New Day Financial, Llc. Mortgage Lending & HMDA Data, 2008
In 2008, New Day Financial, Llc. of West Palm Beach, FL reported 45,914 mortgage applications totaling $9.5 billion, up 3% from 2007. The average application was for $207,861, and applicants reported an average income of $68,024. 4% of its applications resulted in an originated loan and 54% were denied. Its largest markets were Philadelphia, PA (1,460), Baltimore-Towson, MD (1,308) and New York-White Plains-Wayne, NY-NJ (1,262) (applications in parentheses).
| Mortgage Company & Address | New Day Financial, Llc. 360 South Rosemary Avenue Suite 1900 West Palm Beach, FL 33401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 45,914 |
| Total Mortgage Loan Application Amount | $9,543,750,000 |
| Average Mortgage Loan Application Amount | $207,861 |
| Highest Mortgage Loan Application Amount | $2,640,000 |
| Average Applicant Income | $68,024 |
| Highest Applicant Income | $6,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records New Day Financial, Llc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia, PA | 1,460 | $ 309,021,000 | $ 211,658 | $ 69,000 |
| Baltimore-Towson, MD | 1,308 | $ 344,748,000 | $ 263,568 | $ 75,000 |
| New York-White Plains-Wayne, NY-NJ | 1,262 | $ 489,632,000 | $ 387,980 | $ 82,442 |
| Charlotte-Gastonia-Concord, NC-SC | 1,004 | $ 172,535,000 | $ 171,847 | $ 64,114 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 999 | $ 318,894,000 | $ 319,213 | $ 81,110 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 900 | $ 202,754,000 | $ 225,282 | $ 62,435 |
| Atlanta-Sandy Springs-Marietta, GA | 804 | $ 143,485,000 | $ 178,463 | $ 64,000 |
| Richmond, VA | 715 | $ 153,084,000 | $ 214,103 | $ 66,000 |
| Seattle-Bellevue-Everett, WA | 709 | $ 238,468,000 | $ 336,344 | $ 83,000 |
| Newark-Union, NJ-PA | 700 | $ 222,792,000 | $ 318,274 | $ 81,954 |
| Camden, NJ | 692 | $ 159,676,000 | $ 230,745 | $ 77,000 |
| Edison-New Brunswick, NJ | 669 | $ 205,492,000 | $ 307,162 | $ 82,000 |
| Birmingham-Hoover, AL | 512 | $ 77,800,000 | $ 151,953 | $ 65,000 |
| Raleigh-Cary, NC | 511 | $ 89,046,000 | $ 174,258 | $ 70,000 |
| Nassau-Suffolk, NY | 458 | $ 169,898,000 | $ 370,956 | $ 95,000 |
| Charleston-North Charleston-Summerville, SC | 430 | $ 83,244,000 | $ 193,590 | $ 63,000 |
| Phoenix-Mesa-Scottsdale, AZ | 425 | $ 90,043,000 | $ 211,865 | $ 63,000 |
| Mobile, AL | 424 | $ 68,481,000 | $ 161,511 | $ 65,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 421 | $ 89,365,000 | $ 212,268 | $ 66,121 |
| Albuquerque, NM | 407 | $ 72,515,000 | $ 178,169 | $ 59,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 385 | $ 75,960,000 | $ 197,298 | $ 66,000 |
| Tacoma, WA | 377 | $ 104,171,000 | $ 276,315 | $ 72,000 |
| Portland-Vancouver-Beaverton, OR-WA | 369 | $ 94,465,000 | $ 256,002 | $ 65,371 |
| Wilmington, DE-MD-NJ | 369 | $ 86,917,000 | $ 235,547 | $ 68,864 |
| Chicago-Naperville-Joliet, IL | 304 | $ 73,983,000 | $ 243,365 | $ 76,000 |
| Columbia, SC | 279 | $ 44,863,000 | $ 160,799 | $ 70,000 |
| Pittsburgh, PA | 263 | $ 40,576,000 | $ 154,281 | $ 67,000 |
| Bethesda-Frederick-Gaithersburg, MD | 261 | $ 90,573,000 | $ 347,022 | $ 92,000 |
| St. Louis, MO-IL | 260 | $ 41,985,000 | $ 161,480 | $ 55,861 |
| Scranton--Wilkes-Barre, PA | 241 | $ 37,331,000 | $ 154,900 | $ 56,000 |
| York-Hanover, PA | 241 | $ 49,494,000 | $ 205,369 | $ 69,000 |
| Asheville, NC | 235 | $ 43,256,000 | $ 184,068 | $ 55,000 |
| Wilmington, NC | 228 | $ 41,773,000 | $ 183,214 | $ 55,000 |
| Oklahoma City, OK | 223 | $ 35,314,000 | $ 158,358 | $ 74,000 |
| Harrisburg-Carlisle, PA | 222 | $ 37,769,000 | $ 170,130 | $ 66,000 |
| Atlantic City-Hammonton, NJ | 215 | $ 54,133,000 | $ 251,781 | $ 68,000 |
| Durham, NC | 204 | $ 36,459,000 | $ 178,720 | $ 65,000 |
| Lancaster, PA | 201 | $ 40,597,000 | $ 201,975 | $ 70,000 |
| Albany-Schenectady-Troy, NY | 196 | $ 36,789,000 | $ 187,698 | $ 66,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 192 | $ 54,659,000 | $ 284,682 | $ 82,000 |
| Reading, PA | 191 | $ 35,459,000 | $ 185,649 | $ 63,000 |
| Hartford-West Hartford-East Hartford, CT | 187 | $ 44,025,000 | $ 235,427 | $ 75,000 |
| Savannah, GA | 186 | $ 32,621,000 | $ 175,381 | $ 68,000 |
| Fayetteville, NC | 184 | $ 26,227,000 | $ 142,538 | $ 65,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 182 | $ 31,537,000 | $ 173,280 | $ 69,653 |
| Augusta-Richmond County, GA-SC | 181 | $ 30,134,000 | $ 166,486 | $ 66,254 |
| Little Rock-North Little Rock-Conway, AR | 177 | $ 26,419,000 | $ 149,259 | $ 64,000 |
| Spokane, WA | 175 | $ 32,276,000 | $ 184,434 | $ 62,000 |
| Huntsville, AL | 174 | $ 30,669,000 | $ 176,258 | $ 75,000 |
| Greenville-Mauldin-Easley, SC | 173 | $ 28,686,000 | $ 165,815 | $ 64,000 |
| Vineland-Millville-Bridgeton, NJ | 161 | $ 31,485,000 | $ 195,559 | $ 71,000 |
| Hickory-Lenoir-Morganton, NC | 160 | $ 25,401,000 | $ 158,756 | $ 61,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 157 | $ 29,633,000 | $ 188,745 | $ 59,000 |
| Roanoke, VA | 151 | $ 24,725,000 | $ 163,741 | $ 58,000 |
| New Haven-Milford, CT | 149 | $ 35,683,000 | $ 239,483 | $ 71,000 |
| Dover, DE | 143 | $ 32,671,000 | $ 228,468 | $ 75,000 |
| Gulfport-Biloxi, MS | 139 | $ 24,046,000 | $ 172,992 | $ 64,000 |
| Trenton-Ewing, NJ | 135 | $ 31,784,000 | $ 235,437 | $ 81,000 |
| Anchorage, AK | 132 | $ 30,376,000 | $ 230,121 | $ 70,000 |
| Milwaukee-Waukesha-West Allis, WI | 128 | $ 22,818,000 | $ 178,265 | $ 60,000 |
| Kansas City, MO-KS | 127 | $ 20,056,000 | $ 157,921 | $ 63,464 |
| Montgomery, AL | 127 | $ 19,751,000 | $ 155,519 | $ 63,000 |
| Columbus, GA-AL | 126 | $ 21,436,000 | $ 170,126 | $ 70,642 |
| Miami-Miami Beach-Kendall, FL | 121 | $ 34,647,000 | $ 286,338 | $ 72,000 |
| Greensboro-High Point, NC | 120 | $ 16,402,000 | $ 136,683 | $ 53,000 |
| Knoxville, TN | 116 | $ 19,777,000 | $ 170,491 | $ 59,000 |
| Jackson, MS | 110 | $ 17,284,000 | $ 157,127 | $ 66,000 |
| Jacksonville, NC | 110 | $ 16,961,000 | $ 154,190 | $ 62,000 |
| Tuscaloosa, AL | 110 | $ 16,949,000 | $ 154,081 | $ 68,000 |
| Billings, MT | 107 | $ 20,254,000 | $ 189,289 | $ 73,000 |
| Syracuse, NY | 106 | $ 16,403,000 | $ 154,745 | $ 69,000 |
| Portland-South Portland-Biddeford, ME | 99 | $ 20,829,000 | $ 210,393 | $ 78,000 |
| Memphis, TN-MS-AR | 98 | $ 14,592,000 | $ 148,897 | $ 67,857 |
| Lynchburg, VA | 97 | $ 15,607,000 | $ 160,896 | $ 60,000 |
| Bremerton-Silverdale, WA | 96 | $ 24,824,000 | $ 258,583 | $ 66,000 |
| Boise City-Nampa, ID | 94 | $ 17,979,000 | $ 191,265 | $ 58,000 |
| Tucson, AZ | 94 | $ 17,259,000 | $ 183,606 | $ 58,000 |
| Olympia, WA | 91 | $ 23,034,000 | $ 253,120 | $ 77,000 |
| Bridgeport-Stamford-Norwalk, CT | 90 | $ 30,233,000 | $ 335,922 | $ 90,000 |
| Charlottesville, VA | 87 | $ 20,139,000 | $ 231,482 | $ 60,000 |
| Chattanooga, TN-GA | 85 | $ 13,914,000 | $ 163,694 | $ 62,058 |
| Tampa-St. Petersburg-Clearwater, FL | 84 | $ 16,225,000 | $ 193,154 | $ 60,000 |
| Tulsa, OK | 83 | $ 12,239,000 | $ 147,457 | $ 67,000 |
| Kingston, NY | 82 | $ 19,662,000 | $ 239,780 | $ 74,000 |
| Utica-Rome, NY | 82 | $ 13,085,000 | $ 159,573 | $ 65,000 |
| Springfield, MO | 80 | $ 13,016,000 | $ 162,700 | $ 66,000 |
| Auburn-Opelika, AL | 79 | $ 13,089,000 | $ 165,683 | $ 65,000 |
| Winston-Salem, NC | 79 | $ 11,069,000 | $ 140,113 | $ 53,000 |
| Rochester, NY | 76 | $ 9,880,000 | $ 130,000 | $ 55,000 |
| Fort Smith, AR-OK | 75 | $ 11,417,000 | $ 152,226 | $ 67,320 |
| Santa Fe, NM | 75 | $ 17,828,000 | $ 237,706 | $ 71,000 |
| Decatur, AL | 74 | $ 11,797,000 | $ 159,418 | $ 60,000 |
| Las Cruces, NM | 73 | $ 13,139,000 | $ 179,986 | $ 62,000 |
| Casper, WY | 70 | $ 12,719,000 | $ 181,700 | $ 64,000 |
| Grand Junction, CO | 70 | $ 16,080,000 | $ 229,714 | $ 67,000 |
| Salisbury, MD | 69 | $ 13,501,000 | $ 195,666 | $ 60,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 68 | $ 14,775,000 | $ 217,279 | $ 75,676 |
| Farmington, NM | 67 | $ 11,521,000 | $ 171,955 | $ 75,000 |
| Orlando-Kissimmee, FL | 67 | $ 16,511,000 | $ 246,432 | $ 67,000 |
| Pascagoula, MS | 67 | $ 10,989,000 | $ 164,014 | $ 66,000 |
| Jacksonville, FL | 66 | $ 13,522,000 | $ 204,878 | $ 70,000 |
| Lebanon, PA | 64 | $ 10,608,000 | $ 165,750 | $ 66,000 |
| Providence-New Bedford-Fall River, RI-MA | 63 | $ 15,685,000 | $ 248,968 | $ 62,523 |
| Eugene-Springfield, OR | 62 | $ 13,306,000 | $ 214,612 | $ 55,000 |
| Gainesville, GA | 61 | $ 9,629,000 | $ 157,852 | $ 63,000 |
| Salem, OR | 61 | $ 12,329,000 | $ 202,114 | $ 62,000 |
| Kingsport-Bristol-Bristol, TN-VA | 58 | $ 9,842,000 | $ 169,689 | $ 59,241 |
| Buffalo-Niagara Falls, NY | 56 | $ 7,341,000 | $ 131,089 | $ 66,000 |
| Cumberland, MD-WV | 56 | $ 8,248,000 | $ 147,285 | $ 53,482 |
| Madison, WI | 56 | $ 10,966,000 | $ 195,821 | $ 69,000 |
| Denver-Aurora, CO | 55 | $ 11,372,000 | $ 206,763 | $ 65,000 |
| Hagerstown-Martinsburg, MD-WV | 55 | $ 13,099,000 | $ 238,163 | $ 68,163 |
| Los Angeles-Long Beach-Glendale, CA | 55 | $ 23,159,000 | $ 421,072 | $ 85,000 |
| Bellingham, WA | 54 | $ 13,084,000 | $ 242,296 | $ 65,000 |
| Dothan, AL | 54 | $ 9,484,000 | $ 175,629 | $ 63,000 |
| Sumter, SC | 54 | $ 8,417,000 | $ 155,870 | $ 66,000 |
| Yakima, WA | 54 | $ 9,436,000 | $ 174,740 | $ 64,000 |
| Lake County-Kenosha County, IL-WI | 53 | $ 10,587,000 | $ 199,754 | $ 97,792 |
| Anniston-Oxford, AL | 52 | $ 8,506,000 | $ 163,576 | $ 63,000 |
| Clarksville, TN-KY | 52 | $ 8,500,000 | $ 163,461 | $ 75,230 |
| Lewiston-Auburn, ME | 52 | $ 8,724,000 | $ 167,769 | $ 58,000 |
| Hinesville-Fort Stewart, GA | 50 | $ 7,871,000 | $ 157,420 | $ 57,000 |
| Anderson, SC | 49 | $ 8,234,000 | $ 168,040 | $ 65,000 |
| Hattiesburg, MS | 49 | $ 7,552,000 | $ 154,122 | $ 62,000 |
| Norwich-New London, CT | 49 | $ 12,375,000 | $ 252,551 | $ 64,000 |
| Ocean City, NJ | 49 | $ 14,087,000 | $ 287,489 | $ 67,000 |
| Harrisonburg, VA | 48 | $ 9,473,000 | $ 197,354 | $ 58,000 |
| Omaha-Council Bluffs, NE-IA | 48 | $ 7,561,000 | $ 157,520 | $ 54,583 |
| Rockingham County-Strafford County, NH | 47 | $ 11,960,000 | $ 254,468 | $ 65,000 |
| Albany, GA | 46 | $ 6,993,000 | $ 152,021 | $ 64,000 |
| Glens Falls, NY | 45 | $ 8,369,000 | $ 185,977 | $ 55,000 |
| Florence-Muscle Shoals, AL | 44 | $ 6,892,000 | $ 156,636 | $ 76,000 |
| Longview, WA | 43 | $ 7,926,000 | $ 184,325 | $ 62,000 |
| Spartanburg, SC | 43 | $ 6,600,000 | $ 153,488 | $ 67,000 |
| Bangor, ME | 42 | $ 7,508,000 | $ 178,761 | $ 66,000 |
| Winchester, VA-WV | 42 | $ 10,032,000 | $ 238,857 | $ 58,000 |
| Colorado Springs, CO | 41 | $ 7,609,000 | $ 185,585 | $ 60,000 |
| Binghamton, NY | 40 | $ 5,887,000 | $ 147,175 | $ 66,000 |
| Gadsden, AL | 40 | $ 6,872,000 | $ 171,800 | $ 59,000 |
| Louisville-Jefferson County, KY-IN | 40 | $ 6,740,000 | $ 168,500 | $ 71,850 |
| Pine Bluff, AR | 40 | $ 6,503,000 | $ 162,575 | $ 59,000 |
| Bradenton-Sarasota-Venice, FL | 39 | $ 9,416,000 | $ 241,435 | $ 52,000 |
| Fairbanks, AK | 39 | $ 8,150,000 | $ 208,974 | $ 78,000 |
| Morristown, TN | 39 | $ 7,436,000 | $ 190,666 | $ 54,000 |
| Wenatchee, WA | 39 | $ 8,826,000 | $ 226,307 | $ 63,000 |
| Cheyenne, WY | 38 | $ 6,282,000 | $ 165,315 | $ 68,000 |
| Prescott, AZ | 38 | $ 8,513,000 | $ 224,026 | $ 85,000 |
| Bend, OR | 37 | $ 10,899,000 | $ 294,567 | $ 65,000 |
| Brunswick, GA | 37 | $ 6,792,000 | $ 183,567 | $ 70,000 |
| Goldsboro, NC | 37 | $ 5,818,000 | $ 157,243 | $ 61,000 |
| Mount Vernon-Anacortes, WA | 37 | $ 8,820,000 | $ 238,378 | $ 61,000 |
| Valdosta, GA | 37 | $ 6,120,000 | $ 165,405 | $ 61,000 |
| Blacksburg-Christiansburg-Radford, VA | 36 | $ 5,583,000 | $ 155,083 | $ 57,000 |
| Great Falls, MT | 34 | $ 6,190,000 | $ 182,058 | $ 61,000 |
| Rapid City, SD | 32 | $ 5,075,000 | $ 158,593 | $ 57,000 |
| State College, PA | 32 | $ 4,875,000 | $ 152,343 | $ 63,000 |
| Hot Springs, AR | 31 | $ 5,543,000 | $ 178,806 | $ 63,000 |
| Riverside-San Bernardino-Ontario, CA | 31 | $ 8,415,000 | $ 271,451 | $ 77,000 |
| Dalton, GA | 30 | $ 4,320,000 | $ 144,000 | $ 62,000 |
| Missoula, MT | 30 | $ 6,814,000 | $ 227,133 | $ 59,000 |
| Lawton, OK | 29 | $ 4,624,000 | $ 159,448 | $ 81,000 |
| Wichita, KS | 29 | $ 4,200,000 | $ 144,827 | $ 77,000 |
| Cincinnati-Middletown, OH-KY-IN | 28 | $ 4,391,000 | $ 156,821 | $ 63,000 |
| Cleveland, TN | 28 | $ 4,608,000 | $ 164,571 | $ 63,000 |
| Johnstown, PA | 28 | $ 4,213,000 | $ 150,464 | $ 53,000 |
| Johnson City, TN | 27 | $ 4,633,000 | $ 171,592 | $ 60,000 |
| Rocky Mount, NC | 27 | $ 3,078,000 | $ 114,000 | $ 59,000 |
| Danville, VA | 26 | $ 3,741,000 | $ 143,884 | $ 55,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 26 | $ 7,955,000 | $ 305,961 | $ 85,000 |
| Greenville, NC | 26 | $ 3,559,000 | $ 136,884 | $ 61,000 |
| Manchester-Nashua, NH | 26 | $ 5,650,000 | $ 217,307 | $ 73,000 |
| Warner Robins, GA | 26 | $ 3,844,000 | $ 147,846 | $ 68,000 |
| Altoona, PA | 25 | $ 3,537,000 | $ 141,480 | $ 52,000 |
| Macon, GA | 25 | $ 3,837,000 | $ 153,480 | $ 68,000 |
| Rockford, IL | 25 | $ 4,470,000 | $ 178,800 | $ 68,000 |
| Coeur D'Alene, ID | 24 | $ 4,964,000 | $ 206,833 | $ 71,000 |
| Des Moines-West Des Moines, IA | 24 | $ 4,021,000 | $ 167,541 | $ 67,000 |
| Indianapolis-Carmel, IN | 24 | $ 3,680,000 | $ 153,333 | $ 72,000 |
| Williamsport, PA | 24 | $ 3,757,000 | $ 156,541 | $ 68,000 |
| Yuma, AZ | 24 | $ 4,394,000 | $ 183,083 | $ 57,000 |
| Kennewick-Pasco-Richland, WA | 23 | $ 3,671,000 | $ 159,608 | $ 58,000 |
| Lake Havasu City-Kingman, AZ | 23 | $ 4,692,000 | $ 204,000 | $ 53,000 |
| Lexington-Fayette, KY | 23 | $ 3,699,000 | $ 160,826 | $ 53,000 |
| Sioux Falls, SD | 22 | $ 2,939,000 | $ 133,590 | $ 55,000 |
| Athens-Clarke County, GA | 21 | $ 4,015,000 | $ 191,190 | $ 57,000 |
| Burlington, NC | 20 | $ 3,036,000 | $ 151,800 | $ 68,000 |
| Ocala, FL | 20 | $ 3,646,000 | $ 182,300 | $ 58,000 |
| Medford, OR | 19 | $ 4,255,000 | $ 223,947 | $ 52,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 19 | $ 5,528,000 | $ 290,947 | $ 65,000 |
| Davenport-Moline-Rock Island, IA-IL | 18 | $ 2,886,000 | $ 160,333 | $ 59,000 |
| Erie, PA | 18 | $ 2,388,000 | $ 132,666 | $ 44,000 |
| Green Bay, WI | 18 | $ 2,696,000 | $ 149,777 | $ 55,000 |
| Idaho Falls, ID | 17 | $ 2,673,000 | $ 157,235 | $ 63,000 |
| Ithaca, NY | 17 | $ 3,074,000 | $ 180,823 | $ 70,000 |
| Racine, WI | 17 | $ 2,955,000 | $ 173,823 | $ 61,000 |
| Youngstown-Warren-Boardman, OH-PA | 17 | $ 2,700,000 | $ 158,823 | $ 52,000 |
| Lakeland-Winter Haven, FL | 16 | $ 2,829,000 | $ 176,812 | $ 111,000 |
| Sheboygan, WI | 16 | $ 2,377,000 | $ 148,562 | $ 56,000 |
| Cedar Rapids, IA | 15 | $ 2,071,000 | $ 138,066 | $ 68,000 |
| Florence, SC | 15 | $ 1,954,000 | $ 130,266 | $ 44,000 |
| Joplin, MO | 15 | $ 2,265,000 | $ 151,000 | $ 70,000 |
| Wausau, WI | 15 | $ 2,251,000 | $ 150,066 | $ 61,000 |
| Duluth, MN-WI | 13 | $ 2,142,000 | $ 164,769 | $ 107,846 |
| Eau Claire, WI | 13 | $ 1,880,000 | $ 144,615 | $ 57,000 |
| Janesville, WI | 13 | $ 1,926,000 | $ 148,153 | $ 57,000 |
| Lewiston, ID-WA | 13 | $ 1,990,000 | $ 153,076 | $ 68,692 |
| Lincoln, NE | 13 | $ 2,012,000 | $ 154,769 | $ 55,000 |
| Pocatello, ID | 13 | $ 2,389,000 | $ 183,769 | $ 68,000 |
| Warren-Troy-Farmington Hills, MI | 13 | $ 2,675,000 | $ 205,769 | $ 89,000 |
| Las Vegas-Paradise, NV | 12 | $ 3,015,000 | $ 251,250 | $ 65,000 |
| Tallahassee, FL | 12 | $ 2,306,000 | $ 192,166 | $ 90,000 |
| Columbia, MO | 11 | $ 1,926,000 | $ 175,090 | $ 64,000 |
| Elizabethtown, KY | 11 | $ 1,724,000 | $ 156,727 | $ 69,000 |
| Gainesville, FL | 11 | $ 2,470,000 | $ 224,545 | $ 75,000 |
| Kankakee-Bradley, IL | 11 | $ 1,660,000 | $ 150,909 | $ 60,000 |
| Rome, GA | 11 | $ 1,541,000 | $ 140,090 | $ 58,000 |
| Topeka, KS | 11 | $ 1,756,000 | $ 159,636 | $ 65,000 |
| Flagstaff, AZ | 10 | $ 2,223,000 | $ 222,300 | $ 54,000 |
| Gary, IN | 10 | $ 1,658,000 | $ 165,800 | $ 68,000 |
| Jefferson City, MO | 10 | $ 1,710,000 | $ 171,000 | $ 50,000 |
| Oshkosh-Neenah, WI | 10 | $ 1,442,000 | $ 144,200 | $ 51,000 |
| Appleton, WI | 9 | $ 1,289,000 | $ 143,222 | $ 60,000 |
| Boulder, CO | 9 | $ 2,672,000 | $ 296,888 | $ 81,000 |
| Evansville, IN-KY | 9 | $ 1,526,000 | $ 169,555 | $ 65,555 |
| Jonesboro, AR | 9 | $ 1,014,000 | $ 112,666 | $ 67,000 |
| Waterloo-Cedar Falls, IA | 8 | $ 1,300,000 | $ 162,500 | $ 71,000 |
| Boston-Quincy, MA | 7 | $ 1,973,000 | $ 281,857 | $ 59,000 |
| Champaign-Urbana, IL | 7 | $ 1,170,000 | $ 167,142 | $ 66,000 |
| Elmira, NY | 7 | $ 847,000 | $ 121,000 | $ 50,000 |
| Cape Coral-Fort Myers, FL | 6 | $ 1,506,000 | $ 251,000 | $ 69,000 |
| Cleveland-Elyria-Mentor, OH | 6 | $ 892,000 | $ 148,666 | $ 73,000 |
| Columbus, OH | 6 | $ 988,000 | $ 164,666 | $ 53,000 |
| Corvallis, OR | 6 | $ 1,310,000 | $ 218,333 | $ 56,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 1,387,000 | $ 231,166 | $ 66,000 |
| Fond Du Lac, WI | 6 | $ 903,000 | $ 150,500 | $ 57,000 |
| Greeley, CO | 6 | $ 1,072,000 | $ 178,666 | $ 43,000 |
| Huntington-Ashland, WV-KY-OH | 6 | $ 900,000 | $ 150,000 | $ 56,000 |
| Iowa City, IA | 6 | $ 1,096,000 | $ 182,666 | $ 62,000 |
| La Crosse, WI-MN | 6 | $ 1,058,000 | $ 176,333 | $ 59,000 |
| Port St. Lucie, FL | 6 | $ 1,386,000 | $ 231,000 | $ 54,000 |
| Cambridge-Newton-Framingham, MA | 5 | $ 1,947,000 | $ 389,400 | $ 94,000 |
| Jackson, TN | 5 | $ 839,000 | $ 167,800 | $ 75,000 |
| Lawrence, KS | 5 | $ 660,000 | $ 132,000 | $ 46,000 |
| Peoria, IL | 5 | $ 677,000 | $ 135,400 | $ 67,000 |
| Pueblo, CO | 5 | $ 781,000 | $ 156,200 | $ 45,000 |
| Springfield, MA | 5 | $ 1,119,000 | $ 223,800 | $ 92,000 |
| Texarkana, Tx-Texarkana, AR | 5 | $ 683,000 | $ 136,600 | $ 53,000 |
| Danville, IL | 4 | $ 605,000 | $ 151,250 | $ 71,000 |
| Dubuque, IA | 4 | $ 547,000 | $ 136,750 | $ 52,000 |
| Fort Walton Beach-Crestview-Destin, FL | 4 | $ 762,000 | $ 190,500 | $ 116,000 |
| Fresno, CA | 4 | $ 1,263,000 | $ 315,750 | $ 118,000 |
| Holland-Grand Haven, MI | 4 | $ 746,000 | $ 186,500 | $ 151,000 |
| Michigan City-La Porte, IN | 4 | $ 801,000 | $ 200,250 | $ 75,000 |
| Naples-Marco Island, FL | 4 | $ 1,247,000 | $ 311,750 | $ 176,000 |
| Panama City-Lynn Haven, FL | 4 | $ 866,000 | $ 216,500 | $ 52,000 |
| Saginaw-Saginaw Township North, MI | 4 | $ 626,000 | $ 156,500 | $ 53,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 1,798,000 | $ 449,500 | $ 100,000 |
| St. Cloud, MN | 4 | $ 987,000 | $ 246,750 | $ 60,000 |
| Terre Haute, IN | 4 | $ 684,000 | $ 171,000 | $ 80,000 |
| Battle Creek, MI | 3 | $ 412,000 | $ 137,333 | $ 64,000 |
| Detroit-Livonia-Dearborn, MI | 3 | $ 505,000 | $ 168,333 | $ 47,000 |
| Fort Collins-Loveland, CO | 3 | $ 637,000 | $ 212,333 | $ 51,000 |
| Hanford-Corcoran, CA | 3 | $ 520,000 | $ 173,333 | $ 71,000 |
| Palm Coast, FL | 3 | $ 576,000 | $ 192,000 | $ 43,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 549,000 | $ 183,000 | $ 38,000 |
| Pittsfield, MA | 3 | $ 488,000 | $ 162,666 | $ 71,000 |
| Santa Ana-Anaheim-Irvine, CA | 3 | $ 990,000 | $ 330,000 | $ 55,000 |
| Sebastian-Vero Beach, FL | 3 | $ 591,000 | $ 197,000 | $ 68,000 |
| Springfield, IL | 3 | $ 363,000 | $ 121,000 | $ 72,000 |
| St. Joseph, MO-KS | 3 | $ 393,000 | $ 131,000 | $ 56,000 |
| Bakersfield, CA | 2 | $ 589,000 | $ 294,500 | $ 25,000 |
| Bloomington, IN | 2 | $ 416,000 | $ 208,000 | $ 46,000 |
| Bowling Green, KY | 2 | $ 292,000 | $ 146,000 | $ 61,000 |
| Chico, CA | 2 | $ 421,000 | $ 210,500 | $ 39,000 |
| Decatur, IL | 2 | $ 436,000 | $ 218,000 | $ 59,000 |
| Flint, MI | 2 | $ 262,000 | $ 131,000 | $ 31,000 |
| New Orleans-Metairie-Kenner, LA | 2 | $ 313,000 | $ 156,500 | $ 84,000 |
| Niles-Benton Harbor, MI | 2 | $ 472,000 | $ 236,000 | $ 160,000 |
| Owensboro, KY | 2 | $ 276,000 | $ 138,000 | $ 70,000 |
| Redding, CA | 2 | $ 651,000 | $ 325,500 | $ 73,000 |
| Salt Lake City, UT | 2 | $ 558,000 | $ 279,000 | $ 44,000 |
| San Francisco-San Mateo-Redwood City, CA | 2 | $ 1,188,000 | $ 594,000 | $ 66,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 393,000 | $ 196,500 | $ 60,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 298,000 | $ 149,000 | $ 48,000 |
| Visalia-Porterville, CA | 2 | $ 405,000 | $ 202,500 | $ 25,000 |
| Akron, OH | 1 | $ 254,000 | $ 254,000 | $ 98,000 |
| Ames, IA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Anderson, IN | 1 | $ 67,000 | $ 67,000 | $ 87,000 |
| Bay City, MI | 1 | $ 215,000 | $ 215,000 | $ 118,000 |
| Bloomington-Normal, IL | 1 | $ 139,000 | $ 139,000 | $ 39,000 |
| Canton-Massillon, OH | 1 | $ 149,000 | $ 149,000 | $ 45,000 |
| Columbus, IN | 1 | $ 169,000 | $ 169,000 | $ 57,000 |
| El Centro, CA | 1 | $ 168,000 | $ 168,000 | $ 33,000 |
| El Paso, TX | 1 | $ 169,000 | $ 169,000 | $ 112,000 |
| Elkhart-Goshen, IN | 1 | $ 157,000 | $ 157,000 | $ 67,000 |
| Fort Wayne, IN | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Grand Forks, ND-MN | 1 | $ 217,000 | $ 217,000 | $ 49,000 |
| Houston-Sugar Land-Baytown, TX | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Lansing-East Lansing, MI | 1 | $ 123,000 | $ 123,000 | $ 63,000 |
| Lima, OH | 1 | $ 203,000 | $ 203,000 | $ 84,000 |
| Monroe, MI | 1 | $ 269,000 | $ 269,000 | $ 108,000 |
| Oakland-Fremont-Hayward, CA | 1 | $ 338,000 | $ 338,000 | $ 219,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 183,000 | $ 183,000 | $ 100,000 |
| Peabody, MA | 1 | $ 300,000 | $ 300,000 | $ 39,000 |
| Punta Gorda, FL | 1 | $ 192,000 | $ 192,000 | $ 46,000 |
| Reno-Sparks, NV | 1 | $ 119,000 | $ 119,000 | $ 82,000 |
| Rochester, MN | 1 | $ 202,000 | $ 202,000 | $ 48,000 |
| Toledo, OH | 1 | $ 178,000 | $ 178,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for New Day Financial, Llc. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 45,872 | $9,532,659,000 | $207,000 | $2,640,000 | $68,000 | $6,000,000 |
| Home Purchase | 42 | $11,091,000 | $264,000 | $569,000 | $95,000 | $252,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,927 | $4,081,135,000 | $204,000 | $2,640,000 | $69,000 | $6,000,000 |
| Not Provided | 16,956 | $3,574,570,000 | $210,000 | $2,436,000 | $67,000 | $2,600,000 |
| Black or African American | 5,398 | $1,057,686,000 | $195,000 | $740,000 | $65,000 | $994,000 |
| Hispanic | 2,278 | $494,759,000 | $217,000 | $1,040,000 | $63,000 | $837,000 |
| Asian | 818 | $217,884,000 | $266,000 | $1,639,000 | $72,000 | $960,000 |
| American Indian or Alaskan Native | 354 | $72,928,000 | $206,000 | $569,000 | $67,000 | $900,000 |
| Native Hawaiian or Other Pacific Islander | 183 | $44,788,000 | $244,000 | $688,000 | $73,000 | $312,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 44,473 | $9,228,171,000 | $207,000 | $2,436,000 | $67,000 | $6,000,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,383 | $303,246,000 | $219,000 | $2,640,000 | $75,000 | $900,000 |
| VA-guaranteed (Veterans Administration) | 58 | $12,333,000 | $212,000 | $501,000 | $73,000 | $252,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 24,634 | $5,048,873,000 | $204,000 | $2,640,000 | $60,000 | $6,000,000 |
| File Closed For Incompleteness | 10,896 | $2,293,488,000 | $210,000 | $1,063,000 | $76,000 | $2,600,000 |
| Application Withdrawn By Applicant | 8,519 | $1,834,923,000 | $215,000 | $1,639,000 | $78,000 | $1,500,000 |
| Loan Originated | 1,736 | $342,024,000 | $197,000 | $569,000 | $75,000 | $252,000 |
| Application Approved But Not Accepted | 129 | $24,442,000 | $189,000 | $401,000 | $71,000 | $212,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 44 | $7,339,000 | $166,000 | $368,000 | $38,000 | $122,000 |
| Collateral | 23 | $3,033,000 | $131,000 | $220,000 | $56,000 | $100,000 |
| Credit History | 15 | $2,343,000 | $156,000 | $356,000 | $79,000 | $300,000 |
| Employment History | 2 | $275,000 | $137,000 | $146,000 | $42,000 | $49,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into New Day Financial, Llc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess New Day Financial, Llc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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