Perl Mortgage, Inc. Mortgage Lending & HMDA Data, 2018
In 2018, Perl Mortgage, Inc. of Chicago, IL reported 9,950 mortgage applications totaling $2.6 billion, down 12% from 2017. The average application was for $258,596, and applicants reported an average income of $119,224. 69% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (4,066), Minneapolis-St. Paul-Bloomington, MN-WI (862) and El Paso, TX (807) (applications in parentheses).
| Mortgage Company & Address | Perl Mortgage, Inc. 2936 West Belmont Ave Chicago, IL 60618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2006 2005 |
| Total Number of Mortgage Applications | 9,950 |
| Total Mortgage Loan Application Amount | $2,573,040,000 |
| Average Mortgage Loan Application Amount | $258,596 |
| Highest Mortgage Loan Application Amount | $2,995,000 |
| Average Applicant Income | $119,224 |
| Highest Applicant Income | $3,600,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Perl Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 2,894 | $ 857,420,000 | $ 296,275 | $ 139,000 |
| El Paso, Texas | 805 | $ 103,275,000 | $ 128,291 | $ 58,000 |
| DuPage, Illinois | 534 | $ 129,560,000 | $ 242,621 | $ 111,000 |
| Lake, Illinois | 397 | $ 106,355,000 | $ 267,896 | $ 129,000 |
| San Bernardino, California | 375 | $ 87,015,000 | $ 232,040 | $ 95,000 |
| Los Angeles, California | 366 | $ 236,580,000 | $ 646,393 | $ 204,000 |
| Scott, Iowa | 337 | $ 61,625,000 | $ 182,863 | $ 86,000 |
| Will, Illinois | 334 | $ 67,750,000 | $ 202,844 | $ 99,000 |
| Hennepin, Minnesota | 291 | $ 70,525,000 | $ 242,353 | $ 106,000 |
| Riverside, California | 288 | $ 98,490,000 | $ 341,979 | $ 119,000 |
| Kane, Illinois | 229 | $ 51,445,000 | $ 224,650 | $ 112,000 |
| Clark, Nevada | 226 | $ 53,820,000 | $ 238,141 | $ 137,000 |
| McHenry, Illinois | 218 | $ 41,580,000 | $ 190,733 | $ 106,000 |
| Ramsey, Minnesota | 132 | $ 26,690,000 | $ 202,196 | $ 112,000 |
| Rock Island, Illinois | 114 | $ 13,720,000 | $ 120,350 | $ 61,000 |
| Dakota, Minnesota | 105 | $ 22,315,000 | $ 212,523 | $ 112,000 |
| Polk, Iowa | 95 | $ 17,765,000 | $ 187,000 | $ 82,000 |
| Orange, California | 92 | $ 45,080,000 | $ 490,000 | $ 187,000 |
| Clinton, Iowa | 88 | $ 10,690,000 | $ 121,477 | $ 59,000 |
| Greenville, South Carolina | 85 | $ 16,495,000 | $ 194,058 | $ 78,000 |
| Anoka, Minnesota | 79 | $ 16,155,000 | $ 204,493 | $ 87,000 |
| Ingham, Michigan | 74 | $ 11,050,000 | $ 149,324 | $ 74,000 |
| Kendall, Illinois | 71 | $ 15,015,000 | $ 211,478 | $ 91,000 |
| Hillsborough, Florida | 65 | $ 14,345,000 | $ 220,692 | $ 123,000 |
| Washington, Minnesota | 61 | $ 14,565,000 | $ 238,770 | $ 103,000 |
| Wright, Minnesota | 57 | $ 11,195,000 | $ 196,403 | $ 84,000 |
| Lake, Indiana | 51 | $ 9,945,000 | $ 195,000 | $ 83,000 |
| San Diego, California | 49 | $ 23,345,000 | $ 476,428 | $ 160,000 |
| Maricopa, Arizona | 37 | $ 11,725,000 | $ 316,891 | $ 311,000 |
| Carver, Minnesota | 37 | $ 10,105,000 | $ 273,108 | $ 105,000 |
| Milwaukee, Wisconsin | 34 | $ 11,490,000 | $ 337,941 | $ 193,000 |
| Whiteside, Illinois | 33 | $ 5,005,000 | $ 151,666 | $ 66,000 |
| Orange, Florida | 30 | $ 6,920,000 | $ 230,666 | $ 102,000 |
| DeKalb, Illinois | 30 | $ 4,470,000 | $ 149,000 | $ 83,000 |
| Chisago, Minnesota | 30 | $ 5,560,000 | $ 185,333 | $ 80,000 |
| Scott, Minnesota | 30 | $ 7,280,000 | $ 242,666 | $ 91,000 |
| Porter, Indiana | 29 | $ 7,075,000 | $ 243,965 | $ 150,000 |
| Spartanburg, South Carolina | 27 | $ 5,295,000 | $ 196,111 | $ 85,000 |
| Dallas, Iowa | 26 | $ 5,520,000 | $ 212,307 | $ 71,000 |
| Eaton, Michigan | 26 | $ 3,790,000 | $ 145,769 | $ 56,000 |
| Seminole, Florida | 25 | $ 5,715,000 | $ 228,600 | $ 104,000 |
| Harris, Texas | 23 | $ 3,375,000 | $ 146,739 | $ 60,000 |
| Collier, Florida | 22 | $ 5,880,000 | $ 267,272 | $ 145,000 |
| Clinton, Michigan | 22 | $ 4,280,000 | $ 194,545 | $ 93,000 |
| Waukesha, Wisconsin | 21 | $ 6,325,000 | $ 301,190 | $ 199,000 |
| Winnebago, Illinois | 20 | $ 2,860,000 | $ 143,000 | $ 78,000 |
| Ventura, California | 19 | $ 9,265,000 | $ 487,631 | $ 191,000 |
| Ozaukee, Wisconsin | 19 | $ 7,765,000 | $ 408,684 | $ 286,000 |
| Walworth, Wisconsin | 18 | $ 4,880,000 | $ 271,111 | $ 221,000 |
| Pinellas, Florida | 17 | $ 3,855,000 | $ 226,764 | $ 77,000 |
| McLeod, Minnesota | 17 | $ 2,555,000 | $ 150,294 | $ 71,000 |
| Sherburne, Minnesota | 17 | $ 3,285,000 | $ 193,235 | $ 90,000 |
| Pasco, Florida | 15 | $ 2,965,000 | $ 197,666 | $ 67,000 |
| Grundy, Illinois | 15 | $ 2,655,000 | $ 177,000 | $ 83,000 |
| Henry, Illinois | 15 | $ 2,405,000 | $ 160,333 | $ 91,000 |
| Randall, Texas | 15 | $ 2,205,000 | $ 147,000 | $ 80,000 |
| Kenosha, Wisconsin | 15 | $ 2,235,000 | $ 149,000 | $ 99,000 |
| Lee, Florida | 14 | $ 3,360,000 | $ 240,000 | $ 164,000 |
| Berrien, Michigan | 14 | $ 4,150,000 | $ 296,428 | $ 294,000 |
| Anderson, South Carolina | 14 | $ 2,560,000 | $ 182,857 | $ 65,000 |
| Warren, Iowa | 13 | $ 2,645,000 | $ 203,461 | $ 71,000 |
| Sacramento, California | 12 | $ 6,290,000 | $ 524,166 | $ 228,000 |
| Miami-Dade, Florida | 12 | $ 6,620,000 | $ 551,666 | $ 738,000 |
| Carroll, Illinois | 12 | $ 1,210,000 | $ 100,833 | $ 83,000 |
| Isanti, Minnesota | 12 | $ 2,190,000 | $ 182,500 | $ 83,000 |
| Dona Ana, New Mexico | 12 | $ 2,440,000 | $ 203,333 | $ 68,000 |
| Palm Beach, Florida | 11 | $ 3,165,000 | $ 287,727 | $ 228,000 |
| Ogle, Illinois | 11 | $ 1,735,000 | $ 157,727 | $ 74,000 |
| Boone, Iowa | 11 | $ 1,585,000 | $ 144,090 | $ 55,000 |
| Stearns, Minnesota | 11 | $ 1,395,000 | $ 126,818 | $ 55,000 |
| LaSalle, Illinois | 10 | $ 1,320,000 | $ 132,000 | $ 73,000 |
| Story, Iowa | 9 | $ 1,595,000 | $ 177,222 | $ 83,000 |
| Rice, Minnesota | 9 | $ 1,415,000 | $ 157,222 | $ 61,000 |
| San Joaquin, California | 8 | $ 2,710,000 | $ 338,750 | $ 103,000 |
| Manatee, Florida | 8 | $ 1,720,000 | $ 215,000 | $ 129,000 |
| Meeker, Minnesota | 8 | $ 800,000 | $ 100,000 | $ 61,000 |
| Denver, Colorado | 7 | $ 2,535,000 | $ 362,142 | $ 186,000 |
| Jefferson, Colorado | 7 | $ 2,845,000 | $ 406,428 | $ 189,000 |
| Sarasota, Florida | 7 | $ 1,355,000 | $ 193,571 | $ 119,000 |
| Boone, Illinois | 7 | $ 1,175,000 | $ 167,857 | $ 77,000 |
| Kankakee, Illinois | 7 | $ 755,000 | $ 107,857 | $ 57,000 |
| Marion, Indiana | 7 | $ 1,275,000 | $ 182,142 | $ 123,000 |
| Marion, Iowa | 7 | $ 915,000 | $ 130,714 | $ 58,000 |
| Oakland, Michigan | 7 | $ 2,115,000 | $ 302,142 | $ 138,000 |
| Mille Lacs, Minnesota | 7 | $ 1,135,000 | $ 162,142 | $ 67,000 |
| Pickens, South Carolina | 7 | $ 1,015,000 | $ 145,000 | $ 76,000 |
| Mohave, Arizona | 6 | $ 1,350,000 | $ 225,000 | $ 337,000 |
| Mercer, Illinois | 6 | $ 600,000 | $ 100,000 | $ 64,000 |
| Macomb, Michigan | 6 | $ 1,340,000 | $ 223,333 | $ 130,000 |
| Washtenaw, Michigan | 6 | $ 1,900,000 | $ 316,666 | $ 147,000 |
| St. Louis, Missouri | 6 | $ 510,000 | $ 85,000 | $ 59,000 |
| Washington, Wisconsin | 6 | $ 1,410,000 | $ 235,000 | $ 368,000 |
| Brevard, Florida | 5 | $ 1,195,000 | $ 239,000 | $ 180,000 |
| Broward, Florida | 5 | $ 1,705,000 | $ 341,000 | $ 125,000 |
| Polk, Florida | 5 | $ 905,000 | $ 181,000 | $ 71,000 |
| Hamilton, Indiana | 5 | $ 1,565,000 | $ 313,000 | $ 209,000 |
| LaPorte, Indiana | 5 | $ 1,755,000 | $ 351,000 | $ 433,000 |
| Jasper, Iowa | 5 | $ 795,000 | $ 159,000 | $ 52,000 |
| Madison, Iowa | 5 | $ 675,000 | $ 135,000 | $ 43,000 |
| Kent, Michigan | 5 | $ 775,000 | $ 155,000 | $ 56,000 |
| Van Buren, Michigan | 5 | $ 1,185,000 | $ 237,000 | $ 203,000 |
| Benton, Minnesota | 5 | $ 805,000 | $ 161,000 | $ 66,000 |
| Kandiyohi, Minnesota | 5 | $ 575,000 | $ 115,000 | $ 93,000 |
| Douglas, Nebraska | 5 | $ 545,000 | $ 109,000 | $ 288,000 |
| Bell, Texas | 5 | $ 735,000 | $ 147,000 | $ 52,000 |
| Brazoria, Texas | 5 | $ 1,425,000 | $ 285,000 | $ 85,000 |
| Pierce, Washington | 5 | $ 1,495,000 | $ 299,000 | $ 332,000 |
| Placer, California | 4 | $ 1,420,000 | $ 355,000 | $ 418,000 |
| Larimer, Colorado | 4 | $ 1,160,000 | $ 290,000 | $ 71,000 |
| Jo Daviess, Illinois | 4 | $ 440,000 | $ 110,000 | $ 118,000 |
| McLean, Illinois | 4 | $ 620,000 | $ 155,000 | $ 135,000 |
| Aitkin, Minnesota | 4 | $ 600,000 | $ 150,000 | $ 179,000 |
| Davidson, Tennessee | 4 | $ 1,110,000 | $ 277,500 | $ 70,000 |
| Montgomery, Texas | 4 | $ 660,000 | $ 165,000 | $ 68,000 |
| Spokane, Washington | 4 | $ 1,240,000 | $ 310,000 | $ 206,000 |
| Jefferson, Wisconsin | 4 | $ 710,000 | $ 177,500 | $ 101,000 |
| Racine, Wisconsin | 4 | $ 560,000 | $ 140,000 | $ 103,000 |
| Alameda, California | 3 | $ 1,735,000 | $ 578,333 | $ 187,000 |
| Kern, California | 3 | $ 785,000 | $ 261,666 | $ 138,000 |
| San Luis Obispo, California | 3 | $ 1,025,000 | $ 341,666 | $ 243,000 |
| Adams, Colorado | 3 | $ 915,000 | $ 305,000 | $ 169,000 |
| El Paso, Colorado | 3 | $ 525,000 | $ 175,000 | $ 63,000 |
| Charlotte, Florida | 3 | $ 575,000 | $ 191,666 | $ 87,000 |
| Hernando, Florida | 3 | $ 535,000 | $ 178,333 | $ 74,000 |
| Lake, Florida | 3 | $ 485,000 | $ 161,666 | $ 103,000 |
| St. Lucie, Florida | 3 | $ 845,000 | $ 281,666 | $ 111,000 |
| Fayette, Georgia | 3 | $ 745,000 | $ 248,333 | $ 80,000 |
| Adams, Illinois | 3 | $ 325,000 | $ 108,333 | $ 52,000 |
| Bureau, Illinois | 3 | $ 455,000 | $ 151,666 | $ 69,000 |
| Champaign, Illinois | 3 | $ 565,000 | $ 188,333 | $ 153,000 |
| Jasper, Indiana | 3 | $ 435,000 | $ 145,000 | $ 73,000 |
| Black Hawk, Iowa | 3 | $ 275,000 | $ 91,666 | $ 107,000 |
| Guthrie, Iowa | 3 | $ 265,000 | $ 88,333 | $ 37,000 |
| Linn, Iowa | 3 | $ 765,000 | $ 255,000 | $ 217,000 |
| Muscatine, Iowa | 3 | $ 895,000 | $ 298,333 | $ 138,000 |
| Webster, Iowa | 3 | $ 295,000 | $ 98,333 | $ 42,000 |
| Allegan, Michigan | 3 | $ 845,000 | $ 281,666 | $ 253,000 |
| Livingston, Michigan | 3 | $ 645,000 | $ 215,000 | $ 64,000 |
| Murray, Minnesota | 3 | $ 155,000 | $ 51,666 | $ 28,000 |
| Cuyahoga, Ohio | 3 | $ 465,000 | $ 155,000 | $ 81,000 |
| Franklin, Ohio | 3 | $ 1,035,000 | $ 345,000 | $ 204,000 |
| Lucas, Ohio | 3 | $ 545,000 | $ 181,666 | $ 191,000 |
| Galveston, Texas | 3 | $ 405,000 | $ 135,000 | $ 85,000 |
| Dane, Wisconsin | 3 | $ 1,275,000 | $ 425,000 | $ 172,000 |
| Pima, Arizona | 2 | $ 2,190,000 | $ 1,095,000 | $ 476,000 |
| Pulaski, Arkansas | 2 | $ 380,000 | $ 190,000 | $ 116,000 |
| El Dorado, California | 2 | $ 850,000 | $ 425,000 | $ 102,000 |
| Napa, California | 2 | $ 1,100,000 | $ 550,000 | $ 187,000 |
| Santa Clara, California | 2 | $ 1,620,000 | $ 810,000 | $ 425,000 |
| Shasta, California | 2 | $ 470,000 | $ 235,000 | $ 79,000 |
| Sonoma, California | 2 | $ 1,510,000 | $ 755,000 | $ 214,000 |
| Arapahoe, Colorado | 2 | $ 450,000 | $ 225,000 | $ 86,000 |
| Boulder, Colorado | 2 | $ 640,000 | $ 320,000 | $ 137,000 |
| Douglas, Colorado | 2 | $ 730,000 | $ 365,000 | $ 213,000 |
| Routt, Colorado | 2 | $ 2,390,000 | $ 1,195,000 | $ 363,000 |
| San Miguel, Colorado | 2 | $ 1,330,000 | $ 665,000 | $ 124,000 |
| District of Columbia, District Of Columbia | 2 | $ 710,000 | $ 355,000 | $ 164,000 |
| Duval, Florida | 2 | $ 1,180,000 | $ 590,000 | $ 398,000 |
| Volusia, Florida | 2 | $ 470,000 | $ 235,000 | $ 152,000 |
| Walton, Florida | 2 | $ 420,000 | $ 210,000 | $ 69,000 |
| Madison, Illinois | 2 | $ 290,000 | $ 145,000 | $ 82,000 |
| Warren, Illinois | 2 | $ 280,000 | $ 140,000 | $ 59,000 |
| Clay, Indiana | 2 | $ 250,000 | $ 125,000 | $ 99,000 |
| Marshall, Indiana | 2 | $ 1,230,000 | $ 615,000 | $ 230,000 |
| Cedar, Iowa | 2 | $ 320,000 | $ 160,000 | $ 68,000 |
| Dubuque, Iowa | 2 | $ 420,000 | $ 210,000 | $ 94,000 |
| Greene, Iowa | 2 | $ 630,000 | $ 315,000 | $ 105,000 |
| Grundy, Iowa | 2 | $ 240,000 | $ 120,000 | $ 69,000 |
| Hamilton, Iowa | 2 | $ 300,000 | $ 150,000 | $ 59,000 |
| Mahaska, Iowa | 2 | $ 330,000 | $ 165,000 | $ 87,000 |
| Middlesex, Massachusetts | 2 | $ 930,000 | $ 465,000 | $ 245,000 |
| Suffolk, Massachusetts | 2 | $ 1,650,000 | $ 825,000 | $ 291,000 |
| Cass, Michigan | 2 | $ 500,000 | $ 250,000 | $ 129,000 |
| Genesee, Michigan | 2 | $ 170,000 | $ 85,000 | $ 101,000 |
| Montcalm, Michigan | 2 | $ 360,000 | $ 180,000 | $ 58,000 |
| Olmsted, Minnesota | 2 | $ 550,000 | $ 275,000 | $ 83,000 |
| St. Louis, Minnesota | 2 | $ 320,000 | $ 160,000 | $ 58,000 |
| St. Charles, Missouri | 2 | $ 370,000 | $ 185,000 | $ 66,000 |
| Clinton, Ohio | 2 | $ 270,000 | $ 135,000 | $ 57,000 |
| Perry, Ohio | 2 | $ 1,080,000 | $ 540,000 | $ 352,000 |
| Northampton, Pennsylvania | 2 | $ 420,000 | $ 210,000 | $ 75,000 |
| Richland, South Carolina | 2 | $ 560,000 | $ 280,000 | $ 99,000 |
| Sumter, South Carolina | 2 | $ 370,000 | $ 185,000 | $ 77,000 |
| Sevier, Tennessee | 2 | $ 390,000 | $ 195,000 | $ 108,000 |
| Bexar, Texas | 2 | $ 710,000 | $ 355,000 | $ 107,000 |
| Deaf Smith, Texas | 2 | $ 230,000 | $ 115,000 | $ 36,000 |
| Hudspeth, Texas | 2 | $ 150,000 | $ 75,000 | $ 90,000 |
| Midland, Texas | 2 | $ 810,000 | $ 405,000 | $ 98,000 |
| Potter, Texas | 2 | $ 170,000 | $ 85,000 | $ 33,000 |
| Travis, Texas | 2 | $ 990,000 | $ 495,000 | $ 202,000 |
| Williamson, Texas | 2 | $ 510,000 | $ 255,000 | $ 134,000 |
| Davis, Utah | 2 | $ 440,000 | $ 220,000 | $ 125,000 |
| Door, Wisconsin | 2 | $ 450,000 | $ 225,000 | $ 324,000 |
| Rock, Wisconsin | 2 | $ 340,000 | $ 170,000 | $ 78,000 |
| St. Croix, Wisconsin | 2 | $ 530,000 | $ 265,000 | $ 44,000 |
| Vilas, Wisconsin | 2 | $ 560,000 | $ 280,000 | $ 209,000 |
| Waushara, Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 143,000 |
| Cochise, Arizona | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Yavapai, Arizona | 1 | $ 275,000 | $ 275,000 | $ 107,000 |
| Fresno, California | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Inyo, California | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Marin, California | 1 | $ 465,000 | $ 465,000 | $ 228,000 |
| San Mateo, California | 1 | $ 1,205,000 | $ 1,205,000 | $ 288,000 |
| Santa Cruz, California | 1 | $ 605,000 | $ 605,000 | $ 135,000 |
| Solano, California | 1 | $ 315,000 | $ 315,000 | $ 126,000 |
| Stanislaus, California | 1 | $ 285,000 | $ 285,000 | $ 114,000 |
| Gilpin, Colorado | 1 | $ 345,000 | $ 345,000 | $ 165,000 |
| Summit, Colorado | 1 | $ 435,000 | $ 435,000 | $ 90,000 |
| Bay, Florida | 1 | $ 135,000 | $ 135,000 | $ 165,000 |
| Citrus, Florida | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Indian River, Florida | 1 | $ 175,000 | $ 175,000 | $ 325,000 |
| Martin, Florida | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Sumter, Florida | 1 | $ 305,000 | $ 305,000 | $ 117,000 |
| Bulloch, Georgia | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Greene, Georgia | 1 | $ 595,000 | $ 595,000 | $ 186,000 |
| Gwinnett, Georgia | 1 | $ 415,000 | $ 415,000 | $ 350,000 |
| Union, Georgia | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Iroquois, Illinois | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Lee, Illinois | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Putnam, Illinois | 1 | $ 65,000 | $ 65,000 | $ 136,000 |
| Stark, Illinois | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Vermilion, Illinois | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Allen, Indiana | 1 | $ 185,000 | $ 185,000 | $ 283,000 |
| Boone, Indiana | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Hendricks, Indiana | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Johnson, Indiana | 1 | $ 765,000 | $ 765,000 | $ 295,000 |
| Kosciusko, Indiana | 1 | $ 885,000 | $ 885,000 | $ 990,000 |
| Montgomery, Indiana | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Newton, Indiana | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Pulaski, Indiana | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| St. Joseph, Indiana | 1 | $ 315,000 | $ 315,000 | $ 245,000 |
| Starke, Indiana | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Adair, Iowa | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Cerro Gordo, Iowa | 1 | $ 145,000 | $ 145,000 | $ 146,000 |
| Clarke, Iowa | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Clay, Iowa | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Decatur, Iowa | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Delaware, Iowa | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Fayette, Iowa | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Jackson, Iowa | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Johnson, Iowa | 1 | $ 105,000 | $ 105,000 | $ 268,000 |
| Marshall, Iowa | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Sioux, Iowa | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Washington, Iowa | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Johnson, Kansas | 1 | $ 435,000 | $ 435,000 | $ 125,000 |
| Leavenworth, Kansas | 1 | $ 195,000 | $ 195,000 | $ 106,000 |
| Montgomery, Maryland | 1 | $ 1,005,000 | $ 1,005,000 | $ 380,000 |
| Arenac, Michigan | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Calhoun, Michigan | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Gogebic, Michigan | 1 | $ 215,000 | $ 215,000 | $ 255,000 |
| Hillsdale, Michigan | 1 | $ 215,000 | $ 215,000 | $ 238,000 |
| Ionia, Michigan | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Jackson, Michigan | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Ottawa, Michigan | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Presque Isle, Michigan | 1 | $ 135,000 | $ 135,000 | $ 650,000 |
| Shiawassee, Michigan | 1 | $ 255,000 | $ 255,000 | $ 134,000 |
| Wayne, Michigan | 1 | $ 45,000 | $ 45,000 | $ 110,000 |
| Cass, Minnesota | 1 | $ 145,000 | $ 145,000 | $ 149,000 |
| Chippewa, Minnesota | 1 | $ 355,000 | $ 355,000 | $ 250,000 |
| Cook, Minnesota | 1 | $ 305,000 | $ 305,000 | $ 170,000 |
| Douglas, Minnesota | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Faribault, Minnesota | 1 | $ 215,000 | $ 215,000 | $ 95,000 |
| Goodhue, Minnesota | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| Itasca, Minnesota | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Kanabec, Minnesota | 1 | $ 255,000 | $ 255,000 | $ 165,000 |
| Morrison, Minnesota | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Sibley, Minnesota | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Steele, Minnesota | 1 | $ 235,000 | $ 235,000 | $ 131,000 |
| Stevens, Minnesota | 1 | $ 225,000 | $ 225,000 | $ 160,000 |
| Camden, Missouri | 1 | $ 125,000 | $ 125,000 | $ 184,000 |
| Flathead, Montana | 1 | $ 355,000 | $ 355,000 | $ 221,000 |
| Douglas, Nevada | 1 | $ 365,000 | $ 365,000 | $ 107,000 |
| Lincoln, New Mexico | 1 | $ 95,000 | $ 95,000 | $ 85,000 |
| Sandoval, New Mexico | 1 | $ 545,000 | $ 545,000 | $ 298,000 |
| Hamilton, Ohio | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Stark, Ohio | 1 | $ 315,000 | $ 315,000 | $ 146,000 |
| Lane, Oregon | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Multnomah, Oregon | 1 | $ 455,000 | $ 455,000 | $ 100,000 |
| Lehigh, Pennsylvania | 1 | $ 635,000 | $ 635,000 | $ 300,000 |
| Georgetown, South Carolina | 1 | $ 265,000 | $ 265,000 | $ 89,000 |
| Laurens, South Carolina | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Oconee, South Carolina | 1 | $ 205,000 | $ 205,000 | $ 106,000 |
| Blount, Tennessee | 1 | $ 115,000 | $ 115,000 | $ 261,000 |
| Hamilton, Tennessee | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Henderson, Tennessee | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Knox, Tennessee | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Madison, Tennessee | 1 | $ 115,000 | $ 115,000 | $ 27,000 |
| Williamson, Tennessee | 1 | $ 475,000 | $ 475,000 | $ 146,000 |
| Blanco, Texas | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Coke, Texas | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Collin, Texas | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Comal, Texas | 1 | $ 215,000 | $ 215,000 | $ 91,000 |
| Comanche, Texas | 1 | $ 105,000 | $ 105,000 | $ 123,000 |
| Coryell, Texas | 1 | $ 155,000 | $ 155,000 | $ 161,000 |
| Dallas, Texas | 1 | $ 385,000 | $ 385,000 | $ 81,000 |
| Fort Bend, Texas | 1 | $ 435,000 | $ 435,000 | $ 232,000 |
| Hays, Texas | 1 | $ 155,000 | $ 155,000 | $ 107,000 |
| Parker, Texas | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Tarrant, Texas | 1 | $ 205,000 | $ 205,000 | $ 279,000 |
| Ward, Texas | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| Albemarle, Virginia | 1 | $ 945,000 | $ 945,000 | $ 365,000 |
| Arlington, Virginia | 1 | $ 655,000 | $ 655,000 | $ 350,000 |
| Fairfax, Virginia | 1 | $ 375,000 | $ 375,000 | $ 147,000 |
| Prince William, Virginia | 1 | $ 375,000 | $ 375,000 | $ 255,000 |
| Benton, Washington | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Clark, Washington | 1 | $ 455,000 | $ 455,000 | $ 160,000 |
| Cowlitz, Washington | 1 | $ 275,000 | $ 275,000 | $ 137,000 |
| King, Washington | 1 | $ 595,000 | $ 595,000 | $ 928,000 |
| Adams, Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 214,000 |
| Burnett, Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| Calumet, Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 170,000 |
| Chippewa, Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Fond du Lac, Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
| Juneau, Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 306,000 |
| Lafayette, Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 134,000 |
| Marinette, Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 97,000 |
| Marquette, Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 138,000 |
| Pierce, Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 116,000 |
| Price, Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| Sauk, Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 55,000 |
| Sawyer, Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Shawano, Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Perl Mortgage, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,844 | $2,016,770,000 | $257,000 | $2,995,000 | $115,000 | $3,387,000 |
| Refinancing | 1,212 | $332,460,000 | $274,000 | $2,725,000 | $138,000 | $2,700,000 |
| Cash-out Refinancing | 890 | $222,900,000 | $250,000 | $2,405,000 | $131,000 | $3,600,000 |
| Home Improvement | 4 | $910,000 | $227,000 | $285,000 | $95,000 | $170,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,007 | $1,889,485,000 | $269,000 | $2,995,000 | $127,000 | $2,700,000 |
| Hispanic | 1,548 | $280,620,000 | $181,000 | $1,575,000 | $71,000 | $492,000 |
| Black or African American | 482 | $102,630,000 | $212,000 | $1,335,000 | $99,000 | $1,566,000 |
| Not Provided | 444 | $143,220,000 | $322,000 | $1,705,000 | $147,000 | $3,387,000 |
| Asian | 442 | $150,510,000 | $340,000 | $1,975,000 | $155,000 | $2,700,000 |
| American Indian or Alaskan Native | 14 | $3,990,000 | $285,000 | $1,505,000 | $336,000 | $3,600,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,230,000 | $307,000 | $395,000 | $93,000 | $132,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,303 | $2,019,925,000 | $276,000 | $2,995,000 | $136,000 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 2,010 | $398,430,000 | $198,000 | $715,000 | $73,000 | $378,000 |
| VA-guaranteed (Veterans Administration) | 528 | $138,020,000 | $261,000 | $1,215,000 | $86,000 | $349,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 109 | $16,665,000 | $152,000 | $345,000 | $53,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,836 | $1,747,650,000 | $255,000 | $2,485,000 | $117,000 | $3,387,000 |
| Application Denied By Financial Institution | 1,808 | $490,420,000 | $271,000 | $2,995,000 | $124,000 | $2,700,000 |
| Application Withdrawn By Applicant | 1,165 | $295,845,000 | $253,000 | $2,005,000 | $127,000 | $3,600,000 |
| Preapproval Approved but not Accepted | 64 | $20,550,000 | $321,000 | $1,035,000 | $114,000 | $380,000 |
| Application Approved But Not Accepted | 60 | $15,220,000 | $253,000 | $1,135,000 | $162,000 | $3,236,000 |
| Preapproval Denied by Financial Institution | 17 | $3,355,000 | $197,000 | $365,000 | $61,000 | $130,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,125 | $2,079,265,000 | $255,000 | $2,485,000 | $118,000 | $3,600,000 |
| Credit Application Incomplete | 1,437 | $399,805,000 | $278,000 | $2,995,000 | $127,000 | $2,700,000 |
| Collateral | 117 | $28,835,000 | $246,000 | $1,365,000 | $131,000 | $1,432,000 |
| Debt-To-Income Ratio | 86 | $23,550,000 | $273,000 | $2,405,000 | $77,000 | $252,000 |
| Credit History | 76 | $15,630,000 | $205,000 | $785,000 | $99,000 | $310,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 42 | $11,510,000 | $274,000 | $2,305,000 | $113,000 | $462,000 |
| Other | 33 | $7,005,000 | $212,000 | $785,000 | $166,000 | $2,668,000 |
| Unverifiable Information | 20 | $5,280,000 | $264,000 | $835,000 | $95,000 | $273,000 |
| Employment History | 14 | $2,160,000 | $154,000 | $375,000 | $87,000 | $524,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Perl Mortgage, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Perl Mortgage, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About