11 mortgage lenders are based in Palo Alto, CA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Santa Clara County, CA in 2025.
In 2025, 442 lenders made 25,677 home loans worth $28.1 billion in Santa Clara County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Santa Clara County, which includes Palo Alto.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Wells Fargo Bank NA Minneapolis, MN | 2,679 | $4.4B | $1,659,000 | 10.4% |
| 2 | Bank of America NA Westlake Village, CA | 2,383 | $2.9B | $1,224,000 | 9.3% |
| 3 | US Bank, N.A. Cincinnati, OH | 1,347 | $1.7B | $1,241,000 | 5.2% |
| 4 | Citibank, NA New York, NY | 1,316 | $1.9B | $1,441,000 | 5.1% |
| 5 | JPMorgan Chase Bank, NA Columbus, OH | 1,069 | $1.5B | $1,441,000 | 4.2% |
| 6 | United Wholesale Mortgage Plymouth, MI | 1,045 | $776.6M | $743,000 | 4.1% |
| 7 | HSBC Bank USA, NA Chicago, IL | 786 | $1.1B | $1,462,000 | 3.1% |
| 8 | Star One Credit Union Sunnyvale, CA | 689 | $379.1M | $550,000 | 2.7% |
| 9 | BMO Harris Bank NA Chicago, IL | 503 | $614.5M | $1,222,000 | 2.0% |
| 10 | PNC Bank N.A. Pittsburgh, PA | 410 | $788.6M | $1,923,000 | 1.6% |
See every lender in Santa Clara County and its 2025 mortgage data · top lenders in California · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Avidbank
400 EMERSON STREET PALO ALTO, CA 94301 |
* | 81 | $124,315,000 |
| Bank of Santa Clara
2860 WEST BAYSHORE ROAD PALO ALTO, CA 94303 |
* | 10 | $1,106,000 |
| Coast Capital Mortgage
824 SAN ANTONIO ROAD PALO ALTO, CA 94303 |
* | 795 | $260,785,000 |
| Coast Commercial Bank
2860 WEST BAYSHORE ROAD PALO ALTO, CA 94303 |
* | 3 | $2,020,000 |
| Glenbrook Enterprises, Inc.
550 S. CALIFORNIA AVE SUITE 150 PALO ALTO, CA 94306 |
* | 785 | $480,301,000 |
| Greater Bay Bank, NA
430 COWPER STREET STE 250 PALO ALTO, CA 94301 |
* | 544 | $430,366,000 |
| Mid Peninsula Bank
2860 WEST BAYSHORE ROAD PALO ALTO, CA 94303 |
* | 5 | $3,905,000 |
| Mt. Diablo National Bank
2860 WEST BAYSHORE ROAD PALO ALTO, CA 94303 |
* | 19 | $15,209,000 |
| Palo Alto Community FCU
616 RAMONA STREET #3 PALO ALTO, CA 94301 |
* | 4 | $851,000 |
| Peninsula Bank of Commerce
2860 WEST BAYSHORE ROAD PALO ALTO, CA 94303 |
* | 6 | $3,500,000 |
| Stanford Federal Credit Union
1860 EMBARCADERO ROAD PALO ALTO, CA 94303 |
* | 20,094 | $11,234,161,000 |
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