Nova Financial & Investment Corporation Mortgage Lending & HMDA Data, 2012
In 2012, Nova Financial & Investment Corporation of Tucson, AZ reported 18,297 mortgage applications totaling $3.4 billion, up 101% from 2011. The average application was for $186,541, and applicants reported an average income of $86,068. 71% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Tucson, AZ (6,996), Phoenix-Mesa-Glendale, AZ (5,056) and Denver-Aurora-Broomfield, CO (2,521) (applications in parentheses).
| Mortgage Company & Address | Nova Financial & Investment Corporation 6245 E. Broadway Blvd., Suite 400 Tucson, AZ 85711 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 18,297 |
| Total Mortgage Loan Application Amount | $3,413,152,000 |
| Average Mortgage Loan Application Amount | $186,541 |
| Highest Mortgage Loan Application Amount | $1,700,000 |
| Average Applicant Income | $86,068 |
| Highest Applicant Income | $2,406,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nova Financial & Investment Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pima, Arizona | 6,996 | $ 1,213,330,000 | $ 173,431 | $ 81,000 |
| Maricopa, Arizona | 4,416 | $ 839,076,000 | $ 190,008 | $ 89,000 |
| Yuma, Arizona | 813 | $ 112,475,000 | $ 138,345 | $ 57,000 |
| Clark, Nevada | 731 | $ 117,990,000 | $ 161,409 | $ 83,000 |
| Pinal, Arizona | 640 | $ 87,231,000 | $ 136,298 | $ 68,000 |
| Arapahoe, Colorado | 632 | $ 138,963,000 | $ 219,878 | $ 97,000 |
| Jefferson, Colorado | 574 | $ 130,472,000 | $ 227,303 | $ 101,000 |
| Douglas, Colorado | 561 | $ 148,479,000 | $ 264,668 | $ 114,000 |
| El Paso, Colorado | 504 | $ 105,099,000 | $ 208,529 | $ 80,000 |
| Denver, Colorado | 449 | $ 107,785,000 | $ 240,055 | $ 107,000 |
| Cochise, Arizona | 407 | $ 66,270,000 | $ 162,825 | $ 66,000 |
| Adams, Colorado | 206 | $ 37,820,000 | $ 183,592 | $ 75,000 |
| Yavapai, Arizona | 161 | $ 27,975,000 | $ 173,757 | $ 78,000 |
| Cook, Illinois | 87 | $ 17,657,000 | $ 202,954 | $ 91,000 |
| Graham, Arizona | 86 | $ 13,169,000 | $ 153,127 | $ 65,000 |
| Boulder, Colorado | 82 | $ 26,946,000 | $ 328,609 | $ 146,000 |
| Santa Cruz, Arizona | 65 | $ 9,493,000 | $ 146,046 | $ 85,000 |
| Coconino, Arizona | 54 | $ 12,933,000 | $ 239,500 | $ 159,000 |
| Navajo, Arizona | 50 | $ 8,209,000 | $ 164,180 | $ 201,000 |
| Los Angeles, California | 48 | $ 15,957,000 | $ 332,437 | $ 115,000 |
| San Diego, California | 43 | $ 13,949,000 | $ 324,395 | $ 121,000 |
| Larimer, Colorado | 32 | $ 6,891,000 | $ 215,343 | $ 100,000 |
| Elbert, Colorado | 31 | $ 8,620,000 | $ 278,064 | $ 98,000 |
| Park, Colorado | 29 | $ 5,803,000 | $ 200,103 | $ 101,000 |
| Weld, Colorado | 28 | $ 5,934,000 | $ 211,928 | $ 78,000 |
| Broomfield, Colorado | 25 | $ 7,041,000 | $ 281,640 | $ 117,000 |
| Orange, California | 23 | $ 8,302,000 | $ 360,956 | $ 138,000 |
| Gila, Arizona | 20 | $ 2,937,000 | $ 146,850 | $ 86,000 |
| Summit, Colorado | 19 | $ 4,497,000 | $ 236,684 | $ 240,000 |
| Alameda, California | 18 | $ 7,372,000 | $ 409,555 | $ 138,000 |
| Mohave, Arizona | 17 | $ 2,541,000 | $ 149,470 | $ 84,000 |
| Apache, Arizona | 14 | $ 2,326,000 | $ 166,142 | $ 99,000 |
| Eagle, Colorado | 12 | $ 4,850,000 | $ 404,166 | $ 214,000 |
| Grand, Colorado | 12 | $ 2,684,000 | $ 223,666 | $ 168,000 |
| Riverside, California | 11 | $ 2,800,000 | $ 254,545 | $ 184,000 |
| San Bernardino, California | 11 | $ 1,818,000 | $ 165,272 | $ 93,000 |
| Santa Clara, California | 11 | $ 5,386,000 | $ 489,636 | $ 126,000 |
| Travis, Texas | 11 | $ 3,212,000 | $ 292,000 | $ 132,000 |
| King, Washington | 11 | $ 2,861,000 | $ 260,090 | $ 92,000 |
| Placer, California | 10 | $ 3,213,000 | $ 321,300 | $ 73,000 |
| Sacramento, California | 9 | $ 2,179,000 | $ 242,111 | $ 89,000 |
| Ventura, California | 9 | $ 3,528,000 | $ 392,000 | $ 108,000 |
| Teller, Colorado | 9 | $ 1,636,000 | $ 181,777 | $ 71,000 |
| DuPage, Illinois | 9 | $ 2,088,000 | $ 232,000 | $ 117,000 |
| Clear Creek, Colorado | 8 | $ 2,128,000 | $ 266,000 | $ 153,000 |
| Contra Costa, California | 7 | $ 1,865,000 | $ 266,428 | $ 86,000 |
| Kane, Illinois | 7 | $ 997,000 | $ 142,428 | $ 51,000 |
| Lake, Illinois | 7 | $ 2,503,000 | $ 357,571 | $ 181,000 |
| Gilpin, Colorado | 6 | $ 1,432,000 | $ 238,666 | $ 100,000 |
| La Plata, Colorado | 6 | $ 1,505,000 | $ 250,833 | $ 110,000 |
| Bernalillo, New Mexico | 6 | $ 1,183,000 | $ 197,166 | $ 107,000 |
| Dona Ana, New Mexico | 6 | $ 1,529,000 | $ 254,833 | $ 127,000 |
| Garfield, Colorado | 5 | $ 1,418,000 | $ 283,600 | $ 78,000 |
| Washoe, Nevada | 5 | $ 1,405,000 | $ 281,000 | $ 135,000 |
| Bexar, Texas | 5 | $ 991,000 | $ 198,200 | $ 69,000 |
| Greenlee, Arizona | 4 | $ 414,000 | $ 103,500 | $ 39,000 |
| Sonoma, California | 4 | $ 1,282,000 | $ 320,500 | $ 99,000 |
| Mesa, Colorado | 4 | $ 490,000 | $ 122,500 | $ 44,000 |
| Pueblo, Colorado | 4 | $ 532,000 | $ 133,000 | $ 46,000 |
| Hillsborough, Florida | 4 | $ 593,000 | $ 148,250 | $ 46,000 |
| Will, Illinois | 4 | $ 509,000 | $ 127,250 | $ 47,000 |
| Dallas, Texas | 4 | $ 824,000 | $ 206,000 | $ 170,000 |
| Hays, Texas | 4 | $ 823,000 | $ 205,750 | $ 120,000 |
| Tarrant, Texas | 4 | $ 576,000 | $ 144,000 | $ 66,000 |
| Snohomish, Washington | 4 | $ 726,000 | $ 181,500 | $ 138,000 |
| El Dorado, California | 3 | $ 628,000 | $ 209,333 | $ 109,000 |
| Fresno, California | 3 | $ 765,000 | $ 255,000 | $ 168,000 |
| Kern, California | 3 | $ 431,000 | $ 143,666 | $ 137,000 |
| Archuleta, Colorado | 3 | $ 410,000 | $ 136,666 | $ 214,000 |
| Chaffee, Colorado | 3 | $ 667,000 | $ 222,333 | $ 84,000 |
| Bay, Florida | 3 | $ 368,000 | $ 122,666 | $ 72,000 |
| Broward, Florida | 3 | $ 519,000 | $ 173,000 | $ 74,000 |
| Miami-Dade, Florida | 3 | $ 602,000 | $ 200,666 | $ 82,000 |
| McLean, Illinois | 3 | $ 486,000 | $ 162,000 | $ 50,000 |
| Taos, New Mexico | 3 | $ 531,000 | $ 177,000 | $ 72,000 |
| Cleveland, Oklahoma | 3 | $ 438,000 | $ 146,000 | $ 97,000 |
| Davidson, Tennessee | 3 | $ 396,000 | $ 132,000 | $ 33,000 |
| Hidalgo, Texas | 3 | $ 629,000 | $ 209,666 | $ 506,000 |
| Williamson, Texas | 3 | $ 412,000 | $ 137,333 | $ 105,000 |
| Fairfax, Virginia | 3 | $ 846,000 | $ 282,000 | $ 94,000 |
| Pierce, Washington | 3 | $ 506,000 | $ 168,666 | $ 237,000 |
| La Paz, Arizona | 2 | $ 251,000 | $ 125,500 | $ 41,000 |
| Monterey, California | 2 | $ 526,000 | $ 263,000 | $ 88,000 |
| San Benito, California | 2 | $ 567,000 | $ 283,500 | $ 19,000 |
| San Luis Obispo, California | 2 | $ 476,000 | $ 238,000 | $ 51,000 |
| San Mateo, California | 2 | $ 804,000 | $ 402,000 | $ 171,000 |
| Santa Barbara, California | 2 | $ 373,000 | $ 186,500 | $ 121,000 |
| Santa Cruz, California | 2 | $ 885,000 | $ 442,500 | $ 147,000 |
| Yolo, California | 2 | $ 327,000 | $ 163,500 | $ 162,000 |
| Custer, Colorado | 2 | $ 398,000 | $ 199,000 | $ 77,000 |
| Fremont, Colorado | 2 | $ 330,000 | $ 165,000 | $ 47,000 |
| Kit Carson, Colorado | 2 | $ 284,000 | $ 142,000 | $ 93,000 |
| Lake, Colorado | 2 | $ 212,000 | $ 106,000 | $ 37,000 |
| Ouray, Colorado | 2 | $ 305,000 | $ 152,500 | $ 95,000 |
| Charlotte, Florida | 2 | $ 284,000 | $ 142,000 | $ 176,000 |
| Collier, Florida | 2 | $ 302,000 | $ 151,000 | $ 166,000 |
| Santa Rosa, Florida | 2 | $ 418,000 | $ 209,000 | $ 51,000 |
| Sarasota, Florida | 2 | $ 519,000 | $ 259,500 | $ 196,000 |
| McHenry, Illinois | 2 | $ 375,000 | $ 187,500 | $ 102,000 |
| Peoria, Illinois | 2 | $ 167,000 | $ 83,500 | $ 65,000 |
| Marion, Indiana | 2 | $ 128,000 | $ 64,000 | $ 113,000 |
| Santa Fe, New Mexico | 2 | $ 549,000 | $ 274,500 | $ 58,000 |
| Oklahoma, Oklahoma | 2 | $ 252,000 | $ 126,000 | $ 56,000 |
| Lane, Oregon | 2 | $ 373,000 | $ 186,500 | $ 58,000 |
| Multnomah, Oregon | 2 | $ 444,000 | $ 222,000 | $ 74,000 |
| Washington, Oregon | 2 | $ 467,000 | $ 233,500 | $ 77,000 |
| Aransas, Texas | 2 | $ 669,000 | $ 334,500 | $ 59,000 |
| Bell, Texas | 2 | $ 480,000 | $ 240,000 | $ 97,000 |
| Brazoria, Texas | 2 | $ 392,000 | $ 196,000 | $ 65,000 |
| Harris, Texas | 2 | $ 308,000 | $ 154,000 | $ 219,000 |
| Salt Lake, Utah | 2 | $ 332,000 | $ 166,000 | $ 197,000 |
| Summit, Utah | 2 | $ 1,242,000 | $ 621,000 | $ 396,000 |
| Alexandria, Virginia | 2 | $ 589,000 | $ 294,500 | $ 110,000 |
| Norfolk, Virginia | 2 | $ 303,000 | $ 151,500 | $ 97,000 |
| Clark, Washington | 2 | $ 489,000 | $ 244,500 | $ 133,000 |
| Whatcom, Washington | 2 | $ 549,000 | $ 274,500 | $ 73,000 |
| Baldwin, Alabama | 1 | $ 87,000 | $ 87,000 | $ 37,000 |
| Cullman, Alabama | 1 | $ 123,000 | $ 123,000 | $ 36,000 |
| Dale, Alabama | 1 | $ 120,000 | $ 120,000 | $ 49,000 |
| Geneva, Alabama | 1 | $ 137,000 | $ 137,000 | $ 39,000 |
| Houston, Alabama | 1 | $ 81,000 | $ 81,000 | $ 19,000 |
| Madison, Alabama | 1 | $ 112,000 | $ 112,000 | $ 58,000 |
| Marion, Alabama | 1 | $ 191,000 | $ 191,000 | $ 19,000 |
| Russell, Alabama | 1 | $ 170,000 | $ 170,000 | $ 19,000 |
| Butte, California | 1 | $ 72,000 | $ 72,000 | $ 75,000 |
| Marin, California | 1 | $ 511,000 | $ 511,000 | $ 190,000 |
| Mendocino, California | 1 | $ 161,000 | $ 161,000 | $ 99,000 |
| San Joaquin, California | 1 | $ 99,000 | $ 99,000 | $ 29,000 |
| Shasta, California | 1 | $ 267,000 | $ 267,000 | $ 144,000 |
| Stanislaus, California | 1 | $ 94,000 | $ 94,000 | $ 324,000 |
| Huerfano, Colorado | 1 | $ 68,000 | $ 68,000 | $ 38,000 |
| Kiowa, Colorado | 1 | $ 93,000 | $ 93,000 | $ 19,000 |
| Pitkin, Colorado | 1 | $ 123,000 | $ 123,000 | $ 21,000 |
| Rio Blanco, Colorado | 1 | $ 344,000 | $ 344,000 | $ 102,000 |
| Lee, Florida | 1 | $ 122,000 | $ 122,000 | $ 122,000 |
| Manatee, Florida | 1 | $ 232,000 | $ 232,000 | $ 118,000 |
| Palm Beach, Florida | 1 | $ 237,000 | $ 237,000 | $ 99,000 |
| St. Johns, Florida | 1 | $ 219,000 | $ 219,000 | $ 44,000 |
| Sumter, Florida | 1 | $ 249,000 | $ 249,000 | $ 100,000 |
| Ada, Idaho | 1 | $ 373,000 | $ 373,000 | $ 130,000 |
| Fremont, Idaho | 1 | $ 156,000 | $ 156,000 | $ 202,000 |
| Shoshone, Idaho | 1 | $ 85,000 | $ 85,000 | $ 121,000 |
| Twin Falls, Idaho | 1 | $ 125,000 | $ 125,000 | $ 111,000 |
| Bond, Illinois | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Boone, Illinois | 1 | $ 199,000 | $ 199,000 | $ 186,000 |
| DeKalb, Illinois | 1 | $ 87,000 | $ 87,000 | $ 55,000 |
| Henderson, Illinois | 1 | $ 64,000 | $ 64,000 | $ 48,000 |
| Marion, Illinois | 1 | $ 190,000 | $ 190,000 | $ 78,000 |
| Williamson, Illinois | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Allen, Indiana | 1 | $ 164,000 | $ 164,000 | $ 44,000 |
| Hamilton, Indiana | 1 | $ 294,000 | $ 294,000 | $ 86,000 |
| Hancock, Indiana | 1 | $ 222,000 | $ 222,000 | $ 53,000 |
| Hendricks, Indiana | 1 | $ 78,000 | $ 78,000 | $ 99,000 |
| Sedgwick, Kansas | 1 | $ 46,000 | $ 46,000 | $ 77,000 |
| Iberia, Louisiana | 1 | $ 177,000 | $ 177,000 | $ 90,000 |
| Lewis and Clark, Montana | 1 | $ 143,000 | $ 143,000 | $ 51,000 |
| Missoula, Montana | 1 | $ 152,000 | $ 152,000 | $ 28,000 |
| Catron, New Mexico | 1 | $ 150,000 | $ 150,000 | $ 150,000 |
| Cibola, New Mexico | 1 | $ 141,000 | $ 141,000 | $ 59,000 |
| Eddy, New Mexico | 1 | $ 211,000 | $ 211,000 | $ 67,000 |
| Grant, New Mexico | 1 | $ 197,000 | $ 197,000 | $ 19,000 |
| Los Alamos, New Mexico | 1 | $ 180,000 | $ 180,000 | $ 140,000 |
| Otero, New Mexico | 1 | $ 240,000 | $ 240,000 | $ 54,000 |
| Sandoval, New Mexico | 1 | $ 226,000 | $ 226,000 | $ 47,000 |
| Valencia, New Mexico | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Grady, Oklahoma | 1 | $ 44,000 | $ 44,000 | $ 21,000 |
| Clackamas, Oregon | 1 | $ 148,000 | $ 148,000 | $ 48,000 |
| Clatsop, Oregon | 1 | $ 134,000 | $ 134,000 | $ 70,000 |
| Jackson, Oregon | 1 | $ 364,000 | $ 364,000 | $ 651,000 |
| Linn, Oregon | 1 | $ 220,000 | $ 220,000 | $ 19,000 |
| Yamhill, Oregon | 1 | $ 202,000 | $ 202,000 | $ 67,000 |
| Hardeman, Tennessee | 1 | $ 162,000 | $ 162,000 | $ 19,000 |
| Maury, Tennessee | 1 | $ 88,000 | $ 88,000 | $ 29,000 |
| Sevier, Tennessee | 1 | $ 132,000 | $ 132,000 | $ 19,000 |
| Shelby, Tennessee | 1 | $ 53,000 | $ 53,000 | $ 34,000 |
| Tipton, Tennessee | 1 | $ 228,000 | $ 228,000 | $ 19,000 |
| Brown, Texas | 1 | $ 118,000 | $ 118,000 | $ 44,000 |
| Cameron, Texas | 1 | $ 350,000 | $ 350,000 | $ 1,259,000 |
| Collin, Texas | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Denton, Texas | 1 | $ 148,000 | $ 148,000 | $ 53,000 |
| Kleberg, Texas | 1 | $ 50,000 | $ 50,000 | $ 90,000 |
| Montgomery, Texas | 1 | $ 69,000 | $ 69,000 | $ 23,000 |
| Nueces, Texas | 1 | $ 105,000 | $ 105,000 | $ 197,000 |
| Rockwall, Texas | 1 | $ 220,000 | $ 220,000 | $ 52,000 |
| Kane, Utah | 1 | $ 135,000 | $ 135,000 | $ 169,000 |
| Tooele, Utah | 1 | $ 323,000 | $ 323,000 | $ 201,000 |
| Utah, Utah | 1 | $ 238,000 | $ 238,000 | $ 139,000 |
| Washington, Utah | 1 | $ 347,000 | $ 347,000 | $ 109,000 |
| Weber, Utah | 1 | $ 148,000 | $ 148,000 | $ 48,000 |
| Chesterfield, Virginia | 1 | $ 264,000 | $ 264,000 | $ 68,000 |
| Henrico, Virginia | 1 | $ 132,000 | $ 132,000 | $ 94,000 |
| Loudoun, Virginia | 1 | $ 533,000 | $ 533,000 | $ 19,000 |
| Madison, Virginia | 1 | $ 150,000 | $ 150,000 | $ 114,000 |
| Clallam, Washington | 1 | $ 417,000 | $ 417,000 | $ 486,000 |
| Island, Washington | 1 | $ 611,000 | $ 611,000 | $ 120,000 |
| Mason, Washington | 1 | $ 350,000 | $ 350,000 | $ 139,000 |
| Pacific, Washington | 1 | $ 154,000 | $ 154,000 | $ 120,000 |
| Spokane, Washington | 1 | $ 139,000 | $ 139,000 | $ 52,000 |
| Albany, Wyoming | 1 | $ 174,000 | $ 174,000 | $ 195,000 |
| Carbon, Wyoming | 1 | $ 172,000 | $ 172,000 | $ 199,000 |
| Laramie, Wyoming | 1 | $ 143,000 | $ 143,000 | $ 19,000 |
Mortgage Loan Application Detail Totals for Nova Financial & Investment Corporation in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,199 | $1,886,769,000 | $205,000 | $1,700,000 | $92,000 | $2,406,000 |
| Home Purchase | 9,044 | $1,516,331,000 | $167,000 | $1,400,000 | $80,000 | $1,375,000 |
| Home Improvement | 54 | $10,052,000 | $186,000 | $700,000 | $92,000 | $325,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,243 | $2,781,678,000 | $195,000 | $1,700,000 | $92,000 | $2,406,000 |
| Hispanic | 2,843 | $415,194,000 | $146,000 | $638,000 | $58,000 | $1,259,000 |
| Asian | 482 | $88,710,000 | $184,000 | $990,000 | $105,000 | $1,375,000 |
| Black or African American | 377 | $67,193,000 | $178,000 | $630,000 | $67,000 | $569,000 |
| Not Provided | 198 | $33,662,000 | $170,000 | $417,000 | $76,000 | $845,000 |
| Native Hawaiian or Other Pacific Islander | 106 | $18,793,000 | $177,000 | $417,000 | $85,000 | $476,000 |
| American Indian or Alaskan Native | 48 | $7,922,000 | $165,000 | $365,000 | $76,000 | $229,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,701 | $2,148,920,000 | $200,000 | $1,700,000 | $109,000 | $2,406,000 |
| FHA-insured (Federal Housing Administration) | 5,348 | $843,917,000 | $157,000 | $682,000 | $54,000 | $1,330,000 |
| VA-guaranteed (Veterans Administration) | 1,718 | $350,001,000 | $203,000 | $850,000 | $58,000 | $429,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 530 | $70,314,000 | $132,000 | $366,000 | $43,000 | $114,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,916 | $2,410,577,000 | $186,000 | $1,500,000 | $86,000 | $2,406,000 |
| Application Withdrawn By Applicant | 3,274 | $615,995,000 | $188,000 | $1,700,000 | $87,000 | $1,375,000 |
| File Closed For Incompleteness | 1,454 | $273,704,000 | $188,000 | $1,400,000 | $87,000 | $1,296,000 |
| Application Denied By Financial Institution | 652 | $112,714,000 | $172,000 | $1,393,000 | $80,000 | $1,259,000 |
| Application Approved But Not Accepted | 1 | $162,000 | $162,000 | $162,000 | $19,000 | $19,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 202 | $34,833,000 | $172,000 | $1,393,000 | $99,000 | $993,000 |
| Credit History | 174 | $29,740,000 | $170,000 | $630,000 | $65,000 | $720,000 |
| Collateral | 116 | $20,928,000 | $180,000 | $932,000 | $90,000 | $1,259,000 |
| Debt-To-Income Ratio | 74 | $13,685,000 | $184,000 | $1,200,000 | $71,000 | $524,000 |
| Employment History | 57 | $8,759,000 | $153,000 | $333,000 | $63,000 | $244,000 |
| Unverifiable Information | 22 | $3,663,000 | $166,000 | $321,000 | $52,000 | $137,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $316,000 | $105,000 | $122,000 | $43,000 | $61,000 |
| Mortgage Insurance Denied | 3 | $653,000 | $217,000 | $248,000 | $87,000 | $105,000 |
| Credit Application Incomplete | 1 | $137,000 | $137,000 | $137,000 | $36,000 | $36,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nova Financial & Investment Corporation's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nova Financial & Investment Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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