Origen Financial Services LLC Mortgage Lending & HMDA Data, 2010

In 2010, Origen Financial Services LLC of Southfield, MI reported 10,818 mortgage applications totaling $320.9 million, up 176% from 2009. The average application was for $29,662, and applicants reported an average income of $38,000. 31% of its applications resulted in an originated loan and 38% were denied. Its largest markets were Dallas-Plano-Irving, TX (1,373), Denver-Aurora-Broomfield, CO (537) and Warren-Troy-Farmington Hills, MI (515) (applications in parentheses).

Mortgage Company & Address Origen Financial Services LLC
27777 Franklin Road Suite 1710
Southfield, MI 48034
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 10,818
Total Mortgage Loan Application Amount $320,889,000
Average Mortgage Loan Application Amount $29,662
Highest Mortgage Loan Application Amount $167,000
Average Applicant Income $38,000
Highest Applicant Income $2,059,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Origen Financial Services LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Origen Financial Services LLC by Metropolitan Area in 2010

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas-Plano-Irving, TX 1,373 $ 38,644,000 $ 28,145 $ 36,000
Denver-Aurora-Broomfield, CO 537 $ 19,215,000 $ 35,782 $ 43,000
Warren-Troy-Farmington Hills, MI 515 $ 14,203,000 $ 27,578 $ 43,000
Fort Worth-Arlington, TX 466 $ 12,020,000 $ 25,793 $ 35,000
Jacksonville, FL 423 $ 11,992,000 $ 28,349 $ 40,000
Atlanta-Sandy Springs-Marietta, GA 342 $ 7,965,000 $ 23,289 $ 31,000
Orlando-Kissimmee-Sanford, FL 332 $ 8,018,000 $ 24,150 $ 37,000
Oklahoma City, OK 277 $ 6,820,000 $ 24,620 $ 33,000
Wichita, KS 265 $ 6,859,000 $ 25,883 $ 31,000
Charleston-North Charleston-Summerville, SC 243 $ 7,353,000 $ 30,259 $ 34,000
Phoenix-Mesa-Glendale, AZ 237 $ 4,765,000 $ 20,105 $ 36,000
Salt Lake City, UT 212 $ 7,340,000 $ 34,622 $ 41,000
Greeley, CO 178 $ 5,519,000 $ 31,005 $ 44,000
Tampa-St. Petersburg-Clearwater, FL 174 $ 9,979,000 $ 57,350 $ 44,000
Kansas City, MO-KS 170 $ 5,057,000 $ 29,747 $ 37,529
West Palm Beach-Boca Raton-Boynton Beach, FL 160 $ 7,811,000 $ 48,818 $ 45,000
Monroe, MI 159 $ 3,347,000 $ 21,050 $ 39,000
Elkhart-Goshen, IN 151 $ 3,471,000 $ 22,986 $ 34,000
Ogden-Clearfield, UT 151 $ 5,708,000 $ 37,801 $ 36,000
Flint, MI 134 $ 3,370,000 $ 25,149 $ 36,000
Austin-Round Rock-San Marcos, TX 130 $ 3,340,000 $ 25,692 $ 37,000
Riverside-San Bernardino-Ontario, CA 130 $ 5,128,000 $ 39,446 $ 50,000
Davenport-Moline-Rock Island, IA-IL 128 $ 3,178,000 $ 24,828 $ 32,812
Los Angeles-Long Beach-Glendale, CA 124 $ 7,184,000 $ 57,935 $ 51,000
San Antonio-New Braunfels, TX 124 $ 3,340,000 $ 26,935 $ 39,000
Minneapolis-St. Paul-Bloomington, MN-WI 119 $ 5,166,000 $ 43,411 $ 42,924
Raleigh-Cary, NC 119 $ 2,892,000 $ 24,302 $ 37,000
Detroit-Livonia-Dearborn, MI 116 $ 2,364,000 $ 20,379 $ 36,000
Houston-Sugar Land-Baytown, TX 112 $ 3,090,000 $ 27,589 $ 38,000
Corpus Christi, TX 109 $ 3,002,000 $ 27,541 $ 33,000
Des Moines-West Des Moines, IA 100 $ 2,999,000 $ 29,990 $ 37,000
Ann Arbor, MI 94 $ 2,106,000 $ 22,404 $ 42,000
St. Louis, MO-IL 85 $ 2,319,000 $ 27,282 $ 35,905
Greensboro-High Point, NC 82 $ 1,485,000 $ 18,109 $ 28,000
Sioux City, IA-NE-SD 81 $ 2,080,000 $ 25,679 $ 37,333
Tucson, AZ 81 $ 2,736,000 $ 33,777 $ 39,000
Tyler, TX 81 $ 2,110,000 $ 26,049 $ 40,000
Grand Rapids-Wyoming, MI 79 $ 1,888,000 $ 23,898 $ 37,000
Buffalo-Niagara Falls, NY 69 $ 2,477,000 $ 35,898 $ 43,000
Fort Collins-Loveland, CO 68 $ 1,783,000 $ 26,220 $ 37,000
Scranton--Wilkes-Barre, PA 64 $ 1,497,000 $ 23,390 $ 34,000
Boulder, CO 62 $ 2,482,000 $ 40,032 $ 58,000
Casper, WY 61 $ 1,416,000 $ 23,213 $ 42,000
Fargo, ND-MN 59 $ 2,520,000 $ 42,711 $ 46,661
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 58 $ 2,157,000 $ 37,189 $ 44,000
Lawrence, KS 58 $ 1,405,000 $ 24,224 $ 32,000
Indianapolis-Carmel, IN 56 $ 1,375,000 $ 24,553 $ 41,000
Winchester, VA-WV 51 $ 2,855,000 $ 55,980 $ 51,000
Santa Ana-Anaheim-Irvine, CA 48 $ 2,720,000 $ 56,666 $ 53,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 46 $ 2,842,000 $ 61,782 $ 49,195
Fayetteville-Springdale-Rogers, AR-MO 45 $ 1,015,000 $ 22,555 $ 29,000
Syracuse, NY 44 $ 1,375,000 $ 31,250 $ 47,000
Manhattan, KS 42 $ 994,000 $ 23,666 $ 37,000
Nashville-Davidson--Murfreesboro--Franklin, TN 40 $ 885,000 $ 22,125 $ 30,000
Boise City-Nampa, ID 38 $ 1,176,000 $ 30,947 $ 37,000
Gainesville, FL 37 $ 1,138,000 $ 30,756 $ 36,000
Topeka, KS 37 $ 860,000 $ 23,243 $ 27,000
San Diego-Carlsbad-San Marcos, CA 34 $ 2,102,000 $ 61,823 $ 53,000
Grand Forks, ND-MN 32 $ 749,000 $ 23,406 $ 38,000
Lansing-East Lansing, MI 32 $ 813,000 $ 25,406 $ 41,000
El Paso, TX 31 $ 966,000 $ 31,161 $ 36,000
Knoxville, TN 31 $ 659,000 $ 21,258 $ 29,000
Muskegon-Norton Shores, MI 28 $ 576,000 $ 20,571 $ 34,000
Las Cruces, NM 27 $ 797,000 $ 29,518 $ 30,000
Las Vegas-Paradise, NV 26 $ 320,000 $ 12,307 $ 50,000
Miami-Miami Beach-Kendall, FL 25 $ 1,284,000 $ 51,360 $ 49,000
Jackson, MI 24 $ 648,000 $ 27,000 $ 34,000
Sherman-Denison, TX 24 $ 541,000 $ 22,541 $ 36,000
Lakeland-Winter Haven, FL 22 $ 613,000 $ 27,863 $ 56,000
Philadelphia, PA 22 $ 643,000 $ 29,227 $ 39,000
Kalamazoo-Portage, MI 19 $ 351,000 $ 18,473 $ 31,000
Saginaw-Saginaw Township North, MI 18 $ 389,000 $ 21,611 $ 29,000
Allentown-Bethlehem-Easton, PA-NJ 17 $ 801,000 $ 47,117 $ 60,000
Cincinnati-Middletown, OH-KY-IN 15 $ 368,000 $ 24,533 $ 35,400
Pocatello, ID 15 $ 265,000 $ 17,666 $ 35,000
Cheyenne, WY 14 $ 299,000 $ 21,357 $ 32,000
Holland-Grand Haven, MI 13 $ 289,000 $ 22,230 $ 31,000
Palm Bay-Melbourne-Titusville, FL 13 $ 308,000 $ 23,692 $ 37,000
Bakersfield-Delano, CA 12 $ 646,000 $ 53,833 $ 45,000
Edison-New Brunswick, NJ 12 $ 243,000 $ 20,250 $ 41,000
Naples-Marco Island, FL 12 $ 557,000 $ 46,416 $ 44,000
Rochester, MN 12 $ 267,000 $ 22,250 $ 46,000
Cedar Rapids, IA 11 $ 245,000 $ 22,272 $ 26,000
Erie, PA 11 $ 194,000 $ 17,636 $ 45,000
Toledo, OH 11 $ 287,000 $ 26,090 $ 36,000
Waterloo-Cedar Falls, IA 11 $ 273,000 $ 24,818 $ 46,000
Lawton, OK 10 $ 295,000 $ 29,500 $ 45,000
Glens Falls, NY 9 $ 300,000 $ 33,333 $ 47,000
Oakland-Fremont-Hayward, CA 9 $ 675,000 $ 75,000 $ 67,000
Lancaster, PA 8 $ 202,000 $ 25,250 $ 25,000
Cape Coral-Fort Myers, FL 7 $ 421,000 $ 60,142 $ 60,000
Memphis, TN-MS-AR 7 $ 120,000 $ 17,142 $ 27,000
Oxnard-Thousand Oaks-Ventura, CA 7 $ 363,000 $ 51,857 $ 53,000
San Jose-Sunnyvale-Santa Clara, CA 7 $ 555,000 $ 79,285 $ 65,000
Fort Wayne, IN 6 $ 29,000 $ 4,833 $ 22,000
Pittsburgh, PA 6 $ 133,000 $ 22,166 $ 33,000
Sacramento--Arden-Arcade--Roseville, CA 6 $ 199,000 $ 33,166 $ 72,000
Salem, OR 6 $ 240,000 $ 40,000 $ 27,000
Albany-Schenectady-Troy, NY 5 $ 104,000 $ 20,800 $ 43,000
Florence, SC 5 $ 160,000 $ 32,000 $ 30,000
New York-White Plains-Wayne, NY-NJ 5 $ 179,000 $ 35,800 $ 91,000
Deltona-Daytona Beach-Ormond Beach, FL 4 $ 103,000 $ 25,750 $ 43,000
Dubuque, IA 4 $ 163,000 $ 40,750 $ 26,000
Great Falls, MT 4 $ 116,000 $ 29,000 $ 32,000
Omaha-Council Bluffs, NE-IA 4 $ 94,000 $ 23,500 $ 32,000
Port St. Lucie, FL 4 $ 197,000 $ 49,250 $ 44,000
Portland-Vancouver-Hillsboro, OR-WA 4 $ 98,000 $ 24,500 $ 33,000
Poughkeepsie-Newburgh-Middletown, NY 4 $ 234,000 $ 58,500 $ 55,000
Punta Gorda, FL 4 $ 346,000 $ 86,500 $ 53,000
Virginia Beach-Norfolk-Newport News, VA-NC 4 $ 126,000 $ 31,500 $ 145,000
Akron, OH 3 $ 149,000 $ 49,666 $ 25,000
Albuquerque, NM 3 $ 87,000 $ 29,000 $ 28,000
Charlotte-Gastonia-Rock Hill, NC-SC 3 $ 70,000 $ 23,333 $ 30,000
Chicago-Joliet-Naperville, IL 3 $ 79,000 $ 26,333 $ 31,000
Colorado Springs, CO 3 $ 18,000 $ 6,000 $ 16,000
Dayton, OH 3 $ 111,000 $ 37,000 $ 49,000
Lynchburg, VA 3 $ 108,000 $ 36,000 $ 35,000
Newark-Union, NJ-PA 3 $ 87,000 $ 29,000 $ 31,000
Santa Rosa-Petaluma, CA 3 $ 143,000 $ 47,666 $ 64,000
South Bend-Mishawaka, IN-MI 3 $ 74,000 $ 24,666 $ 39,000
Winston-Salem, NC 3 $ 51,000 $ 17,000 $ 23,000
Camden, NJ 2 $ 103,000 $ 51,500 $ 34,000
Clarksville, TN-KY 2 $ 68,000 $ 34,000 $ 26,000
Durham-Chapel Hill, NC 2 $ 46,000 $ 23,000 $ 25,000
Eugene-Springfield, OR 2 $ 49,000 $ 24,500 $ 49,000
Gary, IN 2 $ 138,000 $ 69,000 $ 53,000
Killeen-Temple-Fort Hood, TX 2 $ 57,000 $ 28,500 $ 44,000
Kingston, NY 2 $ 91,000 $ 45,500 $ 42,000
Lafayette, IN 2 $ 22,000 $ 11,000 $ 43,000
McAllen-Edinburg-Mission, TX 2 $ 45,000 $ 22,500 $ 32,000
Medford, OR 2 $ 32,000 $ 16,000 $ 25,000
Ocala, FL 2 $ 147,000 $ 73,500 $ 77,000
Pueblo, CO 2 $ 57,000 $ 28,500 $ 27,000
Reno-Sparks, NV 2 $ 43,000 $ 21,500 $ 29,000
Richmond, VA 2 $ 88,000 $ 44,000 $ 47,000
Rome, GA 2 $ 46,000 $ 23,000 $ 22,000
Springfield, MA 2 $ 106,000 $ 53,000 $ 39,000
Utica-Rome, NY 2 $ 95,000 $ 47,500 $ 47,000
Vineland-Millville-Bridgeton, NJ 2 $ 197,000 $ 98,500 $ 48,000
Aguadilla-Isabela-San Sebastian, PR 1 $ 36,000 $ 36,000 $ 44,000
Amarillo, TX 1 $ 23,000 $ 23,000 $ 17,000
Athens-Clarke County, GA 1 $ 22,000 $ 22,000 $ 21,000
Baltimore-Towson, MD 1 $ 42,000 $ 42,000 $ 70,000
Bellingham, WA 1 $ 2,000 $ 2,000 $ 41,000
Bethesda-Rockville-Frederick, MD 1 $ 29,000 $ 29,000 $ 43,000
Bridgeport-Stamford-Norwalk, CT 1 $ 12,000 $ 12,000 $ 42,000
Brunswick, GA 1 $ 22,000 $ 22,000 $ 19,000
Burlington, NC 1 $ 18,000 $ 18,000 $ 30,000
Cleveland-Elyria-Mentor, OH 1 $ 33,000 $ 33,000 $ 35,000
Columbus, OH 1 $ 48,000 $ 48,000 $ 23,000
Elmira, NY 1 $ 16,000 $ 16,000 $ 18,000
Flagstaff, AZ 1 $ 36,000 $ 36,000 $ 69,000
Gainesville, GA 1 $ 34,000 $ 34,000 $ 21,000
Hagerstown-Martinsburg, MD-WV 1 $ 77,000 $ 77,000 $ 26,000
Hartford-West Hartford-East Hartford, CT 1 $ 16,000 $ 16,000 $ 30,000
Hickory-Lenoir-Morganton, NC 1 $ 23,000 $ 23,000 $ 47,000
Huntington-Ashland, WV-KY-OH 1 $ 29,000 $ 29,000 $ 31,000
Lincoln, NE 1 $ 24,000 $ 24,000 $ 22,000
Macon, GA 1 $ 25,000 $ 25,000 $ 16,000
Madera-Chowchilla, CA 1 $ 36,000 $ 36,000 $ 157,000
Michigan City-La Porte, IN 1 $ 28,000 $ 28,000 $ 48,000
Nassau-Suffolk, NY 1 $ 16,000 $ 16,000 $ 119,000
North Port-Bradenton-Sarasota, FL 1 $ 11,000 $ 11,000 $ 42,000
Odessa, TX 1 $ 42,000 $ 42,000 $ 65,000
Parkersburg-Marietta-Vienna, WV-OH 1 $ 13,000 $ 13,000 $ 32,000
Providence-New Bedford-Fall River, RI-MA 1 $ 136,000 $ 136,000 $ 81,000
Redding, CA 1 $ 32,000 $ 32,000 $ 24,000
Rockford, IL 1 $ 34,000 $ 34,000 $ 48,000
Santa Fe, NM 1 $ 49,000 $ 49,000 $ 36,000
Seattle-Bellevue-Everett, WA 1 $ 60,000 $ 60,000 $ 59,000
Sebastian-Vero Beach, FL 1 $ 30,000 $ 30,000 $ 85,000
Sioux Falls, SD 1 $ 43,000 $ 43,000 $ 64,000
Springfield, IL 1 $ 32,000 $ 32,000 $ 56,000
Stockton, CA 1 $ 19,000 $ 19,000 $ 45,000
Tallahassee, FL 1 $ 33,000 $ 33,000 $ 22,000
Wilmington, DE-MD-NJ 1 $ 31,000 $ 31,000 $ 32,000
Wilmington, NC 1 $ 21,000 $ 21,000 $ 18,000
York-Hanover, PA 1 $ 16,000 $ 16,000 $ 81,000

Mortgage Loan Application Detail Totals for Origen Financial Services LLC in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 10,818 $320,889,000 $29,000 $167,000 $38,000 $2,059,000
Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,953 $140,336,000 $28,000 $147,000 $40,000 $2,059,000
Hispanic 4,580 $141,825,000 $30,000 $167,000 $37,000 $505,000
Black or African American 1,030 $31,485,000 $30,000 $135,000 $37,000 $483,000
American Indian or Alaskan Native 104 $2,904,000 $27,000 $84,000 $50,000 $980,000
Asian 59 $1,872,000 $31,000 $79,000 $43,000 $92,000
Not Provided 57 $1,606,000 $28,000 $54,000 $28,000 $62,000
Native Hawaiian or Other Pacific Islander 35 $861,000 $24,000 $54,000 $33,000 $78,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,818 $320,889,000 $29,000 $167,000 $38,000 $2,059,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 4,130 $124,541,000 $30,000 $167,000 $35,000 $2,059,000
Loan Originated 3,406 $99,226,000 $29,000 $147,000 $41,000 $505,000
Application Approved But Not Accepted 1,984 $56,772,000 $28,000 $126,000 $40,000 $980,000
Application Withdrawn By Applicant 1,298 $40,350,000 $31,000 $123,000 $41,000 $508,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Origen Financial Services LLC's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Origen Financial Services LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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