 | $245,000 |
| Unverifiable Information | 10 | $1,694,000 | $169,000 | $389,000 | $86,000 | $138,000 |
| Employment History | 5 | $1,046,000 | $209,000 | $400,000 | $62,000 | $260,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $602,000 | $120,000 | $159,000 | $62,000 | $145,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nationwide Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nationwide Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.