Old National Bank Mortgage Lending & HMDA Data, 2023
In 2023, Old National Bank of Evansville, IN reported 12,693 mortgage applications totaling $4.2 billion, down 22% from 2022. The average application was for $331,722, and applicants reported an average income of $163,231. 63% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Chicago-Naperville, IL (2,276), Indianapolis-Carmel-Anderson, IN (1,313) and Minneapolis-St. Paul-Bloomington, MN-WI (994) (applications in parentheses).
| Mortgage Company & Address | Old National Bank One Main Street Evansville, IN 47708 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 12,693 |
| Total Mortgage Loan Application Amount | $4,210,555,000 |
| Average Mortgage Loan Application Amount | $331,722 |
| Highest Mortgage Loan Application Amount | $64,505,000 |
| Average Applicant Income | $163,231 |
| Highest Applicant Income | $6,397,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Old National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 2,276 | $ 678,640,000 | $ 298,172 | $ 175,000 |
| Outside any metro area | 1,664 | $ 264,900,000 | $ 159,194 | $ 122,402 |
| Indianapolis-Carmel-Anderson, IN | 1,313 | $ 438,655,000 | $ 334,086 | $ 170,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 994 | $ 350,210,000 | $ 352,323 | $ 204,096 |
| Evansville, IN-KY | 661 | $ 95,855,000 | $ 145,015 | $ 122,373 |
| Grand Rapids-Wyoming, MI | 526 | $ 159,900,000 | $ 303,992 | $ 209,000 |
| Gary, IN | 438 | $ 93,230,000 | $ 212,853 | $ 112,000 |
| Lake County-Kenosha County, IL-WI | 433 | $ 71,625,000 | $ 165,415 | $ 151,237 |
| Milwaukee-Waukesha-West Allis, WI | 299 | $ 394,085,000 | $ 1,318,010 | $ 223,000 |
| Madison, WI | 281 | $ 105,275,000 | $ 374,644 | $ 156,000 |
| Elgin, IL | 256 | $ 47,770,000 | $ 186,601 | $ 140,000 |
| Terre Haute, IN | 245 | $ 24,775,000 | $ 101,122 | $ 104,000 |
| Lafayette-West Lafayette, IN | 242 | $ 36,980,000 | $ 152,809 | $ 120,000 |
| Ann Arbor, MI | 240 | $ 127,760,000 | $ 532,333 | $ 248,000 |
| Bloomington, IN | 215 | $ 40,325,000 | $ 187,558 | $ 157,000 |
| Louisville/Jefferson County, KY-IN | 165 | $ 70,745,000 | $ 428,757 | $ 188,369 |
| South Bend-Mishawaka, IN-MI | 161 | $ 45,865,000 | $ 284,875 | $ 161,745 |
| Muncie, IN | 159 | $ 14,385,000 | $ 90,471 | $ 87,000 |
| Fort Wayne, IN | 153 | $ 28,305,000 | $ 185,000 | $ 196,000 |
| Owensboro, KY | 149 | $ 25,105,000 | $ 168,489 | $ 127,000 |
| Oshkosh-Neenah, WI | 97 | $ 14,255,000 | $ 146,958 | $ 108,000 |
| Davenport-Moline-Rock Island, IA-IL | 96 | $ 11,290,000 | $ 117,604 | $ 85,458 |
| Warren-Troy-Farmington Hills, MI | 94 | $ 58,130,000 | $ 618,404 | $ 188,000 |
| Columbus, IN | 91 | $ 18,285,000 | $ 200,934 | $ 140,000 |
| Danville, IL | 83 | $ 5,535,000 | $ 66,686 | $ 78,000 |
| Janesville-Beloit, WI | 77 | $ 9,695,000 | $ 125,909 | $ 90,000 |
| Kalamazoo-Portage, MI | 69 | $ 11,775,000 | $ 170,652 | $ 171,000 |
| Lexington-Fayette, KY | 63 | $ 19,555,000 | $ 310,396 | $ 151,000 |
| Denver-Aurora-Lakewood, CO | 58 | $ 54,350,000 | $ 937,068 | $ 307,000 |
| Appleton, WI | 56 | $ 10,540,000 | $ 188,214 | $ 150,000 |
| Phoenix-Mesa-Scottsdale, AZ | 51 | $ 50,765,000 | $ 995,392 | $ 293,000 |
| Detroit-Dearborn-Livonia, MI | 47 | $ 22,315,000 | $ 474,787 | $ 149,000 |
| Monroe, MI | 40 | $ 7,060,000 | $ 176,500 | $ 108,000 |
| Elkhart-Goshen, IN | 37 | $ 3,685,000 | $ 99,594 | $ 85,000 |
| Niles-Benton Harbor, MI | 34 | $ 6,100,000 | $ 179,411 | $ 125,000 |
| Jackson, MI | 29 | $ 4,015,000 | $ 138,448 | $ 100,000 |
| Atlanta-Sandy Springs-Roswell, GA | 28 | $ 10,110,000 | $ 361,071 | $ 153,000 |
| Cape Coral-Fort Myers, FL | 28 | $ 15,530,000 | $ 554,642 | $ 395,000 |
| Battle Creek, MI | 24 | $ 4,440,000 | $ 185,000 | $ 98,000 |
| Champaign-Urbana, IL | 21 | $ 46,105,000 | $ 2,195,476 | $ 150,000 |
| Houston-The Woodlands-Sugar Land, TX | 21 | $ 6,715,000 | $ 319,761 | $ 171,000 |
| North Port-Sarasota-Bradenton, FL | 20 | $ 46,980,000 | $ 2,349,000 | $ 337,000 |
| Kansas City, MO-KS | 18 | $ 18,030,000 | $ 1,001,666 | $ 126,333 |
| Cincinnati, OH-KY-IN | 17 | $ 2,985,000 | $ 175,588 | $ 166,352 |
| Muskegon, MI | 16 | $ 3,480,000 | $ 217,500 | $ 149,000 |
| Tampa-St. Petersburg-Clearwater, FL | 16 | $ 17,430,000 | $ 1,089,375 | $ 288,000 |
| Dallas-Plano-Irving, TX | 15 | $ 6,015,000 | $ 401,000 | $ 177,000 |
| Racine, WI | 15 | $ 3,505,000 | $ 233,666 | $ 259,000 |
| Michigan City-La Porte, IN | 14 | $ 1,830,000 | $ 130,714 | $ 123,000 |
| Mankato-North Mankato, MN | 13 | $ 2,155,000 | $ 165,769 | $ 72,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 13 | $ 7,205,000 | $ 554,230 | $ 371,000 |
| Orlando-Kissimmee-Sanford, FL | 12 | $ 6,370,000 | $ 530,833 | $ 196,000 |
| Rockford, IL | 12 | $ 1,910,000 | $ 159,166 | $ 158,000 |
| Kankakee, IL | 11 | $ 1,595,000 | $ 145,000 | $ 79,000 |
| St. Louis, MO-IL | 11 | $ 3,825,000 | $ 347,727 | $ 198,000 |
| Flint, MI | 10 | $ 2,800,000 | $ 280,000 | $ 380,000 |
| Green Bay, WI | 10 | $ 2,910,000 | $ 291,000 | $ 158,000 |
| Manhattan, KS | 10 | $ 2,410,000 | $ 241,000 | $ 89,000 |
| Miami-Miami Beach-Kendall, FL | 10 | $ 9,130,000 | $ 913,000 | $ 1,392,000 |
| Naples-Immokalee-Marco Island, FL | 10 | $ 7,150,000 | $ 715,000 | $ 571,000 |
| Fond Du Lac, WI | 9 | $ 1,555,000 | $ 172,777 | $ 126,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 9 | $ 5,585,000 | $ 620,555 | $ 245,000 |
| Greenville-Anderson-Mauldin, SC | 9 | $ 3,845,000 | $ 427,222 | $ 231,000 |
| Peoria, IL | 9 | $ 885,000 | $ 98,333 | $ 117,000 |
| Toledo, OH | 9 | $ 3,265,000 | $ 362,777 | $ 70,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 9 | $ 5,635,000 | $ 626,111 | $ 296,000 |
| Austin-Round Rock, TX | 8 | $ 2,650,000 | $ 331,250 | $ 193,000 |
| Columbus, OH | 8 | $ 21,290,000 | $ 2,661,250 | $ 149,000 |
| Lansing-East Lansing, MI | 8 | $ 3,680,000 | $ 460,000 | $ 120,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 8 | $ 4,090,000 | $ 511,250 | $ 239,750 |
| Bowling Green, KY | 7 | $ 1,865,000 | $ 266,428 | $ 179,000 |
| Rochester, MN | 7 | $ 1,265,000 | $ 180,714 | $ 138,000 |
| Sheboygan, WI | 7 | $ 2,285,000 | $ 326,428 | $ 157,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 7 | $ 2,595,000 | $ 370,714 | $ 123,000 |
| Crestview-Fort Walton Beach-Destin, FL | 6 | $ 6,210,000 | $ 1,035,000 | $ 936,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 2,560,000 | $ 426,666 | $ 214,000 |
| Eau Claire, WI | 6 | $ 790,000 | $ 131,666 | $ 172,000 |
| Las Vegas-Henderson-Paradise, NV | 6 | $ 2,270,000 | $ 378,333 | $ 130,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 6 | $ 1,890,000 | $ 315,000 | $ 146,666 |
| Reno, NV | 6 | $ 4,160,000 | $ 693,333 | $ 149,000 |
| Riverside-San Bernardino-Ontario, CA | 6 | $ 2,250,000 | $ 375,000 | $ 221,000 |
| Bloomington, IL | 5 | $ 3,105,000 | $ 621,000 | $ 140,000 |
| Duluth, MN-WI | 5 | $ 42,295,000 | $ 8,459,000 | $ 150,000 |
| Fort Worth-Arlington, TX | 5 | $ 1,645,000 | $ 329,000 | $ 216,000 |
| Jacksonville, FL | 5 | $ 3,465,000 | $ 693,000 | $ 247,000 |
| Montgomery County-Bucks County-Chester County, PA | 5 | $ 1,595,000 | $ 319,000 | $ 139,000 |
| New York-Newark, NY | 5 | $ 1,775,000 | $ 355,000 | $ 211,600 |
| Panama City, FL | 5 | $ 1,465,000 | $ 293,000 | $ 160,000 |
| Punta Gorda, FL | 5 | $ 1,795,000 | $ 359,000 | $ 189,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4 | $ 1,140,000 | $ 285,000 | $ 233,000 |
| Clarksville, TN-KY | 4 | $ 1,090,000 | $ 272,500 | $ 204,750 |
| Colorado Springs, CO | 4 | $ 2,930,000 | $ 732,500 | $ 218,000 |
| Dayton-Springfield-Kettering, OH | 4 | $ 22,390,000 | $ 5,597,500 | $ 81,000 |
| New Orleans-Metairie, LA | 4 | $ 1,370,000 | $ 342,500 | $ 202,000 |
| Oklahoma City, OK | 4 | $ 1,150,000 | $ 287,500 | $ 150,000 |
| Springfield, IL | 4 | $ 16,600,000 | $ 4,150,000 | $ 82,000 |
| Wausau, WI | 4 | $ 1,260,000 | $ 315,000 | $ 171,000 |
| Albuquerque, NM | 3 | $ 1,295,000 | $ 431,666 | $ 256,000 |
| Baton Rouge, LA | 3 | $ 11,515,000 | $ 3,838,333 | $ 100,000 |
| Boulder, CO | 3 | $ 3,035,000 | $ 1,011,666 | $ 331,000 |
| Carbondale-Marion, IL | 3 | $ 205,000 | $ 68,333 | $ 99,000 |
| Charleston-North Charleston, SC | 3 | $ 1,055,000 | $ 351,666 | $ 110,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 925,000 | $ 308,333 | $ 682,000 |
| Des Moines-West Des Moines, IA | 3 | $ 1,315,000 | $ 438,333 | $ 677,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 23,255,000 | $ 7,751,666 | $ 188,000 |
| Fort Smith, AR-OK | 3 | $ 935,000 | $ 311,666 | $ 123,666 |
| Gainesville, FL | 3 | $ 975,000 | $ 325,000 | $ 237,000 |
| Greeley, CO | 3 | $ 2,895,000 | $ 965,000 | $ 733,000 |
| Iowa City, IA | 3 | $ 1,545,000 | $ 515,000 | $ 363,000 |
| Knoxville, TN | 3 | $ 24,945,000 | $ 8,315,000 | $ 240,000 |
| Kokomo, IN | 3 | $ 265,000 | $ 88,333 | $ 117,000 |
| Lakeland-Winter Haven, FL | 3 | $ 86,285,000 | $ 28,761,666 | $ 0 |
| Lawrence, KS | 3 | $ 1,285,000 | $ 428,333 | $ 365,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 2,415,000 | $ 805,000 | $ 305,000 |
| Saginaw, MI | 3 | $ 8,905,000 | $ 2,968,333 | $ 0 |
| San Antonio-New Braunfels, TX | 3 | $ 1,375,000 | $ 458,333 | $ 218,000 |
| Seattle-Bellevue-Everett, WA | 3 | $ 1,775,000 | $ 591,666 | $ 342,000 |
| St. Cloud, MN | 3 | $ 9,825,000 | $ 3,275,000 | $ 98,000 |
| Tulsa, OK | 3 | $ 945,000 | $ 315,000 | $ 124,000 |
| Washington-Baltimore-Arlington, DC | 3 | $ 1,045,000 | $ 348,333 | $ 178,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 390,000 | $ 195,000 | $ 94,000 |
| Baltimore-Columbia-Towson, MD | 2 | $ 580,000 | $ 290,000 | $ 456,000 |
| Bellingham, WA | 2 | $ 860,000 | $ 430,000 | $ 249,000 |
| Birmingham-Hoover, AL | 2 | $ 540,000 | $ 270,000 | $ 104,000 |
| Boise City, ID | 2 | $ 570,000 | $ 285,000 | $ 286,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 900,000 | $ 450,000 | $ 339,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 380,000 | $ 190,000 | $ 110,000 |
| Charlotte-Concord-Gastonia, NC-SC | 2 | $ 830,000 | $ 415,000 | $ 167,000 |
| Cleveland-Elyria, OH | 2 | $ 80,000 | $ 40,000 | $ 49,000 |
| Columbia, SC | 2 | $ 430,000 | $ 215,000 | $ 97,000 |
| Decatur, AL | 2 | $ 570,000 | $ 285,000 | $ 166,000 |
| East Stroudsburg, PA | 2 | $ 460,000 | $ 230,000 | $ 392,000 |
| El Paso, TX | 2 | $ 610,000 | $ 305,000 | $ 99,000 |
| Eugene, OR | 2 | $ 48,860,000 | $ 24,430,000 | $ 156,000 |
| Greensboro-High Point, NC | 2 | $ 520,000 | $ 260,000 | $ 71,000 |
| Harrisburg-Carlisle, PA | 2 | $ 290,000 | $ 145,000 | $ 207,000 |
| Huntsville, AL | 2 | $ 49,460,000 | $ 24,730,000 | $ 135,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 450,000 | $ 225,000 | $ 107,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 540,000 | $ 270,000 | $ 76,000 |
| Ogden-Clearfield, UT | 2 | $ 720,000 | $ 360,000 | $ 141,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 440,000 | $ 220,000 | $ 211,500 |
| Prescott Valley-Prescott, AZ | 2 | $ 1,410,000 | $ 705,000 | $ 217,000 |
| Richmond, VA | 2 | $ 430,000 | $ 215,000 | $ 82,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 2 | $ 640,000 | $ 320,000 | $ 147,000 |
| Savannah, GA | 2 | $ 2,430,000 | $ 1,215,000 | $ 422,000 |
| Springfield, MO | 2 | $ 560,000 | $ 280,000 | $ 195,000 |
| Wichita, KS | 2 | $ 630,000 | $ 315,000 | $ 187,000 |
| Wilmington, DE-MD-NJ | 2 | $ 470,000 | $ 235,000 | $ 123,000 |
| Worcester, MA-CT | 2 | $ 780,000 | $ 390,000 | $ 92,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 140,000 | $ 70,000 | $ 135,000 |
| Abilene, TX | 1 | $ 285,000 | $ 285,000 | $ 88,000 |
| Akron, OH | 1 | $ 13,305,000 | $ 13,305,000 | $ 0 |
| Albany-Schenectady-Troy, NY | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Asheville, NC | 1 | $ 635,000 | $ 635,000 | $ 155,000 |
| Bay City, MI | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Bismarck, ND | 1 | $ 6,125,000 | $ 6,125,000 | $ 0 |
| Boston, MA | 1 | $ 665,000 | $ 665,000 | $ 283,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 725,000 | $ 725,000 | $ 220,000 |
| Camden, NJ | 1 | $ 295,000 | $ 295,000 | $ 84,000 |
| Cedar Rapids, IA | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| College Station-Bryan, TX | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Cumberland, MD-WV | 1 | $ 445,000 | $ 445,000 | $ 261,000 |
| Decatur, IL | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Enid, OK | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Erie, PA | 1 | $ 445,000 | $ 445,000 | $ 170,000 |
| Farmington, NM | 1 | $ 375,000 | $ 375,000 | $ 130,000 |
| Gadsden, AL | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| Harrisonburg, VA | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Hinesville, GA | 1 | $ 275,000 | $ 275,000 | $ 143,000 |
| Homosassa Springs, FL | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Hot Springs, AR | 1 | $ 605,000 | $ 605,000 | $ 162,000 |
| Houma-Thibodaux, LA | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 9,005,000 | $ 9,005,000 | $ 0 |
| Joplin, MO | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Kennewick-Richland, WA | 1 | $ 305,000 | $ 305,000 | $ 166,000 |
| Las Cruces, NM | 1 | $ 205,000 | $ 205,000 | $ 187,000 |
| Lewiston-Auburn, ME | 1 | $ 415,000 | $ 415,000 | $ 179,000 |
| Lubbock, TX | 1 | $ 365,000 | $ 365,000 | $ 116,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 185,000 | $ 185,000 | $ 192,000 |
| New Bern, NC | 1 | $ 635,000 | $ 635,000 | $ 268,000 |
| New Haven-Milford, CT | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| New York-Jersey City-White Plains, NY-NJ | 1 | $ 245,000 | $ 245,000 | $ 234,000 |
| Ocala, FL | 1 | $ 285,000 | $ 285,000 | $ 112,000 |
| Olympia-Tumwater, WA | 1 | $ 415,000 | $ 415,000 | $ 165,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 335,000 | $ 335,000 | $ 142,000 |
| Port St. Lucie, FL | 1 | $ 375,000 | $ 375,000 | $ 301,000 |
| Providence-Warwick, RI-MA | 1 | $ 575,000 | $ 575,000 | $ 130,000 |
| Raleigh, NC | 1 | $ 335,000 | $ 335,000 | $ 112,000 |
| Rapid City, SD | 1 | $ 365,000 | $ 365,000 | $ 170,000 |
| Reading, PA | 1 | $ 395,000 | $ 395,000 | $ 450,000 |
| Roanoke, VA | 1 | $ 555,000 | $ 555,000 | $ 673,000 |
| Rochester, NY | 1 | $ 325,000 | $ 325,000 | $ 295,000 |
| Salem, OR | 1 | $ 365,000 | $ 365,000 | $ 406,000 |
| Salisbury, MD-DE | 1 | $ 315,000 | $ 315,000 | $ 111,000 |
| Salt Lake City, UT | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| San Angelo, TX | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| San Diego-Carlsbad, CA | 1 | $ 975,000 | $ 975,000 | $ 556,000 |
| Santa Fe, NM | 1 | $ 365,000 | $ 365,000 | $ 104,000 |
| Santa Rosa, CA | 1 | $ 155,000 | $ 155,000 | $ 117,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Sebastian-Vero Beach, FL | 1 | $ 715,000 | $ 715,000 | $ 300,000 |
| Shreveport-Bossier City, LA | 1 | $ 355,000 | $ 355,000 | $ 92,000 |
| Spokane-Spokane Valley, WA | 1 | $ 545,000 | $ 545,000 | $ 192,000 |
| Springfield, OH | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| St. George, UT | 1 | $ 455,000 | $ 455,000 | $ 146,000 |
| Staunton-Waynesboro, VA | 1 | $ 17,005,000 | $ 17,005,000 | $ 0 |
| Tacoma-Lakewood, WA | 1 | $ 885,000 | $ 885,000 | $ 299,000 |
| Tallahassee, FL | 1 | $ 425,000 | $ 425,000 | $ 324,000 |
| The Villages, FL | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Topeka, KS | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Tucson, AZ | 1 | $ 365,000 | $ 365,000 | $ 104,000 |
| Twin Falls, ID | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Visalia-Porterville, CA | 1 | $ 335,000 | $ 335,000 | $ 348,000 |
| Wenatchee, WA | 1 | $ 505,000 | $ 505,000 | $ 300,000 |
| Wilmington, NC | 1 | $ 315,000 | $ 315,000 | $ 631,000 |
| Winston-Salem, NC | 1 | $ 335,000 | $ 335,000 | $ 114,000 |
Mortgage Loan Application Detail Totals for Old National Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,891 | $2,603,405,000 | $669,000 | $64,505,000 | $186,000 | $4,992,000 |
| Home Improvement | 2,990 | $277,860,000 | $92,000 | $7,935,000 | $130,000 | $4,054,000 |
| Other Purpose | 2,830 | $383,820,000 | $135,000 | $4,005,000 | $169,000 | $6,397,000 |
| Refinancing | 2,660 | $878,660,000 | $330,000 | $48,325,000 | $163,000 | $3,877,000 |
| Cash-out Refinancing | 257 | $63,725,000 | $247,000 | $1,505,000 | $144,000 | $4,560,000 |
| Not Applicable | 65 | $3,085,000 | $47,000 | $265,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,298 | $1,742,370,000 | $209,000 | $13,005,000 | $161,000 | $6,397,000 |
| Not Provided | 2,059 | $397,585,000 | $193,000 | $3,005,000 | $203,000 | $4,910,000 |
| Hispanic | 721 | $111,455,000 | $154,000 | $1,905,000 | $104,000 | $1,123,000 |
| Black or African American | 632 | $91,890,000 | $145,000 | $1,425,000 | $92,000 | $2,634,000 |
| Not applicable | 534 | $1,719,830,000 | $3,220,000 | $64,505,000 | $0 | $0 |
| Asian | 319 | $120,695,000 | $378,000 | $2,005,000 | $219,000 | $4,992,000 |
| American Indian or Alaskan Native | 37 | $6,035,000 | $163,000 | $835,000 | $152,000 | $756,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $915,000 | $183,000 | $585,000 | $121,000 | $251,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,348 | $4,129,010,000 | $334,000 | $64,505,000 | $165,000 | $6,397,000 |
| FHA-insured (Federal Housing Administration) | 245 | $51,835,000 | $211,000 | $615,000 | $79,000 | $295,000 |
| VA-guaranteed (Veterans Administration) | 89 | $27,985,000 | $314,000 | $725,000 | $106,000 | $268,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $1,725,000 | $156,000 | $255,000 | $60,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,951 | $2,959,295,000 | $372,000 | $64,505,000 | $181,000 | $6,397,000 |
| Application Denied By Financial Institution | 3,393 | $609,595,000 | $179,000 | $64,505,000 | $113,000 | $4,910,000 |
| Application Withdrawn By Applicant | 896 | $345,910,000 | $386,000 | $35,005,000 | $195,000 | $4,992,000 |
| Application Approved But Not Accepted | 229 | $247,275,000 | $1,079,000 | $55,005,000 | $144,000 | $1,631,000 |
| Loan Purchased By The Institution | 131 | $11,935,000 | $91,000 | $315,000 | $0 | $0 |
| File Closed For Incompleteness | 93 | $36,545,000 | $392,000 | $2,005,000 | $269,000 | $4,560,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,300 | $3,600,960,000 | $387,000 | $64,505,000 | $182,000 | $6,397,000 |
| Debt-To-Income Ratio | 1,328 | $234,080,000 | $176,000 | $2,625,000 | $79,000 | $815,000 |
| Credit History | 844 | $70,090,000 | $83,000 | $2,625,000 | $111,000 | $4,292,000 |
| Collateral | 667 | $101,205,000 | $151,000 | $4,505,000 | $140,000 | $2,670,000 |
| Credit Application Incomplete | 352 | $158,230,000 | $449,000 | $64,505,000 | $155,000 | $4,910,000 |
| Other | 119 | $24,155,000 | $202,000 | $2,205,000 | $186,000 | $3,120,000 |
| Unverifiable Information | 44 | $11,730,000 | $266,000 | $1,075,000 | $189,000 | $1,560,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 27 | $8,455,000 | $313,000 | $1,205,000 | $130,000 | $752,000 |
| Employment History | 12 | $1,650,000 | $137,000 | $275,000 | $66,000 | $179,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Old National Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Old National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.
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