In 2025, New Day Financial, Llc. of West Palm Beach, FL reported 46,160 mortgage applications totaling $14.0 billion, up 3% from 2024. The average application was for $302,895, and applicants reported an average income of $85,537. 18% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,082), Phoenix-Mesa-Scottsdale, AZ (756) and Virginia Beach-Norfolk-Newport News, VA-NC (666) (applications in parentheses).
| Mortgage Company & Address | New Day Financial, Llc. 360 South Rosemary Avenue Suite 1900 West Palm Beach, FL 33401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 46,160 |
| Total Mortgage Loan Application Amount | $13,981,670,000 |
| Average Mortgage Loan Application Amount | $302,895 |
| Highest Mortgage Loan Application Amount | $5,975,000 |
| Average Applicant Income | $85,537 |
| Highest Applicant Income | $2,549,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records New Day Financial, Llc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 10,060 | $ 2,542,350,000 | $ 252,718 | $ 79,780 |
| Atlanta-Sandy Springs-Roswell, GA | 1,082 | $ 354,900,000 | $ 328,003 | $ 87,000 |
| Phoenix-Mesa-Scottsdale, AZ | 756 | $ 291,960,000 | $ 386,190 | $ 92,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 666 | $ 230,010,000 | $ 345,360 | $ 94,576 |
| Tampa, FL | 604 | $ 208,890,000 | $ 345,844 | $ 95,000 |
| Jacksonville, FL | 585 | $ 193,645,000 | $ 331,017 | $ 92,000 |
| Riverside-San Bernardino-Ontario, CA | 559 | $ 256,815,000 | $ 459,418 | $ 103,000 |
| Las Vegas-Henderson-Paradise, NV | 557 | $ 225,845,000 | $ 405,466 | $ 92,000 |
| Charlotte-Concord-Gastonia, NC-SC | 552 | $ 184,620,000 | $ 334,456 | $ 88,695 |
| Orlando-Kissimmee-Sanford, FL | 546 | $ 197,730,000 | $ 362,142 | $ 98,000 |
| St. Louis, MO-IL | 463 | $ 111,645,000 | $ 241,133 | $ 78,738 |
| Indianapolis-Carmel-Anderson, IN | 460 | $ 113,220,000 | $ 246,130 | $ 77,000 |
| Oklahoma City, OK | 416 | $ 111,490,000 | $ 268,004 | $ 89,000 |
| Columbia, SC | 403 | $ 121,135,000 | $ 300,583 | $ 83,000 |
| Cincinnati, OH-KY-IN | 392 | $ 103,490,000 | $ 264,005 | $ 77,188 |
| Pittsburgh, PA | 375 | $ 77,515,000 | $ 206,706 | $ 77,000 |
| Cleveland, OH | 372 | $ 81,050,000 | $ 217,876 | $ 75,000 |
| Baltimore-Columbia-Towson, MD | 367 | $ 132,545,000 | $ 361,158 | $ 102,000 |
| Arlington-Alexandria-Reston, VA-WV | 364 | $ 198,470,000 | $ 545,247 | $ 139,000 |
| Kansas City, MO-KS | 348 | $ 96,310,000 | $ 276,752 | $ 89,505 |
| Fayetteville, NC | 339 | $ 90,825,000 | $ 267,920 | $ 87,000 |
| Charleston-North Charleston, SC | 318 | $ 113,640,000 | $ 357,358 | $ 93,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 314 | $ 97,330,000 | $ 309,968 | $ 80,000 |
| Memphis, TN-MS-AR | 314 | $ 84,120,000 | $ 267,898 | $ 83,509 |
| Richmond, VA | 310 | $ 102,490,000 | $ 330,612 | $ 93,000 |
| Birmingham-Hoover, AL | 309 | $ 75,685,000 | $ 244,935 | $ 81,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 308 | $ 110,270,000 | $ 358,019 | $ 91,000 |
| Pensacola-Ferry Pass-Brent, FL | 308 | $ 97,210,000 | $ 315,616 | $ 100,000 |
| Washington, DC-MD | 301 | $ 126,375,000 | $ 419,850 | $ 109,883 |
| Columbus, OH | 300 | $ 82,260,000 | $ 274,200 | $ 84,000 |
| Warren-Troy-Farmington Hills, MI | 296 | $ 80,460,000 | $ 271,824 | $ 86,000 |
| Louisville/Jefferson County, KY-IN | 293 | $ 75,375,000 | $ 257,252 | $ 78,726 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 287 | $ 90,585,000 | $ 315,627 | $ 83,306 |
| Palm Bay-Melbourne-Titusville, FL | 266 | $ 87,530,000 | $ 329,060 | $ 90,000 |
| Los Angeles-Long Beach-Glendale, CA | 265 | $ 140,275,000 | $ 529,339 | $ 113,000 |
| Marietta, GA | 265 | $ 91,965,000 | $ 347,037 | $ 98,000 |
| Little Rock-North Little Rock-Conway, AR | 258 | $ 61,900,000 | $ 239,922 | $ 85,000 |
| Augusta-Richmond County, GA-SC | 256 | $ 70,870,000 | $ 276,835 | $ 86,250 |
| Lakewood-New Brunswick, NJ | 251 | $ 89,745,000 | $ 357,549 | $ 91,000 |
| Lakeland-Winter Haven, FL | 250 | $ 84,610,000 | $ 338,440 | $ 92,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 235 | $ 72,595,000 | $ 308,914 | $ 86,000 |
| Tucson, AZ | 229 | $ 78,195,000 | $ 341,462 | $ 97,000 |
| San Diego-Carlsbad, CA | 227 | $ 140,975,000 | $ 621,035 | $ 123,000 |
| Greenville-Anderson-Mauldin, SC | 223 | $ 68,075,000 | $ 305,269 | $ 84,000 |
| Raleigh, NC | 223 | $ 80,265,000 | $ 359,932 | $ 101,000 |
| Albuquerque, NM | 221 | $ 71,185,000 | $ 322,104 | $ 93,000 |
| Montgomery, AL | 221 | $ 56,405,000 | $ 255,226 | $ 90,000 |
| Philadelphia, PA | 220 | $ 52,260,000 | $ 237,545 | $ 74,000 |
| Columbus, GA-AL | 219 | $ 55,305,000 | $ 252,534 | $ 91,767 |
| Gulfport-Biloxi-Pascagoula, MS | 216 | $ 53,620,000 | $ 248,240 | $ 83,000 |
| Dayton-Springfield-Kettering, OH | 211 | $ 45,435,000 | $ 215,331 | $ 76,000 |
| Huntsville, AL | 211 | $ 70,735,000 | $ 335,236 | $ 107,000 |
| Detroit-Dearborn-Livonia, MI | 207 | $ 42,895,000 | $ 207,222 | $ 75,000 |
| Jackson, MS | 205 | $ 48,265,000 | $ 235,439 | $ 88,000 |
| Clarksville, TN-KY | 204 | $ 62,810,000 | $ 307,892 | $ 91,519 |
| Camden, NJ | 202 | $ 60,750,000 | $ 300,742 | $ 96,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 200 | $ 83,830,000 | $ 419,150 | $ 98,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 198 | $ 66,960,000 | $ 338,181 | $ 89,000 |
| Winston-Salem, NC | 196 | $ 53,010,000 | $ 270,459 | $ 74,000 |
| Denver-Aurora-Lakewood, CO | 194 | $ 86,880,000 | $ 447,835 | $ 104,000 |
| Montgomery County-Bucks County-Chester County, PA | 193 | $ 66,965,000 | $ 346,968 | $ 102,000 |
| St. Petersburg-Clearwater-Largo, FL | 192 | $ 64,550,000 | $ 336,197 | $ 82,000 |
| Ocala, FL | 190 | $ 50,400,000 | $ 265,263 | $ 77,000 |
| Tulsa, OK | 189 | $ 46,705,000 | $ 247,116 | $ 80,000 |
| Colorado Springs, CO | 188 | $ 83,050,000 | $ 441,755 | $ 109,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 180 | $ 70,760,000 | $ 393,111 | $ 98,000 |
| Knoxville, TN | 173 | $ 54,955,000 | $ 317,658 | $ 86,000 |
| North Port-Sarasota-Bradenton, FL | 170 | $ 60,930,000 | $ 358,411 | $ 94,000 |
| Jacksonville, NC | 162 | $ 48,190,000 | $ 297,469 | $ 101,000 |
| Greensboro-High Point, NC | 159 | $ 47,565,000 | $ 299,150 | $ 86,000 |
| Omaha-Council Bluffs, NE-IA | 159 | $ 41,405,000 | $ 260,408 | $ 78,679 |
| Portland-Vancouver-Hillsboro, OR-WA | 159 | $ 66,865,000 | $ 420,534 | $ 93,289 |
| Cape Coral-Fort Myers, FL | 158 | $ 52,810,000 | $ 334,240 | $ 100,000 |
| Port St. Lucie, FL | 158 | $ 54,530,000 | $ 345,126 | $ 88,000 |
| Savannah, GA | 146 | $ 54,740,000 | $ 374,931 | $ 115,000 |
| Wilmington, NC | 144 | $ 45,750,000 | $ 317,708 | $ 86,000 |
| Mobile, AL | 143 | $ 32,815,000 | $ 229,475 | $ 79,000 |
| Baton Rouge, LA | 141 | $ 37,125,000 | $ 263,297 | $ 82,000 |
| Lake County-Porter County-Jasper County, IN | 139 | $ 35,375,000 | $ 254,496 | $ 80,000 |
| Tacoma-Lakewood, WA | 132 | $ 59,060,000 | $ 447,424 | $ 103,000 |
| Crestview-Fort Walton Beach-Destin, FL | 130 | $ 39,880,000 | $ 306,769 | $ 90,000 |
| New Orleans-Metairie, LA | 130 | $ 30,720,000 | $ 236,307 | $ 77,000 |
| Chattanooga, TN-GA | 129 | $ 37,885,000 | $ 293,682 | $ 75,984 |
| Milwaukee-Waukesha-West Allis, WI | 129 | $ 34,555,000 | $ 267,868 | $ 78,000 |
| Warner Robins, GA | 129 | $ 33,715,000 | $ 261,356 | $ 86,000 |
| Fresno, CA | 128 | $ 47,960,000 | $ 374,687 | $ 91,000 |
| Wichita, KS | 125 | $ 29,855,000 | $ 238,840 | $ 89,000 |
| Homosassa Springs, FL | 124 | $ 33,460,000 | $ 269,838 | $ 76,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 120 | $ 27,770,000 | $ 231,416 | $ 85,000 |
| Newark, NJ-PA | 119 | $ 46,025,000 | $ 386,764 | $ 106,000 |
| Harrisburg-Carlisle, PA | 118 | $ 34,830,000 | $ 295,169 | $ 89,000 |
| Des Moines-West Des Moines, IA | 117 | $ 28,475,000 | $ 243,376 | $ 79,000 |
| Wilmington, DE-MD-NJ | 113 | $ 36,605,000 | $ 323,938 | $ 81,973 |
| Miami-Miami Beach-Kendall, FL | 112 | $ 47,710,000 | $ 425,982 | $ 110,000 |
| Akron, OH | 111 | $ 30,455,000 | $ 274,369 | $ 79,000 |
| Boise City, ID | 111 | $ 45,075,000 | $ 406,081 | $ 89,000 |
| York-Hanover, PA | 111 | $ 29,085,000 | $ 262,027 | $ 89,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 110 | $ 31,980,000 | $ 290,727 | $ 85,600 |
| Youngstown-Warren-Boardman, OH-PA | 110 | $ 21,050,000 | $ 191,363 | $ 71,000 |
| Shreveport-Bossier City, LA | 108 | $ 24,210,000 | $ 224,166 | $ 79,000 |
| Spartanburg, SC | 108 | $ 28,180,000 | $ 260,925 | $ 70,000 |
| Spokane-Spokane Valley, WA | 107 | $ 41,135,000 | $ 384,439 | $ 100,000 |
| Chicago-Naperville, IL | 102 | $ 32,850,000 | $ 322,058 | $ 96,000 |
| Reno, NV | 102 | $ 40,590,000 | $ 397,941 | $ 78,000 |
| Lake Havasu City-Kingman, AZ | 101 | $ 28,245,000 | $ 279,653 | $ 79,000 |
| Lawton, OK | 101 | $ 21,405,000 | $ 211,930 | $ 83,000 |
| Bakersfield, CA | 100 | $ 31,710,000 | $ 317,100 | $ 91,000 |
| Grand Rapids-Wyoming, MI | 98 | $ 26,710,000 | $ 272,551 | $ 84,000 |
| Daphne-Fairhope-Foley, AL | 97 | $ 30,275,000 | $ 312,113 | $ 85,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 94 | $ 28,470,000 | $ 302,872 | $ 85,000 |
| Hinesville, GA | 93 | $ 25,495,000 | $ 274,139 | $ 82,000 |
| Elizabethtown-Fort Knox, KY | 92 | $ 23,520,000 | $ 255,652 | $ 90,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 92 | $ 33,100,000 | $ 359,782 | $ 87,000 |
| Canton-Massillon, OH | 91 | $ 19,315,000 | $ 212,252 | $ 84,000 |
| Panama City, FL | 91 | $ 31,445,000 | $ 345,549 | $ 102,000 |
| Wildwood-The Villages, FL | 90 | $ 32,430,000 | $ 360,333 | $ 101,000 |
| Lexington-Fayette, KY | 89 | $ 23,355,000 | $ 262,415 | $ 78,000 |
| Punta Gorda, FL | 89 | $ 26,825,000 | $ 301,404 | $ 84,000 |
| Springfield, MO | 87 | $ 21,665,000 | $ 249,022 | $ 80,000 |
| Toledo, OH | 87 | $ 16,705,000 | $ 192,011 | $ 68,000 |
| Macon-Bibb County, GA | 86 | $ 21,810,000 | $ 253,604 | $ 90,000 |
| Dover, DE | 85 | $ 26,855,000 | $ 315,941 | $ 87,000 |
| Davenport-Moline-Rock Island, IA-IL | 84 | $ 18,580,000 | $ 221,190 | $ 78,071 |
| Hartford-West Hartford-East Hartford, CT | 83 | $ 23,585,000 | $ 284,156 | $ 108,000 |
| Kingsport-Bristol-Bristol, TN-VA | 82 | $ 20,850,000 | $ 254,268 | $ 75,060 |
| Hickory-Lenoir-Morganton, NC | 79 | $ 23,135,000 | $ 292,848 | $ 81,000 |
| Anaheim-Santa Ana-Irvine, CA | 77 | $ 46,135,000 | $ 599,155 | $ 105,000 |
| Lansing-East Lansing, MI | 77 | $ 18,595,000 | $ 241,493 | $ 74,000 |
| Anchorage, AK | 76 | $ 26,190,000 | $ 344,605 | $ 105,000 |
| Jackson, TN | 76 | $ 17,760,000 | $ 233,684 | $ 77,000 |
| Florence, SC | 75 | $ 18,115,000 | $ 241,533 | $ 70,000 |
| Fort Wayne, IN | 75 | $ 20,505,000 | $ 273,400 | $ 89,000 |
| Durham-Chapel Hill, NC | 74 | $ 23,300,000 | $ 314,864 | $ 84,000 |
| Urban Honolulu, HI | 73 | $ 42,525,000 | $ 582,534 | $ 122,000 |
| Washington-Baltimore-Arlington, DC | 73 | $ 34,205,000 | $ 468,561 | $ 114,000 |
| Lafayette, LA | 72 | $ 17,850,000 | $ 247,916 | $ 87,000 |
| Oakland-Hayward-Berkeley, CA | 72 | $ 41,880,000 | $ 581,666 | $ 155,000 |
| Gainesville, FL | 70 | $ 21,080,000 | $ 301,142 | $ 77,000 |
| Prescott Valley-Prescott, AZ | 70 | $ 29,880,000 | $ 426,857 | $ 92,000 |
| Stockton-Lodi, CA | 70 | $ 29,990,000 | $ 428,428 | $ 91,000 |
| Tallahassee, FL | 70 | $ 18,250,000 | $ 260,714 | $ 91,000 |
| Albany, GA | 68 | $ 13,390,000 | $ 196,911 | $ 69,000 |
| Flint, MI | 68 | $ 14,270,000 | $ 209,852 | $ 76,000 |
| Roanoke, VA | 68 | $ 16,880,000 | $ 248,235 | $ 71,000 |
| Sierra Vista-Douglas, AZ | 68 | $ 18,580,000 | $ 273,235 | $ 97,000 |
| New York-Jersey City-White Plains, NY-NJ | 67 | $ 25,575,000 | $ 381,716 | $ 96,000 |
| Valdosta, GA | 67 | $ 17,395,000 | $ 259,626 | $ 93,000 |
| Atlantic City-Hammonton, NJ | 66 | $ 20,170,000 | $ 305,606 | $ 107,000 |
| Auburn-Opelika, AL | 65 | $ 19,475,000 | $ 299,615 | $ 91,000 |
| Duluth, MN-WI | 65 | $ 16,815,000 | $ 258,692 | $ 78,246 |
| Fort Smith, AR-OK | 65 | $ 14,225,000 | $ 218,846 | $ 75,153 |
| Decatur, AL | 64 | $ 17,810,000 | $ 278,281 | $ 93,000 |
| Lynchburg, VA | 64 | $ 19,000,000 | $ 296,875 | $ 87,000 |
| Portland-South Portland, ME | 62 | $ 22,180,000 | $ 357,741 | $ 83,000 |
| Anniston-Oxford-Jacksonville, AL | 61 | $ 14,385,000 | $ 235,819 | $ 98,000 |
| Sumter, SC | 61 | $ 15,185,000 | $ 248,934 | $ 84,000 |
| Goldsboro, NC | 60 | $ 14,770,000 | $ 246,166 | $ 81,000 |
| Pueblo, CO | 60 | $ 20,400,000 | $ 340,000 | $ 87,000 |
| Vallejo-Fairfield, CA | 60 | $ 29,270,000 | $ 487,833 | $ 99,000 |
| Visalia-Porterville, CA | 59 | $ 19,465,000 | $ 329,915 | $ 92,000 |
| Rocky Mount, NC | 58 | $ 13,120,000 | $ 226,206 | $ 70,000 |
| Asheville, NC | 57 | $ 22,125,000 | $ 388,157 | $ 83,000 |
| Dothan, AL | 57 | $ 12,465,000 | $ 218,684 | $ 75,000 |
| Florence-Muscle Shoals, AL | 57 | $ 15,625,000 | $ 274,122 | $ 87,000 |
| Sebastian-Vero Beach, FL | 57 | $ 15,585,000 | $ 273,421 | $ 77,000 |
| Topeka, KS | 56 | $ 13,560,000 | $ 242,142 | $ 89,000 |
| Slidell-Mandeville-Covington, LA | 55 | $ 17,705,000 | $ 321,909 | $ 99,000 |
| Tuscaloosa, AL | 55 | $ 14,255,000 | $ 259,181 | $ 86,000 |
| Bangor, ME | 54 | $ 13,020,000 | $ 241,111 | $ 93,000 |
| Greenville, NC | 54 | $ 16,250,000 | $ 300,925 | $ 87,000 |
| Lexington Park, MD | 54 | $ 24,220,000 | $ 448,518 | $ 136,000 |
| Modesto, CA | 54 | $ 20,490,000 | $ 379,444 | $ 86,000 |
| Seattle-Bellevue-Everett, WA | 53 | $ 23,665,000 | $ 446,509 | $ 99,000 |
| Terre Haute, IN | 53 | $ 9,535,000 | $ 179,905 | $ 70,000 |
| Alexandria, LA | 52 | $ 10,610,000 | $ 204,038 | $ 82,000 |
| Lancaster, PA | 52 | $ 16,780,000 | $ 322,692 | $ 94,000 |
| Morristown, TN | 52 | $ 15,820,000 | $ 304,230 | $ 70,000 |
| Mansfield, OH | 51 | $ 11,425,000 | $ 224,019 | $ 79,000 |
| Pinehurst-Southern Pines, NC | 51 | $ 21,005,000 | $ 411,862 | $ 104,000 |
| Hot Springs, AR | 50 | $ 11,580,000 | $ 231,600 | $ 68,000 |
| Lake County-Kenosha County, IL-WI | 50 | $ 15,870,000 | $ 317,400 | $ 90,000 |
| Rockford, IL | 50 | $ 12,180,000 | $ 243,600 | $ 70,000 |
| Bremerton-Silverdale, WA | 49 | $ 20,445,000 | $ 417,244 | $ 102,000 |
| Kennewick-Richland, WA | 49 | $ 18,005,000 | $ 367,448 | $ 100,000 |
| Peoria, IL | 49 | $ 7,815,000 | $ 159,489 | $ 74,000 |
| South Bend-Mishawaka, IN-MI | 49 | $ 9,505,000 | $ 193,979 | $ 62,469 |
| Chambersburg-Waynesboro, PA | 48 | $ 14,300,000 | $ 297,916 | $ 82,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 48 | $ 27,010,000 | $ 562,708 | $ 112,000 |
| Reading, PA | 48 | $ 14,130,000 | $ 294,375 | $ 78,000 |
| Salem, OR | 48 | $ 19,870,000 | $ 413,958 | $ 101,000 |
| Hattiesburg, MS | 47 | $ 12,115,000 | $ 257,765 | $ 88,000 |
| Rockingham County-Strafford County, NH | 47 | $ 17,455,000 | $ 371,382 | $ 91,000 |
| Altoona, PA | 46 | $ 8,780,000 | $ 190,869 | $ 106,000 |
| Johnson City, TN | 45 | $ 13,845,000 | $ 307,666 | $ 76,000 |
| Sebring, FL | 45 | $ 11,885,000 | $ 264,111 | $ 71,000 |
| Waterbury-Shelton, CT | 45 | $ 13,915,000 | $ 309,222 | $ 95,000 |
| Lake Charles, LA | 44 | $ 8,380,000 | $ 190,454 | $ 80,000 |
| Yuma, AZ | 44 | $ 13,560,000 | $ 308,181 | $ 99,000 |
| Huntington-Ashland, WV-KY-OH | 43 | $ 9,695,000 | $ 225,465 | $ 93,325 |
| Joplin, MO | 43 | $ 9,005,000 | $ 209,418 | $ 60,488 |
| Manchester-Nashua, NH | 43 | $ 15,115,000 | $ 351,511 | $ 95,000 |
| Olympia-Tumwater, WA | 43 | $ 18,485,000 | $ 429,883 | $ 111,000 |
| Burlington, NC | 42 | $ 10,710,000 | $ 255,000 | $ 69,000 |
| Cedar Rapids, IA | 42 | $ 9,570,000 | $ 227,857 | $ 85,000 |
| Cheyenne, WY | 42 | $ 14,860,000 | $ 353,809 | $ 93,000 |
| Coeur D'Alene, ID | 42 | $ 17,030,000 | $ 405,476 | $ 90,000 |
| Las Cruces, NM | 42 | $ 13,090,000 | $ 311,666 | $ 88,000 |
| Monroe, LA | 42 | $ 8,070,000 | $ 192,142 | $ 77,000 |
| Eugene, OR | 41 | $ 16,615,000 | $ 405,243 | $ 97,000 |
| Johnstown, PA | 41 | $ 9,045,000 | $ 220,609 | $ 97,000 |
| Salisbury, MD-DE | 41 | $ 10,845,000 | $ 264,512 | $ 79,000 |
| Bridgeport-Stamford-Norwalk, CT | 40 | $ 16,950,000 | $ 423,750 | $ 113,000 |
| Erie, PA | 40 | $ 7,360,000 | $ 184,000 | $ 85,000 |
| Hammond, LA | 39 | $ 10,075,000 | $ 258,333 | $ 106,000 |
| Gainesville, GA | 38 | $ 13,560,000 | $ 356,842 | $ 111,000 |
| Grand Junction, CO | 38 | $ 11,710,000 | $ 308,157 | $ 75,000 |
| Muncie, IN | 38 | $ 7,290,000 | $ 191,842 | $ 77,000 |
| Brunswick, GA | 37 | $ 13,685,000 | $ 369,864 | $ 115,000 |
| Merced, CA | 37 | $ 14,015,000 | $ 378,783 | $ 80,000 |
| Springfield, OH | 37 | $ 7,455,000 | $ 201,486 | $ 79,000 |
| Staunton-Waynesboro, VA | 37 | $ 9,775,000 | $ 264,189 | $ 71,000 |
| Appleton, WI | 36 | $ 10,130,000 | $ 281,388 | $ 73,000 |
| Bend-Redmond, OR | 36 | $ 16,560,000 | $ 460,000 | $ 109,000 |
| Lebanon, PA | 36 | $ 10,650,000 | $ 295,833 | $ 85,000 |
| Billings, MT | 35 | $ 12,505,000 | $ 357,285 | $ 81,000 |
| Evansville, IN-KY | 35 | $ 7,405,000 | $ 211,571 | $ 75,000 |
| Everett, WA | 35 | $ 15,905,000 | $ 454,428 | $ 96,000 |
| Naples-Immokalee-Marco Island, FL | 35 | $ 16,855,000 | $ 481,571 | $ 181,000 |
| Norwich-New London, CT | 35 | $ 9,615,000 | $ 274,714 | $ 81,000 |
| Athens-Clarke County, GA | 34 | $ 10,450,000 | $ 307,352 | $ 87,000 |
| Gadsden, AL | 34 | $ 7,710,000 | $ 226,764 | $ 59,000 |
| Jonesboro, AR | 34 | $ 10,080,000 | $ 296,470 | $ 90,000 |
| Manhattan, KS | 34 | $ 8,340,000 | $ 245,294 | $ 90,000 |
| Racine, WI | 34 | $ 8,180,000 | $ 240,588 | $ 80,000 |
| Michigan City-La Porte, IN | 33 | $ 7,155,000 | $ 216,818 | $ 86,000 |
| Muskegon, MI | 33 | $ 8,535,000 | $ 258,636 | $ 65,000 |
| Sioux Falls, SD | 33 | $ 8,165,000 | $ 247,424 | $ 75,000 |
| Jackson, MI | 32 | $ 7,260,000 | $ 226,875 | $ 78,000 |
| New Haven-Milford, CT | 32 | $ 10,110,000 | $ 315,937 | $ 86,000 |
| Redding, CA | 32 | $ 10,170,000 | $ 317,812 | $ 78,000 |
| Springfield, IL | 32 | $ 5,530,000 | $ 172,812 | $ 94,000 |
| Cape Girardeau, MO-IL | 31 | $ 7,055,000 | $ 227,580 | $ 73,129 |
| Hagerstown-Martinsburg, MD-WV | 31 | $ 9,375,000 | $ 302,419 | $ 105,000 |
| Helena, MT | 31 | $ 12,025,000 | $ 387,903 | $ 92,000 |
| Kankakee, IL | 31 | $ 5,895,000 | $ 190,161 | $ 66,000 |
| Medford, OR | 31 | $ 11,805,000 | $ 380,806 | $ 75,000 |
| Elkhart-Goshen, IN | 30 | $ 6,410,000 | $ 213,666 | $ 71,000 |
| Farmington, NM | 30 | $ 7,680,000 | $ 256,000 | $ 78,000 |
| Houma-Thibodaux, LA | 30 | $ 6,150,000 | $ 205,000 | $ 103,000 |
| Janesville-Beloit, WI | 30 | $ 8,030,000 | $ 267,666 | $ 80,000 |
| Madison, WI | 30 | $ 8,500,000 | $ 283,333 | $ 91,000 |
| Oshkosh-Neenah, WI | 30 | $ 6,350,000 | $ 211,666 | $ 65,000 |
| Elgin, IL | 29 | $ 9,965,000 | $ 343,620 | $ 102,000 |
| Jefferson City, MO | 29 | $ 8,005,000 | $ 276,034 | $ 89,000 |
| Lima, OH | 29 | $ 6,065,000 | $ 209,137 | $ 79,000 |
| Rapid City, SD | 29 | $ 8,345,000 | $ 287,758 | $ 88,000 |
| Traverse City, MI | 29 | $ 9,275,000 | $ 319,827 | $ 83,000 |
| Trenton, NJ | 29 | $ 8,055,000 | $ 277,758 | $ 85,000 |
| Blacksburg-Christiansburg-Radford, VA | 28 | $ 7,050,000 | $ 251,785 | $ 73,000 |
| Columbia, MO | 28 | $ 8,320,000 | $ 297,142 | $ 90,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 28 | $ 17,960,000 | $ 641,428 | $ 144,000 |
| Charlottesville, VA | 27 | $ 9,295,000 | $ 344,259 | $ 81,000 |
| Greeley, CO | 27 | $ 11,865,000 | $ 439,444 | $ 108,000 |
| Green Bay, WI | 27 | $ 6,435,000 | $ 238,333 | $ 61,000 |
| Idaho Falls, ID | 27 | $ 8,505,000 | $ 315,000 | $ 87,000 |
| Kalamazoo-Portage, MI | 27 | $ 5,785,000 | $ 214,259 | $ 96,000 |
| Kokomo, IN | 27 | $ 4,785,000 | $ 177,222 | $ 62,000 |
| Lafayette-West Lafayette, IN | 27 | $ 6,255,000 | $ 231,666 | $ 72,000 |
| Saginaw, MI | 27 | $ 4,185,000 | $ 155,000 | $ 60,000 |
| Salinas, CA | 27 | $ 15,455,000 | $ 572,407 | $ 119,000 |
| Vineland-Bridgeton, NJ | 27 | $ 6,655,000 | $ 246,481 | $ 71,000 |
| Battle Creek, MI | 26 | $ 5,090,000 | $ 195,769 | $ 80,000 |
| Bowling Green, KY | 26 | $ 7,640,000 | $ 293,846 | $ 89,000 |
| State College, PA | 26 | $ 7,380,000 | $ 283,846 | $ 92,000 |
| Yakima, WA | 26 | $ 7,570,000 | $ 291,153 | $ 89,000 |
| Albany, OR | 25 | $ 8,105,000 | $ 324,200 | $ 77,000 |
| Cleveland, TN | 25 | $ 7,565,000 | $ 302,600 | $ 89,000 |
| Gettysburg, PA | 25 | $ 8,395,000 | $ 335,800 | $ 95,000 |
| Lincoln, NE | 25 | $ 7,455,000 | $ 298,200 | $ 105,000 |
| Paducah, KY-IL | 25 | $ 4,915,000 | $ 196,600 | $ 68,920 |
| Williamsport, PA | 25 | $ 5,815,000 | $ 232,600 | $ 81,000 |
| Yuba City, CA | 25 | $ 8,105,000 | $ 324,200 | $ 99,000 |
| Fort Collins, CO | 24 | $ 9,960,000 | $ 415,000 | $ 99,000 |
| Niles-Benton Harbor, MI | 24 | $ 5,030,000 | $ 209,583 | $ 71,000 |
| Rochester, MN | 24 | $ 6,530,000 | $ 272,083 | $ 86,000 |
| Kenosha, WI | 23 | $ 7,105,000 | $ 308,913 | $ 124,000 |
| Ann Arbor, MI | 22 | $ 6,770,000 | $ 307,727 | $ 87,000 |
| Champaign-Urbana, IL | 22 | $ 4,190,000 | $ 190,454 | $ 76,000 |
| Great Falls, MT | 22 | $ 7,180,000 | $ 326,363 | $ 99,000 |
| Monroe, MI | 22 | $ 5,350,000 | $ 243,181 | $ 81,000 |
| Twin Falls, ID | 22 | $ 6,870,000 | $ 312,272 | $ 68,000 |
| Hanford-Corcoran, CA | 21 | $ 6,675,000 | $ 317,857 | $ 97,000 |
| Lewiston, ID-WA | 21 | $ 7,075,000 | $ 336,904 | $ 96,047 |
| Rome, GA | 21 | $ 5,675,000 | $ 270,238 | $ 90,000 |
| Sandusky, OH | 21 | $ 3,915,000 | $ 186,428 | $ 67,000 |
| Santa Fe, NM | 21 | $ 7,835,000 | $ 373,095 | $ 84,000 |
| Santa Rosa, CA | 21 | $ 11,215,000 | $ 534,047 | $ 91,000 |
| Decatur, IL | 20 | $ 3,400,000 | $ 170,000 | $ 68,000 |
| Lewiston-Auburn, ME | 20 | $ 6,440,000 | $ 322,000 | $ 78,000 |
| Owensboro, KY | 20 | $ 4,320,000 | $ 216,000 | $ 74,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 20 | $ 14,890,000 | $ 744,500 | $ 144,000 |
| St. Cloud, MN | 20 | $ 4,550,000 | $ 227,500 | $ 72,000 |
| St. Joseph, MO-KS | 20 | $ 2,970,000 | $ 148,500 | $ 57,600 |
| Bay City, MI | 19 | $ 3,205,000 | $ 168,684 | $ 60,000 |
| Enid, OK | 19 | $ 3,455,000 | $ 181,842 | $ 72,000 |
| Fairbanks, AK | 19 | $ 6,285,000 | $ 330,789 | $ 122,000 |
| Fond Du Lac, WI | 19 | $ 4,435,000 | $ 233,421 | $ 78,000 |
| Waterloo-Cedar Falls, IA | 19 | $ 3,925,000 | $ 206,578 | $ 69,000 |
| Weirton-Steubenville, WV-OH | 19 | $ 3,265,000 | $ 171,842 | $ 79,000 |
| La Crosse-Onalaska, WI-MN | 18 | $ 5,600,000 | $ 311,111 | $ 121,666 |
| Santa Maria-Santa Barbara, CA | 18 | $ 8,000,000 | $ 444,444 | $ 130,000 |
| Dalton, GA | 17 | $ 4,715,000 | $ 277,352 | $ 70,000 |
| Midland, MI | 17 | $ 3,825,000 | $ 225,000 | $ 77,000 |
| Pocatello, ID | 17 | $ 5,365,000 | $ 315,588 | $ 83,000 |
| Wheeling, WV-OH | 17 | $ 2,775,000 | $ 163,235 | $ 59,000 |
| Winchester, VA-WV | 17 | $ 6,055,000 | $ 356,176 | $ 98,000 |
| Bellingham, WA | 16 | $ 7,120,000 | $ 445,000 | $ 99,000 |
| Bloomington, IN | 16 | $ 4,360,000 | $ 272,500 | $ 87,000 |
| Eau Claire, WI | 16 | $ 4,020,000 | $ 251,250 | $ 85,000 |
| Longview, WA | 16 | $ 5,990,000 | $ 374,375 | $ 86,000 |
| Dubuque, IA | 15 | $ 4,285,000 | $ 285,666 | $ 71,000 |
| Missoula, MT | 15 | $ 6,165,000 | $ 411,000 | $ 100,000 |
| Texarkana, TX-AR | 14 | $ 2,830,000 | $ 202,142 | $ 71,428 |
| Grand Island, NE | 13 | $ 3,255,000 | $ 250,384 | $ 84,000 |
| Carson City, NV | 12 | $ 5,440,000 | $ 453,333 | $ 117,000 |
| El Centro, CA | 12 | $ 3,920,000 | $ 326,666 | $ 96,000 |
| Bloomington, IL | 11 | $ 2,545,000 | $ 231,363 | $ 68,000 |
| Bozeman, MT | 11 | $ 4,845,000 | $ 440,454 | $ 86,000 |
| Casper, WY | 11 | $ 3,655,000 | $ 332,272 | $ 90,000 |
| Wenatchee, WA | 11 | $ 3,635,000 | $ 330,454 | $ 64,000 |
| Boulder, CO | 10 | $ 5,250,000 | $ 525,000 | $ 106,000 |
| Chico, CA | 10 | $ 3,830,000 | $ 383,000 | $ 106,000 |
| Lawrence, KS | 10 | $ 2,580,000 | $ 258,000 | $ 82,000 |
| San Francisco-Redwood City-South San Francisco, CA | 10 | $ 7,240,000 | $ 724,000 | $ 171,000 |
| Walla Walla, WA | 10 | $ 3,640,000 | $ 364,000 | $ 91,000 |
| Columbus, IN | 9 | $ 1,975,000 | $ 219,444 | $ 57,000 |
| Flagstaff, AZ | 9 | $ 2,865,000 | $ 318,333 | $ 82,000 |
| Austin-Round Rock, TX | 8 | $ 2,850,000 | $ 356,250 | $ 185,000 |
| Grants Pass, OR | 8 | $ 2,460,000 | $ 307,500 | $ 63,000 |
| Iowa City, IA | 8 | $ 2,140,000 | $ 267,500 | $ 83,000 |
| Mankato-North Mankato, MN | 8 | $ 1,880,000 | $ 235,000 | $ 73,000 |
| Sheboygan, WI | 8 | $ 2,580,000 | $ 322,500 | $ 78,000 |
| Sioux City, IA-NE-SD | 8 | $ 3,340,000 | $ 417,500 | $ 96,375 |
| Mount Vernon-Anacortes, WA | 7 | $ 3,425,000 | $ 489,285 | $ 124,000 |
| Ames, IA | 6 | $ 1,470,000 | $ 245,000 | $ 104,000 |
| Fargo, ND-MN | 6 | $ 1,750,000 | $ 291,666 | $ 92,000 |
| Fort Worth-Arlington, TX | 6 | $ 2,160,000 | $ 360,000 | $ 114,000 |
| Harrisonburg, VA | 6 | $ 2,170,000 | $ 361,666 | $ 61,000 |
| San Antonio-New Braunfels, TX | 6 | $ 1,970,000 | $ 328,333 | $ 186,000 |
| Corvallis, OR | 5 | $ 1,885,000 | $ 377,000 | $ 78,000 |
| Houston-The Woodlands-Sugar Land, TX | 5 | $ 2,155,000 | $ 431,000 | $ 96,000 |
| Napa, CA | 5 | $ 2,515,000 | $ 503,000 | $ 71,000 |
| San Rafael, CA | 5 | $ 4,615,000 | $ 923,000 | $ 143,000 |
| Santa Cruz-Watsonville, CA | 5 | $ 1,925,000 | $ 385,000 | $ 73,000 |
| Wausau, WI | 5 | $ 1,225,000 | $ 245,000 | $ 125,000 |
| El Paso, TX | 4 | $ 700,000 | $ 175,000 | $ 83,000 |
| Grand Forks, ND-MN | 4 | $ 570,000 | $ 142,500 | $ 58,000 |
| Abilene, TX | 3 | $ 855,000 | $ 285,000 | $ 348,000 |
| Amarillo, TX | 3 | $ 705,000 | $ 235,000 | $ 155,000 |
| Brownsville-Harlingen, TX | 3 | $ 775,000 | $ 258,333 | $ 95,000 |
| Dallas-Plano-Irving, TX | 3 | $ 1,375,000 | $ 458,333 | $ 125,000 |
| Kahului-Wailuku-Lahaina, HI | 3 | $ 2,385,000 | $ 795,000 | $ 130,000 |
| Killeen-Temple, TX | 3 | $ 685,000 | $ 228,333 | $ 57,000 |
| Longview, TX | 3 | $ 1,045,000 | $ 348,333 | $ 189,000 |
| Lubbock, TX | 2 | $ 590,000 | $ 295,000 | $ 283,000 |
| Corpus Christi, TX | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| San Angelo, TX | 1 | $ 255,000 | $ 255,000 | $ 126,000 |
| Waco, TX | 1 | $ 495,000 | $ 495,000 | $ 189,000 |
| Wichita Falls, TX | 1 | $ 185,000 | $ 185,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 38,355 | $11,811,305,000 | $307,000 | $5,695,000 | $87,000 | $1,257,000 |
| Refinancing | 5,018 | $1,453,070,000 | $289,000 | $5,975,000 | $71,000 | $510,000 |
| Home Purchase | 1,535 | $504,785,000 | $328,000 | $1,705,000 | $110,000 | $2,436,000 |
| Other Purpose | 1,252 | $212,510,000 | $169,000 | $4,275,000 | $69,000 | $2,549,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 24,013 | $7,030,255,000 | $292,000 | $2,555,000 | $87,000 | $2,436,000 |
| Not Provided | 10,850 | $3,424,400,000 | $315,000 | $5,975,000 | $90,000 | $2,549,000 |
| Black or African American | 7,632 | $2,224,340,000 | $291,000 | $1,645,000 | $83,000 | $624,000 |
| Hispanic | 2,200 | $797,450,000 | $362,000 | $2,345,000 | $99,000 | $1,257,000 |
| American Indian or Alaskan Native | 765 | $225,395,000 | $294,000 | $1,145,000 | $84,000 | $959,000 |
| Asian | 488 | $198,840,000 | $407,000 | $1,505,000 | $97,000 | $440,000 |
| Native Hawaiian or Other Pacific Islander | 212 | $80,990,000 | $382,000 | $1,145,000 | $94,000 | $237,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 44,364 | $13,629,920,000 | $307,000 | $5,975,000 | $89,000 | $2,436,000 |
| FHA-insured (Federal Housing Administration) | 1,761 | $342,705,000 | $194,000 | $4,275,000 | $66,000 | $2,549,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 35 | $9,045,000 | $258,000 | $655,000 | $137,000 | $1,303,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 20,821 | $6,546,325,000 | $314,000 | $5,975,000 | $92,000 | $2,549,000 |
| Application Denied By Financial Institution | 10,877 | $3,200,955,000 | $294,000 | $2,345,000 | $71,000 | $1,257,000 |
| Loan Originated | 8,395 | $2,361,815,000 | $281,000 | $1,415,000 | $92,000 | $447,000 |
| File Closed For Incompleteness | 4,585 | $1,398,375,000 | $304,000 | $2,175,000 | $100,000 | $2,436,000 |
| Application Approved But Not Accepted | 776 | $225,410,000 | $290,000 | $1,045,000 | $96,000 | $360,000 |
| Preapproval Approved but not Accepted | 641 | $235,665,000 | $367,000 | $1,705,000 | $103,000 | $450,000 |
| Preapproval Denied by Financial Institution | 65 | $13,125,000 | $201,000 | $1,325,000 | $86,000 | $525,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 35,218 | $10,767,590,000 | $305,000 | $5,975,000 | $93,000 | $2,549,000 |
| Credit History | 5,857 | $1,709,925,000 | $291,000 | $2,345,000 | $83,000 | $1,079,000 |
| Debt-To-Income Ratio | 3,667 | $1,094,975,000 | $298,000 | $2,325,000 | $47,000 | $520,000 |
| Other | 757 | $232,435,000 | $307,000 | $1,605,000 | $91,000 | $1,257,000 |
| Collateral | 617 | $166,275,000 | $269,000 | $1,185,000 | $83,000 | $420,000 |
| Unverifiable Information | 25 | $6,035,000 | $241,000 | $795,000 | $97,000 | $350,000 |
| Employment History | 19 | $4,435,000 | $233,000 | $435,000 | $59,000 | $111,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into New Day Financial, Llc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess New Day Financial, Llc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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