Premium Security, Inc. Mortgage Lending & HMDA Data, 2022

In 2022, Premium Security, Inc. of Henderson, NV reported 1,440 mortgage applications totaling $434.4 million, down 43% from 2021. The average application was for $301,631, and applicants reported an average income of $34,923. 53% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Denver-Aurora-Lakewood, CO (89), Las Vegas-Henderson-Paradise, NV (77) and Dallas-Plano-Irving, TX (58) (applications in parentheses).

Mortgage Company & Address Premium Security, Inc.
901 N Green Valley Pkwy Ste 200
Henderson, NV 89074
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  
Total Number of Mortgage Applications 1,440
Total Mortgage Loan Application Amount $434,350,000
Average Mortgage Loan Application Amount $301,631
Highest Mortgage Loan Application Amount $1,385,000
Average Applicant Income $34,923
Highest Applicant Income $288,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Premium Security, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Premium Security, Inc. by Metropolitan Area in 2022

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 96 $ 24,380,000 $ 253,958 $ 31,395
Denver-Aurora-Lakewood, CO 89 $ 29,105,000 $ 327,022 $ 33,000
Las Vegas-Henderson-Paradise, NV 77 $ 20,625,000 $ 267,857 $ 31,000
Dallas-Plano-Irving, TX 58 $ 13,790,000 $ 237,758 $ 40,000
Atlanta-Sandy Springs-Roswell, GA 57 $ 12,765,000 $ 223,947 $ 37,000
Seattle-Bellevue-Everett, WA 55 $ 20,645,000 $ 375,363 $ 30,000
Los Angeles-Long Beach-Glendale, CA 48 $ 22,120,000 $ 460,833 $ 31,000
Phoenix-Mesa-Scottsdale, AZ 44 $ 11,850,000 $ 269,318 $ 34,000
Riverside-San Bernardino-Ontario, CA 44 $ 15,250,000 $ 346,590 $ 37,000
Portland-Vancouver-Hillsboro, OR-WA 37 $ 11,595,000 $ 313,378 $ 35,648
Houston-The Woodlands-Sugar Land, TX 35 $ 7,055,000 $ 201,571 $ 40,000
Sacramento--Roseville--Arden-Arcade, CA 30 $ 10,040,000 $ 334,666 $ 40,000
Anaheim-Santa Ana-Irvine, CA 28 $ 13,530,000 $ 483,214 $ 36,000
Austin-Round Rock, TX 24 $ 7,180,000 $ 299,166 $ 37,000
San Diego-Carlsbad, CA 24 $ 10,450,000 $ 435,416 $ 27,000
Cape Coral-Fort Myers, FL 22 $ 7,300,000 $ 331,818 $ 43,000
Prescott Valley-Prescott, AZ 22 $ 6,880,000 $ 312,727 $ 33,000
Oakland-Hayward-Berkeley, CA 21 $ 10,425,000 $ 496,428 $ 34,000
Tampa-St. Petersburg-Clearwater, FL 20 $ 5,650,000 $ 282,500 $ 38,000
Miami-Miami Beach-Kendall, FL 19 $ 5,605,000 $ 295,000 $ 37,000
San Antonio-New Braunfels, TX 18 $ 4,670,000 $ 259,444 $ 36,000
Charlotte-Concord-Gastonia, NC-SC 17 $ 3,655,000 $ 215,000 $ 35,294
Fort Worth-Arlington, TX 16 $ 3,980,000 $ 248,750 $ 49,000
New York-Newark, NY 16 $ 3,980,000 $ 248,750 $ 37,000
Reno, NV 16 $ 4,640,000 $ 290,000 $ 30,000
Orlando-Kissimmee-Sanford, FL 15 $ 4,225,000 $ 281,666 $ 35,000
West Palm Beach-Boca Raton-Delray Beach, FL 14 $ 5,060,000 $ 361,428 $ 40,000
Lake Havasu City-Kingman, AZ 13 $ 2,525,000 $ 194,230 $ 26,000
Tucson, AZ 13 $ 4,175,000 $ 321,153 $ 30,000
Charleston-North Charleston, SC 12 $ 3,210,000 $ 267,500 $ 37,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 12 $ 3,730,000 $ 310,833 $ 35,000
Tacoma-Lakewood, WA 12 $ 3,490,000 $ 290,833 $ 37,000
North Port-Sarasota-Bradenton, FL 11 $ 3,575,000 $ 325,000 $ 40,000
Port St. Lucie, FL 11 $ 2,765,000 $ 251,363 $ 28,000
Bend-Redmond, OR 10 $ 3,560,000 $ 356,000 $ 43,000
Palm Bay-Melbourne-Titusville, FL 10 $ 2,330,000 $ 233,000 $ 36,000
Santa Rosa, CA 10 $ 4,390,000 $ 439,000 $ 31,000
Spokane-Spokane Valley, WA 10 $ 2,680,000 $ 268,000 $ 31,000
Greeley, CO 9 $ 2,715,000 $ 301,666 $ 43,000
Jacksonville, FL 9 $ 2,375,000 $ 263,888 $ 45,000
Deltona-Daytona Beach-Ormond Beach, FL 8 $ 1,780,000 $ 222,500 $ 30,000
Eugene, OR 8 $ 2,410,000 $ 301,250 $ 32,000
Lakeland-Winter Haven, FL 8 $ 1,610,000 $ 201,250 $ 40,000
Olympia-Tumwater, WA 8 $ 2,450,000 $ 306,250 $ 29,000
Vallejo-Fairfield, CA 8 $ 2,860,000 $ 357,500 $ 34,000
Fort Collins, CO 7 $ 2,315,000 $ 330,714 $ 38,000
Nashville-Davidson--Murfreesboro--Franklin, TN 7 $ 1,895,000 $ 270,714 $ 35,000
Oxnard-Thousand Oaks-Ventura, CA 7 $ 2,975,000 $ 425,000 $ 42,000
The Villages, FL 7 $ 2,345,000 $ 335,000 $ 33,000
Asheville, NC 6 $ 1,360,000 $ 226,666 $ 28,000
Boulder, CO 6 $ 2,390,000 $ 398,333 $ 40,000
Bremerton-Silverdale, WA 6 $ 2,440,000 $ 406,666 $ 36,000
Hilton Head Island-Bluffton-Beaufort, SC 6 $ 2,100,000 $ 350,000 $ 37,000
Philadelphia, PA 6 $ 980,000 $ 163,333 $ 31,000
Pittsburgh, PA 6 $ 1,090,000 $ 181,666 $ 36,000
Raleigh, NC 6 $ 1,490,000 $ 248,333 $ 41,000
Colorado Springs, CO 5 $ 1,445,000 $ 289,000 $ 28,000
Fresno, CA 5 $ 1,455,000 $ 291,000 $ 32,000
Grants Pass, OR 5 $ 1,735,000 $ 347,000 $ 32,000
Kennewick-Richland, WA 5 $ 1,085,000 $ 217,000 $ 27,000
New York-Jersey City-White Plains, NY-NJ 5 $ 1,545,000 $ 309,000 $ 46,000
Newark, NJ-PA 5 $ 1,325,000 $ 265,000 $ 35,000
Ocala, FL 5 $ 1,655,000 $ 331,000 $ 43,000
Salem, OR 5 $ 1,685,000 $ 337,000 $ 35,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 5 $ 2,375,000 $ 475,000 $ 49,000
Sebastian-Vero Beach, FL 5 $ 1,925,000 $ 385,000 $ 39,000
Albany, OR 4 $ 880,000 $ 220,000 $ 35,000
Baltimore-Columbia-Towson, MD 4 $ 1,210,000 $ 302,500 $ 26,000
Durham-Chapel Hill, NC 4 $ 1,190,000 $ 297,500 $ 31,000
Grand Junction, CO 4 $ 990,000 $ 247,500 $ 29,000
Greenville-Anderson-Mauldin, SC 4 $ 900,000 $ 225,000 $ 28,000
Merced, CA 4 $ 790,000 $ 197,500 $ 27,000
Modesto, CA 4 $ 1,010,000 $ 252,500 $ 23,000
Montgomery County-Bucks County-Chester County, PA 4 $ 1,190,000 $ 297,500 $ 41,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 4 $ 1,680,000 $ 420,000 $ 35,250
Naples-Immokalee-Marco Island, FL 4 $ 1,960,000 $ 490,000 $ 43,000
San Jose-Sunnyvale-Santa Clara, CA 4 $ 1,930,000 $ 482,500 $ 21,000
Stockton-Lodi, CA 4 $ 1,370,000 $ 342,500 $ 40,000
Virginia Beach-Norfolk-Newport News, VA-NC 4 $ 1,000,000 $ 250,000 $ 37,750
Washington-Arlington-Alexandria, DC-VA-MD-WV 4 $ 1,200,000 $ 300,000 $ 35,000
Allentown-Bethlehem-Easton, PA-NJ 3 $ 525,000 $ 175,000 $ 29,666
Camden, NJ 3 $ 855,000 $ 285,000 $ 22,000
Carson City, NV 3 $ 1,195,000 $ 398,333 $ 39,000
Chico, CA 3 $ 865,000 $ 288,333 $ 27,000
Crestview-Fort Walton Beach-Destin, FL 3 $ 1,035,000 $ 345,000 $ 33,000
Knoxville, TN 3 $ 845,000 $ 281,666 $ 48,000
Longview, WA 3 $ 935,000 $ 311,666 $ 27,000
Pensacola-Ferry Pass-Brent, FL 3 $ 975,000 $ 325,000 $ 20,000
Punta Gorda, FL 3 $ 845,000 $ 281,666 $ 38,000
San Rafael, CA 3 $ 1,665,000 $ 555,000 $ 22,000
Spartanburg, SC 3 $ 335,000 $ 111,666 $ 20,000
Trenton, NJ 3 $ 635,000 $ 211,666 $ 49,000
Visalia-Porterville, CA 3 $ 945,000 $ 315,000 $ 26,000
Waco, TX 3 $ 545,000 $ 181,666 $ 56,000
Atlantic City-Hammonton, NJ 2 $ 540,000 $ 270,000 $ 24,000
Beaumont-Port Arthur, TX 2 $ 260,000 $ 130,000 $ 43,000
Brunswick, GA 2 $ 270,000 $ 135,000 $ 33,000
College Station-Bryan, TX 2 $ 700,000 $ 350,000 $ 44,000
Flagstaff, AZ 2 $ 610,000 $ 305,000 $ 23,000
Gainesville, GA 2 $ 600,000 $ 300,000 $ 36,000
Greensboro-High Point, NC 2 $ 360,000 $ 180,000 $ 38,000
Killeen-Temple, TX 2 $ 210,000 $ 105,000 $ 35,000
Medford, OR 2 $ 470,000 $ 235,000 $ 29,000
Odessa, TX 2 $ 340,000 $ 170,000 $ 44,000
Pueblo, CO 2 $ 350,000 $ 175,000 $ 45,000
Salinas, CA 2 $ 710,000 $ 355,000 $ 24,000
San Francisco-Redwood City-South San Francisco, CA 2 $ 1,040,000 $ 520,000 $ 37,000
Santa Cruz-Watsonville, CA 2 $ 700,000 $ 350,000 $ 20,000
Santa Maria-Santa Barbara, CA 2 $ 530,000 $ 265,000 $ 20,000
Wenatchee, WA 2 $ 600,000 $ 300,000 $ 31,000
Winston-Salem, NC 2 $ 470,000 $ 235,000 $ 37,000
Yuba City, CA 2 $ 710,000 $ 355,000 $ 33,000
Augusta-Richmond County, GA-SC 1 $ 175,000 $ 175,000 $ 41,000
Bellingham, WA 1 $ 295,000 $ 295,000 $ 41,000
Canton-Massillon, OH 1 $ 125,000 $ 125,000 $ 15,000
Chambersburg-Waynesboro, PA 1 $ 135,000 $ 135,000 $ 28,000
Chattanooga, TN-GA 1 $ 155,000 $ 155,000 $ 33,000
Cincinnati, OH-KY-IN 1 $ 295,000 $ 295,000 $ 25,000
Clarksville, TN-KY 1 $ 495,000 $ 495,000 $ 59,000
Cleveland-Elyria, OH 1 $ 135,000 $ 135,000 $ 36,000
Columbia, SC 1 $ 145,000 $ 145,000 $ 27,000
Columbus, OH 1 $ 155,000 $ 155,000 $ 54,000
Dalton, GA 1 $ 255,000 $ 255,000 $ 36,000
El Paso, TX 1 $ 85,000 $ 85,000 $ 20,000
Gainesville, FL 1 $ 255,000 $ 255,000 $ 36,000
Greenville, NC 1 $ 205,000 $ 205,000 $ 19,000
Harrisburg-Carlisle, PA 1 $ 95,000 $ 95,000 $ 11,000
Hickory-Lenoir-Morganton, NC 1 $ 115,000 $ 115,000 $ 22,000
Homosassa Springs, FL 1 $ 285,000 $ 285,000 $ 60,000
Jacksonville, NC 1 $ 105,000 $ 105,000 $ 58,000
Johnson City, TN 1 $ 455,000 $ 455,000 $ 56,000
Kalamazoo-Portage, MI 1 $ 85,000 $ 85,000 $ 9,000
Lancaster, PA 1 $ 235,000 $ 235,000 $ 20,000
Lubbock, TX 1 $ 405,000 $ 405,000 $ 50,000
Macon-Bibb County, GA 1 $ 245,000 $ 245,000 $ 29,000
Madera, CA 1 $ 255,000 $ 255,000 $ 80,000
Memphis, TN-MS-AR 1 $ 65,000 $ 65,000 $ 13,000
Morristown, TN 1 $ 335,000 $ 335,000 $ 16,000
Mount Vernon-Anacortes, WA 1 $ 335,000 $ 335,000 $ 31,000
Napa, CA 1 $ 475,000 $ 475,000 $ 32,000
Panama City, FL 1 $ 225,000 $ 225,000 $ 37,000
Reading, PA 1 $ 105,000 $ 105,000 $ 36,000
Redding, CA 1 $ 555,000 $ 555,000 $ 41,000
Richmond, VA 1 $ 135,000 $ 135,000 $ 24,000
Rocky Mount, NC 1 $ 155,000 $ 155,000 $ 116,000
Scranton--Wilkes-Barre--Hazleton, PA 1 $ 115,000 $ 115,000 $ 25,000
Sherman-Denison, TX 1 $ 55,000 $ 55,000 $ 14,000
Springfield, OH 1 $ 85,000 $ 85,000 $ 21,000
Sumter, SC 1 $ 95,000 $ 95,000 $ 14,000
Toledo, OH 1 $ 155,000 $ 155,000 $ 63,000
Washington-Baltimore-Arlington, DC 1 $ 165,000 $ 165,000 $ 15,000
Wilmington, NC 1 $ 165,000 $ 165,000 $ 11,000
York-Hanover, PA 1 $ 175,000 $ 175,000 $ 36,000
Yuma, AZ 1 $ 105,000 $ 105,000 $ 37,000

Mortgage Loan Application Detail Totals for Premium Security, Inc. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,405 $424,485,000 $302,000 $1,385,000 $35,000 $288,000
Cash-out Refinancing 30 $8,580,000 $286,000 $595,000 $31,000 $56,000
Home Purchase 4 $1,020,000 $255,000 $325,000 $33,000 $47,000
Other Purpose 1 $265,000 $265,000 $265,000 $53,000 $53,000
Not Applicable 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,106 $335,720,000 $303,000 $635,000 $35,000 $288,000
Not Provided 129 $37,985,000 $294,000 $1,385,000 $32,000 $108,000
Black or African American 95 $25,645,000 $269,000 $615,000 $33,000 $92,000
Hispanic 73 $22,715,000 $311,000 $625,000 $35,000 $109,000
Asian 26 $9,150,000 $351,000 $585,000 $30,000 $88,000
American Indian or Alaskan Native 5 $1,215,000 $243,000 $365,000 $25,000 $38,000
Native Hawaiian or Other Pacific Islander 3 $1,135,000 $378,000 $495,000 $21,000 $26,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,428 $428,560,000 $300,000 $635,000 $35,000 $288,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12 $5,790,000 $482,000 $1,385,000 $37,000 $56,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 758 $236,530,000 $312,000 $635,000 $35,000 $131,000
Application Denied By Financial Institution 319 $89,025,000 $279,000 $625,000 $35,000 $288,000
File Closed For Incompleteness 166 $47,890,000 $288,000 $1,385,000 $30,000 $100,000
Application Approved But Not Accepted 100 $30,790,000 $307,000 $615,000 $35,000 $114,000
Application Withdrawn By Applicant 97 $30,115,000 $310,000 $615,000 $36,000 $103,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,121 $345,325,000 $308,000 $1,385,000 $34,000 $131,000
Other 227 $66,285,000 $292,000 $625,000 $37,000 $288,000
Insufficient Cash (Downpayment, Closing Cost) 54 $13,190,000 $244,000 $515,000 $36,000 $94,000
Collateral 15 $4,215,000 $281,000 $535,000 $32,000 $74,000
Debt-To-Income Ratio 9 $2,105,000 $233,000 $295,000 $24,000 $56,000
Unverifiable Information 7 $1,585,000 $226,000 $325,000 $23,000 $44,000
Credit History 5 $1,145,000 $229,000 $325,000 $29,000 $73,000
Mortgage Insurance Denied 1 $165,000 $165,000 $165,000 $15,000 $15,000
Employment History 1 $335,000 $335,000 $335,000 $22,000 $22,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Premium Security, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Premium Security, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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