NFM, Inc Mortgage Lending & HMDA Data, 2023

In 2023, NFM, Inc of Linthicum, MD reported 20,914 mortgage applications totaling $7.3 billion, down 19% from 2022. The average application was for $348,677, and applicants reported an average income of $136,428. 76% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Columbus, OH (2,154), Baltimore-Columbia-Towson, MD (1,386) and Washington-Arlington-Alexandria, DC-VA-MD-WV (1,195) (applications in parentheses).

Mortgage Company & Address NFM, Inc
1190 Winterson Road, Suite 300
Linthicum, MD 21090
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 20,914
Total Mortgage Loan Application Amount $7,292,240,000
Average Mortgage Loan Application Amount $348,677
Highest Mortgage Loan Application Amount $3,565,000
Average Applicant Income $136,428
Highest Applicant Income $6,683,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records NFM, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for NFM, Inc by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Franklin, Ohio 1,454 $ 375,640,000 $ 258,349 $ 113,000
Maricopa, Arizona 994 $ 408,850,000 $ 411,317 $ 133,000
Providence, Rhode Island 477 $ 175,595,000 $ 368,123 $ 112,000
Camden, New Jersey 419 $ 122,785,000 $ 293,042 $ 130,000
Baltimore, Maryland 392 $ 130,860,000 $ 333,826 $ 133,000
Baltimore City, Maryland 363 $ 91,645,000 $ 252,465 $ 114,000
Burlington, New Jersey 337 $ 110,035,000 $ 326,513 $ 142,000
Polk, Florida 327 $ 101,805,000 $ 311,330 $ 106,000
Hillsborough, Florida 319 $ 135,575,000 $ 425,000 $ 182,000
El Paso, Colorado 318 $ 132,380,000 $ 416,289 $ 127,000
Prince George's, Maryland 313 $ 115,335,000 $ 368,482 $ 124,000
Anne Arundel, Maryland 308 $ 134,380,000 $ 436,298 $ 157,000
Chesterfield, Virginia 287 $ 91,765,000 $ 319,738 $ 122,000
Lake, Florida 270 $ 107,940,000 $ 399,777 $ 141,000
King, Washington 250 $ 151,290,000 $ 605,160 $ 200,000
Pinellas, Florida 237 $ 84,145,000 $ 355,042 $ 172,000
Kent, Delaware 222 $ 65,420,000 $ 294,684 $ 95,000
Gloucester, New Jersey 218 $ 63,820,000 $ 292,752 $ 121,000
Henrico, Virginia 203 $ 65,585,000 $ 323,078 $ 132,000
Yavapai, Arizona 200 $ 70,590,000 $ 352,950 $ 128,000
Delaware, Ohio 188 $ 71,020,000 $ 377,765 $ 156,000
Fairfax, Virginia 174 $ 96,630,000 $ 555,344 $ 218,000
Orange, California 172 $ 110,480,000 $ 642,325 $ 204,000
Fairfield, Ohio 172 $ 49,520,000 $ 287,906 $ 116,000
Pierce, Washington 166 $ 76,770,000 $ 462,469 $ 148,000
Osceola, Florida 165 $ 68,035,000 $ 412,333 $ 150,000
Brevard, Florida 162 $ 53,510,000 $ 330,308 $ 126,000
Loudoun, Virginia 160 $ 95,610,000 $ 597,562 $ 207,000
San Bernardino, California 159 $ 83,715,000 $ 526,509 $ 180,000
Richmond City, Virginia 157 $ 56,005,000 $ 356,719 $ 150,000
Snohomish, Washington 154 $ 86,790,000 $ 563,571 $ 168,000
Licking, Ohio 143 $ 35,665,000 $ 249,405 $ 104,000
Orange, Florida 142 $ 58,820,000 $ 414,225 $ 168,000
Montgomery, Maryland 142 $ 65,990,000 $ 464,718 $ 158,000
Moore, North Carolina 138 $ 55,900,000 $ 405,072 $ 150,000
Broward, Florida 135 $ 54,155,000 $ 401,148 $ 168,000
Pasco, Florida 134 $ 44,560,000 $ 332,537 $ 133,000
Wake, North Carolina 129 $ 52,675,000 $ 408,333 $ 147,000
Philadelphia, Pennsylvania 129 $ 39,715,000 $ 307,868 $ 129,000
Harford, Maryland 127 $ 43,355,000 $ 341,377 $ 134,000
Prince William, Virginia 117 $ 53,125,000 $ 454,059 $ 190,000
Kent, Rhode Island 115 $ 37,345,000 $ 324,739 $ 108,000
Frederick, Maryland 109 $ 44,445,000 $ 407,752 $ 144,000
Manatee, Florida 103 $ 37,415,000 $ 363,252 $ 140,000
Lucas, Ohio 103 $ 17,385,000 $ 168,786 $ 94,000
Sussex, Delaware 101 $ 29,555,000 $ 292,623 $ 131,000
Twin Falls, Idaho 101 $ 31,565,000 $ 312,524 $ 119,000
York, Pennsylvania 101 $ 24,045,000 $ 238,069 $ 100,000
Charles, Maryland 99 $ 36,715,000 $ 370,858 $ 122,000
Howard, Maryland 95 $ 41,865,000 $ 440,684 $ 177,000
Cuyahoga, Ohio 86 $ 17,170,000 $ 199,651 $ 101,000
Palm Beach, Florida 82 $ 31,140,000 $ 379,756 $ 229,000
Sarasota, Florida 82 $ 28,280,000 $ 344,878 $ 218,000
Walton, Georgia 81 $ 30,405,000 $ 375,370 $ 135,000
District of Columbia, District Of Columbia 76 $ 36,010,000 $ 473,815 $ 164,000
Volusia, Florida 76 $ 25,330,000 $ 333,289 $ 127,000
Newton, Georgia 73 $ 20,135,000 $ 275,821 $ 97,000
Denton, Texas 73 $ 29,415,000 $ 402,945 $ 174,000
Washoe, Nevada 72 $ 26,840,000 $ 372,777 $ 113,000
Harnett, North Carolina 71 $ 20,805,000 $ 293,028 $ 100,000
Worcester, Maryland 69 $ 23,325,000 $ 338,043 $ 227,000
San Joaquin, California 68 $ 43,700,000 $ 642,647 $ 223,000
New Castle, Delaware 67 $ 22,295,000 $ 332,761 $ 153,000
Miami-Dade, Florida 66 $ 30,580,000 $ 463,333 $ 295,000
Carroll, Maryland 66 $ 24,980,000 $ 378,484 $ 139,000
Johnston, North Carolina 66 $ 20,920,000 $ 316,969 $ 122,000
Hanover, Virginia 66 $ 22,140,000 $ 335,454 $ 119,000
Union, Ohio 63 $ 19,715,000 $ 312,936 $ 122,000
Montgomery, Pennsylvania 61 $ 19,635,000 $ 321,885 $ 139,000
Mecklenburg, North Carolina 60 $ 23,680,000 $ 394,666 $ 176,000
Stark, Ohio 60 $ 10,430,000 $ 173,833 $ 83,000
Routt, Colorado 58 $ 37,070,000 $ 639,137 $ 285,000
Knox, Tennessee 57 $ 16,545,000 $ 290,263 $ 106,000
Atlantic, New Jersey 54 $ 19,590,000 $ 362,777 $ 159,000
Summit, Ohio 54 $ 9,620,000 $ 178,148 $ 89,000
Moffat, Colorado 53 $ 13,555,000 $ 255,754 $ 85,000
Seminole, Florida 53 $ 21,855,000 $ 412,358 $ 191,000
St. Lucie, Florida 53 $ 16,555,000 $ 312,358 $ 107,000
Pickaway, Ohio 53 $ 13,905,000 $ 262,358 $ 111,000
Multnomah, Oregon 53 $ 24,715,000 $ 466,320 $ 199,000
Albemarle, Virginia 53 $ 23,395,000 $ 441,415 $ 160,000
Washington, Maryland 52 $ 13,640,000 $ 262,307 $ 102,000
Collin, Texas 50 $ 18,920,000 $ 378,400 $ 162,000
Tarrant, Texas 50 $ 15,380,000 $ 307,600 $ 137,000
Fulton, Georgia 49 $ 13,515,000 $ 275,816 $ 110,000
Salem, New Jersey 49 $ 11,895,000 $ 242,755 $ 95,000
Marion, Ohio 49 $ 7,225,000 $ 147,448 $ 69,000
Pulaski, Arkansas 46 $ 8,500,000 $ 184,782 $ 79,000
Nash, North Carolina 45 $ 11,035,000 $ 245,222 $ 101,000
Montgomery, Ohio 45 $ 7,885,000 $ 175,222 $ 132,000
Hamilton, Tennessee 45 $ 12,585,000 $ 279,666 $ 100,000
Mohave, Arizona 44 $ 9,820,000 $ 223,181 $ 104,000
DeKalb, Georgia 44 $ 11,070,000 $ 251,590 $ 101,000
Delaware, Pennsylvania 43 $ 11,705,000 $ 272,209 $ 120,000
Clark, Ohio 42 $ 6,990,000 $ 166,428 $ 93,000
Los Angeles, California 41 $ 23,955,000 $ 584,268 $ 177,000
Solano, California 41 $ 21,345,000 $ 520,609 $ 172,000
Hernando, Florida 41 $ 12,325,000 $ 300,609 $ 116,000
Bristol, Massachusetts 41 $ 18,115,000 $ 441,829 $ 126,000
Plymouth, Massachusetts 41 $ 20,175,000 $ 492,073 $ 146,000
Chester, Pennsylvania 41 $ 16,755,000 $ 408,658 $ 178,000
Davidson, Tennessee 41 $ 17,815,000 $ 434,512 $ 155,000
Chatham, Georgia 40 $ 12,550,000 $ 313,750 $ 127,000
Suffolk, Massachusetts 40 $ 23,810,000 $ 595,250 $ 205,000
Bexar, Texas 40 $ 11,280,000 $ 282,000 $ 112,000
Adams, Colorado 37 $ 16,825,000 $ 454,729 $ 130,000
Duval, Florida 37 $ 11,615,000 $ 313,918 $ 162,000
Dallas, Texas 37 $ 11,955,000 $ 323,108 $ 155,000
Pueblo, Colorado 36 $ 9,290,000 $ 258,055 $ 102,000
Canyon, Idaho 36 $ 12,660,000 $ 351,666 $ 107,000
Cumberland, North Carolina 36 $ 9,570,000 $ 265,833 $ 102,000
Knox, Ohio 36 $ 8,750,000 $ 243,055 $ 85,000
Madison, Ohio 36 $ 7,880,000 $ 218,888 $ 96,000
Bryan, Oklahoma 36 $ 8,750,000 $ 243,055 $ 100,000
Grayson, Texas 36 $ 15,520,000 $ 431,111 $ 170,000
Stafford, Virginia 36 $ 15,200,000 $ 422,222 $ 146,000
Queen Anne's, Maryland 35 $ 14,755,000 $ 421,571 $ 142,000
Passaic, New Jersey 35 $ 15,515,000 $ 443,285 $ 126,000
Harris, Texas 35 $ 11,175,000 $ 319,285 $ 118,000
Franklin, North Carolina 34 $ 10,620,000 $ 312,352 $ 98,000
Sacramento, California 33 $ 13,215,000 $ 400,454 $ 151,000
Charlotte, Florida 33 $ 9,015,000 $ 273,181 $ 90,000
Cobb, Georgia 33 $ 10,465,000 $ 317,121 $ 190,000
Gwinnett, Georgia 33 $ 12,315,000 $ 373,181 $ 126,000
Henry, Georgia 33 $ 9,295,000 $ 281,666 $ 106,000
Mercer, New Jersey 33 $ 10,445,000 $ 316,515 $ 121,000
Iredell, North Carolina 33 $ 11,235,000 $ 340,454 $ 156,000
Pinal, Arizona 32 $ 11,040,000 $ 345,000 $ 95,000
Jasper, Georgia 32 $ 7,600,000 $ 237,500 $ 93,000
Muskingum, Ohio 32 $ 5,520,000 $ 172,500 $ 76,000
Spartanburg, South Carolina 32 $ 8,380,000 $ 261,875 $ 118,000
Alexandria, Virginia 32 $ 15,150,000 $ 473,437 $ 179,000
Louisa, Virginia 32 $ 11,970,000 $ 374,062 $ 147,000
Spotsylvania, Virginia 32 $ 11,870,000 $ 370,937 $ 125,000
Pickens, Georgia 31 $ 8,125,000 $ 262,096 $ 90,000
Washington, Rhode Island 31 $ 12,945,000 $ 417,580 $ 144,000
New Kent, Virginia 31 $ 11,855,000 $ 382,419 $ 150,000
Durham, North Carolina 30 $ 9,290,000 $ 309,666 $ 147,000
Union, North Carolina 30 $ 11,240,000 $ 374,666 $ 139,000
Charleston, South Carolina 30 $ 13,240,000 $ 441,333 $ 190,000
Clayton, Georgia 29 $ 6,015,000 $ 207,413 $ 83,000
Calvert, Maryland 29 $ 10,385,000 $ 358,103 $ 121,000
Cecil, Maryland 29 $ 8,765,000 $ 302,241 $ 103,000
Middlesex, Massachusetts 29 $ 14,475,000 $ 499,137 $ 146,000
Norfolk, Massachusetts 29 $ 13,905,000 $ 479,482 $ 153,000
Cumberland, New Jersey 28 $ 6,380,000 $ 227,857 $ 100,000
Baldwin, Alabama 27 $ 7,535,000 $ 279,074 $ 98,000
Worcester, Massachusetts 27 $ 11,275,000 $ 417,592 $ 127,000
Berks, Pennsylvania 27 $ 8,855,000 $ 327,962 $ 116,000
Fauquier, Virginia 27 $ 12,145,000 $ 449,814 $ 165,000
Wood, Ohio 26 $ 6,910,000 $ 265,769 $ 115,000
Bucks, Pennsylvania 26 $ 8,750,000 $ 336,538 $ 137,000
St. Mary's, Maryland 25 $ 7,145,000 $ 285,800 $ 101,000
Arlington, Virginia 25 $ 14,675,000 $ 587,000 $ 183,000
Arapahoe, Colorado 24 $ 9,860,000 $ 410,833 $ 116,000
Weld, Colorado 24 $ 10,270,000 $ 427,916 $ 112,000
Hawaii, Hawaii 24 $ 10,650,000 $ 443,750 $ 220,000
Caroline, Maryland 24 $ 6,210,000 $ 258,750 $ 92,000
Bergen, New Jersey 24 $ 13,020,000 $ 542,500 $ 304,000
Lorain, Ohio 24 $ 4,830,000 $ 201,250 $ 106,000
Orange, Virginia 24 $ 6,850,000 $ 285,416 $ 117,000
Bay, Florida 23 $ 8,225,000 $ 357,608 $ 179,000
Coweta, Georgia 23 $ 7,595,000 $ 330,217 $ 115,000
Hoke, North Carolina 23 $ 6,005,000 $ 261,086 $ 88,000
Lee, Florida 22 $ 7,200,000 $ 327,272 $ 153,000
Marion, Florida 22 $ 5,130,000 $ 233,181 $ 103,000
Martin, Florida 22 $ 7,940,000 $ 360,909 $ 256,000
Dorchester, Maryland 22 $ 5,340,000 $ 242,727 $ 199,000
Wicomico, Maryland 22 $ 5,180,000 $ 235,454 $ 97,000
Cape May, New Jersey 22 $ 11,240,000 $ 510,909 $ 194,000
Essex, New Jersey 22 $ 12,950,000 $ 588,636 $ 161,000
Champaign, Ohio 22 $ 3,380,000 $ 153,636 $ 89,000
Fluvanna, Virginia 22 $ 7,280,000 $ 330,909 $ 108,000
Petersburg, Virginia 22 $ 4,020,000 $ 182,727 $ 77,000
Thurston, Washington 22 $ 9,390,000 $ 426,818 $ 158,000
Ada, Idaho 21 $ 7,575,000 $ 360,714 $ 166,000
Richland, Ohio 21 $ 3,995,000 $ 190,238 $ 88,000
Clackamas, Oregon 21 $ 11,655,000 $ 555,000 $ 224,000
Adams, Pennsylvania 21 $ 5,725,000 $ 272,619 $ 103,000
Travis, Texas 21 $ 7,765,000 $ 369,761 $ 127,000
Williamson, Texas 21 $ 7,635,000 $ 363,571 $ 156,000
Fredericksburg, Virginia 21 $ 9,975,000 $ 475,000 $ 169,000
Goochland, Virginia 21 $ 12,575,000 $ 598,809 $ 270,000
Santa Clara, California 20 $ 21,150,000 $ 1,057,500 $ 294,000
Denver, Colorado 20 $ 8,890,000 $ 444,500 $ 180,000
Jefferson, Colorado 20 $ 9,920,000 $ 496,000 $ 194,000
Okaloosa, Florida 20 $ 5,670,000 $ 283,500 $ 123,000
Barrow, Georgia 20 $ 7,300,000 $ 365,000 $ 136,000
Gilmer, Georgia 20 $ 5,480,000 $ 274,000 $ 110,000
Paulding, Georgia 20 $ 6,700,000 $ 335,000 $ 110,000
Edgecombe, North Carolina 20 $ 2,790,000 $ 139,500 $ 76,000
Washington, Oregon 20 $ 10,290,000 $ 514,500 $ 191,000
Greenville, South Carolina 20 $ 4,820,000 $ 241,000 $ 190,000
Loudon, Tennessee 20 $ 4,470,000 $ 223,500 $ 81,000
Powhatan, Virginia 20 $ 7,040,000 $ 352,000 $ 118,000
Berkeley, West Virginia 20 $ 5,720,000 $ 286,000 $ 103,000
Cherokee, Georgia 19 $ 7,265,000 $ 382,368 $ 142,000
Aransas, Texas 19 $ 7,925,000 $ 417,105 $ 284,000
Caroline, Virginia 19 $ 5,265,000 $ 277,105 $ 132,000
Frederick, Virginia 19 $ 6,645,000 $ 349,736 $ 106,000
Stanislaus, California 18 $ 6,750,000 $ 375,000 $ 144,000
Walton, Florida 18 $ 9,510,000 $ 528,333 $ 202,000
Talbot, Maryland 18 $ 6,110,000 $ 339,444 $ 141,000
Middlesex, New Jersey 18 $ 8,020,000 $ 445,555 $ 141,000
Gaston, North Carolina 18 $ 4,590,000 $ 255,000 $ 106,000
Morrow, Ohio 18 $ 4,070,000 $ 226,111 $ 100,000
Horry, South Carolina 18 $ 5,920,000 $ 328,888 $ 134,000
Blount, Tennessee 18 $ 5,350,000 $ 297,222 $ 112,000
Sevier, Tennessee 18 $ 7,330,000 $ 407,222 $ 229,000
Kitsap, Washington 18 $ 9,220,000 $ 512,222 $ 220,000
New London, Connecticut 17 $ 5,075,000 $ 298,529 $ 117,000
Minidoka, Idaho 17 $ 4,665,000 $ 274,411 $ 80,000
Guilford, North Carolina 17 $ 3,175,000 $ 186,764 $ 91,000
Berkeley, South Carolina 17 $ 5,155,000 $ 303,235 $ 97,000
Clark, Washington 17 $ 7,965,000 $ 468,529 $ 145,000
Douglas, Colorado 16 $ 8,650,000 $ 540,625 $ 162,000
St. Johns, Florida 16 $ 7,430,000 $ 464,375 $ 196,000
Kent, Maryland 16 $ 4,150,000 $ 259,375 $ 99,000
Ocean, New Jersey 16 $ 6,070,000 $ 379,375 $ 159,000
Monroe, Pennsylvania 16 $ 5,510,000 $ 344,375 $ 461,000
Jerome, Idaho 15 $ 4,145,000 $ 276,333 $ 84,000
Hocking, Ohio 15 $ 3,925,000 $ 261,666 $ 148,000
Ross, Ohio 15 $ 2,685,000 $ 179,000 $ 130,000
Lancaster, Pennsylvania 15 $ 3,615,000 $ 241,000 $ 100,000
Dorchester, South Carolina 15 $ 3,835,000 $ 255,666 $ 107,000
Augusta, Virginia 15 $ 4,485,000 $ 299,000 $ 108,000
Charlottesville, Virginia 15 $ 6,535,000 $ 435,666 $ 269,000
Colonial Heights, Virginia 15 $ 3,145,000 $ 209,666 $ 77,000
Saline, Arkansas 14 $ 2,950,000 $ 210,714 $ 83,000
Riverside, California 14 $ 6,120,000 $ 437,142 $ 154,000
Bartow, Georgia 14 $ 3,080,000 $ 220,000 $ 89,000
Monroe, Tennessee 14 $ 2,870,000 $ 205,000 $ 73,000
James City, Virginia 14 $ 4,400,000 $ 314,285 $ 187,000
Norfolk, Virginia 14 $ 4,530,000 $ 323,571 $ 172,000
Fayette, Georgia 13 $ 3,585,000 $ 275,769 $ 110,000
Spalding, Georgia 13 $ 1,885,000 $ 145,000 $ 66,000
Essex, Massachusetts 13 $ 6,085,000 $ 468,076 $ 159,000
Greene, Ohio 13 $ 2,245,000 $ 172,692 $ 83,000
Anderson, Tennessee 13 $ 3,035,000 $ 233,461 $ 91,000
Johnson, Texas 13 $ 4,325,000 $ 332,692 $ 138,000
King William, Virginia 13 $ 3,015,000 $ 231,923 $ 97,000
Manassas, Virginia 13 $ 5,485,000 $ 421,923 $ 131,000
Prince George, Virginia 13 $ 3,725,000 $ 286,538 $ 81,000
Windham, Connecticut 12 $ 4,000,000 $ 333,333 $ 93,000
Citrus, Florida 12 $ 2,950,000 $ 245,833 $ 113,000
DeSoto, Florida 12 $ 3,070,000 $ 255,833 $ 95,000
Fannin, Georgia 12 $ 3,840,000 $ 320,000 $ 208,000
Jackson, Georgia 12 $ 3,170,000 $ 264,166 $ 109,000
Cabarrus, North Carolina 12 $ 3,520,000 $ 293,333 $ 128,000
Pitt, North Carolina 12 $ 3,220,000 $ 268,333 $ 88,000
Richmond, North Carolina 12 $ 1,880,000 $ 156,666 $ 62,000
Rowan, North Carolina 12 $ 3,390,000 $ 282,500 $ 102,000
Logan, Ohio 12 $ 2,360,000 $ 196,666 $ 85,000
Perry, Ohio 12 $ 2,270,000 $ 189,166 $ 72,000
Dinwiddie, Virginia 12 $ 2,560,000 $ 213,333 $ 83,000
Greene, Virginia 12 $ 3,790,000 $ 315,833 $ 124,000
Mobile, Alabama 11 $ 2,205,000 $ 200,454 $ 88,000
Pima, Arizona 11 $ 4,315,000 $ 392,272 $ 123,000
Marin, California 11 $ 6,565,000 $ 596,818 $ 212,000
Mesa, Colorado 11 $ 3,635,000 $ 330,454 $ 119,000
Otero, Colorado 11 $ 1,895,000 $ 172,272 $ 74,000
Highlands, Florida 11 $ 2,325,000 $ 211,363 $ 98,000
Butts, Georgia 11 $ 2,935,000 $ 266,818 $ 92,000
Rockdale, Georgia 11 $ 2,805,000 $ 255,000 $ 235,000
Adams, Illinois 11 $ 1,425,000 $ 129,545 $ 68,000
Marion, Indiana 11 $ 2,015,000 $ 183,181 $ 85,000
Clark, Nevada 11 $ 4,535,000 $ 412,272 $ 152,000
Monmouth, New Jersey 11 $ 5,055,000 $ 459,545 $ 201,000
New Hanover, North Carolina 11 $ 5,915,000 $ 537,727 $ 194,000
Hamilton, Ohio 11 $ 2,325,000 $ 211,363 $ 125,000
Portage, Ohio 11 $ 1,525,000 $ 138,636 $ 101,000
Beaufort, South Carolina 11 $ 4,845,000 $ 440,454 $ 191,000
Williamson, Tennessee 11 $ 5,855,000 $ 532,272 $ 192,000
Hopewell, Virginia 11 $ 2,195,000 $ 199,545 $ 105,000
Virginia Beach, Virginia 11 $ 3,375,000 $ 306,818 $ 99,000
Warren, Virginia 11 $ 3,605,000 $ 327,727 $ 135,000
Jefferson, Alabama 10 $ 1,540,000 $ 154,000 $ 56,000
New Haven, Connecticut 10 $ 3,110,000 $ 311,000 $ 100,000
Santa Rosa, Florida 10 $ 3,290,000 $ 329,000 $ 135,000
Forsyth, Georgia 10 $ 4,790,000 $ 479,000 $ 158,000
Lyon, Nevada 10 $ 2,820,000 $ 282,000 $ 103,000
Morgan, Ohio 10 $ 760,000 $ 76,000 $ 46,000
Franklin, Pennsylvania 10 $ 2,340,000 $ 234,000 $ 82,000
Anderson, South Carolina 10 $ 1,810,000 $ 181,000 $ 80,000
Culpeper, Virginia 10 $ 3,860,000 $ 386,000 $ 132,000
Lynchburg, Virginia 10 $ 2,090,000 $ 209,000 $ 113,000
Cowlitz, Washington 10 $ 4,790,000 $ 479,000 $ 180,000
Contra Costa, California 9 $ 4,325,000 $ 480,555 $ 181,000
Placer, California 9 $ 4,725,000 $ 525,000 $ 127,000
San Diego, California 9 $ 5,025,000 $ 558,333 $ 203,000
Larimer, Colorado 9 $ 3,435,000 $ 381,666 $ 126,000
Teller, Colorado 9 $ 3,185,000 $ 353,888 $ 127,000
Monroe, Florida 9 $ 5,085,000 $ 565,000 $ 277,000
Bryan, Georgia 9 $ 2,775,000 $ 308,333 $ 124,000
Carroll, Georgia 9 $ 1,795,000 $ 199,444 $ 88,000
Effingham, Georgia 9 $ 2,215,000 $ 246,111 $ 108,000
Orleans, Louisiana 9 $ 1,875,000 $ 208,333 $ 93,000
Catawba, North Carolina 9 $ 3,205,000 $ 356,111 $ 128,000
Forsyth, North Carolina 9 $ 1,825,000 $ 202,777 $ 71,000
Coshocton, Ohio 9 $ 1,125,000 $ 125,000 $ 73,000
Medina, Ohio 9 $ 2,445,000 $ 271,666 $ 128,000
Warren, Ohio 9 $ 2,995,000 $ 332,777 $ 132,000
Dauphin, Pennsylvania 9 $ 1,475,000 $ 163,888 $ 105,000
Lexington, South Carolina 9 $ 2,465,000 $ 273,888 $ 81,000
Claiborne, Tennessee 9 $ 1,575,000 $ 175,000 $ 71,000
Ellis, Texas 9 $ 3,835,000 $ 426,111 $ 172,000
Hampton, Virginia 9 $ 2,195,000 $ 243,888 $ 87,000
Rockingham, Virginia 9 $ 2,525,000 $ 280,555 $ 82,000
Skagit, Washington 9 $ 4,235,000 $ 470,555 $ 131,000
Whatcom, Washington 9 $ 3,875,000 $ 430,555 $ 173,000
Faulkner, Arkansas 8 $ 2,060,000 $ 257,500 $ 103,000
Collier, Florida 8 $ 3,430,000 $ 428,750 $ 222,000
Escambia, Florida 8 $ 1,840,000 $ 230,000 $ 105,000
Clarke, Georgia 8 $ 1,620,000 $ 202,500 $ 115,000
Meriwether, Georgia 8 $ 1,350,000 $ 168,750 $ 81,000
Putnam, Georgia 8 $ 2,320,000 $ 290,000 $ 142,000
Brunswick, North Carolina 8 $ 2,190,000 $ 273,750 $ 128,000
Lee, North Carolina 8 $ 3,100,000 $ 387,500 $ 136,000
Onslow, North Carolina 8 $ 2,040,000 $ 255,000 $ 111,000
Butler, Ohio 8 $ 2,420,000 $ 302,500 $ 110,000
Clermont, Ohio 8 $ 1,690,000 $ 211,250 $ 108,000
Crawford, Ohio 8 $ 960,000 $ 120,000 $ 56,000
Allegheny, Pennsylvania 8 $ 2,100,000 $ 262,500 $ 130,000
Newport, Rhode Island 8 $ 3,840,000 $ 480,000 $ 140,000
York, South Carolina 8 $ 3,210,000 $ 401,250 $ 166,000
Jefferson, Tennessee 8 $ 1,590,000 $ 198,750 $ 92,000
Montgomery, Tennessee 8 $ 2,090,000 $ 261,250 $ 92,000
Montgomery, Texas 8 $ 2,520,000 $ 315,000 $ 131,000
Washington, Texas 8 $ 1,880,000 $ 235,000 $ 170,000
Wise, Texas 8 $ 3,290,000 $ 411,250 $ 153,000
Page, Virginia 8 $ 1,950,000 $ 243,750 $ 165,000
Grays Harbor, Washington 8 $ 2,400,000 $ 300,000 $ 211,000
Shelby, Alabama 7 $ 1,545,000 $ 220,714 $ 89,000
Coconino, Arizona 7 $ 3,365,000 $ 480,714 $ 178,000
Alachua, Florida 7 $ 1,615,000 $ 230,714 $ 97,000
Flagler, Florida 7 $ 2,455,000 $ 350,714 $ 112,000
Douglas, Georgia 7 $ 1,645,000 $ 235,000 $ 97,000
Gordon, Georgia 7 $ 1,335,000 $ 190,714 $ 52,000
Pike, Georgia 7 $ 1,685,000 $ 240,714 $ 90,000
Walker, Georgia 7 $ 1,465,000 $ 209,285 $ 104,000
Cassia, Idaho 7 $ 1,945,000 $ 277,857 $ 83,000
Somerset, New Jersey 7 $ 2,915,000 $ 416,428 $ 125,000
Union, New Jersey 7 $ 2,315,000 $ 330,714 $ 122,000
Alamance, North Carolina 7 $ 1,885,000 $ 269,285 $ 72,000
Wayne, North Carolina 7 $ 1,905,000 $ 272,142 $ 69,000
Wilson, North Carolina 7 $ 1,775,000 $ 253,571 $ 81,000
Clinton, Ohio 7 $ 1,295,000 $ 185,000 $ 80,000
Fayette, Ohio 7 $ 1,055,000 $ 150,714 $ 88,000
Jackson, Ohio 7 $ 1,145,000 $ 163,571 $ 68,000
Lake, Ohio 7 $ 1,245,000 $ 177,857 $ 110,000
Mahoning, Ohio 7 $ 1,625,000 $ 232,142 $ 86,000
Lackawanna, Pennsylvania 7 $ 1,515,000 $ 216,428 $ 125,000
Campbell, Tennessee 7 $ 1,415,000 $ 202,142 $ 160,000
McMinn, Tennessee 7 $ 1,435,000 $ 205,000 $ 61,000
Sumner, Tennessee 7 $ 2,385,000 $ 340,714 $ 158,000
Wilson, Tennessee 7 $ 2,705,000 $ 386,428 $ 130,000
Brazoria, Texas 7 $ 1,855,000 $ 265,000 $ 116,000
Lubbock, Texas 7 $ 1,935,000 $ 276,428 $ 110,000
Parker, Texas 7 $ 2,235,000 $ 319,285 $ 168,000
San Patricio, Texas 7 $ 1,765,000 $ 252,142 $ 139,000
Chesapeake, Virginia 7 $ 1,965,000 $ 280,714 $ 120,000
Staunton, Virginia 7 $ 1,305,000 $ 186,428 $ 65,000
York, Virginia 7 $ 2,415,000 $ 345,000 $ 149,000
Lewis, Washington 7 $ 2,775,000 $ 396,428 $ 120,000
Navajo, Arizona 6 $ 1,390,000 $ 231,666 $ 108,000
Fresno, California 6 $ 2,310,000 $ 385,000 $ 110,000
Yuba, California 6 $ 2,830,000 $ 471,666 $ 124,000
Middlesex, Connecticut 6 $ 1,550,000 $ 258,333 $ 104,000
Indian River, Florida 6 $ 1,720,000 $ 286,666 $ 194,000
Bulloch, Georgia 6 $ 1,600,000 $ 266,666 $ 92,000
Hall, Georgia 6 $ 1,300,000 $ 216,666 $ 132,000
Union, Georgia 6 $ 1,400,000 $ 233,333 $ 131,000
Honolulu, Hawaii 6 $ 2,100,000 $ 350,000 $ 166,000
Hopkins, Kentucky 6 $ 1,250,000 $ 208,333 $ 88,000
Jefferson, Louisiana 6 $ 2,060,000 $ 343,333 $ 151,000
Allegany, Maryland 6 $ 1,210,000 $ 201,666 $ 137,000
Branch, Michigan 6 $ 1,420,000 $ 236,666 $ 300,000
Wayne, Michigan 6 $ 1,500,000 $ 250,000 $ 125,000
Jackson, Missouri 6 $ 1,860,000 $ 310,000 $ 160,000
Hudson, New Jersey 6 $ 2,090,000 $ 348,333 $ 131,000
Sussex, New Jersey 6 $ 2,160,000 $ 360,000 $ 99,000
Buncombe, North Carolina 6 $ 1,940,000 $ 323,333 $ 223,000
Lincoln, North Carolina 6 $ 2,710,000 $ 451,666 $ 139,000
Tuscarawas, Ohio 6 $ 760,000 $ 126,666 $ 56,000
Carbon, Pennsylvania 6 $ 2,270,000 $ 378,333 $ 192,000
Luzerne, Pennsylvania 6 $ 1,410,000 $ 235,000 $ 81,000
Orangeburg, South Carolina 6 $ 670,000 $ 111,666 $ 59,000
Pickens, South Carolina 6 $ 1,160,000 $ 193,333 $ 225,000
Marshall, Tennessee 6 $ 1,230,000 $ 205,000 $ 120,000
Maury, Tennessee 6 $ 1,500,000 $ 250,000 $ 96,000
Roane, Tennessee 6 $ 1,620,000 $ 270,000 $ 108,000
Fort Bend, Texas 6 $ 1,650,000 $ 275,000 $ 167,000
Galveston, Texas 6 $ 1,710,000 $ 285,000 $ 133,000
Guadalupe, Texas 6 $ 1,720,000 $ 286,666 $ 95,000
Nueces, Texas 6 $ 1,790,000 $ 298,333 $ 100,000
Nelson, Virginia 6 $ 1,590,000 $ 265,000 $ 211,000
Newport News, Virginia 6 $ 1,240,000 $ 206,666 $ 97,000
Roanoke City, Virginia 6 $ 1,560,000 $ 260,000 $ 158,000
Waynesboro, Virginia 6 $ 1,550,000 $ 258,333 $ 81,000
Westmoreland, Virginia 6 $ 1,260,000 $ 210,000 $ 168,000
Island, Washington 6 $ 2,580,000 $ 430,000 $ 165,000
Kittitas, Washington 6 $ 4,670,000 $ 778,333 $ 406,000
Fayette, West Virginia 6 $ 980,000 $ 163,333 $ 164,000
Jefferson, West Virginia 6 $ 2,150,000 $ 358,333 $ 121,000
Alameda, California 5 $ 3,365,000 $ 673,000 $ 211,000
Merced, California 5 $ 1,515,000 $ 303,000 $ 235,000
Boulder, Colorado 5 $ 1,525,000 $ 305,000 $ 158,000
Elbert, Colorado 5 $ 2,105,000 $ 421,000 $ 119,000
Clay, Florida 5 $ 1,495,000 $ 299,000 $ 107,000
Okeechobee, Florida 5 $ 1,335,000 $ 267,000 $ 81,000
Sumter, Florida 5 $ 1,215,000 $ 243,000 $ 128,000
Bibb, Georgia 5 $ 785,000 $ 157,000 $ 59,000
Catoosa, Georgia 5 $ 955,000 $ 191,000 $ 69,000
Columbia, Georgia 5 $ 1,375,000 $ 275,000 $ 96,000
Glynn, Georgia 5 $ 2,135,000 $ 427,000 $ 180,000
Lamar, Georgia 5 $ 1,275,000 $ 255,000 $ 77,000
Liberty, Georgia 5 $ 1,025,000 $ 205,000 $ 96,000
Whitfield, Georgia 5 $ 1,265,000 $ 253,000 $ 232,000
Cook, Illinois 5 $ 1,445,000 $ 289,000 $ 113,000
DuPage, Illinois 5 $ 2,085,000 $ 417,000 $ 150,000
Polk, Iowa 5 $ 845,000 $ 169,000 $ 78,000
Somerset, Maryland 5 $ 1,365,000 $ 273,000 $ 283,000
Hampden, Massachusetts 5 $ 1,195,000 $ 239,000 $ 88,000
Macomb, Michigan 5 $ 635,000 $ 127,000 $ 80,000
Monroe, Michigan 5 $ 1,185,000 $ 237,000 $ 77,000
Carson City, Nevada 5 $ 1,865,000 $ 373,000 $ 93,000
Morris, New Jersey 5 $ 2,095,000 $ 419,000 $ 176,000
Warren, New Jersey 5 $ 1,525,000 $ 305,000 $ 106,000
Davidson, North Carolina 5 $ 635,000 $ 127,000 $ 46,000
Granville, North Carolina 5 $ 1,815,000 $ 363,000 $ 144,000
Orange, North Carolina 5 $ 1,565,000 $ 313,000 $ 138,000
Miami, Ohio 5 $ 955,000 $ 191,000 $ 121,000
Trumbull, Ohio 5 $ 785,000 $ 157,000 $ 79,000
Marion, Oregon 5 $ 1,755,000 $ 351,000 $ 138,000
Columbia, Pennsylvania 5 $ 855,000 $ 171,000 $ 63,000
Pike, Pennsylvania 5 $ 765,000 $ 153,000 $ 108,000
Bristol, Rhode Island 5 $ 2,075,000 $ 415,000 $ 127,000
Rutherford, Tennessee 5 $ 2,515,000 $ 503,000 $ 171,000
Bell, Texas 5 $ 1,575,000 $ 315,000 $ 159,000
Hunt, Texas 5 $ 1,355,000 $ 271,000 $ 92,000
Buckingham, Virginia 5 $ 995,000 $ 199,000 $ 66,000
Essex, Virginia 5 $ 845,000 $ 169,000 $ 79,000
Manassas Park, Virginia 5 $ 2,015,000 $ 403,000 $ 104,000
Northumberland, Virginia 5 $ 1,905,000 $ 381,000 $ 231,000
Nottoway, Virginia 5 $ 1,195,000 $ 239,000 $ 84,000
Winchester, Virginia 5 $ 1,435,000 $ 287,000 $ 192,000
Mason, Washington 5 $ 1,345,000 $ 269,000 $ 94,000
Pacific, Washington 5 $ 1,245,000 $ 249,000 $ 111,000
Spokane, Washington 5 $ 1,635,000 $ 327,000 $ 91,000
Tuscaloosa, Alabama 4 $ 1,070,000 $ 267,500 $ 85,000
Crittenden, Arkansas 4 $ 960,000 $ 240,000 $ 83,000
Butte, California 4 $ 1,310,000 $ 327,500 $ 83,000
Madera, California 4 $ 1,580,000 $ 395,000 $ 155,000
Sutter, California 4 $ 1,580,000 $ 395,000 $ 113,000
Bent, Colorado 4 $ 630,000 $ 157,500 $ 53,000
Park, Colorado 4 $ 1,860,000 $ 465,000 $ 196,000
Rio Blanco, Colorado 4 $ 840,000 $ 210,000 $ 76,000
Fairfield, Connecticut 4 $ 1,110,000 $ 277,500 $ 95,000
Hartford, Connecticut 4 $ 1,060,000 $ 265,000 $ 125,000
Leon, Florida 4 $ 1,110,000 $ 277,500 $ 86,000
Nassau, Florida 4 $ 1,370,000 $ 342,500 $ 208,000
Lumpkin, Georgia 4 $ 1,290,000 $ 322,500 $ 186,000
Muscogee, Georgia 4 $ 940,000 $ 235,000 $ 77,000
Troup, Georgia 4 $ 730,000 $ 182,500 $ 87,000
Upson, Georgia 4 $ 730,000 $ 182,500 $ 121,000
Marion, Illinois 4 $ 410,000 $ 102,500 $ 58,000
McHenry, Illinois 4 $ 1,080,000 $ 270,000 $ 106,000
Will, Illinois 4 $ 1,260,000 $ 315,000 $ 92,000
Warren, Kentucky 4 $ 1,550,000 $ 387,500 $ 110,000
Carroll, New Hampshire 4 $ 1,120,000 $ 280,000 $ 80,000
Coos, New Hampshire 4 $ 590,000 $ 147,500 $ 69,000
Hunterdon, New Jersey 4 $ 1,020,000 $ 255,000 $ 166,000
Bernalillo, New Mexico 4 $ 1,460,000 $ 365,000 $ 141,000
Beaufort, North Carolina 4 $ 600,000 $ 150,000 $ 56,000
Burke, North Carolina 4 $ 770,000 $ 192,500 $ 84,000
Craven, North Carolina 4 $ 810,000 $ 202,500 $ 89,000
Carroll, Ohio 4 $ 850,000 $ 212,500 $ 81,000
Geauga, Ohio 4 $ 1,410,000 $ 352,500 $ 185,000
Hancock, Ohio 4 $ 770,000 $ 192,500 $ 98,000
Highland, Ohio 4 $ 1,610,000 $ 402,500 $ 192,000
Ottawa, Ohio 4 $ 1,030,000 $ 257,500 $ 106,000
Scioto, Ohio 4 $ 550,000 $ 137,500 $ 92,000
Marshall, Oklahoma 4 $ 670,000 $ 167,500 $ 71,000
Deschutes, Oregon 4 $ 1,800,000 $ 450,000 $ 203,000
Wayne, Pennsylvania 4 $ 800,000 $ 200,000 $ 97,000
Bradley, Tennessee 4 $ 1,020,000 $ 255,000 $ 63,000
Cheatham, Tennessee 4 $ 1,100,000 $ 275,000 $ 79,000
Atascosa, Texas 4 $ 1,660,000 $ 415,000 $ 123,000
Comal, Texas 4 $ 1,540,000 $ 385,000 $ 148,000
Hood, Texas 4 $ 1,190,000 $ 297,500 $ 143,000
Kaufman, Texas 4 $ 1,570,000 $ 392,500 $ 169,000
Rockwall, Texas 4 $ 2,180,000 $ 545,000 $ 247,000
Waller, Texas 4 $ 1,220,000 $ 305,000 $ 112,000
Accomack, Virginia 4 $ 730,000 $ 182,500 $ 184,000
Amelia, Virginia 4 $ 1,060,000 $ 265,000 $ 99,000
Brunswick, Virginia 4 $ 710,000 $ 177,500 $ 66,000
Cumberland, Virginia 4 $ 1,020,000 $ 255,000 $ 81,000
Fairfax City, Virginia 4 $ 1,810,000 $ 452,500 $ 255,000
Gloucester, Virginia 4 $ 1,480,000 $ 370,000 $ 107,000
Lancaster, Virginia 4 $ 1,850,000 $ 462,500 $ 198,000
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Mortgage Loan Application Detail Totals for NFM, Inc in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 19,650 $6,894,580,000 $350,000 $3,565,000 $136,000 $6,683,000
Cash-out Refinancing 889 $257,515,000 $289,000 $1,715,000 $133,000 $904,000
Refinancing 375 $140,145,000 $373,000 $2,005,000 $167,000 $3,600,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,312 $3,917,100,000 $346,000 $3,565,000 $141,000 $5,572,000
Hispanic 2,949 $1,026,805,000 $348,000 $1,455,000 $117,000 $1,724,000
Not Provided 2,794 $972,360,000 $348,000 $1,995,000 $141,000 $3,075,000
Black or African American 2,476 $793,210,000 $320,000 $2,505,000 $118,000 $6,683,000
Asian 1,132 $499,080,000 $440,000 $1,965,000 $170,000 $1,347,000
Native Hawaiian or Other Pacific Islander 134 $43,000,000 $320,000 $925,000 $117,000 $320,000
American Indian or Alaskan Native 109 $37,245,000 $341,000 $985,000 $129,000 $415,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,453 $4,690,675,000 $348,000 $3,565,000 $153,000 $6,683,000
FHA-insured (Federal Housing Administration) 5,529 $1,786,235,000 $323,000 $1,415,000 $101,000 $737,000
VA-guaranteed (Veterans Administration) 1,837 $793,345,000 $431,000 $1,715,000 $126,000 $709,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 95 $21,985,000 $231,000 $395,000 $76,000 $133,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 15,850 $5,571,150,000 $351,000 $2,845,000 $137,000 $6,683,000
Application Withdrawn By Applicant 3,882 $1,332,480,000 $343,000 $2,005,000 $140,000 $3,600,000
File Closed For Incompleteness 568 $192,610,000 $339,000 $1,325,000 $125,000 $1,258,000
Application Denied By Financial Institution 451 $141,765,000 $314,000 $3,565,000 $102,000 $841,000
Application Approved But Not Accepted 122 $40,060,000 $328,000 $1,575,000 $133,000 $965,000
Loan Purchased By The Institution 41 $14,175,000 $345,000 $1,145,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 20,463 $7,150,475,000 $349,000 $2,845,000 $137,000 $6,683,000
Debt-To-Income Ratio 179 $57,985,000 $323,000 $995,000 $77,000 $250,000
Collateral 79 $24,205,000 $306,000 $3,565,000 $138,000 $841,000
Credit History 48 $12,130,000 $252,000 $545,000 $100,000 $270,000
Unverifiable Information 44 $15,130,000 $343,000 $1,035,000 $132,000 $473,000
Insufficient Cash (Downpayment, Closing Cost) 40 $13,910,000 $347,000 $1,505,000 $121,000 $489,000
Other 34 $10,570,000 $310,000 $935,000 $106,000 $290,000
Employment History 26 $7,570,000 $291,000 $735,000 $90,000 $205,000
Credit Application Incomplete 1 $265,000 $265,000 $265,000 $71,000 $71,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into NFM, Inc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess NFM, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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