Onewest Bank, FSB Mortgage Lending & HMDA Data, 2009
In 2009, Onewest Bank, FSB of Pasadena, CA reported 51,651 mortgage applications totaling $18.6 billion. The average application was for $361,070, and applicants reported an average income of $14,166. 5% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (8,513), Riverside-San Bernardino-Ontario, CA (2,867) and Santa Ana-Anaheim-Irvine, CA (2,305) (applications in parentheses).
| Mortgage Company & Address | Onewest Bank, FSB 888 East Walnut St Pasadena, CA 91101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 |
| Total Number of Mortgage Applications | 51,651 |
| Total Mortgage Loan Application Amount | $18,649,633,000 |
| Average Mortgage Loan Application Amount | $361,070 |
| Highest Mortgage Loan Application Amount | $15,458,000 |
| Average Applicant Income | $14,166 |
| Highest Applicant Income | $3,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Onewest Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 8,513 | $ 4,185,167,000 | $ 491,620 | $ 12,000 |
| Riverside-San Bernardino-Ontario, CA | 2,867 | $ 969,849,000 | $ 338,280 | $ 5,000 |
| Santa Ana-Anaheim-Irvine, CA | 2,305 | $ 1,161,218,000 | $ 503,782 | $ 20,000 |
| New York-White Plains-Wayne, NY-NJ | 2,168 | $ 818,330,000 | $ 377,458 | $ 33,461 |
| San Diego-Carlsbad-San Marcos, CA | 2,094 | $ 1,147,992,000 | $ 548,229 | $ 9,000 |
| Oakland-Fremont-Hayward, CA | 1,667 | $ 827,202,000 | $ 496,221 | $ 14,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,312 | $ 409,759,000 | $ 312,316 | $ 14,811 |
| Chicago-Naperville-Joliet, IL | 1,100 | $ 265,344,000 | $ 241,221 | $ 6,000 |
| Nassau-Suffolk, NY | 1,069 | $ 371,852,000 | $ 347,850 | $ 44,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1,059 | $ 386,997,000 | $ 365,436 | $ 9,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1,013 | $ 298,486,000 | $ 294,655 | $ 6,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 972 | $ 564,914,000 | $ 581,187 | $ 13,000 |
| Miami-Miami Beach-Kendall, FL | 957 | $ 257,683,000 | $ 269,261 | $ 4,000 |
| San Francisco-San Mateo-Redwood City, CA | 906 | $ 596,683,000 | $ 658,590 | $ 23,000 |
| Atlanta-Sandy Springs-Marietta, GA | 777 | $ 160,445,000 | $ 206,492 | $ 10,000 |
| Las Vegas-Paradise, NV | 767 | $ 229,141,000 | $ 298,749 | $ 5,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 635 | $ 162,250,000 | $ 255,511 | $ 3,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 600 | $ 294,782,000 | $ 491,303 | $ 17,000 |
| Seattle-Bellevue-Everett, WA | 573 | $ 208,617,000 | $ 364,078 | $ 18,000 |
| Orlando-Kissimmee, FL | 537 | $ 120,955,000 | $ 225,242 | $ 4,000 |
| Baltimore-Towson, MD | 477 | $ 123,745,000 | $ 259,423 | $ 9,000 |
| Tampa-St. Petersburg-Clearwater, FL | 435 | $ 92,958,000 | $ 213,696 | $ 5,000 |
| Newark-Union, NJ-PA | 431 | $ 136,500,000 | $ 316,705 | $ 26,631 |
| Warren-Troy-Farmington Hills, MI | 378 | $ 78,513,000 | $ 207,706 | $ 4,000 |
| Edison-New Brunswick, NJ | 370 | $ 112,778,000 | $ 304,805 | $ 33,000 |
| Stockton, CA | 369 | $ 127,463,000 | $ 345,428 | $ 1,000 |
| Houston-Sugar Land-Baytown, TX | 363 | $ 62,569,000 | $ 172,366 | $ 14,000 |
| Denver-Aurora-Broomfield, CO | 360 | $ 104,065,000 | $ 289,069 | $ 18,000 |
| Portland-Vancouver-Beaverton, OR-WA | 354 | $ 99,410,000 | $ 280,819 | $ 11,824 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 344 | $ 108,577,000 | $ 315,630 | $ 3,000 |
| Dallas-Plano-Irving, TX | 330 | $ 61,564,000 | $ 186,557 | $ 18,000 |
| Philadelphia, PA | 306 | $ 66,546,000 | $ 217,470 | $ 25,000 |
| Bakersfield, CA | 302 | $ 70,372,000 | $ 233,019 | $ 2,000 |
| Fresno, CA | 301 | $ 83,181,000 | $ 276,348 | $ 5,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 288 | $ 70,026,000 | $ 243,145 | $ 9,343 |
| Bethesda-Frederick-Rockville, MD | 283 | $ 89,688,000 | $ 316,918 | $ 23,000 |
| Vallejo-Fairfield, CA | 282 | $ 107,388,000 | $ 380,808 | $ 3,000 |
| Detroit-Livonia-Dearborn, MI | 271 | $ 31,775,000 | $ 117,250 | $ 3,000 |
| Santa Rosa-Petaluma, CA | 239 | $ 114,694,000 | $ 479,891 | $ 19,000 |
| Boston-Quincy, MA | 229 | $ 80,586,000 | $ 351,903 | $ 13,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 229 | $ 121,982,000 | $ 532,672 | $ 21,000 |
| Modesto, CA | 202 | $ 63,873,000 | $ 316,202 | $ 3,000 |
| Cape Coral-Fort Myers, FL | 201 | $ 54,552,000 | $ 271,402 | $ 6,000 |
| Providence-New Bedford-Fall River, RI-MA | 196 | $ 46,206,000 | $ 235,744 | $ 9,326 |
| Salinas, CA | 194 | $ 94,592,000 | $ 487,587 | $ 9,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 194 | $ 48,424,000 | $ 249,608 | $ 16,257 |
| Bridgeport-Stamford-Norwalk, CT | 190 | $ 76,313,000 | $ 401,647 | $ 26,000 |
| Jacksonville, FL | 175 | $ 42,518,000 | $ 242,960 | $ 8,000 |
| Honolulu, HI | 172 | $ 78,715,000 | $ 457,645 | $ 26,000 |
| San Luis Obispo-Paso Robles, CA | 158 | $ 73,980,000 | $ 468,227 | $ 24,000 |
| St. Louis, MO-IL | 155 | $ 27,376,000 | $ 176,619 | $ 18,561 |
| Cambridge-Newton-Framingham, MA | 149 | $ 47,321,000 | $ 317,590 | $ 13,000 |
| Camden, NJ | 142 | $ 28,987,000 | $ 204,133 | $ 15,000 |
| Fort Worth-Arlington, TX | 140 | $ 23,277,000 | $ 166,264 | $ 12,000 |
| Richmond, VA | 137 | $ 26,721,000 | $ 195,043 | $ 18,000 |
| Cleveland-Elyria-Mentor, OH | 136 | $ 21,617,000 | $ 158,948 | $ 5,000 |
| Tacoma, WA | 136 | $ 35,806,000 | $ 263,279 | $ 7,000 |
| Charlotte-Gastonia-Concord, NC-SC | 127 | $ 27,063,000 | $ 213,094 | $ 15,889 |
| Visalia-Porterville, CA | 126 | $ 25,317,000 | $ 200,928 | $ 5,000 |
| Kansas City, MO-KS | 124 | $ 20,229,000 | $ 163,137 | $ 14,717 |
| Bradenton-Sarasota-Venice, FL | 121 | $ 37,472,000 | $ 309,685 | $ 5,000 |
| Austin-Round Rock, TX | 120 | $ 35,579,000 | $ 296,491 | $ 29,000 |
| Salt Lake City, UT | 115 | $ 31,119,000 | $ 270,600 | $ 15,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 112 | $ 27,820,000 | $ 248,392 | $ 32,000 |
| Reno-Sparks, NV | 112 | $ 40,843,000 | $ 364,669 | $ 6,000 |
| Lakeland-Winter Haven, FL | 111 | $ 19,461,000 | $ 175,324 | $ 0 |
| Peabody, MA | 100 | $ 33,337,000 | $ 333,370 | $ 20,000 |
| Albuquerque, NM | 99 | $ 24,240,000 | $ 244,848 | $ 21,000 |
| Hartford-West Hartford-East Hartford, CT | 99 | $ 24,003,000 | $ 242,454 | $ 24,000 |
| San Antonio, TX | 97 | $ 15,561,000 | $ 160,422 | $ 21,000 |
| Milwaukee-Waukesha-West Allis, WI | 96 | $ 13,963,000 | $ 145,447 | $ 5,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 96 | $ 23,209,000 | $ 241,760 | $ 25,000 |
| Port St. Lucie, FL | 91 | $ 21,522,000 | $ 236,505 | $ 2,000 |
| Santa Cruz-Watsonville, CA | 91 | $ 45,677,000 | $ 501,945 | $ 24,000 |
| Tucson, AZ | 88 | $ 25,471,000 | $ 289,443 | $ 17,000 |
| Merced, CA | 87 | $ 23,558,000 | $ 270,781 | $ 3,000 |
| Worcester, MA | 85 | $ 18,280,000 | $ 215,058 | $ 10,000 |
| Charleston-North Charleston-Summerville, SC | 79 | $ 24,174,000 | $ 306,000 | $ 13,000 |
| Colorado Springs, CO | 79 | $ 17,182,000 | $ 217,493 | $ 18,000 |
| Naples-Marco Island, FL | 79 | $ 29,574,000 | $ 374,354 | $ 10,000 |
| Boise City-Nampa, ID | 78 | $ 18,233,000 | $ 233,756 | $ 8,000 |
| Raleigh-Cary, NC | 78 | $ 20,570,000 | $ 263,717 | $ 17,000 |
| New Orleans-Metairie-Kenner, LA | 77 | $ 14,699,000 | $ 190,896 | $ 13,000 |
| Lake County-Kenosha County, IL-WI | 75 | $ 24,153,000 | $ 322,040 | $ 8,186 |
| Pittsburgh, PA | 75 | $ 11,601,000 | $ 154,680 | $ 6,000 |
| New Haven-Milford, CT | 74 | $ 18,419,000 | $ 248,905 | $ 17,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 72 | $ 15,109,000 | $ 209,847 | $ 5,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 70 | $ 16,221,000 | $ 231,728 | $ 17,742 |
| Memphis, TN-MS-AR | 70 | $ 13,842,000 | $ 197,742 | $ 8,871 |
| Napa, CA | 63 | $ 37,017,000 | $ 587,571 | $ 22,000 |
| Redding, CA | 63 | $ 15,510,000 | $ 246,190 | $ 9,000 |
| Palm Bay-Melbourne-Titusville, FL | 62 | $ 12,841,000 | $ 207,112 | $ 4,000 |
| Indianapolis-Carmel, IN | 60 | $ 11,923,000 | $ 198,716 | $ 7,000 |
| Flint, MI | 59 | $ 8,527,000 | $ 144,525 | $ 2,000 |
| Wilmington, DE-MD-NJ | 59 | $ 12,178,000 | $ 206,406 | $ 14,576 |
| Anchorage, AK | 57 | $ 14,100,000 | $ 247,368 | $ 48,000 |
| Cincinnati-Middletown, OH-KY-IN | 57 | $ 13,847,000 | $ 242,929 | $ 12,649 |
| Columbus, OH | 57 | $ 12,620,000 | $ 221,403 | $ 22,000 |
| Chico, CA | 56 | $ 14,399,000 | $ 257,125 | $ 8,000 |
| Provo-Orem, UT | 55 | $ 17,089,000 | $ 310,709 | $ 18,000 |
| Madera-Chowchilla, CA | 54 | $ 14,380,000 | $ 266,296 | $ 13,000 |
| Savannah, GA | 52 | $ 7,941,000 | $ 152,711 | $ 16,000 |
| Ann Arbor, MI | 51 | $ 7,392,000 | $ 144,941 | $ 4,000 |
| Trenton-Ewing, NJ | 51 | $ 11,850,000 | $ 232,352 | $ 14,000 |
| Yuba City, CA | 50 | $ 10,640,000 | $ 212,800 | $ 3,000 |
| Birmingham-Hoover, AL | 49 | $ 8,873,000 | $ 181,081 | $ 6,000 |
| Lake Havasu City-Kingman, AZ | 49 | $ 10,151,000 | $ 207,163 | $ 8,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 48 | $ 10,679,000 | $ 222,479 | $ 40,000 |
| Atlantic City-Hammonton, NJ | 47 | $ 13,825,000 | $ 294,148 | $ 3,000 |
| Portland-South Portland-Biddeford, ME | 47 | $ 14,108,000 | $ 300,170 | $ 27,000 |
| Barnstable Town, MA | 46 | $ 18,500,000 | $ 402,173 | $ 7,000 |
| Buffalo-Niagara Falls, NY | 44 | $ 4,136,000 | $ 94,000 | $ 10,000 |
| Spokane, WA | 44 | $ 9,913,000 | $ 225,295 | $ 16,000 |
| Tulsa, OK | 44 | $ 5,375,000 | $ 122,159 | $ 12,000 |
| El Centro, CA | 43 | $ 8,838,000 | $ 205,534 | $ 4,000 |
| Albany-Schenectady-Troy, NY | 42 | $ 6,939,000 | $ 165,214 | $ 40,000 |
| Bend, OR | 42 | $ 16,897,000 | $ 402,309 | $ 19,000 |
| Columbia, SC | 42 | $ 7,371,000 | $ 175,500 | $ 18,000 |
| Salem, OR | 42 | $ 8,167,000 | $ 194,452 | $ 3,000 |
| Rockingham County-Strafford County, NH | 41 | $ 12,657,000 | $ 308,707 | $ 33,000 |
| Springfield, MA | 41 | $ 7,432,000 | $ 181,268 | $ 12,000 |
| Asheville, NC | 40 | $ 8,202,000 | $ 205,050 | $ 16,000 |
| Ocala, FL | 40 | $ 10,076,000 | $ 251,900 | $ 4,000 |
| Scranton--Wilkes-Barre, PA | 39 | $ 5,665,000 | $ 145,256 | $ 15,000 |
| Bremerton-Silverdale, WA | 38 | $ 11,408,000 | $ 300,210 | $ 37,000 |
| Eugene-Springfield, OR | 37 | $ 7,635,000 | $ 206,351 | $ 2,000 |
| Gary, IN | 37 | $ 5,826,000 | $ 157,459 | $ 13,000 |
| Oklahoma City, OK | 37 | $ 5,210,000 | $ 140,810 | $ 44,000 |
| Punta Gorda, FL | 37 | $ 10,940,000 | $ 295,675 | $ 3,000 |
| Wilmington, NC | 37 | $ 7,768,000 | $ 209,945 | $ 9,000 |
| Boulder, CO | 36 | $ 12,380,000 | $ 343,888 | $ 20,000 |
| Hanford-Corcoran, CA | 36 | $ 6,690,000 | $ 185,833 | $ 2,000 |
| Prescott, AZ | 36 | $ 11,189,000 | $ 310,805 | $ 17,000 |
| Louisville-Jefferson County, KY-IN | 34 | $ 5,774,000 | $ 169,823 | $ 29,647 |
| Greensboro-High Point, NC | 33 | $ 5,570,000 | $ 168,787 | $ 11,000 |
| Lansing-East Lansing, MI | 33 | $ 3,376,000 | $ 102,303 | $ 1,000 |
| Santa Fe, NM | 33 | $ 12,362,000 | $ 374,606 | $ 7,000 |
| Greeley, CO | 32 | $ 8,401,000 | $ 262,531 | $ 13,000 |
| York-Hanover, PA | 31 | $ 5,381,000 | $ 173,580 | $ 6,000 |
| Akron, OH | 29 | $ 3,762,000 | $ 129,724 | $ 12,000 |
| Grand Rapids-Wyoming, MI | 29 | $ 3,224,000 | $ 111,172 | $ 3,000 |
| Omaha-Council Bluffs, NE-IA | 29 | $ 3,653,000 | $ 125,965 | $ 4,655 |
| Ogden-Clearfield, UT | 28 | $ 6,244,000 | $ 223,000 | $ 9,000 |
| Rochester, NY | 28 | $ 3,110,000 | $ 111,071 | $ 22,000 |
| Bellingham, WA | 27 | $ 8,062,000 | $ 298,592 | $ 8,000 |
| Kingston, NY | 27 | $ 5,641,000 | $ 208,925 | $ 26,000 |
| Knoxville, TN | 27 | $ 3,931,000 | $ 145,592 | $ 13,000 |
| Olympia, WA | 26 | $ 7,404,000 | $ 284,769 | $ 14,000 |
| Palm Coast, FL | 26 | $ 8,203,000 | $ 315,500 | $ 17,000 |
| McAllen-Edinburg-Mission, TX | 25 | $ 3,183,000 | $ 127,320 | $ 9,000 |
| Ocean City, NJ | 25 | $ 10,059,000 | $ 402,360 | $ 9,000 |
| Baton Rouge, LA | 24 | $ 3,355,000 | $ 139,791 | $ 21,000 |
| Durham-Chapel Hill, NC | 24 | $ 4,867,000 | $ 202,791 | $ 7,000 |
| Hagerstown-Martinsburg, MD-WV | 24 | $ 6,039,000 | $ 251,625 | $ 8,500 |
| Little Rock-North Little Rock-Conway, AR | 24 | $ 3,697,000 | $ 154,041 | $ 20,000 |
| Manchester-Nashua, NH | 24 | $ 6,626,000 | $ 276,083 | $ 39,000 |
| Pensacola-Ferry Pass-Brent, FL | 24 | $ 6,345,000 | $ 264,375 | $ 4,000 |
| Yuma, AZ | 24 | $ 4,216,000 | $ 175,666 | $ 0 |
| Coeur D'Alene, ID | 22 | $ 15,512,000 | $ 705,090 | $ 11,000 |
| Des Moines-West Des Moines, IA | 22 | $ 3,026,000 | $ 137,545 | $ 13,000 |
| El Paso, TX | 22 | $ 2,782,000 | $ 126,454 | $ 7,000 |
| Norwich-New London, CT | 21 | $ 4,743,000 | $ 225,857 | $ 15,000 |
| St. George, UT | 21 | $ 6,284,000 | $ 299,238 | $ 36,000 |
| Grand Junction, CO | 20 | $ 5,539,000 | $ 276,950 | $ 5,000 |
| Jackson, MS | 20 | $ 3,164,000 | $ 158,200 | $ 2,000 |
| Medford, OR | 20 | $ 5,849,000 | $ 292,450 | $ 17,000 |
| Sebastian-Vero Beach, FL | 20 | $ 4,667,000 | $ 233,350 | $ 11,000 |
| Fort Collins-Loveland, CO | 19 | $ 3,566,000 | $ 187,684 | $ 19,000 |
| Greenville-Mauldin-Easley, SC | 19 | $ 4,543,000 | $ 239,105 | $ 1,000 |
| Madison, WI | 19 | $ 3,478,000 | $ 183,052 | $ 8,000 |
| Reading, PA | 19 | $ 2,479,000 | $ 130,473 | $ 20,000 |
| Augusta-Richmond County, GA-SC | 18 | $ 2,821,000 | $ 156,722 | $ 9,666 |
| Charlottesville, VA | 18 | $ 6,209,000 | $ 344,944 | $ 44,000 |
| Gainesville, FL | 18 | $ 4,523,000 | $ 251,277 | $ 12,000 |
| Chattanooga, TN-GA | 17 | $ 2,136,000 | $ 125,647 | $ 31,764 |
| Fort Wayne, IN | 17 | $ 1,887,000 | $ 111,000 | $ 17,000 |
| Gainesville, GA | 17 | $ 2,813,000 | $ 165,470 | $ 25,000 |
| Gulfport-Biloxi, MS | 17 | $ 2,826,000 | $ 166,235 | $ 4,000 |
| Idaho Falls, ID | 17 | $ 4,598,000 | $ 270,470 | $ 31,000 |
| Lancaster, PA | 17 | $ 3,390,000 | $ 199,411 | $ 27,000 |
| Yakima, WA | 17 | $ 2,790,000 | $ 164,117 | $ 16,000 |
| Canton-Massillon, OH | 16 | $ 2,126,000 | $ 132,875 | $ 0 |
| Flagstaff, AZ | 16 | $ 6,133,000 | $ 383,312 | $ 27,000 |
| Harrisburg-Carlisle, PA | 16 | $ 2,531,000 | $ 158,187 | $ 24,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 16 | $ 4,184,000 | $ 261,500 | $ 2,000 |
| Spartanburg, SC | 16 | $ 2,873,000 | $ 179,562 | $ 33,000 |
| Fayetteville, NC | 15 | $ 2,345,000 | $ 156,333 | $ 4,000 |
| Monroe, MI | 15 | $ 2,211,000 | $ 147,400 | $ 2,000 |
| Tallahassee, FL | 15 | $ 1,839,000 | $ 122,600 | $ 45,000 |
| Toledo, OH | 15 | $ 2,150,000 | $ 143,333 | $ 0 |
| Wenatchee-East Wenatchee, WA | 15 | $ 4,529,000 | $ 301,933 | $ 14,000 |
| Youngstown-Warren-Boardman, OH-PA | 15 | $ 1,821,000 | $ 121,400 | $ 15,600 |
| Dayton, OH | 14 | $ 1,498,000 | $ 107,000 | $ 7,000 |
| Fort Walton Beach-Crestview-Destin, FL | 14 | $ 5,031,000 | $ 359,357 | $ 3,000 |
| Laredo, TX | 14 | $ 1,710,000 | $ 122,142 | $ 8,000 |
| Muskegon-Norton Shores, MI | 14 | $ 1,600,000 | $ 114,285 | $ 0 |
| Salisbury, MD | 14 | $ 2,430,000 | $ 173,571 | $ 21,000 |
| Vineland-Millville-Bridgeton, NJ | 14 | $ 2,228,000 | $ 159,142 | $ 9,000 |
| Brownsville-Harlingen, TX | 13 | $ 1,171,000 | $ 90,076 | $ 14,000 |
| Dover, DE | 13 | $ 2,435,000 | $ 187,307 | $ 19,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 13 | $ 1,940,000 | $ 149,230 | $ 0 |
| Mount Vernon-Anacortes, WA | 13 | $ 2,927,000 | $ 225,153 | $ 15,000 |
| Rockford, IL | 13 | $ 1,895,000 | $ 145,769 | $ 0 |
| Shreveport-Bossier City, LA | 13 | $ 1,754,000 | $ 134,923 | $ 30,000 |
| Winchester, VA-WV | 13 | $ 3,547,000 | $ 272,846 | $ 0 |
| Winston-Salem, NC | 13 | $ 2,215,000 | $ 170,384 | $ 6,000 |
| Athens-Clarke County, GA | 12 | $ 1,829,000 | $ 152,416 | $ 5,000 |
| Kalamazoo-Portage, MI | 12 | $ 1,224,000 | $ 102,000 | $ 17,000 |
| Mobile, AL | 12 | $ 2,574,000 | $ 214,500 | $ 20,000 |
| Pittsfield, MA | 12 | $ 3,039,000 | $ 253,250 | $ 0 |
| Springfield, MO | 12 | $ 1,546,000 | $ 128,833 | $ 12,000 |
| Longview, WA | 11 | $ 1,913,000 | $ 173,909 | $ 21,000 |
| Roanoke, VA | 11 | $ 2,398,000 | $ 218,000 | $ 18,000 |
| Tyler, TX | 11 | $ 2,856,000 | $ 259,636 | $ 100,000 |
| Beaumont-Port Arthur, TX | 10 | $ 1,182,000 | $ 118,200 | $ 18,000 |
| Burlington-South Burlington, VT | 10 | $ 1,854,000 | $ 185,400 | $ 6,000 |
| Corvallis, OR | 10 | $ 3,546,000 | $ 354,600 | $ 51,000 |
| Evansville, IN-KY | 10 | $ 804,000 | $ 80,400 | $ 15,600 |
| Hot Springs, AR | 10 | $ 1,635,000 | $ 163,500 | $ 72,000 |
| Lexington-Fayette, KY | 10 | $ 1,125,000 | $ 112,500 | $ 0 |
| Pascagoula, MS | 10 | $ 1,409,000 | $ 140,900 | $ 9,000 |
| Pueblo, CO | 10 | $ 1,743,000 | $ 174,300 | $ 7,000 |
| Wichita, KS | 10 | $ 982,000 | $ 98,200 | $ 14,000 |
| Burlington, NC | 9 | $ 1,368,000 | $ 152,000 | $ 6,000 |
| Columbia, MO | 9 | $ 2,146,000 | $ 238,444 | $ 61,000 |
| Glens Falls, NY | 9 | $ 1,939,000 | $ 215,444 | $ 29,000 |
| Hickory-Lenoir-Morganton, NC | 9 | $ 1,981,000 | $ 220,111 | $ 20,000 |
| Kennewick-Pasco-Richland, WA | 9 | $ 1,858,000 | $ 206,444 | $ 31,000 |
| Macon, GA | 9 | $ 1,132,000 | $ 125,777 | $ 16,000 |
| Corpus Christi, TX | 8 | $ 1,565,000 | $ 195,625 | $ 27,000 |
| Davenport-Moline-Rock Island, IA-IL | 8 | $ 952,000 | $ 119,000 | $ 19,500 |
| Farmington, NM | 8 | $ 1,506,000 | $ 188,250 | $ 55,000 |
| Holland-Grand Haven, MI | 8 | $ 1,253,000 | $ 156,625 | $ 0 |
| Lafayette, LA | 8 | $ 1,452,000 | $ 181,500 | $ 22,000 |
| Lynchburg, VA | 8 | $ 1,651,000 | $ 206,375 | $ 0 |
| Niles-Benton Harbor, MI | 8 | $ 1,232,000 | $ 154,000 | $ 0 |
| Sherman-Denison, TX | 8 | $ 1,049,000 | $ 131,125 | $ 18,000 |
| South Bend-Mishawaka, IN-MI | 8 | $ 495,000 | $ 61,875 | $ 5,000 |
| Syracuse, NY | 8 | $ 818,000 | $ 102,250 | $ 25,000 |
| Anderson, SC | 7 | $ 2,592,000 | $ 370,285 | $ 0 |
| Billings, MT | 7 | $ 1,120,000 | $ 160,000 | $ 28,000 |
| Casper, WY | 7 | $ 958,000 | $ 136,857 | $ 16,000 |
| Cedar Rapids, IA | 7 | $ 913,000 | $ 130,428 | $ 5,000 |
| Cumberland, MD-WV | 7 | $ 872,000 | $ 124,571 | $ 25,142 |
| Dalton, GA | 7 | $ 821,000 | $ 117,285 | $ 38,000 |
| Fort Smith, AR-OK | 7 | $ 836,000 | $ 119,428 | $ 8,000 |
| Huntsville, AL | 7 | $ 1,089,000 | $ 155,571 | $ 27,000 |
| Killeen-Temple-Fort Hood, TX | 7 | $ 888,000 | $ 126,857 | $ 17,000 |
| Kingsport-Bristol-Bristol, TN-VA | 7 | $ 881,000 | $ 125,857 | $ 17,142 |
| Las Cruces, NM | 7 | $ 1,610,000 | $ 230,000 | $ 29,000 |
| Missoula, MT | 7 | $ 976,000 | $ 139,428 | $ 29,000 |
| Montgomery, AL | 7 | $ 1,292,000 | $ 184,571 | $ 0 |
| Peoria, IL | 7 | $ 976,000 | $ 139,428 | $ 0 |
| Racine, WI | 7 | $ 1,220,000 | $ 174,285 | $ 0 |
| Utica-Rome, NY | 7 | $ 884,000 | $ 126,285 | $ 31,000 |
| Waco, TX | 7 | $ 556,000 | $ 79,428 | $ 16,000 |
| Binghamton, NY | 6 | $ 525,000 | $ 87,500 | $ 0 |
| Bismarck, ND | 6 | $ 855,000 | $ 142,500 | $ 26,000 |
| College Station-Bryan, TX | 6 | $ 483,000 | $ 80,500 | $ 0 |
| Columbus, GA-AL | 6 | $ 965,000 | $ 160,833 | $ 0 |
| Elizabethtown, KY | 6 | $ 1,336,000 | $ 222,666 | $ 34,000 |
| Elkhart-Goshen, IN | 6 | $ 727,000 | $ 121,166 | $ 51,000 |
| Harrisonburg, VA | 6 | $ 1,745,000 | $ 290,833 | $ 12,000 |
| Hattiesburg, MS | 6 | $ 654,000 | $ 109,000 | $ 16,000 |
| Houma-Bayou Cane-Thibodaux, LA | 6 | $ 963,000 | $ 160,500 | $ 4,000 |
| Johnson City, TN | 6 | $ 1,314,000 | $ 219,000 | $ 15,000 |
| Lewiston-Auburn, ME | 6 | $ 853,000 | $ 142,166 | $ 0 |
| Lincoln, NE | 6 | $ 593,000 | $ 98,833 | $ 34,000 |
| San Juan-Caguas-Guaynabo, PR | 6 | $ 66,000 | $ 11,000 | $ 0 |
| State College, PA | 6 | $ 1,066,000 | $ 177,666 | $ 73,000 |
| Terre Haute, IN | 6 | $ 536,000 | $ 89,333 | $ 0 |
| Tuscaloosa, AL | 6 | $ 951,000 | $ 158,500 | $ 20,000 |
| Warner Robins, GA | 6 | $ 1,016,000 | $ 169,333 | $ 5,000 |
| Appleton, WI | 5 | $ 534,000 | $ 106,800 | $ 31,000 |
| Brunswick, GA | 5 | $ 1,678,000 | $ 335,600 | $ 0 |
| Cape Girardeau-Jackson, MO-IL | 5 | $ 602,000 | $ 120,400 | $ 19,000 |
| Carson City, NV | 5 | $ 1,474,000 | $ 294,800 | $ 88,000 |
| Duluth, MN-WI | 5 | $ 494,000 | $ 98,800 | $ 12,600 |
| Hinesville-Fort Stewart, GA | 5 | $ 856,000 | $ 171,200 | $ 28,000 |
| Jacksonville, NC | 5 | $ 2,589,000 | $ 517,800 | $ 16,000 |
| Jonesboro, AR | 5 | $ 950,000 | $ 190,000 | $ 49,000 |
| Rochester, MN | 5 | $ 1,028,000 | $ 205,600 | $ 0 |
| Rome, GA | 5 | $ 504,000 | $ 100,800 | $ 8,000 |
| Saginaw-Saginaw Township North, MI | 5 | $ 358,000 | $ 71,600 | $ 0 |
| Springfield, OH | 5 | $ 1,007,000 | $ 201,400 | $ 0 |
| St. Cloud, MN | 5 | $ 1,212,000 | $ 242,400 | $ 0 |
| Weirton-Steubenville, WV-OH | 5 | $ 669,000 | $ 133,800 | $ 0 |
| Auburn-Opelika, AL | 4 | $ 884,000 | $ 221,000 | $ 0 |
| Bangor, ME | 4 | $ 436,000 | $ 109,000 | $ 40,000 |
| Cheyenne, WY | 4 | $ 848,000 | $ 212,000 | $ 30,000 |
| Cleveland, TN | 4 | $ 377,000 | $ 94,250 | $ 13,000 |
| Erie, PA | 4 | $ 387,000 | $ 96,750 | $ 0 |
| Florence, SC | 4 | $ 369,000 | $ 92,250 | $ 0 |
| Greenville, NC | 4 | $ 637,000 | $ 159,250 | $ 0 |
| Iowa City, IA | 4 | $ 501,000 | $ 125,250 | $ 0 |
| Kankakee-Bradley, IL | 4 | $ 459,000 | $ 114,750 | $ 0 |
| Michigan City-La Porte, IN | 4 | $ 1,136,000 | $ 284,000 | $ 13,000 |
| Muncie, IN | 4 | $ 379,000 | $ 94,750 | $ 0 |
| Pocatello, ID | 4 | $ 499,000 | $ 124,750 | $ 23,000 |
| Sandusky, OH | 4 | $ 703,000 | $ 175,750 | $ 34,000 |
| St. Joseph, MO-KS | 4 | $ 505,000 | $ 126,250 | $ 0 |
| Topeka, KS | 4 | $ 674,000 | $ 168,500 | $ 16,000 |
| Wheeling, WV-OH | 4 | $ 371,000 | $ 92,750 | $ 11,250 |
| Wichita Falls, TX | 4 | $ 205,000 | $ 51,250 | $ 0 |
| Albany, GA | 3 | $ 552,000 | $ 184,000 | $ 14,000 |
| Alexandria, LA | 3 | $ 432,000 | $ 144,000 | $ 0 |
| Amarillo, TX | 3 | $ 513,000 | $ 171,000 | $ 84,000 |
| Anderson, IN | 3 | $ 454,000 | $ 151,333 | $ 0 |
| Anniston-Oxford, AL | 3 | $ 684,000 | $ 228,000 | $ 0 |
| Bay City, MI | 3 | $ 319,000 | $ 106,333 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 274,000 | $ 91,333 | $ 0 |
| Bloomington, IN | 3 | $ 679,000 | $ 226,333 | $ 18,000 |
| Bowling Green, KY | 3 | $ 585,000 | $ 195,000 | $ 46,000 |
| Clarksville, TN-KY | 3 | $ 922,000 | $ 307,333 | $ 31,333 |
| Eau Claire, WI | 3 | $ 394,000 | $ 131,333 | $ 97,000 |
| Janesville, WI | 3 | $ 187,000 | $ 62,333 | $ 0 |
| Jefferson City, MO | 3 | $ 425,000 | $ 141,666 | $ 66,000 |
| Joplin, MO | 3 | $ 228,000 | $ 76,000 | $ 20,000 |
| Lake Charles, LA | 3 | $ 386,000 | $ 128,666 | $ 0 |
| Lawrence, KS | 3 | $ 294,000 | $ 98,000 | $ 0 |
| Lewiston, ID-WA | 3 | $ 572,000 | $ 190,666 | $ 0 |
| Mansfield, OH | 3 | $ 575,000 | $ 191,666 | $ 0 |
| Morristown, TN | 3 | $ 296,000 | $ 98,666 | $ 0 |
| Rapid City, SD | 3 | $ 342,000 | $ 114,000 | $ 16,000 |
| Sheboygan, WI | 3 | $ 538,000 | $ 179,333 | $ 0 |
| Springfield, IL | 3 | $ 400,000 | $ 133,333 | $ 34,000 |
| Texarkana, Tx-Texarkana, AR | 3 | $ 370,000 | $ 123,333 | $ 0 |
| Waterloo-Cedar Falls, IA | 3 | $ 222,000 | $ 74,000 | $ 0 |
| Altoona, PA | 2 | $ 98,000 | $ 49,000 | $ 13,000 |
| Battle Creek, MI | 2 | $ 298,000 | $ 149,000 | $ 50,000 |
| Bloomington-Normal, IL | 2 | $ 222,000 | $ 111,000 | $ 43,000 |
| Champaign-Urbana, IL | 2 | $ 768,000 | $ 384,000 | $ 0 |
| Charleston, WV | 2 | $ 288,000 | $ 144,000 | $ 22,000 |
| Dothan, AL | 2 | $ 211,000 | $ 105,500 | $ 0 |
| Fairbanks, AK | 2 | $ 612,000 | $ 306,000 | $ 30,000 |
| Fond Du Lac, WI | 2 | $ 76,000 | $ 38,000 | $ 0 |
| Gadsden, AL | 2 | $ 192,000 | $ 96,000 | $ 0 |
| Green Bay, WI | 2 | $ 224,000 | $ 112,000 | $ 0 |
| Ithaca, NY | 2 | $ 152,000 | $ 76,000 | $ 0 |
| Jackson, MI | 2 | $ 258,000 | $ 129,000 | $ 0 |
| Jackson, TN | 2 | $ 77,000 | $ 38,500 | $ 0 |
| Lafayette, IN | 2 | $ 114,000 | $ 57,000 | $ 0 |
| Lawton, OK | 2 | $ 177,000 | $ 88,500 | $ 0 |
| Lima, OH | 2 | $ 63,000 | $ 31,500 | $ 0 |
| Logan, UT-ID | 2 | $ 375,000 | $ 187,500 | $ 0 |
| Longview, TX | 2 | $ 227,000 | $ 113,500 | $ 0 |
| Lubbock, TX | 2 | $ 251,000 | $ 125,500 | $ 0 |
| Manhattan, KS | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Morgantown, WV | 2 | $ 296,000 | $ 148,000 | $ 62,000 |
| Rocky Mount, NC | 2 | $ 163,000 | $ 81,500 | $ 0 |
| San Angelo, TX | 2 | $ 113,000 | $ 56,500 | $ 23,000 |
| Sioux City, IA-NE-SD | 2 | $ 355,000 | $ 177,500 | $ 30,000 |
| Sioux Falls, SD | 2 | $ 459,000 | $ 229,500 | $ 30,000 |
| Sumter, SC | 2 | $ 289,000 | $ 144,500 | $ 0 |
| Valdosta, GA | 2 | $ 257,000 | $ 128,500 | $ 0 |
| Victoria, TX | 2 | $ 257,000 | $ 128,500 | $ 0 |
| Wausau, WI | 2 | $ 229,000 | $ 114,500 | $ 41,000 |
| Abilene, TX | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
| Ames, IA | 1 | $ 314,000 | $ 314,000 | $ 0 |
| Decatur, AL | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Dubuque, IA | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Elmira, NY | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Florence-Muscle Shoals, AL | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Goldsboro, NC | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Johnstown, PA | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Kokomo, IN | 1 | $ 53,000 | $ 53,000 | $ 0 |
| La Crosse, WI-MN | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Monroe, LA | 1 | $ 443,000 | $ 443,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 94,000 | $ 94,000 | $ 52,000 |
| Pine Bluff, AR | 1 | $ 183,000 | $ 183,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Onewest Bank, FSB in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 35,829 | $13,787,689,000 | $384,000 | $13,300,000 | $20,000 | $3,000,000 |
| Home Purchase | 15,633 | $4,821,536,000 | $308,000 | $15,458,000 | $0 | $360,000 |
| Home Improvement | 189 | $40,408,000 | $213,000 | $626,000 | $80,000 | $400,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 45,025 | $16,725,868,000 | $371,000 | $15,458,000 | $0 | $0 |
| Hispanic | 4,193 | $1,267,117,000 | $302,000 | $968,000 | $123,000 | $3,000,000 |
| White | 1,273 | $346,153,000 | $271,000 | $968,000 | $102,000 | $2,400,000 |
| Not Provided | 921 | $245,391,000 | $266,000 | $916,000 | $94,000 | $1,565,000 |
| Black or African American | 129 | $28,802,000 | $223,000 | $730,000 | $74,000 | $260,000 |
| Asian | 86 | $29,000,000 | $337,000 | $951,000 | $122,000 | $460,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $3,984,000 | $306,000 | $576,000 | $81,000 | $258,000 |
| American Indian or Alaskan Native | 11 | $3,318,000 | $301,000 | $743,000 | $108,000 | $270,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 50,680 | $18,394,444,000 | $362,000 | $15,458,000 | $13,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 971 | $255,189,000 | $262,000 | $951,000 | $67,000 | $709,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 45,025 | $16,725,868,000 | $371,000 | $15,458,000 | $0 | $0 |
| Application Denied By Financial Institution | 2,782 | $779,854,000 | $280,000 | $968,000 | $103,000 | $2,400,000 |
| Loan Originated | 2,499 | $755,911,000 | $302,000 | $968,000 | $120,000 | $2,324,000 |
| Application Approved But Not Accepted | 703 | $210,071,000 | $298,000 | $801,000 | $129,000 | $1,446,000 |
| File Closed For Incompleteness | 568 | $162,235,000 | $285,000 | $730,000 | $128,000 | $3,000,000 |
| Application Withdrawn By Applicant | 67 | $13,947,000 | $208,000 | $624,000 | $67,000 | $275,000 |
| Preapproval Denied by Financial Institution | 5 | $1,433,000 | $286,000 | $611,000 | $112,000 | $198,000 |
| Preapproval Approved but not Accepted | 2 | $314,000 | $157,000 | $188,000 | $70,000 | $110,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1,295 | $359,844,000 | $277,000 | $968,000 | $109,000 | $912,000 |
| Credit Application Incomplete | 596 | $156,030,000 | $261,000 | $951,000 | $95,000 | $709,000 |
| Debt-To-Income Ratio | 504 | $157,812,000 | $313,000 | $801,000 | $89,000 | $1,565,000 |
| Unverifiable Information | 129 | $36,955,000 | $286,000 | $730,000 | $133,000 | $2,400,000 |
| Other | 101 | $28,985,000 | $286,000 | $743,000 | $130,000 | $492,000 |
| Credit History | 89 | $21,290,000 | $239,000 | $650,000 | $64,000 | $539,000 |
| Mortgage Insurance Denied | 36 | $10,255,000 | $284,000 | $626,000 | $105,000 | $442,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $5,830,000 | $277,000 | $626,000 | $95,000 | $331,000 |
| Employment History | 16 | $4,286,000 | $267,000 | $475,000 | $94,000 | $162,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Onewest Bank, FSB's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Onewest Bank, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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