Onewest Bank, FSB Mortgage Lending & HMDA Data, 2009

In 2009, Onewest Bank, FSB of Pasadena, CA reported 51,651 mortgage applications totaling $18.6 billion. The average application was for $361,070, and applicants reported an average income of $14,166. 5% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (8,513), Riverside-San Bernardino-Ontario, CA (2,867) and Santa Ana-Anaheim-Irvine, CA (2,305) (applications in parentheses).

Mortgage Company & Address Onewest Bank, FSB
888 East Walnut St
Pasadena, CA 91101
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  
Total Number of Mortgage Applications 51,651
Total Mortgage Loan Application Amount $18,649,633,000
Average Mortgage Loan Application Amount $361,070
Highest Mortgage Loan Application Amount $15,458,000
Average Applicant Income $14,166
Highest Applicant Income $3,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Onewest Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Onewest Bank, FSB by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 8,513 $ 4,185,167,000 $ 491,620 $ 12,000
Orange, California 2,305 $ 1,161,218,000 $ 503,782 $ 20,000
San Diego, California 2,094 $ 1,147,992,000 $ 548,229 $ 9,000
Riverside, California 1,542 $ 568,437,000 $ 368,636 $ 5,000
San Bernardino, California 1,325 $ 401,412,000 $ 302,952 $ 6,000
Miami-Dade, Florida 957 $ 257,683,000 $ 269,261 $ 4,000
Santa Clara, California 941 $ 546,461,000 $ 580,723 $ 13,000
Maricopa, Arizona 930 $ 278,934,000 $ 299,929 $ 6,000
Alameda, California 901 $ 437,480,000 $ 485,549 $ 15,000
Cook, Illinois 787 $ 190,987,000 $ 242,677 $ 6,000
Clark, Nevada 767 $ 229,141,000 $ 298,749 $ 5,000
Contra Costa, California 766 $ 389,722,000 $ 508,775 $ 12,000
Sacramento, California 673 $ 216,036,000 $ 321,004 $ 3,000
Broward, Florida 635 $ 162,250,000 $ 255,511 $ 3,000
Ventura, California 600 $ 294,782,000 $ 491,303 $ 17,000
Suffolk, New York 599 $ 204,018,000 $ 340,597 $ 42,000
Queens, New York 553 $ 189,619,000 $ 342,891 $ 24,000
Nassau, New York 470 $ 167,834,000 $ 357,093 $ 48,000
San Mateo, California 463 $ 297,906,000 $ 643,425 $ 18,000
Kings, New York 397 $ 161,089,000 $ 405,765 $ 33,000
Prince George's, Maryland 393 $ 108,661,000 $ 276,491 $ 7,000
King, Washington 387 $ 145,970,000 $ 377,183 $ 21,000
San Joaquin, California 369 $ 127,463,000 $ 345,428 $ 1,000
Palm Beach, Florida 344 $ 108,577,000 $ 315,630 $ 3,000
Kern, California 302 $ 70,372,000 $ 233,019 $ 2,000
Fresno, California 301 $ 83,181,000 $ 276,348 $ 5,000
Orange, Florida 283 $ 66,523,000 $ 235,063 $ 3,000
Solano, California 282 $ 107,388,000 $ 380,808 $ 3,000
Wayne, Michigan 271 $ 31,775,000 $ 117,250 $ 3,000
Westchester, New York 269 $ 104,598,000 $ 388,840 $ 50,000
Fairfax, Virginia 260 $ 97,250,000 $ 374,038 $ 24,000
San Francisco, California 248 $ 158,879,000 $ 640,641 $ 30,000
Montgomery, Maryland 242 $ 79,422,000 $ 328,190 $ 24,000
Sonoma, California 239 $ 114,694,000 $ 479,891 $ 19,000
Santa Barbara, California 229 $ 121,982,000 $ 532,672 $ 21,000
Harris, Texas 226 $ 33,930,000 $ 150,132 $ 9,000
Placer, California 213 $ 97,697,000 $ 458,671 $ 25,000
Oakland, Michigan 208 $ 49,112,000 $ 236,115 $ 5,000
Hillsborough, Florida 203 $ 44,054,000 $ 217,014 $ 7,000
Stanislaus, California 202 $ 63,873,000 $ 316,202 $ 3,000
Lee, Florida 201 $ 54,552,000 $ 271,402 $ 6,000
Marin, California 195 $ 139,898,000 $ 717,425 $ 28,000
Monterey, California 194 $ 94,592,000 $ 487,587 $ 9,000
Fairfield, Connecticut 190 $ 76,313,000 $ 401,647 $ 26,000
Bergen, New Jersey 186 $ 71,158,000 $ 382,569 $ 34,000
Snohomish, Washington 186 $ 62,647,000 $ 336,811 $ 12,000
Honolulu, Hawaii 172 $ 78,715,000 $ 457,645 $ 26,000
Richmond, New York 169 $ 55,191,000 $ 326,573 $ 39,000
Prince William, Virginia 169 $ 53,410,000 $ 316,035 $ 7,000
Dallas, Texas 167 $ 28,417,000 $ 170,161 $ 11,000
District of Columbia, District Of Columbia 165 $ 52,094,000 $ 315,721 $ 23,000
Essex, New Jersey 162 $ 50,263,000 $ 310,265 $ 14,000
Fulton, Georgia 161 $ 40,250,000 $ 250,000 $ 9,000
San Luis Obispo, California 158 $ 73,980,000 $ 468,227 $ 24,000
Middlesex, Massachusetts 149 $ 47,321,000 $ 317,590 $ 13,000
Bronx, New York 139 $ 46,756,000 $ 336,374 $ 21,000
Hawaii, Hawaii 138 $ 59,223,000 $ 429,152 $ 27,000
Baltimore, Maryland 138 $ 32,604,000 $ 236,260 $ 12,000
Pierce, Washington 136 $ 35,806,000 $ 263,279 $ 7,000
Pinellas, Florida 133 $ 30,093,000 $ 226,263 $ 3,000
Gwinnett, Georgia 131 $ 23,356,000 $ 178,290 $ 11,000
Baltimore City, Maryland 131 $ 19,888,000 $ 151,816 $ 1,000
Hudson, New Jersey 131 $ 41,818,000 $ 319,221 $ 25,000
Tarrant, Texas 127 $ 20,511,000 $ 161,503 $ 11,000
Tulare, California 126 $ 25,317,000 $ 200,928 $ 5,000
Osceola, Florida 122 $ 24,057,000 $ 197,188 $ 1,000
Monmouth, New Jersey 120 $ 45,063,000 $ 375,525 $ 64,000
Multnomah, Oregon 120 $ 28,137,000 $ 234,475 $ 10,000
Union, New Jersey 118 $ 32,789,000 $ 277,872 $ 21,000
El Dorado, California 117 $ 56,446,000 $ 482,444 $ 12,000
DuPage, Illinois 115 $ 32,719,000 $ 284,513 $ 14,000
Polk, Florida 111 $ 19,461,000 $ 175,324 $ 0
New York, New York 111 $ 79,429,000 $ 715,576 $ 65,000
Middlesex, New Jersey 108 $ 26,949,000 $ 249,527 $ 8,000
Philadelphia, Pennsylvania 107 $ 14,422,000 $ 134,785 $ 8,000
Washoe, Nevada 106 $ 38,826,000 $ 366,283 $ 7,000
Hennepin, Minnesota 105 $ 28,126,000 $ 267,866 $ 13,000
Duval, Florida 104 $ 19,213,000 $ 184,740 $ 7,000
Salt Lake, Utah 103 $ 27,503,000 $ 267,019 $ 12,000
Macomb, Michigan 102 $ 15,535,000 $ 152,303 $ 1,000
Maui, Hawaii 101 $ 53,905,000 $ 533,712 $ 28,000
Essex, Massachusetts 100 $ 33,337,000 $ 333,370 $ 20,000
Passaic, New Jersey 100 $ 30,054,000 $ 300,540 $ 17,000
Cobb, Georgia 99 $ 19,027,000 $ 192,191 $ 14,000
Cuyahoga, Ohio 98 $ 13,948,000 $ 142,326 $ 5,000
DeKalb, Georgia 97 $ 20,042,000 $ 206,618 $ 8,000
Anne Arundel, Maryland 97 $ 33,669,000 $ 347,103 $ 10,000
Loudoun, Virginia 94 $ 31,324,000 $ 333,234 $ 14,000
Ocean, New Jersey 92 $ 24,195,000 $ 262,989 $ 24,000
Santa Cruz, California 91 $ 45,677,000 $ 501,945 $ 24,000
Seminole, Florida 89 $ 20,168,000 $ 226,606 $ 8,000
Pima, Arizona 88 $ 25,471,000 $ 289,443 $ 17,000
Merced, California 87 $ 23,558,000 $ 270,781 $ 3,000
Will, Illinois 86 $ 19,038,000 $ 221,372 $ 3,000
Worcester, Massachusetts 85 $ 18,280,000 $ 215,058 $ 10,000
Providence, Rhode Island 84 $ 17,105,000 $ 203,630 $ 7,000
Pinal, Arizona 83 $ 19,552,000 $ 235,566 $ 5,000
Washington, Oregon 83 $ 18,107,000 $ 218,156 $ 13,000
Bexar, Texas 81 $ 11,816,000 $ 145,876 $ 18,000
Nevada, California 80 $ 37,252,000 $ 465,650 $ 21,000
Collier, Florida 79 $ 29,574,000 $ 374,354 $ 10,000
Norfolk, Massachusetts 79 $ 33,616,000 $ 425,518 $ 18,000
Bernalillo, New Mexico 78 $ 17,522,000 $ 224,641 $ 22,000
Hartford, Connecticut 77 $ 17,698,000 $ 229,844 $ 20,000
Suffolk, Massachusetts 77 $ 25,957,000 $ 337,103 $ 6,000
Arapahoe, Colorado 76 $ 16,285,000 $ 214,276 $ 31,000
Denver, Colorado 76 $ 25,233,000 $ 332,013 $ 6,000
Morris, New Jersey 75 $ 30,146,000 $ 401,946 $ 59,000
Rockland, New York 75 $ 26,035,000 $ 347,133 $ 30,000
Mecklenburg, North Carolina 75 $ 16,175,000 $ 215,666 $ 14,000
Travis, Texas 75 $ 27,010,000 $ 360,133 $ 32,000
New Haven, Connecticut 74 $ 18,419,000 $ 248,905 $ 17,000
Pasco, Florida 74 $ 14,265,000 $ 192,770 $ 5,000
Plymouth, Massachusetts 73 $ 21,013,000 $ 287,849 $ 16,000
El Paso, Colorado 72 $ 16,334,000 $ 226,861 $ 19,000
Jefferson, Colorado 72 $ 20,947,000 $ 290,930 $ 20,000
Volusia, Florida 72 $ 15,109,000 $ 209,847 $ 5,000
Clark, Washington 72 $ 24,516,000 $ 340,500 $ 16,000
Milwaukee, Wisconsin 70 $ 7,147,000 $ 102,100 $ 1,000
St. Lucie, Florida 68 $ 13,245,000 $ 194,779 $ 2,000
Lake, Illinois 68 $ 22,689,000 $ 333,661 $ 8,000
Bucks, Pennsylvania 66 $ 18,563,000 $ 281,257 $ 28,000
Bristol, Massachusetts 65 $ 16,666,000 $ 256,400 $ 12,000
Montgomery, Pennsylvania 65 $ 15,413,000 $ 237,123 $ 37,000
Douglas, Colorado 64 $ 24,949,000 $ 389,828 $ 19,000
Denton, Texas 64 $ 11,694,000 $ 182,718 $ 27,000
Napa, California 63 $ 37,017,000 $ 587,571 $ 22,000
Shasta, California 63 $ 15,510,000 $ 246,190 $ 9,000
Brevard, Florida 62 $ 12,841,000 $ 207,112 $ 4,000
Sarasota, Florida 62 $ 19,472,000 $ 314,064 $ 7,000
Wake, North Carolina 62 $ 17,886,000 $ 288,483 $ 20,000
Collin, Texas 62 $ 14,516,000 $ 234,129 $ 23,000
St. Louis, Missouri 61 $ 11,934,000 $ 195,639 $ 4,000
Dutchess, New York 60 $ 13,578,000 $ 226,300 $ 31,000
Clackamas, Oregon 60 $ 22,807,000 $ 380,116 $ 12,000
Manatee, Florida 59 $ 18,000,000 $ 305,084 $ 2,000
Genesee, Michigan 59 $ 8,527,000 $ 144,525 $ 2,000
Charleston, South Carolina 59 $ 20,671,000 $ 350,355 $ 14,000
Virginia Beach, Virginia 58 $ 14,311,000 $ 246,741 $ 23,000
Jackson, Missouri 57 $ 8,130,000 $ 142,631 $ 7,000
Butte, California 56 $ 14,399,000 $ 257,125 $ 8,000
Yolo, California 56 $ 16,818,000 $ 300,321 $ 8,000
Camden, New Jersey 55 $ 9,845,000 $ 179,000 $ 15,000
Fort Bend, Texas 55 $ 13,163,000 $ 239,327 $ 24,000
Utah, Utah 55 $ 17,089,000 $ 310,709 $ 18,000
Madera, California 54 $ 14,380,000 $ 266,296 $ 13,000
Ada, Idaho 54 $ 13,158,000 $ 243,666 $ 9,000
Shelby, Tennessee 53 $ 11,504,000 $ 217,056 $ 5,000
Kane, Illinois 52 $ 10,567,000 $ 203,211 $ 4,000
Orange, New York 52 $ 14,242,000 $ 273,884 $ 33,000
Washtenaw, Michigan 51 $ 7,392,000 $ 144,941 $ 4,000
Mercer, New Jersey 51 $ 11,850,000 $ 232,352 $ 14,000
Adams, Colorado 50 $ 10,304,000 $ 206,080 $ 4,000
Somerset, New Jersey 50 $ 16,571,000 $ 331,420 $ 28,000
Mohave, Arizona 49 $ 10,151,000 $ 207,163 $ 8,000
Allegheny, Pennsylvania 48 $ 5,719,000 $ 119,145 $ 5,000
Horry, South Carolina 48 $ 10,679,000 $ 222,479 $ 40,000
Atlantic, New Jersey 47 $ 13,825,000 $ 294,148 $ 3,000
Burlington, New Jersey 47 $ 11,108,000 $ 236,340 $ 15,000
Davidson, Tennessee 47 $ 12,430,000 $ 264,468 $ 40,000
Barnstable, Massachusetts 46 $ 18,500,000 $ 402,173 $ 7,000
Charles, Maryland 45 $ 11,568,000 $ 257,066 $ 8,000
Arlington, Virginia 45 $ 14,812,000 $ 329,155 $ 41,000
Cherokee, Georgia 44 $ 8,875,000 $ 201,704 $ 19,000
Spokane, Washington 44 $ 9,913,000 $ 225,295 $ 16,000
Imperial, California 43 $ 8,838,000 $ 205,534 $ 4,000
Lake, Florida 43 $ 10,207,000 $ 237,372 $ 9,000
Monroe, Pennsylvania 43 $ 7,653,000 $ 177,976 $ 35,000
Montgomery, Texas 43 $ 8,783,000 $ 204,255 $ 16,000
Anchorage, Alaska 42 $ 11,383,000 $ 271,023 $ 54,000
Calaveras, California 42 $ 14,171,000 $ 337,404 $ 40,000
Mendocino, California 42 $ 16,512,000 $ 393,142 $ 19,000
Howard, Maryland 42 $ 19,684,000 $ 468,666 $ 26,000
Deschutes, Oregon 42 $ 16,897,000 $ 402,309 $ 19,000
Chesterfield, Virginia 42 $ 7,964,000 $ 189,619 $ 22,000
Frederick, Maryland 41 $ 10,266,000 $ 250,390 $ 17,000
Marion, Florida 40 $ 10,076,000 $ 251,900 $ 4,000
Gloucester, New Jersey 40 $ 8,034,000 $ 200,850 $ 16,000
New Castle, Delaware 39 $ 6,740,000 $ 172,820 $ 10,000
Chatham, Georgia 39 $ 5,427,000 $ 139,153 $ 17,000
Erie, New York 39 $ 3,414,000 $ 87,538 $ 7,000
Putnam, New York 38 $ 12,583,000 $ 331,131 $ 64,000
Marion, Oregon 38 $ 7,622,000 $ 200,578 $ 3,000
Henrico, Virginia 38 $ 7,095,000 $ 186,710 $ 16,000
Kitsap, Washington 38 $ 11,408,000 $ 300,210 $ 37,000
Charlotte, Florida 37 $ 10,940,000 $ 295,675 $ 3,000
Lane, Oregon 37 $ 7,635,000 $ 206,351 $ 2,000
Chester, Pennsylvania 37 $ 10,484,000 $ 283,351 $ 49,000
Beaufort, South Carolina 37 $ 14,482,000 $ 391,405 $ 34,000
Yavapai, Arizona 36 $ 11,189,000 $ 310,805 $ 17,000
Kings, California 36 $ 6,690,000 $ 185,833 $ 2,000
Boulder, Colorado 36 $ 12,380,000 $ 343,888 $ 20,000
Henry, Georgia 36 $ 6,759,000 $ 187,750 $ 6,000
McHenry, Illinois 36 $ 8,092,000 $ 224,777 $ 10,000
Dakota, Minnesota 36 $ 6,635,000 $ 184,305 $ 5,000
Ramsey, Minnesota 36 $ 6,065,000 $ 168,472 $ 6,000
Rockingham, New Hampshire 36 $ 11,656,000 $ 323,777 $ 30,000
Humboldt, California 35 $ 10,587,000 $ 302,485 $ 3,000
St. Johns, Florida 35 $ 14,263,000 $ 407,514 $ 10,000
Hampden, Massachusetts 35 $ 6,524,000 $ 186,400 $ 11,000
Lake, California 34 $ 10,134,000 $ 298,058 $ 6,000
Marion, Indiana 34 $ 4,818,000 $ 141,705 $ 4,000
Livingston, Michigan 34 $ 7,071,000 $ 207,970 $ 2,000
Tulsa, Oklahoma 34 $ 3,559,000 $ 104,676 $ 12,000
Jefferson, Alabama 33 $ 5,878,000 $ 178,121 $ 4,000
Kauai, Hawaii 33 $ 21,877,000 $ 662,939 $ 42,000
Santa Fe, New Mexico 33 $ 12,362,000 $ 374,606 $ 7,000
Weld, Colorado 32 $ 8,401,000 $ 262,531 $ 13,000
Monroe, Florida 32 $ 15,576,000 $ 486,750 $ 28,000
San Benito, California 31 $ 18,453,000 $ 595,258 $ 18,000
Carroll, Maryland 31 $ 7,222,000 $ 232,967 $ 17,000
St. Louis City, Missouri 31 $ 4,555,000 $ 146,935 $ 5,000
Delaware, Pennsylvania 31 $ 7,664,000 $ 247,225 $ 29,000
York, Pennsylvania 31 $ 5,381,000 $ 173,580 $ 6,000
Williamson, Texas 31 $ 6,051,000 $ 195,193 $ 24,000
Yuba, California 30 $ 5,792,000 $ 193,066 $ 2,000
Sussex, New Jersey 30 $ 8,753,000 $ 291,766 $ 23,000
Hamilton, Ohio 30 $ 6,476,000 $ 215,866 $ 15,000
Chesapeake, Virginia 30 $ 9,007,000 $ 300,233 $ 21,000
Summit, Colorado 29 $ 24,317,000 $ 838,517 $ 18,000
Clay, Florida 29 $ 6,499,000 $ 224,103 $ 2,000
Orleans, Louisiana 29 $ 6,623,000 $ 228,379 $ 12,000
Harford, Maryland 29 $ 7,284,000 $ 251,172 $ 2,000
Hunterdon, New Jersey 29 $ 10,950,000 $ 377,586 $ 30,000
Washington, Minnesota 28 $ 8,765,000 $ 313,035 $ 9,000
Franklin, Ohio 28 $ 3,871,000 $ 138,250 $ 13,000
Anoka, Minnesota 27 $ 7,186,000 $ 266,148 $ 9,000
Ulster, New York 27 $ 5,641,000 $ 208,925 $ 26,000
Spotsylvania, Virginia 27 $ 7,708,000 $ 285,481 $ 8,000
Whatcom, Washington 27 $ 8,062,000 $ 298,592 $ 8,000
Flagler, Florida 26 $ 8,203,000 $ 315,500 $ 17,000
Walton, Florida 26 $ 11,601,000 $ 446,192 $ 8,000
Clayton, Georgia 26 $ 3,306,000 $ 127,153 $ 0
Ingham, Michigan 26 $ 1,654,000 $ 63,615 $ 0
Stafford, Virginia 26 $ 8,612,000 $ 331,230 $ 13,000
Thurston, Washington 26 $ 7,404,000 $ 284,769 $ 14,000
Hernando, Florida 25 $ 4,546,000 $ 181,840 $ 0
Forsyth, Georgia 25 $ 8,946,000 $ 357,840 $ 8,000
Jefferson, Louisiana 25 $ 4,269,000 $ 170,760 $ 19,000
Cape May, New Jersey 25 $ 10,059,000 $ 402,360 $ 9,000
Guilford, North Carolina 25 $ 4,075,000 $ 163,000 $ 15,000
Hidalgo, Texas 25 $ 3,183,000 $ 127,320 $ 9,000
Yuma, Arizona 24 $ 4,216,000 $ 175,666 $ 0
Litchfield, Connecticut 24 $ 6,717,000 $ 279,875 $ 25,000
Citrus, Florida 24 $ 5,356,000 $ 223,166 $ 17,000
Douglas, Georgia 24 $ 2,971,000 $ 123,791 $ 1,000
York, Maine 24 $ 8,495,000 $ 353,958 $ 20,000
Hillsborough, New Hampshire 24 $ 6,626,000 $ 276,083 $ 39,000
Kent, Rhode Island 24 $ 5,264,000 $ 219,333 $ 14,000
Tehama, California 23 $ 5,771,000 $ 250,913 $ 15,000
Martin, Florida 23 $ 8,277,000 $ 359,869 $ 2,000
Johnson, Kansas 23 $ 5,524,000 $ 240,173 $ 26,000
Monroe, New York 23 $ 2,352,000 $ 102,260 $ 20,000
Summit, Ohio 23 $ 3,065,000 $ 133,260 $ 15,000
Kootenai, Idaho 22 $ 15,512,000 $ 705,090 $ 11,000
Kent, Michigan 22 $ 2,251,000 $ 102,318 $ 0
Warren, New Jersey 22 $ 7,911,000 $ 359,590 $ 15,000
Buncombe, North Carolina 22 $ 4,539,000 $ 206,318 $ 11,000
El Paso, Texas 22 $ 2,782,000 $ 126,454 $ 7,000
Norfolk, Virginia 22 $ 4,119,000 $ 187,227 $ 4,000
Tuolumne, California 21 $ 6,480,000 $ 308,571 $ 17,000
Garfield, Colorado 21 $ 6,089,000 $ 289,952 $ 6,000
New London, Connecticut 21 $ 4,743,000 $ 225,857 $ 15,000
Lake, Indiana 21 $ 2,468,000 $ 117,523 $ 12,000
Jefferson, Kentucky 21 $ 3,430,000 $ 163,333 $ 43,000
St. Charles, Missouri 21 $ 3,630,000 $ 172,857 $ 20,000
Luzerne, Pennsylvania 21 $ 3,115,000 $ 148,333 $ 10,000
Washington, Utah 21 $ 6,284,000 $ 299,238 $ 36,000
Sutter, California 20 $ 4,848,000 $ 242,400 $ 5,000
Mesa, Colorado 20 $ 5,539,000 $ 276,950 $ 5,000
Sussex, Delaware 20 $ 6,515,000 $ 325,750 $ 18,000
Escambia, Florida 20 $ 4,389,000 $ 219,450 $ 1,000
Indian River, Florida 20 $ 4,667,000 $ 233,350 $ 11,000
Canyon, Idaho 20 $ 4,044,000 $ 202,200 $ 8,000
Cumberland, Maine 20 $ 4,769,000 $ 238,450 $ 29,000
St. Clair, Michigan 20 $ 3,532,000 $ 176,600 $ 0
Oklahoma, Oklahoma 20 $ 2,818,000 $ 140,900 $ 20,000
Jackson, Oregon 20 $ 5,849,000 $ 292,450 $ 17,000
Northampton, Pennsylvania 20 $ 4,037,000 $ 201,850 $ 22,000
Lexington, South Carolina 20 $ 3,518,000 $ 175,900 $ 24,000
Amador, California 19 $ 7,159,000 $ 376,789 $ 14,000
Mono, California 19 $ 7,269,000 $ 382,578 $ 36,000
Larimer, Colorado 19 $ 3,566,000 $ 187,684 $ 19,000
Calvert, Maryland 19 $ 6,979,000 $ 367,315 $ 41,000
St. Mary's, Maryland 19 $ 5,258,000 $ 276,736 $ 3,000
Union, North Carolina 19 $ 5,405,000 $ 284,473 $ 23,000
Berks, Pennsylvania 19 $ 2,479,000 $ 130,473 $ 20,000
Galveston, Texas 19 $ 3,056,000 $ 160,842 $ 11,000
Coweta, Georgia 18 $ 2,768,000 $ 153,777 $ 9,000
Newton, Georgia 18 $ 2,983,000 $ 165,722 $ 1,000
Kendall, Illinois 18 $ 2,849,000 $ 158,277 $ 8,000
Douglas, Nebraska 18 $ 2,055,000 $ 114,166 $ 3,000
Sandoval, New Mexico 18 $ 5,594,000 $ 310,777 $ 4,000
Lehigh, Pennsylvania 18 $ 2,413,000 $ 134,055 $ 10,000
Waukesha, Wisconsin 18 $ 4,944,000 $ 274,666 $ 19,000
Alachua, Florida 17 $ 4,353,000 $ 256,058 $ 13,000
Hall, Georgia 17 $ 2,813,000 $ 165,470 $ 25,000
Paulding, Georgia 17 $ 2,745,000 $ 161,470 $ 0
Lancaster, Pennsylvania 17 $ 3,390,000 $ 199,411 $ 27,000
Pike, Pennsylvania 17 $ 3,599,000 $ 211,705 $ 42,000
Davis, Utah 17 $ 4,559,000 $ 268,176 $ 14,000
Yakima, Washington 17 $ 2,790,000 $ 164,117 $ 16,000
Coconino, Arizona 16 $ 6,133,000 $ 383,312 $ 27,000
Pulaski, Arkansas 16 $ 2,370,000 $ 148,125 $ 15,000
Eagle, Colorado 16 $ 9,701,000 $ 606,312 $ 45,000
Bay, Florida 16 $ 4,184,000 $ 261,500 $ 2,000
Clay, Missouri 16 $ 2,673,000 $ 167,062 $ 20,000
Albany, New York 16 $ 2,323,000 $ 145,187 $ 7,000
Durham, North Carolina 16 $ 1,743,000 $ 108,937 $ 7,000
Lackawanna, Pennsylvania 16 $ 2,280,000 $ 142,500 $ 23,000
Richland, South Carolina 16 $ 3,048,000 $ 190,500 $ 6,000
Spartanburg, South Carolina 16 $ 2,873,000 $ 179,562 $ 33,000
Williamson, Tennessee 16 $ 4,980,000 $ 311,250 $ 2,000
Ellis, Texas 16 $ 3,307,000 $ 206,687 $ 14,000
Hampton, Virginia 16 $ 3,077,000 $ 192,312 $ 5,000
Matanuska-Susitna, Alaska 15 $ 2,717,000 $ 181,133 $ 32,000
Bartow, Georgia 15 $ 3,441,000 $ 229,400 $ 12,000
Polk, Iowa 15 $ 1,392,000 $ 92,800 $ 19,000
Cecil, Maryland 15 $ 4,126,000 $ 275,066 $ 19,000
Worcester, Maryland 15 $ 3,900,000 $ 260,000 $ 12,000
Monroe, Michigan 15 $ 2,211,000 $ 147,400 $ 2,000
Nye, Nevada 15 $ 4,191,000 $ 279,400 $ 23,000
Brunswick, North Carolina 15 $ 3,399,000 $ 226,600 $ 10,000
Cumberland, North Carolina 15 $ 2,345,000 $ 156,333 $ 4,000
New Hanover, North Carolina 15 $ 3,195,000 $ 213,000 $ 3,000
Josephine, Oregon 15 $ 3,159,000 $ 210,600 $ 22,000
Manassas, Virginia 15 $ 3,300,000 $ 220,000 $ 0
Richmond City, Virginia 15 $ 3,569,000 $ 237,933 $ 8,000
Island, Washington 15 $ 6,124,000 $ 408,266 $ 33,000
Mason, Washington 15 $ 3,281,000 $ 218,733 $ 6,000
Dane, Wisconsin 15 $ 3,069,000 $ 204,600 $ 10,000
Middlesex, Connecticut 14 $ 4,105,000 $ 293,214 $ 41,000
Okaloosa, Florida 14 $ 5,031,000 $ 359,357 $ 3,000
Rockdale, Georgia 14 $ 2,891,000 $ 206,500 $ 13,000
Allen, Indiana 14 $ 1,606,000 $ 114,714 $ 21,000
Porter, Indiana 14 $ 3,050,000 $ 217,857 $ 17,000
Dukes, Massachusetts 14 $ 6,210,000 $ 443,571 $ 28,000
Lapeer, Michigan 14 $ 3,263,000 $ 233,071 $ 20,000
Muskegon, Michigan 14 $ 1,600,000 $ 114,285 $ 0
Douglas, Nevada 14 $ 6,001,000 $ 428,642 $ 1,000
Cumberland, New Jersey 14 $ 2,228,000 $ 159,142 $ 9,000
Lorain, Ohio 14 $ 1,639,000 $ 117,071 $ 10,000
Stark, Ohio 14 $ 1,957,000 $ 139,785 $ 0
Greenville, South Carolina 14 $ 2,848,000 $ 203,428 $ 2,000
York, South Carolina 14 $ 2,707,000 $ 193,357 $ 15,000
Hamilton, Tennessee 14 $ 1,784,000 $ 127,428 $ 38,000
Knox, Tennessee 14 $ 1,856,000 $ 132,571 $ 10,000
Webb, Texas 14 $ 1,710,000 $ 122,142 $ 8,000
Portsmouth, Virginia 14 $ 2,303,000 $ 164,500 $ 14,000
Kenai Peninsula, Alaska 13 $ 3,188,000 $ 245,230 $ 30,000
Kent, Delaware 13 $ 2,435,000 $ 187,307 $ 19,000
Highlands, Florida 13 $ 2,276,000 $ 175,076 $ 8,000
Fayette, Georgia 13 $ 2,974,000 $ 228,769 $ 18,000
St. Tammany, Louisiana 13 $ 1,794,000 $ 138,000 $ 12,000
Merrimack, New Hampshire 13 $ 3,824,000 $ 294,153 $ 18,000
Saratoga, New York 13 $ 2,373,000 $ 182,538 $ 106,000
Dare, North Carolina 13 $ 5,020,000 $ 386,153 $ 94,000
Delaware, Ohio 13 $ 5,155,000 $ 396,538 $ 17,000
Linn, Oregon 13 $ 2,351,000 $ 180,846 $ 4,000
Yamhill, Oregon 13 $ 3,832,000 $ 294,769 $ 3,000
Cameron, Texas 13 $ 1,171,000 $ 90,076 $ 14,000
Alexandria, Virginia 13 $ 3,991,000 $ 307,000 $ 54,000
Lewis, Washington 13 $ 2,533,000 $ 194,846 $ 26,000
Skagit, Washington 13 $ 2,927,000 $ 225,153 $ 15,000
Baldwin, Alabama 12 $ 3,136,000 $ 261,333 $ 43,000
Mobile, Alabama 12 $ 2,574,000 $ 214,500 $ 20,000
Cochise, Arizona 12 $ 3,370,000 $ 280,833 $ 20,000
Putnam, Florida 12 $ 2,119,000 $ 176,583 $ 18,000
East Baton Rouge, Louisiana 12 $ 1,528,000 $ 127,333 $ 7,000
Washington, Maryland 12 $ 2,852,000 $ 237,666 $ 0
Berkshire, Massachusetts 12 $ 3,039,000 $ 253,250 $ 0
Wright, Minnesota 12 $ 2,103,000 $ 175,250 $ 5,000
Harrison, Mississippi 12 $ 1,956,000 $ 163,000 $ 6,000
Jefferson, Missouri 12 $ 1,892,000 $ 157,666 $ 10,000
Lucas, Ohio 12 $ 1,676,000 $ 139,666 $ 0
Montgomery, Ohio 12 $ 1,341,000 $ 111,750 $ 8,000
Albemarle, Virginia 12 $ 4,380,000 $ 365,000 $ 53,000
Newport News, Virginia 12 $ 2,281,000 $ 190,083 $ 7,000
Kittitas, Washington 12 $ 5,816,000 $ 484,666 $ 10,000
Berkeley, West Virginia 12 $ 3,187,000 $ 265,583 $ 17,000
Jefferson, West Virginia 12 $ 2,507,000 $ 208,916 $ 38,000
Shelby, Alabama 11 $ 1,887,000 $ 171,545 $ 12,000
Navajo, Arizona 11 $ 3,017,000 $ 274,272 $ 20,000
Siskiyou, California 11 $ 2,991,000 $ 271,909 $ 10,000
Caddo, Louisiana 11 $ 1,465,000 $ 133,181 $ 31,000
Scott, Minnesota 11 $ 3,843,000 $ 349,363 $ 0
Iredell, North Carolina 11 $ 3,429,000 $ 311,727 $ 0
Lake, Ohio 11 $ 1,694,000 $ 154,000 $ 2,000
Cleveland, Oklahoma 11 $ 1,534,000 $ 139,454 $ 111,000
Berkeley, South Carolina 11 $ 1,879,000 $ 170,818 $ 5,000
Brazoria, Texas 11 $ 2,320,000 $ 210,909 $ 35,000
Smith, Texas 11 $ 2,856,000 $ 259,636 $ 100,000
Weber, Utah 11 $ 1,685,000 $ 153,181 $ 0
Cowlitz, Washington 11 $ 1,913,000 $ 173,909 $ 21,000
Garland, Arkansas 10 $ 1,635,000 $ 163,500 $ 72,000
Archuleta, Colorado 10 $ 4,515,000 $ 451,500 $ 0
Grand, Colorado 10 $ 3,497,000 $ 349,700 $ 52,000
La Plata, Colorado 10 $ 3,493,000 $ 349,300 $ 32,000
Pueblo, Colorado 10 $ 1,743,000 $ 174,300 $ 7,000
Jackson, Georgia 10 $ 2,585,000 $ 258,500 $ 0
Bonneville, Idaho 10 $ 3,068,000 $ 306,800 $ 31,000
Sedgwick, Kansas 10 $ 982,000 $ 98,200 $ 14,000
Wicomico, Maryland 10 $ 1,469,000 $ 146,900 $ 0
Gallatin, Montana 10 $ 4,243,000 $ 424,300 $ 91,000
Belknap, New Hampshire 10 $ 2,916,000 $ 291,600 $ 54,000
Cabarrus, North Carolina 10 $ 2,003,000 $ 200,300 $ 25,000
Henderson, North Carolina 10 $ 2,034,000 $ 203,400 $ 30,000
Benton, Oregon 10 $ 3,546,000 $ 354,600 $ 51,000
Lincoln, Oregon 10 $ 2,374,000 $ 237,400 $ 12,000
Carbon, Pennsylvania 10 $ 1,860,000 $ 186,000 $ 32,000
Hays, Texas 10 $ 1,778,000 $ 177,800 $ 22,000
Kaufman, Texas 10 $ 1,264,000 $ 126,400 $ 40,000
Iron, Utah 10 $ 3,144,000 $ 314,400 $ 8,000
Frederick, Virginia 10 $ 2,975,000 $ 297,500 $ 0
James City, Virginia 10 $ 3,523,000 $ 352,300 $ 0
Grant, Washington 10 $ 2,738,000 $ 273,800 $ 7,000
Benton, Arkansas 9 $ 807,000 $ 89,666 $ 0
Mariposa, California 9 $ 3,122,000 $ 346,888 $ 7,000
Windham, Connecticut 9 $ 1,730,000 $ 192,222 $ 22,000
Leon, Florida 9 $ 1,071,000 $ 119,000 $ 61,000
Barrow, Georgia 9 $ 2,980,000 $ 331,111 $ 0
Clarke, Georgia 9 $ 1,021,000 $ 113,444 $ 7,000
Walton, Georgia 9 $ 2,678,000 $ 297,555 $ 13,000
Blaine, Idaho 9 $ 5,932,000 $ 659,111 $ 92,000
Bonner, Idaho 9 $ 4,302,000 $ 478,000 $ 18,000
Winnebago, Illinois 9 $ 1,053,000 $ 117,000 $ 0
Hamilton, Indiana 9 $ 1,432,000 $ 159,111 $ 29,000
Queen Anne's, Maryland 9 $ 3,394,000 $ 377,111 $ 0
Carver, Minnesota 9 $ 1,233,000 $ 137,000 $ 0
DeSoto, Mississippi 9 $ 1,392,000 $ 154,666 $ 37,000
Hinds, Mississippi 9 $ 1,223,000 $ 135,888 $ 0
Jackson, Mississippi 9 $ 1,289,000 $ 143,222 $ 3,000
Boone, Missouri 9 $ 2,146,000 $ 238,444 $ 61,000
Alamance, North Carolina 9 $ 1,368,000 $ 152,000 $ 6,000
Carteret, North Carolina 9 $ 2,743,000 $ 304,777 $ 21,000
Gaston, North Carolina 9 $ 773,000 $ 85,888 $ 5,000
Johnston, North Carolina 9 $ 1,580,000 $ 175,555 $ 0
Trumbull, Ohio 9 $ 1,173,000 $ 130,333 $ 27,000
Warren, Ohio 9 $ 4,059,000 $ 451,000 $ 0
Franklin, Pennsylvania 9 $ 1,678,000 $ 186,444 $ 13,000
Westmoreland, Pennsylvania 9 $ 1,874,000 $ 208,222 $ 11,000
Washington, Rhode Island 9 $ 1,788,000 $ 198,666 $ 21,000
Dorchester, South Carolina 9 $ 1,624,000 $ 180,444 $ 10,000
Sevier, Tennessee 9 $ 2,233,000 $ 248,111 $ 11,000
Jefferson, Texas 9 $ 961,000 $ 106,777 $ 20,000
Summit, Utah 9 $ 3,211,000 $ 356,777 $ 55,000
Fauquier, Virginia 9 $ 2,634,000 $ 292,666 $ 0
York, Virginia 9 $ 2,339,000 $ 259,888 $ 36,000
Chelan, Washington 9 $ 3,009,000 $ 334,333 $ 15,000
Park, Colorado 8 $ 2,248,000 $ 281,000 $ 0
Tolland, Connecticut 8 $ 2,200,000 $ 275,000 $ 35,000
Richmond, Georgia 8 $ 1,160,000 $ 145,000 $ 4,000
St. Joseph, Indiana 8 $ 495,000 $ 61,875 $ 5,000
Nantucket, Massachusetts 8 $ 6,911,000 $ 863,875 $ 48,000
Berrien, Michigan 8 $ 1,232,000 $ 154,000 $ 0
Kalamazoo, Michigan 8 $ 875,000 $ 109,375 $ 26,000
Ottawa, Michigan 8 $ 1,253,000 $ 156,625 $ 0
Rice, Minnesota 8 $ 1,338,000 $ 167,250 $ 4,000
Flathead, Montana 8 $ 1,846,000 $ 230,750 $ 20,000
Lake, Montana 8 $ 4,094,000 $ 511,750 $ 40,000
Churchill, Nevada 8 $ 1,581,000 $ 197,625 $ 21,000
Grafton, New Hampshire 8 $ 1,264,000 $ 158,000 $ 20,000
San Juan, New Mexico 8 $ 1,506,000 $ 188,250 $ 55,000
Sullivan, New York 8 $ 2,120,000 $ 265,000 $ 40,000
Licking, Ohio 8 $ 2,139,000 $ 267,375 $ 47,000
Coos, Oregon 8 $ 1,369,000 $ 171,125 $ 7,000
Dauphin, Pennsylvania 8 $ 1,036,000 $ 129,500 $ 16,000
Wayne, Pennsylvania 8 $ 1,607,000 $ 200,875 $ 58,000
Bristol, Rhode Island 8 $ 2,671,000 $ 333,875 $ 0
Rutherford, Tennessee 8 $ 1,373,000 $ 171,625 $ 0
Grayson, Texas 8 $ 1,049,000 $ 131,125 $ 18,000
Guadalupe, Texas 8 $ 1,284,000 $ 160,500 $ 53,000
Culpeper, Virginia 8 $ 2,028,000 $ 253,500 $ 0
Hanover, Virginia 8 $ 1,455,000 $ 181,875 $ 0
Orange, Virginia 8 $ 1,572,000 $ 196,500 $ 22,000
St. Croix, Wisconsin 8 $ 2,260,000 $ 282,500 $ 22,000
Del Norte, California 7 $ 1,221,000 $ 174,428 $ 11,000
Glenn, California 7 $ 1,488,000 $ 212,571 $ 0
Elbert, Colorado 7 $ 2,369,000 $ 338,428 $ 28,000
Fremont, Colorado 7 $ 1,872,000 $ 267,428 $ 24,000
San Miguel, Colorado 7 $ 4,306,000 $ 615,142 $ 50,000
Teller, Colorado 7 $ 848,000 $ 121,142 $ 4,000
Sumter, Florida 7 $ 1,926,000 $ 275,142 $ 0
Effingham, Georgia 7 $ 1,251,000 $ 178,714 $ 13,000
Gilmer, Georgia 7 $ 1,373,000 $ 196,142 $ 6,000
Gordon, Georgia 7 $ 560,000 $ 80,000 $ 0
Jefferson, Idaho 7 $ 1,530,000 $ 218,571 $ 30,000
Madison, Illinois 7 $ 723,000 $ 103,285 $ 0
St. Clair, Illinois 7 $ 1,587,000 $ 226,714 $ 0
Wyandotte, Kansas 7 $ 571,000 $ 81,571 $ 0
Ascension, Louisiana 7 $ 1,243,000 $ 177,571 $ 54,000
Shiawassee, Michigan 7 $ 741,000 $ 105,857 $ 0
Missoula, Montana 7 $ 976,000 $ 139,428 $ 29,000
Sarpy, Nebraska 7 $ 1,169,000 $ 167,000 $ 0
Carroll, New Hampshire 7 $ 1,690,000 $ 241,428 $ 0
Cheshire, New Hampshire 7 $ 1,455,000 $ 207,857 $ 15,000
Dona Ana, New Mexico 7 $ 1,610,000 $ 230,000 $ 29,000
Columbia, New York 7 $ 1,252,000 $ 178,857 $ 23,000
Greene, New York 7 $ 1,660,000 $ 237,142 $ 18,000
Forsyth, North Carolina 7 $ 1,435,000 $ 205,000 $ 0
Page:

Mortgage Loan Application Detail Totals for Onewest Bank, FSB in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 35,829 $13,787,689,000 $384,000 $13,300,000 $20,000 $3,000,000
Home Purchase 15,633 $4,821,536,000 $308,000 $15,458,000 $0 $360,000
Home Improvement 189 $40,408,000 $213,000 $626,000 $80,000 $400,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 45,025 $16,725,868,000 $371,000 $15,458,000 $0 $0
Hispanic 4,193 $1,267,117,000 $302,000 $968,000 $123,000 $3,000,000
White 1,273 $346,153,000 $271,000 $968,000 $102,000 $2,400,000
Not Provided 921 $245,391,000 $266,000 $916,000 $94,000 $1,565,000
Black or African American 129 $28,802,000 $223,000 $730,000 $74,000 $260,000
Asian 86 $29,000,000 $337,000 $951,000 $122,000 $460,000
Native Hawaiian or Other Pacific Islander 13 $3,984,000 $306,000 $576,000 $81,000 $258,000
American Indian or Alaskan Native 11 $3,318,000 $301,000 $743,000 $108,000 $270,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 50,680 $18,394,444,000 $362,000 $15,458,000 $13,000 $3,000,000
FHA-insured (Federal Housing Administration) 971 $255,189,000 $262,000 $951,000 $67,000 $709,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 45,025 $16,725,868,000 $371,000 $15,458,000 $0 $0
Application Denied By Financial Institution 2,782 $779,854,000 $280,000 $968,000 $103,000 $2,400,000
Loan Originated 2,499 $755,911,000 $302,000 $968,000 $120,000 $2,324,000
Application Approved But Not Accepted 703 $210,071,000 $298,000 $801,000 $129,000 $1,446,000
File Closed For Incompleteness 568 $162,235,000 $285,000 $730,000 $128,000 $3,000,000
Application Withdrawn By Applicant 67 $13,947,000 $208,000 $624,000 $67,000 $275,000
Preapproval Denied by Financial Institution 5 $1,433,000 $286,000 $611,000 $112,000 $198,000
Preapproval Approved but not Accepted 2 $314,000 $157,000 $188,000 $70,000 $110,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 1,295 $359,844,000 $277,000 $968,000 $109,000 $912,000
Credit Application Incomplete 596 $156,030,000 $261,000 $951,000 $95,000 $709,000
Debt-To-Income Ratio 504 $157,812,000 $313,000 $801,000 $89,000 $1,565,000
Unverifiable Information 129 $36,955,000 $286,000 $730,000 $133,000 $2,400,000
Other 101 $28,985,000 $286,000 $743,000 $130,000 $492,000
Credit History 89 $21,290,000 $239,000 $650,000 $64,000 $539,000
Mortgage Insurance Denied 36 $10,255,000 $284,000 $626,000 $105,000 $442,000
Insufficient Cash (Downpayment, Closing Cost) 21 $5,830,000 $277,000 $626,000 $95,000 $331,000
Employment History 16 $4,286,000 $267,000 $475,000 $94,000 $162,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Onewest Bank, FSB's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Onewest Bank, FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List