Peoples Bank Mortgage Lending & HMDA Data, 2010
In 2010, Peoples Bank of Lawrence, KS reported 4,132 mortgage applications totaling $721.9 million, up 40% from 2009. The average application was for $174,704, and applicants reported an average income of $72,008. 85% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Kansas City, MO-KS (1,307), Albuquerque, NM (1,277) and Lawrence, KS (224) (applications in parentheses).
| Mortgage Company & Address | Peoples Bank 4831 W 6th St Lawrence, KS 66049 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,132 |
| Total Mortgage Loan Application Amount | $721,878,000 |
| Average Mortgage Loan Application Amount | $174,704 |
| Highest Mortgage Loan Application Amount | $3,046,000 |
| Average Applicant Income | $72,008 |
| Highest Applicant Income | $2,095,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Peoples Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kansas City, MO-KS | 1,307 | $ 205,416,000 | $ 157,166 | $ 74,658 |
| Albuquerque, NM | 1,277 | $ 225,080,000 | $ 176,256 | $ 80,000 |
| Lawrence, KS | 224 | $ 38,420,000 | $ 171,517 | $ 87,000 |
| Columbus, OH | 51 | $ 9,264,000 | $ 181,647 | $ 57,000 |
| Atlanta-Sandy Springs-Marietta, GA | 35 | $ 6,542,000 | $ 186,914 | $ 54,000 |
| Chicago-Joliet-Naperville, IL | 24 | $ 6,067,000 | $ 252,791 | $ 47,000 |
| Denver-Aurora-Broomfield, CO | 21 | $ 4,468,000 | $ 212,761 | $ 54,000 |
| Santa Fe, NM | 21 | $ 4,785,000 | $ 227,857 | $ 124,000 |
| Phoenix-Mesa-Glendale, AZ | 20 | $ 4,538,000 | $ 226,900 | $ 106,000 |
| Las Cruces, NM | 19 | $ 2,690,000 | $ 141,578 | $ 72,000 |
| Houston-Sugar Land-Baytown, TX | 18 | $ 3,836,000 | $ 213,111 | $ 63,000 |
| Los Angeles-Long Beach-Glendale, CA | 17 | $ 5,949,000 | $ 349,941 | $ 96,000 |
| Topeka, KS | 16 | $ 2,032,000 | $ 127,000 | $ 80,000 |
| Dallas-Plano-Irving, TX | 15 | $ 3,148,000 | $ 209,866 | $ 63,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 14 | $ 5,014,000 | $ 358,142 | $ 97,785 |
| Philadelphia, PA | 13 | $ 3,263,000 | $ 251,000 | $ 76,000 |
| Cambridge-Newton-Framingham, MA | 12 | $ 3,754,000 | $ 312,833 | $ 69,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 12 | $ 3,511,000 | $ 292,583 | $ 64,000 |
| Providence-New Bedford-Fall River, RI-MA | 11 | $ 2,574,000 | $ 234,000 | $ 30,545 |
| Wichita, KS | 11 | $ 873,000 | $ 79,363 | $ 42,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 10 | $ 2,250,000 | $ 225,000 | $ 75,000 |
| Las Vegas-Paradise, NV | 10 | $ 1,805,000 | $ 180,500 | $ 44,000 |
| Austin-Round Rock-San Marcos, TX | 9 | $ 1,766,000 | $ 196,222 | $ 100,000 |
| Boston-Quincy, MA | 9 | $ 2,891,000 | $ 321,222 | $ 51,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 9 | $ 1,640,000 | $ 182,222 | $ 34,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 9 | $ 2,031,000 | $ 225,666 | $ 64,666 |
| Raleigh-Cary, NC | 9 | $ 1,497,000 | $ 166,333 | $ 41,000 |
| Riverside-San Bernardino-Ontario, CA | 9 | $ 2,513,000 | $ 279,222 | $ 47,000 |
| Bridgeport-Stamford-Norwalk, CT | 8 | $ 2,224,000 | $ 278,000 | $ 42,000 |
| Oakland-Fremont-Hayward, CA | 8 | $ 3,034,000 | $ 379,250 | $ 163,000 |
| Peabody, MA | 8 | $ 1,741,000 | $ 217,625 | $ 23,000 |
| Seattle-Bellevue-Everett, WA | 8 | $ 1,610,000 | $ 201,250 | $ 91,000 |
| Springfield, MA | 8 | $ 1,627,000 | $ 203,375 | $ 25,000 |
| St. Louis, MO-IL | 8 | $ 1,562,000 | $ 195,250 | $ 95,000 |
| Cleveland-Elyria-Mentor, OH | 7 | $ 1,118,000 | $ 159,714 | $ 71,000 |
| Hartford-West Hartford-East Hartford, CT | 7 | $ 1,613,000 | $ 230,428 | $ 18,000 |
| Jacksonville, FL | 7 | $ 1,575,000 | $ 225,000 | $ 36,000 |
| New York-White Plains-Wayne, NY-NJ | 7 | $ 2,303,000 | $ 329,000 | $ 66,428 |
| Ogden-Clearfield, UT | 7 | $ 1,453,000 | $ 207,571 | $ 9,000 |
| San Antonio-New Braunfels, TX | 7 | $ 1,243,000 | $ 177,571 | $ 32,000 |
| Worcester, MA | 7 | $ 1,496,000 | $ 213,714 | $ 51,000 |
| Boise City-Nampa, ID | 6 | $ 1,187,000 | $ 197,833 | $ 0 |
| Cincinnati-Middletown, OH-KY-IN | 6 | $ 1,103,000 | $ 183,833 | $ 46,666 |
| Des Moines-West Des Moines, IA | 6 | $ 1,195,000 | $ 199,166 | $ 40,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 6 | $ 1,024,000 | $ 170,666 | $ 82,000 |
| Newark-Union, NJ-PA | 6 | $ 2,182,000 | $ 363,666 | $ 101,000 |
| Oklahoma City, OK | 6 | $ 856,000 | $ 142,666 | $ 42,000 |
| Tampa-St. Petersburg-Clearwater, FL | 6 | $ 1,228,000 | $ 204,666 | $ 36,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 5 | $ 898,000 | $ 179,600 | $ 11,000 |
| Baltimore-Towson, MD | 5 | $ 1,593,000 | $ 318,600 | $ 111,000 |
| Canton-Massillon, OH | 5 | $ 759,000 | $ 151,800 | $ 8,000 |
| Indianapolis-Carmel, IN | 5 | $ 898,000 | $ 179,600 | $ 49,000 |
| Orlando-Kissimmee-Sanford, FL | 5 | $ 1,090,000 | $ 218,000 | $ 8,000 |
| Richmond, VA | 5 | $ 1,341,000 | $ 268,200 | $ 0 |
| Salt Lake City, UT | 5 | $ 1,000,000 | $ 200,000 | $ 40,000 |
| Spokane, WA | 5 | $ 904,000 | $ 180,800 | $ 7,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 5 | $ 1,061,000 | $ 212,200 | $ 22,000 |
| Akron, OH | 4 | $ 744,000 | $ 186,000 | $ 21,000 |
| Billings, MT | 4 | $ 830,000 | $ 207,500 | $ 17,000 |
| Camden, NJ | 4 | $ 881,000 | $ 220,250 | $ 18,000 |
| Charleston-North Charleston-Summerville, SC | 4 | $ 1,016,000 | $ 254,000 | $ 9,000 |
| Colorado Springs, CO | 4 | $ 704,000 | $ 176,000 | $ 52,000 |
| Dayton, OH | 4 | $ 751,000 | $ 187,750 | $ 57,000 |
| Grand Junction, CO | 4 | $ 897,000 | $ 224,250 | $ 56,000 |
| Greeley, CO | 4 | $ 791,000 | $ 197,750 | $ 27,000 |
| Lake County-Kenosha County, IL-WI | 4 | $ 857,000 | $ 214,250 | $ 38,250 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 4 | $ 956,000 | $ 239,000 | $ 44,750 |
| Mobile, AL | 4 | $ 918,000 | $ 229,500 | $ 0 |
| New Orleans-Metairie-Kenner, LA | 4 | $ 677,000 | $ 169,250 | $ 6,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 630,000 | $ 157,500 | $ 41,000 |
| San Diego-Carlsbad-San Marcos, CA | 4 | $ 1,019,000 | $ 254,750 | $ 126,000 |
| San Francisco-San Mateo-Redwood City, CA | 4 | $ 1,980,000 | $ 495,000 | $ 160,000 |
| Santa Ana-Anaheim-Irvine, CA | 4 | $ 1,555,000 | $ 388,750 | $ 150,000 |
| Tucson, AZ | 4 | $ 860,000 | $ 215,000 | $ 67,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 4 | $ 940,000 | $ 235,000 | $ 67,000 |
| Bloomington-Normal, IL | 3 | $ 511,000 | $ 170,333 | $ 44,000 |
| El Paso, TX | 3 | $ 467,000 | $ 155,666 | $ 60,000 |
| Farmington, NM | 3 | $ 731,000 | $ 243,666 | $ 36,000 |
| Fort Worth-Arlington, TX | 3 | $ 747,000 | $ 249,000 | $ 78,000 |
| Gary, IN | 3 | $ 589,000 | $ 196,333 | $ 0 |
| Louisville-Jefferson County, KY-IN | 3 | $ 478,000 | $ 159,333 | $ 37,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 616,000 | $ 205,333 | $ 60,000 |
| Milwaukee-Waukesha-West Allis, WI | 3 | $ 613,000 | $ 204,333 | $ 0 |
| Pittsburgh, PA | 3 | $ 620,000 | $ 206,666 | $ 71,000 |
| Reno-Sparks, NV | 3 | $ 859,000 | $ 286,333 | $ 0 |
| Rockford, IL | 3 | $ 645,000 | $ 215,000 | $ 13,000 |
| Rockingham County-Strafford County, NH | 3 | $ 845,000 | $ 281,666 | $ 82,000 |
| Salem, OR | 3 | $ 540,000 | $ 180,000 | $ 47,000 |
| Tacoma, WA | 3 | $ 962,000 | $ 320,666 | $ 43,000 |
| Warren-Troy-Farmington Hills, MI | 3 | $ 546,000 | $ 182,000 | $ 0 |
| York-Hanover, PA | 3 | $ 725,000 | $ 241,666 | $ 0 |
| Asheville, NC | 2 | $ 519,000 | $ 259,500 | $ 0 |
| Bakersfield-Delano, CA | 2 | $ 431,000 | $ 215,500 | $ 0 |
| Barnstable Town, MA | 2 | $ 674,000 | $ 337,000 | $ 41,000 |
| Bend, OR | 2 | $ 461,000 | $ 230,500 | $ 64,000 |
| Bethesda-Rockville-Frederick, MD | 2 | $ 777,000 | $ 388,500 | $ 299,000 |
| Birmingham-Hoover, AL | 2 | $ 372,000 | $ 186,000 | $ 77,000 |
| Columbia, MO | 2 | $ 328,000 | $ 164,000 | $ 64,000 |
| Columbia, SC | 2 | $ 380,000 | $ 190,000 | $ 49,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 375,000 | $ 187,500 | $ 0 |
| Detroit-Livonia-Dearborn, MI | 2 | $ 306,000 | $ 153,000 | $ 0 |
| Dover, DE | 2 | $ 473,000 | $ 236,500 | $ 0 |
| Durham-Chapel Hill, NC | 2 | $ 398,000 | $ 199,000 | $ 35,000 |
| Edison-New Brunswick, NJ | 2 | $ 541,000 | $ 270,500 | $ 63,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 772,000 | $ 386,000 | $ 26,000 |
| Greenville-Mauldin-Easley, SC | 2 | $ 403,000 | $ 201,500 | $ 0 |
| Huntsville, AL | 2 | $ 564,000 | $ 282,000 | $ 41,000 |
| Joplin, MO | 2 | $ 501,000 | $ 250,500 | $ 40,000 |
| Knoxville, TN | 2 | $ 432,000 | $ 216,000 | $ 51,000 |
| Memphis, TN-MS-AR | 2 | $ 400,000 | $ 200,000 | $ 47,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 2 | $ 440,000 | $ 220,000 | $ 109,000 |
| Nassau-Suffolk, NY | 2 | $ 389,000 | $ 194,500 | $ 58,000 |
| New Haven-Milford, CT | 2 | $ 353,000 | $ 176,500 | $ 0 |
| Norwich-New London, CT | 2 | $ 514,000 | $ 257,000 | $ 0 |
| Port St. Lucie, FL | 2 | $ 254,000 | $ 127,000 | $ 61,000 |
| Provo-Orem, UT | 2 | $ 396,000 | $ 198,000 | $ 0 |
| Springfield, MO | 2 | $ 501,000 | $ 250,500 | $ 43,000 |
| St. George, UT | 2 | $ 357,000 | $ 178,500 | $ 0 |
| Toledo, OH | 2 | $ 411,000 | $ 205,500 | $ 83,000 |
| Trenton-Ewing, NJ | 2 | $ 381,000 | $ 190,500 | $ 0 |
| Tulsa, OK | 2 | $ 231,000 | $ 115,500 | $ 41,000 |
| Visalia-Porterville, CA | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Wilmington, DE-MD-NJ | 2 | $ 416,000 | $ 208,000 | $ 0 |
| Anchorage, AK | 1 | $ 362,000 | $ 362,000 | $ 0 |
| Anderson, SC | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Appleton, WI | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Athens-Clarke County, GA | 1 | $ 176,000 | $ 176,000 | $ 37,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 108,000 | $ 108,000 | $ 79,000 |
| Baton Rouge, LA | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Bellingham, WA | 1 | $ 185,000 | $ 185,000 | $ 34,000 |
| Bowling Green, KY | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Casper, WY | 1 | $ 162,000 | $ 162,000 | $ 124,000 |
| Clarksville, TN-KY | 1 | $ 94,000 | $ 94,000 | $ 34,000 |
| Columbus, GA-AL | 1 | $ 80,000 | $ 80,000 | $ 106,000 |
| Corvallis, OR | 1 | $ 156,000 | $ 156,000 | $ 69,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 257,000 | $ 257,000 | $ 321,000 |
| Dalton, GA | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Dubuque, IA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Duluth, MN-WI | 1 | $ 271,000 | $ 271,000 | $ 94,000 |
| Eau Claire, WI | 1 | $ 152,000 | $ 152,000 | $ 33,000 |
| El Centro, CA | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 422,000 | $ 422,000 | $ 156,000 |
| Erie, PA | 1 | $ 197,000 | $ 197,000 | $ 65,000 |
| Fort Collins-Loveland, CO | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Fort Wayne, IN | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Goldsboro, NC | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Harrisburg-Carlisle, PA | 1 | $ 172,000 | $ 172,000 | $ 97,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 102,000 | $ 102,000 | $ 57,000 |
| Honolulu, HI | 1 | $ 480,000 | $ 480,000 | $ 75,000 |
| Jackson, MI | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Jackson, TN | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Jacksonville, NC | 1 | $ 169,000 | $ 169,000 | $ 54,000 |
| Kingston, NY | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Lafayette, IN | 1 | $ 216,000 | $ 216,000 | $ 58,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 96,000 | $ 96,000 | $ 133,000 |
| Lakeland-Winter Haven, FL | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Lancaster, PA | 1 | $ 117,000 | $ 117,000 | $ 58,000 |
| Lansing-East Lansing, MI | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lubbock, TX | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Macon, GA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Madison, WI | 1 | $ 191,000 | $ 191,000 | $ 112,000 |
| Manchester-Nashua, NH | 1 | $ 333,000 | $ 333,000 | $ 172,000 |
| Manhattan, KS | 1 | $ 72,000 | $ 72,000 | $ 16,000 |
| Modesto, CA | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 183,000 | $ 183,000 | $ 0 |
| North Port-Bradenton-Sarasota, FL | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Olympia, WA | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Owensboro, KY | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 136,000 | $ 136,000 | $ 63,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 134,000 | $ 134,000 | $ 85,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1 | $ 158,000 | $ 158,000 | $ 137,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 268,000 | $ 268,000 | $ 0 |
| Peoria, IL | 1 | $ 179,000 | $ 179,000 | $ 420,000 |
| Reading, PA | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Rocky Mount, NC | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Sebastian-Vero Beach, FL | 1 | $ 164,000 | $ 164,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Springfield, IL | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Stockton, CA | 1 | $ 320,000 | $ 320,000 | $ 86,000 |
| Tallahassee, FL | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Tuscaloosa, AL | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Vallejo-Fairfield, CA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Warner Robins, GA | 1 | $ 162,000 | $ 162,000 | $ 99,000 |
| Wausau, WI | 1 | $ 146,000 | $ 146,000 | $ 94,000 |
| Wilmington, NC | 1 | $ 157,000 | $ 157,000 | $ 40,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Yuma, AZ | 1 | $ 186,000 | $ 186,000 | $ 0 |
Mortgage Loan Application Detail Totals for Peoples Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,371 | $472,026,000 | $199,000 | $3,046,000 | $76,000 | $2,095,000 |
| Home Purchase | 1,718 | $248,253,000 | $144,000 | $1,225,000 | $67,000 | $1,328,000 |
| Home Improvement | 43 | $1,599,000 | $37,000 | $176,000 | $52,000 | $133,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,147 | $567,592,000 | $180,000 | $3,046,000 | $77,000 | $2,095,000 |
| Hispanic | 651 | $90,055,000 | $138,000 | $1,003,000 | $54,000 | $1,186,000 |
| Black or African American | 137 | $22,355,000 | $163,000 | $421,000 | $44,000 | $448,000 |
| Asian | 97 | $22,337,000 | $230,000 | $1,225,000 | $87,000 | $278,000 |
| Not applicable | 41 | $8,893,000 | $216,000 | $1,140,000 | $33,000 | $1,084,000 |
| Not Provided | 37 | $7,400,000 | $200,000 | $1,200,000 | $87,000 | $452,000 |
| American Indian or Alaskan Native | 11 | $1,045,000 | $95,000 | $191,000 | $46,000 | $99,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,201,000 | $200,000 | $360,000 | $69,000 | $201,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,091 | $383,652,000 | $183,000 | $3,046,000 | $102,000 | $2,095,000 |
| FHA-insured (Federal Housing Administration) | 1,803 | $295,119,000 | $163,000 | $593,000 | $39,000 | $448,000 |
| VA-guaranteed (Veterans Administration) | 205 | $39,166,000 | $191,000 | $610,000 | $56,000 | $221,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 33 | $3,941,000 | $119,000 | $267,000 | $63,000 | $540,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,518 | $612,478,000 | $174,000 | $3,046,000 | $72,000 | $2,095,000 |
| Application Withdrawn By Applicant | 238 | $42,123,000 | $176,000 | $1,200,000 | $82,000 | $943,000 |
| Application Denied By Financial Institution | 204 | $33,733,000 | $165,000 | $1,000,000 | $66,000 | $540,000 |
| Application Approved But Not Accepted | 162 | $31,907,000 | $196,000 | $1,225,000 | $70,000 | $335,000 |
| File Closed For Incompleteness | 9 | $1,514,000 | $168,000 | $366,000 | $87,000 | $160,000 |
| Loan Purchased By The Institution | 1 | $123,000 | $123,000 | $123,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank's mortgage approval patterns.
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