Oak Street Mortgage Mortgage Lending & HMDA Data, 2006
In 2006, Oak Street Mortgage of Carmel, IN reported 84,868 mortgage applications totaling $11.9 billion, down 10% from 2005. The average application was for $139,791, and applicants reported an average income of $66,575. 13% of its applications resulted in an originated loan and 37% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (2,732), Philadelphia, PA (2,488) and Phoenix-Mesa-Scottsdale, AZ (2,295) (applications in parentheses).
| Mortgage Company & Address | Oak Street Mortgage 11555 N Meridian St Carmel, IN 46032 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 84,868 |
| Total Mortgage Loan Application Amount | $11,863,825,000 |
| Average Mortgage Loan Application Amount | $139,791 |
| Highest Mortgage Loan Application Amount | $2,450,000 |
| Average Applicant Income | $66,575 |
| Highest Applicant Income | $1,750,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Oak Street Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 1,982 | $ 344,646,000 | $ 173,887 | $ 80,000 |
| Cook, Illinois | 1,672 | $ 266,048,000 | $ 159,119 | $ 78,000 |
| Wayne, Michigan | 1,278 | $ 142,146,000 | $ 111,225 | $ 64,000 |
| Miami-Dade, Florida | 1,007 | $ 179,068,000 | $ 177,823 | $ 69,000 |
| Broward, Florida | 1,002 | $ 172,040,000 | $ 171,696 | $ 73,000 |
| Duval, Florida | 972 | $ 114,571,000 | $ 117,871 | $ 53,000 |
| Philadelphia, Pennsylvania | 931 | $ 96,148,000 | $ 103,273 | $ 51,000 |
| Los Angeles, California | 923 | $ 219,632,000 | $ 237,954 | $ 109,000 |
| Hillsborough, Florida | 863 | $ 125,424,000 | $ 145,334 | $ 64,000 |
| Marion, Indiana | 839 | $ 79,247,000 | $ 94,454 | $ 62,000 |
| Orange, Florida | 812 | $ 121,496,000 | $ 149,625 | $ 61,000 |
| Kent, Michigan | 688 | $ 78,505,000 | $ 114,106 | $ 63,000 |
| Pinellas, Florida | 647 | $ 94,183,000 | $ 145,568 | $ 57,000 |
| Polk, Florida | 639 | $ 78,275,000 | $ 122,496 | $ 52,000 |
| Palm Beach, Florida | 626 | $ 107,945,000 | $ 172,436 | $ 77,000 |
| Allegheny, Pennsylvania | 622 | $ 59,434,000 | $ 95,553 | $ 59,000 |
| Oakland, Michigan | 585 | $ 92,137,000 | $ 157,499 | $ 84,000 |
| Prince George's, Maryland | 579 | $ 127,451,000 | $ 220,122 | $ 79,000 |
| Lee, Florida | 553 | $ 94,442,000 | $ 170,781 | $ 72,000 |
| Riverside, California | 531 | $ 121,298,000 | $ 228,433 | $ 94,000 |
| San Bernardino, California | 519 | $ 107,643,000 | $ 207,404 | $ 86,000 |
| Brevard, Florida | 496 | $ 68,611,000 | $ 138,328 | $ 55,000 |
| Fulton, Georgia | 475 | $ 74,674,000 | $ 157,208 | $ 73,000 |
| Pima, Arizona | 472 | $ 67,674,000 | $ 143,377 | $ 79,000 |
| Delaware, Pennsylvania | 469 | $ 62,762,000 | $ 133,820 | $ 66,000 |
| Volusia, Florida | 466 | $ 58,736,000 | $ 126,042 | $ 52,000 |
| Worcester, Massachusetts | 464 | $ 80,867,000 | $ 174,282 | $ 75,000 |
| Shelby, Tennessee | 454 | $ 49,845,000 | $ 109,790 | $ 64,000 |
| Montgomery, Pennsylvania | 438 | $ 69,942,000 | $ 159,684 | $ 82,000 |
| Macomb, Michigan | 434 | $ 58,235,000 | $ 134,182 | $ 69,000 |
| Middlesex, Massachusetts | 430 | $ 99,654,000 | $ 231,753 | $ 92,000 |
| Hartford, Connecticut | 415 | $ 64,072,000 | $ 154,390 | $ 74,000 |
| Pasco, Florida | 413 | $ 54,736,000 | $ 132,532 | $ 54,000 |
| Baltimore City, Maryland | 411 | $ 40,423,000 | $ 98,352 | $ 52,000 |
| Fairfax, Virginia | 403 | $ 106,330,000 | $ 263,846 | $ 103,000 |
| Bucks, Pennsylvania | 398 | $ 67,979,000 | $ 170,801 | $ 82,000 |
| St. Louis, Missouri | 396 | $ 44,788,000 | $ 113,101 | $ 60,000 |
| New Haven, Connecticut | 393 | $ 61,248,000 | $ 155,847 | $ 71,000 |
| Marion, Florida | 393 | $ 45,299,000 | $ 115,264 | $ 53,000 |
| Virginia Beach, Virginia | 393 | $ 62,860,000 | $ 159,949 | $ 62,000 |
| San Diego, California | 390 | $ 98,955,000 | $ 253,730 | $ 111,000 |
| Berks, Pennsylvania | 379 | $ 44,182,000 | $ 116,575 | $ 61,000 |
| Chesterfield, Virginia | 358 | $ 51,289,000 | $ 143,265 | $ 73,000 |
| Sacramento, California | 354 | $ 74,357,000 | $ 210,048 | $ 96,000 |
| Providence, Rhode Island | 353 | $ 71,254,000 | $ 201,852 | $ 71,000 |
| York, Pennsylvania | 347 | $ 46,666,000 | $ 134,484 | $ 61,000 |
| Davidson, Tennessee | 347 | $ 39,587,000 | $ 114,083 | $ 52,000 |
| DeKalb, Georgia | 342 | $ 50,625,000 | $ 148,026 | $ 63,000 |
| Will, Illinois | 338 | $ 46,928,000 | $ 138,840 | $ 84,000 |
| Escambia, Florida | 330 | $ 33,705,000 | $ 102,136 | $ 49,000 |
| Genesee, Michigan | 330 | $ 33,182,000 | $ 100,551 | $ 60,000 |
| King, Washington | 330 | $ 63,998,000 | $ 193,933 | $ 86,000 |
| Jackson, Missouri | 319 | $ 32,216,000 | $ 100,990 | $ 55,000 |
| Pinal, Arizona | 313 | $ 49,738,000 | $ 158,907 | $ 68,000 |
| Plymouth, Massachusetts | 312 | $ 64,314,000 | $ 206,134 | $ 79,000 |
| Baltimore, Maryland | 308 | $ 45,085,000 | $ 146,379 | $ 66,000 |
| Hampden, Massachusetts | 308 | $ 41,617,000 | $ 135,120 | $ 60,000 |
| Essex, Massachusetts | 299 | $ 67,566,000 | $ 225,973 | $ 89,000 |
| Lancaster, Pennsylvania | 289 | $ 34,220,000 | $ 118,408 | $ 55,000 |
| Northampton, Pennsylvania | 285 | $ 42,308,000 | $ 148,449 | $ 62,000 |
| St. Lucie, Florida | 284 | $ 42,743,000 | $ 150,503 | $ 60,000 |
| Prince William, Virginia | 283 | $ 76,437,000 | $ 270,095 | $ 105,000 |
| Seminole, Florida | 275 | $ 41,131,000 | $ 149,567 | $ 60,000 |
| Osceola, Florida | 274 | $ 48,186,000 | $ 175,861 | $ 57,000 |
| Lehigh, Pennsylvania | 274 | $ 36,751,000 | $ 134,127 | $ 65,000 |
| Luzerne, Pennsylvania | 272 | $ 25,114,000 | $ 92,330 | $ 54,000 |
| Bristol, Massachusetts | 270 | $ 56,578,000 | $ 209,548 | $ 85,000 |
| Lake, Indiana | 267 | $ 25,619,000 | $ 95,951 | $ 64,000 |
| Norfolk, Virginia | 267 | $ 34,615,000 | $ 129,644 | $ 54,000 |
| Fairfield, Connecticut | 264 | $ 57,458,000 | $ 217,643 | $ 103,000 |
| Henrico, Virginia | 264 | $ 38,769,000 | $ 146,852 | $ 64,000 |
| Chesapeake, Virginia | 262 | $ 40,738,000 | $ 155,488 | $ 66,000 |
| DuPage, Illinois | 260 | $ 42,087,000 | $ 161,873 | $ 87,000 |
| Orange, California | 254 | $ 62,430,000 | $ 245,787 | $ 129,000 |
| Sarasota, Florida | 253 | $ 40,399,000 | $ 159,679 | $ 62,000 |
| Chester, Pennsylvania | 252 | $ 44,802,000 | $ 177,785 | $ 84,000 |
| Monroe, Pennsylvania | 250 | $ 37,579,000 | $ 150,316 | $ 70,000 |
| Westmoreland, Pennsylvania | 250 | $ 25,621,000 | $ 102,484 | $ 54,000 |
| Pierce, Washington | 246 | $ 38,634,000 | $ 157,048 | $ 76,000 |
| Sedgwick, Kansas | 244 | $ 23,394,000 | $ 95,877 | $ 62,000 |
| Gwinnett, Georgia | 236 | $ 38,887,000 | $ 164,775 | $ 69,000 |
| Hennepin, Minnesota | 233 | $ 34,027,000 | $ 146,038 | $ 82,000 |
| Hamilton, Ohio | 232 | $ 21,554,000 | $ 92,905 | $ 54,000 |
| Anne Arundel, Maryland | 230 | $ 44,739,000 | $ 194,517 | $ 79,000 |
| Montgomery, Maryland | 227 | $ 55,342,000 | $ 243,797 | $ 108,000 |
| Kern, California | 226 | $ 34,032,000 | $ 150,584 | $ 73,000 |
| Greenville, South Carolina | 226 | $ 26,225,000 | $ 116,039 | $ 52,000 |
| Johnson, Kansas | 221 | $ 30,704,000 | $ 138,932 | $ 78,000 |
| El Paso, Colorado | 218 | $ 31,762,000 | $ 145,697 | $ 70,000 |
| Clark, Nevada | 218 | $ 40,302,000 | $ 184,871 | $ 100,000 |
| Lake, Florida | 217 | $ 30,579,000 | $ 140,917 | $ 61,000 |
| Newport News, Virginia | 210 | $ 27,488,000 | $ 130,895 | $ 56,000 |
| Lake, Illinois | 209 | $ 32,242,000 | $ 154,267 | $ 89,000 |
| Arapahoe, Colorado | 205 | $ 35,271,000 | $ 172,053 | $ 86,000 |
| Dauphin, Pennsylvania | 204 | $ 22,135,000 | $ 108,504 | $ 56,000 |
| Hamilton, Indiana | 202 | $ 26,856,000 | $ 132,950 | $ 90,000 |
| Suffolk, Massachusetts | 201 | $ 54,017,000 | $ 268,741 | $ 91,000 |
| Lackawanna, Pennsylvania | 201 | $ 20,177,000 | $ 100,383 | $ 54,000 |
| Hamilton, Tennessee | 200 | $ 22,027,000 | $ 110,135 | $ 59,000 |
| Winnebago, Illinois | 199 | $ 19,090,000 | $ 95,929 | $ 61,000 |
| Fresno, California | 198 | $ 31,576,000 | $ 159,474 | $ 77,000 |
| Norfolk, Massachusetts | 196 | $ 43,472,000 | $ 221,795 | $ 87,000 |
| Knox, Tennessee | 196 | $ 21,602,000 | $ 110,214 | $ 52,000 |
| Adams, Colorado | 191 | $ 30,404,000 | $ 159,183 | $ 69,000 |
| Manatee, Florida | 190 | $ 31,459,000 | $ 165,573 | $ 68,000 |
| Snohomish, Washington | 190 | $ 36,718,000 | $ 193,252 | $ 96,000 |
| Kalamazoo, Michigan | 186 | $ 19,929,000 | $ 107,145 | $ 53,000 |
| Richmond City, Virginia | 186 | $ 20,563,000 | $ 110,553 | $ 46,000 |
| Denver, Colorado | 184 | $ 29,334,000 | $ 159,423 | $ 74,000 |
| Ottawa, Michigan | 184 | $ 22,638,000 | $ 123,032 | $ 70,000 |
| Muskegon, Michigan | 180 | $ 18,079,000 | $ 100,438 | $ 54,000 |
| Hampton, Virginia | 173 | $ 20,890,000 | $ 120,751 | $ 53,000 |
| Spokane, Washington | 173 | $ 21,561,000 | $ 124,630 | $ 57,000 |
| Kane, Illinois | 172 | $ 26,322,000 | $ 153,034 | $ 83,000 |
| Schuylkill, Pennsylvania | 171 | $ 14,980,000 | $ 87,602 | $ 55,000 |
| Contra Costa, California | 165 | $ 48,224,000 | $ 292,266 | $ 115,000 |
| Cuyahoga, Ohio | 165 | $ 16,022,000 | $ 97,103 | $ 58,000 |
| Portsmouth, Virginia | 164 | $ 20,308,000 | $ 123,829 | $ 54,000 |
| Ingham, Michigan | 163 | $ 18,577,000 | $ 113,969 | $ 57,000 |
| Allen, Indiana | 161 | $ 14,053,000 | $ 87,285 | $ 55,000 |
| Spotsylvania, Virginia | 161 | $ 35,166,000 | $ 218,422 | $ 76,000 |
| San Joaquin, California | 160 | $ 39,460,000 | $ 246,625 | $ 97,000 |
| Hernando, Florida | 160 | $ 21,466,000 | $ 134,162 | $ 57,000 |
| Beaver, Pennsylvania | 158 | $ 13,817,000 | $ 87,449 | $ 47,000 |
| Erie, Pennsylvania | 154 | $ 14,167,000 | $ 91,993 | $ 50,000 |
| McHenry, Illinois | 153 | $ 27,134,000 | $ 177,346 | $ 92,000 |
| Saginaw, Michigan | 153 | $ 13,938,000 | $ 91,098 | $ 56,000 |
| Jackson, Michigan | 151 | $ 16,152,000 | $ 106,966 | $ 51,000 |
| St. Louis City, Missouri | 151 | $ 15,440,000 | $ 102,251 | $ 54,000 |
| Franklin, Pennsylvania | 151 | $ 19,109,000 | $ 126,549 | $ 56,000 |
| Jefferson, Colorado | 150 | $ 25,901,000 | $ 172,673 | $ 81,000 |
| Citrus, Florida | 150 | $ 17,698,000 | $ 117,986 | $ 56,000 |
| Tulare, California | 148 | $ 21,364,000 | $ 144,351 | $ 65,000 |
| Leon, Florida | 147 | $ 19,139,000 | $ 130,197 | $ 60,000 |
| Franklin, Ohio | 146 | $ 15,463,000 | $ 105,910 | $ 72,000 |
| Stafford, Virginia | 145 | $ 37,965,000 | $ 261,827 | $ 85,000 |
| Clay, Florida | 144 | $ 22,191,000 | $ 154,104 | $ 65,000 |
| Rutherford, Tennessee | 144 | $ 18,381,000 | $ 127,645 | $ 54,000 |
| Alachua, Florida | 142 | $ 16,601,000 | $ 116,908 | $ 56,000 |
| Collier, Florida | 141 | $ 33,975,000 | $ 240,957 | $ 90,000 |
| Richland, South Carolina | 141 | $ 16,803,000 | $ 119,170 | $ 57,000 |
| Okaloosa, Florida | 140 | $ 20,081,000 | $ 143,435 | $ 59,000 |
| Alameda, California | 139 | $ 35,174,000 | $ 253,050 | $ 104,000 |
| Washington, Pennsylvania | 138 | $ 13,569,000 | $ 98,326 | $ 57,000 |
| Milwaukee, Wisconsin | 137 | $ 15,138,000 | $ 110,496 | $ 63,000 |
| Stanislaus, California | 135 | $ 26,358,000 | $ 195,244 | $ 83,000 |
| Bibb, Georgia | 135 | $ 15,705,000 | $ 116,333 | $ 50,000 |
| Cambria, Pennsylvania | 135 | $ 11,254,000 | $ 83,362 | $ 50,000 |
| Cumberland, Pennsylvania | 135 | $ 16,368,000 | $ 121,244 | $ 60,000 |
| Fayette, Pennsylvania | 134 | $ 11,749,000 | $ 87,679 | $ 50,000 |
| Roanoke City, Virginia | 133 | $ 12,679,000 | $ 95,330 | $ 44,000 |
| Berrien, Michigan | 132 | $ 14,541,000 | $ 110,159 | $ 54,000 |
| Loudoun, Virginia | 132 | $ 34,934,000 | $ 264,651 | $ 111,000 |
| St. Joseph, Indiana | 131 | $ 10,979,000 | $ 83,809 | $ 52,000 |
| Santa Rosa, Florida | 130 | $ 17,064,000 | $ 131,261 | $ 56,000 |
| Jefferson, Kentucky | 130 | $ 12,725,000 | $ 97,884 | $ 62,000 |
| Spartanburg, South Carolina | 130 | $ 14,770,000 | $ 113,615 | $ 50,000 |
| Ramsey, Minnesota | 129 | $ 16,632,000 | $ 128,930 | $ 64,000 |
| Pike, Pennsylvania | 127 | $ 18,357,000 | $ 144,543 | $ 64,000 |
| Suffolk, Virginia | 127 | $ 19,666,000 | $ 154,850 | $ 67,000 |
| Bay, Florida | 126 | $ 17,475,000 | $ 138,690 | $ 52,000 |
| Cobb, Georgia | 126 | $ 19,390,000 | $ 153,888 | $ 79,000 |
| Harford, Maryland | 126 | $ 21,943,000 | $ 174,150 | $ 75,000 |
| Highlands, Florida | 125 | $ 14,318,000 | $ 114,544 | $ 47,000 |
| Hendricks, Indiana | 125 | $ 14,726,000 | $ 117,808 | $ 73,000 |
| Chatham, Georgia | 123 | $ 15,552,000 | $ 126,439 | $ 58,000 |
| Allegan, Michigan | 123 | $ 15,454,000 | $ 125,642 | $ 68,000 |
| Charlotte, Florida | 122 | $ 16,031,000 | $ 131,401 | $ 54,000 |
| Solano, California | 121 | $ 28,128,000 | $ 232,462 | $ 98,000 |
| Johnson, Indiana | 121 | $ 13,426,000 | $ 110,958 | $ 66,000 |
| Blair, Pennsylvania | 121 | $ 9,736,000 | $ 80,462 | $ 46,000 |
| Santa Clara, California | 120 | $ 29,340,000 | $ 244,500 | $ 101,000 |
| St. Charles, Missouri | 120 | $ 16,696,000 | $ 139,133 | $ 78,000 |
| Kent, Rhode Island | 118 | $ 22,155,000 | $ 187,754 | $ 69,000 |
| Calhoun, Michigan | 117 | $ 9,651,000 | $ 82,487 | $ 44,000 |
| Litchfield, Connecticut | 116 | $ 20,002,000 | $ 172,431 | $ 79,000 |
| Lebanon, Pennsylvania | 116 | $ 13,491,000 | $ 116,301 | $ 56,000 |
| Scott, Iowa | 115 | $ 10,997,000 | $ 95,626 | $ 52,000 |
| Pittsylvania, Virginia | 114 | $ 10,100,000 | $ 88,596 | $ 40,000 |
| Clark, Washington | 114 | $ 17,614,000 | $ 154,508 | $ 77,000 |
| Henry, Virginia | 113 | $ 9,960,000 | $ 88,141 | $ 39,000 |
| Montcalm, Michigan | 110 | $ 10,371,000 | $ 94,281 | $ 52,000 |
| Greene, Missouri | 110 | $ 10,776,000 | $ 97,963 | $ 55,000 |
| Clayton, Georgia | 109 | $ 12,747,000 | $ 116,944 | $ 55,000 |
| New London, Connecticut | 108 | $ 18,041,000 | $ 167,046 | $ 75,000 |
| St. Johns, Florida | 108 | $ 17,503,000 | $ 162,064 | $ 72,000 |
| Barnstable, Massachusetts | 108 | $ 25,235,000 | $ 233,657 | $ 81,000 |
| Washtenaw, Michigan | 107 | $ 14,194,000 | $ 132,654 | $ 74,000 |
| Lycoming, Pennsylvania | 107 | $ 9,581,000 | $ 89,542 | $ 48,000 |
| Yavapai, Arizona | 106 | $ 18,356,000 | $ 173,169 | $ 79,000 |
| Butler, Ohio | 106 | $ 13,073,000 | $ 123,330 | $ 70,000 |
| Weld, Colorado | 105 | $ 18,547,000 | $ 176,638 | $ 69,000 |
| Frederick, Maryland | 105 | $ 21,032,000 | $ 200,304 | $ 83,000 |
| Adams, Pennsylvania | 104 | $ 15,685,000 | $ 150,817 | $ 73,000 |
| Madison, Indiana | 102 | $ 9,197,000 | $ 90,166 | $ 53,000 |
| Mecklenburg, North Carolina | 101 | $ 14,877,000 | $ 147,297 | $ 59,000 |
| Lawrence, Pennsylvania | 100 | $ 9,166,000 | $ 91,660 | $ 47,000 |
| Monroe, Michigan | 98 | $ 13,002,000 | $ 132,673 | $ 72,000 |
| Indian River, Florida | 97 | $ 10,891,000 | $ 112,278 | $ 52,000 |
| Mercer, Pennsylvania | 97 | $ 8,298,000 | $ 85,546 | $ 53,000 |
| Ventura, California | 96 | $ 24,140,000 | $ 251,458 | $ 116,000 |
| Douglas, Colorado | 96 | $ 19,028,000 | $ 198,208 | $ 101,000 |
| Charles, Maryland | 96 | $ 19,511,000 | $ 203,239 | $ 84,000 |
| Delaware, Indiana | 95 | $ 6,829,000 | $ 71,884 | $ 46,000 |
| Mohave, Arizona | 94 | $ 14,353,000 | $ 152,691 | $ 60,000 |
| Grant, Indiana | 94 | $ 6,744,000 | $ 71,744 | $ 48,000 |
| Carbon, Pennsylvania | 94 | $ 10,949,000 | $ 116,478 | $ 56,000 |
| Augusta, Virginia | 93 | $ 11,586,000 | $ 124,580 | $ 59,000 |
| Jasper, Missouri | 92 | $ 7,630,000 | $ 82,934 | $ 55,000 |
| Montgomery, Tennessee | 92 | $ 9,633,000 | $ 104,706 | $ 64,000 |
| Wyandotte, Kansas | 91 | $ 8,881,000 | $ 97,593 | $ 50,000 |
| Anoka, Minnesota | 91 | $ 10,540,000 | $ 115,824 | $ 77,000 |
| Butler, Pennsylvania | 90 | $ 9,818,000 | $ 109,088 | $ 65,000 |
| Northumberland, Pennsylvania | 90 | $ 6,778,000 | $ 75,311 | $ 45,000 |
| Mesa, Colorado | 88 | $ 11,141,000 | $ 126,602 | $ 63,000 |
| Dakota, Minnesota | 88 | $ 10,920,000 | $ 124,090 | $ 76,000 |
| Lynchburg, Virginia | 88 | $ 8,204,000 | $ 93,227 | $ 42,000 |
| Yuma, Arizona | 87 | $ 10,269,000 | $ 118,034 | $ 57,000 |
| Pueblo, Colorado | 87 | $ 9,848,000 | $ 113,195 | $ 50,000 |
| Flagler, Florida | 87 | $ 13,284,000 | $ 152,689 | $ 66,000 |
| St. Clair, Michigan | 87 | $ 11,328,000 | $ 130,206 | $ 57,000 |
| Lenawee, Michigan | 86 | $ 10,614,000 | $ 123,418 | $ 59,000 |
| Summit, Ohio | 86 | $ 8,631,000 | $ 100,360 | $ 60,000 |
| Frederick, Virginia | 86 | $ 17,222,000 | $ 200,255 | $ 86,000 |
| Culpeper, Virginia | 85 | $ 17,672,000 | $ 207,905 | $ 69,000 |
| Livingston, Michigan | 84 | $ 14,575,000 | $ 173,511 | $ 78,000 |
| Campbell, Virginia | 84 | $ 9,140,000 | $ 108,809 | $ 50,000 |
| Washington, Maryland | 83 | $ 13,907,000 | $ 167,554 | $ 66,000 |
| Van Buren, Michigan | 83 | $ 9,273,000 | $ 111,722 | $ 64,000 |
| Bedford, Virginia | 83 | $ 10,744,000 | $ 129,445 | $ 51,000 |
| Franklin, Virginia | 83 | $ 11,054,000 | $ 133,180 | $ 59,000 |
| Windham, Connecticut | 82 | $ 12,091,000 | $ 147,451 | $ 62,000 |
| Elkhart, Indiana | 82 | $ 8,369,000 | $ 102,060 | $ 55,000 |
| Polk, Iowa | 82 | $ 7,728,000 | $ 94,243 | $ 48,000 |
| Barry, Michigan | 82 | $ 9,055,000 | $ 110,426 | $ 78,000 |
| Crawford, Pennsylvania | 82 | $ 6,584,000 | $ 80,292 | $ 42,000 |
| Albemarle, Virginia | 82 | $ 12,640,000 | $ 154,146 | $ 72,000 |
| Wake, North Carolina | 81 | $ 10,486,000 | $ 129,456 | $ 58,000 |
| Roanoke, Virginia | 81 | $ 10,381,000 | $ 128,160 | $ 57,000 |
| Madison, Illinois | 80 | $ 9,690,000 | $ 121,125 | $ 72,000 |
| Clay, Missouri | 80 | $ 9,316,000 | $ 116,450 | $ 66,000 |
| Sumner, Tennessee | 80 | $ 10,175,000 | $ 127,187 | $ 60,000 |
| Martin, Florida | 79 | $ 12,528,000 | $ 158,582 | $ 70,000 |
| Montgomery, Ohio | 79 | $ 7,671,000 | $ 97,101 | $ 57,000 |
| Hanover, Virginia | 79 | $ 12,547,000 | $ 158,822 | $ 69,000 |
| Louisa, Virginia | 79 | $ 12,626,000 | $ 159,822 | $ 60,000 |
| Jefferson, Missouri | 77 | $ 9,273,000 | $ 120,428 | $ 60,000 |
| Kitsap, Washington | 77 | $ 13,197,000 | $ 171,389 | $ 70,000 |
| Tolland, Connecticut | 76 | $ 11,919,000 | $ 156,828 | $ 80,000 |
| Carroll, Maryland | 76 | $ 13,857,000 | $ 182,328 | $ 97,000 |
| Mahoning, Ohio | 76 | $ 7,413,000 | $ 97,539 | $ 57,000 |
| Somerset, Pennsylvania | 76 | $ 5,923,000 | $ 77,934 | $ 51,000 |
| Cochise, Arizona | 74 | $ 8,395,000 | $ 113,445 | $ 61,000 |
| DeSoto, Florida | 74 | $ 9,234,000 | $ 124,783 | $ 63,000 |
| Centre, Pennsylvania | 74 | $ 8,549,000 | $ 115,527 | $ 55,000 |
| Putnam, Florida | 73 | $ 7,671,000 | $ 105,082 | $ 51,000 |
| LaPorte, Indiana | 73 | $ 5,980,000 | $ 81,917 | $ 73,000 |
| Howard, Maryland | 73 | $ 14,467,000 | $ 198,178 | $ 97,000 |
| Halifax, Virginia | 73 | $ 6,540,000 | $ 89,589 | $ 40,000 |
| Charleston, South Carolina | 72 | $ 11,554,000 | $ 160,472 | $ 80,000 |
| Danville, Virginia | 72 | $ 5,926,000 | $ 82,305 | $ 50,000 |
| Porter, Indiana | 71 | $ 9,993,000 | $ 140,746 | $ 72,000 |
| Ionia, Michigan | 71 | $ 7,465,000 | $ 105,140 | $ 62,000 |
| Indiana, Pennsylvania | 71 | $ 6,167,000 | $ 86,859 | $ 48,000 |
| Warren, Virginia | 71 | $ 12,196,000 | $ 171,774 | $ 88,000 |
| Shawnee, Kansas | 70 | $ 5,738,000 | $ 81,971 | $ 52,000 |
| Berkshire, Massachusetts | 70 | $ 8,786,000 | $ 125,514 | $ 58,000 |
| Lexington, South Carolina | 70 | $ 9,928,000 | $ 141,828 | $ 56,000 |
| Calvert, Maryland | 69 | $ 14,876,000 | $ 215,594 | $ 82,000 |
| Trumbull, Ohio | 69 | $ 6,560,000 | $ 95,072 | $ 58,000 |
| Orange, Virginia | 69 | $ 12,791,000 | $ 185,376 | $ 77,000 |
| Thurston, Washington | 69 | $ 10,605,000 | $ 153,695 | $ 74,000 |
| Larimer, Colorado | 68 | $ 10,513,000 | $ 154,602 | $ 70,000 |
| Rockdale, Georgia | 68 | $ 11,894,000 | $ 174,911 | $ 57,000 |
| Wythe, Virginia | 68 | $ 7,198,000 | $ 105,852 | $ 50,000 |
| Kendall, Illinois | 67 | $ 10,342,000 | $ 154,358 | $ 79,000 |
| Vigo, Indiana | 67 | $ 5,582,000 | $ 83,313 | $ 52,000 |
| St. Joseph, Michigan | 67 | $ 6,233,000 | $ 93,029 | $ 60,000 |
| Clearfield, Pennsylvania | 67 | $ 5,839,000 | $ 87,149 | $ 49,000 |
| Washington, Rhode Island | 67 | $ 14,460,000 | $ 215,820 | $ 81,000 |
| Placer, California | 66 | $ 16,786,000 | $ 254,333 | $ 133,000 |
| Middlesex, Connecticut | 66 | $ 10,191,000 | $ 154,409 | $ 104,000 |
| Newaygo, Michigan | 65 | $ 6,029,000 | $ 92,753 | $ 48,000 |
| Guilford, North Carolina | 65 | $ 8,154,000 | $ 125,446 | $ 55,000 |
| Morgan, Indiana | 64 | $ 6,716,000 | $ 104,937 | $ 56,000 |
| Bedford, Pennsylvania | 64 | $ 5,492,000 | $ 85,812 | $ 45,000 |
| Vanderburgh, Indiana | 63 | $ 5,559,000 | $ 88,238 | $ 55,000 |
| Hampshire, Massachusetts | 63 | $ 9,424,000 | $ 149,587 | $ 63,000 |
| Buchanan, Missouri | 63 | $ 5,330,000 | $ 84,603 | $ 49,000 |
| Armstrong, Pennsylvania | 63 | $ 4,529,000 | $ 71,888 | $ 51,000 |
| Tuscola, Michigan | 62 | $ 6,897,000 | $ 111,241 | $ 52,000 |
| Columbia, Pennsylvania | 62 | $ 6,169,000 | $ 99,500 | $ 54,000 |
| Hillsdale, Michigan | 61 | $ 6,244,000 | $ 102,360 | $ 60,000 |
| Sullivan, Tennessee | 61 | $ 5,203,000 | $ 85,295 | $ 42,000 |
| Smyth, Virginia | 61 | $ 5,271,000 | $ 86,409 | $ 39,000 |
| Hancock, Indiana | 60 | $ 5,762,000 | $ 96,033 | $ 57,000 |
| Wicomico, Maryland | 60 | $ 7,428,000 | $ 123,800 | $ 62,000 |
| St. Francois, Missouri | 60 | $ 4,807,000 | $ 80,116 | $ 42,000 |
| Salt Lake, Utah | 60 | $ 8,875,000 | $ 147,916 | $ 79,000 |
| Yakima, Washington | 60 | $ 6,378,000 | $ 106,300 | $ 50,000 |
| Boulder, Colorado | 59 | $ 11,288,000 | $ 191,322 | $ 84,000 |
| Paulding, Georgia | 59 | $ 8,030,000 | $ 136,101 | $ 66,000 |
| Branch, Michigan | 59 | $ 4,763,000 | $ 80,728 | $ 41,000 |
| Lucas, Ohio | 59 | $ 5,880,000 | $ 99,661 | $ 57,000 |
| York, South Carolina | 59 | $ 8,021,000 | $ 135,949 | $ 57,000 |
| Petersburg, Virginia | 59 | $ 5,532,000 | $ 93,762 | $ 43,000 |
| Nassau, Florida | 58 | $ 6,922,000 | $ 119,344 | $ 61,000 |
| St. Clair, Illinois | 58 | $ 5,482,000 | $ 94,517 | $ 62,000 |
| Fauquier, Virginia | 58 | $ 14,472,000 | $ 249,517 | $ 105,000 |
| Merced, California | 57 | $ 11,454,000 | $ 200,947 | $ 81,000 |
| Columbia, Florida | 57 | $ 5,568,000 | $ 97,684 | $ 48,000 |
| St. Louis, Minnesota | 57 | $ 5,538,000 | $ 97,157 | $ 55,000 |
| Anderson, South Carolina | 57 | $ 6,717,000 | $ 117,842 | $ 52,000 |
| James City, Virginia | 57 | $ 8,642,000 | $ 151,614 | $ 73,000 |
| Montgomery, Virginia | 57 | $ 7,290,000 | $ 127,894 | $ 65,000 |
| Washington, Virginia | 57 | $ 5,692,000 | $ 99,859 | $ 45,000 |
| Cecil, Maryland | 56 | $ 8,857,000 | $ 158,160 | $ 70,000 |
| Bay, Michigan | 56 | $ 5,099,000 | $ 91,053 | $ 56,000 |
| Shiawassee, Michigan | 56 | $ 6,504,000 | $ 116,142 | $ 54,000 |
| Washington, Minnesota | 56 | $ 8,678,000 | $ 154,964 | $ 94,000 |
| Sumter, Florida | 55 | $ 6,267,000 | $ 113,945 | $ 46,000 |
| Eaton, Michigan | 55 | $ 6,122,000 | $ 111,309 | $ 55,000 |
| Cass, Missouri | 55 | $ 6,671,000 | $ 121,290 | $ 72,000 |
| Jefferson, Pennsylvania | 55 | $ 4,055,000 | $ 73,727 | $ 44,000 |
| Venango, Pennsylvania | 55 | $ 3,712,000 | $ 67,490 | $ 43,000 |
| Berkeley, South Carolina | 55 | $ 7,867,000 | $ 143,036 | $ 69,000 |
| Isle of Wight, Virginia | 55 | $ 8,614,000 | $ 156,618 | $ 59,000 |
| Rockingham, Virginia | 55 | $ 6,846,000 | $ 124,472 | $ 50,000 |
| Douglas, Georgia | 54 | $ 8,492,000 | $ 157,259 | $ 63,000 |
| Henry, Georgia | 54 | $ 8,562,000 | $ 158,555 | $ 67,000 |
| Rock Island, Illinois | 54 | $ 4,717,000 | $ 87,351 | $ 52,000 |
| Howard, Indiana | 54 | $ 4,359,000 | $ 80,722 | $ 60,000 |
| Cumberland, North Carolina | 54 | $ 6,266,000 | $ 116,037 | $ 54,000 |
| Alexandria, Virginia | 54 | $ 11,184,000 | $ 207,111 | $ 87,000 |
| Caroline, Virginia | 54 | $ 9,711,000 | $ 179,833 | $ 60,000 |
| Tazewell, Virginia | 54 | $ 4,605,000 | $ 85,277 | $ 70,000 |
| Gadsden, Florida | 53 | $ 5,045,000 | $ 95,188 | $ 48,000 |
| Marquette, Michigan | 53 | $ 5,174,000 | $ 97,622 | $ 49,000 |
| Wayne, Pennsylvania | 53 | $ 5,888,000 | $ 111,094 | $ 49,000 |
| Allegany, Maryland | 52 | $ 5,069,000 | $ 97,480 | $ 52,000 |
| McKean, Pennsylvania | 52 | $ 3,426,000 | $ 65,884 | $ 40,000 |
| Perry, Pennsylvania | 52 | $ 6,788,000 | $ 130,538 | $ 58,000 |
| Dinwiddie, Virginia | 52 | $ 6,134,000 | $ 117,961 | $ 59,000 |
| Mecklenburg, Virginia | 52 | $ 5,310,000 | $ 102,115 | $ 48,000 |
| Coconino, Arizona | 51 | $ 10,467,000 | $ 205,235 | $ 84,000 |
| Jackson, Florida | 51 | $ 4,461,000 | $ 87,470 | $ 51,000 |
| Okeechobee, Florida | 51 | $ 7,384,000 | $ 144,784 | $ 49,000 |
| Boone, Indiana | 51 | $ 7,514,000 | $ 147,333 | $ 77,000 |
| Dorchester, South Carolina | 51 | $ 7,671,000 | $ 150,411 | $ 59,000 |
| Benton, Washington | 51 | $ 5,969,000 | $ 117,039 | $ 76,000 |
| Santa Barbara, California | 50 | $ 12,633,000 | $ 252,660 | $ 85,000 |
| Shasta, California | 50 | $ 8,839,000 | $ 176,780 | $ 70,000 |
| Pulaski, Virginia | 50 | $ 4,661,000 | $ 93,220 | $ 50,000 |
| Butte, California | 49 | $ 6,797,000 | $ 138,714 | $ 68,000 |
| Scott, Minnesota | 49 | $ 7,118,000 | $ 145,265 | $ 100,000 |
| Clinton, Pennsylvania | 49 | $ 4,452,000 | $ 90,857 | $ 46,000 |
| Mifflin, Pennsylvania | 49 | $ 4,369,000 | $ 89,163 | $ 55,000 |
| Pickens, South Carolina | 49 | $ 5,132,000 | $ 104,734 | $ 53,000 |
| Accomack, Virginia | 49 | $ 6,302,000 | $ 128,612 | $ 47,000 |
| Cherokee, Georgia | 48 | $ 8,031,000 | $ 167,312 | $ 75,000 |
| Boone, Illinois | 48 | $ 5,840,000 | $ 121,666 | $ 71,000 |
| Henry, Indiana | 48 | $ 3,621,000 | $ 75,437 | $ 46,000 |
| Lapeer, Michigan | 48 | $ 5,851,000 | $ 121,895 | $ 66,000 |
| Franklin, Missouri | 48 | $ 6,315,000 | $ 131,562 | $ 52,000 |
| Williamson, Tennessee | 48 | $ 9,011,000 | $ 187,729 | $ 98,000 |
| Walton, Florida | 47 | $ 6,358,000 | $ 135,276 | $ 71,000 |
| Bristol, Virginia | 47 | $ 4,331,000 | $ 92,148 | $ 36,000 |
| King George, Virginia | 47 | $ 10,506,000 | $ 223,531 | $ 77,000 |
| Rockbridge, Virginia | 47 | $ 5,495,000 | $ 116,914 | $ 77,000 |
| Newton, Georgia | 46 | $ 5,925,000 | $ 128,804 | $ 57,000 |
| Champaign, Illinois | 46 | $ 3,901,000 | $ 84,804 | $ 63,000 |
| Stark, Ohio | 46 | $ 3,761,000 | $ 81,760 | $ 42,000 |
| Shenandoah, Virginia | 46 | $ 6,657,000 | $ 144,717 | $ 68,000 |
| Imperial, California | 45 | $ 7,135,000 | $ 158,555 | $ 81,000 |
| Madera, California | 45 | $ 8,039,000 | $ 178,644 | $ 71,000 |
| Sonoma, California | 45 | $ 10,149,000 | $ 225,533 | $ 91,000 |
| Bartholomew, Indiana | 45 | $ 4,615,000 | $ 102,555 | $ 58,000 |
| Monroe, Indiana | 45 | $ 4,625,000 | $ 102,777 | $ 54,000 |
| Reno, Kansas | 45 | $ 3,291,000 | $ 73,133 | $ 44,000 |
| Clinton, Michigan | 45 | $ 5,481,000 | $ 121,800 | $ 56,000 |
| Butler, Missouri | 45 | $ 3,478,000 | $ 77,288 | $ 46,000 |
| Bradford, Pennsylvania | 45 | $ 4,426,000 | $ 98,355 | $ 45,000 |
| Madison, Tennessee | 45 | $ 4,640,000 | $ 103,111 | $ 45,000 |
| Navajo, Arizona | 44 | $ 4,916,000 | $ 111,727 | $ 70,000 |
| El Dorado, California | 44 | $ 10,538,000 | $ 239,500 | $ 118,000 |
| Fayette, Kentucky | 44 | $ 4,822,000 | $ 109,590 | $ 57,000 |
| Sanilac, Michigan | 44 | $ 4,862,000 | $ 110,500 | $ 48,000 |
| Boone, Missouri | 44 | $ 4,107,000 | $ 93,340 | $ 51,000 |
| Forsyth, North Carolina | 44 | $ 5,937,000 | $ 134,931 | $ 55,000 |
| Uintah, Utah | 44 | $ 4,891,000 | $ 111,159 | $ 67,000 |
| Leavenworth, Kansas | 43 | $ 4,936,000 | $ 114,790 | $ 62,000 |
| Grand Traverse, Michigan | 43 | $ 5,245,000 | $ 121,976 | $ 69,000 |
| Carroll, Virginia | 43 | $ 3,918,000 | $ 91,116 | $ 44,000 |
| Cowlitz, Washington | 43 | $ 4,962,000 | $ 115,395 | $ 74,000 |
| Franklin, Massachusetts | 42 | $ 6,658,000 | $ 158,523 | $ 63,000 |
| Newton, Missouri | 42 | $ 3,594,000 | $ 85,571 | $ 53,000 |
| Clermont, Ohio | 42 | $ 4,802,000 | $ 114,333 | $ 69,000 |
| Hamblen, Tennessee | 42 | $ 4,321,000 | $ 102,880 | $ 44,000 |
| Page, Virginia | 42 | $ 5,292,000 | $ 126,000 | $ 54,000 |
| Kankakee, Illinois | 41 | $ 4,483,000 | $ 109,341 | $ 59,000 |
| Peoria, Illinois | 41 | $ 3,490,000 | $ 85,121 | $ 51,000 |
| Platte, Missouri | 41 | $ 5,447,000 | $ 132,853 | $ 81,000 |
| Washington, Tennessee | 41 | $ 4,511,000 | $ 110,024 | $ 50,000 |
| Kings, California | 40 | $ 4,726,000 | $ 118,150 | $ 67,000 |
| Clark, Indiana | 40 | $ 4,596,000 | $ 114,900 | $ 51,000 |
| St. Mary's, Maryland | 40 | $ 6,208,000 | $ 155,200 | $ 69,000 |
| Olmsted, Minnesota | 40 | $ 4,133,000 | $ 103,325 | $ 87,000 |
| Pettis, Missouri | 40 | $ 3,718,000 | $ 92,950 | $ 45,000 |
| Elk, Pennsylvania | 40 | $ 2,914,000 | $ 72,850 | $ 41,000 |
| Newport, Rhode Island | 40 | $ 11,293,000 | $ 282,325 | $ 87,000 |
| Tipton, Tennessee | 40 | $ 4,040,000 | $ 101,000 | $ 50,000 |
| Fluvanna, Virginia | 40 | $ 6,402,000 | $ 160,050 | $ 59,000 |
| Lorain, Ohio | 39 | $ 4,280,000 | $ 109,743 | $ 65,000 |
| Aiken, South Carolina | 39 | $ 4,043,000 | $ 103,666 | $ 58,000 |
| Sumter, South Carolina | 39 | $ 3,265,000 | $ 83,717 | $ 48,000 |
| Blount, Tennessee | 39 | $ 4,122,000 | $ 105,692 | $ 54,000 |
| Wilson, Tennessee | 39 | $ 5,431,000 | $ 139,256 | $ 68,000 |
| Giles, Virginia | 39 | $ 2,854,000 | $ 73,179 | $ 42,000 |
| York, Virginia | 39 | $ 6,434,000 | $ 164,974 | $ 65,000 |
| Grundy, Illinois | 38 | $ 5,016,000 | $ 132,000 | $ 74,000 |
| McLean, Illinois | 38 | $ 4,340,000 | $ 114,210 | $ 63,000 |
| Daviess, Kentucky | 38 | $ 3,444,000 | $ 90,631 | $ 47,000 |
| Cass, Michigan | 38 | $ 3,744,000 | $ 98,526 | $ 47,000 |
| Camden, Missouri | 38 | $ 3,678,000 | $ 96,789 | $ 53,000 |
| Rowan, North Carolina | 38 | $ 4,808,000 | $ 126,526 | $ 50,000 |
| San Luis Obispo, California | 37 | $ 8,469,000 | $ 228,891 | $ 83,000 |
| Hendry, Florida | 37 | $ 3,727,000 | $ 100,729 | $ 47,000 |
| Tippecanoe, Indiana | 37 | $ 3,560,000 | $ 96,216 | $ 53,000 |
| Wayne, Indiana | 37 | $ 2,886,000 | $ 78,000 | $ 44,000 |
| Clare, Michigan | 37 | $ 2,693,000 | $ 72,783 | $ 39,000 |
| Christian, Missouri | 37 | $ 4,157,000 | $ 112,351 | $ 61,000 |
| Johnson, Missouri | 37 | $ 3,933,000 | $ 106,297 | $ 60,000 |
| Gloucester, Virginia | 37 | $ 5,083,000 | $ 137,378 | $ 63,000 |
| Prince George, Virginia | 37 | $ 4,863,000 | $ 131,432 | $ 64,000 |
| Waynesboro, Virginia | 37 | $ 3,700,000 | $ 100,000 | $ 42,000 |
| Monterey, California | 36 | $ 9,327,000 | $ 259,083 | $ 73,000 |
| Suwannee, Florida | 36 | $ 3,511,000 | $ 97,527 | $ 45,000 |
| Linn, Iowa | 36 | $ 3,594,000 | $ 99,833 | $ 65,000 |
| Pottawattamie, Iowa | 36 | $ 3,831,000 | $ 106,416 | $ 51,000 |
| Kenton, Kentucky | 36 | $ 3,844,000 | $ 106,777 | $ 48,000 |
| Stearns, Minnesota | 36 | $ 4,534,000 | $ 125,944 | $ 60,000 |
| Utah, Utah | 36 | $ 6,133,000 | $ 170,361 | $ 97,000 |
| Amherst, Virginia | 36 | $ 4,344,000 | $ 120,666 | $ 46,000 |
| Grays Harbor, Washington | 36 | $ 3,908,000 | $ 108,555 | $ 52,000 |
| Waukesha, Wisconsin | 36 | $ 5,573,000 | $ 154,805 | $ 97,000 |
| Delta, Colorado | 35 | $ 5,432,000 | $ 155,200 | $ 62,000 |
| Montgomery, Indiana | 35 | $ 3,432,000 | $ 98,057 | $ 65,000 |
| Noble, Indiana | 35 | $ 3,075,000 | $ 87,857 | $ 47,000 |
| Isabella, Michigan | 35 | $ 3,756,000 | $ 107,314 | $ 60,000 |
| Cleveland, North Carolina | 35 | $ 3,262,000 | $ 93,200 | $ 44,000 |
| Harnett, North Carolina | 35 | $ 3,792,000 | $ 108,342 | $ 53,000 |
| Susquehanna, Pennsylvania | 35 | $ 3,823,000 | $ 109,228 | $ 70,000 |
| Tioga, Pennsylvania | 35 | $ 4,002,000 | $ 114,342 | $ 46,000 |
| Wise, Virginia | 35 | $ 3,095,000 | $ 88,428 | $ 38,000 |
| Muscogee, Georgia | 34 | $ 3,019,000 | $ 88,794 | $ 47,000 |
| Whiteside, Illinois | 34 | $ 2,237,000 | $ 65,794 | $ 47,000 |
| Shelby, Indiana | 34 | $ 3,022,000 | $ 88,882 | $ 54,000 |
| Arlington, Virginia | 34 | $ 7,675,000 | $ 225,735 | $ 83,000 |
| Charlotte, Virginia | 34 | $ 2,717,000 | $ 79,911 | $ 44,000 |
| New Kent, Virginia | 34 | $ 4,746,000 | $ 139,588 | $ 68,000 |
| Patrick, Virginia | 34 | $ 2,864,000 | $ 84,235 | $ 38,000 |
| Skagit, Washington | 34 | $ 6,030,000 | $ 177,352 | $ 67,000 |
| Dane, Wisconsin | 34 | $ 5,583,000 | $ 164,205 | $ 78,000 |
| San Mateo, California | 33 | $ 8,831,000 | $ 267,606 | $ 112,000 |
| Yolo, California | 33 | $ 7,717,000 | $ 233,848 | $ 114,000 |
| Dearborn, Indiana | 33 | $ 4,692,000 | $ 142,181 | $ 71,000 |
| Kosciusko, Indiana | 33 | $ 5,740,000 | $ 173,939 | $ 61,000 |
| Gratiot, Michigan | 33 | $ 3,146,000 | $ 95,333 | $ 51,000 |
| Mecosta, Michigan | 33 | $ 3,826,000 | $ 115,939 | $ 61,000 |
| Wright, Minnesota | 33 | $ 5,020,000 | $ 152,121 | $ 85,000 |
| Pulaski, Missouri | 33 | $ 3,491,000 | $ 105,787 | $ 58,000 |
| Iredell, North Carolina | 33 | $ 4,836,000 | $ 146,545 | $ 65,000 |
| Warren, Ohio | 33 | $ 3,787,000 | $ 114,757 | $ 78,000 |
| Union, Pennsylvania | 33 | $ 3,946,000 | $ 119,575 | $ 46,000 |
| Botetourt, Virginia | 33 | $ 3,625,000 | $ 109,848 | $ 48,000 |
| Brown, Wisconsin | 33 | $ 3,457,000 | $ 104,757 | $ 66,000 |
| Forsyth, Georgia | 32 | $ 6,004,000 | $ 187,625 | $ 87,000 |
| DeKalb, Illinois | 32 | $ 4,475,000 | $ 139,843 | $ 70,000 |
| Marshall, Indiana | 32 | $ 2,458,000 | $ 76,812 | $ 54,000 |
| Manistee, Michigan | 32 | $ 2,705,000 | $ 84,531 | $ 37,000 |
| Clarion, Pennsylvania | 32 | $ 2,488,000 | $ 77,750 | $ 43,000 |
| Warren, Pennsylvania | 32 | $ 2,421,000 | $ 75,656 | $ 40,000 |
| Hopewell, Virginia | 32 | $ 3,434,000 | $ 107,312 | $ 72,000 |
| Powhatan, Virginia | 32 | $ 4,532,000 | $ 141,625 | $ 68,000 |
| Southampton, Virginia | 32 | $ 3,805,000 | $ 118,906 | $ 55,000 |
| Walton, Georgia | 31 | $ 4,118,000 | $ 132,838 | $ 61,000 |
| Sangamon, Illinois | 31 | $ 2,828,000 | $ 91,225 | $ 62,000 |
| DeKalb, Indiana | 31 | $ 2,711,000 | $ 87,451 | $ 49,000 |
| Clinton, Iowa | 31 | $ 2,368,000 | $ 76,387 | $ 49,000 |
| Midland, Michigan | 31 | $ 2,559,000 | $ 82,548 | $ 48,000 |
| Gaston, North Carolina | 31 | $ 4,215,000 | $ 135,967 | $ 52,000 |
| Robeson, North Carolina | 31 | $ 2,560,000 | $ 82,580 | $ 40,000 |
| Huntingdon, Pennsylvania | 31 | $ 2,758,000 | $ 88,967 | $ 51,000 |
| Beaufort, South Carolina | 31 | $ 6,961,000 | $ 224,548 | $ 85,000 |
| Alleghany, Virginia | 31 | $ 3,020,000 | $ 97,419 | $ 41,000 |
| Nelson, Virginia | 31 | $ 3,662,000 | $ 118,129 | $ 57,000 |
| Staunton, Virginia | 31 | $ 3,133,000 | $ 101,064 | $ 45,000 |
| Fremont, Colorado | 30 | $ 3,626,000 | $ 120,866 | $ 62,000 |
| Monroe, Florida | 30 | $ 7,759,000 | $ 258,633 | $ 99,000 |
| Boone, Kentucky | 30 | $ 3,355,000 | $ 111,833 | $ 60,000 |
Mortgage Loan Application Detail Totals for Oak Street Mortgage in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 75,105 | $10,552,728,000 | $140,000 | $2,450,000 | $66,000 | $1,664,000 |
| Home Purchase | 9,763 | $1,311,097,000 | $134,000 | $1,500,000 | $71,000 | $1,750,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 39,554 | $5,625,625,000 | $142,000 | $2,450,000 | $66,000 | $1,750,000 |
| White | 31,720 | $4,242,514,000 | $133,000 | $2,000,000 | $67,000 | $1,664,000 |
| Black or African American | 8,775 | $1,179,414,000 | $134,000 | $1,000,000 | $61,000 | $1,200,000 |
| Hispanic | 3,907 | $651,626,000 | $166,000 | $1,300,000 | $70,000 | $720,000 |
| Asian | 587 | $115,170,000 | $196,000 | $1,600,000 | $88,000 | $800,000 |
| American Indian or Alaskan Native | 192 | $25,692,000 | $133,000 | $800,000 | $65,000 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 133 | $23,784,000 | $178,000 | $1,000,000 | $108,000 | $1,645,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 84,868 | $11,863,825,000 | $139,000 | $2,450,000 | $66,000 | $1,750,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 41,234 | $5,952,349,000 | $144,000 | $2,450,000 | $69,000 | $1,664,000 |
| Application Denied By Financial Institution | 31,652 | $4,365,255,000 | $137,000 | $2,000,000 | $62,000 | $1,750,000 |
| Loan Originated | 10,898 | $1,389,421,000 | $127,000 | $884,000 | $69,000 | $1,593,000 |
| Application Approved But Not Accepted | 1,084 | $156,800,000 | $144,000 | $738,000 | $70,000 | $480,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 10,513 | $1,472,256,000 | $140,000 | $1,900,000 | $70,000 | $1,440,000 |
| Credit History | 8,334 | $1,055,531,000 | $126,000 | $1,500,000 | $52,000 | $1,462,000 |
| Other | 5,995 | $872,363,000 | $145,000 | $1,400,000 | $68,000 | $1,750,000 |
| Collateral | 2,724 | $359,946,000 | $132,000 | $2,000,000 | $60,000 | $640,000 |
| Debt-To-Income Ratio | 2,668 | $403,742,000 | $151,000 | $1,013,000 | $47,000 | $904,000 |
| Unverifiable Information | 1,304 | $186,433,000 | $142,000 | $1,600,000 | $65,000 | $800,000 |
| Employment History | 114 | $14,984,000 | $131,000 | $625,000 | $59,000 | $422,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Oak Street Mortgage's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Oak Street Mortgage's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.
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