PNC Bank N.A. Mortgage Lending & HMDA Data, 2024

In 2024, PNC Bank N.A. of Pittsburgh, PA reported 127,108 mortgage applications totaling $32.3 billion, down 4% from 2023. The average application was for $254,388, and applicants reported an average income of $158,695. 45% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Pittsburgh, PA (7,392), Chicago-Naperville, IL (4,790) and Lakewood-New Brunswick, NJ (3,600) (applications in parentheses).

Mortgage Company & Address PNC Bank N.A.
249 Fifth Ave. Ms P1-Popp-22-2
Pittsburgh, PA 15222
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 127,108
Total Mortgage Loan Application Amount $32,334,850,000
Average Mortgage Loan Application Amount $254,388
Highest Mortgage Loan Application Amount $98,815,000
Average Applicant Income $158,695
Highest Applicant Income $9,824,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records PNC Bank N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for PNC Bank N.A. by Metropolitan Area in 2024

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 10,907 $ 2,910,155,000 $ 266,815 $ 147,912
Pittsburgh, PA 7,392 $ 1,004,910,000 $ 135,945 $ 128,000
Chicago-Naperville, IL 4,790 $ 1,085,125,000 $ 226,539 $ 136,000
Lakewood-New Brunswick, NJ 3,600 $ 851,530,000 $ 236,536 $ 189,000
Indianapolis-Carmel-Anderson, IN 2,903 $ 414,445,000 $ 142,764 $ 108,000
Houston-The Woodlands-Sugar Land, TX 2,889 $ 842,215,000 $ 291,524 $ 174,000
Cleveland, OH 2,877 $ 462,685,000 $ 160,822 $ 115,000
Cincinnati, OH-KY-IN 2,594 $ 439,510,000 $ 169,433 $ 114,215
Montgomery County-Bucks County-Chester County, PA 2,529 $ 604,185,000 $ 238,902 $ 193,000
Columbus, OH 2,395 $ 485,585,000 $ 202,749 $ 128,000
Newark, NJ-PA 2,389 $ 556,240,000 $ 232,833 $ 202,000
Louisville/Jefferson County, KY-IN 2,370 $ 313,825,000 $ 132,415 $ 116,873
Warren-Troy-Farmington Hills, MI 2,287 $ 397,695,000 $ 173,893 $ 122,000
Dallas-Plano-Irving, TX 2,284 $ 666,160,000 $ 291,663 $ 174,000
Atlanta-Sandy Springs-Roswell, GA 2,229 $ 513,875,000 $ 230,540 $ 141,000
Arlington-Alexandria-Reston, VA-WV 2,223 $ 664,130,000 $ 298,753 $ 182,217
New York-Jersey City-White Plains, NY-NJ 2,207 $ 832,575,000 $ 377,242 $ 218,044
Baltimore-Columbia-Towson, MD 2,191 $ 514,615,000 $ 234,876 $ 137,000
Camden, NJ 2,030 $ 328,200,000 $ 161,674 $ 128,000
Phoenix-Mesa-Scottsdale, AZ 1,948 $ 466,850,000 $ 239,656 $ 156,000
Philadelphia, PA 1,867 $ 297,305,000 $ 159,242 $ 129,000
Los Angeles-Long Beach-Glendale, CA 1,484 $ 1,028,620,000 $ 693,140 $ 381,000
Charlotte-Concord-Gastonia, NC-SC 1,447 $ 371,825,000 $ 256,962 $ 163,049
Washington, DC-MD 1,389 $ 353,325,000 $ 254,373 $ 155,311
West Palm Beach-Boca Raton-Delray Beach, FL 1,386 $ 398,360,000 $ 287,417 $ 207,000
Washington-Baltimore-Arlington, DC 1,323 $ 260,855,000 $ 197,169 $ 161,000
Wilmington, DE-MD-NJ 1,233 $ 191,625,000 $ 155,413 $ 122,776
Allentown-Bethlehem-Easton, PA-NJ 1,211 $ 175,135,000 $ 144,620 $ 123,953
Fort Worth-Arlington, TX 1,084 $ 260,840,000 $ 240,627 $ 149,000
Detroit-Dearborn-Livonia, MI 1,047 $ 116,975,000 $ 111,723 $ 89,000
Orlando-Kissimmee-Sanford, FL 1,022 $ 211,980,000 $ 207,416 $ 150,000
Denver-Aurora-Lakewood, CO 1,021 $ 473,065,000 $ 463,334 $ 171,000
St. Louis, MO-IL 1,019 $ 155,055,000 $ 152,163 $ 128,299
Birmingham-Hoover, AL 1,016 $ 174,460,000 $ 171,712 $ 119,000
Raleigh, NC 1,002 $ 230,940,000 $ 230,479 $ 149,000
Oakland-Hayward-Berkeley, CA 985 $ 703,005,000 $ 713,710 $ 310,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 975 $ 262,790,000 $ 269,528 $ 178,000
Akron, OH 944 $ 120,300,000 $ 127,436 $ 125,000
Riverside-San Bernardino-Ontario, CA 941 $ 232,555,000 $ 247,136 $ 170,000
Jacksonville, FL 824 $ 191,730,000 $ 232,682 $ 171,000
San Jose-Sunnyvale-Santa Clara, CA 811 $ 1,103,720,000 $ 1,360,937 $ 421,000
Tampa, FL 786 $ 223,360,000 $ 284,173 $ 160,000
Austin-Round Rock, TX 759 $ 312,880,000 $ 412,226 $ 207,000
Marietta, GA 715 $ 140,475,000 $ 196,468 $ 136,000
Scranton--Wilkes-Barre--Hazleton, PA 677 $ 101,935,000 $ 150,568 $ 100,000
Elgin, IL 644 $ 148,530,000 $ 230,636 $ 126,000
Dayton-Springfield-Kettering, OH 636 $ 75,340,000 $ 118,459 $ 100,000
San Diego-Carlsbad, CA 609 $ 312,905,000 $ 513,801 $ 261,000
Miami-Miami Beach-Kendall, FL 603 $ 343,345,000 $ 569,394 $ 353,000
Trenton, NJ 601 $ 127,205,000 $ 211,655 $ 173,000
Lake County-Kenosha County, IL-WI 595 $ 107,505,000 $ 180,680 $ 137,000
Port St. Lucie, FL 594 $ 108,810,000 $ 183,181 $ 119,000
Seattle-Bellevue-Everett, WA 548 $ 539,710,000 $ 984,872 $ 384,000
Lancaster, PA 528 $ 77,320,000 $ 146,439 $ 123,000
Nashville-Davidson--Murfreesboro--Franklin, TN 523 $ 240,845,000 $ 460,506 $ 168,000
Anaheim-Santa Ana-Irvine, CA 521 $ 515,155,000 $ 988,781 $ 409,000
Milwaukee-Waukesha-West Allis, WI 520 $ 80,910,000 $ 155,596 $ 125,000
Deltona-Daytona Beach-Ormond Beach, FL 519 $ 78,795,000 $ 151,820 $ 109,000
San Francisco-Redwood City-South San Francisco, CA 483 $ 782,795,000 $ 1,620,693 $ 504,000
San Antonio-New Braunfels, TX 475 $ 149,885,000 $ 315,547 $ 169,000
Virginia Beach-Norfolk-Newport News, VA-NC 473 $ 146,075,000 $ 308,826 $ 125,255
Atlantic City-Hammonton, NJ 471 $ 108,515,000 $ 230,392 $ 224,000
Mobile, AL 464 $ 45,380,000 $ 97,801 $ 98,000
Erie, PA 463 $ 50,035,000 $ 108,066 $ 99,000
Fort Wayne, IN 453 $ 53,955,000 $ 119,105 $ 102,000
North Port-Sarasota-Bradenton, FL 414 $ 121,070,000 $ 292,439 $ 238,000
Youngstown-Warren-Boardman, OH-PA 399 $ 38,075,000 $ 95,426 $ 96,000
Lake County-Porter County-Jasper County, IN 393 $ 55,835,000 $ 142,073 $ 86,000
Lexington-Fayette, KY 391 $ 52,645,000 $ 134,641 $ 134,000
Toledo, OH 389 $ 38,245,000 $ 98,316 $ 105,000
Grand Rapids-Wyoming, MI 382 $ 79,970,000 $ 209,345 $ 159,000
Harrisburg-Carlisle, PA 362 $ 54,000,000 $ 149,171 $ 119,000
Daphne-Fairhope-Foley, AL 359 $ 58,795,000 $ 163,774 $ 119,000
St. Petersburg-Clearwater-Largo, FL 356 $ 76,650,000 $ 215,308 $ 182,000
McAllen-Edinburg-Mission, TX 345 $ 56,685,000 $ 164,304 $ 122,000
Wilmington, NC 344 $ 71,420,000 $ 207,616 $ 161,000
Canton-Massillon, OH 343 $ 41,835,000 $ 121,967 $ 114,000
Huntsville, AL 343 $ 54,195,000 $ 158,002 $ 121,000
Cape Coral-Fort Myers, FL 334 $ 90,170,000 $ 269,970 $ 160,000
Cambridge-Newton-Framingham, MA 319 $ 127,625,000 $ 400,078 $ 218,000
Palm Bay-Melbourne-Titusville, FL 319 $ 55,945,000 $ 175,376 $ 120,000
Sacramento--Roseville--Arden-Arcade, CA 318 $ 178,210,000 $ 560,408 $ 242,000
Peoria, IL 310 $ 35,840,000 $ 115,612 $ 116,000
York-Hanover, PA 309 $ 38,025,000 $ 123,058 $ 114,000
Lansing-East Lansing, MI 283 $ 59,285,000 $ 209,487 $ 112,000
Tucson, AZ 277 $ 117,665,000 $ 424,783 $ 134,000
Gettysburg, PA 268 $ 30,520,000 $ 113,880 $ 103,000
Laredo, TX 264 $ 33,930,000 $ 128,522 $ 133,000
Nassau County-Suffolk County, NY 263 $ 121,225,000 $ 460,931 $ 360,000
Dover, DE 257 $ 32,555,000 $ 126,673 $ 98,000
Lexington Park, MD 250 $ 29,550,000 $ 118,200 $ 138,000
Minneapolis-St. Paul-Bloomington, MN-WI 249 $ 115,285,000 $ 462,991 $ 191,995
Charleston-North Charleston, SC 247 $ 77,805,000 $ 315,000 $ 232,000
Ann Arbor, MI 245 $ 50,185,000 $ 204,836 $ 169,000
Bloomington, IL 243 $ 30,725,000 $ 126,440 $ 111,000
Boston, MA 231 $ 67,255,000 $ 291,147 $ 239,000
Durham-Chapel Hill, NC 231 $ 51,215,000 $ 221,709 $ 165,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 229 $ 38,615,000 $ 168,624 $ 120,000
Kansas City, MO-KS 223 $ 40,295,000 $ 180,695 $ 149,793
Stockton-Lodi, CA 220 $ 60,010,000 $ 272,772 $ 190,000
Greensboro-High Point, NC 219 $ 30,355,000 $ 138,607 $ 116,000
Naples-Immokalee-Marco Island, FL 218 $ 83,350,000 $ 382,339 $ 262,000
Hagerstown-Martinsburg, MD-WV 213 $ 21,865,000 $ 102,652 $ 118,971
Rockford, IL 211 $ 19,405,000 $ 91,966 $ 78,000
Sebastian-Vero Beach, FL 204 $ 41,290,000 $ 202,401 $ 156,000
Springfield, IL 204 $ 22,990,000 $ 112,696 $ 100,000
Montgomery, AL 193 $ 19,475,000 $ 100,906 $ 92,000
Albuquerque, NM 189 $ 31,275,000 $ 165,476 $ 139,000
Kalamazoo-Portage, MI 189 $ 23,665,000 $ 125,211 $ 139,000
Greenville-Anderson-Mauldin, SC 176 $ 35,860,000 $ 203,750 $ 136,000
Portland-Vancouver-Hillsboro, OR-WA 174 $ 100,310,000 $ 576,494 $ 197,471
Brownsville-Harlingen, TX 171 $ 23,485,000 $ 137,339 $ 111,000
Ocala, FL 169 $ 25,105,000 $ 148,550 $ 137,000
Fayetteville, NC 166 $ 18,390,000 $ 110,783 $ 106,000
Richmond, VA 163 $ 32,575,000 $ 199,846 $ 164,000
South Bend-Mishawaka, IN-MI 161 $ 20,435,000 $ 126,925 $ 98,944
Morgantown, WV 152 $ 30,520,000 $ 200,789 $ 135,000
Muskegon, MI 150 $ 16,490,000 $ 109,933 $ 92,000
Salisbury, MD-DE 150 $ 13,340,000 $ 88,933 $ 77,000
Rocky Mount, NC 146 $ 14,800,000 $ 101,369 $ 149,000
El Paso, TX 138 $ 25,390,000 $ 183,985 $ 162,000
Lakeland-Winter Haven, FL 138 $ 54,630,000 $ 395,869 $ 104,000
Pensacola-Ferry Pass-Brent, FL 136 $ 22,670,000 $ 166,691 $ 178,000
Crestview-Fort Walton Beach-Destin, FL 135 $ 66,265,000 $ 490,851 $ 299,000
Bowling Green, KY 134 $ 16,870,000 $ 125,895 $ 93,000
Decatur, AL 132 $ 16,000,000 $ 121,212 $ 95,000
Bridgeport-Stamford-Norwalk, CT 131 $ 77,975,000 $ 595,229 $ 348,000
Asheville, NC 130 $ 24,300,000 $ 186,923 $ 148,000
Fresno, CA 124 $ 55,890,000 $ 450,725 $ 258,000
Winston-Salem, NC 124 $ 28,580,000 $ 230,483 $ 133,000
Providence-Warwick, RI-MA 122 $ 18,950,000 $ 155,327 $ 152,139
Salt Lake City, UT 120 $ 20,370,000 $ 169,750 $ 151,000
Columbia, SC 115 $ 18,665,000 $ 162,304 $ 121,000
Auburn-Opelika, AL 114 $ 16,940,000 $ 148,596 $ 120,000
Springfield, OH 113 $ 12,385,000 $ 109,601 $ 102,000
Killeen-Temple, TX 111 $ 17,835,000 $ 160,675 $ 135,000
Memphis, TN-MS-AR 111 $ 27,155,000 $ 244,639 $ 132,846
Monroe, MI 110 $ 12,250,000 $ 111,363 $ 93,000
Hickory-Lenoir-Morganton, NC 108 $ 13,120,000 $ 121,481 $ 111,000
Everett, WA 106 $ 50,520,000 $ 476,603 $ 226,000
Kankakee, IL 105 $ 11,935,000 $ 113,666 $ 127,000
San Rafael, CA 105 $ 238,155,000 $ 2,268,142 $ 568,000
State College, PA 104 $ 16,070,000 $ 154,519 $ 146,000
Sandusky, OH 103 $ 12,585,000 $ 122,184 $ 109,000
Modesto, CA 102 $ 18,545,000 $ 181,813 $ 174,000
Champaign-Urbana, IL 101 $ 44,145,000 $ 437,079 $ 127,000
Kokomo, IN 100 $ 10,700,000 $ 107,000 $ 81,000
Huntington-Ashland, WV-KY-OH 95 $ 8,475,000 $ 89,210 $ 94,294
Tuscaloosa, AL 94 $ 10,770,000 $ 114,574 $ 103,000
Colorado Springs, CO 91 $ 17,975,000 $ 197,527 $ 183,000
Saginaw, MI 91 $ 8,875,000 $ 97,527 $ 107,000
Beaumont-Port Arthur, TX 88 $ 10,680,000 $ 121,363 $ 105,000
Oxnard-Thousand Oaks-Ventura, CA 87 $ 57,905,000 $ 665,574 $ 451,000
Weirton-Steubenville, WV-OH 87 $ 7,445,000 $ 85,574 $ 97,551
Lake Havasu City-Kingman, AZ 86 $ 13,900,000 $ 161,627 $ 198,000
Gainesville, FL 84 $ 12,900,000 $ 153,571 $ 123,000
Knoxville, TN 84 $ 20,930,000 $ 249,166 $ 201,000
Michigan City-La Porte, IN 84 $ 10,210,000 $ 121,547 $ 92,000
Reading, PA 84 $ 13,420,000 $ 159,761 $ 140,000
Worcester, MA-CT 82 $ 15,800,000 $ 192,682 $ 213,000
Hilton Head Island-Bluffton-Beaufort, SC 81 $ 25,575,000 $ 315,740 $ 190,000
Merced, CA 80 $ 31,200,000 $ 390,000 $ 130,000
Boise City, ID 79 $ 20,245,000 $ 256,265 $ 175,000
Waco, TX 79 $ 11,325,000 $ 143,354 $ 116,000
Jacksonville, NC 76 $ 9,740,000 $ 128,157 $ 144,000
Provo-Orem, UT 76 $ 11,450,000 $ 150,657 $ 149,000
Hartford-West Hartford-East Hartford, CT 75 $ 13,075,000 $ 174,333 $ 183,000
Oklahoma City, OK 75 $ 10,785,000 $ 143,800 $ 133,000
Greeley, CO 74 $ 91,230,000 $ 1,232,837 $ 154,000
Bakersfield, CA 73 $ 33,035,000 $ 452,534 $ 141,000
Kiryas Joel-Poughkeepsie-Newburgh, NY 73 $ 13,945,000 $ 191,027 $ 177,000
Tacoma-Lakewood, WA 73 $ 19,205,000 $ 263,082 $ 167,000
Fort Collins, CO 69 $ 106,245,000 $ 1,539,782 $ 155,000
Boulder, CO 68 $ 72,180,000 $ 1,061,470 $ 247,000
Decatur, IL 68 $ 6,440,000 $ 94,705 $ 90,000
Elizabethtown-Fort Knox, KY 68 $ 9,530,000 $ 140,147 $ 105,000
Savannah, GA 68 $ 14,820,000 $ 217,941 $ 168,000
Flint, MI 66 $ 8,620,000 $ 130,606 $ 85,000
Pinehurst-Southern Pines, NC 66 $ 10,860,000 $ 164,545 $ 152,000
Vineland-Bridgeton, NJ 66 $ 7,180,000 $ 108,787 $ 85,000
Portland-South Portland, ME 65 $ 17,605,000 $ 270,846 $ 195,000
Prescott Valley-Prescott, AZ 65 $ 16,565,000 $ 254,846 $ 163,000
Jackson, MI 63 $ 14,545,000 $ 230,873 $ 119,000
Elkhart-Goshen, IN 60 $ 5,310,000 $ 88,500 $ 91,000
Greenville, NC 60 $ 6,960,000 $ 116,000 $ 103,000
Florence-Muscle Shoals, AL 59 $ 6,095,000 $ 103,305 $ 98,000
Corpus Christi, TX 58 $ 10,370,000 $ 178,793 $ 162,000
Gadsden, AL 57 $ 4,625,000 $ 81,140 $ 75,000
Homosassa Springs, FL 57 $ 6,125,000 $ 107,456 $ 193,000
Augusta-Richmond County, GA-SC 54 $ 8,300,000 $ 153,703 $ 132,351
Bay City, MI 54 $ 4,840,000 $ 89,629 $ 67,000
Traverse City, MI 54 $ 11,380,000 $ 210,740 $ 179,000
Chambersburg-Waynesboro, PA 53 $ 6,155,000 $ 116,132 $ 126,000
Lubbock, TX 53 $ 9,235,000 $ 174,245 $ 153,000
Punta Gorda, FL 53 $ 13,675,000 $ 258,018 $ 134,000
Dothan, AL 52 $ 5,970,000 $ 114,807 $ 82,000
Spartanburg, SC 51 $ 9,685,000 $ 189,901 $ 131,000
Fayetteville-Springdale-Rogers, AR-MO 48 $ 9,320,000 $ 194,166 $ 144,000
Las Cruces, NM 48 $ 5,990,000 $ 124,791 $ 90,000
Ogden-Clearfield, UT 48 $ 7,130,000 $ 148,541 $ 128,000
Santa Rosa, CA 48 $ 38,780,000 $ 807,916 $ 267,000
Williamsport, PA 48 $ 4,750,000 $ 98,958 $ 128,000
Anniston-Oxford-Jacksonville, AL 47 $ 3,515,000 $ 74,787 $ 60,000
Longview, TX 46 $ 7,920,000 $ 172,173 $ 148,000
Rockingham County-Strafford County, NH 46 $ 11,810,000 $ 256,739 $ 171,000
Santa Maria-Santa Barbara, CA 46 $ 53,370,000 $ 1,160,217 $ 466,000
Kenosha, WI 45 $ 7,225,000 $ 160,555 $ 133,000
Wheeling, WV-OH 45 $ 3,295,000 $ 73,222 $ 92,333
Battle Creek, MI 44 $ 4,010,000 $ 91,136 $ 84,000
Las Vegas-Henderson-Paradise, NV 44 $ 130,520,000 $ 2,966,363 $ 366,000
Omaha-Council Bluffs, NE-IA 44 $ 22,910,000 $ 520,681 $ 159,000
Lebanon, PA 42 $ 5,870,000 $ 139,761 $ 126,000
Wildwood-The Villages, FL 42 $ 8,250,000 $ 196,428 $ 95,000
Little Rock-North Little Rock-Conway, AR 41 $ 5,685,000 $ 138,658 $ 138,000
Burlington, NC 40 $ 8,610,000 $ 215,250 $ 115,000
Goldsboro, NC 39 $ 3,645,000 $ 93,461 $ 88,000
Owensboro, KY 39 $ 4,005,000 $ 102,692 $ 75,000
Waterbury-Shelton, CT 39 $ 58,855,000 $ 1,509,102 $ 154,000
Barnstable Town, MA 38 $ 11,640,000 $ 306,315 $ 256,000
Eagle Pass, TX 37 $ 4,995,000 $ 135,000 $ 86,000
Chattanooga, TN-GA 36 $ 7,400,000 $ 205,555 $ 202,333
Roanoke, VA 36 $ 5,680,000 $ 157,777 $ 125,000
Vallejo-Fairfield, CA 36 $ 43,890,000 $ 1,219,166 $ 181,000
Buffalo-Cheektowaga-Niagara Falls, NY 35 $ 6,555,000 $ 187,285 $ 130,000
Florence, SC 35 $ 3,755,000 $ 107,285 $ 138,000
Sierra Vista-Douglas, AZ 35 $ 3,775,000 $ 107,857 $ 116,000
Tyler, TX 35 $ 4,445,000 $ 127,000 $ 115,000
Des Moines-West Des Moines, IA 33 $ 6,475,000 $ 196,212 $ 155,000
Muncie, IN 33 $ 2,485,000 $ 75,303 $ 78,000
New Haven-Milford, CT 33 $ 5,725,000 $ 173,484 $ 132,000
Tulsa, OK 33 $ 6,835,000 $ 207,121 $ 203,000
College Station-Bryan, TX 31 $ 8,045,000 $ 259,516 $ 193,000
Mansfield, OH 31 $ 4,315,000 $ 139,193 $ 131,000
Rochester, NY 31 $ 5,275,000 $ 170,161 $ 173,000
Columbus, IN 30 $ 3,490,000 $ 116,333 $ 100,000
Flagstaff, AZ 30 $ 12,040,000 $ 401,333 $ 268,000
Manchester-Nashua, NH 30 $ 6,610,000 $ 220,333 $ 172,000
Gainesville, GA 29 $ 5,665,000 $ 195,344 $ 184,000
Spokane-Spokane Valley, WA 29 $ 3,405,000 $ 117,413 $ 139,000
Madison, WI 27 $ 6,265,000 $ 232,037 $ 206,000
Salinas, CA 27 $ 45,815,000 $ 1,696,851 $ 423,000
Bloomington, IN 26 $ 2,760,000 $ 106,153 $ 116,000
Charlottesville, VA 26 $ 7,470,000 $ 287,307 $ 269,000
Santa Fe, NM 26 $ 4,740,000 $ 182,307 $ 241,000
Niles-Benton Harbor, MI 25 $ 5,075,000 $ 203,000 $ 244,000
Tallahassee, FL 25 $ 4,245,000 $ 169,800 $ 123,000
Lafayette-West Lafayette, IN 24 $ 4,130,000 $ 172,083 $ 113,000
Lynchburg, VA 24 $ 4,120,000 $ 171,666 $ 146,000
Salem, OR 24 $ 4,180,000 $ 174,166 $ 117,000
Santa Cruz-Watsonville, CA 24 $ 12,380,000 $ 515,833 $ 460,000
Springfield, MA 24 $ 3,830,000 $ 159,583 $ 108,000
Wichita, KS 24 $ 3,750,000 $ 156,250 $ 127,000
Columbus, GA-AL 23 $ 2,535,000 $ 110,217 $ 123,304
Racine, WI 23 $ 2,945,000 $ 128,043 $ 98,000
Sherman-Denison, TX 23 $ 3,235,000 $ 140,652 $ 113,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 22 $ 7,730,000 $ 351,363 $ 251,000
Bozeman, MT 21 $ 4,815,000 $ 229,285 $ 218,000
Syracuse, NY 21 $ 4,075,000 $ 194,047 $ 140,000
Winchester, VA-WV 21 $ 2,485,000 $ 118,333 $ 136,809
Albany-Schenectady-Troy, NY 20 $ 6,770,000 $ 338,500 $ 221,000
Bend-Redmond, OR 20 $ 4,330,000 $ 216,500 $ 203,000
Chico, CA 20 $ 1,840,000 $ 92,000 $ 126,000
Green Bay, WI 20 $ 2,670,000 $ 133,500 $ 93,000
Olympia-Tumwater, WA 20 $ 4,680,000 $ 234,000 $ 147,000
Springfield, MO 20 $ 3,270,000 $ 163,500 $ 138,000
Evansville, IN-KY 19 $ 3,175,000 $ 167,105 $ 107,000
Midland, MI 18 $ 2,530,000 $ 140,555 $ 108,000
Panama City, FL 18 $ 5,200,000 $ 288,888 $ 216,000
Eugene, OR 17 $ 3,395,000 $ 199,705 $ 189,000
Norwich-New London, CT 17 $ 3,325,000 $ 195,588 $ 159,000
Sebring, FL 17 $ 2,035,000 $ 119,705 $ 125,000
Altoona, PA 16 $ 4,650,000 $ 290,625 $ 110,000
Charleston, WV 16 $ 920,000 $ 57,500 $ 91,000
Macon-Bibb County, GA 16 $ 2,950,000 $ 184,375 $ 144,000
Midland, TX 16 $ 4,990,000 $ 311,875 $ 168,000
San Angelo, TX 16 $ 1,640,000 $ 102,500 $ 115,000
Visalia-Porterville, CA 16 $ 6,400,000 $ 400,000 $ 394,000
Burlington-South Burlington, VT 15 $ 2,605,000 $ 173,666 $ 135,000
Davenport-Moline-Rock Island, IA-IL 15 $ 975,000 $ 65,000 $ 108,000
St. George, UT 15 $ 3,505,000 $ 233,666 $ 313,000
Terre Haute, IN 15 $ 2,435,000 $ 162,333 $ 112,000
Abilene, TX 14 $ 2,070,000 $ 147,857 $ 130,000
Athens-Clarke County, GA 14 $ 1,860,000 $ 132,857 $ 173,000
Brunswick, GA 14 $ 5,500,000 $ 392,857 $ 352,000
Helena, MT 14 $ 1,480,000 $ 105,714 $ 128,000
Odessa, TX 14 $ 2,190,000 $ 156,428 $ 130,000
Bellingham, WA 13 $ 3,865,000 $ 297,307 $ 194,000
Jackson, TN 13 $ 1,715,000 $ 131,923 $ 78,000
Johnstown, PA 13 $ 1,335,000 $ 102,692 $ 101,000
Napa, CA 13 $ 14,165,000 $ 1,089,615 $ 363,000
Grand Junction, CO 12 $ 2,940,000 $ 245,000 $ 88,000
Idaho Falls, ID 12 $ 2,110,000 $ 175,833 $ 142,000
Reno, NV 12 $ 12,050,000 $ 1,004,166 $ 140,000
Staunton-Waynesboro, VA 12 $ 2,650,000 $ 220,833 $ 133,000
Texarkana, TX-AR 12 $ 1,120,000 $ 93,333 $ 193,666
Appleton, WI 11 $ 1,515,000 $ 137,727 $ 117,000
Bangor, ME 11 $ 1,685,000 $ 153,181 $ 110,000
Blacksburg-Christiansburg-Radford, VA 11 $ 2,265,000 $ 205,909 $ 266,000
Bremerton-Silverdale, WA 11 $ 2,115,000 $ 192,272 $ 133,000
Clarksville, TN-KY 11 $ 1,745,000 $ 158,636 $ 127,909
Kennewick-Richland, WA 11 $ 2,055,000 $ 186,818 $ 135,000
Mankato-North Mankato, MN 11 $ 1,665,000 $ 151,363 $ 177,000
Warner Robins, GA 11 $ 1,175,000 $ 106,818 $ 98,000
Yuba City, CA 11 $ 1,345,000 $ 122,272 $ 134,000
Baton Rouge, LA 10 $ 3,080,000 $ 308,000 $ 140,000
Cedar Rapids, IA 10 $ 1,760,000 $ 176,000 $ 236,000
Coeur D'Alene, ID 10 $ 2,990,000 $ 299,000 $ 163,000
Columbia, MO 10 $ 1,830,000 $ 183,000 $ 94,000
Lewiston-Auburn, ME 10 $ 1,640,000 $ 164,000 $ 107,000
Janesville-Beloit, WI 9 $ 1,525,000 $ 169,444 $ 145,000
Jonesboro, AR 9 $ 2,265,000 $ 251,666 $ 153,000
La Crosse-Onalaska, WI-MN 9 $ 1,335,000 $ 148,333 $ 177,222
Pittsfield, MA 9 $ 1,175,000 $ 130,555 $ 178,000
Pueblo, CO 9 $ 1,035,000 $ 115,000 $ 214,000
Sheboygan, WI 9 $ 895,000 $ 99,444 $ 99,000
Urban Honolulu, HI 9 $ 64,255,000 $ 7,139,444 $ 344,000
Yuma, AZ 9 $ 575,000 $ 63,888 $ 81,000
Amarillo, TX 8 $ 610,000 $ 76,250 $ 186,000
Amherst Town-Northampton, MA 8 $ 1,320,000 $ 165,000 $ 135,000
Beckley, WV 8 $ 490,000 $ 61,250 $ 75,000
Cleveland, TN 8 $ 1,270,000 $ 158,750 $ 73,000
Duluth, MN-WI 8 $ 830,000 $ 103,750 $ 96,000
Farmington, NM 8 $ 1,460,000 $ 182,500 $ 133,000
Gulfport-Biloxi-Pascagoula, MS 8 $ 1,800,000 $ 225,000 $ 103,000
Hinesville, GA 8 $ 790,000 $ 98,750 $ 74,000
Hot Springs, AR 8 $ 1,150,000 $ 143,750 $ 134,000
Jefferson City, MO 8 $ 680,000 $ 85,000 $ 104,000
Lewiston, ID-WA 8 $ 1,670,000 $ 208,750 $ 122,000
Lincoln, NE 8 $ 1,060,000 $ 132,500 $ 126,000
Manhattan, KS 8 $ 1,010,000 $ 126,250 $ 175,000
Morristown, TN 8 $ 2,670,000 $ 333,750 $ 176,000
Mount Vernon-Anacortes, WA 8 $ 2,500,000 $ 312,500 $ 173,000
Paducah, KY-IL 8 $ 1,090,000 $ 136,250 $ 156,000
Redding, CA 8 $ 940,000 $ 117,500 $ 146,000
Sumter, SC 8 $ 1,140,000 $ 142,500 $ 209,000
Billings, MT 7 $ 1,185,000 $ 169,285 $ 119,000
Dalton, GA 7 $ 655,000 $ 93,571 $ 112,000
El Centro, CA 7 $ 2,045,000 $ 292,142 $ 79,000
Harrisonburg, VA 7 $ 1,355,000 $ 193,571 $ 166,000
Johnson City, TN 7 $ 1,615,000 $ 230,714 $ 105,000
Joplin, MO 7 $ 285,000 $ 40,714 $ 99,000
Longview, WA 7 $ 1,105,000 $ 157,857 $ 141,000
Medford, OR 7 $ 1,145,000 $ 163,571 $ 142,000
Slidell-Mandeville-Covington, LA 7 $ 1,835,000 $ 262,142 $ 166,000
Topeka, KS 7 $ 495,000 $ 70,714 $ 127,000
Valdosta, GA 7 $ 965,000 $ 137,857 $ 140,000
Fond Du Lac, WI 6 $ 410,000 $ 68,333 $ 106,000
Ithaca, NY 6 $ 1,770,000 $ 295,000 $ 145,000
Kingsport-Bristol-Bristol, TN-VA 6 $ 1,310,000 $ 218,333 $ 114,333
Kingston, NY 6 $ 2,160,000 $ 360,000 $ 291,000
Logan, UT-ID 6 $ 2,350,000 $ 391,666 $ 151,000
Missoula, MT 6 $ 1,830,000 $ 305,000 $ 145,000
New Orleans-Metairie, LA 6 $ 660,000 $ 110,000 $ 103,000
Parkersburg-Vienna, WV 6 $ 790,000 $ 131,666 $ 182,000
Victoria, TX 6 $ 320,000 $ 53,333 $ 119,000
Wenatchee, WA 6 $ 2,020,000 $ 336,666 $ 288,000
Albany, OR 5 $ 485,000 $ 97,000 $ 149,000
Ames, IA 5 $ 635,000 $ 127,000 $ 95,000
Anchorage, AK 5 $ 3,325,000 $ 665,000 $ 222,000
Binghamton, NY 5 $ 835,000 $ 167,000 $ 89,000
Hanford-Corcoran, CA 5 $ 735,000 $ 147,000 $ 98,000
Lawton, OK 5 $ 655,000 $ 131,000 $ 132,000
Lima, OH 5 $ 565,000 $ 113,000 $ 81,000
Shreveport-Bossier City, LA 5 $ 885,000 $ 177,000 $ 190,000
Yakima, WA 5 $ 395,000 $ 79,000 $ 129,000
Albany, GA 4 $ 700,000 $ 175,000 $ 380,000
Alexandria, LA 4 $ 1,090,000 $ 272,500 $ 164,000
Cheyenne, WY 4 $ 18,560,000 $ 4,640,000 $ 111,000
Dubuque, IA 4 $ 310,000 $ 77,500 $ 97,000
Fort Smith, AR-OK 4 $ 770,000 $ 192,500 $ 104,000
Grants Pass, OR 4 $ 390,000 $ 97,500 $ 76,000
Jackson, MS 4 $ 1,070,000 $ 267,500 $ 172,000
Lawrence, KS 4 $ 750,000 $ 187,500 $ 223,000
Rochester, MN 4 $ 380,000 $ 95,000 $ 240,000
Rome, GA 4 $ 810,000 $ 202,500 $ 107,000
Sioux City, IA-NE-SD 4 $ 390,000 $ 97,500 $ 136,000
St. Cloud, MN 4 $ 570,000 $ 142,500 $ 53,000
Waterloo-Cedar Falls, IA 4 $ 1,060,000 $ 265,000 $ 268,000
Cape Girardeau, MO-IL 3 $ 465,000 $ 155,000 $ 118,000
Casper, WY 3 $ 585,000 $ 195,000 $ 246,000
Corvallis, OR 3 $ 945,000 $ 315,000 $ 122,000
Glens Falls, NY 3 $ 605,000 $ 201,666 $ 161,000
Grand Forks, ND-MN 3 $ 3,885,000 $ 1,295,000 $ 101,000
Great Falls, MT 3 $ 1,565,000 $ 521,666 $ 435,000
Iowa City, IA 3 $ 325,000 $ 108,333 $ 290,000
Lake Charles, LA 3 $ 9,625,000 $ 3,208,333 $ 124,000
Twin Falls, ID 3 $ 1,085,000 $ 361,666 $ 105,000
Utica-Rome, NY 3 $ 385,000 $ 128,333 $ 68,000
Wausau, WI 3 $ 395,000 $ 131,666 $ 82,000
Bismarck, ND 2 $ 660,000 $ 330,000 $ 144,000
Fargo, ND-MN 2 $ 580,000 $ 290,000 $ 240,000
Kahului-Wailuku-Lahaina, HI 2 $ 2,390,000 $ 1,195,000 $ 482,000
Lafayette, LA 2 $ 200,000 $ 100,000 $ 50,000
Pocatello, ID 2 $ 610,000 $ 305,000 $ 218,000
Rapid City, SD 2 $ 1,070,000 $ 535,000 $ 185,000
St. Joseph, MO-KS 2 $ 130,000 $ 65,000 $ 81,000
Wichita Falls, TX 2 $ 250,000 $ 125,000 $ 93,000
Carson City, NV 1 $ 395,000 $ 395,000 $ 122,000
Eau Claire, WI 1 $ 125,000 $ 125,000 $ 151,000
Enid, OK 1 $ 85,000 $ 85,000 $ 127,000
Hattiesburg, MS 1 $ 115,000 $ 115,000 $ 35,000
Houma-Thibodaux, LA 1 $ 125,000 $ 125,000 $ 110,000
Minot, ND 1 $ 425,000 $ 425,000 $ 93,000
Monroe, LA 1 $ 235,000 $ 235,000 $ 106,000
Walla Walla, WA 1 $ 305,000 $ 305,000 $ 243,000
Watertown-Fort Drum, NY 1 $ 45,000 $ 45,000 $ 42,000

Mortgage Loan Application Detail Totals for PNC Bank N.A. in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 36,725 $4,745,300,000 $129,000 $20,305,000 $152,000 $8,450,000
Other Purpose 31,306 $4,425,185,000 $141,000 $30,405,000 $148,000 $9,824,000
Home Purchase 31,290 $14,642,620,000 $467,000 $98,815,000 $176,000 $9,729,000
Refinancing 23,800 $7,443,580,000 $312,000 $94,505,000 $168,000 $8,916,000
Cash-out Refinancing 3,987 $1,078,165,000 $270,000 $12,005,000 $113,000 $5,978,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 73,310 $14,434,650,000 $196,000 $30,405,000 $165,000 $9,824,000
Not applicable 13,860 $7,599,875,000 $548,000 $98,815,000 $90,000 $1,495,000
Hispanic 12,068 $2,005,280,000 $166,000 $20,005,000 $133,000 $7,962,000
Black or African American 10,215 $1,278,770,000 $125,000 $15,005,000 $115,000 $9,362,000
Not Provided 8,868 $2,916,770,000 $328,000 $12,005,000 $220,000 $8,916,000
Asian 8,021 $3,971,625,000 $495,000 $8,775,000 $247,000 $6,408,000
American Indian or Alaskan Native 561 $82,025,000 $146,000 $2,505,000 $117,000 $800,000
Native Hawaiian or Other Pacific Islander 171 $42,125,000 $246,000 $15,005,000 $133,000 $751,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 119,037 $30,037,865,000 $252,000 $98,815,000 $164,000 $9,824,000
FHA-insured (Federal Housing Administration) 6,664 $1,904,460,000 $285,000 $60,605,000 $81,000 $2,400,000
VA-guaranteed (Veterans Administration) 1,346 $379,150,000 $281,000 $2,005,000 $85,000 $495,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 61 $13,375,000 $219,000 $1,085,000 $73,000 $258,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 56,830 $16,484,445,000 $290,000 $98,815,000 $187,000 $9,824,000
Application Denied By Financial Institution 32,270 $5,348,655,000 $165,000 $15,005,000 $121,000 $9,500,000
Loan Purchased By The Institution 13,659 $3,529,555,000 $258,000 $1,915,000 $90,000 $1,495,000
Application Withdrawn By Applicant 13,131 $3,808,130,000 $290,000 $51,305,000 $178,000 $8,638,000
File Closed For Incompleteness 7,360 $1,397,255,000 $189,000 $38,005,000 $178,000 $8,450,000
Application Approved But Not Accepted 1,998 $337,620,000 $168,000 $21,555,000 $155,000 $3,146,000
Preapproval Approved but not Accepted 1,439 $1,195,925,000 $831,000 $7,155,000 $272,000 $4,177,000
Preapproval Denied by Financial Institution 421 $233,265,000 $554,000 $5,395,000 $127,000 $2,382,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 94,417 $26,752,930,000 $283,000 $98,815,000 $172,000 $9,824,000
Debt-To-Income Ratio 13,770 $2,779,655,000 $201,000 $10,365,000 $86,000 $2,761,000
Credit History 12,316 $1,343,230,000 $109,000 $15,005,000 $124,000 $9,362,000
Credit Application Incomplete 2,799 $685,725,000 $244,000 $15,005,000 $171,000 $5,000,000
Collateral 2,743 $475,995,000 $173,000 $10,005,000 $210,000 $5,337,000
Other 890 $240,780,000 $270,000 $8,275,000 $187,000 $5,100,000
Unverifiable Information 69 $27,855,000 $403,000 $2,395,000 $197,000 $2,255,000
Insufficient Cash (Downpayment, Closing Cost) 57 $16,245,000 $285,000 $1,495,000 $114,000 $559,000
Employment History 46 $12,150,000 $264,000 $2,505,000 $277,000 $9,500,000
Mortgage Insurance Denied 1 $285,000 $285,000 $285,000 $61,000 $61,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into PNC Bank N.A.'s 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess PNC Bank N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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