North American Savings Bank Mortgage Lending & HMDA Data, 2025

In 2025, North American Savings Bank of Grandview, MO reported 1,026 mortgage applications totaling $440.0 million, down 16% from 2024. The average application was for $428,869, and applicants reported an average income of $199,144. 63% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Kansas City, MO-KS (114), Virginia Beach-Norfolk-Newport News, VA-NC (50) and Anchorage, AK (37) (applications in parentheses).

Mortgage Company & Address North American Savings Bank
12498 S 71 Highway
Grandview, MO 64030
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,026
Total Mortgage Loan Application Amount $440,020,000
Average Mortgage Loan Application Amount $428,869
Highest Mortgage Loan Application Amount $3,775,000
Average Applicant Income $199,144
Highest Applicant Income $2,901,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records North American Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for North American Savings Bank by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jackson, Missouri 53 $ 12,425,000 $ 234,433 $ 117,000
Anchorage, Alaska 24 $ 10,270,000 $ 427,916 $ 151,000
Johnson, Kansas 20 $ 8,300,000 $ 415,000 $ 244,000
Maricopa, Arizona 17 $ 8,135,000 $ 478,529 $ 224,000
Clay, Missouri 15 $ 4,185,000 $ 279,000 $ 123,000
Matanuska-Susitna, Alaska 13 $ 6,195,000 $ 476,538 $ 124,000
Fulton, Georgia 11 $ 4,795,000 $ 435,909 $ 150,000
Fort Bend, Texas 11 $ 3,775,000 $ 343,181 $ 190,000
Clark, Nevada 10 $ 4,050,000 $ 405,000 $ 128,000
Harris, Texas 10 $ 5,620,000 $ 562,000 $ 408,000
Hillsborough, Florida 9 $ 3,795,000 $ 421,666 $ 182,000
Cass, Missouri 9 $ 2,205,000 $ 245,000 $ 88,000
Hampton, Virginia 9 $ 3,305,000 $ 367,222 $ 109,000
Oakland, Michigan 8 $ 3,890,000 $ 486,250 $ 171,000
York, Virginia 8 $ 3,690,000 $ 461,250 $ 140,000
Riverside, California 7 $ 2,675,000 $ 382,142 $ 259,000
Manatee, Florida 7 $ 2,605,000 $ 372,142 $ 182,000
Pinellas, Florida 7 $ 2,345,000 $ 335,000 $ 170,000
Newport News, Virginia 7 $ 2,525,000 $ 360,714 $ 101,000
Union, North Carolina 6 $ 1,890,000 $ 315,000 $ 251,000
Wake, North Carolina 6 $ 1,830,000 $ 305,000 $ 228,000
Greenville, South Carolina 6 $ 3,310,000 $ 551,666 $ 318,000
Denton, Texas 6 $ 2,030,000 $ 338,333 $ 121,000
Travis, Texas 6 $ 3,040,000 $ 506,666 $ 174,000
King, Washington 6 $ 6,410,000 $ 1,068,333 $ 189,000
Yavapai, Arizona 5 $ 2,035,000 $ 407,000 $ 66,000
Los Angeles, California 5 $ 2,545,000 $ 509,000 $ 209,000
District of Columbia, District Of Columbia 5 $ 2,715,000 $ 543,000 $ 217,000
Broward, Florida 5 $ 1,805,000 $ 361,000 $ 177,000
St. Johns, Florida 5 $ 2,045,000 $ 409,000 $ 277,000
Cook, Illinois 5 $ 1,665,000 $ 333,000 $ 235,000
Wyandotte, Kansas 5 $ 735,000 $ 147,000 $ 55,000
Camden, Missouri 5 $ 1,885,000 $ 377,000 $ 156,000
Platte, Missouri 5 $ 1,615,000 $ 323,000 $ 106,000
Mecklenburg, North Carolina 5 $ 1,855,000 $ 371,000 $ 121,000
Tarrant, Texas 5 $ 2,295,000 $ 459,000 $ 293,000
Isle of Wight, Virginia 5 $ 2,735,000 $ 547,000 $ 176,000
Suffolk, Virginia 5 $ 2,795,000 $ 559,000 $ 189,000
Madison, Alabama 4 $ 1,930,000 $ 482,500 $ 241,000
San Francisco, California 4 $ 1,330,000 $ 332,500 $ 0
Brevard, Florida 4 $ 2,060,000 $ 515,000 $ 159,000
Gwinnett, Georgia 4 $ 1,390,000 $ 347,500 $ 172,000
Paulding, Georgia 4 $ 1,590,000 $ 397,500 $ 131,000
Anne Arundel, Maryland 4 $ 2,390,000 $ 597,500 $ 103,000
Prince George's, Maryland 4 $ 2,220,000 $ 555,000 $ 284,000
Norfolk, Massachusetts 4 $ 2,630,000 $ 657,500 $ 161,000
Rockingham, New Hampshire 4 $ 2,360,000 $ 590,000 $ 242,000
Cuyahoga, Ohio 4 $ 1,130,000 $ 282,500 $ 100,000
Franklin, Ohio 4 $ 1,860,000 $ 465,000 $ 164,000
Davidson, Tennessee 4 $ 1,140,000 $ 285,000 $ 265,000
Collin, Texas 4 $ 2,160,000 $ 540,000 $ 919,000
Dallas, Texas 4 $ 2,010,000 $ 502,500 $ 257,000
Chesapeake, Virginia 4 $ 2,920,000 $ 730,000 $ 268,000
Fairfax, Virginia 4 $ 3,040,000 $ 760,000 $ 393,000
Gloucester, Virginia 4 $ 1,480,000 $ 370,000 $ 93,000
Pierce, Washington 4 $ 1,810,000 $ 452,500 $ 424,000
Baldwin, Alabama 3 $ 2,355,000 $ 785,000 $ 589,000
Pima, Arizona 3 $ 1,085,000 $ 361,666 $ 141,000
White, Arkansas 3 $ 645,000 $ 215,000 $ 157,000
Alameda, California 3 $ 3,215,000 $ 1,071,666 $ 463,000
Contra Costa, California 3 $ 2,605,000 $ 868,333 $ 170,000
Fresno, California 3 $ 1,715,000 $ 571,666 $ 284,000
Tulare, California 3 $ 1,135,000 $ 378,333 $ 90,000
Southeastern Connecticut Planning Region, Connecticut 3 $ 825,000 $ 275,000 $ 70,000
Sussex, Delaware 3 $ 1,025,000 $ 341,666 $ 94,000
Duval, Florida 3 $ 1,325,000 $ 441,666 $ 329,000
Hernando, Florida 3 $ 995,000 $ 331,666 $ 112,000
Lake, Florida 3 $ 2,965,000 $ 988,333 $ 410,000
Miami-Dade, Florida 3 $ 1,055,000 $ 351,666 $ 127,000
Palm Beach, Florida 3 $ 3,155,000 $ 1,051,666 $ 378,000
Sarasota, Florida 3 $ 1,615,000 $ 538,333 $ 693,000
DeKalb, Georgia 3 $ 845,000 $ 281,666 $ 172,000
Ada, Idaho 3 $ 1,125,000 $ 375,000 $ 86,000
St. Tammany, Louisiana 3 $ 1,075,000 $ 358,333 $ 230,000
York, Maine 3 $ 1,305,000 $ 435,000 $ 212,000
Washington, Maryland 3 $ 845,000 $ 281,666 $ 130,000
Bristol, Massachusetts 3 $ 1,275,000 $ 425,000 $ 143,000
Middlesex, Massachusetts 3 $ 2,075,000 $ 691,666 $ 0
Jackson, Michigan 3 $ 875,000 $ 291,666 $ 0
Ramsey, Minnesota 3 $ 935,000 $ 311,666 $ 158,000
Jasper, Missouri 3 $ 675,000 $ 225,000 $ 79,000
St. Charles, Missouri 3 $ 575,000 $ 191,666 $ 135,000
Bergen, New Jersey 3 $ 2,225,000 $ 741,666 $ 618,000
Burlington, New Jersey 3 $ 835,000 $ 278,333 $ 70,000
Cape May, New Jersey 3 $ 2,355,000 $ 785,000 $ 0
Essex, New Jersey 3 $ 1,575,000 $ 525,000 $ 272,000
Morris, New Jersey 3 $ 1,655,000 $ 551,666 $ 243,000
Bernalillo, New Mexico 3 $ 805,000 $ 268,333 $ 117,000
Cumberland, North Carolina 3 $ 1,315,000 $ 438,333 $ 180,000
Franklin, North Carolina 3 $ 1,025,000 $ 341,666 $ 176,000
Hamilton, Ohio 3 $ 2,925,000 $ 975,000 $ 289,000
Stark, Ohio 3 $ 2,745,000 $ 915,000 $ 460,000
Williamson, Tennessee 3 $ 1,825,000 $ 608,333 $ 261,000
Bexar, Texas 3 $ 1,195,000 $ 398,333 $ 201,000
Hidalgo, Texas 3 $ 1,295,000 $ 431,666 $ 237,000
Montgomery, Texas 3 $ 1,725,000 $ 575,000 $ 235,000
Chesterfield, Virginia 3 $ 695,000 $ 231,666 $ 80,000
Snohomish, Washington 3 $ 1,605,000 $ 535,000 $ 140,000
Shelby, Alabama 2 $ 750,000 $ 375,000 $ 152,000
Fairbanks North Star, Alaska 2 $ 930,000 $ 465,000 $ 117,000
Navajo, Arizona 2 $ 1,860,000 $ 930,000 $ 1,925,000
Pinal, Arizona 2 $ 860,000 $ 430,000 $ 95,000
Orange, California 2 $ 4,490,000 $ 2,245,000 $ 1,307,000
San Bernardino, California 2 $ 1,050,000 $ 525,000 $ 0
San Diego, California 2 $ 940,000 $ 470,000 $ 172,000
Boulder, Colorado 2 $ 1,090,000 $ 545,000 $ 182,000
El Paso, Colorado 2 $ 830,000 $ 415,000 $ 92,000
Larimer, Colorado 2 $ 560,000 $ 280,000 $ 34,000
Weld, Colorado 2 $ 1,080,000 $ 540,000 $ 254,000
Naugatuck Valley Planning Region, Connecticut 2 $ 1,050,000 $ 525,000 $ 173,000
Clay, Florida 2 $ 890,000 $ 445,000 $ 101,000
Okaloosa, Florida 2 $ 1,480,000 $ 740,000 $ 200,000
Orange, Florida 2 $ 610,000 $ 305,000 $ 116,000
Osceola, Florida 2 $ 1,720,000 $ 860,000 $ 239,000
Seminole, Florida 2 $ 690,000 $ 345,000 $ 212,000
Walton, Florida 2 $ 890,000 $ 445,000 $ 183,000
Cherokee, Georgia 2 $ 990,000 $ 495,000 $ 70,000
Muscogee, Georgia 2 $ 530,000 $ 265,000 $ 127,000
Hawaii, Hawaii 2 $ 1,840,000 $ 920,000 $ 256,000
Kendall, Illinois 2 $ 590,000 $ 295,000 $ 304,000
Allen, Indiana 2 $ 1,260,000 $ 630,000 $ 328,000
Marion, Indiana 2 $ 580,000 $ 290,000 $ 109,000
Douglas, Kansas 2 $ 480,000 $ 240,000 $ 170,000
Leavenworth, Kansas 2 $ 750,000 $ 375,000 $ 104,000
Miami, Kansas 2 $ 710,000 $ 355,000 $ 328,000
Sedgwick, Kansas 2 $ 370,000 $ 185,000 $ 123,000
Harrison, Kentucky 2 $ 430,000 $ 215,000 $ 99,000
St. Mary, Louisiana 2 $ 860,000 $ 430,000 $ 272,000
Cumberland, Maine 2 $ 510,000 $ 255,000 $ 97,000
Calvert, Maryland 2 $ 410,000 $ 205,000 $ 0
Montgomery, Maryland 2 $ 1,010,000 $ 505,000 $ 221,000
Barnstable, Massachusetts 2 $ 750,000 $ 375,000 $ 279,000
Hampden, Massachusetts 2 $ 720,000 $ 360,000 $ 139,000
Plymouth, Massachusetts 2 $ 1,020,000 $ 510,000 $ 221,000
Berrien, Michigan 2 $ 650,000 $ 325,000 $ 95,000
Ottawa, Michigan 2 $ 670,000 $ 335,000 $ 122,000
Saginaw, Michigan 2 $ 400,000 $ 200,000 $ 62,000
Washtenaw, Michigan 2 $ 890,000 $ 445,000 $ 78,000
Wayne, Michigan 2 $ 960,000 $ 480,000 $ 44,000
Dakota, Minnesota 2 $ 790,000 $ 395,000 $ 464,000
Lee, Mississippi 2 $ 1,000,000 $ 500,000 $ 650,000
Greene, Missouri 2 $ 470,000 $ 235,000 $ 102,000
Johnson, Missouri 2 $ 390,000 $ 195,000 $ 99,000
Lafayette, Missouri 2 $ 590,000 $ 295,000 $ 70,000
St. Louis, Missouri 2 $ 730,000 $ 365,000 $ 148,000
Nye, Nevada 2 $ 510,000 $ 255,000 $ 209,000
Camden, New Jersey 2 $ 390,000 $ 195,000 $ 150,000
Middlesex, New Jersey 2 $ 830,000 $ 415,000 $ 118,000
Monmouth, New Jersey 2 $ 760,000 $ 380,000 $ 137,000
Somerset, New Jersey 2 $ 1,640,000 $ 820,000 $ 766,000
Union, New Jersey 2 $ 1,000,000 $ 500,000 $ 141,000
Dare, North Carolina 2 $ 890,000 $ 445,000 $ 148,000
Durham, North Carolina 2 $ 810,000 $ 405,000 $ 195,000
Forsyth, North Carolina 2 $ 830,000 $ 415,000 $ 132,000
Gaston, North Carolina 2 $ 730,000 $ 365,000 $ 108,000
Harnett, North Carolina 2 $ 620,000 $ 310,000 $ 83,000
Onslow, North Carolina 2 $ 830,000 $ 415,000 $ 122,000
Wayne, North Carolina 2 $ 830,000 $ 415,000 $ 108,000
Delaware, Ohio 2 $ 920,000 $ 460,000 $ 333,000
Lorain, Ohio 2 $ 710,000 $ 355,000 $ 131,000
Union, Ohio 2 $ 570,000 $ 285,000 $ 73,000
Marion, Oregon 2 $ 1,120,000 $ 560,000 $ 289,000
Allegheny, Pennsylvania 2 $ 420,000 $ 210,000 $ 84,000
Dauphin, Pennsylvania 2 $ 430,000 $ 215,000 $ 107,000
Philadelphia, Pennsylvania 2 $ 450,000 $ 225,000 $ 121,000
Newport, Rhode Island 2 $ 1,140,000 $ 570,000 $ 190,000
Aiken, South Carolina 2 $ 890,000 $ 445,000 $ 355,000
Anderson, South Carolina 2 $ 950,000 $ 475,000 $ 697,000
Horry, South Carolina 2 $ 530,000 $ 265,000 $ 95,000
Lancaster, South Carolina 2 $ 920,000 $ 460,000 $ 216,000
Oconee, South Carolina 2 $ 1,070,000 $ 535,000 $ 296,000
Richland, South Carolina 2 $ 390,000 $ 195,000 $ 89,000
Shelby, Tennessee 2 $ 540,000 $ 270,000 $ 190,000
Williamson, Texas 2 $ 940,000 $ 470,000 $ 290,000
Salt Lake, Utah 2 $ 670,000 $ 335,000 $ 168,000
Sanpete, Utah 2 $ 760,000 $ 380,000 $ 202,000
Henrico, Virginia 2 $ 1,700,000 $ 850,000 $ 829,000
James City, Virginia 2 $ 910,000 $ 455,000 $ 344,000
New Kent, Virginia 2 $ 960,000 $ 480,000 $ 130,000
Poquoson, Virginia 2 $ 840,000 $ 420,000 $ 109,000
Portsmouth, Virginia 2 $ 610,000 $ 305,000 $ 98,000
Prince William, Virginia 2 $ 630,000 $ 315,000 $ 72,000
Spotsylvania, Virginia 2 $ 830,000 $ 415,000 $ 155,000
Virginia Beach, Virginia 2 $ 1,110,000 $ 555,000 $ 218,000
Thurston, Washington 2 $ 930,000 $ 465,000 $ 167,000
Berkeley, West Virginia 2 $ 580,000 $ 290,000 $ 141,000
Eau Claire, Wisconsin 2 $ 710,000 $ 355,000 $ 71,000
Sheboygan, Wisconsin 2 $ 630,000 $ 315,000 $ 351,000
Elmore, Alabama 1 $ 395,000 $ 395,000 $ 101,000
Mobile, Alabama 1 $ 195,000 $ 195,000 $ 95,000
Tuscaloosa, Alabama 1 $ 215,000 $ 215,000 $ 0
Southeast Fairbanks, Alaska 1 $ 545,000 $ 545,000 $ 155,000
Graham, Arizona 1 $ 505,000 $ 505,000 $ 147,000
Mohave, Arizona 1 $ 685,000 $ 685,000 $ 500,000
Baxter, Arkansas 1 $ 235,000 $ 235,000 $ 197,000
Benton, Arkansas 1 $ 375,000 $ 375,000 $ 95,000
Cross, Arkansas 1 $ 265,000 $ 265,000 $ 66,000
Lonoke, Arkansas 1 $ 195,000 $ 195,000 $ 88,000
Van Buren, Arkansas 1 $ 455,000 $ 455,000 $ 126,000
Humboldt, California 1 $ 455,000 $ 455,000 $ 189,000
Imperial, California 1 $ 625,000 $ 625,000 $ 0
Mono, California 1 $ 385,000 $ 385,000 $ 0
Monterey, California 1 $ 275,000 $ 275,000 $ 0
Napa, California 1 $ 325,000 $ 325,000 $ 0
Sacramento, California 1 $ 645,000 $ 645,000 $ 115,000
San Joaquin, California 1 $ 215,000 $ 215,000 $ 58,000
Santa Clara, California 1 $ 1,285,000 $ 1,285,000 $ 442,000
Solano, California 1 $ 555,000 $ 555,000 $ 178,000
Sonoma, California 1 $ 375,000 $ 375,000 $ 0
Adams, Colorado 1 $ 575,000 $ 575,000 $ 215,000
Arapahoe, Colorado 1 $ 565,000 $ 565,000 $ 0
Douglas, Colorado 1 $ 645,000 $ 645,000 $ 145,000
Grand, Colorado 1 $ 585,000 $ 585,000 $ 139,000
Jefferson, Colorado 1 $ 1,125,000 $ 1,125,000 $ 349,000
Logan, Colorado 1 $ 205,000 $ 205,000 $ 64,000
Saguache, Colorado 1 $ 275,000 $ 275,000 $ 227,000
Capitol Planning Region, Connecticut 1 $ 385,000 $ 385,000 $ 99,000
Bay, Florida 1 $ 295,000 $ 295,000 $ 1,500,000
Charlotte, Florida 1 $ 565,000 $ 565,000 $ 166,000
Columbia, Florida 1 $ 455,000 $ 455,000 $ 127,000
Pasco, Florida 1 $ 225,000 $ 225,000 $ 0
Polk, Florida 1 $ 455,000 $ 455,000 $ 0
St. Lucie, Florida 1 $ 205,000 $ 205,000 $ 153,000
Volusia, Florida 1 $ 385,000 $ 385,000 $ 0
Baldwin, Georgia 1 $ 245,000 $ 245,000 $ 72,000
Bartow, Georgia 1 $ 155,000 $ 155,000 $ 47,000
Bulloch, Georgia 1 $ 425,000 $ 425,000 $ 143,000
Catoosa, Georgia 1 $ 455,000 $ 455,000 $ 356,000
Clarke, Georgia 1 $ 205,000 $ 205,000 $ 0
Cobb, Georgia 1 $ 495,000 $ 495,000 $ 224,000
Columbia, Georgia 1 $ 415,000 $ 415,000 $ 0
Coweta, Georgia 1 $ 505,000 $ 505,000 $ 322,000
Douglas, Georgia 1 $ 275,000 $ 275,000 $ 0
Forsyth, Georgia 1 $ 505,000 $ 505,000 $ 223,000
Gilmer, Georgia 1 $ 405,000 $ 405,000 $ 88,000
Hall, Georgia 1 $ 275,000 $ 275,000 $ 58,000
Hancock, Georgia 1 $ 215,000 $ 215,000 $ 116,000
Houston, Georgia 1 $ 445,000 $ 445,000 $ 105,000
Jackson, Georgia 1 $ 305,000 $ 305,000 $ 129,000
Meriwether, Georgia 1 $ 295,000 $ 295,000 $ 94,000
Murray, Georgia 1 $ 955,000 $ 955,000 $ 356,000
Pickens, Georgia 1 $ 325,000 $ 325,000 $ 111,000
Walton, Georgia 1 $ 705,000 $ 705,000 $ 911,000
Honolulu, Hawaii 1 $ 605,000 $ 605,000 $ 216,000
Maui, Hawaii 1 $ 1,035,000 $ 1,035,000 $ 178,000
Canyon, Idaho 1 $ 185,000 $ 185,000 $ 0
Fremont, Idaho 1 $ 675,000 $ 675,000 $ 273,000
Kootenai, Idaho 1 $ 405,000 $ 405,000 $ 133,000
Clinton, Illinois 1 $ 625,000 $ 625,000 $ 229,000
DuPage, Illinois 1 $ 565,000 $ 565,000 $ 540,000
Iroquois, Illinois 1 $ 245,000 $ 245,000 $ 146,000
Lake, Illinois 1 $ 175,000 $ 175,000 $ 68,000
St. Clair, Illinois 1 $ 475,000 $ 475,000 $ 160,000
Winnebago, Illinois 1 $ 155,000 $ 155,000 $ 81,000
Carroll, Indiana 1 $ 325,000 $ 325,000 $ 99,000
Hamilton, Indiana 1 $ 405,000 $ 405,000 $ 266,000
Hancock, Indiana 1 $ 445,000 $ 445,000 $ 0
Hendricks, Indiana 1 $ 605,000 $ 605,000 $ 306,000
St. Joseph, Indiana 1 $ 265,000 $ 265,000 $ 65,000
Switzerland, Indiana 1 $ 175,000 $ 175,000 $ 130,000
Tippecanoe, Indiana 1 $ 325,000 $ 325,000 $ 101,000
Vigo, Indiana 1 $ 205,000 $ 205,000 $ 208,000
Dubuque, Iowa 1 $ 355,000 $ 355,000 $ 152,000
Hancock, Iowa 1 $ 315,000 $ 315,000 $ 223,000
Butler, Kansas 1 $ 265,000 $ 265,000 $ 85,000
Jefferson, Kansas 1 $ 425,000 $ 425,000 $ 0
Boone, Kentucky 1 $ 195,000 $ 195,000 $ 89,000
Campbell, Kentucky 1 $ 175,000 $ 175,000 $ 94,000
Fayette, Kentucky 1 $ 415,000 $ 415,000 $ 81,000
Jefferson, Kentucky 1 $ 335,000 $ 335,000 $ 206,000
Madison, Kentucky 1 $ 205,000 $ 205,000 $ 64,000
Scott, Kentucky 1 $ 395,000 $ 395,000 $ 141,000
Calcasieu, Louisiana 1 $ 195,000 $ 195,000 $ 50,000
Lafayette, Louisiana 1 $ 165,000 $ 165,000 $ 121,000
Lafourche, Louisiana 1 $ 205,000 $ 205,000 $ 90,000
Tangipahoa, Louisiana 1 $ 275,000 $ 275,000 $ 335,000
Kennebec, Maine 1 $ 175,000 $ 175,000 $ 85,000
Cecil, Maryland 1 $ 435,000 $ 435,000 $ 166,000
Frederick, Maryland 1 $ 535,000 $ 535,000 $ 179,000
Howard, Maryland 1 $ 785,000 $ 785,000 $ 316,000
Kent, Maryland 1 $ 595,000 $ 595,000 $ 204,000
Worcester, Maryland 1 $ 545,000 $ 545,000 $ 211,000
Essex, Massachusetts 1 $ 455,000 $ 455,000 $ 0
Hampshire, Massachusetts 1 $ 355,000 $ 355,000 $ 92,000
Worcester, Massachusetts 1 $ 525,000 $ 525,000 $ 105,000
Clinton, Michigan 1 $ 525,000 $ 525,000 $ 79,000
Delta, Michigan 1 $ 565,000 $ 565,000 $ 279,000
Eaton, Michigan 1 $ 485,000 $ 485,000 $ 217,000
Kalamazoo, Michigan 1 $ 505,000 $ 505,000 $ 167,000
Livingston, Michigan 1 $ 355,000 $ 355,000 $ 90,000
Macomb, Michigan 1 $ 215,000 $ 215,000 $ 137,000
Muskegon, Michigan 1 $ 345,000 $ 345,000 $ 147,000
St. Clair, Michigan 1 $ 585,000 $ 585,000 $ 209,000
Cass, Minnesota 1 $ 305,000 $ 305,000 $ 279,000
Hennepin, Minnesota 1 $ 695,000 $ 695,000 $ 211,000
Morrison, Minnesota 1 $ 365,000 $ 365,000 $ 81,000
Norman, Minnesota 1 $ 785,000 $ 785,000 $ 0
Scott, Minnesota 1 $ 415,000 $ 415,000 $ 175,000
St. Louis, Minnesota 1 $ 215,000 $ 215,000 $ 88,000
Washington, Minnesota 1 $ 385,000 $ 385,000 $ 139,000
Adams, Mississippi 1 $ 455,000 $ 455,000 $ 186,000
Benton, Mississippi 1 $ 545,000 $ 545,000 $ 174,000
DeSoto, Mississippi 1 $ 735,000 $ 735,000 $ 385,000
Madison, Mississippi 1 $ 1,185,000 $ 1,185,000 $ 472,000
Rankin, Mississippi 1 $ 185,000 $ 185,000 $ 47,000
Tallahatchie, Mississippi 1 $ 265,000 $ 265,000 $ 63,000
Andrew, Missouri 1 $ 505,000 $ 505,000 $ 174,000
Buchanan, Missouri 1 $ 75,000 $ 75,000 $ 37,000
Cedar, Missouri 1 $ 205,000 $ 205,000 $ 76,000
Christian, Missouri 1 $ 675,000 $ 675,000 $ 157,000
DeKalb, Missouri 1 $ 135,000 $ 135,000 $ 0
Montgomery, Missouri 1 $ 335,000 $ 335,000 $ 133,000
Ray, Missouri 1 $ 425,000 $ 425,000 $ 297,000
Saline, Missouri 1 $ 345,000 $ 345,000 $ 174,000
St. Louis City, Missouri 1 $ 195,000 $ 195,000 $ 64,000
Fergus, Montana 1 $ 195,000 $ 195,000 $ 65,000
Jefferson, Montana 1 $ 405,000 $ 405,000 $ 236,000
Missoula, Montana 1 $ 425,000 $ 425,000 $ 111,000
Antelope, Nebraska 1 $ 275,000 $ 275,000 $ 166,000
Lancaster, Nebraska 1 $ 155,000 $ 155,000 $ 140,000
Carson City, Nevada 1 $ 205,000 $ 205,000 $ 99,000
Hillsborough, New Hampshire 1 $ 545,000 $ 545,000 $ 200,000
Strafford, New Hampshire 1 $ 585,000 $ 585,000 $ 121,000
Sullivan, New Hampshire 1 $ 355,000 $ 355,000 $ 143,000
Gloucester, New Jersey 1 $ 575,000 $ 575,000 $ 378,000
Hudson, New Jersey 1 $ 635,000 $ 635,000 $ 0
Hunterdon, New Jersey 1 $ 455,000 $ 455,000 $ 146,000
Mercer, New Jersey 1 $ 445,000 $ 445,000 $ 177,000
Warren, New Jersey 1 $ 655,000 $ 655,000 $ 270,000
Lea, New Mexico 1 $ 325,000 $ 325,000 $ 161,000
San Juan, New Mexico 1 $ 225,000 $ 225,000 $ 0
Erie, New York 1 $ 225,000 $ 225,000 $ 88,000
Nassau, New York 1 $ 285,000 $ 285,000 $ 789,000
Oneida, New York 1 $ 305,000 $ 305,000 $ 220,000
Queens, New York 1 $ 735,000 $ 735,000 $ 271,000
St. Lawrence, New York 1 $ 515,000 $ 515,000 $ 280,000
Suffolk, New York 1 $ 305,000 $ 305,000 $ 123,000
Brunswick, North Carolina 1 $ 685,000 $ 685,000 $ 178,000
Carteret, North Carolina 1 $ 605,000 $ 605,000 $ 191,000
Catawba, North Carolina 1 $ 285,000 $ 285,000 $ 45,000
Chatham, North Carolina 1 $ 555,000 $ 555,000 $ 157,000
Guilford, North Carolina 1 $ 255,000 $ 255,000 $ 103,000
Henderson, North Carolina 1 $ 205,000 $ 205,000 $ 105,000
Hoke, North Carolina 1 $ 325,000 $ 325,000 $ 117,000
Iredell, North Carolina 1 $ 865,000 $ 865,000 $ 462,000
Madison, North Carolina 1 $ 545,000 $ 545,000 $ 194,000
McDowell, North Carolina 1 $ 265,000 $ 265,000 $ 278,000
New Hanover, North Carolina 1 $ 415,000 $ 415,000 $ 159,000
Orange, North Carolina 1 $ 175,000 $ 175,000 $ 0
Pamlico, North Carolina 1 $ 275,000 $ 275,000 $ 0
Rowan, North Carolina 1 $ 385,000 $ 385,000 $ 135,000
Rutherford, North Carolina 1 $ 225,000 $ 225,000 $ 57,000
Butler, Ohio 1 $ 195,000 $ 195,000 $ 50,000
Clark, Ohio 1 $ 415,000 $ 415,000 $ 152,000
Crawford, Ohio 1 $ 365,000 $ 365,000 $ 254,000
Geauga, Ohio 1 $ 515,000 $ 515,000 $ 330,000
Greene, Ohio 1 $ 505,000 $ 505,000 $ 171,000
Holmes, Ohio 1 $ 355,000 $ 355,000 $ 249,000
Portage, Ohio 1 $ 335,000 $ 335,000 $ 128,000
Summit, Ohio 1 $ 235,000 $ 235,000 $ 208,000
Tuscarawas, Ohio 1 $ 185,000 $ 185,000 $ 59,000
Delaware, Oklahoma 1 $ 275,000 $ 275,000 $ 96,000
McCurtain, Oklahoma 1 $ 205,000 $ 205,000 $ 0
Stephens, Oklahoma 1 $ 175,000 $ 175,000 $ 45,000
Tulsa, Oklahoma 1 $ 495,000 $ 495,000 $ 72,000
Woodward, Oklahoma 1 $ 215,000 $ 215,000 $ 253,000
Coos, Oregon 1 $ 515,000 $ 515,000 $ 102,000
Jackson, Oregon 1 $ 345,000 $ 345,000 $ 149,000
Multnomah, Oregon 1 $ 345,000 $ 345,000 $ 154,000
Carbon, Pennsylvania 1 $ 465,000 $ 465,000 $ 229,000
Chester, Pennsylvania 1 $ 515,000 $ 515,000 $ 221,000
Clearfield, Pennsylvania 1 $ 355,000 $ 355,000 $ 87,000
Columbia, Pennsylvania 1 $ 235,000 $ 235,000 $ 85,000
Lawrence, Pennsylvania 1 $ 415,000 $ 415,000 $ 182,000
Luzerne, Pennsylvania 1 $ 185,000 $ 185,000 $ 63,000
Mercer, Pennsylvania 1 $ 315,000 $ 315,000 $ 158,000
Montgomery, Pennsylvania 1 $ 775,000 $ 775,000 $ 145,000
Northampton, Pennsylvania 1 $ 305,000 $ 305,000 $ 94,000
Pike, Pennsylvania 1 $ 205,000 $ 205,000 $ 0
Schuylkill, Pennsylvania 1 $ 225,000 $ 225,000 $ 79,000
Susquehanna, Pennsylvania 1 $ 325,000 $ 325,000 $ 840,000
Wayne, Pennsylvania 1 $ 285,000 $ 285,000 $ 0
Westmoreland, Pennsylvania 1 $ 215,000 $ 215,000 $ 50,000
Providence, Rhode Island 1 $ 955,000 $ 955,000 $ 261,000
Washington, Rhode Island 1 $ 735,000 $ 735,000 $ 211,000
Berkeley, South Carolina 1 $ 485,000 $ 485,000 $ 176,000
Dorchester, South Carolina 1 $ 345,000 $ 345,000 $ 108,000
Lexington, South Carolina 1 $ 175,000 $ 175,000 $ 0
Orangeburg, South Carolina 1 $ 255,000 $ 255,000 $ 0
Spartanburg, South Carolina 1 $ 175,000 $ 175,000 $ 51,000
York, South Carolina 1 $ 205,000 $ 205,000 $ 51,000
Davison, South Dakota 1 $ 105,000 $ 105,000 $ 41,000
Hawkins, Tennessee 1 $ 235,000 $ 235,000 $ 174,000
Henry, Tennessee 1 $ 315,000 $ 315,000 $ 97,000
Knox, Tennessee 1 $ 605,000 $ 605,000 $ 150,000
Loudon, Tennessee 1 $ 295,000 $ 295,000 $ 64,000
Madison, Tennessee 1 $ 65,000 $ 65,000 $ 53,000
Maury, Tennessee 1 $ 295,000 $ 295,000 $ 74,000
Montgomery, Tennessee 1 $ 585,000 $ 585,000 $ 243,000
Robertson, Tennessee 1 $ 485,000 $ 485,000 $ 168,000
Sevier, Tennessee 1 $ 405,000 $ 405,000 $ 0
Sumner, Tennessee 1 $ 725,000 $ 725,000 $ 188,000
Washington, Tennessee 1 $ 425,000 $ 425,000 $ 82,000
Wayne, Tennessee 1 $ 335,000 $ 335,000 $ 0
Wilson, Tennessee 1 $ 385,000 $ 385,000 $ 106,000
Brazoria, Texas 1 $ 685,000 $ 685,000 $ 178,000
Brazos, Texas 1 $ 265,000 $ 265,000 $ 32,000
Comal, Texas 1 $ 185,000 $ 185,000 $ 0
El Paso, Texas 1 $ 295,000 $ 295,000 $ 153,000
Guadalupe, Texas 1 $ 205,000 $ 205,000 $ 49,000
Hood, Texas 1 $ 1,275,000 $ 1,275,000 $ 336,000
Hunt, Texas 1 $ 365,000 $ 365,000 $ 370,000
McLennan, Texas 1 $ 385,000 $ 385,000 $ 0
Midland, Texas 1 $ 785,000 $ 785,000 $ 375,000
Nueces, Texas 1 $ 265,000 $ 265,000 $ 80,000
Parker, Texas 1 $ 595,000 $ 595,000 $ 108,000
Rockwall, Texas 1 $ 175,000 $ 175,000 $ 0
Taylor, Texas 1 $ 215,000 $ 215,000 $ 115,000
Walker, Texas 1 $ 365,000 $ 365,000 $ 118,000
Iron, Utah 1 $ 185,000 $ 185,000 $ 0
Utah, Utah 1 $ 295,000 $ 295,000 $ 548,000
Washington, Utah 1 $ 795,000 $ 795,000 $ 434,000
Addison, Vermont 1 $ 465,000 $ 465,000 $ 279,000
Franklin, Vermont 1 $ 265,000 $ 265,000 $ 92,000
Orleans, Vermont 1 $ 185,000 $ 185,000 $ 0
Windsor, Vermont 1 $ 355,000 $ 355,000 $ 207,000
Accomack, Virginia 1 $ 255,000 $ 255,000 $ 0
Alexandria, Virginia 1 $ 275,000 $ 275,000 $ 231,000
Arlington, Virginia 1 $ 1,405,000 $ 1,405,000 $ 341,000
Augusta, Virginia 1 $ 705,000 $ 705,000 $ 179,000
Caroline, Virginia 1 $ 415,000 $ 415,000 $ 137,000
Culpeper, Virginia 1 $ 665,000 $ 665,000 $ 159,000
Grayson, Virginia 1 $ 725,000 $ 725,000 $ 467,000
Hanover, Virginia 1 $ 705,000 $ 705,000 $ 250,000
King George, Virginia 1 $ 255,000 $ 255,000 $ 127,000
Mecklenburg, Virginia 1 $ 425,000 $ 425,000 $ 250,000
Smyth, Virginia 1 $ 315,000 $ 315,000 $ 365,000
Stafford, Virginia 1 $ 735,000 $ 735,000 $ 0
Warren, Virginia 1 $ 305,000 $ 305,000 $ 204,000
Chelan, Washington 1 $ 455,000 $ 455,000 $ 0
Clallam, Washington 1 $ 605,000 $ 605,000 $ 195,000
Clark, Washington 1 $ 665,000 $ 665,000 $ 0
Franklin, Washington 1 $ 1,005,000 $ 1,005,000 $ 1,012,000
Grant, Washington 1 $ 335,000 $ 335,000 $ 70,000
Island, Washington 1 $ 445,000 $ 445,000 $ 106,000
Skagit, Washington 1 $ 845,000 $ 845,000 $ 182,000
Stevens, Washington 1 $ 265,000 $ 265,000 $ 123,000
Whatcom, Washington 1 $ 315,000 $ 315,000 $ 73,000
Greenbrier, West Virginia 1 $ 675,000 $ 675,000 $ 386,000
Jackson, West Virginia 1 $ 55,000 $ 55,000 $ 39,000
Jefferson, West Virginia 1 $ 175,000 $ 175,000 $ 0
Ohio, West Virginia 1 $ 415,000 $ 415,000 $ 0
Adams, Wisconsin 1 $ 485,000 $ 485,000 $ 166,000
Outagamie, Wisconsin 1 $ 715,000 $ 715,000 $ 260,000
Pierce, Wisconsin 1 $ 695,000 $ 695,000 $ 302,000
Racine, Wisconsin 1 $ 665,000 $ 665,000 $ 287,000
Albany, Wyoming 1 $ 495,000 $ 495,000 $ 92,000
Crook, Wyoming 1 $ 255,000 $ 255,000 $ 70,000

Mortgage Loan Application Detail Totals for North American Savings Bank in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 741 $316,065,000 $426,000 $3,775,000 $208,000 $2,901,000
Cash-out Refinancing 143 $63,695,000 $445,000 $1,305,000 $167,000 $600,000
Refinancing 87 $41,455,000 $476,000 $2,795,000 $177,000 $1,500,000
Other Purpose 46 $17,440,000 $379,000 $1,205,000 $221,000 $911,000
Not Applicable 7 $875,000 $125,000 $215,000 $50,000 $64,000
Home Improvement 2 $490,000 $245,000 $245,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 586 $250,260,000 $427,000 $1,835,000 $189,000 $1,807,000
Not Provided 159 $76,945,000 $483,000 $3,775,000 $223,000 $2,251,000
Black or African American 72 $26,550,000 $368,000 $745,000 $155,000 $476,000
Not applicable 68 $19,570,000 $287,000 $865,000 $0 $0
Asian 65 $35,115,000 $540,000 $1,905,000 $293,000 $2,901,000
Hispanic 62 $25,760,000 $415,000 $1,405,000 $211,000 $2,044,000
American Indian or Alaskan Native 10 $3,990,000 $399,000 $715,000 $109,000 $190,000
Native Hawaiian or Other Pacific Islander 4 $1,830,000 $457,000 $555,000 $169,000 $185,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 750 $317,420,000 $423,000 $3,775,000 $225,000 $2,901,000
VA-guaranteed (Veterans Administration) 217 $104,575,000 $481,000 $2,795,000 $144,000 $539,000
FHA-insured (Federal Housing Administration) 59 $18,025,000 $305,000 $665,000 $113,000 $348,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 644 $268,810,000 $417,000 $1,835,000 $205,000 $2,901,000
Application Withdrawn By Applicant 203 $94,815,000 $467,000 $3,775,000 $197,000 $2,251,000
Application Denied By Financial Institution 107 $46,455,000 $434,000 $1,905,000 $185,000 $911,000
Loan Purchased By The Institution 24 $6,720,000 $280,000 $1,275,000 $124,000 $789,000
Preapproval Denied by Financial Institution 22 $11,460,000 $520,000 $1,725,000 $205,000 $877,000
Application Approved But Not Accepted 13 $5,785,000 $445,000 $715,000 $170,000 $330,000
File Closed For Incompleteness 13 $5,975,000 $459,000 $905,000 $191,000 $508,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 897 $382,105,000 $425,000 $3,775,000 $200,000 $2,901,000
Credit Application Incomplete 47 $22,875,000 $486,000 $1,725,000 $230,000 $911,000
Debt-To-Income Ratio 33 $15,595,000 $472,000 $1,905,000 $137,000 $600,000
Credit History 17 $5,405,000 $317,000 $835,000 $129,000 $318,000
Other 17 $8,855,000 $520,000 $1,415,000 $261,000 $741,000
Collateral 10 $4,090,000 $409,000 $805,000 $215,000 $365,000
Employment History 3 $595,000 $198,000 $225,000 $77,000 $101,000
Unverifiable Information 2 $500,000 $250,000 $325,000 $177,000 $268,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into North American Savings Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess North American Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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