Nbh Bank Mortgage Lending & HMDA Data, 2024

In 2024, Nbh Bank of Greenwood Village, CO reported 2,227 mortgage applications totaling $811.9 million, down 23% from 2023. The average application was for $364,564, and applicants reported an average income of $171,046. 64% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Kansas City, MO-KS (385), Colorado Springs, CO (322) and Denver-Aurora-Lakewood, CO (173) (applications in parentheses).

Mortgage Company & Address Nbh Bank
7800 East Orchard Road, Suite 300
Greenwood Village, CO 80011
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 2,227
Total Mortgage Loan Application Amount $811,885,000
Average Mortgage Loan Application Amount $364,564
Highest Mortgage Loan Application Amount $21,075,000
Average Applicant Income $171,046
Highest Applicant Income $6,096,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nbh Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nbh Bank by Metropolitan Area in 2024

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 747 $ 281,745,000 $ 377,168 $ 193,724
Kansas City, MO-KS 385 $ 66,215,000 $ 171,987 $ 137,114
Colorado Springs, CO 322 $ 139,710,000 $ 433,881 $ 161,000
Denver-Aurora-Lakewood, CO 173 $ 75,785,000 $ 438,063 $ 172,000
Topeka, KS 114 $ 21,780,000 $ 191,052 $ 94,000
Dallas-Plano-Irving, TX 60 $ 19,650,000 $ 327,500 $ 157,000
Lawrence, KS 56 $ 16,410,000 $ 293,035 $ 149,000
Greeley, CO 40 $ 10,080,000 $ 252,000 $ 130,000
Provo-Orem, UT 35 $ 36,325,000 $ 1,037,857 $ 464,000
St. Joseph, MO-KS 35 $ 2,875,000 $ 82,142 $ 67,285
Fort Collins, CO 16 $ 41,710,000 $ 2,606,875 $ 147,000
Austin-Round Rock, TX 13 $ 5,565,000 $ 428,076 $ 173,000
Pueblo, CO 13 $ 4,115,000 $ 316,538 $ 115,000
Fort Worth-Arlington, TX 12 $ 6,460,000 $ 538,333 $ 330,000
St. George, UT 12 $ 9,230,000 $ 769,166 $ 724,000
Boulder, CO 8 $ 5,480,000 $ 685,000 $ 200,000
Salt Lake City, UT 8 $ 5,920,000 $ 740,000 $ 306,000
Boise City, ID 7 $ 2,035,000 $ 290,714 $ 103,000
Sherman-Denison, TX 7 $ 2,755,000 $ 393,571 $ 179,000
El Paso, TX 6 $ 770,000 $ 128,333 $ 74,000
Wichita, KS 6 $ 1,350,000 $ 225,000 $ 125,000
Grand Junction, CO 5 $ 1,595,000 $ 319,000 $ 211,000
Manhattan, KS 5 $ 1,275,000 $ 255,000 $ 133,000
Wichita Falls, TX 5 $ 605,000 $ 121,000 $ 57,000
Beaumont-Port Arthur, TX 4 $ 580,000 $ 145,000 $ 80,000
Oklahoma City, OK 4 $ 960,000 $ 240,000 $ 138,000
Prescott Valley-Prescott, AZ 4 $ 1,210,000 $ 302,500 $ 281,000
Tyler, TX 4 $ 1,040,000 $ 260,000 $ 99,000
Albuquerque, NM 3 $ 955,000 $ 318,333 $ 363,000
Arlington-Alexandria-Reston, VA-WV 3 $ 2,195,000 $ 731,666 $ 257,333
Corpus Christi, TX 3 $ 465,000 $ 155,000 $ 139,000
Crestview-Fort Walton Beach-Destin, FL 3 $ 1,315,000 $ 438,333 $ 263,000
Houston-The Woodlands-Sugar Land, TX 3 $ 895,000 $ 298,333 $ 113,000
Joplin, MO 3 $ 555,000 $ 185,000 $ 72,000
Nashville-Davidson--Murfreesboro--Franklin, TN 3 $ 1,435,000 $ 478,333 $ 120,000
Ogden-Clearfield, UT 3 $ 2,425,000 $ 808,333 $ 293,000
St. Louis, MO-IL 3 $ 1,135,000 $ 378,333 $ 113,000
Atlanta-Sandy Springs-Roswell, GA 2 $ 720,000 $ 360,000 $ 107,000
Chicago-Naperville, IL 2 $ 1,090,000 $ 545,000 $ 216,000
Columbia, MO 2 $ 480,000 $ 240,000 $ 92,000
Duluth, MN-WI 2 $ 520,000 $ 260,000 $ 70,000
Everett, WA 2 $ 1,930,000 $ 965,000 $ 246,000
Idaho Falls, ID 2 $ 690,000 $ 345,000 $ 262,000
Killeen-Temple, TX 2 $ 470,000 $ 235,000 $ 77,000
Kingsport-Bristol-Bristol, TN-VA 2 $ 340,000 $ 170,000 $ 98,000
Little Rock-North Little Rock-Conway, AR 2 $ 430,000 $ 215,000 $ 55,000
Lubbock, TX 2 $ 320,000 $ 160,000 $ 63,000
Lynchburg, VA 2 $ 390,000 $ 195,000 $ 215,000
Orlando-Kissimmee-Sanford, FL 2 $ 770,000 $ 385,000 $ 179,000
San Antonio-New Braunfels, TX 2 $ 440,000 $ 220,000 $ 90,000
Springfield, MO 2 $ 170,000 $ 85,000 $ 104,000
Texarkana, TX-AR 2 $ 310,000 $ 155,000 $ 78,000
Virginia Beach-Norfolk-Newport News, VA-NC 2 $ 590,000 $ 295,000 $ 104,000
Waco, TX 2 $ 890,000 $ 445,000 $ 0
Anaheim-Santa Ana-Irvine, CA 1 $ 155,000 $ 155,000 $ 58,000
Asheville, NC 1 $ 605,000 $ 605,000 $ 415,000
Athens-Clarke County, GA 1 $ 1,515,000 $ 1,515,000 $ 300,000
Baton Rouge, LA 1 $ 195,000 $ 195,000 $ 107,000
Bend-Redmond, OR 1 $ 455,000 $ 455,000 $ 81,000
Boston, MA 1 $ 445,000 $ 445,000 $ 182,000
Bridgeport-Stamford-Norwalk, CT 1 $ 1,965,000 $ 1,965,000 $ 957,000
Cedar Rapids, IA 1 $ 105,000 $ 105,000 $ 86,000
Charleston-North Charleston, SC 1 $ 375,000 $ 375,000 $ 174,000
Cincinnati, OH-KY-IN 1 $ 235,000 $ 235,000 $ 342,000
Cleveland, OH 1 $ 375,000 $ 375,000 $ 184,000
Coeur D'Alene, ID 1 $ 515,000 $ 515,000 $ 111,000
College Station-Bryan, TX 1 $ 345,000 $ 345,000 $ 130,000
Daphne-Fairhope-Foley, AL 1 $ 385,000 $ 385,000 $ 177,000
Dothan, AL 1 $ 175,000 $ 175,000 $ 64,000
Eugene, OR 1 $ 305,000 $ 305,000 $ 98,000
Fayetteville, NC 1 $ 365,000 $ 365,000 $ 189,000
Florence, SC 1 $ 245,000 $ 245,000 $ 75,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1 $ 475,000 $ 475,000 $ 350,000
Great Falls, MT 1 $ 395,000 $ 395,000 $ 352,000
Gulfport-Biloxi-Pascagoula, MS 1 $ 265,000 $ 265,000 $ 145,000
Hickory-Lenoir-Morganton, NC 1 $ 285,000 $ 285,000 $ 193,000
Hilton Head Island-Bluffton-Beaufort, SC 1 $ 515,000 $ 515,000 $ 270,000
Hinesville, GA 1 $ 195,000 $ 195,000 $ 74,000
Homosassa Springs, FL 1 $ 135,000 $ 135,000 $ 67,000
Jacksonville, FL 1 $ 205,000 $ 205,000 $ 0
Kingston, NY 1 $ 315,000 $ 315,000 $ 84,000
Lake County-Kenosha County, IL-WI 1 $ 465,000 $ 465,000 $ 93,000
Las Cruces, NM 1 $ 375,000 $ 375,000 $ 181,000
Lawton, OK 1 $ 115,000 $ 115,000 $ 53,000
Lexington-Fayette, KY 1 $ 185,000 $ 185,000 $ 80,000
Lincoln, NE 1 $ 205,000 $ 205,000 $ 80,000
Logan, UT-ID 1 $ 325,000 $ 325,000 $ 265,000
Manchester-Nashua, NH 1 $ 705,000 $ 705,000 $ 335,000
Miami-Miami Beach-Kendall, FL 1 $ 475,000 $ 475,000 $ 327,000
Minneapolis-St. Paul-Bloomington, MN-WI 1 $ 295,000 $ 295,000 $ 150,000
Missoula, MT 1 $ 745,000 $ 745,000 $ 133,000
Montgomery, AL 1 $ 445,000 $ 445,000 $ 121,000
Naples-Immokalee-Marco Island, FL 1 $ 375,000 $ 375,000 $ 90,000
New York-Jersey City-White Plains, NY-NJ 1 $ 605,000 $ 605,000 $ 390,000
Ocala, FL 1 $ 775,000 $ 775,000 $ 146,000
Omaha-Council Bluffs, NE-IA 1 $ 535,000 $ 535,000 $ 0
Palm Bay-Melbourne-Titusville, FL 1 $ 845,000 $ 845,000 $ 221,000
Phoenix-Mesa-Scottsdale, AZ 1 $ 385,000 $ 385,000 $ 185,000
Portland-South Portland, ME 1 $ 1,505,000 $ 1,505,000 $ 400,000
Portland-Vancouver-Hillsboro, OR-WA 1 $ 415,000 $ 415,000 $ 139,000
Raleigh, NC 1 $ 1,065,000 $ 1,065,000 $ 612,000
Roanoke, VA 1 $ 275,000 $ 275,000 $ 62,000
Rochester, MN 1 $ 325,000 $ 325,000 $ 130,000
San Diego-Carlsbad, CA 1 $ 305,000 $ 305,000 $ 134,000
Santa Cruz-Watsonville, CA 1 $ 585,000 $ 585,000 $ 130,000
Savannah, GA 1 $ 205,000 $ 205,000 $ 73,000
Shreveport-Bossier City, LA 1 $ 205,000 $ 205,000 $ 0
Spokane-Spokane Valley, WA 1 $ 545,000 $ 545,000 $ 183,000
St. Petersburg-Clearwater-Largo, FL 1 $ 245,000 $ 245,000 $ 86,000
Tulsa, OK 1 $ 215,000 $ 215,000 $ 46,000
Vallejo-Fairfield, CA 1 $ 425,000 $ 425,000 $ 134,000
Waterbury-Shelton, CT 1 $ 495,000 $ 495,000 $ 263,000
Wildwood-The Villages, FL 1 $ 265,000 $ 265,000 $ 194,000
Winston-Salem, NC 1 $ 255,000 $ 255,000 $ 409,000

Mortgage Loan Application Detail Totals for Nbh Bank in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,443 $650,125,000 $450,000 $21,075,000 $187,000 $6,096,000
Refinancing 266 $76,160,000 $286,000 $2,055,000 $161,000 $1,966,000
Home Improvement 216 $21,220,000 $98,000 $605,000 $139,000 $2,844,000
Other Purpose 163 $18,225,000 $111,000 $685,000 $116,000 $840,000
Cash-out Refinancing 139 $46,155,000 $332,000 $1,505,000 $139,000 $1,348,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,520 $528,470,000 $347,000 $7,085,000 $174,000 $5,717,000
Not Provided 356 $112,680,000 $316,000 $3,505,000 $195,000 $6,096,000
Hispanic 204 $58,290,000 $285,000 $2,335,000 $110,000 $840,000
Black or African American 59 $16,515,000 $279,000 $725,000 $120,000 $457,000
Asian 48 $19,330,000 $402,000 $1,885,000 $233,000 $1,752,000
American Indian or Alaskan Native 19 $6,905,000 $363,000 $1,375,000 $144,000 $556,000
Not applicable 18 $69,400,000 $3,855,000 $21,075,000 $0 $0
Native Hawaiian or Other Pacific Islander 3 $295,000 $98,000 $155,000 $48,000 $58,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,683 $632,655,000 $375,000 $21,075,000 $190,000 $6,096,000
FHA-insured (Federal Housing Administration) 320 $83,800,000 $261,000 $965,000 $96,000 $1,715,000
VA-guaranteed (Veterans Administration) 212 $93,640,000 $441,000 $1,515,000 $141,000 $612,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 12 $1,790,000 $149,000 $235,000 $61,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,420 $517,850,000 $364,000 $21,075,000 $162,000 $6,096,000
Application Withdrawn By Applicant 463 $220,235,000 $475,000 $8,255,000 $205,000 $5,717,000
Application Denied By Financial Institution 305 $57,195,000 $187,000 $1,945,000 $136,000 $2,844,000
Application Approved But Not Accepted 25 $8,675,000 $347,000 $1,945,000 $382,000 $2,400,000
File Closed For Incompleteness 10 $7,200,000 $720,000 $1,505,000 $362,000 $768,000
Loan Purchased By The Institution 4 $730,000 $182,000 $225,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,922 $754,690,000 $392,000 $21,075,000 $176,000 $6,096,000
Credit History 120 $18,040,000 $150,000 $1,945,000 $152,000 $2,844,000
Debt-To-Income Ratio 93 $19,985,000 $214,000 $1,455,000 $96,000 $409,000
Unverifiable Information 38 $4,520,000 $118,000 $385,000 $110,000 $425,000
Collateral 31 $6,075,000 $195,000 $755,000 $215,000 $1,225,000
Other 14 $4,350,000 $310,000 $505,000 $154,000 $417,000
Employment History 8 $2,630,000 $328,000 $1,125,000 $98,000 $250,000
Insufficient Cash (Downpayment, Closing Cost) 1 $1,595,000 $1,595,000 $1,595,000 $571,000 $571,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nbh Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nbh Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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