PennyMac Loan Services LLC Mortgage Lending & HMDA Data, 2025
In 2025, PennyMac Loan Services LLC of Westlake Village, CA reported 490,614 mortgage applications totaling $172.5 billion, up 27% from 2024. The average application was for $351,574, and applicants reported an average income of $182,193. 21% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (12,078), Dallas-Plano-Irving, TX (11,758) and Phoenix-Mesa-Scottsdale, AZ (11,051) (applications in parentheses).
| Mortgage Company & Address | PennyMac Loan Services LLC 3043 Townsgate Road Westlake Village, CA 91361 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 490,614 |
| Total Mortgage Loan Application Amount | $172,487,500,000 |
| Average Mortgage Loan Application Amount | $351,574 |
| Highest Mortgage Loan Application Amount | $3,505,000 |
| Average Applicant Income | $182,193 |
| Highest Applicant Income | $8,854,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PennyMac Loan Services LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 59,070 | $ 15,942,110,000 | $ 269,885 | $ 120,606 |
| Houston-The Woodlands-Sugar Land, TX | 12,078 | $ 3,894,810,000 | $ 322,471 | $ 176,000 |
| Dallas-Plano-Irving, TX | 11,758 | $ 4,436,770,000 | $ 377,340 | $ 192,000 |
| Phoenix-Mesa-Scottsdale, AZ | 11,051 | $ 4,566,235,000 | $ 413,196 | $ 174,000 |
| Atlanta-Sandy Springs-Roswell, GA | 9,734 | $ 3,330,260,000 | $ 342,126 | $ 158,000 |
| Chicago-Naperville, IL | 8,234 | $ 2,846,250,000 | $ 345,670 | $ 153,000 |
| San Antonio-New Braunfels, TX | 7,158 | $ 2,190,110,000 | $ 305,966 | $ 152,000 |
| Charlotte-Concord-Gastonia, NC-SC | 6,250 | $ 2,462,970,000 | $ 394,075 | $ 161,262 |
| Arlington-Alexandria-Reston, VA-WV | 6,235 | $ 3,256,845,000 | $ 522,348 | $ 206,176 |
| Riverside-San Bernardino-Ontario, CA | 5,924 | $ 2,583,950,000 | $ 436,183 | $ 178,000 |
| Baltimore-Columbia-Towson, MD | 5,555 | $ 1,991,565,000 | $ 358,517 | $ 147,000 |
| Los Angeles-Long Beach-Glendale, CA | 5,519 | $ 3,497,115,000 | $ 633,650 | $ 243,000 |
| Tampa, FL | 5,511 | $ 1,906,485,000 | $ 345,941 | $ 159,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 5,464 | $ 1,881,840,000 | $ 344,407 | $ 139,209 |
| St. Louis, MO-IL | 5,394 | $ 1,510,110,000 | $ 279,961 | $ 124,243 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 5,358 | $ 2,031,510,000 | $ 379,154 | $ 166,835 |
| Orlando-Kissimmee-Sanford, FL | 5,266 | $ 1,912,110,000 | $ 363,104 | $ 153,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 5,109 | $ 2,177,915,000 | $ 426,289 | $ 150,000 |
| Austin-Round Rock, TX | 5,005 | $ 1,951,055,000 | $ 389,821 | $ 211,000 |
| Las Vegas-Henderson-Paradise, NV | 4,990 | $ 1,868,410,000 | $ 374,430 | $ 152,000 |
| Denver-Aurora-Lakewood, CO | 4,954 | $ 2,442,290,000 | $ 492,993 | $ 200,000 |
| Fort Worth-Arlington, TX | 4,680 | $ 1,638,570,000 | $ 350,121 | $ 162,000 |
| Indianapolis-Carmel-Anderson, IN | 4,464 | $ 1,392,610,000 | $ 311,964 | $ 125,000 |
| Kansas City, MO-KS | 4,272 | $ 1,284,190,000 | $ 300,606 | $ 136,731 |
| New York-Jersey City-White Plains, NY-NJ | 4,089 | $ 2,372,305,000 | $ 580,167 | $ 201,109 |
| Lakewood-New Brunswick, NJ | 4,002 | $ 1,766,410,000 | $ 441,381 | $ 191,000 |
| Raleigh, NC | 4,000 | $ 1,622,620,000 | $ 405,655 | $ 190,000 |
| Jacksonville, FL | 3,657 | $ 1,242,255,000 | $ 339,692 | $ 147,000 |
| Cincinnati, OH-KY-IN | 3,591 | $ 1,022,405,000 | $ 284,713 | $ 116,034 |
| Richmond, VA | 3,584 | $ 1,192,460,000 | $ 332,717 | $ 146,000 |
| San Diego-Carlsbad, CA | 3,337 | $ 2,232,245,000 | $ 668,937 | $ 260,000 |
| Washington, DC-MD | 3,318 | $ 1,422,480,000 | $ 428,716 | $ 154,833 |
| Columbus, OH | 3,312 | $ 1,048,160,000 | $ 316,473 | $ 130,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 3,307 | $ 1,560,735,000 | $ 471,948 | $ 203,000 |
| Montgomery County-Bucks County-Chester County, PA | 3,303 | $ 1,323,975,000 | $ 400,840 | $ 178,000 |
| Marietta, GA | 3,286 | $ 1,148,240,000 | $ 349,433 | $ 155,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 3,136 | $ 1,304,410,000 | $ 415,947 | $ 169,341 |
| Pittsburgh, PA | 2,949 | $ 777,145,000 | $ 263,528 | $ 129,000 |
| North Port-Sarasota-Bradenton, FL | 2,874 | $ 1,094,010,000 | $ 380,657 | $ 180,000 |
| Camden, NJ | 2,841 | $ 872,935,000 | $ 307,263 | $ 130,000 |
| Miami-Miami Beach-Kendall, FL | 2,776 | $ 1,257,680,000 | $ 453,054 | $ 191,000 |
| Oklahoma City, OK | 2,693 | $ 754,645,000 | $ 280,224 | $ 127,000 |
| Newark, NJ-PA | 2,657 | $ 1,258,405,000 | $ 473,618 | $ 194,000 |
| Philadelphia, PA | 2,548 | $ 723,480,000 | $ 283,940 | $ 128,000 |
| Seattle-Bellevue-Everett, WA | 2,515 | $ 1,608,205,000 | $ 639,445 | $ 260,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2,489 | $ 1,052,535,000 | $ 422,874 | $ 187,000 |
| Memphis, TN-MS-AR | 2,416 | $ 724,240,000 | $ 299,768 | $ 123,237 |
| Lakeland-Winter Haven, FL | 2,410 | $ 688,530,000 | $ 285,697 | $ 101,000 |
| Greenville-Anderson-Mauldin, SC | 2,405 | $ 701,095,000 | $ 291,515 | $ 112,000 |
| Louisville/Jefferson County, KY-IN | 2,401 | $ 678,145,000 | $ 282,442 | $ 111,930 |
| Charleston-North Charleston, SC | 2,332 | $ 864,570,000 | $ 370,741 | $ 150,000 |
| Cleveland, OH | 2,321 | $ 565,935,000 | $ 243,832 | $ 118,000 |
| Nassau County-Suffolk County, NY | 2,293 | $ 1,322,235,000 | $ 576,639 | $ 202,000 |
| Cape Coral-Fort Myers, FL | 2,181 | $ 726,405,000 | $ 333,060 | $ 150,000 |
| Tucson, AZ | 2,137 | $ 693,205,000 | $ 324,382 | $ 125,000 |
| Anaheim-Santa Ana-Irvine, CA | 2,131 | $ 1,598,465,000 | $ 750,100 | $ 305,000 |
| Knoxville, TN | 2,121 | $ 743,945,000 | $ 350,752 | $ 129,000 |
| Washington-Baltimore-Arlington, DC | 2,113 | $ 946,405,000 | $ 447,896 | $ 177,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 2,074 | $ 898,310,000 | $ 433,129 | $ 211,000 |
| Omaha-Council Bluffs, NE-IA | 2,025 | $ 607,545,000 | $ 300,022 | $ 132,680 |
| Columbia, SC | 2,017 | $ 541,605,000 | $ 268,520 | $ 110,000 |
| Boise City, ID | 1,979 | $ 815,355,000 | $ 412,003 | $ 163,000 |
| Providence-Warwick, RI-MA | 1,951 | $ 767,725,000 | $ 393,503 | $ 140,338 |
| Warren-Troy-Farmington Hills, MI | 1,951 | $ 670,185,000 | $ 343,508 | $ 150,000 |
| Salt Lake City, UT | 1,946 | $ 853,970,000 | $ 438,833 | $ 168,000 |
| Wilmington, NC | 1,874 | $ 719,900,000 | $ 384,151 | $ 179,000 |
| Birmingham-Hoover, AL | 1,858 | $ 530,360,000 | $ 285,446 | $ 114,000 |
| Huntsville, AL | 1,850 | $ 576,630,000 | $ 311,691 | $ 129,000 |
| Oakland-Hayward-Berkeley, CA | 1,845 | $ 1,302,145,000 | $ 705,769 | $ 269,000 |
| Little Rock-North Little Rock-Conway, AR | 1,793 | $ 434,265,000 | $ 242,200 | $ 130,000 |
| Tulsa, OK | 1,769 | $ 479,215,000 | $ 270,895 | $ 112,000 |
| Cambridge-Newton-Framingham, MA | 1,708 | $ 888,850,000 | $ 520,403 | $ 190,000 |
| Milwaukee-Waukesha-West Allis, WI | 1,694 | $ 509,560,000 | $ 300,802 | $ 139,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1,686 | $ 504,830,000 | $ 299,424 | $ 125,000 |
| Fresno, CA | 1,667 | $ 579,865,000 | $ 347,849 | $ 149,000 |
| Tacoma-Lakewood, WA | 1,661 | $ 772,615,000 | $ 465,150 | $ 170,000 |
| Baton Rouge, LA | 1,659 | $ 424,625,000 | $ 255,952 | $ 120,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1,650 | $ 500,200,000 | $ 303,151 | $ 110,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1,602 | $ 479,110,000 | $ 299,069 | $ 126,554 |
| Colorado Springs, CO | 1,575 | $ 663,925,000 | $ 421,539 | $ 156,000 |
| Provo-Orem, UT | 1,555 | $ 693,455,000 | $ 445,951 | $ 158,000 |
| Palm Bay-Melbourne-Titusville, FL | 1,553 | $ 517,525,000 | $ 333,242 | $ 139,000 |
| Boston, MA | 1,536 | $ 777,080,000 | $ 505,911 | $ 191,000 |
| Wilmington, DE-MD-NJ | 1,458 | $ 456,970,000 | $ 313,422 | $ 126,207 |
| Albuquerque, NM | 1,447 | $ 453,345,000 | $ 313,299 | $ 124,000 |
| Port St. Lucie, FL | 1,445 | $ 522,155,000 | $ 361,352 | $ 166,000 |
| Elgin, IL | 1,432 | $ 458,580,000 | $ 320,237 | $ 144,000 |
| Lake County-Porter County-Jasper County, IN | 1,426 | $ 390,270,000 | $ 273,681 | $ 102,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1,411 | $ 442,105,000 | $ 313,327 | $ 151,000 |
| Pensacola-Ferry Pass-Brent, FL | 1,402 | $ 420,100,000 | $ 299,643 | $ 136,000 |
| Everett, WA | 1,393 | $ 791,905,000 | $ 568,488 | $ 190,000 |
| Wichita, KS | 1,331 | $ 296,185,000 | $ 222,528 | $ 115,000 |
| Des Moines-West Des Moines, IA | 1,328 | $ 358,160,000 | $ 269,698 | $ 113,000 |
| Savannah, GA | 1,313 | $ 422,025,000 | $ 321,420 | $ 140,000 |
| St. Petersburg-Clearwater-Largo, FL | 1,301 | $ 493,785,000 | $ 379,542 | $ 171,000 |
| Ogden-Clearfield, UT | 1,291 | $ 543,735,000 | $ 421,173 | $ 157,000 |
| Bakersfield, CA | 1,269 | $ 408,215,000 | $ 321,682 | $ 138,000 |
| Killeen-Temple, TX | 1,263 | $ 354,965,000 | $ 281,049 | $ 137,000 |
| Dayton-Springfield-Kettering, OH | 1,224 | $ 326,620,000 | $ 266,846 | $ 104,000 |
| Rochester, NY | 1,224 | $ 293,410,000 | $ 239,714 | $ 109,000 |
| Chattanooga, TN-GA | 1,208 | $ 383,330,000 | $ 317,326 | $ 117,505 |
| Spartanburg, SC | 1,207 | $ 307,015,000 | $ 254,362 | $ 94,000 |
| Grand Rapids-Wyoming, MI | 1,203 | $ 389,935,000 | $ 324,135 | $ 112,000 |
| Stockton-Lodi, CA | 1,184 | $ 564,000,000 | $ 476,351 | $ 193,000 |
| Augusta-Richmond County, GA-SC | 1,177 | $ 313,545,000 | $ 266,393 | $ 120,813 |
| Hartford-West Hartford-East Hartford, CT | 1,140 | $ 331,880,000 | $ 291,122 | $ 141,000 |
| Clarksville, TN-KY | 1,136 | $ 351,440,000 | $ 309,366 | $ 102,441 |
| Ocala, FL | 1,123 | $ 287,165,000 | $ 255,712 | $ 92,000 |
| Reno, NV | 1,111 | $ 458,255,000 | $ 412,470 | $ 170,000 |
| Winston-Salem, NC | 1,102 | $ 344,760,000 | $ 312,849 | $ 109,000 |
| Fayetteville, NC | 1,098 | $ 305,550,000 | $ 278,278 | $ 107,000 |
| Harrisburg-Carlisle, PA | 1,086 | $ 305,550,000 | $ 281,353 | $ 121,000 |
| New Orleans-Metairie, LA | 1,085 | $ 292,285,000 | $ 269,387 | $ 146,000 |
| Greensboro-High Point, NC | 1,054 | $ 332,700,000 | $ 315,654 | $ 114,000 |
| York-Hanover, PA | 1,042 | $ 286,180,000 | $ 274,644 | $ 114,000 |
| Hagerstown-Martinsburg, MD-WV | 1,034 | $ 279,580,000 | $ 270,386 | $ 100,258 |
| Lafayette, LA | 1,009 | $ 240,135,000 | $ 237,993 | $ 127,000 |
| Durham-Chapel Hill, NC | 1,002 | $ 412,620,000 | $ 411,796 | $ 182,000 |
| Detroit-Dearborn-Livonia, MI | 976 | $ 252,210,000 | $ 258,411 | $ 98,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 968 | $ 260,030,000 | $ 268,626 | $ 116,000 |
| Worcester, MA-CT | 966 | $ 361,340,000 | $ 374,057 | $ 138,000 |
| Springfield, MO | 955 | $ 238,515,000 | $ 249,753 | $ 106,000 |
| Lake County-Kenosha County, IL-WI | 938 | $ 329,850,000 | $ 351,652 | $ 160,000 |
| Daphne-Fairhope-Foley, AL | 923 | $ 294,665,000 | $ 319,247 | $ 132,000 |
| Atlantic City-Hammonton, NJ | 880 | $ 305,800,000 | $ 347,500 | $ 179,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 878 | $ 543,340,000 | $ 618,838 | $ 233,000 |
| Urban Honolulu, HI | 858 | $ 561,560,000 | $ 654,498 | $ 198,000 |
| Jacksonville, NC | 856 | $ 263,020,000 | $ 307,266 | $ 107,000 |
| Lexington-Fayette, KY | 854 | $ 247,050,000 | $ 289,285 | $ 109,000 |
| Crestview-Fort Walton Beach-Destin, FL | 839 | $ 323,285,000 | $ 385,321 | $ 191,000 |
| Spokane-Spokane Valley, WA | 807 | $ 280,605,000 | $ 347,713 | $ 120,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 792 | $ 166,730,000 | $ 210,517 | $ 92,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 787 | $ 640,415,000 | $ 813,742 | $ 314,000 |
| Albany-Schenectady-Troy, NY | 755 | $ 228,075,000 | $ 302,086 | $ 134,000 |
| Gulfport-Biloxi-Pascagoula, MS | 755 | $ 181,315,000 | $ 240,152 | $ 97,000 |
| El Paso, TX | 751 | $ 185,295,000 | $ 246,731 | $ 112,000 |
| Corpus Christi, TX | 744 | $ 200,900,000 | $ 270,026 | $ 164,000 |
| Lancaster, PA | 736 | $ 217,060,000 | $ 294,918 | $ 128,000 |
| Slidell-Mandeville-Covington, LA | 732 | $ 187,710,000 | $ 256,434 | $ 107,000 |
| McAllen-Edinburg-Mission, TX | 731 | $ 185,815,000 | $ 254,192 | $ 135,000 |
| Punta Gorda, FL | 718 | $ 222,810,000 | $ 310,320 | $ 139,000 |
| Akron, OH | 711 | $ 164,205,000 | $ 230,949 | $ 115,000 |
| Lexington Park, MD | 710 | $ 260,340,000 | $ 366,676 | $ 148,000 |
| Fort Wayne, IN | 700 | $ 177,160,000 | $ 253,085 | $ 86,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 693 | $ 278,295,000 | $ 401,580 | $ 173,000 |
| Greeley, CO | 686 | $ 290,580,000 | $ 423,586 | $ 146,000 |
| Mobile, AL | 664 | $ 153,540,000 | $ 231,234 | $ 97,000 |
| St. George, UT | 656 | $ 287,260,000 | $ 437,896 | $ 194,000 |
| Lubbock, TX | 652 | $ 159,840,000 | $ 245,153 | $ 156,000 |
| Reading, PA | 647 | $ 159,115,000 | $ 245,927 | $ 109,000 |
| Visalia-Porterville, CA | 645 | $ 180,635,000 | $ 280,054 | $ 118,000 |
| Montgomery, AL | 623 | $ 165,675,000 | $ 265,930 | $ 123,000 |
| Shreveport-Bossier City, LA | 622 | $ 154,510,000 | $ 248,408 | $ 113,000 |
| Naples-Immokalee-Marco Island, FL | 619 | $ 271,445,000 | $ 438,521 | $ 217,000 |
| Prescott Valley-Prescott, AZ | 614 | $ 245,420,000 | $ 399,706 | $ 169,000 |
| Columbus, GA-AL | 601 | $ 148,545,000 | $ 247,163 | $ 108,332 |
| Fort Collins, CO | 600 | $ 261,830,000 | $ 436,383 | $ 178,000 |
| Anchorage, AK | 595 | $ 222,115,000 | $ 373,302 | $ 146,000 |
| Dover, DE | 594 | $ 174,060,000 | $ 293,030 | $ 100,000 |
| Jackson, MS | 584 | $ 145,500,000 | $ 249,143 | $ 103,000 |
| Hickory-Lenoir-Morganton, NC | 577 | $ 177,055,000 | $ 306,854 | $ 120,000 |
| Roanoke, VA | 574 | $ 155,950,000 | $ 271,689 | $ 116,000 |
| Asheville, NC | 569 | $ 228,895,000 | $ 402,275 | $ 152,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 556 | $ 232,560,000 | $ 418,273 | $ 160,000 |
| Salem, OR | 551 | $ 182,355,000 | $ 330,952 | $ 128,000 |
| Vallejo-Fairfield, CA | 551 | $ 255,125,000 | $ 463,021 | $ 160,000 |
| Manchester-Nashua, NH | 542 | $ 222,030,000 | $ 409,649 | $ 165,000 |
| Tallahassee, FL | 534 | $ 157,470,000 | $ 294,887 | $ 129,000 |
| Lincoln, NE | 523 | $ 137,575,000 | $ 263,049 | $ 104,000 |
| Winchester, VA-WV | 521 | $ 170,275,000 | $ 326,823 | $ 121,105 |
| Modesto, CA | 520 | $ 190,620,000 | $ 366,576 | $ 128,000 |
| Bremerton-Silverdale, WA | 519 | $ 246,475,000 | $ 474,903 | $ 182,000 |
| Panama City, FL | 518 | $ 165,180,000 | $ 318,880 | $ 138,000 |
| Warner Robins, GA | 514 | $ 137,950,000 | $ 268,385 | $ 99,000 |
| Springfield, MA | 513 | $ 139,715,000 | $ 272,348 | $ 94,000 |
| San Francisco-Redwood City-South San Francisco, CA | 506 | $ 445,870,000 | $ 881,166 | $ 345,000 |
| Lake Havasu City-Kingman, AZ | 504 | $ 145,580,000 | $ 288,849 | $ 136,000 |
| Olympia-Tumwater, WA | 501 | $ 207,015,000 | $ 413,203 | $ 155,000 |
| Rockingham County-Strafford County, NH | 499 | $ 214,885,000 | $ 430,631 | $ 170,000 |
| Waterbury-Shelton, CT | 496 | $ 153,730,000 | $ 309,939 | $ 122,000 |
| Gainesville, GA | 493 | $ 166,055,000 | $ 336,825 | $ 157,000 |
| Youngstown-Warren-Boardman, OH-PA | 487 | $ 89,285,000 | $ 183,336 | $ 100,000 |
| Gainesville, FL | 482 | $ 132,110,000 | $ 274,087 | $ 116,000 |
| New Haven-Milford, CT | 475 | $ 155,065,000 | $ 326,452 | $ 150,000 |
| Syracuse, NY | 474 | $ 111,400,000 | $ 235,021 | $ 108,000 |
| Portland-South Portland, ME | 471 | $ 171,895,000 | $ 364,957 | $ 159,000 |
| Kingsport-Bristol-Bristol, TN-VA | 470 | $ 125,130,000 | $ 266,234 | $ 89,844 |
| Toledo, OH | 461 | $ 109,145,000 | $ 236,757 | $ 102,000 |
| Coeur D'Alene, ID | 454 | $ 193,090,000 | $ 425,308 | $ 147,000 |
| Bridgeport-Stamford-Norwalk, CT | 439 | $ 204,325,000 | $ 465,432 | $ 202,000 |
| Monroe, LA | 439 | $ 102,505,000 | $ 233,496 | $ 89,000 |
| Sherman-Denison, TX | 433 | $ 147,495,000 | $ 340,635 | $ 212,000 |
| Lynchburg, VA | 431 | $ 132,565,000 | $ 307,575 | $ 127,000 |
| Auburn-Opelika, AL | 430 | $ 137,550,000 | $ 319,883 | $ 125,000 |
| Madison, WI | 430 | $ 147,770,000 | $ 343,651 | $ 117,000 |
| Canton-Massillon, OH | 428 | $ 94,300,000 | $ 220,327 | $ 101,000 |
| Midland, TX | 426 | $ 141,250,000 | $ 331,572 | $ 174,000 |
| Tuscaloosa, AL | 421 | $ 108,875,000 | $ 258,610 | $ 107,000 |
| Kennewick-Richland, WA | 419 | $ 149,715,000 | $ 357,315 | $ 149,000 |
| Trenton, NJ | 415 | $ 156,975,000 | $ 378,253 | $ 180,000 |
| Santa Rosa, CA | 411 | $ 228,915,000 | $ 556,970 | $ 212,000 |
| Cedar Rapids, IA | 410 | $ 87,840,000 | $ 214,243 | $ 110,000 |
| Rockford, IL | 408 | $ 92,020,000 | $ 225,539 | $ 111,000 |
| Joplin, MO | 402 | $ 76,260,000 | $ 189,701 | $ 78,447 |
| Las Cruces, NM | 400 | $ 114,520,000 | $ 286,300 | $ 104,000 |
| Flint, MI | 398 | $ 89,800,000 | $ 225,628 | $ 99,000 |
| Norwich-New London, CT | 393 | $ 132,305,000 | $ 336,653 | $ 142,000 |
| Grand Junction, CO | 391 | $ 131,535,000 | $ 336,406 | $ 150,000 |
| Pinehurst-Southern Pines, NC | 391 | $ 168,815,000 | $ 431,751 | $ 172,000 |
| Boulder, CO | 389 | $ 225,135,000 | $ 578,753 | $ 300,000 |
| Davenport-Moline-Rock Island, IA-IL | 387 | $ 82,765,000 | $ 213,863 | $ 104,697 |
| Evansville, IN-KY | 387 | $ 86,715,000 | $ 224,069 | $ 78,000 |
| Idaho Falls, ID | 386 | $ 131,790,000 | $ 341,424 | $ 116,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 385 | $ 226,375,000 | $ 587,987 | $ 237,000 |
| Columbia, MO | 383 | $ 107,585,000 | $ 280,900 | $ 105,000 |
| Bend-Redmond, OR | 382 | $ 173,430,000 | $ 454,005 | $ 219,000 |
| Bowling Green, KY | 380 | $ 103,570,000 | $ 272,552 | $ 97,000 |
| Charlottesville, VA | 378 | $ 136,690,000 | $ 361,613 | $ 147,000 |
| College Station-Bryan, TX | 377 | $ 121,915,000 | $ 323,381 | $ 157,000 |
| Beaumont-Port Arthur, TX | 373 | $ 85,665,000 | $ 229,664 | $ 117,000 |
| Burlington, NC | 371 | $ 112,715,000 | $ 303,814 | $ 106,000 |
| Eugene, OR | 371 | $ 132,035,000 | $ 355,889 | $ 130,000 |
| Houma-Thibodaux, LA | 368 | $ 82,130,000 | $ 223,179 | $ 113,000 |
| Hinesville, GA | 366 | $ 92,920,000 | $ 253,879 | $ 123,000 |
| Lake Charles, LA | 358 | $ 79,020,000 | $ 220,726 | $ 118,000 |
| Abilene, TX | 354 | $ 98,620,000 | $ 278,587 | $ 146,000 |
| Sioux Falls, SD | 354 | $ 116,860,000 | $ 330,112 | $ 110,135 |
| Topeka, KS | 347 | $ 74,965,000 | $ 216,037 | $ 98,000 |
| Johnson City, TN | 346 | $ 102,030,000 | $ 294,884 | $ 103,000 |
| Jackson, TN | 345 | $ 84,105,000 | $ 243,782 | $ 81,000 |
| Fort Smith, AR-OK | 342 | $ 72,750,000 | $ 212,719 | $ 92,502 |
| Lansing-East Lansing, MI | 341 | $ 85,195,000 | $ 249,838 | $ 102,000 |
| Elizabethtown-Fort Knox, KY | 340 | $ 92,200,000 | $ 271,176 | $ 104,000 |
| Odessa, TX | 338 | $ 88,400,000 | $ 261,538 | $ 110,000 |
| Waco, TX | 338 | $ 93,270,000 | $ 275,946 | $ 139,000 |
| Amarillo, TX | 335 | $ 82,585,000 | $ 246,522 | $ 122,000 |
| Hammond, LA | 334 | $ 80,120,000 | $ 239,880 | $ 97,000 |
| Bellingham, WA | 333 | $ 155,325,000 | $ 466,441 | $ 201,000 |
| Athens-Clarke County, GA | 326 | $ 104,160,000 | $ 319,509 | $ 124,000 |
| Jefferson City, MO | 326 | $ 74,350,000 | $ 228,067 | $ 84,000 |
| Yuma, AZ | 326 | $ 76,840,000 | $ 235,705 | $ 100,000 |
| Homosassa Springs, FL | 325 | $ 80,085,000 | $ 246,415 | $ 123,000 |
| Rapid City, SD | 324 | $ 104,990,000 | $ 324,043 | $ 121,000 |
| Chambersburg-Waynesboro, PA | 320 | $ 81,440,000 | $ 254,500 | $ 96,000 |
| Brownsville-Harlingen, TX | 317 | $ 78,255,000 | $ 246,861 | $ 137,000 |
| Peoria, IL | 317 | $ 58,005,000 | $ 182,981 | $ 94,000 |
| Vineland-Bridgeton, NJ | 314 | $ 76,160,000 | $ 242,547 | $ 87,000 |
| Redding, CA | 311 | $ 99,565,000 | $ 320,144 | $ 136,000 |
| Valdosta, GA | 311 | $ 76,135,000 | $ 244,807 | $ 87,000 |
| Manhattan, KS | 306 | $ 74,910,000 | $ 244,803 | $ 127,000 |
| Green Bay, WI | 303 | $ 77,855,000 | $ 256,947 | $ 104,000 |
| Macon-Bibb County, GA | 303 | $ 73,135,000 | $ 241,369 | $ 104,000 |
| Merced, CA | 300 | $ 97,780,000 | $ 325,933 | $ 141,000 |
| Racine, WI | 294 | $ 78,280,000 | $ 266,258 | $ 121,000 |
| South Bend-Mishawaka, IN-MI | 290 | $ 72,700,000 | $ 250,689 | $ 100,075 |
| Sebastian-Vero Beach, FL | 288 | $ 87,100,000 | $ 302,430 | $ 136,000 |
| Wildwood-The Villages, FL | 284 | $ 88,620,000 | $ 312,042 | $ 140,000 |
| Florence-Muscle Shoals, AL | 281 | $ 64,885,000 | $ 230,907 | $ 92,000 |
| Fargo, ND-MN | 280 | $ 82,060,000 | $ 293,071 | $ 123,000 |
| Greenville, NC | 276 | $ 79,100,000 | $ 286,594 | $ 112,000 |
| Lafayette-West Lafayette, IN | 275 | $ 69,405,000 | $ 252,381 | $ 82,000 |
| Florence, SC | 273 | $ 63,135,000 | $ 231,263 | $ 84,000 |
| Huntington-Ashland, WV-KY-OH | 273 | $ 49,935,000 | $ 182,912 | $ 76,695 |
| Ann Arbor, MI | 271 | $ 103,205,000 | $ 380,830 | $ 141,000 |
| Brunswick, GA | 268 | $ 87,150,000 | $ 325,186 | $ 155,000 |
| Hanford-Corcoran, CA | 268 | $ 76,200,000 | $ 284,328 | $ 118,000 |
| Jonesboro, AR | 268 | $ 55,290,000 | $ 206,305 | $ 92,000 |
| Logan, UT-ID | 268 | $ 101,380,000 | $ 378,283 | $ 131,768 |
| Decatur, AL | 266 | $ 63,290,000 | $ 237,932 | $ 88,000 |
| Wichita Falls, TX | 265 | $ 60,515,000 | $ 228,358 | $ 115,000 |
| Staunton-Waynesboro, VA | 257 | $ 67,755,000 | $ 263,638 | $ 82,000 |
| Duluth, MN-WI | 252 | $ 64,440,000 | $ 255,714 | $ 110,444 |
| Sierra Vista-Douglas, AZ | 252 | $ 58,630,000 | $ 232,658 | $ 92,000 |
| Laredo, TX | 251 | $ 61,585,000 | $ 245,358 | $ 181,000 |
| Yuba City, CA | 250 | $ 97,280,000 | $ 389,120 | $ 128,000 |
| Barnstable Town, MA | 248 | $ 117,430,000 | $ 473,508 | $ 224,000 |
| Flagstaff, AZ | 248 | $ 114,310,000 | $ 460,927 | $ 238,000 |
| Lawton, OK | 247 | $ 53,015,000 | $ 214,635 | $ 100,000 |
| Dothan, AL | 246 | $ 54,350,000 | $ 220,934 | $ 102,000 |
| Salisbury, MD-DE | 246 | $ 60,590,000 | $ 246,300 | $ 94,000 |
| Bloomington, IL | 243 | $ 59,935,000 | $ 246,646 | $ 119,000 |
| Santa Maria-Santa Barbara, CA | 243 | $ 129,455,000 | $ 532,736 | $ 202,000 |
| Morristown, TN | 242 | $ 66,690,000 | $ 275,578 | $ 96,000 |
| Blacksburg-Christiansburg-Radford, VA | 241 | $ 66,015,000 | $ 273,921 | $ 101,000 |
| Champaign-Urbana, IL | 239 | $ 52,185,000 | $ 218,347 | $ 85,000 |
| Medford, OR | 236 | $ 78,650,000 | $ 333,262 | $ 132,000 |
| Tyler, TX | 232 | $ 64,120,000 | $ 276,379 | $ 121,000 |
| Salinas, CA | 230 | $ 131,240,000 | $ 570,608 | $ 264,000 |
| Yakima, WA | 227 | $ 66,245,000 | $ 291,828 | $ 100,000 |
| Springfield, OH | 224 | $ 48,980,000 | $ 218,660 | $ 84,000 |
| Waterloo-Cedar Falls, IA | 224 | $ 46,070,000 | $ 205,669 | $ 98,000 |
| Goldsboro, NC | 223 | $ 61,835,000 | $ 277,286 | $ 86,000 |
| Albany, GA | 221 | $ 52,845,000 | $ 239,117 | $ 135,000 |
| Appleton, WI | 220 | $ 59,510,000 | $ 270,500 | $ 98,000 |
| Cheyenne, WY | 220 | $ 73,910,000 | $ 335,954 | $ 143,000 |
| Hattiesburg, MS | 213 | $ 50,065,000 | $ 235,046 | $ 97,000 |
| Lebanon, PA | 213 | $ 53,345,000 | $ 250,446 | $ 108,000 |
| San Angelo, TX | 212 | $ 60,860,000 | $ 287,075 | $ 113,000 |
| Iowa City, IA | 211 | $ 59,575,000 | $ 282,345 | $ 135,000 |
| Springfield, IL | 211 | $ 44,735,000 | $ 212,014 | $ 113,000 |
| St. Cloud, MN | 211 | $ 57,375,000 | $ 271,919 | $ 95,000 |
| Billings, MT | 209 | $ 66,325,000 | $ 317,344 | $ 118,000 |
| Gettysburg, PA | 209 | $ 56,755,000 | $ 271,555 | $ 114,000 |
| Longview, TX | 209 | $ 52,045,000 | $ 249,019 | $ 109,000 |
| Muskegon, MI | 208 | $ 46,500,000 | $ 223,557 | $ 89,000 |
| Terre Haute, IN | 205 | $ 40,325,000 | $ 196,707 | $ 83,000 |
| Erie, PA | 204 | $ 37,800,000 | $ 185,294 | $ 98,000 |
| Harrisonburg, VA | 202 | $ 62,100,000 | $ 307,425 | $ 100,000 |
| Watertown-Fort Drum, NY | 202 | $ 49,330,000 | $ 244,207 | $ 120,000 |
| Bloomington, IN | 201 | $ 55,165,000 | $ 274,452 | $ 102,000 |
| Chico, CA | 201 | $ 66,525,000 | $ 330,970 | $ 165,000 |
| Longview, WA | 201 | $ 74,515,000 | $ 370,721 | $ 120,000 |
| Bangor, ME | 200 | $ 49,470,000 | $ 247,350 | $ 116,000 |
| Rocky Mount, NC | 200 | $ 53,910,000 | $ 269,550 | $ 104,000 |
| Monroe, MI | 198 | $ 50,670,000 | $ 255,909 | $ 97,000 |
| Kenosha, WI | 193 | $ 51,835,000 | $ 268,575 | $ 89,000 |
| Owensboro, KY | 190 | $ 39,630,000 | $ 208,578 | $ 98,000 |
| Cleveland, TN | 187 | $ 53,585,000 | $ 286,550 | $ 83,000 |
| Dalton, GA | 187 | $ 47,655,000 | $ 254,839 | $ 89,000 |
| Binghamton, NY | 184 | $ 33,730,000 | $ 183,315 | $ 90,000 |
| Albany, OR | 179 | $ 53,035,000 | $ 296,284 | $ 105,000 |
| Kokomo, IN | 178 | $ 36,040,000 | $ 202,471 | $ 79,000 |
| Utica-Rome, NY | 178 | $ 35,860,000 | $ 201,460 | $ 95,000 |
| Jackson, MI | 172 | $ 39,270,000 | $ 228,313 | $ 103,000 |
| Cape Girardeau, MO-IL | 171 | $ 37,625,000 | $ 220,029 | $ 170,000 |
| Rochester, MN | 171 | $ 56,595,000 | $ 330,964 | $ 136,000 |
| Bozeman, MT | 169 | $ 76,855,000 | $ 454,763 | $ 225,000 |
| Mount Vernon-Anacortes, WA | 167 | $ 78,315,000 | $ 468,952 | $ 162,000 |
| Anniston-Oxford-Jacksonville, AL | 164 | $ 32,710,000 | $ 199,451 | $ 83,000 |
| Rome, GA | 164 | $ 37,870,000 | $ 230,914 | $ 122,000 |
| Janesville-Beloit, WI | 163 | $ 41,765,000 | $ 256,226 | $ 100,000 |
| Kalamazoo-Portage, MI | 162 | $ 39,670,000 | $ 244,876 | $ 91,000 |
| Pueblo, CO | 161 | $ 43,955,000 | $ 273,012 | $ 89,000 |
| Twin Falls, ID | 161 | $ 54,335,000 | $ 337,484 | $ 153,000 |
| State College, PA | 159 | $ 45,085,000 | $ 283,553 | $ 149,000 |
| Helena, MT | 158 | $ 56,670,000 | $ 358,670 | $ 140,000 |
| El Centro, CA | 157 | $ 50,205,000 | $ 319,777 | $ 120,000 |
| Santa Cruz-Watsonville, CA | 157 | $ 104,855,000 | $ 667,866 | $ 253,000 |
| Sebring, FL | 157 | $ 37,225,000 | $ 237,101 | $ 111,000 |
| Minot, ND | 156 | $ 46,020,000 | $ 295,000 | $ 90,000 |
| Gadsden, AL | 155 | $ 33,975,000 | $ 219,193 | $ 107,000 |
| Michigan City-La Porte, IN | 154 | $ 38,890,000 | $ 252,532 | $ 98,000 |
| Eau Claire, WI | 153 | $ 39,225,000 | $ 256,372 | $ 100,000 |
| Lewiston-Auburn, ME | 153 | $ 38,755,000 | $ 253,300 | $ 88,000 |
| Santa Fe, NM | 150 | $ 60,460,000 | $ 403,066 | $ 165,000 |
| Texarkana, TX-AR | 150 | $ 32,250,000 | $ 215,000 | $ 134,906 |
| Wenatchee, WA | 150 | $ 63,520,000 | $ 423,466 | $ 184,000 |
| Alexandria, LA | 149 | $ 31,775,000 | $ 213,255 | $ 84,000 |
| Kankakee, IL | 146 | $ 31,840,000 | $ 218,082 | $ 76,000 |
| Muncie, IN | 146 | $ 28,400,000 | $ 194,520 | $ 77,000 |
| St. Joseph, MO-KS | 145 | $ 31,625,000 | $ 218,103 | $ 86,000 |
| Columbus, IN | 144 | $ 36,510,000 | $ 253,541 | $ 67,000 |
| Dubuque, IA | 144 | $ 35,310,000 | $ 245,208 | $ 100,000 |
| Paducah, KY-IL | 142 | $ 30,450,000 | $ 214,436 | $ 113,422 |
| Hot Springs, AR | 140 | $ 34,820,000 | $ 248,714 | $ 107,000 |
| Oshkosh-Neenah, WI | 139 | $ 34,985,000 | $ 251,690 | $ 89,000 |
| Elkhart-Goshen, IN | 138 | $ 34,240,000 | $ 248,115 | $ 87,000 |
| Sumter, SC | 138 | $ 31,300,000 | $ 226,811 | $ 118,000 |
| Burlington-South Burlington, VT | 137 | $ 57,245,000 | $ 417,846 | $ 180,000 |
| Missoula, MT | 137 | $ 57,645,000 | $ 420,766 | $ 150,000 |
| San Rafael, CA | 136 | $ 103,580,000 | $ 761,617 | $ 298,000 |
| Saginaw, MI | 128 | $ 24,820,000 | $ 193,906 | $ 76,000 |
| Kahului-Wailuku-Lahaina, HI | 126 | $ 82,160,000 | $ 652,063 | $ 167,000 |
| Pocatello, ID | 126 | $ 40,730,000 | $ 323,253 | $ 145,000 |
| Bismarck, ND | 124 | $ 35,030,000 | $ 282,500 | $ 108,000 |
| Glens Falls, NY | 124 | $ 32,640,000 | $ 263,225 | $ 137,000 |
| Niles-Benton Harbor, MI | 124 | $ 36,320,000 | $ 292,903 | $ 126,000 |
| Napa, CA | 123 | $ 68,685,000 | $ 558,414 | $ 218,000 |
| Lawrence, KS | 120 | $ 34,430,000 | $ 286,916 | $ 156,000 |
| Farmington, NM | 119 | $ 32,995,000 | $ 277,268 | $ 125,000 |
| Sandusky, OH | 117 | $ 25,375,000 | $ 216,880 | $ 108,000 |
| Sheboygan, WI | 117 | $ 26,345,000 | $ 225,170 | $ 75,000 |
| Traverse City, MI | 116 | $ 45,080,000 | $ 388,620 | $ 201,000 |
| Charleston, WV | 113 | $ 19,995,000 | $ 176,946 | $ 104,000 |
| Amherst Town-Northampton, MA | 111 | $ 36,985,000 | $ 333,198 | $ 103,000 |
| Mansfield, OH | 109 | $ 19,815,000 | $ 181,788 | $ 70,000 |
| Walla Walla, WA | 108 | $ 36,860,000 | $ 341,296 | $ 126,000 |
| Wausau, WI | 108 | $ 25,500,000 | $ 236,111 | $ 131,000 |
| Battle Creek, MI | 105 | $ 22,565,000 | $ 214,904 | $ 82,000 |
| Ames, IA | 103 | $ 22,705,000 | $ 220,436 | $ 112,000 |
| Wheeling, WV-OH | 103 | $ 20,045,000 | $ 194,611 | $ 83,174 |
| Johnstown, PA | 99 | $ 16,565,000 | $ 167,323 | $ 96,000 |
| Lewiston, ID-WA | 98 | $ 28,490,000 | $ 290,714 | $ 86,204 |
| Decatur, IL | 97 | $ 14,955,000 | $ 154,175 | $ 75,000 |
| Victoria, TX | 97 | $ 24,045,000 | $ 247,886 | $ 126,000 |
| Williamsport, PA | 95 | $ 18,665,000 | $ 196,473 | $ 94,000 |
| Weirton-Steubenville, WV-OH | 94 | $ 15,290,000 | $ 162,659 | $ 86,574 |
| Casper, WY | 91 | $ 25,805,000 | $ 283,571 | $ 109,000 |
| Morgantown, WV | 91 | $ 26,325,000 | $ 289,285 | $ 110,000 |
| Altoona, PA | 90 | $ 14,640,000 | $ 162,666 | $ 86,000 |
| Grand Island, NE | 89 | $ 19,645,000 | $ 220,730 | $ 80,000 |
| Midland, MI | 89 | $ 21,025,000 | $ 236,235 | $ 98,000 |
| Great Falls, MT | 88 | $ 24,000,000 | $ 272,727 | $ 106,000 |
| Fond Du Lac, WI | 87 | $ 16,955,000 | $ 194,885 | $ 93,000 |
| Bay City, MI | 86 | $ 15,110,000 | $ 175,697 | $ 78,000 |
| Kingston, NY | 85 | $ 29,175,000 | $ 343,235 | $ 144,000 |
| Grants Pass, OR | 84 | $ 27,050,000 | $ 322,023 | $ 117,000 |
| Elmira, NY | 83 | $ 14,475,000 | $ 174,397 | $ 154,000 |
| Pittsfield, MA | 82 | $ 20,890,000 | $ 254,756 | $ 90,000 |
| La Crosse-Onalaska, WI-MN | 81 | $ 20,795,000 | $ 256,728 | $ 144,000 |
| Sioux City, IA-NE-SD | 79 | $ 18,475,000 | $ 233,860 | $ 98,063 |
| Fairbanks, AK | 78 | $ 23,130,000 | $ 296,538 | $ 134,000 |
| Lima, OH | 75 | $ 15,365,000 | $ 204,866 | $ 82,000 |
| Beckley, WV | 70 | $ 12,500,000 | $ 178,571 | $ 76,000 |
| Corvallis, OR | 70 | $ 27,150,000 | $ 387,857 | $ 188,000 |
| Carson City, NV | 68 | $ 26,880,000 | $ 395,294 | $ 150,000 |
| Grand Forks, ND-MN | 66 | $ 16,150,000 | $ 244,696 | $ 106,545 |
| Enid, OK | 65 | $ 17,475,000 | $ 268,846 | $ 108,000 |
| Parkersburg-Vienna, WV | 63 | $ 10,635,000 | $ 168,809 | $ 85,000 |
| Mankato-North Mankato, MN | 54 | $ 15,260,000 | $ 282,592 | $ 115,000 |
| Ithaca, NY | 22 | $ 6,840,000 | $ 310,909 | $ 165,000 |
| Eagle Pass, TX | 16 | $ 3,620,000 | $ 226,250 | $ 152,000 |
Mortgage Loan Application Detail Totals for PennyMac Loan Services LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 305,951 | $117,434,735,000 | $383,000 | $3,505,000 | $197,000 | $8,854,000 |
| Refinancing | 80,947 | $32,836,345,000 | $405,000 | $3,505,000 | $207,000 | $8,230,000 |
| Cash-out Refinancing | 66,488 | $19,132,930,000 | $287,000 | $2,905,000 | $117,000 | $7,012,000 |
| Other Purpose | 37,194 | $3,073,420,000 | $82,000 | $1,235,000 | $123,000 | $3,353,000 |
| Home Improvement | 32 | $8,690,000 | $271,000 | $785,000 | $109,000 | $730,000 |
| Not Applicable | 2 | $1,380,000 | $690,000 | $865,000 | $370,000 | $591,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 293,228 | $107,925,070,000 | $368,000 | $3,505,000 | $0 | $0 |
| White | 109,454 | $34,123,050,000 | $311,000 | $3,505,000 | $157,000 | $8,854,000 |
| Hispanic | 28,436 | $8,688,880,000 | $305,000 | $3,005,000 | $130,000 | $7,012,000 |
| Black or African American | 23,270 | $6,353,570,000 | $273,000 | $3,005,000 | $119,000 | $7,776,000 |
| Not Provided | 19,559 | $8,179,475,000 | $418,000 | $3,485,000 | $194,000 | $6,892,000 |
| Asian | 13,918 | $6,434,630,000 | $462,000 | $3,505,000 | $212,000 | $4,676,000 |
| American Indian or Alaskan Native | 2,146 | $574,660,000 | $267,000 | $3,005,000 | $125,000 | $4,826,000 |
| Native Hawaiian or Other Pacific Islander | 603 | $208,165,000 | $345,000 | $2,145,000 | $146,000 | $648,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 240,260 | $91,659,880,000 | $381,000 | $3,505,000 | $178,000 | $8,854,000 |
| FHA-insured (Federal Housing Administration) | 156,820 | $46,081,400,000 | $293,000 | $1,835,000 | $98,000 | $6,960,000 |
| VA-guaranteed (Veterans Administration) | 82,520 | $32,469,120,000 | $393,000 | $2,675,000 | $137,000 | $6,892,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11,014 | $2,277,100,000 | $206,000 | $815,000 | $89,000 | $153,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 293,228 | $107,925,070,000 | $368,000 | $3,505,000 | $0 | $0 |
| Loan Originated | 100,816 | $35,392,150,000 | $351,000 | $3,505,000 | $173,000 | $7,776,000 |
| File Closed For Incompleteness | 47,737 | $13,326,895,000 | $279,000 | $2,995,000 | $129,000 | $8,230,000 |
| Application Denied By Financial Institution | 23,771 | $7,295,095,000 | $306,000 | $3,505,000 | $132,000 | $8,854,000 |
| Application Withdrawn By Applicant | 17,520 | $5,914,380,000 | $337,000 | $3,105,000 | $161,000 | $7,012,000 |
| Application Approved But Not Accepted | 3,963 | $1,283,745,000 | $323,000 | $2,335,000 | $159,000 | $2,428,000 |
| Preapproval Approved but not Accepted | 3,558 | $1,344,330,000 | $377,000 | $2,405,000 | $141,000 | $2,531,000 |
| Preapproval Denied by Financial Institution | 21 | $5,835,000 | $277,000 | $475,000 | $118,000 | $243,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 466,822 | $165,186,570,000 | $353,000 | $3,505,000 | $161,000 | $8,230,000 |
| Debt-To-Income Ratio | 7,438 | $2,444,290,000 | $328,000 | $3,505,000 | $100,000 | $5,494,000 |
| Collateral | 4,862 | $1,237,440,000 | $254,000 | $3,005,000 | $138,000 | $4,826,000 |
| Credit History | 3,928 | $882,430,000 | $224,000 | $3,505,000 | $121,000 | $8,854,000 |
| Credit Application Incomplete | 3,774 | $1,329,400,000 | $352,000 | $2,925,000 | $166,000 | $4,247,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,348 | $617,000,000 | $457,000 | $3,505,000 | $202,000 | $4,918,000 |
| Unverifiable Information | 1,327 | $435,685,000 | $328,000 | $3,495,000 | $165,000 | $1,843,000 |
| Other | 882 | $286,930,000 | $325,000 | $2,085,000 | $153,000 | $2,100,000 |
| Employment History | 226 | $65,690,000 | $290,000 | $1,755,000 | $117,000 | $926,000 |
| Mortgage Insurance Denied | 7 | $2,065,000 | $295,000 | $485,000 | $208,000 | $462,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into PennyMac Loan Services LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess PennyMac Loan Services LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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