North American Savings Bank Mortgage Lending & HMDA Data, 2025
In 2025, North American Savings Bank of Grandview, MO reported 1,026 mortgage applications totaling $440.0 million, down 16% from 2024. The average application was for $428,869, and applicants reported an average income of $199,144. 63% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Kansas City, MO-KS (114), Virginia Beach-Norfolk-Newport News, VA-NC (50) and Anchorage, AK (37) (applications in parentheses).
| Mortgage Company & Address | North American Savings Bank 12498 S 71 Highway Grandview, MO 64030 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,026 |
| Total Mortgage Loan Application Amount | $440,020,000 |
| Average Mortgage Loan Application Amount | $428,869 |
| Highest Mortgage Loan Application Amount | $3,775,000 |
| Average Applicant Income | $199,144 |
| Highest Applicant Income | $2,901,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records North American Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 137 | $ 55,015,000 | $ 401,569 | $ 208,773 |
| Kansas City, MO-KS | 114 | $ 31,940,000 | $ 280,175 | $ 140,947 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 50 | $ 22,920,000 | $ 458,400 | $ 149,000 |
| Anchorage, AK | 37 | $ 16,465,000 | $ 445,000 | $ 142,000 |
| Houston-The Woodlands-Sugar Land, TX | 25 | $ 11,805,000 | $ 472,200 | $ 272,000 |
| Atlanta-Sandy Springs-Roswell, GA | 24 | $ 9,640,000 | $ 401,666 | $ 205,000 |
| Phoenix-Mesa-Scottsdale, AZ | 19 | $ 8,995,000 | $ 473,421 | $ 206,000 |
| Charlotte-Concord-Gastonia, NC-SC | 18 | $ 6,850,000 | $ 380,555 | $ 172,666 |
| Dallas-Plano-Irving, TX | 16 | $ 6,740,000 | $ 421,250 | $ 483,000 |
| Arlington-Alexandria-Reston, VA-WV | 14 | $ 8,060,000 | $ 575,714 | $ 247,000 |
| Tampa, FL | 13 | $ 5,015,000 | $ 385,769 | $ 161,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 11 | $ 4,855,000 | $ 441,363 | $ 211,000 |
| Warren-Troy-Farmington Hills, MI | 11 | $ 5,045,000 | $ 458,636 | $ 164,000 |
| Jacksonville, FL | 10 | $ 4,260,000 | $ 426,000 | $ 234,000 |
| Las Vegas-Henderson-Paradise, NV | 10 | $ 4,050,000 | $ 405,000 | $ 128,000 |
| North Port-Sarasota-Bradenton, FL | 10 | $ 4,220,000 | $ 422,000 | $ 387,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 9 | $ 3,915,000 | $ 435,000 | $ 271,777 |
| Newark, NJ-PA | 9 | $ 4,685,000 | $ 520,555 | $ 212,000 |
| Orlando-Kissimmee-Sanford, FL | 9 | $ 5,985,000 | $ 665,000 | $ 265,000 |
| Raleigh, NC | 9 | $ 2,855,000 | $ 317,222 | $ 210,000 |
| Riverside-San Bernardino-Ontario, CA | 9 | $ 3,725,000 | $ 413,888 | $ 259,000 |
| Washington, DC-MD | 9 | $ 4,935,000 | $ 548,333 | $ 246,777 |
| Austin-Round Rock, TX | 8 | $ 3,980,000 | $ 497,500 | $ 203,000 |
| Columbus, OH | 8 | $ 3,350,000 | $ 418,750 | $ 183,000 |
| Greenville-Anderson-Mauldin, SC | 8 | $ 4,260,000 | $ 532,500 | $ 413,000 |
| Marietta, GA | 8 | $ 3,230,000 | $ 403,750 | $ 117,000 |
| Richmond, VA | 8 | $ 4,060,000 | $ 507,500 | $ 301,000 |
| St. Louis, MO-IL | 8 | $ 2,600,000 | $ 325,000 | $ 143,750 |
| Cleveland, OH | 7 | $ 2,355,000 | $ 336,428 | $ 158,000 |
| Providence-Warwick, RI-MA | 7 | $ 4,105,000 | $ 586,428 | $ 187,000 |
| St. Petersburg-Clearwater-Largo, FL | 7 | $ 2,345,000 | $ 335,000 | $ 170,000 |
| Boston, MA | 6 | $ 3,650,000 | $ 608,333 | $ 181,000 |
| Camden, NJ | 6 | $ 1,800,000 | $ 300,000 | $ 167,000 |
| Chicago-Naperville, IL | 6 | $ 2,230,000 | $ 371,666 | $ 337,000 |
| Cincinnati, OH-KY-IN | 6 | $ 3,490,000 | $ 581,666 | $ 183,000 |
| Fort Worth-Arlington, TX | 6 | $ 2,890,000 | $ 481,666 | $ 231,000 |
| Lakewood-New Brunswick, NJ | 6 | $ 3,230,000 | $ 538,333 | $ 284,000 |
| Oakland-Hayward-Berkeley, CA | 6 | $ 5,820,000 | $ 970,000 | $ 287,000 |
| Seattle-Bellevue-Everett, WA | 6 | $ 6,410,000 | $ 1,068,333 | $ 189,000 |
| Baltimore-Columbia-Towson, MD | 5 | $ 3,175,000 | $ 635,000 | $ 174,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 5 | $ 1,805,000 | $ 361,000 | $ 177,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 1,425,000 | $ 285,000 | $ 134,400 |
| Indianapolis-Carmel-Anderson, IN | 5 | $ 2,035,000 | $ 407,000 | $ 227,000 |
| Los Angeles-Long Beach-Glendale, CA | 5 | $ 2,545,000 | $ 509,000 | $ 209,000 |
| New York-Jersey City-White Plains, NY-NJ | 5 | $ 3,595,000 | $ 719,000 | $ 548,600 |
| Portland-South Portland, ME | 5 | $ 1,815,000 | $ 363,000 | $ 166,000 |
| Prescott Valley-Prescott, AZ | 5 | $ 2,035,000 | $ 407,000 | $ 66,000 |
| Rockingham County-Strafford County, NH | 5 | $ 2,945,000 | $ 589,000 | $ 218,000 |
| San Antonio-New Braunfels, TX | 5 | $ 1,585,000 | $ 317,000 | $ 150,000 |
| Boise City, ID | 4 | $ 1,310,000 | $ 327,500 | $ 86,000 |
| Cambridge-Newton-Framingham, MA | 4 | $ 2,530,000 | $ 632,500 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 2,370,000 | $ 592,500 | $ 194,000 |
| Denver-Aurora-Lakewood, CO | 4 | $ 2,910,000 | $ 727,500 | $ 236,000 |
| Durham-Chapel Hill, NC | 4 | $ 1,540,000 | $ 385,000 | $ 182,000 |
| Fayetteville, NC | 4 | $ 1,640,000 | $ 410,000 | $ 164,000 |
| Huntsville, AL | 4 | $ 1,930,000 | $ 482,500 | $ 241,000 |
| Memphis, TN-MS-AR | 4 | $ 1,820,000 | $ 455,000 | $ 234,500 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 2,060,000 | $ 515,000 | $ 159,000 |
| Pittsburgh, PA | 4 | $ 1,050,000 | $ 262,500 | $ 100,000 |
| San Francisco-Redwood City-South San Francisco, CA | 4 | $ 1,330,000 | $ 332,500 | $ 0 |
| Tacoma-Lakewood, WA | 4 | $ 1,810,000 | $ 452,500 | $ 424,000 |
| Albuquerque, NM | 3 | $ 805,000 | $ 268,333 | $ 117,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 1,425,000 | $ 475,000 | $ 197,333 |
| Atlantic City-Hammonton, NJ | 3 | $ 2,355,000 | $ 785,000 | $ 0 |
| Augusta-Richmond County, GA-SC | 3 | $ 1,305,000 | $ 435,000 | $ 355,000 |
| Canton-Massillon, OH | 3 | $ 2,745,000 | $ 915,000 | $ 460,000 |
| Columbia, SC | 3 | $ 565,000 | $ 188,333 | $ 89,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 2,355,000 | $ 785,000 | $ 589,000 |
| Everett, WA | 3 | $ 1,605,000 | $ 535,000 | $ 140,000 |
| Fresno, CA | 3 | $ 1,715,000 | $ 571,666 | $ 284,000 |
| Jackson, MI | 3 | $ 875,000 | $ 291,666 | $ 0 |
| Joplin, MO | 3 | $ 675,000 | $ 225,000 | $ 79,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 1,295,000 | $ 431,666 | $ 237,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 1,055,000 | $ 351,666 | $ 127,000 |
| Norwich-New London, CT | 3 | $ 825,000 | $ 275,000 | $ 70,000 |
| Slidell-Mandeville-Covington, LA | 3 | $ 1,075,000 | $ 358,333 | $ 230,000 |
| Springfield, MO | 3 | $ 1,145,000 | $ 381,666 | $ 120,000 |
| St. Joseph, MO-KS | 3 | $ 715,000 | $ 238,333 | $ 105,000 |
| Tucson, AZ | 3 | $ 1,085,000 | $ 361,666 | $ 141,000 |
| Visalia-Porterville, CA | 3 | $ 1,135,000 | $ 378,333 | $ 90,000 |
| Washington-Baltimore-Arlington, DC | 3 | $ 1,545,000 | $ 515,000 | $ 207,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 3 | $ 3,155,000 | $ 1,051,666 | $ 378,000 |
| Wichita, KS | 3 | $ 635,000 | $ 211,666 | $ 104,000 |
| Akron, OH | 2 | $ 570,000 | $ 285,000 | $ 168,000 |
| Anaheim-Santa Ana-Irvine, CA | 2 | $ 4,490,000 | $ 2,245,000 | $ 1,307,000 |
| Ann Arbor, MI | 2 | $ 890,000 | $ 445,000 | $ 78,000 |
| Asheville, NC | 2 | $ 750,000 | $ 375,000 | $ 149,000 |
| Barnstable Town, MA | 2 | $ 750,000 | $ 375,000 | $ 279,000 |
| Birmingham-Hoover, AL | 2 | $ 750,000 | $ 375,000 | $ 152,000 |
| Boulder, CO | 2 | $ 1,090,000 | $ 545,000 | $ 182,000 |
| Charleston-North Charleston, SC | 2 | $ 830,000 | $ 415,000 | $ 142,000 |
| Colorado Springs, CO | 2 | $ 830,000 | $ 415,000 | $ 92,000 |
| Columbus, GA-AL | 2 | $ 530,000 | $ 265,000 | $ 127,000 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 960,000 | $ 480,000 | $ 44,000 |
| Eau Claire, WI | 2 | $ 710,000 | $ 355,000 | $ 71,000 |
| Elgin, IL | 2 | $ 590,000 | $ 295,000 | $ 304,000 |
| Fairbanks, AK | 2 | $ 930,000 | $ 465,000 | $ 117,000 |
| Fort Collins, CO | 2 | $ 560,000 | $ 280,000 | $ 34,000 |
| Fort Wayne, IN | 2 | $ 1,260,000 | $ 630,000 | $ 328,000 |
| Goldsboro, NC | 2 | $ 830,000 | $ 415,000 | $ 108,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 670,000 | $ 335,000 | $ 122,000 |
| Greeley, CO | 2 | $ 1,080,000 | $ 540,000 | $ 254,000 |
| Harrisburg-Carlisle, PA | 2 | $ 430,000 | $ 215,000 | $ 107,000 |
| Jackson, MS | 2 | $ 1,370,000 | $ 685,000 | $ 259,000 |
| Jacksonville, NC | 2 | $ 830,000 | $ 415,000 | $ 122,000 |
| Knoxville, TN | 2 | $ 900,000 | $ 450,000 | $ 107,000 |
| Lafayette-West Lafayette, IN | 2 | $ 650,000 | $ 325,000 | $ 100,000 |
| Lansing-East Lansing, MI | 2 | $ 1,010,000 | $ 505,000 | $ 148,000 |
| Lawrence, KS | 2 | $ 480,000 | $ 240,000 | $ 170,000 |
| Lexington Park, MD | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Lexington-Fayette, KY | 2 | $ 810,000 | $ 405,000 | $ 111,000 |
| Montgomery County-Bucks County-Chester County, PA | 2 | $ 1,290,000 | $ 645,000 | $ 183,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 530,000 | $ 265,000 | $ 95,000 |
| Nassau County-Suffolk County, NY | 2 | $ 590,000 | $ 295,000 | $ 456,000 |
| Niles-Benton Harbor, MI | 2 | $ 650,000 | $ 325,000 | $ 95,000 |
| Olympia-Tumwater, WA | 2 | $ 930,000 | $ 465,000 | $ 167,000 |
| Philadelphia, PA | 2 | $ 450,000 | $ 225,000 | $ 121,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2 | $ 1,010,000 | $ 505,000 | $ 154,000 |
| Saginaw, MI | 2 | $ 400,000 | $ 200,000 | $ 62,000 |
| Salem, OR | 2 | $ 1,120,000 | $ 560,000 | $ 289,000 |
| Salt Lake City, UT | 2 | $ 670,000 | $ 335,000 | $ 168,000 |
| San Diego-Carlsbad, CA | 2 | $ 940,000 | $ 470,000 | $ 172,000 |
| Sheboygan, WI | 2 | $ 630,000 | $ 315,000 | $ 351,000 |
| Springfield, MA | 2 | $ 720,000 | $ 360,000 | $ 139,000 |
| Waterbury-Shelton, CT | 2 | $ 1,050,000 | $ 525,000 | $ 173,000 |
| Wilmington, NC | 2 | $ 1,100,000 | $ 550,000 | $ 168,000 |
| Winston-Salem, NC | 2 | $ 830,000 | $ 415,000 | $ 132,000 |
| Abilene, TX | 1 | $ 215,000 | $ 215,000 | $ 115,000 |
| Amherst Town-Northampton, MA | 1 | $ 355,000 | $ 355,000 | $ 92,000 |
| Appleton, WI | 1 | $ 715,000 | $ 715,000 | $ 260,000 |
| Athens-Clarke County, GA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Bellingham, WA | 1 | $ 315,000 | $ 315,000 | $ 73,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Burlington-South Burlington, VT | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| Carson City, NV | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| Chattanooga, TN-GA | 1 | $ 455,000 | $ 455,000 | $ 356,000 |
| Clarksville, TN-KY | 1 | $ 585,000 | $ 585,000 | $ 243,000 |
| Coeur D'Alene, ID | 1 | $ 405,000 | $ 405,000 | $ 133,000 |
| College Station-Bryan, TX | 1 | $ 265,000 | $ 265,000 | $ 32,000 |
| Corpus Christi, TX | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Dalton, GA | 1 | $ 955,000 | $ 955,000 | $ 356,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 505,000 | $ 505,000 | $ 171,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Dubuque, IA | 1 | $ 355,000 | $ 355,000 | $ 152,000 |
| Duluth, MN-WI | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| El Centro, CA | 1 | $ 625,000 | $ 625,000 | $ 0 |
| El Paso, TX | 1 | $ 295,000 | $ 295,000 | $ 153,000 |
| Farmington, NM | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 375,000 | $ 375,000 | $ 95,000 |
| Gainesville, GA | 1 | $ 275,000 | $ 275,000 | $ 58,000 |
| Greensboro-High Point, NC | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| Hammond, LA | 1 | $ 275,000 | $ 275,000 | $ 335,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 385,000 | $ 385,000 | $ 99,000 |
| Helena, MT | 1 | $ 405,000 | $ 405,000 | $ 236,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 285,000 | $ 285,000 | $ 45,000 |
| Houma-Thibodaux, LA | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Jackson, TN | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Johnson City, TN | 1 | $ 425,000 | $ 425,000 | $ 82,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 1,035,000 | $ 1,035,000 | $ 178,000 |
| Kalamazoo-Portage, MI | 1 | $ 505,000 | $ 505,000 | $ 167,000 |
| Kennewick-Richland, WA | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,012,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 235,000 | $ 235,000 | $ 174,000 |
| Lafayette, LA | 1 | $ 165,000 | $ 165,000 | $ 121,000 |
| Lake Charles, LA | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 685,000 | $ 685,000 | $ 500,000 |
| Lakeland-Winter Haven, FL | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Lincoln, NE | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 335,000 | $ 335,000 | $ 206,000 |
| Manchester-Nashua, NH | 1 | $ 545,000 | $ 545,000 | $ 200,000 |
| Medford, OR | 1 | $ 345,000 | $ 345,000 | $ 149,000 |
| Midland, TX | 1 | $ 785,000 | $ 785,000 | $ 375,000 |
| Missoula, MT | 1 | $ 425,000 | $ 425,000 | $ 111,000 |
| Mobile, AL | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Montgomery, AL | 1 | $ 395,000 | $ 395,000 | $ 101,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 845,000 | $ 845,000 | $ 182,000 |
| Muskegon, MI | 1 | $ 345,000 | $ 345,000 | $ 147,000 |
| Napa, CA | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Panama City, FL | 1 | $ 295,000 | $ 295,000 | $ 1,500,000 |
| Port St. Lucie, FL | 1 | $ 205,000 | $ 205,000 | $ 153,000 |
| Provo-Orem, UT | 1 | $ 295,000 | $ 295,000 | $ 548,000 |
| Punta Gorda, FL | 1 | $ 565,000 | $ 565,000 | $ 166,000 |
| Racine, WI | 1 | $ 665,000 | $ 665,000 | $ 287,000 |
| Rockford, IL | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 645,000 | $ 645,000 | $ 115,000 |
| Salinas, CA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 1,285,000 | $ 1,285,000 | $ 442,000 |
| Santa Rosa, CA | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Spartanburg, SC | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Spokane-Spokane Valley, WA | 1 | $ 265,000 | $ 265,000 | $ 123,000 |
| Springfield, OH | 1 | $ 415,000 | $ 415,000 | $ 152,000 |
| St. George, UT | 1 | $ 795,000 | $ 795,000 | $ 434,000 |
| Staunton-Waynesboro, VA | 1 | $ 705,000 | $ 705,000 | $ 179,000 |
| Stockton-Lodi, CA | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Terre Haute, IN | 1 | $ 205,000 | $ 205,000 | $ 208,000 |
| Topeka, KS | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Trenton, NJ | 1 | $ 445,000 | $ 445,000 | $ 177,000 |
| Tulsa, OK | 1 | $ 495,000 | $ 495,000 | $ 72,000 |
| Tuscaloosa, AL | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Urban Honolulu, HI | 1 | $ 605,000 | $ 605,000 | $ 216,000 |
| Utica-Rome, NY | 1 | $ 305,000 | $ 305,000 | $ 220,000 |
| Vallejo-Fairfield, CA | 1 | $ 555,000 | $ 555,000 | $ 178,000 |
| Waco, TX | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Warner Robins, GA | 1 | $ 445,000 | $ 445,000 | $ 105,000 |
| Wenatchee, WA | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Wheeling, WV-OH | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Wilmington, DE-MD-NJ | 1 | $ 435,000 | $ 435,000 | $ 166,000 |
| Worcester, MA-CT | 1 | $ 525,000 | $ 525,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for North American Savings Bank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 741 | $316,065,000 | $426,000 | $3,775,000 | $208,000 | $2,901,000 |
| Cash-out Refinancing | 143 | $63,695,000 | $445,000 | $1,305,000 | $167,000 | $600,000 |
| Refinancing | 87 | $41,455,000 | $476,000 | $2,795,000 | $177,000 | $1,500,000 |
| Other Purpose | 46 | $17,440,000 | $379,000 | $1,205,000 | $221,000 | $911,000 |
| Not Applicable | 7 | $875,000 | $125,000 | $215,000 | $50,000 | $64,000 |
| Home Improvement | 2 | $490,000 | $245,000 | $245,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 586 | $250,260,000 | $427,000 | $1,835,000 | $189,000 | $1,807,000 |
| Not Provided | 159 | $76,945,000 | $483,000 | $3,775,000 | $223,000 | $2,251,000 |
| Black or African American | 72 | $26,550,000 | $368,000 | $745,000 | $155,000 | $476,000 |
| Not applicable | 68 | $19,570,000 | $287,000 | $865,000 | $0 | $0 |
| Asian | 65 | $35,115,000 | $540,000 | $1,905,000 | $293,000 | $2,901,000 |
| Hispanic | 62 | $25,760,000 | $415,000 | $1,405,000 | $211,000 | $2,044,000 |
| American Indian or Alaskan Native | 10 | $3,990,000 | $399,000 | $715,000 | $109,000 | $190,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,830,000 | $457,000 | $555,000 | $169,000 | $185,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 750 | $317,420,000 | $423,000 | $3,775,000 | $225,000 | $2,901,000 |
| VA-guaranteed (Veterans Administration) | 217 | $104,575,000 | $481,000 | $2,795,000 | $144,000 | $539,000 |
| FHA-insured (Federal Housing Administration) | 59 | $18,025,000 | $305,000 | $665,000 | $113,000 | $348,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 644 | $268,810,000 | $417,000 | $1,835,000 | $205,000 | $2,901,000 |
| Application Withdrawn By Applicant | 203 | $94,815,000 | $467,000 | $3,775,000 | $197,000 | $2,251,000 |
| Application Denied By Financial Institution | 107 | $46,455,000 | $434,000 | $1,905,000 | $185,000 | $911,000 |
| Loan Purchased By The Institution | 24 | $6,720,000 | $280,000 | $1,275,000 | $124,000 | $789,000 |
| Preapproval Denied by Financial Institution | 22 | $11,460,000 | $520,000 | $1,725,000 | $205,000 | $877,000 |
| Application Approved But Not Accepted | 13 | $5,785,000 | $445,000 | $715,000 | $170,000 | $330,000 |
| File Closed For Incompleteness | 13 | $5,975,000 | $459,000 | $905,000 | $191,000 | $508,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 897 | $382,105,000 | $425,000 | $3,775,000 | $200,000 | $2,901,000 |
| Credit Application Incomplete | 47 | $22,875,000 | $486,000 | $1,725,000 | $230,000 | $911,000 |
| Debt-To-Income Ratio | 33 | $15,595,000 | $472,000 | $1,905,000 | $137,000 | $600,000 |
| Credit History | 17 | $5,405,000 | $317,000 | $835,000 | $129,000 | $318,000 |
| Other | 17 | $8,855,000 | $520,000 | $1,415,000 | $261,000 | $741,000 |
| Collateral | 10 | $4,090,000 | $409,000 | $805,000 | $215,000 | $365,000 |
| Employment History | 3 | $595,000 | $198,000 | $225,000 | $77,000 | $101,000 |
| Unverifiable Information | 2 | $500,000 | $250,000 | $325,000 | $177,000 | $268,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into North American Savings Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess North American Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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