Nexbank Mortgage Lending & HMDA Data, 2017
In 2017, Nexbank of Dallas, TX reported 8,296 mortgage applications totaling $3.4 billion, up 73% from 2016. The average application was for $412,658, and applicants reported an average income of $56,610. 38% of its applications resulted in an originated loan and 3% were denied. Its largest markets were San Antonio-New Braunfels, TX (1,271), Dallas-Plano-Irving, TX (1,237) and Atlanta-Sandy Springs-Roswell, GA (523) (applications in parentheses).
| Mortgage Company & Address | Nexbank 2515 McKinney Avenue, Suite 1100 Dallas, TX 75201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,296 |
| Total Mortgage Loan Application Amount | $3,423,412,000 |
| Average Mortgage Loan Application Amount | $412,658 |
| Highest Mortgage Loan Application Amount | $16,458,000 |
| Average Applicant Income | $56,610 |
| Highest Applicant Income | $5,090,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nexbank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Antonio-New Braunfels, TX | 1,271 | $ 219,813,000 | $ 172,944 | $ 5,000 |
| Dallas-Plano-Irving, TX | 1,237 | $ 239,368,000 | $ 193,506 | $ 67,000 |
| Atlanta-Sandy Springs-Roswell, GA | 523 | $ 135,875,000 | $ 259,799 | $ 111,000 |
| Los Angeles-Long Beach-Glendale, CA | 492 | $ 548,892,000 | $ 1,115,634 | $ 66,000 |
| Austin-Round Rock, TX | 475 | $ 145,960,000 | $ 307,284 | $ 62,000 |
| San Francisco-Redwood City-South San Francisco, CA | 401 | $ 428,983,000 | $ 1,069,783 | $ 5,000 |
| Killeen-Temple, TX | 334 | $ 50,738,000 | $ 151,910 | $ 0 |
| Fort Worth-Arlington, TX | 324 | $ 61,342,000 | $ 189,327 | $ 60,000 |
| San Diego-Carlsbad, CA | 250 | $ 166,847,000 | $ 667,388 | $ 99,000 |
| Houston-The Woodlands-Sugar Land, TX | 246 | $ 67,470,000 | $ 274,268 | $ 122,000 |
| Oakland-Hayward-Berkeley, CA | 242 | $ 200,577,000 | $ 828,830 | $ 26,000 |
| Chicago-Naperville-Arlington Heights, IL | 240 | $ 52,956,000 | $ 220,650 | $ 80,000 |
| Seattle-Bellevue-Everett, WA | 239 | $ 96,924,000 | $ 405,539 | $ 126,000 |
| Anaheim-Santa Ana-Irvine, CA | 207 | $ 171,210,000 | $ 827,101 | $ 53,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 157 | $ 59,959,000 | $ 381,904 | $ 108,968 |
| San Jose-Sunnyvale-Santa Clara, CA | 126 | $ 124,487,000 | $ 987,992 | $ 21,000 |
| San Rafael, CA | 118 | $ 131,760,000 | $ 1,116,610 | $ 1,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 99 | $ 39,850,000 | $ 402,525 | $ 66,000 |
| Riverside-San Bernardino-Ontario, CA | 98 | $ 37,722,000 | $ 384,918 | $ 83,000 |
| Denver-Aurora-Lakewood, CO | 75 | $ 27,635,000 | $ 368,466 | $ 100,000 |
| El Paso, TX | 74 | $ 12,379,000 | $ 167,283 | $ 1,000 |
| Kansas City, MO-KS | 74 | $ 17,461,000 | $ 235,959 | $ 119,621 |
| Richmond, VA | 56 | $ 14,921,000 | $ 266,446 | $ 111,000 |
| Silver Spring-Frederick-Rockville, MD | 49 | $ 18,263,000 | $ 372,714 | $ 124,000 |
| Baltimore-Columbia-Towson, MD | 48 | $ 13,177,000 | $ 274,520 | $ 94,000 |
| Waco, TX | 43 | $ 6,768,000 | $ 157,395 | $ 40,000 |
| Santa Maria-Santa Barbara, CA | 31 | $ 25,382,000 | $ 818,774 | $ 4,000 |
| Santa Rosa, CA | 30 | $ 23,069,000 | $ 768,966 | $ 10,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 27 | $ 16,654,000 | $ 616,814 | $ 81,000 |
| Santa Cruz-Watsonville, CA | 27 | $ 14,335,000 | $ 530,925 | $ 25,000 |
| Napa, CA | 26 | $ 23,331,000 | $ 897,346 | $ 4,000 |
| Brownsville-Harlingen, TX | 23 | $ 3,346,000 | $ 145,478 | $ 11,000 |
| Abilene, TX | 22 | $ 3,743,000 | $ 170,136 | $ 105,000 |
| Phoenix-Mesa-Scottsdale, AZ | 22 | $ 12,294,000 | $ 558,818 | $ 3,000 |
| Salinas, CA | 20 | $ 39,512,000 | $ 1,975,600 | $ 30,000 |
| McAllen-Edinburg-Mission, TX | 17 | $ 2,650,000 | $ 155,882 | $ 62,000 |
| Gainesville, GA | 16 | $ 4,075,000 | $ 254,687 | $ 79,000 |
| Lake County-Kenosha County, IL-WI | 16 | $ 4,151,000 | $ 259,437 | $ 109,000 |
| Tacoma-Lakewood, WA | 16 | $ 4,581,000 | $ 286,312 | $ 161,000 |
| Fort Collins, CO | 15 | $ 3,629,000 | $ 241,933 | $ 70,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 15 | $ 5,733,000 | $ 382,200 | $ 106,666 |
| Sherman-Denison, TX | 13 | $ 2,068,000 | $ 159,076 | $ 25,000 |
| Vallejo-Fairfield, CA | 12 | $ 3,398,000 | $ 283,166 | $ 94,000 |
| Laredo, TX | 11 | $ 1,794,000 | $ 163,090 | $ 43,000 |
| Amarillo, TX | 10 | $ 1,408,000 | $ 140,800 | $ 0 |
| College Station-Bryan, TX | 10 | $ 1,551,000 | $ 155,100 | $ 15,000 |
| Longview, TX | 10 | $ 1,158,000 | $ 115,800 | $ 4,000 |
| Stockton-Lodi, CA | 10 | $ 3,711,000 | $ 371,100 | $ 62,000 |
| Greeley, CO | 8 | $ 2,225,000 | $ 278,125 | $ 136,000 |
| Lubbock, TX | 8 | $ 1,161,000 | $ 145,125 | $ 38,000 |
| Merced, CA | 8 | $ 2,264,000 | $ 283,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 8 | $ 4,253,000 | $ 531,625 | $ 53,000 |
| Boston, MA | 7 | $ 8,691,000 | $ 1,241,571 | $ 71,000 |
| New York-Jersey City-White Plains, NY-NJ | 7 | $ 1,679,000 | $ 239,857 | $ 84,000 |
| Tyler, TX | 7 | $ 1,022,000 | $ 146,000 | $ 0 |
| Cambridge-Newton-Framingham, MA | 6 | $ 3,602,000 | $ 600,333 | $ 79,000 |
| Miami-Miami Beach-Kendall, FL | 6 | $ 1,587,000 | $ 264,500 | $ 109,000 |
| Athens-Clarke County, GA | 5 | $ 540,000 | $ 108,000 | $ 150,000 |
| Oklahoma City, OK | 5 | $ 1,755,000 | $ 351,000 | $ 68,000 |
| Raleigh, NC | 5 | $ 1,915,000 | $ 383,000 | $ 0 |
| Spokane-Spokane Valley, WA | 5 | $ 1,086,000 | $ 217,200 | $ 90,000 |
| Tampa-St. Petersburg-Clearwater, FL | 5 | $ 905,000 | $ 181,000 | $ 99,000 |
| Bremerton-Silverdale, WA | 4 | $ 1,255,000 | $ 313,750 | $ 93,000 |
| Charleston-North Charleston, SC | 4 | $ 1,147,000 | $ 286,750 | $ 95,000 |
| Charlotte-Concord-Gastonia, NC-SC | 4 | $ 2,232,000 | $ 558,000 | $ 0 |
| Cheyenne, WY | 4 | $ 824,000 | $ 206,000 | $ 125,000 |
| Colorado Springs, CO | 4 | $ 1,237,000 | $ 309,250 | $ 36,000 |
| Las Vegas-Henderson-Paradise, NV | 4 | $ 3,540,000 | $ 885,000 | $ 0 |
| Modesto, CA | 4 | $ 584,000 | $ 146,000 | $ 103,000 |
| Olympia-Tumwater, WA | 4 | $ 1,015,000 | $ 253,750 | $ 98,000 |
| San Angelo, TX | 4 | $ 598,000 | $ 149,500 | $ 0 |
| Tulsa, OK | 4 | $ 640,000 | $ 160,000 | $ 92,000 |
| Warren-Troy-Farmington Hills, MI | 4 | $ 1,920,000 | $ 480,000 | $ 6,000 |
| Wichita Falls, TX | 4 | $ 360,000 | $ 90,000 | $ 0 |
| Bellingham, WA | 3 | $ 426,000 | $ 142,000 | $ 229,000 |
| Fresno, CA | 3 | $ 1,244,000 | $ 414,666 | $ 66,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3 | $ 1,571,000 | $ 523,666 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 3 | $ 1,043,000 | $ 347,666 | $ 129,000 |
| Providence-Warwick, RI-MA | 3 | $ 2,312,000 | $ 770,666 | $ 0 |
| Valdosta, GA | 3 | $ 487,000 | $ 162,333 | $ 68,000 |
| Warner Robins, GA | 3 | $ 420,000 | $ 140,000 | $ 77,000 |
| Winchester, VA-WV | 3 | $ 880,000 | $ 293,333 | $ 112,000 |
| Bakersfield, CA | 2 | $ 548,000 | $ 274,000 | $ 107,000 |
| Beaumont-Port Arthur, TX | 2 | $ 457,000 | $ 228,500 | $ 98,000 |
| Bend-Redmond, OR | 2 | $ 929,000 | $ 464,500 | $ 0 |
| Boise City, ID | 2 | $ 1,130,000 | $ 565,000 | $ 2,605,000 |
| Boulder, CO | 2 | $ 613,000 | $ 306,500 | $ 49,000 |
| Charlottesville, VA | 2 | $ 574,000 | $ 287,000 | $ 43,000 |
| Corpus Christi, TX | 2 | $ 527,000 | $ 263,500 | $ 199,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 426,000 | $ 213,000 | $ 78,000 |
| Jacksonville, FL | 2 | $ 394,000 | $ 197,000 | $ 59,000 |
| Macon-Bibb County, GA | 2 | $ 531,000 | $ 265,500 | $ 165,000 |
| Midland, TX | 2 | $ 1,118,000 | $ 559,000 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 835,000 | $ 417,500 | $ 0 |
| New Haven-Milford, CT | 2 | $ 527,000 | $ 263,500 | $ 108,000 |
| Prescott, AZ | 2 | $ 894,000 | $ 447,000 | $ 0 |
| Redding, CA | 2 | $ 1,170,000 | $ 585,000 | $ 32,000 |
| Salisbury, MD-DE | 2 | $ 473,000 | $ 236,500 | $ 160,000 |
| Savannah, GA | 2 | $ 328,000 | $ 164,000 | $ 126,000 |
| Texarkana, TX-AR | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Urban Honolulu, HI | 2 | $ 976,000 | $ 488,000 | $ 31,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2 | $ 620,000 | $ 310,000 | $ 42,000 |
| Yuba City, CA | 2 | $ 521,000 | $ 260,500 | $ 141,000 |
| Akron, OH | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Ann Arbor, MI | 1 | $ 194,000 | $ 194,000 | $ 98,000 |
| Asheville, NC | 1 | $ 456,000 | $ 456,000 | $ 0 |
| Baton Rouge, LA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 276,000 | $ 276,000 | $ 105,000 |
| Brunswick, GA | 1 | $ 1,314,000 | $ 1,314,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 156,000 | $ 156,000 | $ 101,000 |
| Chico, CA | 1 | $ 406,000 | $ 406,000 | $ 133,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 617,000 | $ 617,000 | $ 0 |
| Durham-Chapel Hill, NC | 1 | $ 190,000 | $ 190,000 | $ 141,000 |
| Elgin, IL | 1 | $ 214,000 | $ 214,000 | $ 110,000 |
| Eugene, OR | 1 | $ 654,000 | $ 654,000 | $ 0 |
| Fayetteville, NC | 1 | $ 206,000 | $ 206,000 | $ 145,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 1,213,000 | $ 1,213,000 | $ 1,371,000 |
| Grand Junction, CO | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Hanford-Corcoran, CA | 1 | $ 244,000 | $ 244,000 | $ 72,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 178,000 | $ 178,000 | $ 87,000 |
| Hot Springs, AR | 1 | $ 219,000 | $ 219,000 | $ 137,000 |
| Huntsville, AL | 1 | $ 361,000 | $ 361,000 | $ 0 |
| Lansing-East Lansing, MI | 1 | $ 160,000 | $ 160,000 | $ 78,000 |
| Lexington-Fayette, KY | 1 | $ 671,000 | $ 671,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 508,000 | $ 508,000 | $ 0 |
| Longview, WA | 1 | $ 280,000 | $ 280,000 | $ 102,000 |
| Madera, CA | 1 | $ 142,000 | $ 142,000 | $ 134,000 |
| Manchester-Nashua, NH | 1 | $ 1,260,000 | $ 1,260,000 | $ 0 |
| Medford, OR | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 390,000 | $ 390,000 | $ 82,000 |
| New Orleans-Metairie, LA | 1 | $ 801,000 | $ 801,000 | $ 353,000 |
| Owensboro, KY | 1 | $ 138,000 | $ 138,000 | $ 50,000 |
| Provo-Orem, UT | 1 | $ 237,000 | $ 237,000 | $ 86,000 |
| Salem, OR | 1 | $ 243,000 | $ 243,000 | $ 55,000 |
| Salt Lake City, UT | 1 | $ 763,000 | $ 763,000 | $ 0 |
| Shreveport-Bossier City, LA | 1 | $ 118,000 | $ 118,000 | $ 0 |
| St. George, UT | 1 | $ 321,000 | $ 321,000 | $ 57,000 |
| Topeka, KS | 1 | $ 130,000 | $ 130,000 | $ 41,000 |
| Wenatchee, WA | 1 | $ 210,000 | $ 210,000 | $ 235,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1 | $ 424,000 | $ 424,000 | $ 250,000 |
| Wichita, KS | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Wilmington, NC | 1 | $ 348,000 | $ 348,000 | $ 170,000 |
| Winston-Salem, NC | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Yakima, WA | 1 | $ 148,000 | $ 148,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for Nexbank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,700 | $1,808,577,000 | $317,000 | $6,107,000 | $48,000 | $5,090,000 |
| Refinancing | 2,502 | $1,533,799,000 | $613,000 | $16,458,000 | $77,000 | $2,461,000 |
| Home Improvement | 94 | $81,036,000 | $862,000 | $3,165,000 | $36,000 | $821,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,646 | $2,326,481,000 | $500,000 | $16,458,000 | $0 | $0 |
| White | 2,351 | $701,916,000 | $298,000 | $4,200,000 | $129,000 | $2,461,000 |
| Asian | 517 | $167,140,000 | $323,000 | $1,140,000 | $132,000 | $2,063,000 |
| Hispanic | 351 | $94,521,000 | $269,000 | $1,335,000 | $109,000 | $3,173,000 |
| Not Provided | 250 | $86,682,000 | $346,000 | $1,710,000 | $181,000 | $5,090,000 |
| Black or African American | 163 | $41,132,000 | $252,000 | $852,000 | $102,000 | $465,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $2,702,000 | $300,000 | $527,000 | $108,000 | $206,000 |
| American Indian or Alaskan Native | 9 | $2,838,000 | $315,000 | $1,015,000 | $122,000 | $555,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,824 | $3,007,732,000 | $516,000 | $16,458,000 | $79,000 | $5,090,000 |
| VA-guaranteed (Veterans Administration) | 2,261 | $380,255,000 | $168,000 | $599,000 | $2,000 | $237,000 |
| FHA-insured (Federal Housing Administration) | 211 | $35,425,000 | $167,000 | $531,000 | $43,000 | $240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 4,655 | $2,327,841,000 | $500,000 | $16,458,000 | $0 | $210,000 |
| Loan Originated | 3,111 | $925,995,000 | $297,000 | $4,200,000 | $130,000 | $5,090,000 |
| File Closed For Incompleteness | 258 | $75,902,000 | $294,000 | $825,000 | $111,000 | $396,000 |
| Application Denied By Financial Institution | 216 | $76,345,000 | $353,000 | $2,250,000 | $151,000 | $3,173,000 |
| Application Withdrawn By Applicant | 29 | $8,277,000 | $285,000 | $820,000 | $127,000 | $465,000 |
| Application Approved But Not Accepted | 27 | $9,052,000 | $335,000 | $627,000 | $118,000 | $289,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nexbank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nexbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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